Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
ASSETS
Debt securities, available-for-sale, at fair value (cost; $450,770 in 2014 and $408,627 in 2013)	$ 450,785	$ 410,095
Equity securities, available-for-sale, at fair value (cost; $25,360 in 2014 and $24,902 in 2013)	56,444	51,230
Total investments	507,229	461,325
Cash and cash equivalents	130,985	141,666
Restricted cash	11,914	12,190
Ceded unearned premiums	53,376	44,988
Premiums receivable	71,003	71,157
Accounts receivable	3,141	2,382
Receivable for securities	932	1,320
Reinsurance recoverable	109,719	76,818
Deferred policy acquisition costs	20,746	22,586
Goodwill	44,695	44,695
Intangible assets, net	17,427	19,953
Prepaid expenses	1,823	1,531
Other assets	7,879	8,412
Total assets	980,869	909,023
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving credit facility payable		1,473
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	415,135	382,640
Unearned premiums	196,826	185,303
Reinsurance balances payable	26,403	20,598
Pension liability	2,619	1,433
Payable for securities	1,321	206
Federal income tax payable	968	719
Deferred federal income taxes, net	3,092	2,825
Accounts payable and other accrued expenses	25,766	19,006
Total liabilities	728,832	670,905
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares; issued 20,872,831 shares in 2014 and 2013	3,757	3,757
Additional paid-in capital	123,194	122,827
Retained earnings	119,638	106,209
Accumulated other comprehensive income	17,801	16,883
Treasury stock (1,655,306 shares in 2014 and 1,609,374 in 2013), at cost	(12,353)	(11,558)
Total stockholders equity	252,037	238,118
Liabilities and equity, total	$ 980,869	$ 909,023