Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Investments:
Debt securities, available-for-sale, at fair value (amortized cost; $389,582 in 2022 and $288,175 in 2021)	$ 388,254	$ 290,073
Equity securities (cost; $46,125 in 2022 and $42,120 in 2021)	52,604	48,695
Total investments	440,858	338,768
Cash and cash equivalents	183,377	352,867
Restricted cash	4,239	3,810
Ceded unearned premiums	142,645	146,433
Premiums receivable	88,420	90,621
Accounts receivable	20,094	6,914
Receivable for securities	1,209	1,326
Reinsurance recoverable	545,266	549,964
Deferred policy acquisition costs	6,847	6,811
Intangible assets, net	693	819
Federal income tax recoverable	14,748	18,217
Deferred federal income taxes, net	9,412	8,906
Prepaid expenses	5,389	2,389
Other assets	26,666	25,753
Total assets	1,489,863	1,553,598
Liabilities:
Senior unsecured notes due 2029 (less unamortized debt issuance cost of $721 in 2022 and $746 in 2021)	49,279	49,254
Subordinated debt securities (less unamortized debt issuance cost of $730 in 2022 and $744 in 2021)	55,972	55,959
Reserves for unpaid losses and loss adjustment expenses	798,338	816,681
Unearned premiums	276,485	284,427
Reinsurance payable	85,980	117,908
Pension liability	59	174
Payable for securities	2,374	3,280
Accounts payable and other liabilities	51,540	50,394
Total liabilities	1,320,027	1,378,077
Commitments and contingencies (Note 17)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares; issued 20,872,831 shares in 2022 and 2021	3,757	3,757
Additional paid-in capital	122,741	122,844
Retained earnings	71,484	74,703
Accumulated other comprehensive loss	(3,563)	(1,035)
Treasury stock (2,682,413 shares in 2022 and 2,700,364 in 2021), at cost	(24,583)	(24,748)
Total stockholders' equity	169,836	175,521
Total liabilities and stockholders' equity	$ 1,489,863	$ 1,553,598