XML 86 R71.htm IDEA: XBRL DOCUMENT v3.20.2
Reserves for Unpaid Losses and Loss Adjustment Expenses (Incurred and Paid Claims Development – Commercial Accounts) (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2019
USD ($)
claim
Dec. 31, 2018
USD ($)
Dec. 31, 2017
USD ($)
Dec. 31, 2016
USD ($)
Dec. 31, 2015
USD ($)
Dec. 31, 2014
USD ($)
Dec. 31, 2013
USD ($)
Dec. 31, 2012
USD ($)
Dec. 31, 2011
USD ($)
Dec. 31, 2010
USD ($)
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total unfavorable net prior year development $ 60,900 $ 5,953                
Incurred claims and claim adjustment expenses related to current year 301,265 250,075                
Total incurred 362,165 256,028                
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to prior years 192,335 232,345                
Paid claims and allocated claim adjustment expenses related to current year 127,610 90,640                
Total paid 319,945 322,985                
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance 347,751 305,531 $ 372,488              
Commercial Accounts business unit [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total incurred 405,517                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Total paid 355,519                  
All outstanding liabilities before 2010, net of reinsurance 1,202                  
Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance 51,200                  
Commercial Accounts business unit [Member] | Loss Adjustment Expenses Recognized In 2010 [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total unfavorable net prior year development   42,427 42,880 $ 42,175 $ 42,426 $ 43,459 $ 43,164 $ 44,847 $ 45,235 $ 45,263
Incurred claims and claim adjustment expenses related to current year 40,337                  
Total of incurred-but-not-reported liabilities plus expected development on reported claims $ 106                  
Cumulative number of reported claims | claim 3,143                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to prior years $ 40,040 42,063 40,937 39,706 39,115 37,166 33,428 30,957 28,342 $ 21,304
Commercial Accounts business unit [Member] | Loss Adjustment Expenses Recognized In 2011 [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total unfavorable net prior year development   38,585 40,100 40,745 41,081 41,721 45,723 46,540 49,375  
Incurred claims and claim adjustment expenses related to current year 38,585                  
Total of incurred-but-not-reported liabilities plus expected development on reported claims $ 199                  
Cumulative number of reported claims | claim 2,911                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to prior years $ 38,228 38,311 38,253 37,214 36,302 35,333 33,701 30,811 $ 22,002  
Commercial Accounts business unit [Member] | Loss Adjustment Expenses Recognized In 2012 [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total unfavorable net prior year development   38,669 40,350 41,451 42,632 44,625 48,085 47,194    
Incurred claims and claim adjustment expenses related to current year 38,669                  
Total of incurred-but-not-reported liabilities plus expected development on reported claims $ 198                  
Cumulative number of reported claims | claim 2,703                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to prior years $ 38,211 38,044 37,808 35,943 34,597 32,378 30,096 $ 22,264    
Commercial Accounts business unit [Member] | Loss Adjustment Expenses Recognized In 2013 [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total unfavorable net prior year development   39,567 42,822 43,917 46,990 47,385 46,413      
Incurred claims and claim adjustment expenses related to current year 40,211                  
Total of incurred-but-not-reported liabilities plus expected development on reported claims $ 423                  
Cumulative number of reported claims | claim 2,800                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to prior years $ 39,329 38,892 37,947 36,225 33,927 29,586 $ 19,386      
Commercial Accounts business unit [Member] | Loss Adjustment Expenses Recognized In 2014 [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total unfavorable net prior year development   43,673 43,806 43,806 46,470 46,280        
Incurred claims and claim adjustment expenses related to current year 42,463                  
Total of incurred-but-not-reported liabilities plus expected development on reported claims $ 562                  
Cumulative number of reported claims | claim 2,737                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to prior years $ 41,162 39,185 36,775 33,544 31,150 $ 21,322        
Commercial Accounts business unit [Member] | Loss Adjustment Expenses Recognized in 2015 [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total unfavorable net prior year development   38,385 41,429 42,580 40,966          
Incurred claims and claim adjustment expenses related to current year 39,287                  
Total of incurred-but-not-reported liabilities plus expected development on reported claims $ 1,440                  
Cumulative number of reported claims | claim 2,568                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to prior years $ 35,611 35,238 30,974 28,501 $ 16,557          
Commercial Accounts business unit [Member] | Loss Adjustment Expenses Recognized in 2016 [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total unfavorable net prior year development   41,983 43,449 43,327            
Incurred claims and claim adjustment expenses related to current year 43,111                  
Total of incurred-but-not-reported liabilities plus expected development on reported claims $ 1,518                  
Cumulative number of reported claims | claim 2,526                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to prior years $ 39,417 35,035 29,456 $ 19,776            
Commercial Accounts business unit [Member] | Loss Adjustment Expenses Recognized in 2017 [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total unfavorable net prior year development   42,704 40,943              
Incurred claims and claim adjustment expenses related to current year 43,579                  
Total of incurred-but-not-reported liabilities plus expected development on reported claims $ 2,793                  
Cumulative number of reported claims | claim 2,709                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to prior years $ 36,650 28,813 $ 16,644              
Commercial Accounts business unit [Member] | Loss Adjustment Expenses Recognized In 2018 [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Total unfavorable net prior year development   42,898                
Incurred claims and claim adjustment expenses related to current year 41,290                  
Total of incurred-but-not-reported liabilities plus expected development on reported claims $ 5,929                  
Cumulative number of reported claims | claim 2,550                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to prior years $ 29,381 $ 19,233                
Commercial Accounts business unit [Member] | Loss Adjustment Expenses Recognized In 2019 [Member]                    
Liability For Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]                    
Incurred claims and claim adjustment expenses related to current year 37,984                  
Total of incurred-but-not-reported liabilities plus expected development on reported claims $ 13,663                  
Cumulative number of reported claims | claim 2,459                  
Liability For Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]                    
Paid claims and allocated claim adjustment expenses related to current year $ 17,490