The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALKALINE WTR CO INC COM NEW 01643A207   2 11,000 SH   SOLE 0 0 0 11,000
AMAZON COM INC COM 023135106   875 8,474 SH   SOLE 0 0 0 8,474
APPLE INC COM 037833100   7,245 43,939 SH   SOLE 0 0 0 43,939
BOEING CO COM 097023105   760 3,577 SH   SOLE 0 0 0 3,577
CERBERUS CYBER SENTINEL CORP COM 15672X102   109 323,000 SH   SOLE 0 0 0 323,000
COMCAST CORP NEW CL A 20030N101   247 6,504 SH   SOLE 0 0 0 6,504
CONSTELLATION BRANDS INC CL A 21036P108   628 2,781 SH   SOLE 0 0 0 2,781
CORMEDIX INC COM 21900C308   207 50,000 SH   SOLE 0 0 0 50,000
DEERE & CO COM 244199105   225 544 SH   SOLE 0 0 0 544
ESSENTIAL UTILS INC COM 29670G102   235 5,380 SH   SOLE 0 0 0 5,380
EXELON CORP COM 30161N101   222 5,297 SH   SOLE 0 0 0 5,297
EXXON MOBIL CORP COM 30231G102   505 4,605 SH   SOLE 0 0 0 4,605
FIRST TR VALUE LINE DIVID IN SHS 33734H106   1,454 36,205 SH   SOLE 0 0 0 36,205
GLOBAL X FDS US INFR DEV ETF 37954Y673   229 8,093 SH   SOLE 0 0 0 8,093
HOME DEPOT INC COM 437076102   610 2,066 SH   SOLE 0 0 0 2,066
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373   2,574 15,105 SH   SOLE 0 0 0 15,105
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   259 4,946 SH   SOLE 0 0 0 4,946
ISHARES INC MSCI GBL MIN VOL 464286525   1,428 14,756 SH   SOLE 0 0 0 14,756
ISHARES TR CORE S&P TTL STK 464287150   479 5,293 SH   SOLE 0 0 0 5,293
ISHARES TR CORE S&P500 ETF 464287200   256 623 SH   SOLE 0 0 0 623
ISHARES TR CORE S&P MCP ETF 464287507   317 1,265 SH   SOLE 0 0 0 1,265
ISHARES TR US CONSUM DISCRE 464287580   317 4,899 SH   SOLE 0 0 0 4,899
ISHARES TR CORE S&P US GWT 464287671   2,097 23,624 SH   SOLE 0 0 0 23,624
ISHARES TR US INDUSTRIALS 464287754   1,158 11,557 SH   SOLE 0 0 0 11,557
ISHARES TR US HLTHCARE ETF 464287762   1,657 6,068 SH   SOLE 0 0 0 6,068
ISHARES TR CORE S&P SCP ETF 464287804   251 2,597 SH   SOLE 0 0 0 2,597
ISHARES TR MRGSTR MD CP VAL 464288406   207 3,352 SH   SOLE 0 0 0 3,352
ISHARES TR MSCI EAFE MIN VL 46429B689   600 8,862 SH   SOLE 0 0 0 8,862
ISHARES TR MSCI USA MIN VOL 46429B697   1,732 23,814 SH   SOLE 0 0 0 23,814
LOWES COS INC COM 548661107   519 2,597 SH   SOLE 0 0 0 2,597
MCDONALDS CORP COM 580135101   806 2,882 SH   SOLE 0 0 0 2,882
MERCK & CO INC COM 58933Y105   227 2,136 SH   SOLE 0 0 0 2,136
MICROSOFT CORP COM 594918104   923 3,201 SH   SOLE 0 0 0 3,201
NIKE INC CL B 654106103   240 1,954 SH   SOLE 0 0 0 1,954
NOVO-NORDISK A S ADR 670100205   223 1,399 SH   SOLE 0 0 0 1,399
NVIDIA CORPORATION COM 67066G104   249 896 SH   SOLE 0 0 0 896
PALO ALTO NETWORKS INC COM 697435105   315 1,578 SH   SOLE 0 0 0 1,578
PEPSICO INC COM 713448108   541 2,965 SH   SOLE 0 0 0 2,965
PFIZER INC COM 717081103   516 12,642 SH   SOLE 0 0 0 12,642
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   270 2,850 SH   SOLE 0 0 0 2,850
PROCTER AND GAMBLE CO COM 742718109   318 2,142 SH   SOLE 0 0 0 2,142
SPDR S&P 500 ETF TR TR UNIT 78462F103   280 684 SH   SOLE 0 0 0 684
SPDR SER TR AEROSPACE DEF 78464A631   430 3,680 SH   SOLE 0 0 0 3,680
SPDR SER TR S&P DIVID ETF 78464A763   7,195 58,156 SH   SOLE 0 0 0 58,156
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   379 9,036 SH   SOLE 0 0 0 9,036
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   13,280 181,521 SH   SOLE 0 0 0 181,521
SCHWAB STRATEGIC TR US TIPS ETF 808524870   533 9,946 SH   SOLE 0 0 0 9,946
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,798 37,448 SH   SOLE 0 0 0 37,448
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,171 17,307 SH   SOLE 0 0 0 17,307
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   18,236 118,406 SH   SOLE 0 0 0 118,406
VANGUARD WORLD FD MEGA GRWTH IND 921910816   269 1,315 SH   SOLE 0 0 0 1,315
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   6,835 67,655 SH   SOLE 0 0 0 67,655
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   20,312 265,555 SH   SOLE 0 0 0 265,555
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   2,580 52,392 SH   SOLE 0 0 0 52,392
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,726 7,238 SH   SOLE 0 0 0 7,238
VANGUARD WORLD FDS INF TECH ETF 92204A702   215 558 SH   SOLE 0 0 0 558
VANGUARD WORLD FDS UTILITIES ETF 92204A876   319 2,164 SH   SOLE 0 0 0 2,164
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   985 10,692 SH   SOLE 0 0 0 10,692
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,898 90,491 SH   SOLE 0 0 0 90,491
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   954 2,538 SH   SOLE 0 0 0 2,538
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,700 12,677 SH   SOLE 0 0 0 12,677
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,308 11,844 SH   SOLE 0 0 0 11,844
VANGUARD INDEX FDS SML CP GRW ETF 922908595   377 1,744 SH   SOLE 0 0 0 1,744
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,433 9,023 SH   SOLE 0 0 0 9,023
VANGUARD INDEX FDS MID CAP ETF 922908629   1,522 7,217 SH   SOLE 0 0 0 7,217
VANGUARD INDEX FDS GROWTH ETF 922908736   3,633 14,566 SH   SOLE 0 0 0 14,566
VANGUARD INDEX FDS VALUE ETF 922908744   4,313 31,229 SH   SOLE 0 0 0 31,229
VANGUARD INDEX FDS SMALL CP ETF 922908751   975 5,146 SH   SOLE 0 0 0 5,146
VICTORY PORTFOLIOS II VCSHS US 500 VOL 92647N766   296 4,305 SH   SOLE 0 0 0 4,305
WALMART INC COM 931142103   517 3,505 SH   SOLE 0 0 0 3,505