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Note 14 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Deferred Compensation $ 960 $ 897
Provision for Credit Losses 2,985 2,722
Reserve for Unfunded Commitments 161 186
Other Real Estate Owned 75 96
Net Fees Deferred for Financial Reporting 52 58
Net Operating Losses 328 401
Unrealized Loss on AFS Securities 10,313 11,615
Tax Credits 0 268
Other 120 34
Total Gross Deferred Tax Assets 14,994 16,277
Less: Valuation Allowance (328) (401)
Total Deferred Tax Assets 14,666 15,876
FHLB Stock Basis Over Tax Basis 72 72
Depreciation 1,247 946
Prepaid Expenses 40 202
Total Deferred Tax Liability 1,359 1,220
Net Deferred Tax Asset $ 13,307 $ 14,656