Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
Investments:
Debt securities, available-for-sale, at fair value (cost: $400,376 in 2012 and $380,578 in 2011)	$ 402,394	$ 380,469
Equity securities, available-for-sale, at fair value (cost: $30,376 in 2012 and $30,465 in 2011)	44,085	44,159
Total investments	446,479	424,628
Cash and cash equivalents	70,215	74,471
Restricted cash	7,697	9,372
Ceded unearned premiums	19,518	19,470
Premiums receivable	62,744	53,513
Accounts receivable	3,617	3,946
Receivable for securities	448	2,617
Reinsurance recoverable	44,154	42,734
Deferred policy acquisition costs	24,543	22,554
Goodwill	44,695	44,695
Intangible assets, net	25,758	26,654
Federal income tax recoverable	6,500	6,738
Prepaid expenses	1,936	1,458
Other assets	13,122	13,209
Total assets	771,426	746,059
Liabilities:
Revolving credit facility payable	1,550	4,050
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	305,716	296,945
Unearned premiums	153,905	146,104
Unearned revenue	58	55
Reinsurance balances payable	4,161	3,139
Accrued agent profit sharing	451	959
Accrued ceding commission payable	1,068	1,071
Pension liability	3,840	3,971
Payable for securities	10,345	203
Deferred federal income taxes, net	631	135
Accounts payable and other accrued expenses	14,498	15,869
Total liabilities	552,925	529,203
Commitments and Contingencies (Note 17)
Redeemable non-controlling interest	1,142	1,284
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333 shares in 2012 and 2011; issued 20,872,831 in 2012 and 2011	3,757	3,757
Additional paid-in capital	122,644	122,487
Retained earnings	94,611	94,440
Accumulated other comprehensive income	7,905	6,446
Treasury stock (1,609,374 shares in 2012 and 2011), at cost	(11,558)	(11,558)
Total stockholders' equity	217,359	215,572
Liabilities and Equity, Total	$ 771,426	$ 746,059