The changes in accumulated other comprehensive income balances as of June 30, 2013 and 2012 were as follows (in thousands):


	Minimum		Accumulated Other
	Pension	Unrealized	Comprehensive
	Liability	Gains (Loss)	Income (Loss)

Balance at December 31, 2011	$ (2,978)	$ 9,424	$ 6,446
Other comprehensive income (loss):
Change in net actuarial loss (see Note 15)	241	-	241
Tax effect on change in net actuarial loss	(84)	-	(84)
Net unrealized holding gains arising during the period	-	17	17
Tax effect on unrealized gains arising during the period	-	(6)	(6)
Reclassification adjustment for gains included in net realized gains	-	(1,117)	(1,117)
Tax effect on reclassification adjustment for gains included
in income tax expense	-	391	391
Other comprehensive income (loss), net of tax	157	(715)	(558)
Balance at June 30, 2012	$ (2,821)	$ 8,709	$ 5,888

Balance at December 31, 2012	$ (2,954)	$ 10,853	$ 7,899

Other comprehensive income (loss):
Change in net actuarial loss (see Note 15)	248	-	248
Tax effect on change in net actuarial loss	(87)	-	(87)
Net unrealized holding gains arising during the period	-	11,522	11,522
Tax effect on unrealized gains arising during the period	-	(4,033)	(4,033)
Reclassification adjustment for gains included in net realized gains	-	(2,773)	(2,773)
Tax effect on reclassification adjustment for gains included in income
tax expense	-	970	970
Other comprehensive income, net of tax	161	5,686	5,847
Balance at June 30, 2013	$ (2,793)	$ 16,539	$ 13,746