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Other Operating Expense
12 Months Ended
Dec. 31, 2011
19. OTHER OPERATING EXPENSE [Abstract]  
Other Income and Other Expense Disclosure [Text Block]
OTHER OPERATING EXPENSE
Major components of other operating expense are as follows:
 
Year Ended December 31,
2011
 
2010
 
2009
 
 
 
(In thousands)
 
 
Insurance
$
3,521

 
$
3,128

 
$
3,025

Employee travel and meals
2,392

 
2,157

 
1,932

Forms and supplies
1,589

 
1,439

 
1,415

Other banking expenses
1,352

 
1,507

 
1,939

Telephone
1,266

 
1,155

 
1,145

OREO and repossessed asset expenses
963

 
1,825

 
2,048

Publications and dues
863

 
949

 
818

Postage
711

 
699

 
666

Courier and express mail
634

 
706

 
805

Training and education
514

 
655

 
658

Correspondent bank charges
473

 
488

 
979

Legal settlement costs

 
2,450

 

Provision/ (credit) for off-balance sheet loan commitments
(1,528
)
 
181

 
(412
)
Other
1,639

 
2,423

 
2,107

Total
$
14,389

 
$
19,762

 
$
17,125