Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
ASSETS
Debt securities, available-for-sale, at fair value (cost: $424,760 in 2014 and $408,627 in 2013)	$ 427,147	$ 410,095
Equity securities, available-for-sale, at fair value (cost: $24,830 in 2014 and $24,902 in 2013)	52,553	51,230
Total investments	479,700	461,325
Cash and cash equivalents	156,365	141,666
Restricted cash	15,421	12,190
Ceded unearned premiums	60,652	44,988
Premiums receivable	79,789	71,157
Accounts receivable	3,205	2,382
Receivable for securities	1,165	1,320
Reinsurance recoverable	99,756	76,818
Deferred policy acquisition costs	19,757	22,586
Goodwill	44,695	44,695
Intangible assets, net	18,675	19,953
Prepaid expenses	2,051	1,531
Other assets	6,307	8,412
Total assets	987,538	909,023
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving credit facility payable		1,473
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	415,297	382,640
Unearned premiums	196,968	185,303
Reinsurance balances payable	34,182	20,598
Pension liability	1,116	1,433
Payable for securities	17,908	206
Federal income tax payable	844	719
Deferred federal income taxes, net	2,545	2,825
Accounts payable and other accrued expenses	16,662	19,006
Total liabilities	742,224	670,905
Commitments and Contingencies (Note 17)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333; issued 20,872,831 shares in 2014 and 2013	3,757	3,757
Additional paid-in capital	123,048	122,827
Retained earnings	112,408	106,209
Accumulated other comprehensive income	18,379	16,883
Treasury stock (1,684,149 shares in 2014 and 1,609,374 in 2013), at cost	(12,278)	(11,558)
Total stockholders' equity	245,314	238,118
Liabilities and equity, total	$ 987,538	$ 909,023