Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Debt securities, available-for-sale, at fair value (cost: $397,052 in 2012 and $380,578 in 2011)	$ 399,069	$ 380,469
Equity securities, available-for-sale, at fair value (cost: $30,119 in 2012 and $30,465 in 2011)	40,715	44,159
Total investments	439,784	424,628
Cash and cash equivalents	76,230	74,471
Restricted cash	10,793	9,372
Ceded unearned premiums	21,692	19,470
Premiums receivable	68,882	53,513
Accounts receivable	3,495	3,946
Receivable for securities	2,334	2,617
Reinsurance recoverable	47,808	42,734
Deferred policy acquisition costs	25,481	22,554
Goodwill	44,695	44,695
Intangible assets, net	24,861	26,654
Deferred federal income taxes, net	1,940	0
Federal income tax recoverable	1,119	6,738
Prepaid expenses	1,651	1,458
Other assets	12,579	13,209
Total assets	783,344	746,059
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving credit facility payable	1,550	4,050
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	314,109	296,945
Unearned premiums	163,371	146,104
Unearned revenue	63	55
Reinsurance balances payable	6,189	3,139
Accrued agent profit sharing	929	959
Accrued ceding commission payable	1,200	1,071
Pension liability	3,660	3,971
Payable for securities	6,419	203
Deferred federal income taxes, net	0	135
Accounts payable and other accrued expenses	14,354	15,869
Total liabilities	568,546	529,203
Commitments and Contingencies (Note 17)
Redeemable non-controlling interest	1,274	1,284
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares in 2012 and 2011; issued 20,872,831 in 2012 and 2011	3,757	3,757
Additional paid-in capital	122,669	122,487
Retained earnings	92,768	94,440
Accumulated other comprehensive income	5,888	6,446
Treasury stock (1,609,374 shares in 2012 and 2011), at cost	(11,558)	(11,558)
Total stockholders' equity	213,524	215,572
Liabilities and Equity, Total	$ 783,344	$ 746,059