Revolving Credit Facility	3 Months Ended
Mar. 31, 2015
Revolving Credit Facility [Abstract]
Revolving Credit Facility	11. Revolving Credit Facility Our First Restated Credit Agreement with The Frost National Bank dated January 27, 2006, as amended through March 31, 2015, provided a revolving credit facility of $15.0 million. We paid interest on the outstanding balance at our election at a rate of the prime rate or LIBOR plus 2.5%. We paid an annual fee of 0.25% of the average daily unused balance of the credit facility. We paid letter of credit fees at the rate of 1.00% per annum. Our obligations under the revolving credit facility were secured by a security interest in the capital stock of all of our subsidiaries, guarantees of all of our subsidiaries and the pledge of all of our non-insurance company assets. The revolving credit facility contained covenants that, among other things, required us to maintain certain financial and operating ratios and restrict certain distributions, transactions and organizational changes. As of March 31, 2015, we were in compliance with all of our covenants and had no outstanding borrowings under this revolving credit facility. This revolving credit facility expired by its terms on April 30, 2015, and has not been renewed or replaced.

11. Revolving Credit Facility

Our First Restated Credit Agreement with The Frost National Bank dated January 27, 2006, as amended through March 31, 2015, provided a revolving credit facility of $15.0 million. We paid interest on the outstanding balance at our election at a rate of the prime rate or LIBOR plus 2.5%. We paid an annual fee of 0.25% of the average daily unused balance of the credit facility. We paid letter of credit fees at the rate of 1.00% per annum. Our obligations under the revolving credit facility were secured by a security interest in the capital stock of all of our subsidiaries, guarantees of all of our subsidiaries and the pledge of all of our non-insurance company assets. The revolving credit facility contained covenants that, among other things, required us to maintain certain financial and operating ratios and restrict certain distributions, transactions and organizational changes. As of March 31, 2015, we were in compliance with all of our covenants and had no outstanding borrowings under this revolving credit facility. This revolving credit facility expired by its terms on April 30, 2015, and has not been renewed or replaced.