The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 319 103 SH   SOLE 0 0 0 103
APPLE INC COM 037833100 5,371 43,971 SH   SOLE 0 0 0 43,971
BOEING CO COM 097023105 541 2,125 SH   SOLE 0 0 0 2,125
COMCAST CORP NEW CL A 20030N101 726 13,420 SH   SOLE 0 0 0 13,420
CONSTELLATION BRANDS INC CL A 21036P108 706 3,098 SH   SOLE 0 0 0 3,098
CORMEDIX INC COM 21900C308 500 50,000 SH   SOLE 0 0 0 50,000
DISNEY WALT CO COM 254687106 567 3,071 SH   SOLE 0 0 0 3,071
ESSENTIAL UTILS INC COM 29670G102 237 5,299 SH   SOLE 0 0 0 5,299
EXELON CORP COM 30161N101 202 4,629 SH   SOLE 0 0 0 4,629
EXXON MOBIL CORP COM 30231G102 351 6,278 SH   SOLE 0 0 0 6,278
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,830 48,173 SH   SOLE 0 0 0 48,173
HOME DEPOT INC COM 437076102 642 2,103 SH   SOLE 0 0 0 2,103
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 2,218 14,051 SH   SOLE 0 0 0 14,051
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 349 6,672 SH   SOLE 0 0 0 6,672
ISHARES INC MSCI GBL MIN VOL 464286525 1,856 18,814 SH   SOLE 0 0 0 18,814
ISHARES TR CORE S&P TTL STK 464287150 540 5,895 SH   SOLE 0 0 0 5,895
ISHARES TR CORE S&P500 ETF 464287200 328 823 SH   SOLE 0 0 0 823
ISHARES TR CORE S&P MCP ETF 464287507 272 1,045 SH   SOLE 0 0 0 1,045
ISHARES TR U.S. CNSM SV ETF 464287580 476 6,361 SH   SOLE 0 0 0 6,361
ISHARES TR CORE S&P US GWT 464287671 2,380 26,219 SH   SOLE 0 0 0 26,219
ISHARES TR US INDUSTRIALS 464287754 895 8,466 SH   SOLE 0 0 0 8,466
ISHARES TR US HLTHCARE ETF 464287762 902 3,572 SH   SOLE 0 0 0 3,572
ISHARES TR CORE S&P SCP ETF 464287804 701 6,455 SH   SOLE 0 0 0 6,455
ISHARES TR MRGSTR MD CP VAL 464288406 235 1,275 SH   SOLE 0 0 0 1,275
ISHARES TR US AER DEF ETF 464288760 240 2,303 SH   SOLE 0 0 0 2,303
ISHARES TR MSCI EAFE MIN VL 46429B689 3,570 48,909 SH   SOLE 0 0 0 48,909
ISHARES TR MSCI USA MIN VOL 46429B697 2,200 31,793 SH   SOLE 0 0 0 31,793
LOWES COS INC COM 548661107 469 2,468 SH   SOLE 0 0 0 2,468
MASTERCARD INCORPORATED CL A 57636Q104 211 592 SH   SOLE 0 0 0 592
MCDONALDS CORP COM 580135101 680 3,033 SH   SOLE 0 0 0 3,033
MICROSOFT CORP COM 594918104 421 1,786 SH   SOLE 0 0 0 1,786
NIKE INC CL B 654106103 246 1,851 SH   SOLE 0 0 0 1,851
NORFOLK SOUTHN CORP COM 655844108 219 815 SH   SOLE 0 0 0 815
PEPSICO INC COM 713448108 413 2,921 SH   SOLE 0 0 0 2,921
PFIZER INC COM 717081103 453 12,512 SH   SOLE 0 0 0 12,512
PROCTER AND GAMBLE CO COM 742718109 291 2,152 SH   SOLE 0 0 0 2,152
SPDR SER TR AEROSPACE DEF 78464A631 576 4,585 SH   SOLE 0 0 0 4,585
SPDR SER TR S&P DIVID ETF 78464A763 4,648 39,381 SH   SOLE 0 0 0 39,381
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 577 5,784 SH   SOLE 0 0 0 5,784
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 8,088 110,921 SH   SOLE 0 0 0 110,921
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,436 35,667 SH   SOLE 0 0 0 35,667
SYSCO CORP COM 871829107 224 2,846 SH   SOLE 0 0 0 2,846
TESLA INC COM 88160R101 254 381 SH   SOLE 0 0 0 381
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,428 57,301 SH   SOLE 0 0 0 57,301
VANGUARD WORLD FD MEGA GRWTH IND 921910816 298 1,440 SH   SOLE 0 0 0 1,440
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 5,676 59,625 SH   SOLE 0 0 0 59,625
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 33,711 410,156 SH   SOLE 0 0 0 410,156
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,551 6,782 SH   SOLE 0 0 0 6,782
VANGUARD WORLD FDS UTILITIES ETF 92204A876 271 1,931 SH   SOLE 0 0 0 1,931
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 310 5,957 SH   SOLE 0 0 0 5,957
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 783 12,729 SH   SOLE 0 0 0 12,729
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,559 79,503 SH   SOLE 0 0 0 79,503
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5,942 88,382 SH   SOLE 0 0 0 88,382
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 216 2,324 SH   SOLE 0 0 0 2,324
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 881 2,419 SH   SOLE 0 0 0 2,419
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,834 13,600 SH   SOLE 0 0 0 13,600
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,701 7,926 SH   SOLE 0 0 0 7,926
VANGUARD INDEX FDS SML CP GRW ETF 922908595 904 3,291 SH   SOLE 0 0 0 3,291
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,450 8,757 SH   SOLE 0 0 0 8,757
VANGUARD INDEX FDS MID CAP ETF 922908629 1,484 6,703 SH   SOLE 0 0 0 6,703
VANGUARD INDEX FDS GROWTH ETF 922908736 3,205 12,470 SH   SOLE 0 0 0 12,470
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,054 9,593 SH   SOLE 0 0 0 9,593
VICTORY PORTFOLIOS II VCSHS US 500 VOL 92647N766 475 7,077 SH   SOLE 0 0 0 7,077