The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 698 203 SH   SOLE 0 0 0 203
APPLE INC COM 037833100 6,210 45,343 SH   SOLE 0 0 0 45,343
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 227 818 SH   SOLE 0 0 0 818
BOEING CO COM 097023105 485 2,025 SH   SOLE 0 0 0 2,025
COCA COLA CO COM 191216100 201 3,705 SH   SOLE 0 0 0 3,705
COMCAST CORP NEW CL A 20030N101 767 13,457 SH   SOLE 0 0 0 13,457
CONSTELLATION BRANDS INC CL A 21036P108 726 3,106 SH   SOLE 0 0 0 3,106
CORMEDIX INC COM 21900C308 343 50,000 SH   SOLE 0 0 0 50,000
DISNEY WALT CO COM 254687106 566 3,218 SH   SOLE 0 0 0 3,218
ESSENTIAL UTILS INC COM 29670G102 243 5,318 SH   SOLE 0 0 0 5,318
EXXON MOBIL CORP COM 30231G102 313 4,964 SH   SOLE 0 0 0 4,964
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,788 44,956 SH   SOLE 0 0 0 44,956
GLOBAL X FDS US INFR DEV ETF 37954Y673 274 10,648 SH   SOLE 0 0 0 10,648
HOME DEPOT INC COM 437076102 673 2,112 SH   SOLE 0 0 0 2,112
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 2,297 14,255 SH   SOLE 0 0 0 14,255
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 373 6,974 SH   SOLE 0 0 0 6,974
ISHARES INC MSCI GBL MIN VOL 464286525 1,808 17,578 SH   SOLE 0 0 0 17,578
ISHARES TR CORE S&P TTL STK 464287150 566 5,734 SH   SOLE 0 0 0 5,734
ISHARES TR CORE S&P500 ETF 464287200 316 734 SH   SOLE 0 0 0 734
ISHARES TR CORE S&P MCP ETF 464287507 274 1,018 SH   SOLE 0 0 0 1,018
ISHARES TR U.S. CNSM SV ETF 464287580 479 6,173 SH   SOLE 0 0 0 6,173
ISHARES TR CORE S&P US GWT 464287671 2,536 25,111 SH   SOLE 0 0 0 25,111
ISHARES TR US INDUSTRIALS 464287754 1,660 14,943 SH   SOLE 0 0 0 14,943
ISHARES TR US HLTHCARE ETF 464287762 927 3,397 SH   SOLE 0 0 0 3,397
ISHARES TR CORE S&P SCP ETF 464287804 597 5,282 SH   SOLE 0 0 0 5,282
ISHARES TR MRGSTR MD CP VAL 464288406 230 3,581 SH   SOLE 0 0 0 3,581
ISHARES TR MSCI EAFE MIN VL 46429B689 3,786 50,125 SH   SOLE 0 0 0 50,125
ISHARES TR MSCI USA MIN VOL 46429B697 2,192 29,779 SH   SOLE 0 0 0 29,779
LOWES COS INC COM 548661107 509 2,625 SH   SOLE 0 0 0 2,625
MASTERCARD INCORPORATED CL A 57636Q104 226 619 SH   SOLE 0 0 0 619
MCDONALDS CORP COM 580135101 747 3,232 SH   SOLE 0 0 0 3,232
MICROSOFT CORP COM 594918104 565 2,086 SH   SOLE 0 0 0 2,086
NIKE INC CL B 654106103 301 1,951 SH   SOLE 0 0 0 1,951
NORFOLK SOUTHN CORP COM 655844108 217 818 SH   SOLE 0 0 0 818
PEPSICO INC COM 713448108 476 3,213 SH   SOLE 0 0 0 3,213
PFIZER INC COM 717081103 501 12,791 SH   SOLE 0 0 0 12,791
PROCTER AND GAMBLE CO COM 742718109 325 2,409 SH   SOLE 0 0 0 2,409
SPDR SER TR AEROSPACE DEF 78464A631 543 4,103 SH   SOLE 0 0 0 4,103
SPDR SER TR S&P DIVID ETF 78464A763 4,831 39,509 SH   SOLE 0 0 0 39,509
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 579 5,553 SH   SOLE 0 0 0 5,553
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 8,532 112,827 SH   SOLE 0 0 0 112,827
SCHWAB STRATEGIC TR US TIPS ETF 808524870 735 11,765 SH   SOLE 0 0 0 11,765
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,614 37,353 SH   SOLE 0 0 0 37,353
SYSCO CORP COM 871829107 222 2,860 SH   SOLE 0 0 0 2,860
TESLA INC COM 88160R101 335 493 SH   SOLE 0 0 0 493
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 10,570 68,286 SH   SOLE 0 0 0 68,286
VANGUARD WORLD FD MEGA GRWTH IND 921910816 302 1,306 SH   SOLE 0 0 0 1,306
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 5,757 57,793 SH   SOLE 0 0 0 57,793
VANGUARD BD INDEX FDS INTERMED TERM 921937819 502 5,583 SH   SOLE 0 0 0 5,583
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 35,123 427,496 SH   SOLE 0 0 0 427,496
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,600 6,476 SH   SOLE 0 0 0 6,476
VANGUARD WORLD FDS INF TECH ETF 92204A702 219 550 SH   SOLE 0 0 0 550
VANGUARD WORLD FDS UTILITIES ETF 92204A876 279 2,010 SH   SOLE 0 0 0 2,010
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 318 5,862 SH   SOLE 0 0 0 5,862
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 658 10,712 SH   SOLE 0 0 0 10,712
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,610 79,916 SH   SOLE 0 0 0 79,916
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5,529 81,543 SH   SOLE 0 0 0 81,543
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 240 2,529 SH   SOLE 0 0 0 2,529
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 914 2,322 SH   SOLE 0 0 0 2,322
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,886 13,425 SH   SOLE 0 0 0 13,425
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,022 8,553 SH   SOLE 0 0 0 8,553
VANGUARD INDEX FDS SML CP GRW ETF 922908595 987 3,407 SH   SOLE 0 0 0 3,407
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,549 8,917 SH   SOLE 0 0 0 8,917
VANGUARD INDEX FDS MID CAP ETF 922908629 1,574 6,630 SH   SOLE 0 0 0 6,630
VANGUARD INDEX FDS GROWTH ETF 922908736 3,490 12,167 SH   SOLE 0 0 0 12,167
VANGUARD INDEX FDS VALUE ETF 922908744 251 1,829 SH   SOLE 0 0 0 1,829
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,019 8,962 SH   SOLE 0 0 0 8,962
VICTORY PORTFOLIOS II VCSHS US 500 VOL 92647N766 438 6,141 SH   SOLE 0 0 0 6,141
WALMART INC COM 931142103 224 1,591 SH   SOLE 0 0 0 1,591