The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 335 103 SH   SOLE 0 0 0 103
APPLE INC COM 037833100 5,782 43,578 SH   SOLE 0 0 0 43,578
BOEING CO COM 097023105 480 2,243 SH   SOLE 0 0 0 2,243
COMCAST CORP NEW CL A 20030N101 701 13,383 SH   SOLE 0 0 0 13,383
CONSTELLATION BRANDS INC CL A 21036P108 677 3,090 SH   SOLE 0 0 0 3,090
CORMEDIX INC COM 21900C308 372 50,000 SH   SOLE 0 0 0 50,000
DISNEY WALT CO COM 254687106 570 3,146 SH   SOLE 0 0 0 3,146
ESSENTIAL UTILS INC COM 29670G102 250 5,279 SH   SOLE 0 0 0 5,279
EXXON MOBIL CORP COM 30231G102 258 6,261 SH   SOLE 0 0 0 6,261
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,761 50,225 SH   SOLE 0 0 0 50,225
HOME DEPOT INC COM 437076102 556 2,093 SH   SOLE 0 0 0 2,093
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 2,109 13,934 SH   SOLE 0 0 0 13,934
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 296 6,159 SH   SOLE 0 0 0 6,159
ISHARES INC MSCI GBL MIN VOL 464286525 1,934 19,953 SH   SOLE 0 0 0 19,953
ISHARES TR CORE S&P TTL STK 464287150 518 6,011 SH   SOLE 0 0 0 6,011
ISHARES TR CORE S&P500 ETF 464287200 332 884 SH   SOLE 0 0 0 884
ISHARES TR CORE S&P MCP ETF 464287507 256 1,112 SH   SOLE 0 0 0 1,112
ISHARES TR U.S. CNSM SV ETF 464287580 450 6,379 SH   SOLE 0 0 0 6,379
ISHARES TR CORE S&P US GWT 464287671 2,445 27,564 SH   SOLE 0 0 0 27,564
ISHARES TR US INDUSTRIALS 464287754 762 7,849 SH   SOLE 0 0 0 7,849
ISHARES TR US HLTHCARE ETF 464287762 955 3,882 SH   SOLE 0 0 0 3,882
ISHARES TR CORE S&P SCP ETF 464287804 700 7,620 SH   SOLE 0 0 0 7,620
ISHARES TR MRGSTR MD CP VAL 464288406 217 1,386 SH   SOLE 0 0 0 1,386
ISHARES TR US AER DEF ETF 464288760 258 2,726 SH   SOLE 0 0 0 2,726
ISHARES TR MSCI EAFE MIN VL 46429B689 4,241 57,777 SH   SOLE 0 0 0 57,777
ISHARES TR MSCI USA MIN VOL 46429B697 2,154 31,729 SH   SOLE 0 0 0 31,729
LOWES COS INC COM 548661107 395 2,460 SH   SOLE 0 0 0 2,460
MASTERCARD INCORPORATED CL A 57636Q104 211 591 SH   SOLE 0 0 0 591
MCDONALDS CORP COM 580135101 648 3,021 SH   SOLE 0 0 0 3,021
MICROSOFT CORP COM 594918104 389 1,749 SH   SOLE 0 0 0 1,749
NIKE INC CL B 654106103 262 1,851 SH   SOLE 0 0 0 1,851
PEPSICO INC COM 713448108 414 2,792 SH   SOLE 0 0 0 2,792
PFIZER INC COM 717081103 456 12,393 SH   SOLE 0 0 0 12,393
PROCTER AND GAMBLE CO COM 742718109 285 2,046 SH   SOLE 0 0 0 2,046
SPDR SER TR AEROSPACE DEF 78464A631 578 5,037 SH   SOLE 0 0 0 5,037
SPDR SER TR S&P DIVID ETF 78464A763 4,072 38,436 SH   SOLE 0 0 0 38,436
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 514 5,774 SH   SOLE 0 0 0 5,774
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,102 110,727 SH   SOLE 0 0 0 110,727
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,381 35,296 SH   SOLE 0 0 0 35,296
SYSCO CORP COM 871829107 203 2,732 SH   SOLE 0 0 0 2,732
TESLA INC COM 88160R101 296 420 SH   SOLE 0 0 0 420
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,316 51,822 SH   SOLE 0 0 0 51,822
VANGUARD WORLD FD MEGA GRWTH IND 921910816 277 1,359 SH   SOLE 0 0 0 1,359
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 5,151 59,335 SH   SOLE 0 0 0 59,335
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 33,769 407,343 SH   SOLE 0 0 0 407,343
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,537 6,869 SH   SOLE 0 0 0 6,869
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 285 5,683 SH   SOLE 0 0 0 5,683
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 927 15,041 SH   SOLE 0 0 0 15,041
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,860 82,403 SH   SOLE 0 0 0 82,403
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 6,157 88,697 SH   SOLE 0 0 0 88,697
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 225 2,316 SH   SOLE 0 0 0 2,316
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 832 2,420 SH   SOLE 0 0 0 2,420
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,620 13,621 SH   SOLE 0 0 0 13,621
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,693 7,982 SH   SOLE 0 0 0 7,982
VANGUARD INDEX FDS SML CP GRW ETF 922908595 915 3,420 SH   SOLE 0 0 0 3,420
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,286 9,041 SH   SOLE 0 0 0 9,041
VANGUARD INDEX FDS MID CAP ETF 922908629 1,423 6,880 SH   SOLE 0 0 0 6,880
VANGUARD INDEX FDS GROWTH ETF 922908736 3,045 12,021 SH   SOLE 0 0 0 12,021
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,981 10,178 SH   SOLE 0 0 0 10,178
VICTORY PORTFOLIOS II VCSHS US 500 VOL 92647N766 526 8,452 SH   SOLE 0 0 0 8,452