Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
ASSETS
Debt securities, available-for-sale, at fair value (cost: $411,000 in 2014 and $408,627 in 2013)	$ 411,262	$ 410,095
Equity securities, available-for-sale, at fair value (cost: $24,967 in 2014 and $24,902 in 2013)	54,678	51,230
Total investments	465,940	461,325
Cash and cash equivalents	160,027	141,666
Restricted cash	16,882	12,190
Ceded unearned premiums	61,989	44,988
Premiums receivable	82,472	71,157
Accounts receivable	2,754	2,382
Receivable for securities	2,825	1,320
Reinsurance recoverable	105,437	76,818
Deferred policy acquisition costs	20,665	22,586
Goodwill	44,695	44,695
Intangible assets, net	18,044	19,953
Federal income tax recoverable	688
Prepaid expenses	2,031	1,531
Other assets	7,730	8,412
Total assets	992,179	909,023
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving credit facility payable		1,473
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	414,752	382,640
Unearned premiums	205,184	185,303
Reinsurance balances payable	32,647	20,598
Pension liability	776	1,433
Payable for securities	10,086	206
Federal income tax payable		719
Deferred federal income taxes, net	3,548	2,825
Accounts payable and other accrued expenses	20,604	19,006
Total liabilities	744,299	670,905
Commitments and Contingencies (Note 17)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333; issued 20,872,831 shares in 2014 and 2013	3,757	3,757
Additional paid-in capital	122,913	122,827
Retained earnings	115,871	106,209
Accumulated other comprehensive income	18,276	16,883
Treasury stock (1,748,840 shares in 2014 and 1,609,374 in 2013), at cost	(12,937)	(11,558)
Total stockholders' equity	247,880	238,118
Liabilities and equity, total	$ 992,179	$ 909,023