Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Debt securities, available-for-sale, at fair value (cost: $414,555 in 2014 and $408,627 in 2013)	$ 415,533	$ 410,095
Equity securities, available-for-sale, at fair value (cost: $24,910 in 2014 and $24,902 in 2013)	49,987	51,230
Total investments	465,520	461,325
Cash and cash equivalents	153,293	141,666
Restricted cash	11,712	12,190
Ceded unearned premiums	46,335	44,988
Premiums receivable	72,782	71,157
Accounts receivable	3,308	2,382
Receivable for securities	1,609	1,320
Reinsurance recoverable	85,140	76,818
Deferred policy acquisition costs	22,852	22,586
Goodwill	44,695	44,695
Intangible assets, net	19,314	19,953
Prepaid expenses	2,863	1,531
Other assets	8,033	8,412
Total assets	937,456	909,023
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving credit facility payable	1,473	1,473
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	395,654	382,640
Unearned premiums	186,994	185,303
Reinsurance balances payable	20,622	20,598
Pension liability	1,291	1,433
Payable for securities	12,315	206
Federal income tax payable	1,805	719
Deferred federal income taxes, net	2,530	2,825
Accounts payable and other accrued expenses	16,458	19,006
Total liabilities	695,844	670,905
Commitments and contingencies (Note 17)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333; issued 20,872,831 shares in 2014 and 2013	3,757	3,757
Additional paid-in capital	122,937	122,827
Retained earnings	110,757	106,209
Accumulated other comprehensive income	15,719	16,883
Treasury stock (1,609,374 shares in 2014 and 2013), at cost	(11,558)	(11,558)
Total stockholders' equity	241,612	238,118
Liabilities and equity, total	$ 937,456	$ 909,023