Consolidated Statements of Operations (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Gross premiums written	$ 91,371	$ 83,180	$ 181,083	$ 165,039
Ceded premiums written	(12,415)	(10,047)	(25,893)	(19,111)
Net premiums written	78,956	73,133	155,190	145,928
Change in unearned premiums	(7,378)	(3,185)	(13,499)	(8,965)
Net premiums earned	71,578	69,948	141,691	136,963
Investment income, net of expenses	3,778	3,276	7,785	6,477
Net realized gains	1,664	1,643	2,783	5,446
Finance charges	1,725	1,771	3,465	3,414
Commission and fees	(243)	(963)	172	(812)
Other income	11	12	25	22
Total revenues	78,513	75,687	155,921	151,510
Losses and loss adjustment expenses	61,920	52,058	125,705	95,156
Other operating expenses	23,788	22,872	46,961	44,354
Interest expense	1,153	1,150	2,311	2,296
Amortization of intangible assets	896	916	1,793	1,832
Total expenses	87,757	76,996	176,770	143,638
Income (loss) before tax	(9,244)	(1,309)	(20,849)	7,872
Income tax (benefit) expense	(9,229)	(953)	(9,622)	1,937
Net (loss) income	(15)	(356)	(11,227)	5,935
Less: Net income attributable to non-controlling interest	8	32	22	37
Net (loss) income attributable to Hallmark Financial Services, Inc.	$ (23)	$ (388)	$ (11,249)	$ 5,898
Net (loss) income per share attributable to Hallmark Financial Services, Inc. common stockholders:
Basic	$ 0.00	$ (0.02)	$ (0.56)	$ 0.29
Diluted	$ 0.00	$ (0.02)	$ (0.56)	$ 0.29