Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Debt securities, available-for-sale, at fair value (cost: $380,495 in 2012 and $380,578 in 2011)	$ 384,288	$ 380,469
Equity securities, available-for-sale, at fair value (cost: $29,118 in 2012 and $30,465 in 2011)	41,694	44,159
Total investments	425,982	424,628
Cash and cash equivalents	107,682	74,471
Restricted cash	8,246	9,372
Ceded unearned premiums	21,994	19,470
Premiums receivable	69,182	53,513
Accounts receivable	3,360	3,946
Receivable for securities	1,051	2,617
Reinsurance recoverable	50,109	42,734
Deferred policy acquisition costs	26,408	22,554
Goodwill	44,695	44,695
Intangible assets, net	23,965	26,654
Deferred federal income taxes, net	532	0
Federal income tax recoverable	0	6,738
Prepaid expenses	1,620	1,458
Other assets	11,008	13,209
Total assets	795,834	746,059
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving credit facility payable	1,473	4,050
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	315,607	296,945
Unearned premiums	168,197	146,104
Reinsurance balances payable	5,976	3,139
Pension liability	3,245	3,971
Payable for securities	6,749	203
Deferred federal income taxes, net	0	135
Federal income tax payable	177	0
Accounts payable and other accrued expenses	18,600	17,954
Total liabilities	576,726	529,203
Commitments and Contingencies (Note 17)
Redeemable non-controlling interest	0	1,284
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares in 2012 and 2011; issued 20,872,831 in 2012 and 2011	3,757	3,757
Additional paid-in capital	122,412	122,487
Retained earnings	96,181	94,440
Accumulated other comprehensive income	8,316	6,446
Treasury stock (1,609,374 shares in 2012 and 2011), at cost	(11,558)	(11,558)
Total stockholders' equity	219,108	215,572
Liabilities and Equity, Total	$ 795,834	$ 746,059