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Income Taxes
3 Months Ended
Mar. 31, 2022
Income Taxes [Abstract]  
Income Taxes

15. Income Taxes

Our effective income tax rate for the three months ended March 31, 2022 and 2021 was 21.8% and 20.1%, respectively.  The effective tax rates for the three months ended March 31, 2022 and 2021 varied from the statutory tax rates primarily due to tax exempt interest.  We concluded that no valuation allowance was necessary against our deferred tax assets as of March 31, 2022 and December 31, 2021.