Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Debt securities, available-for-sale, at fair value (cost: $395,860 in 2013 and $397,800 in 2012)	$ 396,647	$ 401,435
Equity securities, available-for-sale, at fair value (cost: $24,033 in 2013 and $31,502 in 2012)	45,940	43,925
Total investments	442,587	445,360
Cash and cash equivalents	151,698	85,145
Restricted cash	8,700	8,707
Ceded unearned premiums	31,731	22,411
Premiums receivable	77,749	66,683
Accounts receivable	3,209	3,110
Receivable for securities	19	3
Reinsurance recoverable	61,193	51,970
Deferred policy acquisition costs	26,943	24,911
Goodwill	44,695	44,695
Intangible assets, net	20,647	23,068
Deferred federal income taxes, net		1,940
Prepaid expenses	1,611	1,480
Other assets	8,935	10,985
Total assets	879,717	790,468
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving credit facility payable	1,473	1,473
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	360,248	313,416
Unearned premiums	191,367	162,502
Reinsurance balances payable	11,862	7,330
Pension liability	3,334	3,685
Payable for securities	6,380
Deferred federal income taxes, net	319
Federal income tax payable	1,075	1,518
Accounts payable and other accrued expenses	16,879	23,305
Total liabilities	649,639	569,931
Commitments and contingencies (Note 17)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333; issued 20,872,831 shares in 2013 and 2012	3,757	3,757
Additional paid-in capital	122,720	122,475
Retained earnings	102,781	97,964
Accumulated other comprehensive income	12,378	7,899
Treasury stock (1,609,374 shares in 2013 and 2012), at cost	(11,558)	(11,558)
Total stockholders' equity	230,078	220,537
Liabilities and equity, total	$ 879,717	$ 790,468