Note 13 - Fair Value of Financial Instruments (Tables)

3 Months Ended

Mar. 31, 2025

Notes Tables

Fair Value, Assets Measured on Recurring Basis [Table Text Block]

	March 31, 2025						December 31, 2024
Dollars in thousands	Level 1		Level 2		Level 3		Level 1		Level 2		Level 3
Student Loan Pools	$	—	$	38,455	$	—	$	—	$	39,584	$	—
SBA Bonds		—		59,359		—		—		64,426		—
Tax Exempt Municipal Bonds		—		5,850		—		—		6,058		—
Taxable Municipal Bonds		—		54,048		—		—		52,560		—
MBS		—		383,040		—		—		362,995		—
Total	$	—	$	540,752	$	—	$	—	$	525,623	$	—

Fair Value Measurements, Nonrecurring [Table Text Block]

	March 31, 2025
Assets (Dollars in thousands):	Level 1		Level 2		Level 3		Total
Mortgage Loans Held For Sale	$	—	$	825	$	—	$	825
Collateral Dependent Loans		—		—		5,422		5,422
Land Held for Sale		—		—		702		702
Total	$	—	$	825	$	6,124	$	6,949

	December 31, 2024
Assets (Dollars in thousands):	Level 1		Level 2		Level 3		Total
Mortgage Loans Held For Sale	$	—	$	599	$	—	$	599
Collateral Dependent Loans		—		—		5,726		5,726
Land Held for Sale		—		—		938		938
Total	$	—	$	599	$	6,664	$	7,263

Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

			Range of Inputs
Level 3 Assets	Valuation Technique	Significant Unobservable Inputs	March 31, 2025			December 31, 2024
Land Held for Sale	Appraised Value/Comparable Sales	Discounts to appraised values for estimated holding or selling costs			10%	10%
Collateral Dependent Loans	Appraised Value	Discounts to appraised values for estimated holding and/or selling costs or age of appraisal	10%	-	12%	10% - 12%

Fair Value, by Balance Sheet Grouping [Table Text Block]

March 31, 2025	Carrying		Fair Value
	Amount		Total		Level 1		Level 2		Level 3
Financial Assets:	(Dollars in thousands)
Cash and Cash Equivalents	$	133,080	$	133,080	$	133,080	$	—	$	—
Certificates of Deposits with Other Banks		1,250		1,250		—		1,250		—
AFS Securities		540,752		540,752		—		540,752		—
HTM Securities		133,817		130,550		—		130,550		—
Loans Receivable, Net		689,111		685,363		—		—		685,363
FHLB Stock		1,130		1,130		1,130		—		—
Financial Liabilities:
Deposits:
Checking, Savings & Money Market Accounts	$	1,023,152	$	1,023,152	$	1,023,152	$	—	$	—
Certificates of Deposits		322,396		322,247		—		322,247		—
Other Borrowed Money		24,236		24,236		24,236		—		—
Subordinated Debentures		10,000		7,371		—		7,371		—
Junior Subordinated Debentures		5,155		5,155		—		5,155		—

December 31, 2024	Carrying		Fair Value
	Amount		Total		Level 1		Level 2		Level 3
Financial Assets:	(Dollars in thousands)
Cash and Cash Equivalents	$	178,277	$	178,277	$	178,277	$	—	$	—
Certificates of Deposits with Other Banks		1,250		1,250		—		1,250		—
AFS Securities		525,623		525,623		—		525,623		—
HTM Securities		135,200		130,902		—		130,902		—
Loans Receivable, Net		686,550		677,282		—		—		677,282
FHLB Stock		1,089		1,089		1,089		—		—
Financial Liabilities:
Deposits:
Checking, Savings & Money Market Accounts	$	1,014,477	$	1,014,477	$	1,014,477	$	—	$	—
Certificates of Deposits		309,556		309,355		—		309,355		—
Borrowings from FRB		50,000		50,010		50,010		—		—
Other Borrowed Money		27,809		27,809		27,809		—		—
Subordinated Debentures		10,000		7,371		—		7,371		—
Junior Subordinated Debentures		5,155		5,155		—		5,155		—