Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Debt securities, available-for-sale, at fair value (cost: $403,554 in 2013 and $397,800 in 2012)	$ 407,741	$ 401,435
Equity securities, available-for-sale, at fair value (cost: $33,187 in 2013 and $31,502 in 2012)	52,789	43,925
Total investments	460,530	445,360
Cash and cash equivalents	91,450	85,145
Restricted cash	9,354	8,707
Ceded unearned premiums	22,930	22,411
Premiums receivable	72,334	66,683
Accounts receivable	2,830	3,110
Receivable for securities	5,653	3
Reinsurance recoverable	57,607	51,970
Deferred policy acquisition costs	26,317	24,911
Goodwill	44,695	44,695
Intangible assets, net	22,171	23,068
Deferred federal income taxes, net	0	1,940
Prepaid expenses	2,388	1,480
Other assets	10,722	10,985
Total assets	828,981	790,468
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving credit facility payable	1,473	1,473
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	328,731	313,416
Unearned premiums	170,429	162,502
Reinsurance balances payable	7,210	7,330
Pension liability	3,646	3,685
Payable for securities	14,928	0
Federal income tax payable	620	1,518
Deferred federal income taxes, net	754	0
Accounts payable and other accrued expenses	17,095	23,305
Total liabilities	601,588	569,931
Commitments and contingencies (Note 17)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333; issued 20,872,831 shares in 2013 and 2012	3,757	3,757
Additional paid-in capital	122,538	122,475
Retained earnings	99,658	97,964
Accumulated other comprehensive income	12,998	7,899
Treasury stock (1,609,374 shares in 2013 and 2012), at cost	(11,558)	(11,558)
Total stockholders' equity	227,393	220,537
Liabilities and Equity, Total	$ 828,981	$ 790,468