Reserves for Unpaid Losses and Loss Adjustment Expenses	3 Months Ended
Mar. 31, 2016
Reserves for Unpaid Losses and Loss Adjustment Expenses [Abstract]
Reserves for Unpaid Losses and Loss Adjustment Expenses	7. Reserves for Unpaid Losses and Loss Adjustment Expenses We recorded $1.7 million of net favorable development in reserve estimates during the three months ended March 31, 2016. The $1.7 million of net favorable development recognized during the first quarter of 2016 was attributable to $3.6 million net favorable development on claims incurred in the 2015 accident years, $0.2 million of net favorable development in the 2014 accident year and $0.7 million in the 2011 and prior accident years, partially offset by $1.7 million net unfavorable development in the 2013 accident year and $1.1 million net unfavorable development in the 2012 accident year. Our MGA Commercial Products operating unit, Standard Commercial P&C operating unit, Workers Compensation operating unit and Specialty Commercial operating unit accounted for $2.2 million, $0.2 million, $0.2 million and $0.1 million, respectively, of the decrease in reserves recognized during the first quarter of 2016. These favorable developments were offset by $1.0 million of net unfavorable development in our Personal Lines Segment. The net favorable development of $2.2 million for our MGA Commercial Products operating unit in the first quarter of 2016 was primarily driven by favorable claims development in both our general liability and commercial auto liability lines of business in the 2015, 2014 and 2011 and prior accident years, partially offset by net unfavorable development in the 2013 and 2012 accident years in both our general liability and commercial auto liability lines of business. The net favorable development of $0.2 million in our Standard Commercial P&C operating unit consisted of $0.8 million net favorable development in our commercial property and general liability lines of business, partially offset by $0.6 million of net unfavorable development in our occupational accident line of business. The net favorable development of $0.2 million in our Workers Compensation operating unit was primarily attributable to the 2015 accident year. The net favorable development of $0.1 million in our Specialty Commercial operating unit was primarily attributable to our primary/excess & umbrella line of business. These net favorable developments were partially offset by net unfavorable development of $1.0 million in our Specialty Personal Lines operating unit attributable to the 2015 and prior accident years. We recorded $1.1 million of net favorable development in reserve estimates during the three months ended March 31, 2015. The $1.1 million of net favorable development recognized during the first quarter of 2015 was attributable to $2.4 million net favorable development on claims incurred in the 2014 accident year and $0.4 million of net favorable development in the 2011 accident year, partially offset by $0.1 million of net unfavorable development in the 2013 accident year, $0.2 million of net unfavorable development in the 2012 accident year and $1.4 million of net unfavorable development in the 2010 and prior accident years. Our Standard Commercial P&C operating unit accounted for $1.4 million of the net favorable development recognized during the first quarter of 2015. Our Specialty Commercial operating unit accounted for $0.5 million of the net favorable development. These net favorable developments were offset by $0.5 million of net unfavorable development in our Personal Lines Segment and $0.3 million of net unfavorable development in our MGA Commercial Products operating unit. The net favorable development of $1.4 million for our Standard Commercial P&C operating unit in the first quarter of 2015 was primarily driven by net favorable claims development in our commercial property and general liability lines of business in the 2014 and 2013 accident years. The net favorable development of $0.5 million in our Specialty Commercial operating unit was attributable to $0.2 million in our general aviation line of business and $0.3 million in our commercial excess liability line of business. The net unfavorable development of $0.5 million in our Personal Lines Segment was primarily attributable to the 2014 accident year. The net unfavorable development of $0.3 million in our MGA Commercial Products operating unit was attributable to the 2013, 2012 and the 2010 and prior accident years in both commercial auto liability and general liability lines of business, partially offset by net favorable development in the 2014 and 2011 accident years in the commercial auto liability line of business.

7. Reserves for Unpaid Losses and Loss Adjustment Expenses

We recorded $1.7 million of net favorable development in reserve estimates during the three months ended March 31, 2016. The $1.7 million of net favorable development recognized during the first quarter of 2016 was attributable to $3.6 million net favorable development on claims incurred in the 2015 accident years, $0.2 million of net favorable development in the 2014 accident year and $0.7 million in the 2011 and prior accident years, partially offset by $1.7 million net unfavorable development in the 2013 accident year and $1.1 million net unfavorable development in the 2012 accident year. Our MGA Commercial Products operating unit, Standard Commercial P&C operating unit, Workers Compensation operating unit and Specialty Commercial operating unit accounted for $2.2 million, $0.2 million, $0.2 million and $0.1 million, respectively, of the decrease in reserves recognized during the first quarter of 2016. These favorable developments were offset by $1.0 million of net unfavorable development in our Personal Lines Segment.

The net favorable development of $2.2 million for our MGA Commercial Products operating unit in the first quarter of 2016 was primarily driven by favorable claims development in both our general liability and commercial auto liability lines of business in the 2015, 2014 and 2011 and prior accident years, partially offset by net unfavorable development in the 2013 and 2012 accident years in both our general liability and commercial auto liability lines of business. The net favorable development of $0.2 million in our Standard Commercial P&C operating unit consisted of $0.8 million net favorable development in our commercial property and general liability lines of business, partially offset by $0.6 million of net unfavorable development in our occupational accident line of business. The net favorable development of $0.2 million in our Workers Compensation operating unit was primarily attributable to the 2015 accident year. The net favorable development of $0.1 million in our Specialty Commercial operating unit was primarily attributable to our primary/excess & umbrella line of business. These net favorable developments were partially offset by net unfavorable development of $1.0 million in our Specialty Personal Lines operating unit attributable to the 2015 and prior accident years.

We recorded $1.1 million of net favorable development in reserve estimates during the three months ended March 31, 2015. The $1.1 million of net favorable development recognized during the first quarter of 2015 was attributable to $2.4 million net favorable development on claims incurred in the 2014 accident year and $0.4 million of net favorable development in the 2011 accident year, partially offset by $0.1 million of net unfavorable development in the 2013 accident year, $0.2 million of net unfavorable development in the 2012 accident year and $1.4 million of net unfavorable development in the 2010 and prior accident years. Our Standard Commercial P&C operating unit accounted for $1.4 million of the net favorable development recognized during the first quarter of 2015. Our Specialty Commercial operating unit accounted for $0.5 million of the net favorable development. These net favorable developments were offset by $0.5 million of net unfavorable development in our Personal Lines Segment and $0.3 million of net unfavorable development in our MGA Commercial Products operating unit.

The net favorable development of $1.4 million for our Standard Commercial P&C operating unit in the first quarter of 2015 was primarily driven by net favorable claims development in our commercial property and general liability lines of business in the 2014 and 2013 accident years. The net favorable development of $0.5 million in our Specialty Commercial operating unit was attributable to $0.2 million in our general aviation line of business and $0.3 million in our commercial excess liability line of business. The net unfavorable development of $0.5 million in our Personal Lines Segment was primarily attributable to the 2014 accident year. The net unfavorable development of $0.3 million in our MGA Commercial Products operating unit was attributable to the 2013, 2012 and the 2010 and prior accident years in both commercial auto liability and general liability lines of business, partially offset by net favorable development in the 2014 and 2011 accident years in the commercial auto liability line of business.