Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Debt securities, available-for-sale, at fair value (cost: $524,908 in 2015 and $450,770 in 2014)	$ 519,163	$ 450,785
Equity securities, available-for-sale, at fair value (cost: $24,957 in 2015 and $25,360 in 2014)	48,229	56,444
Total investments	567,392	507,229
Cash and cash equivalents	93,049	130,985
Restricted cash	18,525	11,914
Ceded unearned premiums	64,115	53,376
Premiums receivable	86,877	71,003
Accounts receivable	2,241	3,141
Receivable for securities	2,354	932
Reinsurance recoverable	116,342	109,719
Deferred policy acquisition costs	21,110	20,746
Goodwill	44,695	44,695
Intangible assets, net	15,576	17,427
Deferred federal income taxes, net	2,832
Prepaid expenses	2,920	1,823
Other assets	10,632	7,879
Total assets	1,048,660	980,869
LIABILITIES
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	451,383	415,135
Unearned premiums	218,590	196,826
Reinsurance balances payable	32,832	26,403
Pension liability	2,481	2,619
Payable for securities	4,269	1,321
Federal income tax payable	522	968
Deferred federal income taxes, net		3,092
Accounts payable and other accrued expenses	21,089	25,766
Total liabilities	$ 787,868	$ 728,832
Commitments and Contingencies (Note 17)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333; issued 20,872,831 shares in 2015 and 2014	$ 3,757	$ 3,757
Additional paid-in capital	123,606	123,194
Retained earnings	138,055	119,638
Accumulated other comprehensive income	8,921	17,801
Treasury stock (1,728,537 shares in 2015 and 1,655,306 in 2014), at cost	(13,547)	(12,353)
Total stockholders' equity	260,792	252,037
Liabilities and equity, total	$ 1,048,660	$ 980,869