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Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Consolidated Statements of Operations [Abstract]        
Gross premiums written $ 224,178 $ 169,112 $ 629,730 $ 495,836
Ceded premiums written (96,405) (81,100) (260,711) (226,545)
Net premiums written 127,773 88,012 369,019 269,291
Change in unearned premiums (15,274) 850 (50,991) 2,496
Net premiums earned 112,499 88,862 318,028 271,787
Investment income, net of expenses 5,050 4,860 15,573 13,706
Investment (losses) gains, net (1,342) 6,980 17,412 2,678
Finance charges 1,778 1,347 5,309 3,548
Commission and fees 287 869 944 2,604
Other income 13 28 43 89
Total revenues 118,285 102,946 357,309 294,412
Losses and loss adjustment expenses 78,548 64,245 221,861 191,568
Operating expenses 31,074 24,829 87,656 78,402
Interest expense 1,386 1,180 3,879 3,335
Amortization of intangible assets 617 617 1,851 1,851
Total expenses 111,625 90,871 315,247 275,156
Income before tax 6,660 12,075 42,062 19,256
Income tax expense 1,373 2,390 8,721 3,834
Net income $ 5,287 $ 9,685 $ 33,341 $ 15,422
Net income per share:        
Basic (in dollars per share) $ 0.29 $ 0.54 $ 1.84 $ 0.85
Diluted (in dollars per share) $ 0.29 $ 0.53 $ 1.82 $ 0.85