Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Investments:
Debt securities, available-for-sale, at fair value (amortized cost; $288,175 in 2021 and $502,167 in 2020)	$ 290,073	$ 507,279
Equity securities (cost; $42,120 in 2021 and $26,988 in 2020)	48,695	29,388
Total investments	338,768	536,667
Cash and cash equivalents	352,867	102,580
Restricted cash	3,810	5,728
Ceded unearned premiums	146,433	143,446
Premiums receivable	90,621	120,332
Accounts receivable	6,914	5,967
Receivable for securities	1,326	913
Reinsurance recoverable	549,964	497,846
Deferred policy acquisition costs	6,811	17,840
Intangible assets, net	819	1,322
Federal income recoverable	18,217	24,691
Deferred federal income taxes, net	8,906	8,724
Prepaid expenses	2,389	2,648
Other assets	25,753	28,013
Total assets	1,553,598	1,496,717
Liabilities:
Senior unsecured notes due 2029 (less unamortized debt issuance cost of $746 in 2021 and $844 in 2020)	49,254	49,156
Subordinated debt securities (less unamortized debt issuance cost of $744 in 2021 and $795 in 2020)	55,959	55,907
Reserves for unpaid losses and loss adjustment expenses	816,681	789,768
Unearned premiums	284,427	320,806
Reinsurance payable	117,908	61,100
Pension liability	174	1,859
Payable for securities	3,280
Accounts payable and other accrued expenses	50,394	50,415
Total liabilities	1,378,077	1,329,011
Commitments and contingencies (Note 18)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares; issued 20,872,831 shares in 2021 and 2020	3,757	3,757
Additional paid-in capital	122,844	122,893
Retained earnings	74,703	65,699
Accumulated other comprehensive income	(1,035)	383
Treasury stock (2,700,364 shares in 2021 and 2,730,673 in 2020), at cost	(24,748)	(25,026)
Total stockholders' equity	175,521	167,706
Total liabilities and stockholders' equity	$ 1,553,598	$ 1,496,717