Consolidated Statements of Operations (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Gross premiums written	$ 89,751	$ 82,199	$ 270,834	$ 247,238
Ceded premiums written	(11,869)	(10,152)	(37,762)	(29,263)
Net premiums written	77,882	72,047	233,072	217,975
Change in unearned premiums	(2,814)	(1,641)	(16,313)	(10,606)
Net premiums earned	75,068	70,406	216,759	207,369
Investment income, net of expenses	3,980	4,036	11,765	10,513
Net realized gains	394	311	3,177	5,757
Finance charges	1,683	1,833	5,148	5,247
Commission and fees	2,445	(392)	2,617	(1,204)
Other income	178	23	203	45
Total revenues	83,748	76,217	239,669	227,727
Losses and loss adjustment expenses	56,136	51,293	181,841	146,449
Other operating expenses	24,809	21,602	71,770	65,956
Interest expense	1,159	1,151	3,470	3,447
Amortization of intangible assets	897	917	2,690	2,749
Total expenses	83,001	74,963	259,771	218,601
Income (loss) before tax	747	1,254	(20,102)	9,126
Income tax expense (benefit)	616	205	(9,006)	2,142
Net income (loss)	131	1,049	(11,096)	6,984
Less: Net income attributable to non-controlling interest	6	33	28	70
Net income (loss) attributable to Hallmark Financial Services, Inc.	$ 125	$ 1,016	$ (11,124)	$ 6,914
Net income (loss) attributable to Hallmark Financial Services, Inc. common stockholders:
Basic	$ 0.01	$ 0.05	$ (0.56)	$ 0.34
Diluted	$ 0.01	$ 0.05	$ (0.56)	$ 0.34