Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Debt securities, available-for-sale, at fair value (cost: $382,840 in 2013 and $397,800 in 2012)	$ 383,682	$ 401,435
Equity securities, available-for-sale, at fair value (cost: $29,567 in 2013 and $31,502 in 2012)	53,558	43,925
Total investments	437,240	445,360
Cash and cash equivalents	128,004	85,145
Restricted cash	11,416	8,707
Ceded unearned premiums	27,443	22,411
Premiums receivable	78,625	66,683
Accounts receivable	3,175	3,110
Receivable for securities	220	3
Reinsurance recoverable	58,008	51,970
Deferred policy acquisition costs	26,663	24,911
Goodwill	44,695	44,695
Intangible assets, net	21,342	23,068
Federal income tax recoverable	883
Deferred federal income taxes, net	273	1,940
Prepaid expenses	1,804	1,480
Other assets	9,410	10,985
Total assets	849,201	790,468
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving credit facility payable	1,473	1,473
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	344,351	313,416
Unearned premiums	181,643	162,502
Reinsurance balances payable	12,210	7,330
Pension liability	3,518	3,685
Payable for securities	6,776
Federal income tax payable		1,518
Accounts payable and other accrued expenses	17,465	23,305
Total liabilities	624,138	569,931
Commitments and contingencies (Note 17)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333; issued 20,872,831 shares in 2013 and 2012	3,757	3,757
Additional paid-in capital	122,611	122,475
Retained earnings	96,507	97,964
Accumulated other comprehensive income	13,746	7,899
Treasury stock (1,609,374 shares in 2013 and 2012), at cost	(11,558)	(11,558)
Total stockholders' equity	225,063	220,537
Liabilities and Equity, Total	$ 849,201	$ 790,468