Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Debt securities, available-for-sale, at fair value (cost; $408,627 in 2013 and $397,800 in 2012)	$ 410,095	$ 401,435
Equity securities, available-for-sale, at fair value (cost; $24,902 in 2013 and $31,502 in 2012)	51,230	43,925
Total investments	461,325	445,360
Cash and cash equivalents	141,666	85,145
Restricted cash	12,190	8,707
Ceded unearned premiums	44,988	22,411
Premiums receivable	71,157	66,683
Accounts receivable	2,382	3,110
Receivable for securities	1,320	3
Reinsurance recoverable	76,818	51,970
Deferred policy acquisition costs	22,586	24,911
Goodwill	44,695	44,695
Intangible assets, net	19,953	23,068
Deferred federal income taxes, net		1,940
Prepaid expenses	1,531	1,480
Other assets	8,412	10,985
Total assets	909,023	790,468
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving credit facility payable	1,473	1,473
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	382,640	313,416
Unearned premiums	185,303	162,502
Reinsurance balances payable	20,598	7,330
Pension liability	1,433	3,685
Payable for securities	206
Federal income tax payable	719	1,518
Deferred federal income taxes, net	2,825
Accounts payable and other accrued expenses	19,006	23,305
Total liabilities	670,905	569,931
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares; issued 20,872,831 shares in 2013 and 2012	3,757	3,757
Additional paid-in capital	122,827	122,475
Retained earnings	106,209	97,964
Accumulated other comprehensive income	16,883	7,899
Treasury stock (1,609,374 shares in 2013 and 2012), at cost	(11,558)	(11,558)
Total stockholders equity	238,118	220,537
Liabilities and Equity, Total	$ 909,023	$ 790,468