0001437749-24-008852.txt : 20240321 0001437749-24-008852.hdr.sgml : 20240321 20240321153804 ACCESSION NUMBER: 0001437749-24-008852 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 120 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240321 DATE AS OF CHANGE: 20240321 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SECURITY FEDERAL CORP CENTRAL INDEX KEY: 0000818677 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] ORGANIZATION NAME: 02 Finance IRS NUMBER: 570858504 STATE OF INCORPORATION: SC FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-16120 FILM NUMBER: 24771075 BUSINESS ADDRESS: STREET 1: 238 RICHLAND AVENUE NW CITY: AIKEN STATE: SC ZIP: 29801 BUSINESS PHONE: 8036413000 MAIL ADDRESS: STREET 1: 238 RICHLAND AVENUE NW CITY: AIKEN STATE: SC ZIP: 29801 FORMER COMPANY: FORMER CONFORMED NAME: SECURITY FEDERAL CORPORATION DATE OF NAME CHANGE: 19920703 10-K 1 sfdl20231231_10k.htm FORM 10-K sfdl20231231_10k.htm
0000818677 SECURITY FEDERAL CORP false --12-31 FY 2023 158,540 161,464 12,569 11,178 1,000 1,000 82,949 82,949 82,949 82,949 82,949 82,949 0.01 0.01 5,000,000 5,000,000 3,456,136 3,228,777 3,453,817 3,252,884 227,359 200,933 1,600 14,900 0 1 2,800 2,000 1 0 67 6 0 0 0 2 2 0 0 0 1,214 355 859 1.2 5.0 501,000 false false false false Not within the scope of ASC 606 00008186772023-01-012023-12-31 xbrli:shares 00008186772024-03-21 iso4217:USD 00008186772023-06-30 thunderdome:item 00008186772023-12-31 00008186772022-12-31 iso4217:USDxbrli:shares 00008186772022-01-012022-12-31 0000818677us-gaap:DepositAccountMember2023-01-012023-12-31 0000818677us-gaap:DepositAccountMember2022-01-012022-12-31 0000818677sfdl:AtmAndCreditCardMember2023-01-012023-12-31 0000818677sfdl:AtmAndCreditCardMember2022-01-012022-12-31 0000818677us-gaap:PreferredStockMember2021-12-31 0000818677us-gaap:CommonStockMember2021-12-31 0000818677sfdl:TreasuryStockCommonAndPreferredMember2021-12-31 0000818677us-gaap:AdditionalPaidInCapitalMember2021-12-31 0000818677us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-12-31 0000818677us-gaap:RetainedEarningsMember2021-12-31 00008186772021-12-31 0000818677us-gaap:PreferredStockMember2022-01-012022-12-31 0000818677us-gaap:CommonStockMember2022-01-012022-12-31 0000818677sfdl:TreasuryStockCommonAndPreferredMember2022-01-012022-12-31 0000818677us-gaap:AdditionalPaidInCapitalMember2022-01-012022-12-31 0000818677us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-01-012022-12-31 0000818677us-gaap:RetainedEarningsMember2022-01-012022-12-31 0000818677us-gaap:PreferredStockMember2022-12-31 0000818677us-gaap:CommonStockMember2022-12-31 0000818677sfdl:TreasuryStockCommonAndPreferredMember2022-12-31 0000818677us-gaap:AdditionalPaidInCapitalMember2022-12-31 0000818677us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-12-31 0000818677us-gaap:RetainedEarningsMember2022-12-31 0000818677us-gaap:PreferredStockMember2023-01-012023-12-31 0000818677us-gaap:CommonStockMember2023-01-012023-12-31 0000818677sfdl:TreasuryStockCommonAndPreferredMember2023-01-012023-12-31 0000818677us-gaap:AdditionalPaidInCapitalMember2023-01-012023-12-31 0000818677us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-01-012023-12-31 0000818677us-gaap:RetainedEarningsMember2023-01-012023-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:PreferredStockMember2023-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommonStockMember2023-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMembersfdl:TreasuryStockCommonAndPreferredMember2023-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:AdditionalPaidInCapitalMember2023-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:AccumulatedOtherComprehensiveIncomeMember2023-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:RetainedEarningsMember2023-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2023-12-31 0000818677us-gaap:PreferredStockMember2023-12-31 0000818677us-gaap:CommonStockMember2023-12-31 0000818677sfdl:TreasuryStockCommonAndPreferredMember2023-12-31 0000818677us-gaap:AdditionalPaidInCapitalMember2023-12-31 0000818677us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-12-31 0000818677us-gaap:RetainedEarningsMember2023-12-31 0000818677sfdl:AccruedInterestReceivableMember2023-12-31 utr:Y 0000818677us-gaap:BuildingAndBuildingImprovementsMembersrt:MinimumMember2023-12-31 0000818677us-gaap:BuildingAndBuildingImprovementsMembersrt:MaximumMember2023-12-31 0000818677us-gaap:FurnitureAndFixturesMembersrt:MinimumMember2023-12-31 0000818677us-gaap:FurnitureAndFixturesMembersrt:MaximumMember2023-12-31 xbrli:pure 0000818677us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2023-01-01 0000818677us-gaap:CollateralizedLoanObligationsMember2023-12-31 0000818677sfdl:SmallBusinessAdministrationBondsMember2023-12-31 0000818677us-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-31 0000818677us-gaap:TaxableMunicipalBondsMember2023-12-31 0000818677us-gaap:MortgageBackedSecuritiesMember2023-12-31 0000818677us-gaap:CollateralizedLoanObligationsMember2022-12-31 0000818677sfdl:SmallBusinessAdministrationBondsMember2022-12-31 0000818677us-gaap:USStatesAndPoliticalSubdivisionsMember2022-12-31 0000818677us-gaap:TaxableMunicipalBondsMember2022-12-31 0000818677us-gaap:MortgageBackedSecuritiesMember2022-12-31 0000818677us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-31 0000818677us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2022-12-31 0000818677us-gaap:AssetPledgedAsCollateralMembersfdl:DepositAccountsFhlbAdvancesAndOtherBorrowingsMember2023-12-31 0000818677us-gaap:AssetPledgedAsCollateralMembersfdl:DepositAccountsFhlbAdvancesAndOtherBorrowingsMember2022-12-31 0000818677sfdl:TaxExemptMunicipalBondsMember2023-12-31 0000818677sfdl:TaxExemptMunicipalBondsMember2022-12-31 0000818677sfdl:CommitmentsOnMortgageLoansMember2023-12-31 0000818677srt:MoodysAa1RatingMembersfdl:CommitmentsOnMortgageLoansMember2023-12-31 0000818677us-gaap:USTreasuryAndGovernmentMember2023-12-31 0000818677us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember2023-12-31 0000818677us-gaap:USTreasuryAndGovernmentMember2022-12-31 0000818677us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember2022-12-31 0000818677sfdl:CommitmentsOnMortgageLoansMember2022-12-31 0000818677srt:MoodysAa1RatingMembersfdl:PrivateLabelTaxableMunicipalSecuritiesMember2023-12-31 0000818677sfdl:PrivateLabelTaxableMunicipalSecuritiesMember2023-12-31 0000818677srt:MoodysAaaRatingMembersfdl:PrivateLabelMortgageBackedSecuritiesMember2023-12-31 0000818677srt:MoodysA1RatingMembersfdl:PrivateLabelMortgageBackedSecuritiesMember2023-12-31 0000818677sfdl:NotRatedByMoodysMembersfdl:PrivateLabelMortgageBackedSecuritiesMember2023-12-31 0000818677sfdl:PrivateLabelInvestmentsMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMember2023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:PassMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMembersfdl:CautionMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:SpecialMentionMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:SubstandardMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2023-01-012023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:PassMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMembersfdl:CautionMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:SpecialMentionMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:SubstandardMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMember2023-01-012023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:PassMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMembersfdl:CautionMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:SpecialMentionMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:SubstandardMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2023-01-012023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:PassMember2023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMembersfdl:CautionMember2023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:SpecialMentionMember2023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:SubstandardMember2023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMember2023-01-012023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:PassMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMembersfdl:CautionMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:SpecialMentionMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:SubstandardMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMember2023-01-012023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:PassMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMembersfdl:CautionMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:SpecialMentionMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:SubstandardMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMember2023-01-012023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:PassMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMembersfdl:CautionMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:SpecialMentionMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:SubstandardMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:PassMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMembersfdl:CautionMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:SpecialMentionMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:SubstandardMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:PassMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMembersfdl:CautionMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:SpecialMentionMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:SubstandardMember2022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:PassMember2022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMembersfdl:CautionMember2022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:SpecialMentionMember2022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:SubstandardMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:PassMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMembersfdl:CautionMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:SpecialMentionMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:SubstandardMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:PassMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMembersfdl:CautionMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:SpecialMentionMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:SubstandardMember2022-12-31 0000818677us-gaap:PassMember2022-12-31 0000818677sfdl:CautionMember2022-12-31 0000818677us-gaap:SpecialMentionMember2022-12-31 0000818677us-gaap:SubstandardMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000818677us-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000818677us-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000818677us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000818677us-gaap:FinancialAssetPastDueMember2023-12-31 0000818677us-gaap:FinancialAssetNotPastDueMember2023-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancialAssetPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancialAssetPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancialAssetPastDueMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:FinancialAssetPastDueMember2022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:FinancialAssetPastDueMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:FinancialAssetPastDueMember2022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0000818677us-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0000818677us-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0000818677us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0000818677us-gaap:FinancialAssetPastDueMember2022-12-31 0000818677us-gaap:FinancialAssetNotPastDueMember2022-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2022-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMember2022-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2022-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMembersfdl:CommercialAndAgriculturalLoansMember2022-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMember2022-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMember2022-12-31 0000818677srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2021-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMember2021-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2021-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMember2021-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMember2021-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMember2021-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2022-01-012022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMember2022-01-012022-12-31 0000818677us-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2022-01-012022-12-31 0000818677sfdl:CommercialAndAgriculturalLoansMember2022-01-012022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMember2022-01-012022-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMember2022-01-012022-12-31 0000818677us-gaap:CollateralPledgedMemberus-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2023-12-31 0000818677us-gaap:CollateralPledgedMemberus-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:ResidentialMortgageMember2023-12-31 0000818677us-gaap:CollateralPledgedMemberus-gaap:CommercialRealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2023-12-31 0000818677us-gaap:CollateralPledgedMembersfdl:CommercialAndAgriculturalLoansMember2023-12-31 0000818677us-gaap:CollateralPledgedMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityMember2023-12-31 0000818677us-gaap:CollateralPledgedMemberus-gaap:ConsumerPortfolioSegmentMembersfdl:OtherConsumerLoansMember2023-12-31 0000818677us-gaap:CollateralPledgedMember2023-12-31 0000818677us-gaap:CommercialPortfolioSegmentMember2023-12-31 0000818677us-gaap:ConsumerPortfolioSegmentMember2023-12-31 0000818677us-gaap:UnfundedLoanCommitmentMember2023-01-012023-12-31 0000818677us-gaap:UnfundedLoanCommitmentMember2023-12-31 0000818677us-gaap:LandMember2023-12-31 0000818677us-gaap:LandMember2022-12-31 0000818677us-gaap:BuildingAndBuildingImprovementsMember2023-12-31 0000818677us-gaap:BuildingAndBuildingImprovementsMember2022-12-31 0000818677us-gaap:FurnitureAndFixturesMember2023-12-31 0000818677us-gaap:FurnitureAndFixturesMember2022-12-31 0000818677us-gaap:ConstructionInProgressMember2023-12-31 0000818677us-gaap:ConstructionInProgressMember2022-12-31 0000818677srt:FederalHomeLoanBankOfAtlantaMember2023-12-31 0000818677srt:FederalHomeLoanBankOfAtlantaMember2022-12-31 0000818677us-gaap:FederalHomeLoanBankAdvancesMember2023-12-31 0000818677us-gaap:FederalHomeLoanBankAdvancesMember2022-12-31 0000818677sfdl:DiscountWindowBorrowingMembersrt:FederalHomeLoanBankOfAtlantaMember2023-12-31 0000818677sfdl:DiscountWindowBorrowingMembersrt:FederalHomeLoanBankOfAtlantaMember2023-01-012023-12-31 0000818677sfdl:DiscountWindowBorrowingMembersrt:FederalHomeLoanBankOfAtlantaMember2022-12-31 0000818677sfdl:DiscountWindowBorrowingMembersrt:FederalHomeLoanBankOfAtlantaMember2022-01-012022-12-31 0000818677sfdl:FederalReserveBankTermFundingProgramMemberus-gaap:FederalFundsEffectiveSwapRateMember2023-01-012023-12-31 0000818677sfdl:BorrowerincustodyProgramMembersrt:FederalHomeLoanBankOfAtlantaMember2023-12-31 0000818677sfdl:ShortTermRepurchaseAgreementsMember2023-12-31 0000818677sfdl:ShortTermRepurchaseAgreementsMember2022-12-31 0000818677sfdl:JuniorSubordinatedDebenturesMember2006-09-21 0000818677sfdl:JuniorSubordinatedDebenturesMembersfdl:ThreeMonthLondonInterbankOfferedRateMember2023-06-302023-06-30 0000818677sfdl:JuniorSubordinatedDebenturesMember2023-06-30 0000818677sfdl:JuniorSubordinatedDebenturesMembersfdl:ThreeMonthLondonInterbankOfferedRateMember2023-01-012023-12-31 0000818677sfdl:JuniorSubordinatedDebenturesMember2023-12-31 0000818677sfdl:JuniorSubordinatedDebenturesMembersfdl:ThreeMonthLondonInterbankOfferedRateMember2022-01-012022-12-31 0000818677sfdl:JuniorSubordinatedDebenturesMember2022-12-31 0000818677sfdl:TenYearNotesDue2029Memberus-gaap:SubordinatedDebtMember2019-11-30 0000818677sfdl:FifteenYearNotesDue2034Memberus-gaap:SubordinatedDebtMember2019-11-30 0000818677sfdl:TenYearNotesDue2029Memberus-gaap:SubordinatedDebtMembersfdl:ThreeMonthLondonInterbankOfferedRateMember2019-11-012019-11-30 0000818677sfdl:FifteenYearNotesDue2034Memberus-gaap:SubordinatedDebtMembersfdl:ThreeMonthLondonInterbankOfferedRateMember2019-11-012019-11-30 0000818677sfdl:TenYearNotesDue2029Memberus-gaap:SubordinatedDebtMember2022-12-31 0000818677sfdl:FifteenYearNotesDue2034Memberus-gaap:SubordinatedDebtMember2022-12-31 0000818677sfdl:EmployeeStockPurchasePlanMember2023-01-012023-12-31 0000818677sfdl:EmployeeStockPurchasePlanMember2023-12-31 0000818677sfdl:EmployeeStockPurchasePlanMember2022-01-012022-12-31 0000818677us-gaap:UnusedLinesOfCreditMember2023-12-31 0000818677us-gaap:UnusedLinesOfCreditMember2022-12-31 0000818677sfdl:CommitmentsForLettersOfCreditMember2023-12-31 0000818677sfdl:CommitmentsForLettersOfCreditMember2022-12-31 0000818677sfdl:UnusedCreditCardLoanCommitmentsMember2023-12-31 0000818677sfdl:UnusedCreditCardLoanCommitmentsMember2022-12-31 0000818677us-gaap:CommitmentsToExtendCreditMember2023-12-31 0000818677us-gaap:CommitmentsToExtendCreditMember2022-12-31 0000818677sfdl:EmployeesOfficersAndDirectorsMember2022-12-31 0000818677sfdl:EmployeesOfficersAndDirectorsMember2021-12-31 0000818677sfdl:EmployeesOfficersAndDirectorsMember2023-01-012023-12-31 0000818677sfdl:EmployeesOfficersAndDirectorsMember2022-01-012022-12-31 0000818677sfdl:EmployeesOfficersAndDirectorsMember2023-12-31 0000818677sfdl:EquityOwnershipFromLoansMembersfdl:EmployeesOfficersAndDirectorsMember2023-12-31 0000818677sfdl:EquityOwnershipFromLoansMembersfdl:EmployeesOfficersAndDirectorsMember2022-12-31 0000818677sfdl:ExecutiveOfficersAndDirectorsMember2023-12-31 0000818677sfdl:ExecutiveOfficersAndDirectorsMember2022-12-31 0000818677sfdl:RentExpenseFromLeasedOfficeSpaceMember2023-01-012023-12-31 0000818677sfdl:RentExpenseFromLeasedOfficeSpaceMember2022-01-012022-12-31 0000818677srt:ParentCompanyMember2023-12-31 0000818677srt:ParentCompanyMember2022-12-31 0000818677srt:ParentCompanyMembersfdl:SecurityFederalStatutoryTrustMember2023-12-31 0000818677srt:ParentCompanyMembersfdl:SecurityFederalStatutoryTrustMember2022-12-31 0000818677srt:ParentCompanyMembersfdl:SecurityFederalBankMember2023-12-31 0000818677srt:ParentCompanyMembersfdl:SecurityFederalBankMember2022-12-31 0000818677srt:ParentCompanyMember2023-01-012023-12-31 0000818677srt:ParentCompanyMember2022-01-012022-12-31 0000818677srt:ParentCompanyMember2021-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:StudentLoanPoolsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:StudentLoanPoolsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:StudentLoanPoolsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:StudentLoanPoolsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:StudentLoanPoolsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:StudentLoanPoolsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:SbaBondsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:SbaBondsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:SbaBondsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:SbaBondsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:SbaBondsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:SbaBondsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:TaxExemptMunicipalBondsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:TaxExemptMunicipalBondsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:TaxExemptMunicipalBondsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:TaxExemptMunicipalBondsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:TaxExemptMunicipalBondsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMembersfdl:TaxExemptMunicipalBondsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:TaxableMunicipalBondsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:TaxableMunicipalBondsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:TaxableMunicipalBondsMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:TaxableMunicipalBondsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:TaxableMunicipalBondsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:TaxableMunicipalBondsMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:MortgageLoansHeldForSaleMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:MortgageLoansHeldForSaleMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:MortgageLoansHeldForSaleMember2023-12-31 0000818677us-gaap:FairValueMeasurementsNonrecurringMembersfdl:MortgageLoansHeldForSaleMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:LandHeldForSaleMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:LandHeldForSaleMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:LandHeldForSaleMember2023-12-31 0000818677us-gaap:FairValueMeasurementsNonrecurringMembersfdl:LandHeldForSaleMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:CollateralDependentLoansMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:CollateralDependentLoansMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:CollateralDependentLoansMember2023-12-31 0000818677us-gaap:FairValueMeasurementsNonrecurringMembersfdl:CollateralDependentLoansMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsNonrecurringMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMember2023-12-31 0000818677us-gaap:FairValueMeasurementsNonrecurringMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:MortgageLoansHeldForSaleMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:MortgageLoansHeldForSaleMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:MortgageLoansHeldForSaleMember2022-12-31 0000818677us-gaap:FairValueMeasurementsNonrecurringMembersfdl:MortgageLoansHeldForSaleMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:LandHeldForSaleMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:LandHeldForSaleMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:LandHeldForSaleMember2022-12-31 0000818677us-gaap:FairValueMeasurementsNonrecurringMembersfdl:LandHeldForSaleMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:CollateralDependentLoansMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:CollateralDependentLoansMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:CollateralDependentLoansMember2022-12-31 0000818677us-gaap:FairValueMeasurementsNonrecurringMembersfdl:CollateralDependentLoansMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:OtherRealEstateOwnedMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:OtherRealEstateOwnedMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMembersfdl:OtherRealEstateOwnedMember2022-12-31 0000818677us-gaap:FairValueMeasurementsNonrecurringMembersfdl:OtherRealEstateOwnedMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsNonrecurringMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsNonrecurringMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMember2022-12-31 0000818677us-gaap:FairValueMeasurementsNonrecurringMember2022-12-31 0000818677sfdl:LandHeldForSaleMemberus-gaap:MeasurementInputAppraisedValueMember2022-12-31 0000818677sfdl:CollateralDependentLoansMemberus-gaap:MeasurementInputAppraisedValueMembersrt:MinimumMember2023-12-31 0000818677sfdl:CollateralDependentLoansMemberus-gaap:MeasurementInputAppraisedValueMembersrt:MaximumMember2023-12-31 0000818677us-gaap:MeasurementInputAppraisedValueMembersrt:MinimumMember2022-12-31 0000818677us-gaap:MeasurementInputAppraisedValueMembersrt:MaximumMember2022-12-31 0000818677us-gaap:MeasurementInputAppraisedValueMember2022-12-31 0000818677us-gaap:CarryingReportedAmountFairValueDisclosureMember2023-12-31 0000818677us-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0000818677us-gaap:CarryingReportedAmountFairValueDisclosureMember2022-12-31 0000818677us-gaap:EstimateOfFairValueFairValueDisclosureMember2022-12-31 0000818677us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2022-12-31 0000818677us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2022-12-31 0000818677us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2022-12-31 0000818677us-gaap:PreferredStockMember2022-05-242022-05-24 00008186772022-05-242022-05-24
 

 

Table of Contents

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 10-K

 

☒

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2023

OR

☐

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period _________ to _________

 

 

Commission File Number: 000-16120

 

SECURITY FEDERAL CORPORATION

(Exact name of registrant as specified in its charter)

   

South Carolina

 

57-0858504

(State or other jurisdiction of incorporation or organization)

 

(I.R.S. Employer Identification No.)

238 Richland Avenue Northwest, Aiken, South Carolina

 

29801

(Address of principal executive offices)

 

(Zip Code)

(803) 641-3000

(Registrants telephone number, including area code)

 

Securities registered pursuant to Section 12(b) of the Act: None

 

Securities registered pursuant to Section 12(g) of the Act: Common Stock, par value $0.01 per share

(Title of Class)

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes ☐   No ☒

 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐   No ☒

 

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  Yes ☒ No ☐

 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐

 

Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company.  See the definitions of "large accelerated filer", "accelerated filer", "smaller reporting company" and "emerging growth company" in Rule 12b-2 of the Exchange Act.

 

Large accelerated filer ☐

Accelerated filer  ☐

Non-accelerated filer ☒

Smaller reporting company ☒

Emerging growth company  ☐

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 (a) of the Exchange Act. ☐

 

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ☐

 

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. ☐

 

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

 

Indicate by check mark whether the Registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).  Yes ☐   No ☒

 

As of March 21, 2024, there were issued and outstanding 3,229,325 shares of the registrant's Common Stock, which is traded on the OTC Pink Open Market under the symbol “SFDL."  The aggregate market value of the voting stock held by non-affiliates of the registrant, computed by reference to the average of the bid and asked price of such stock as of June 30, 2023, was $44,257,125.  (The exclusion from such amount of the market value of the shares owned by any person shall not be deemed an admission by the registrant that such person is an affiliate of the registrant.)

 

  

 

 

DOCUMENTS INCORPORATED BY REFERENCE

 

 

Portions of the Registrant's Proxy Statement for the 2024 Annual Meeting of Stockholders (the "2024 Proxy Statement") are incorporated by reference into Part III of this Annual Report on Form 10-K where indicated.

 

 

 
 
Table of Contents

 

 

 

PART I.

 

 

Item 1.

Business

1

Item 1A.

Risk Factors

 17
Item 1B.

Unresolved Staff Comments

25
Item 1C.

Cybersecurity

25
Item 2.

Properties

25

Item 3.

Legal Proceedings

25
Item 4. Mine Safety Disclosures 25

PART II.

 

  
Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 26

Item 6.

Reserved

26

Item 7.

Management's Discussion and Analysis of Financial Condition and Results of Operations

27

Item 7A.

 Quantitative and Qualitative Disclosures About Market Risk

37

Item 8.

Financial Statements and Supplementary Data

39

Item 9.

Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

79

Item 9A.

Controls and Procedures

79
Item 9B. Other Information  80

Item 9C.

Disclosure Regarding Jurisdictions the Prevent Inspections

80
PART III.    
Item 10. Directors, Executive Officers and Corporate Governance 80
Item 11. Executive Compensation 80
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 80
Item 13.

Certain Relationships and Related Transactions, and Director Independence

 80
Item 14. Principal Accountant Fees and Services 80
Item 15. Exhibits and Financial Statement Schedules 81
Item 16. Form 10-K Summary 81
 

Signatures

82

 

SCHEDULES OMITTED

All schedules other than those indicated above are omitted because of the absence of the conditions under which they are required or because the information is included in the consolidated financial statements and related notes.

 

Forward-Looking Statements

 

This Form 10-K, including information incorporated by reference herein, contains, and future filings by Security Federal Corporation ("Company") on Form 10-Q, and Form 8-K, and future oral and written statements by the Company and its management may contain, forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.  These statements relate to our financial condition, results of operations, plans, objectives, future performance or business. Forward-looking statements are not statements of historical fact, are based on certain assumptions and are generally identified by use of the words "believes," "expects," "anticipates," "estimates," "forecasts," "intends," "plans," "targets," "potentially," "probably," "projects," "outlook" or similar expressions or future or conditional verbs such as "may," "will," "should," "would" and "could." Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals, expectations, assumptions and statements about, among other things, expectations of the business environment in which we operate, projections of future performance and operations or financial condition, perceived opportunities in the market, potential future credit experience, and statements regarding our mission and vision. These forward-looking statements are based upon current management's expectations and may, therefore, involve risk and uncertainties. Our actual results, performance, or achievements may differ materially from those suggested, expressed, or implied by forward-looking statements as a result of a wide variety or range of factors, including, but not limited to:

 

 

•

potential adverse impacts to economic conditions in our local market areas, other markets where the Company has lending relationships, or other aspects of the Company’s business operations or financial markets; including, without limitation, as a result of employment levels, labor shortages and the effects of inflation, a potential recession or slowed economic growth; 
  • changes in the interest rate environment, including the recent past increases in the Board of Governors of the Federal Reserve System (the “Federal Reserve”) benchmark rate and duration at which such elevated interest rate levels are maintained, which could adversely affect our revenues and expenses, the value of assets and obligations, and the availability and cost of capital and liquidity;
  • the impact of continuing elevated inflation and the current and future monetary policies of the Federal Reserve in response thereto;
  • the effects of any federal government shutdown;
 

•

the credit risks of lending activities, including changes in the level and trend of loan delinquencies and write-offs and changes in our allowance for credit losses and provision for credit losses that may be affected by deterioration in the housing and commercial real estate markets which may lead to increased losses and non-performing assets in our loan portfolio, and may result in our allowance for credit losses not being adequate to cover actual losses, and require us to materially increase our reserves;
 

•

changes in general economic conditions, either nationally or in our market areas;
 

•

changes in the levels of general interest rates, and the relative differences between short and long term interest rates, deposit interest rates, our net interest margin and funding sources;
 

•

fluctuations in the demand for loans, the number of unsold homes, land and other properties and fluctuations in real estate values in our market areas;
 

•

secondary market conditions for loans and our ability to sell loans in the secondary market;
 

•

results of examinations of the Company by the Federal Reserve and the Bank by the Federal Deposit Insurance Corporation ("FDIC") and the South Carolina State Board of Financial Institutions ("State Board"), or other regulatory authorities, including the possibility that any such regulatory authority may, among other things, require us to increase our allowance for credit losses, write-down assets, change our regulatory capital position or affect our ability to borrow funds or maintain or increase deposits, or impose additional requirements or restrictions on us, any of which could adversely affect our liquidity and earnings;
 

•

legislative or regulatory changes that adversely affect our business, including changes in banking, securities and tax laws, and in regulatory policies and principles, or the interpretation of regulatory capital or other rules;
 

•

our ability to attract and retain deposits;
 

•

our ability to control operating costs and expenses;
 

•

our ability to implement our business strategies;
 

•

the use of estimates in determining the fair value of certain of our assets, which estimates may prove to be incorrect and result in significant declines in valuation;
 

•

difficulties in reducing risk associated with the loans on our balance sheet;
 

•

staffing fluctuations in response to product demand or the implementation of corporate strategies that affect our workforce and potential associated charges;
 

•

disruptions, security breaches, or other adverse events, failures or interruptions in, or attacks on, our information technology systems or on the third-party vendors who perform several of our critical processing;
 

•

our ability to attract and retain key members of our senior management team;
 

•

costs and effects of litigation, including settlements and judgments;

 

i
Table of Contents

 

 

•

our ability to manage loan delinquency rates;
 

•

increased competitive pressures among financial services companies;
 

•

changes in consumer spending, borrowing and savings habits;
 

•

the availability of resources to address changes in laws, rules, or regulations or to respond to regulatory actions;
 

•

our ability to pay dividends on our common stock;
 

•

adverse changes in the securities markets;
 

•

inability of key third-party providers to perform their obligations to us;
 

•

changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board ("FASB"), including additional guidance and interpretation on accounting issues and details of the implementation of new accounting methods;
 

•

other economic, competitive, governmental, regulatory, and technological factors affecting our operations, pricing, products and services; and
 

•

other risks described elsewhere in this Annual Report on Form 10-K for the year ended December 31, 2023 ("2023 Form 10-K") and in the Company's other reports filed with or furnished to the Securities and Exchange Commission (the “SEC”).

 

Any of the forward-looking statements that we make may turn out to be inaccurate as a result of our beliefs and assumptions we make in connection with the factors set forth above or because of other unidentified and unpredictable factors. Because of these and other uncertainties, our actual future results may be materially different from the results indicated by these forward-looking statements and you should not rely on such statements. The Company undertakes no obligation to publish revised forward- looking statements to reflect the occurrence of unanticipated events or circumstances after the date hereof. These risks could cause our actual results for 2024 and beyond to differ materially from those expressed in any forward-looking statements by or on behalf of us, and could negatively affect the Company’s consolidated financial condition and consolidated results of operations, liquidity and stock price performance.

 

As used throughout this report, the terms "we," "our," or "us" refer to Security Federal Corporation and our consolidated subsidiary, Security Federal Bank.

 

Available Information

 

The Company provides a link on its investor information page at www.securityfederalbank.com to the SEC website (www.sec.gov) for purposes of providing copies of its annual report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and amendments to these reports, as soon as reasonably practicable after we have electronically filed such material with, or furnished such material to, the SEC. Other than an investor’s own internet access charges, these filings are available free of charge at the SEC’s website at www.sec.gov. The information contained on the Company’s website is not included as part of, or incorporated by reference into, this 2023 Form 10-K.

 

ii
Table of Contents
 
 
 

PART I

Item 1.  Business

 

Security Federal Corporation

 

Security Federal Corporation (the "Company") was incorporated under the laws of the State of Delaware in July 1987 for the purpose of becoming the savings and loan holding company for Security Federal Bank ("Security Federal" or the "Bank") upon the Bank's conversion from mutual to stock form (the "Conversion").  Effective August 17, 1998, the Company changed its state of incorporation from Delaware to South Carolina.  On December 28, 2011, the Company reorganized into a bank holding company in connection with the Bank's conversion from a federally chartered stock savings bank to a South Carolina chartered commercial bank. As a result of the reorganization, the Federal Reserve became the Company's primary federal regulator.

 

As a South Carolina corporation, the Company is authorized to engage in any activity permitted by South Carolina General Corporation Law.  The Company is a one bank holding company.  Through the bank holding company structure, it is possible to expand the size and scope of the financial services offered beyond those currently offered by the Bank.  The holding company structure also provides the Company with greater flexibility than the Bank would have to diversify its business activities, through existing or newly formed subsidiaries, or through acquisitions or mergers of financial institutions as well as other companies.  There are no current arrangements, understandings or agreements regarding any such acquisition.  Future activities of the Company will be funded through the continuing operations of Security Federal and through borrowings from third parties.  Activities of the Company may also be funded through sales of additional securities or income generated by other activities of the Company.  At this time, there are no plans regarding sales of additional securities or other activities.

 

At December 31, 2023, the Company, on a consolidated basis with the Bank, had assets of $1.5 billion, loans receivable, net of $621.6 million, deposits of $1.2 billion and shareholders' equity of $172.4 million. The executive office of the Company is located at 238 Richland Avenue Northwest, Aiken, South Carolina 29801, and its telephone number is (803) 641-3000.

 

Security Federal Bank

 

Security Federal is a South Carolina chartered commercial bank headquartered in Aiken, South Carolina.  Security Federal, with 19 branch offices in Aiken, Lexington, Richland and Saluda counties in South Carolina and Columbia and Richmond counties in Georgia, was originally chartered under the name Aiken Building and Loan Association on March 27, 1922.  It received its federal charter and changed its name to Security Federal Savings and Loan Association of Aiken on March 7, 1962, and later changed its name to Security Federal Savings Bank of South Carolina, on November 11, 1986.  Effective April 8, 1996, the Bank changed its name to Security Federal Bank.  The Bank converted from the mutual to the stock form of organization on October 30, 1987.  As mentioned above, effective December 28, 2011, Security Federal converted from a federally chartered stock savings bank to a South Carolina chartered commercial bank. As a result of the conversion to a South Carolina commercial bank, the Bank is regulated by the State Board and the FDIC. Security Federal has two active wholly owned subsidiaries: Security Federal Investments, Inc. ("SFINV") and Security Federal Insurance, Inc. (“SFINS”).  SFINV was formed to hold investment securities and allow for better management of the securities portfolio. SFINS is an insurance agency offering auto, business, and home insurance. 

 

In 2010, the Bank and the Company applied for and became a Certified Community Development Financial Institution ("CDFI"). The designation enables the Bank to be eligible for certain grants from United States Treasury ("Treasury"). The Treasury administers CDFIs and the Bank and Company must re-certify as a CDFI every year. Re-certification currently depends on the Bank making a percentage of its loans by dollar and number of loans in its Target Market, which consists primarily of low to moderate income census tracts in the Bank’s market area. The criteria to remain a CDFI can change from year to year.

 

On May 24, 2022, the Company entered into a Letter Agreement (“Agreement”) with the Treasury under the Emergency Capital Investment Program (“ECIP”). Established by the Consolidated Appropriations Act, 2021, the ECIP was created to encourage CDFIs and minority depository institutions to provide loans, grants, and forbearance for small businesses, minority-owned businesses, and consumers, especially low-income and underserved communities, by providing direct and indirect capital investments in CDFIs. Pursuant to the Agreement, the Company agreed to issue and sell 82,949 shares of Preferred Stock for an aggregate purchase price of $82.9 million in cash. This ECIP investment is treated as tier 1 capital. The Preferred Stock bears no dividend for the first 24 months following the investment date. Thereafter, the dividend rate will be adjusted, not higher than 2%, based on the lending growth criteria listed in the Agreement. After the tenth anniversary of the investment date, the dividend rate will be fixed based on the average annual amount of lending in years 2 through 10. Dividends will be payable quarterly in arrears on March 15, June 15, September 15, and December 15. The Preferred Stock may be redeemed at the option of the Company on or after the fifth anniversary of issuance (or earlier in the event of loss of regulatory capital treatment), subject to the approval of the appropriate federal banking regulator and in accordance with the federal banking agencies’ regulatory capital regulations.

 

The principal business of Security Federal is accepting deposits from the general public and originating commercial real estate loans, commercial and agricultural business (non-real estate) loans, consumer loans, as well as mortgage loans to buy or refinance one-to-four family residential real estate.  The Bank also originates construction loans on single-family residences, multi-family dwellings and projects, and commercial real estate, as well as loans for the acquisition, development and construction of residential subdivisions and commercial projects. Security Federal's income is derived primarily from interest and fees earned in connection with its lending activities, and its principal expenses are interest paid on savings deposits and borrowings and operating expenses. In addition, the Bank operates Security Federal Trust and Investments, a division of the Bank that offers trust, financial planning and financial management services.

 

1
Table of Contents

 

Lending Activities

 

Security Federal's principal lending activities include originating loans on commercial real estate and one-to-four family residential real estate. The Bank originates fixed rate residential real estate loans for sale in the secondary market and adjustable rate mortgage ("ARM") loans to be held in its portfolio.  The Bank also originates construction loans on single family residences, multi-family dwellings and commercial real estate, and loans for the acquisition, development and construction of residential subdivisions and commercial projects.  To a lesser extent, the Bank originates consumer loans and commercial and agricultural business loans.

 

The loan-to-value ratio, maturity and other provisions of loans made by the Bank reflect its policy of making the maximum loan permissible consistent with applicable regulations, established lending policies and market conditions.  The Bank requires title insurance (or acceptable legal opinions on smaller loans secured by real estate), fire insurance, and flood insurance where applicable, on loans secured by improved real estate.

 

Loan Portfolio Composition

 

Loans receivable, net, including loans held for sale, increased to $622.5 million at December 31, 2023 from $549.9 million at December 31, 2022 primarily due to increases in residential and commercial real estate loans. For a detailed breakdown of the composition of our loan portfolio, see "Note 4 - Loans Receivable, Net" of the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

The following schedule illustrates the maturities of Security Federal's loan portfolio, excluding loans held for sale, at December 31, 2023.  Mortgages which have adjustable or renegotiable interest rates are shown as maturing in the period when the contract is due.  This schedule does not reflect the effects of possible prepayments or enforcement of due-on-sale clauses.

 

(Dollars in thousands)

     One Year or Less       After One Year Through Five Years       After Five Years Through Fifteen Years       After Fifteen Years       Total  

Construction Real Estate

   $ 51,270     $ 50,343     $ 1,926     $ 969     $ 104,508  

Residential Real Estate

     17,537       47,849       12,246       95,251       172,883  

Commercial Real Estate

     23,836       190,399       40,284       10,283       264,802  

Commercial and Agricultural

     7,482       20,148       5,656       —       33,286  

Consumer HELOC

     4,800       2,980       8,322       18,395       34,497  

Other Consumer

     6,473       13,574       4,473       —       24,520  

Total

   $ 111,398     $ 325,293     $ 72,907     $ 124,898     $ 634,496  

 

The following table sets forth the amount of total loans due after December 31, 2024, with fixed or adjustable interest rates.

 

(Dollars in thousands)

     Fixed-Rate       Adjustable-Rate       Total  

Construction Real Estate

   $ 18,495     $ 34,743     $ 53,238  

Residential Real Estate

     69,509       85,837       155,346  

Commercial Real Estate

     192,458       48,508       240,966  

Commercial and Agricultural

     22,634       3,170       25,804  

Consumer HELOC

     —       29,697       29,697  

Other Consumer

     18,044       3       18,047  

Total

   $ 321,140     $ 201,958     $ 523,098  

 

2
Table of Contents

 

Loan Originations/ Renewals, Purchases and Sales

 

In addition to interest earned on loans, the Bank receives loan origination fees or "points" for originating loans.  Loan origination points are a percentage of the principal amount of the loan which are charged to the borrower for the creation of the loan. The Bank's loan origination fees are generally 1% on conventional residential mortgages, and 0.25% to 1% on commercial real estate loans and commercial and agricultural loans. 

 

Loan origination and commitment fees are volatile sources of income.  These fees vary with the volume and type of loans and commitments made and purchased and with competitive conditions in mortgage markets, which in turn are governed by the demand for and availability of money. The Bank also receives other fees and charges related to existing loans, conversion fees, assumption fees, late charges and other fees collected in connection with a change in borrower or other loan modifications.

 

Security Federal currently sells substantially all conforming fixed rate loans with terms of 15 years or greater in the secondary mortgage market.  These loans are sold in order to provide a source of funds and as one of the strategies available to close the gap between the maturities of the Bank's interest-earning assets and interest-bearing liabilities.  Currently, most fixed rate, long-term mortgage loans are being originated based on Federal National Mortgage Association ("Fannie Mae") and Federal Home Loan Mortgage Corporation ("Freddie Mac") underwriting standards.

 

Secondary market sales are made to other banks or institutional investors.  Generally, all loans sold to investors are without recourse.  For the past several years, substantially all loans have been sold on a servicing released basis. During the year ended December 31, 2023, Security Federal sold $22.1 million in fixed rate residential loans on a servicing released basis in the secondary market.  Loans closed but not yet settled with banks or other investors, are carried in the Bank's "loans held for sale" portfolio.  At December 31, 2023, the Bank had $967,000 of loans held for sale.  These loans are fixed rate residential loans that have been originated in the Bank's name and have closed.  Virtually all these loans have commitments to be purchased by investors and the majority of these loans were price locked with the investors on the same day or shortly after the loan was price locked with the Bank's customers.  Therefore, these loans present little market risk for the Bank.  The Bank usually delivers loans to, and receives funding from, the investor within 30 days.  Security Federal originates all its loans held for sale on a "best efforts" basis, meaning that the Bank suffers no penalty if it is unable to deliver a loan to a potential investor.

 

Federal law restricts the Bank's permissible lending limits to one borrower to the greater of $500,000 or 15% of unimpaired capital and surplus.  At December 31, 2023, the Bank's legal lending limit under this restriction was $24.4 million.  At that date, the Bank's largest loan relationship to a single borrower was $12.3 million, comprised of three loans for commercial real estate properties. These loans were performing in accordance with their repayment terms at December 31, 2023.

 

South Carolina law restricts the Bank's permissible lending limits to one borrower to 10% of unimpaired capital, or $16.3 million at December 31, 2023, unless prior approval is granted by a two-thirds vote of the Board of Directors, in which case the limit is increased to 15% of unimpaired capital.  During 2023, the Board approved the increased loan limits to 15% of unimpaired capital.

 

Loan Solicitation and Processing

 

The Bank actively solicits mortgage loan applications from existing customers, real estate agents, builders, real estate developers and others.  The Bank also receives mortgage loan applications from customer referrals and from walk-in customers. Detailed loan applications are obtained to determine the borrower's creditworthiness and ability to repay.  The more significant items on loan applications are verified using credit reports, financial statements and confirmations. After analysis of the loan application and property or collateral involved, including an appraisal of the property (residential appraisals are obtained through independent fee appraisers), a lending decision is made in accordance with the underwriting guidelines of the Bank. These guidelines are generally consistent with Freddie Mac and Fannie Mae guidelines for residential real estate loans.  With respect to commercial real estate loans, the Bank also reviews the capital adequacy of the business, the income potential of the property, the ability of the borrower to repay the loan and honor its other obligations, and general economic and industry conditions.

 

Upon receipt of a loan application and all required related information from a prospective borrower, the loan application is submitted for approval or rejection. The residential mortgage loan underwriters approve loans which meet Freddie Mac and Fannie Mae underwriting requirements. The Chairman of the Company, the Chief Executive Officer of the Company and the Bank, the President of the Bank, the President of the Company, the Chief Financial Officer, the Executive Vice President/Business Development, the Senior Vice President/Chief Lending Officer and Senior Vice President/Mortgage Lending individually have the authority to approve loans of $500,000 or less, except as set forth above for conforming conventionally underwritten, single family mortgage loans, which are approved by the underwriters.  Loans in excess of $500,000 and up to $1.0 million require the approval of any three of the following: Chairman of the Company, the Chief Executive Officer of the Company and the Bank, the President of the Bank, the President of the Company, the Chief Financial Officer, the Executive Vice President/Financial Services, the Chief Lending Officer, or the Secretary of the Executive Committee.  Any loan in excess of $1.0 million must be approved by the Bank's Executive Committee, which operates as the Bank's Loan Committee.  The loan approval limits discussed above are the aggregate of all loans to any one borrower or entity, not including loans that are secured by the borrower's primary residence, and are conventionally underwritten.

 

The general policy of Security Federal is to issue loan commitments to qualified borrowers for a specified term, generally for a period of 45 days or less.  With management approval, commitments may be extended for up to an additional 45 days.  At December 31, 2023, the Ban k had $2.2  million in outstanding commitments on mortgage loans not yet closed compared to $970,000 at December 31, 2022. Security Federal had outstanding commitments available on all lines of credit (including letters of credit, commercial, undisbursed loans in process, home equity, credit cards and other consumer loans) totaling $157.9 million at December 31, 2023.  For a more detailed discussion, see "Note 18 - Commitments and Contingencies" in the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

3
Table of Contents

 

Residential and Construction Real Estate Lending

 

At December 31, 2023, the Bank had $172.9 million, or 27.2% of its total outstanding loan portfolio, in residential mortgage loans. These loans have adjustable or fixed rates and include permanent residential mortgage loans.

 

Security Federal offers a variety of ARM loans with adjustable rates of interest which vary according to specified indices.  The Bank's ARM loans generally have a loan term of 15 to 30 years with initial rate adjustments every one, three, five or seven years during the term of the loan.  After the initial rate adjustment, the loan rate then adjusts annually.  Most of the Bank's ARM loans contain a 200 basis point limit as to the maximum amount of change in the interest rate at any adjustment period and a 500 or 600 basis point limit over the life of the loan. The Bank generally originates ARM loans to retain in its portfolio. These loans are generally made consistent with Freddie Mac and Fannie Mae guidelines. The Bank sells the majority of its longer term fixed rate mortgage loans at origination.

 

Despite the benefits of ARM loans to the Bank's asset/liability management program, these loans also pose potential additional risks, primarily because as interest rates rise, the underlying payment by the borrower rises, increasing the potential for default.  At the same time, marketability of the underlying property may be adversely affected by higher interest rates.

 

When originating residential mortgage loans, the Bank assesses the borrower's creditworthiness, evaluates their ability to make principal and interest payments, and considers the property's value securing the loan. The Bank generally makes loans on residential properties in amounts of 95% or less of the appraised value of the collateral.  When loans are made for amounts which exceed 80% of the appraised value of the underlying real estate, the Bank's general policy is to require private mortgage insurance on the portion of the loan in excess of 80% of the appraised value.  In general, the Bank restricts its residential lending to South Carolina and the nearby Evans and Augusta, Georgia market.

 

Many of the residential mortgage loans we retain in our portfolio consist of loans that do not satisfy acreage limits, income, credit, conforming loan limits (i.e., jumbo mortgages) or various other requirements imposed by Freddie Mac or Fannie Mae. Some of these loans are also originated to meet the needs of borrowers who cannot otherwise satisfy Freddie Mac or Fannie Mae credit requirements because of personal and financial reasons (i.e., bankruptcy, length of time employed, etc.), and other aspects, which do not conform to their underwriting guidelines. Such borrowers may have higher debt-to-income ratios, or the loans are secured by unique properties in rural markets for which there are no sales of comparable properties to support the value according to secondary market requirements. We may require additional collateral or lower loan-to-value ratios to reduce the risk of these loans. We believe that these loans satisfy the needs of borrowers in our market area. As a result, subject to market conditions, we intend to continue to originate these types of loans. We also retain jumbo loans which exceed the conforming loan limits and therefore, are not eligible to be purchased by Freddie Mac or Fannie Mae.

 

Construction loans consist of loans to construct a borrower's primary or secondary residence or vacant land upon which the owner intends to construct a dwelling at a future date.  These loans are typically secured by undeveloped or partially developed land in anticipation of completing construction of a 1-4 family residential property. Construction loans are generally made for periods of six months to one year with either adjustable or fixed rates. At December 31, 2023, construction loans totaled $104.5 million, or 16.5%, of the Bank's loan portfolio. On loans of this type, the Bank seeks to evaluate the financial condition and prior performance of the builder, as well as the borrower's creditworthiness and his or her general ability to make principal and interest payments, and the value of the property that will secure the loan. On construction loans offered to individuals (non-builders), the Bank offers a construction/permanent loan. The borrower pays interest on the loan during the one year construction phase.  After construction, the loan then automatically converts, depending on the borrower's upfront selection, to a one year ARM, a three year/one year ARM, or a five year/one year ARM loan in which the borrower will pay principal and interest.  The borrower also has the option, after the construction period only, to convert the loan to a fixed rate residential mortgage loan which the Bank immediately sells on the secondary market on a servicing released basis.

 

Commercial Real Estate

 

The commercial real estate loans originated by the Bank are primarily secured by non-residential commercial properties, churches, hotels, and residential developments.  At December 31, 2023, the Bank had $264.8 million, or 41.7% of its total loan portfolio, in commercial real estate loans.

 

Commercial real estate loans from the Bank typically have amortization terms ranging from 10 to 20 years, offered with either adjustable or fixed rates.  Adjustable rates are linked to the prime rate as quoted in The Wall Street Journal, adjusting daily, with instituted floors (typically 4% to 6% since 2009). In cases where ceilings are applied, the loan will typically require a balloon payment within 60 months. Fixed-rate commercial real estate loans usually involve a balloon payment within 36 to 60 months. 

 

Commercial real estate lending entails significant additional credit risk when compared to residential lending. Commercial real estate loans typically involve large loan balances to single borrowers or groups of related borrowers.  Because payments on loans secured by commercial properties often depend upon the successful operation and management of the properties, repayment of these loans may be affected by adverse conditions in the real estate market or the economy.  To minimize the risks associated with this type of loan, the Bank generally limits the maximum loan-to-value ratio for commercial real estate to a range of 65% to 80%, based on appraisals of the property at the time of the loan by appraisers designated by the Bank, and strictly scrutinizes the credit history, financial condition and cash flow of the borrower, the quality of the collateral and the expertise of management of the property securing the loan. Although the creditworthiness of the business and its principals is of primary consideration, the underwriting process also includes a comparison of the value of the security, if any, in relation to the proposed loan amount.

 

Commercial and Agricultural Business (Non Real Estate) Loans

 

Commercial and agricultural business loans originated by the Bank are primarily secured by business equipment, furniture and fixtures, inventory and receivables, or are unsecured. At December 31, 2023, the Bank had $33.3 million, or 5.3% of its total loan portfolio, in commercial and agricultural business loans. 

 

Commercial and agricultural business loans are typically originated on terms of three to 60 months, featuring both adjustable and fixed interest rate terms. Adjustable rates are tied to the prime rate as quoted in The Wall Street Journal, adjusting daily, with floors (typically 4% to 6% since 2009) set by the Bank. Loans with ceilings usually involve a balloon payment in 60 months. Fixed-rate commercial and agricultural business loans typically have an amortization period of five years or less.

 

Commercial and agricultural business lending generally involves greater risk than residential mortgage lending and involves risks that are different from those associated with lending that is secured by real estate. Real estate lending is generally considered to be collateral based lending with loan amounts based on predetermined loan-to-collateral values, and liquidation of the underlying real estate collateral is viewed as the primary source of repayment in the event of borrower default. Although commercial and agricultural business loans often have equipment, inventory, accounts receivable or other business assets as collateral, the liquidation of collateral in the event of a borrower default is often not a sufficient source of repayment because accounts receivable may be uncollectible and inventories and equipment may be obsolete or of limited use, among other conditions. Accordingly, the repayment of a commercial and agricultural business loan depends primarily on the creditworthiness of the borrower (and any guarantors), while liquidation of collateral is a secondary and often insufficient source of repayment. The Bank seeks to minimize these risks by strictly scrutinizing the borrower's current financial condition, ability to pay, past earnings and payment history.  In addition, the current financial condition and payment history of all principals are reviewed.  Typically, the Bank requires the principal or owners of a business to guarantee all loans made to their business by the Bank.  Although the creditworthiness of the business and its principals is of primary consideration, the underwriting process also includes a comparison of the value of the security, if any, in relation to the proposed loan amount.

 

4
Table of Contents

 

HELOC and Consumer Loans

 

The Bank provides consumer loans for various personal, family or household purposes, covering financing for home improvements, residential lots, automobiles, boats, mobile homes, recreational vehicles and education.  Additionally, the Bank offers home equity lines of credit ("HELOCs"), which are open-end lines secured by mortgage liens on the borrower's primary or secondary residence. Borrowers make minimum interest-only monthly on drawn lines. HELOC terms extend up to a maximum of 20 years, with a variable interest rate tied to the prime rate and floats monthly.  

 

In 2012, the Bank instituted interest rate floors, currently ranging from 3.00% to 6.00%, for new HELOC originations, with a maximum loan-to-value ratio of 80%. The Bank also offers secured and unsecured lines of credit.  Although consumer loans typically involve a higher level of risk than residential mortgage loans, they generally provide higher yields and have shorter terms to maturity. At December 31, 2023, the Bank had $34.5 million in outstanding HELOCs, representing 5.4% of its loan portfolio.

 

At December 31, 2023, the Bank also had $24.5 million in consumer loans, constituting 3.9% of its loan portfolio, which included amounts outstanding on credit cards and personal lines of credit. As of December 31, 2023, the Bank had issued approved credit card lines of $14.8 million, with $3.4 million outstanding on the same date.

 

The Bank's underwriting standards for consumer loans include a determination of the applicant's payment history on other debts and an assessment of ability to meet existing obligations and payments on the proposed loan.  The stability of the applicant's monthly income is determined by verification of gross monthly income from primary employment, and from any verifiable secondary income. Although creditworthiness of the applicant is of primary consideration, the underwriting process also includes a comparison of the value of the security, if any, in relation to the proposed loan amount.

 

Loan Delinquencies and Defaults

 

The Bank's collection procedures provide that when a residential or commercial real estate loan is approximately 20 days past due, the borrower is contacted by mail and payment is requested.  If the delinquency continues for another 10 days, subsequent efforts are made to contact the delinquent borrower and establish a program to bring the loan current.  In certain instances, the Bank may modify the loan or grant a limited moratorium on loan payments to enable the borrower to reorganize his financial affairs.  If the loan continues in a delinquent status for 60 days or more, the Bank generally initiates foreclosure proceedings after the customer has been notified by certified mail. The Bank’s non-accrual loans were $6.8 million at December 31, 2023 compared to $6.3 million at December 31, 2022. For a more detailed discussion of our non-accrual loans, see "Item 7 - Management's Discussion and Analysis of Financial Condition and Results of Operations" and "Note 4 - Loans Receivable, Net" in the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

Classified Assets

 

Federal regulations provide for the classification of loans and other assets such as debt and equity securities considered to be of lesser quality as "substandard," "doubtful" or "loss" assets.  The regulations require commercial banks to classify their own assets and to establish prudent general allowances for loan losses for assets classified "substandard" or "doubtful."  For the portion of assets classified as "loss," an institution is required to either establish specific allowances of 100% of the amount classified or charge off such amount.  In addition, the State Board and/or FDIC may require the establishment of a general allowance for credit losses based on assets classified as "substandard" and "doubtful" or based on the general quality of the asset portfolio of a Bank.  See "Regulation - Regulation of the Bank."

 

The Company uses a risk-based approach based on the following credit quality measures consistent with regulatory guidelines when analyzing the loan portfolio: pass, caution, special mention, and substandard. For a more detailed discussion of our credit quality measures, see "Note 4- Loans Receivable, Net - Credit Quality Indicators" in the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

At December 31, 2023, $11.9 million of the total loan balance was classified "substandard" compared to $9.2 million at December 31, 2022. At December 31, 2023, $13.9 million of the total loan balance was designated as "special mention" compared to $7.1 million at December 31, 2022. At December 31, 2023, $134.9 million of the total loan balance was designated as “caution” compared to $105.4 million at December 31, 2022. The Bank had no loans classified as "doubtful" or "loss" at December 31, 2023 and 2022.

 

Modifications to Borrowers Experiencing Financial Difficulty

 

The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon asset origination or acquisition. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification.

 

Modifications made to borrowers experiencing financial difficulty typically have their impact already factored into the allowance for credit losses.  This is due to the measurement methodologies utilized in estimating the allowance.  Consequently, a change to the allowance for credit losses is generally not recorded upon modification. Occasionally, the Company modifies loans by providing principal forgiveness on certain of its real estate loans. When principal forgiveness is provided, the amortized cost basis of the asset is written off against the allowance for credit losses. The amount of the principal forgiveness is deemed to be uncollectible; therefore, that portion of the loan is written off, resulting in a reduction of the amortized cost basis and a corresponding adjustment to the allowance for credit losses.

 

In some cases, the Company will modify a certain loan by providing multiple types of concessions. Typically, one type of concession, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession, such as principal forgiveness, may be granted. As such multiple types of modifications may have been made on the same loan within the current reporting period each much be reported. The combination is at least two of the following: a term extension, principal forgiveness, and interest rate reduction. Upon the Company's determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount.

 

 

5
 

 

Provision for Credit Losses on Loans 

 

Security Federal recognizes that it will experience credit losses during the course of making loans and that the risk of loss will vary with, among other things, the type of loan being made, the creditworthiness of the borrower over the term of the loan and, in the case of a secured loan, the quality of the underlying security for the loan.  The Bank seeks to establish and maintain sufficient reserves for estimated losses on specifically identified loans and real estate where such losses can be estimated.  Additionally, general reserves for estimated possible losses are established on specified portions of the Bank's portfolio such as consumer loans and higher risk residential construction mortgage loans based on management's estimate of the potential loss for loans which normally can be classified as higher risk.  Specific and general reserves are based on, among other criteria: (1) the risk characteristics of the loan portfolio, (2) current economic conditions on a local as well as a statewide basis, (3) actual losses experienced historically and (4) the level of reserves for possible losses in the future.  

 

In determining the adequacy of the allowance for credit losses on loans, management reviews past experience of loan charge-offs, the level of past due and non-accrual loans, the size and mix of the portfolio, general economic conditions in the market area, and individual loans to identify potential credit problems. The level of the allowance for credit losses reflects management's continuing evaluation of this risk based on the Bank's past loss experience. The allowance is management's best estimate for offsetting risk for our estimated possible losses. There can be no guarantee that the estimate is adequate or accurate. Management believes that the allowance for credit losses on loans is at a level adequate to provide for inherent loan losses.  Although management believes that it has considered all relevant factors in its estimation of future losses, future adjustments to the allowance may be necessary if conditions change substantially from the assumptions used in making the original estimations.  Regulators will from time to time evaluate the allowance for credit losses which is subject to adjustment based upon the information available to the regulators at the time of their examinations.

 

For a breakdown of the activity within the allowance for credit losses by loan category for the years ended December 31, 2023 and 2022, see "Note 4- Loans Receivable, Net - Allowance for Credit Losses" in the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

 

The following table summarizes net (recoveries) charge-offs as a percentage of average loans outstanding in each loan category for the years indicated.

 

   

Year Ended December 31,

  
   

2023

    

2022

  

(Dollars in Thousands)

  

Net Charge-offs (Recoveries)

    

Average Loans

    

Ratio

    

Net Charge-offs (Recoveries)

    

Average Loans

    

Ratio

  

Construction Real Estate

   $ (16 )   $ 105,433       (0.02 )%   $ (35 )   $ 104,516       (0.03 )%

Residential Real Estate

     (54 )     143,691       (0.04 )     (46 )     94,075       (0.05 )

Commercial Real Estate

     (20 )     256,927       (0.01 )     (132 )     243,104       (0.05 )

Commercial and Agricultural

     (10 )     33,396       (0.03 )     62       31,338       0.20  

HELOC

     (37 )     32,750       (0.11 )     (52 )     29,652       (0.18 )

Other Consumer

     130       24,511       0.53       112       23,563       0.48  

Total

   $ (7 )   $ 596,708       (0.00 )%   $ (91 )   $ 526,248       (0.02 )%

 

The following table presents an allocation of the allowance for credit losses at December 31, 2023 and 2022. The allocation is calculated on an approximate basis and is not necessarily indicative of future losses or allocations. The entire amount is available to absorb losses occurring in any category of loans.

 

   

2023

  

2022

  

(Dollars in thousands)

        

% of

        

% of

  
         

loans in

        

loans in

  
   

Amount

  

category

  

Amount

  

category

  

Construction Real Estate

   $ 1,828     17 %   $ 2,323     20 %

Residential Real Estate

     3,551     27 %     2,124     20 %

Commercial Real Estate

     5,052     42 %     4,805     45 %

Commercial and Agricultural

     808     5 %     875     6 %

HELOC

     731     5 %     599     6 %

Other Consumer

     599     4 %     452     4 %

Total

   $ 12,569     100 %   $ 11,178     100 %

 

 

6
Table of Contents

 

Subsidiaries

 

At December 31, 2023, the Company had two subsidiaries, Security Federal, its wholly owned operating bank subsidiary, and Security Federal Statutory Trust (the “Trust”), which issued and sold fixed and floating rate capital securities of the Trust. Under current accounting guidance, the Trust is not consolidated in the Company’s financial statements.

 

At December 31, 2023, Security Federal had two subsidiaries, SFINV and SFINS. SFINV was formed to hold investment securities and allow for better management of the securities portfolio. SFINS is an insurance agency offering auto, business and home insurance. Security Federal's net investment in its subsidiaries totaled $17.0 million at December 31, 2023.

 

Investment Activities

 

The Bank has authority to invest in various types of liquid assets, including U.S. Treasury obligations and securities of various federal agencies, certificates of deposit at insured institutions, mutual funds, bankers' acceptances and federal funds.  The Bank may also invest a portion of its assets in certain commercial paper and corporate debt securities.  See "Regulation - Regulation of the Bank."

 

As a member of the Federal Home Loan Bank ("FHLB") System, Security Federal must maintain minimum levels of investments that are liquid assets as defined in Federal regulations.  See "Regulation - Regulation of the Bank - Federal Home Loan Bank System."  Liquidity may increase or decrease depending upon the availability of funds and comparative yields on investments in relation to the return on loans. Historically, the Bank has maintained its liquid assets at a level believed adequate to meet requirements of normal daily activities, repayment of maturing debt and potential deposit outflows.  Management regularly reviews and updates cash flow projections to assure that adequate liquidity is provided.

 

At December 31, 2023, our investment portfolio totaled $700.7 million. Security Federal has an investment portfolio of available for sale ("AFS") and held to maturity ("HTM") securities, the majority of which are mortgage-backed securities ("MBS"). MBS can serve as collateral for borrowings and, through repayments, as a source of liquidity. MBS do not have a fixed maturity date. Under the Bank's risk-based capital requirement, MBS have a risk weight of 20% (or 0% in the case of Government National Mortgage Association ("Ginnie Mae") securities) compared to the 50% risk weight carried by residential loans. Small Business Administration ("SBA") bonds are backed by the full faith and credit of the U.S. government and carry a zero percent risk base when calculating risk-based assets for regulatory capital purposes. Student loan pools are typically 97% guaranteed by the U.S. government. The FHLB, Fannie Mae and Freddie Mac are government sponsored enterprises ("GSEs") and the securities and bonds issued by GSEs are not backed by the full faith and credit of the U.S. government. AFS securities are carried at fair value.

 

HTM securities are carried at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income. For more detailed information regarding the Bank's investment portfolios, see "Note 2 - Investments, Available for Sale" and "Note 3 - Investments, Held to Maturity" in the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

7
Table of Contents

 

Sources of Funds

 

Deposit accounts have traditionally been a principal source of the Bank's funds for use in lending and for other general business purposes. The Bank attracts both short-term and long-term deposits from the general public by offering a wide assortment of account types and rates. The Bank offers regular savings accounts, checking accounts, various money market accounts, fixed interest rate certificates with varying maturities, and individual retirement accounts. In addition to deposits, the Bank derives funds from loan repayments, cash flows generated from operations (including interest credited to deposit accounts), FHLB of Atlanta advances, borrowings from the Federal Reserve Bank ("FRB") of Richmond, sales of investment securities, sales of securities under agreements to repurchase, and loan sales.  See "Borrowings" below.  Scheduled loan payments are a relatively stable source of funds while deposit inflows and outflows and the related cost of such funds have varied widely. FHLB of Atlanta advances, borrowings from the FRB and the sale of securities under agreements to repurchase, referred to as retail repurchase agreements, may be used on a short-term basis to compensate for seasonal reductions in deposits or deposit inflows at less than projected levels and may be used on a longer-term basis in support of expanded lending activities.  The availability of funds from loan and investment sales is influenced by general interest rates.  For additional information, see "Item 7 - Management's Discussion and Analysis of Financial Condition and Results of Operations" contained in  this 2023 Form 10-K.

 

Deposits

 

The Bank attracts both short-term and long-term deposits from the general public by offering a wide assortment of account types and rates. The Bank offers regular savings accounts, checking accounts, various money market accounts, fixed interest rate certificates with varying maturities, negotiated rate $100,000 or above jumbo certificates of deposit ("Jumbo CDs") and individual retirement accounts. The Bank believes that, based on its experience over the past several years, its savings and transaction accounts are stable sources of deposits. The Bank relies upon locally obtained Jumbo CDs to maintain its deposit levels. At December 31, 2023, deposits totaled $1.2 billion. At that date, approximately $327.7 million of our deposit portfolio was uninsured, including $121.9 million in public deposits which are fully collateralized. The uninsured amounts are estimates based on the methodologies and assumptions used for the Bank’s regulatory reporting requirements. 

 

At December 31, 2023, the Bank had one deposit relationship totaling approximately 5.2% of outstanding deposits. At December 31, 2022, the Bank had no deposit relationships greater than 5% of outstanding deposits. 

 

The following table includes deposit accounts and associated weighted average interest rates for each category of deposit at the dates indicated.

 

   

Year Ended December 31,

  
   

2023

    

2022

  
    Average Balance     % of Total   Weighted Avg Rate     Average Balance     % of Total     Weighted Avg Rate  

(Dollars in thousands)

                                                

Interest bearing checking

   $ 102,009       9 %     0.99 %   $ 114,065       10 %     0.60 %

Savings and money market

     590,248       51 %     2.66 %     589,849       53 %     0.27 %

Certificates of deposit

     208,221       18 %     2.88 %     143,619       13 %     0.42 %

Total interest bearing deposits

     900,478       78 %     2.30 %     847,533       76 %     0.34 %

Non-interest checking

     259,616       22 %             267,246       24 %        

Total Deposits

   $ 1,160,094       100 %           $ 1,114,779       100 %        

 

For additional information regarding our deposits, see "Item 7 - Management's Discussion and Analysis of Financial Condition and Results of Operations" and "Note 9 - Deposits" in the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

Borrowings

 

At December 31, 2023, the Bank had $119.2 million in borrowings from the FRB's Bank Term Funding Program ("BTFP"). Depository institutions may also borrow from the FRB's discount window for periods as long as 90 days, and borrowings are prepayable and renewable by the borrower daily. At December 31, 2023, the average borrowing rate was 4.60%. 

 

As a member of the FHLB of Atlanta, the Bank is required to own capital stock in the FHLB of Atlanta and is authorized to apply for advances from the FHLB of Atlanta.  Each FHLB credit program has its own interest rate, which may be fixed or variable, and range of maturities.  The FHLB of Atlanta may prescribe the acceptable uses to which these advances may be utilized as well as limitations on the size of the advances and repayment provisions.  At December 31, 2023, the Bank had no outstanding advances from the FHLB of Atlanta.  

 

At December 31, 2023, the Bank had $19.2 million in other borrowings consisting of retail repurchase agreements with an average rate of 1.49%.  

 

For additional information regarding our borrowings, see "Note 10 - FHLB Advances and FRB Borrowings" and “Note 11 - Other Borrowings” in the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K. See also, "Regulation - Regulation of the Bank - Federal Home Loan Bank System" in this 2023 Form 10-K.

 

At December 31, 2023, the Company had $5.2 million in junior subordinated debentures.  The debentures accrue and pay distributions quarterly at a floating rate of three-month Secured Overnight Financing Rate ("SOFR") as adjusted by the relevant spread adjustment of 0.26161 plus 170 basis points, resulting in a rate of 6.47% at December 31, 2023.  The debentures were callable by the Company in September 2011, and quarterly thereafter, with a final maturity date of December 15, 2036.  See "Note 12 - Junior Subordinated Debentures" of the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

On November 22, 2019, the Company sold and issued to certain institutional investors $17.5 million in aggregate principal amount of 5.25% fixed-to-floating rate subordinated notes due 2029 (the “10-Year Notes”) and $12.5 million in aggregate principal amount of 5.25% fixed-to-floating rate subordinated notes due 2034 (the “15-Year Notes”, and together with the 10-Year Notes, the “Notes”). The Notes are unsecured, subordinated obligations of the Company and rank junior in right to payment to the Company’s current and future senior indebtedness, and each Note is equal in right to payment with respect to the other Notes.  The Company may redeem the 10-Year Notes and the 15-Year Notes at its option, in whole at any time, or in part from time to time, after November 22, 2024 and November 22, 2029, respectively. See "Note 13 – Subordinated Debentures" in the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

8
Table of Contents

 

Competition

 

The Bank serves the counties of Aiken, Lexington, Richland and Saluda, South Carolina, and the counties of Columbia and Richmond, Georgia through its 19 full service branch offices located in Aiken, Ballentine, Clearwater, Columbia, Graniteville, Langley, Lexington, North Augusta, Ridge Spring, Wagener, and West Columbia, South Carolina, and Augusta and Evans, Georgia.

 

Security Federal faces strong competition both in originating loans and in attracting deposits.  Competition in originating loans comes primarily from other commercial banks, federal savings institutions, mortgage bankers and credit unions who also make loans in the Bank's market area, and more recently, financial technology (or “FinTech”) companies. 

 

The Bank competes for loans principally on the basis of the interest rates and loan fees it charges, the types of loans it makes and the quality of services it provides to borrowers. The Bank faces substantial competition in attracting deposits from federal savings institutions, commercial banks, money market and mutual funds, credit unions and other investment vehicles.  

 

The ability of the Bank to attract and retain deposits depends on its ability to provide an investment opportunity that satisfies the requirements of investors as to rate of return, liquidity, risk and other factors.  The Bank attracts a significant amount of deposits through its branch offices primarily from the communities in which those branch offices are located.  Therefore, competition for those deposits is principally from federal savings institutions, credit unions and commercial banks located in the same communities. FinTech companies also compete for consumer deposit relationships. The Bank competes for these deposits by offering a variety of deposit accounts at competitive rates, convenient business hours, online/mobile services, and convenient branch locations with interbranch deposit and withdrawal privileges at each.

 

Human Capital

 

We continually strive to recruit the most talented, motivated employees in their respective fields. By providing opportunities for personal and professional growth coupled with an environment that values teamwork and work-life balance, we are able to attract and retain outstanding individuals. We pride ourselves on providing excellent benefits, competitive salaries and the opportunity for participation in our long-term success.

 

At December 31, 2023, we employed 258 employees. Our employees are not represented by any collective bargaining agreement. Management is committed to providing equality of opportunity in all aspects of employment through a comprehensive affirmative action plan that is updated annually. As of December 31, 2023, our workforce was 71% female and 29% male, and women held 66% of the Bank’s management roles. The ethnicity of our workforce was 76% White, 17% Black, 3% Asian, 3% Hispanic or Latino, 1% Two or More Races and less than 1% Indian.

 

The following chart depicts the percentage of self-identified females and minorities in our workforce at December 31, 2023, by job classification as defined by the Equal Employment Opportunity Commission (“EEOC”):

 

Job Classification

  

Female

    

Minority (1)

    

Distribution by EEOC Job Classification

  

Executive / Senior level officers

     3.9 %     3.2 %     8.1 %

Mid-level officers and managers

     22.5 %     16.1 %     20.2 %

Professionals

     19.2 %     19.4 %     24.8 %

Sales

     1.6 %     — %     1.9 %

Administrative support

     52.8 %     61.3 %     45.0 %

Total

     100.0 %     100.0 %     100.0 %

(1) Includes employees self-disclosed as Asian, Black, Hispanic or Latino, Indian, or Two or More Races.

 

 

Benefits - We provide competitive comprehensive benefits to employees. We value the health and well-being of our employees and strive to provide programs to support this. Benefit programs available to eligible employees may include 401(k) savings plan, employee stock ownership plan, health and life insurance, employee assistance program, paid holidays, paid time off, and other leave as applicable.

 

Board of Directors - The Company’s board of directors is comprised of the Company’s Chief Executive Officer, President and nine non-employee directors. The non-employee directors are represented by 11% female and 11% minority.

 

Training and Education - We understand the importance of our employees' skills and knowledge in achieving organizational success. Consequently, we actively promote ongoing training and continuing education for our workforce.  Our compliance training program ensures that all employees and officers receive annual training courses to stay well-informed about the rules relevant to their roles.

 

9
Table of Contents

 

Information about our Executive Officers

 

The following table sets forth information regarding the executive officers of the Company and the Bank at December 31, 2023.

 

   

Age at December 31,

  

Position

Name

  

2023

  

Company

  

Bank
             

J. Chris Verenes

  

67

  

Chief Executive Officer

  

Chief Executive Officer Chairman of the Board

Roy G. Lindburg

  

63

  

President

  

—

Philip R. Wahl

  

60

  

—

  

President

Darrell Rains

  

67

  

Chief Financial Officer

  

Chief Financial Officer

 

The following is a description of the principal occupation and employment of the executive officers of the Company and the Bank during at least the past five years:

 

J. Chris Verenes is Chief Executive Officer of the Company and Chairman of the Board and Chief Executive Officer of the Bank, positions he has held since January 1, 2012 and January 1, 2011, respectively.  Prior to that, he served as President of the Bank since 2004.  Before joining the Bank, Mr. Verenes held a variety of management positions with Washington Group International, from 1996 to 2004.  Prior to his employment by Washington Group International, Mr. Verenes served as Controller for Riegel Textile Corporation, as Director of Control Data and Business and Technology Center, and as Executive Director of the South Carolina Democratic Party.

 

Roy G. Lindburg was appointed President of the Company in June 2014. Prior to that, he served as the Chief Financial Officer of the Company and the Bank since January 1995. Mr. Lindburg was named Executive Vice President and appointed to the Company's and the Bank's Boards of Directors in 2005. Prior to joining Security Federal, Mr. Lindburg was employed by Keokuk Bancshares/First Community Bank in Keokuk, Iowa from 1986 to 1994. Mr. Lindburg is a Certified Public Accountant.

 

Philip R. Wahl was appointed President of the Bank effective August 2019. Prior to that, he served as the Bank's Augusta Market President since 2017.  Prior to joining the Bank, Mr. Wahl held a variety of management positions with local and national banks in the Augusta area during his 35 year banking career. Most recently, he was employed by First Community Bank from 2012 to 2016. He currently serves on the Georgia Health Sciences Foundation Board of Trustees and is Chairman of the Board of the Augusta Convention & Visitors Bureau.  

 

Darrell Rains was appointed Chief Financial Officer of the Company and the Bank effective July 2020. Prior to that, he served as the Bank's Executive Vice President of Insurance, Mortgage and Trust Services since June 2019. Before joining the Bank, he was the Chief Financial Officer at Woodside Communities from 2017 to 2019 and the Chief Financial Officer of Southeastern Bank Financial Corporation and successors from 2005 to 2017. Mr. Rains has over 30 years of experience in the banking industry. He is a Certified Public Accountant.

 

10
Table of Contents

 

REGULATION

 

The following is a brief description of certain laws and regulations which are applicable to the Company and the Bank. Descriptions of laws and regulations here and elsewhere in this 2023 Form 10-K do not purport to be complete and are qualified in their entirety by reference to the actual laws and regulations. Legislation is introduced from time to time in the United States Congress or in the South Carolina State Legislature that may affect the operations of the Company and the Bank. In addition, the regulations governing the Company and the Bank may be amended from time to time by the State Board, the FDIC, the Federal Reserve, the SEC and the Consumer Protection Financial Bureau (“CFPB”). Any such legislation or regulatory changes in the future could have an adverse effect on our operations and financial condition. We cannot predict whether any such changes may occur.

 

As a bank holding company, the Company is subject to examination and supervision by, and is required to file certain reports with, the Federal Reserve. The Company also is subject to the rules and regulations of the SEC under the federal securities laws. The Bank, as a state-chartered commercial bank, is subject to regulation and oversight by the State Board, the applicable provisions of South Carolina law and by the regulations of the State Board adopted thereunder. In some circumstances, the law and regulations of other states can apply. The Bank also is subject to regulation and examination by the FDIC, which insures its deposits to the maximum extent permitted by law.

 

Regulation of the Bank

 

The Bank is an FDIC-insured, state-chartered commercial bank and is subject to various statutory requirements and rules and regulations promulgated and enforced primarily by the FDIC and the State Board. These statutes, rules, and regulations relate to insurance of deposits, required reserves, allowable investments, loans, mergers, consolidations, issuance of securities, payment of dividends, establishment of branches and other aspects of the business of the Bank. The FDIC has broad authority to prohibit the Bank from engaging in what it determines to be unsafe or unsound banking practices. In addition, federal law imposes a number of restrictions on state-chartered, FDIC-insured banks, and their subsidiaries. These restrictions cover many matters, examples of which include prohibitions against engaging as a principal in certain activities and the requirement of prior notification of branch closings. The Bank is not a member of the Federal Reserve System.

 

The Bank is required to file periodic reports with the FDIC and the State Board and is subject to periodic examinations and evaluations by those regulatory authorities. Based on these evaluations, the regulators may revalue the assets of an institution and require that it establish specific reserves to compensate for the differences between the determined value and the book value of these assets. The FDIC and the State Board may each accept the results of an examination by the other in lieu of conducting an independent examination.

 

Deposit Insurance and Other FDIC Programs

 

The Deposit Insurance Fund ("DIF") of the FDIC insures deposits in the Bank up to $250,000 per separately insured deposit ownership right or category and such insurance is backed by the full faith and credit of the United States Government. As insurer, the FDIC imposes deposit insurance premiums (assessments) and is authorized to conduct examinations of and to require reporting by FDIC-insured institutions. For the year ended December 31, 2023, the Bank paid $621,000 in FDIC premiums.

 

The FDIC assesses deposit insurance premiums quarterly on each FDIC-insured institution applied to its deposit base, which is its average consolidated total assets minus its Tier 1 capital. No institution may pay a dividend if it is in default on its federal deposit insurance assessment. At December 31, 2023, total base assessment rates ranged from 2.5 to 32 basis points subject to certain adjustments.

 

Extraordinary growth in insured deposits during the first and second quarters of 2020 caused the DIF reserve ratio to decline below the statutory minimum of 1.35% as of June 30, 2020. In September 2020, the FDIC Board of Directors adopted a Restoration Plan to restore the reserve ratio to at least 1.35% within eight years, absent extraordinary circumstances, as required by the Federal Deposit Insurance Act. The Restoration Plan maintained the assessment rate schedules in place at the time and required the FDIC to update its analysis and projections for the deposit insurance fund balance and reserve ratio at least semiannually. In the semiannual update for the Restoration Plan in June 2022, the FDIC projected that the reserve ratio was at risk of not reaching the statutory minimum of 1.35% by September 30, 2028, the statutory deadline to restore the reserve ratio. Based on this update, the FDIC Board approved an Amended Restoration Plan, and concurrently proposed an increase in initial base deposit insurance assessment rate schedules uniformly by 2 basis points, applicable to all insured depository institutions.

 

In October 2022, the FDIC Board finalized the increase with an effective date of January 1, 2023, applicable to the first quarterly assessment period of 2023. The revised assessment rate schedules are intended to increase the likelihood that the reserve ratio of the DIF reaches the statutory minimum level of 1.35% by September 30, 2028. Revised assessment rate schedules will remain in effect unless and until the reserve ratio meets or exceeds 2%, absent further action by the FDIC Board. A significant increase in insurance premiums or a special assessment levied by the FDIC could likely have an adverse effect on the operating expenses and results of operations of the Bank. There can be no prediction as to what changes in insurance assessment rates may be made in the future.

 

The FDIC may terminate the deposit insurance of any insured depository institution if it determines after a hearing that the institution has engaged or is engaging in unsafe or unsound practices, is in an unsafe or unsound condition to continue operations, or has violated any applicable law, regulation, order or any condition imposed by an agreement with the FDIC.  It also may suspend deposit insurance temporarily during the hearing process for the permanent termination of insurance if the institution has no tangible capital.  If insurance of accounts is terminated, the accounts at the institution at the time of the termination, less subsequent withdrawals, shall continue to be insured for a period of six months to two years, as determined by the FDIC.  Management is not aware of any existing circumstances which would result in termination of the Bank's deposit insurance. A significant increase in insurance premiums would likely have an adverse effect on the operating expenses and results of operations of the Bank.  There can be no prediction as to what changes in insurance assessment rates may be made in the future.

 

11
Table of Contents

 

Prompt Corrective Action

 

Federal statutes establish a supervisory framework based on five capital categories: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized. An institution's category depends upon where its capital levels are in relation to relevant capital measures, which include risk-based capital measures, a common equity Tier 1 ("CET1") measure, a leverage ratio measure and certain other factors. The well-capitalized category is described below in "Capital Requirements". An institution that is not well capitalized is subject to certain restrictions on brokered deposits, including restrictions on the rates it can offer on its deposits, generally. Any institution which is neither well capitalized nor adequately capitalized is considered undercapitalized.

 

Undercapitalized institutions are subject to certain prompt corrective action requirements, regulatory controls and restrictions that become more extensive as an institution becomes more severely undercapitalized. Failure by institutions to comply with applicable capital requirements would, if unremedied, result in progressively more severe restrictions on their activities and lead to enforcement actions, including, but not limited to, the issuance of a capital directive to ensure the maintenance of required capital levels and, ultimately, the appointment of the FDIC as receiver or conservator. Banking regulators will take prompt corrective action with respect to depository institutions that do not meet minimum capital requirements. Additionally, approval of any regulatory application filed for review by the banking agencies may be dependent on compliance with capital requirements.

 

At December 31, 2023, the Bank was categorized as "well capitalized" under the prompt corrective action regulations of the FDIC. For additional information, see "Capital Requirements" below and "Note 15 - Regulatory Matters" in the Notes to Consolidated Financial Statements included in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

Capital Requirements

 

The Bank is subject to capital regulations adopted by the FDIC, which establish minimum required ratios for a common equity Tier 1 (“CET1”) capital to risk-based assets ratio, a Tier 1 capital to risk-based assets ratio, a total capital to risk-based assets ratio and a Tier 1 capital to total assets leverage ratio. The capital standards require the maintenance of the following minimum capital ratios: (i) a CET1 capital ratio of 4.5%; (ii) a Tier 1 capital ratio of 6%; (iii) a total capital ratio of 8%; and (iv) a Tier 1 leverage ratio of 4%. Consolidated regulatory capital requirements identical to those applicable to subsidiary banks generally apply to bank holding companies. However, the Federal Reserve Board has provided a “Small Bank Holding Company” exception to its consolidated capital requirements, and bank holding companies with less than $3.0 billion of consolidated assets are not subject to the consolidated holding company capital requirements unless otherwise directed by the Federal Reserve Board.

 

Federal law required the federal banking agencies, including the FDIC, to establish a “community bank leverage ratio” of between 8% and 10% for institutions with total consolidated assets of less than $10 billion.  Institutions with capital complying with the ratio and otherwise meeting the specified requirements and electing the alternative framework are considered to comply with the applicable regulatory capital requirements, including the risk-based requirements.  The community bank leverage ratio was established at 9% Tier 1 capital to total average assets, effective January 1, 2022.  A qualifying institution may opt in and out of the community bank leverage ratio framework on its quarterly call report.  The Bank has opted out of the community bank leverage ratio.

 

In addition to the minimum CET1, Tier 1, and total capital ratios, the capital regulations require a capital conservation buffer consisting of additional CET1 capital greater than 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses.

 

To be considered “well capitalized,” a depository institution must have a Tier 1 risk-based capital ratio of at least 8%, a total risk-based capital ratio of at least 10%, a CET1 capital ratio of at least 6.5% and a leverage ratio of at least 5%, and not be subject to an individualized order, directive or agreement under which its primary federal banking regulator requires it to maintain a specific capital level. As of December 31, 2023, the Bank met the requirements to be “well capitalized” and met the fully phased-in capital conservation buffer requirement.

 

The FASB has adopted a new accounting standard, referred to as Current Expected Credit Loss, or CECL. Upon adoption of CECL, a banking organization must record a one-time adjustment to its credit loss allowances as of the beginning of the fiscal year of adoption equal to the difference, if any, between the amount of credit loss allowances under the current methodology and the amount required under CECL. The federal banking regulators (the Federal Reserve, the Office of the Comptroller of the Currency and the FDIC) have adopted a rule that gives a banking organization the option to phase in over a three-year period the day-one adverse effects of CECL on its regulatory capital. Management did not elect the option to phase in the day-one adverse effects of CECL over a three-year period, and instead, elected to record the full effects of the adoption of CECL in 2023. For more on this new accounting standard, see "Note 1- Significant Accounting Policies-Recently Issued or Adopted Accounting Standards" in the Notes to Consolidated Financial Statements included in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

Federal Home Loan Bank System

 

The Bank is a member of the FHLB of Atlanta, which is one of 11 regional FHLBs that administer the home financing credit function of financial institutions. The FHLBs are subject to the oversight of the Federal Housing Finance Agency and each FHLB serves as a reserve or central bank for its members within its assigned region. The FHLBs are funded primarily from proceeds derived from the sale of consolidated obligations of the FHLB System and make loans or advances to members in accordance with policies and procedures established by the Board of Directors of the FHLB, which are subject to the oversight of the Federal Housing Finance Board. All advances from the FHLB of Atlanta are required to be fully secured by sufficient collateral as determined by the FHLB of Atlanta. In addition, all long-term advances are required to provide funds for residential home financing. At December 31, 2023, the Bank had no outstanding advances from the FHLB of Atlanta under an available credit facility of $424.4 million, which is limited to available collateral. See "Business - Sources of Funds - Borrowings."

 

As a member, the Bank is required to purchase and maintain stock in the FHLB of Atlanta. At December 31, 2023, the Bank had $922,000 in FHLB of Atlanta stock, which was in compliance with this requirement. In past years, the Bank has received dividends on its FHLB of Atlanta stock. These dividend yields averag ed 5.03% for the year ended December 31, 2023 and 4.88% for the year ended December 31, 2022.

 

The FHLBs continue to contribute to low- and moderately-priced housing programs through direct loans or interest subsidies on advances targeted for community investment and low- and moderate-income housing projects. These contributions have in the past affected adversely the level of FHLB dividends paid and could continue to do so in the future. These contributions could also have an adverse effect on the value of FHLB of Atlanta stock in the future. A reduction in value of the Bank's FHLB of Atlanta stock may result in a decrease in net income and possibly the Bank's capital.

 

Affiliate Transactions

 

The Company and the Bank are separate and distinct legal entities. Federal laws strictly limit the ability of banks to engage in certain transactions with their affiliates, including their bank holding companies. Transactions deemed to be "covered transactions" under Section 23A of the Federal Reserve Act and between a subsidiary bank and its parent company or the nonbank subsidiaries of the bank holding company are limited to 10% of the bank subsidiary's capital and surplus and, with respect to the parent company and all such nonbank subsidiaries, to an aggregate of 20% of the bank subsidiary's capital and surplus. Further, covered transactions that are loans and extensions of credit generally are required to be secured by eligible collateral in specified amounts. Federal law also requires that covered transactions and certain other transactions listed in Section 23B of the Federal Reserve Act between a bank and its affiliates be on terms as favorable to the bank as transactions with non-affiliates.

 

12
Table of Contents

 

Community Reinvestment Act

 

The Bank is also subject to the provisions of the Community Reinvestment Act of 1977 ("CRA"), which requires the appropriate federal bank regulatory agency to assess a bank’s performance under the CRA in meeting the credit needs of the community serviced by the Bank, including low and moderate income neighborhoods. The regulatory agency's assessment of a bank's record is made available to the public. Further, a bank’s CRA performance rating must be considered in connection with a bank’s application to, among other things, establish a new branch office that will accept deposits, relocate an existing office or merge or consolidate with, or acquire the assets or assume the liabilities of, a federally regulated financial institution, and in connection with certain applications by a bank holding company, such as bank acquisitions. The Bank received an "outstanding" rating during its most recent CRA examination.

 

On October 24, 2023, the federal banking agencies, including the FDIC issued a final rule designed to strengthen and modernize regulations implementing the CRA.   The changes are designed to encourage banks to expand access to credit, investment and banking services in low- and moderate-income communities, adapt to changes in the banking industry including mobile and internet banking, provide greater clarity and consistency in the application of the CRA regulations and tailor CRA evaluations and data collection to bank size and type. The Bank cannot predict the impact the changes to the CRA will have on its operations at this time.

 

Dividends

 

Dividends from the Bank constitute the major source of funds for dividends which may be paid by the Company to shareholders. The amount of dividends payable by the Bank to the Company depends upon the Bank's earnings and capital position, and is limited by federal and state laws, regulations and policies, including the capital conservation buffer requirement discussed above. South Carolina banking regulations restrict the amount of dividends that the Bank can pay to the Company, and may require prior approval before declaration and payment of any excess dividend.

 

The amount of dividends actually paid during any one period will be strongly affected by the Bank's management policy of maintaining a strong capital position. Federal law further provides that no insured depository institution may pay a cash dividend if it would cause the institution to be "undercapitalized," as defined in the prompt corrective action regulations. Moreover, the federal bank regulatory agencies also have the general authority to limit the dividends paid by insured banks if such payments should be deemed to constitute an unsafe and unsound practice.

 

Activities and Investments of Insured State-Chartered Financial Institutions

 

Federal law generally limits the activities and equity investments of FDIC-insured, state-chartered banks to those that are permissible for national banks. An insured state bank is not prohibited from, among other things, (i) acquiring or retaining a majority interest in a subsidiary, (ii) investing as a limited partner in a partnership the sole purpose of which is direct or indirect investment in the acquisition, rehabilitation or new construction of a qualified housing project, provided that such limited partnership investments may not exceed 2% of the bank's total assets, (iii) acquiring up to 10% of the voting stock of a company that solely provides or reinsures directors', trustees' and officers' liability insurance coverage or bankers' blanket bond group insurance coverage for insured depository institutions, (iv) acting as agent for a customer in many capacities, and (v) acquiring or retaining the voting shares of a depository institution if certain requirements are met.

 

Federal Reserve System

 

The Federal Reserve requires that all depository institutions maintain reserves on transaction accounts, primarily checking accounts. In response to the COVID-19 pandemic, the Federal Reserve reduced reserve requirement ratios to zero percent effective on March 26, 2020, to support lending to households and businesses. At December 31, 2023, the Bank was in compliance with the reserve requirements in place at that time.  

 

Standards for Safety and Soundness

 

The federal banking regulatory agencies have prescribed, by regulation, guidelines for all insured depository institutions relating to internal controls, information systems and internal audit systems; loan documentation; credit underwriting; interest rate risk exposure; asset growth; asset quality; earnings; and compensation, fees and benefits. The guidelines set forth the safety and soundness standards that the federal banking agencies use to identify and address problems at insured depository institutions before capital becomes impaired. Each insured depository institution must implement a comprehensive written information security program that includes administrative, technical, and physical safeguards appropriate to the institution’s size and complexity and the nature and scope of its activities. The information security program must be designed to ensure the security and confidentiality of customer information, protect against any unanticipated threats or hazards to the security or integrity of such information, protect against unauthorized access to or use of such information that could result in substantial harm or inconvenience to any customer, and ensure the proper disposal of customer and consumer information. Each insured depository institution must also develop and implement a risk-based response program to address incidents of unauthorized access to customer information in customer information systems. If the FDIC determines that an institution fails to meet any of these guidelines, it may require an institution to submit to the FDIC an acceptable plan to achieve compliance. Management of the Bank is not aware of any conditions relating to these safety and soundness standards which would require submission of a plan of compliance.

 

Environmental Issues Associated with Real Estate Lending

 

The Comprehensive Environmental Response, Compensation and Liability Act ("CERCLA"), a federal statute, generally imposes strict liability on all prior and present "owners and operators" of sites containing hazardous waste. However, Congress acted to protect secured creditors by providing that the term "owner and operator" excludes a person whose ownership is limited to protecting its security interest in the site. Since the enactment of the CERCLA, this "secured creditor exemption" has been the subject of judicial interpretations which have left open the possibility that lenders could be liable for cleanup costs on contaminated property that they hold as collateral for a loan. To the extent that legal uncertainty exists in this area, all creditors, including the Bank, that have made loans secured by properties with potentially hazardous waste contamination (such as petroleum contamination) could be subject to liability for cleanup costs, which costs often substantially exceed the value of the collateral property.

 

13
Table of Contents

 

Privacy Standards and Cybersecurity

 

The Bank is subject to FDIC regulations implementing the privacy protection provisions of the Gramm-Leach-Bliley Financial Services Modernization Act of 1999. These regulations require the Bank to disclose its privacy policy, including informing consumers of its information sharing practices and informing consumers of their rights to opt out of certain practices.  In addition, the federal banking agencies recently adopted rules providing for new notification requirements for banking organizations and their service providers for significant cybersecurity incidents. Specifically, the new rules require a banking organization to notify its primary federal regulator as soon as possible, and no later than 36 hours after, the banking organization determines that a “computer-security incident” rising to the level of a “notification incident” has occurred. Notification is required for incidents that have materially affected or are reasonably likely to materially affect the viability of a banking organization’s operations, its ability to deliver banking products and services, or the stability of the financial sector. Service providers are required under the rule to notify affected banking organization customers as soon as possible when the provider determines that it has experienced a computer-security incident that has materially affected or is reasonably likely to materially affect the banking organization’s customers for four or more hours.

 

In July 2023, the SEC adopted rules requiring registrants to disclose material cybersecurity incidents they experience and to disclose on an annual basis material information regarding their cybersecurity risk management, strategy, and governance. The new rules require registrants to disclose on Form 8-K any cybersecurity incident they determine to be material and to describe the material aspects of the incident's nature, scope, and timing, as well as its material impact or reasonably likely material impact on the registrant. For information regarding the Company’s cybersecurity risk management, strategy and governance, see “Item 1C. Cybersecurity” contained in Part I of this 2023 Form 10-K.

 

Bank Secrecy Act / Anti-Money Laundering Laws

 

The Bank is subject to the Bank Secrecy Act and other anti-money laundering laws and regulations, including the USA PATRIOT Act of 2001. These laws and regulations require the Bank to implement policies, procedures, and controls to detect, prevent, and report money laundering and terrorist financing and to verify the identity of their customers. Violations of these requirements can result in substantial civil and criminal sanctions. In addition, provisions of the USA PATRIOT Act require the federal financial institution regulatory agencies to consider the effectiveness of a financial institution’s anti-money laundering activities when reviewing mergers and acquisitions.

 

Other Consumer Protection Laws and Regulations

 

The Dodd-Frank Act established the CFPB and empowered it to exercise broad regulatory, supervisory and enforcement authority with respect to both new and existing consumer financial protection laws. The Bank is subject to consumer protection regulations issued by the CFPB, but as a financial institution with assets of less than $10 billion, the Bank is generally subject to supervision and enforcement by the FDIC and the State Board with respect to our compliance with federal and state consumer financial protection laws and regulations.

 

The Bank is subject to a broad array of federal and state consumer protection laws and regulations that govern almost every aspect of its business relationships with consumers. While the list set forth below is not exhaustive, these include the Truth-in-Lending Act, the Truth in Savings Act, the Electronic Fund Transfer Act, the Expedited Funds Availability Act, the Equal Credit Opportunity Act, the Fair Housing Act, the Real Estate Settlement Procedures Act, the Home Mortgage Disclosure Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Right to Financial Privacy Act, the Home Ownership and Equity Protection Act, the Consumer Leasing Act, the Fair Credit Billing Act, the Homeowners Protection Act, the Check Clearing for the 21st Century Act, laws governing flood insurance, laws governing consumer protections in connection with the sale of insurance, federal and state laws prohibiting unfair and deceptive business practices, and various regulations that implement some or all of the foregoing. These laws and regulations mandate certain disclosure requirements and regulate the manner in which financial institutions must deal with customers when taking deposits, making loans, collecting loans, and providing other services. Failure to comply with these laws and regulations can subject the Bank to various penalties, including but not limited to, enforcement actions, injunctions, fines, civil liability, criminal penalties, punitive damages, and the loss of certain contractual rights.

 

Regulation of the Company

 

The Company, as the sole shareholder of the Bank, is a registered bank holding company with the Federal Reserve. Bank holding companies are subject to comprehensive regulation by the Federal Reserve under the Bank Holding Company Act of 1956, as amended ("BHCA"), and the regulations promulgated thereunder. This regulation and oversight is generally intended to ensure that the Company limits its activities to those allowed by law and that it operates in a safe and sound manner without endangering the financial health of the Bank.

 

As a bank holding company, the Company is required to file with the Federal Reserve semi-annual and periodic reports and such additional information as the Federal Reserve may require and is subject to regular examinations by the Federal Reserve. The Federal Reserve may examine the Company, and any of its subsidiaries, and charge the Company for the cost of the examination. The Federal Reserve also has extensive enforcement authority over bank holding companies, including, among other things, the ability to assess civil money penalties, to issue cease and desist or removal orders and to require that a holding company divest subsidiaries (including its bank subsidiaries). In general, enforcement actions may be initiated for violations of law and regulations and unsafe or unsound practices.

 

The Bank Holding Company Act

 

Under the BHCA, the Company is supervised by the Federal Reserve. The Federal Reserve has a policy that a bank holding company is required to serve as a source of financial and managerial strength to its subsidiary banks and may not conduct its operations in an unsafe or unsound manner. In addition, the Dodd-Frank Act and earlier Federal Reserve policy provide that a bank holding company should serve as a source of strength to its subsidiary bank by having the ability to provide financial assistance to its subsidiary bank during periods of financial distress to the bank, and should maintain the financial flexibility and capital raising capacity to obtain additional resources for assisting its subsidiary bank. A bank holding company's failure to meet its obligation to serve as a source of strength to its subsidiary banks will generally be considered by the Federal Reserve to be an unsafe and unsound banking practice or a violation of the Federal Reserve's regulations or both. No regulations have yet been proposed by the Federal Reserve to implement the source of strength provisions of the Dodd-Frank Act. The Company and any subsidiaries that it may control are considered "affiliates" within the meaning of the Federal Reserve Act, and transactions between the Bank and affiliates (except subsidiaries of the Bank) are subject to numerous restrictions. With some exceptions, the Company and its subsidiaries, are prohibited from tying the provision of various services, such as extensions of credit, to other services offered by the Company, or by its affiliates.

 

14
Table of Contents

 

Acquisitions

 

The BHCA prohibits a bank holding company, with certain exceptions, from acquiring direct or indirect ownership or control of more than 5% of the voting shares of any company that is not a bank or bank holding company and from engaging directly or indirectly in activities other than those of banking, managing or controlling banks, or providing services for its subsidiaries. Under the BHCA, the Federal Reserve is authorized to approve the ownership of shares by a bank holding company in any company, the activities of which the Federal Reserve has determined to be so closely related to the business of banking or managing or controlling banks as to be a proper incident thereto. The list of activities determined by regulation to be closely related to banking within the meaning of the BHCA includes, among other things: operating a savings institution, mortgage company, finance company, credit card company or factoring company; performing certain data processing operations; providing certain investment and financial advice; underwriting and acting as an insurance agent for certain types of credit-related insurance; leasing property on a full-payout, non-operating basis; selling money orders, travelers' checks and U.S. Savings Bonds; real estate and personal property appraising; providing tax planning and preparation services; and, subject to certain limitations, providing securities brokerage services for customers. The Federal Reserve must approve the acquisition (or acquisition of control) of a bank or other FDIC-insured depository institution by a bank holding company, and the appropriate federal banking regulator must approve a bank’s acquisition (or acquisition of control) of another bank or other FDIC-insured institution.

 

Capital Requirements

 

As discussed above, bank holding companies with less than $3.0 billion in consolidated assets are generally no longer subject to the Federal Reserve’s capital regulations, which are essentially the same as the capital regulations applicable to the Bank described under the caption “Capital Requirements” above. If the Company were subject to regulatory guidelines for bank holding companies with $3.0 billion or more in assets at December 31, 2023, the Company would have exceeded all regulatory requirements. The Federal Reserve expects a holding company's subsidiary banks to be well capitalized under the prompt corrective action regulations. For additional information, see "Note 15 - Regulatory Matters" of the Notes to Consolidated Financial Statements included in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

Dividends

 

As a South Carolina corporation, the Company is subject to restrictions on the payment of dividends under South Carolina law. In addition, the Company is an entity separate and distinct from its principal subsidiary, Security Federal Bank, and derives substantially all of its revenue in the form of dividends from this subsidiary. Accordingly, the Company is, and will be, dependent upon dividends from the Bank to pay the principal of and interest on its indebtedness, to satisfy its other cash needs and to pay dividends on its common stock. The Company is also subject to certain federal regulatory considerations. The Federal Reserve has issued a policy statement on the payment of cash dividends by bank holding companies, which expresses the Federal Reserve's view that a bank holding company should pay cash dividends only to the extent that the company's net income for the past year is sufficient to cover both the cash dividends and a rate of earnings retention that is consistent with the company's capital needs, asset quality and overall financial condition, and that it is inappropriate for a company experiencing serious financial problems to borrow funds to pay dividends. Dividends are also subject to restriction if the capital conservation buffer requirement is not met.

 

Stock Repurchases

 

Bank holding companies, except for certain "well-capitalized" and highly rated bank holding companies, are required to give the Federal Reserve prior written notice of any purchase or redemption of its outstanding equity securities if the consideration for the purchase or redemption, when combined with the net consideration paid for all such purchases or redemptions during the preceding 12 months, is equal to 10% or more of their consolidated net worth. The Federal Reserve may disapprove a purchase or redemption if it determines that the proposal would constitute an unsafe or unsound practice or would violate any law, regulation, Federal Reserve order, or any condition imposed by, or written agreement with, the Federal Reserve.

 

Federal Securities Laws

 

The Company’s common stock is registered with the SEC under Section 12(b) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”).  We are subject to information, proxy solicitation, insider trading restrictions and other requirements under the Exchange Act.

 

Sarbanes-Oxley Act of 2002

 

As a public company that files periodic reports with the SEC under the Exchange Act, the Company is subject to the Sarbanes-Oxley Act of 2002 (“Sarbanes-Oxley Act”), which addresses, among other issues, corporate governance, auditing and accounting, executive compensation and enhanced and timely disclosure of corporate information. The Sarbanes-Oxley Act represents significant federal involvement in matters traditionally left to state regulatory systems, such as the regulation of the accounting profession, and to state corporate law, such as the relationship between a board of directors and management and between a board of directors and its committees. Our policies and procedures have been updated to comply with the requirements of the Sarbanes-Oxley Act.

 

Jumpstart Our Business Startups ("JOBS") Act

 

The JOBS Act was signed into law on April 5, 2012 and allows banks and bank holding companies to terminate the registration of a class of securities under Section 12(g) and Section 12(b) of the Exchange Act if such class is held of record by less than 1,200 persons. The Company's Board continues to evaluate the costs and advantages and disadvantages of being an SEC registered company and the effects of deregistering its shares of common stock, including among other things, the resulting decrease in the liquidity of its shares.

 

 

15
Table of Contents

 

TAXATION

Federal Taxation

 

The Company and the Bank report their income on a calendar year basis using the accrual method of accounting and are subject to federal income taxation in the same manner as other corporations with some exceptions, including particularly the Bank's reserve for bad debts discussed below.  The following discussion of tax matters is intended only to summarize certain pertinent federal income tax matters and is not a comprehensive description of the tax rules applicable to the Bank or the Company.

 

To the extent that the Bank makes "nondividend distributions" to the Company, these distributions will be considered to result in distributions from the balance of its bad debt reserve as of December 31, 1987 (or a lesser amount if the Bank's loan portfolio decreased since December 31, 1987) and then from the supplemental reserve for losses on loans ("Excess Distributions"), and an amount based on the Excess Distributions will be included in the Bank's taxable income.  Nondividend distributions include distributions in excess of the Bank's current and accumulated earnings and profits, distributions in redemption of stock and distributions in partial or complete liquidation.  However, dividends paid out of the Bank's current or accumulated earnings and profits, as calculated for federal income tax purposes, will not be considered to result in a distribution from the Bank's bad debt reserve.  The amount of additional taxable income created from an Excess Distribution is an amount that, when reduced by the tax attributable to the income, is equal to the amount of the distribution.  Thus, if the Bank makes a "nondividend distribution," then approximately one and one-half times the Excess Distribution would be includable in gross income for federal income tax purposes, assuming a 21% corporate income tax rate (exclusive of state and local taxes).  See "Regulation - Regulation of the Bank - Dividends” for limits on the payment of dividends by the Bank.  The Bank does not intend to pay dividends that would result in a recapture of any portion of its tax bad debt reserve.

 

The Company may carryforward net operating losses indefinitely. As of December 31, 2023, management determined it is more likely than not that the total deferred tax asset will be realized except for the deferred tax asset associated with state net operating loss carryforwards, and, accordingly, has established a valuation allowance only for this item. The change in the valuation allowance was approximately $63,000.

 

The Company may exclude from its income dividends received from the Bank as a wholly-owned subsidiary of the Company that files a consolidated return with the Bank. The corporate dividends-received deduction is 100%, or 80%, in the case of dividends received from corporations with which a corporate recipient does not file a consolidated tax return, depending on the level of stock ownership of the payer of the dividend. Corporations that own less than 20% of the stock of a corporation distributing a dividend may deduct 70% of dividends received or accrued on their behalf.

 

The Company, the Bank and its consolidated subsidiaries have been audited or their books closed without audit by the IRS with respect to consolidated federal income tax returns through December 31, 2022.  For additional information regarding income taxes, see "Note 14 - Income Taxes" in the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

State Taxation

 

South Carolina has adopted the Internal Revenue Code as it relates to commercial banks, effective for taxable years beginning after December 31, 1986.  The Bank is subject to South Carolina income tax at the rate of 4.5%.  The Bank has not been audited by the State of South Carolina during the past five years. The Company's income tax returns have not been audited by federal or state authorities within the last five years.  For additional information regarding income taxes, see "Note 14 - Income Taxes" in the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.

 

16
Table of Contents

   

 

Item 1A. Risk Factors.

 

An investment in our common stock involves various risks which are particular to Security Federal Corporation, our industry, and our market area. Before making an investment decision, you should carefully consider the risks and uncertainties described below, together with all the other information included in this report and our other documents filed with and furnished to the SEC. In addition to the risks and uncertainties described below, other risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially and adversely affect our business, financial condition, capital levels, liquidity, cash flows, results of operations and prospects. The market price of our common stock could decline significantly due to any of these identified or other risks, and you could lose some or all your investment.

 

Risks Related to Macroeconomic Conditions

 

Our business may be adversely affected by downturns in the national economy and in the economies in our market areas.

 

Our operations are significantly affected by the general economic conditions of the states of South Carolina and Georgia and the specific local markets in which we operate. Our entire real estate portfolio consists primarily of loans secured by properties located in Aiken, Richland, and Lexington Counties in South Carolina and Columbia and Richmond Counties in Georgia. Weakness in the global economy and global supply chain issues have adversely affected many businesses operating in our markets that are dependent upon international trade. Changes in agreements or relationships between the United States and other countries may also affect these businesses.

 

A deterioration in economic conditions in the market areas we serve, be it due to inflation, a recession, war, geopolitical conflicts, adverse weather conditions, the impact of COVID-19 variants, or other factors could result in the following consequences, any of which, could have a materially adverse effect on our business, financial condition, or results of operations:

 

 

•

Elevated instances of loan delinquencies, problematic assets, and foreclosures.
 

•

An increase in our allowance for credit losses on loans;
 

•

Reduced demand for our products and services, potentially leading to a decline in our overall loans or assets. 
 

•

Depreciation in collateral values linked to our loans, thereby diminishing borrowing capacities and asset values tied to existing loans. 
 

•

Reduced net worth and liquidity of loan guarantors, possibly impairing their ability to meet commitments to us.
 

•

Reduction in our low-cost or noninterest-bearing deposits.

 

A decline in local economic conditions may have a greater effect on our earnings and capital than on the earnings and capital of larger financial institutions whose real estate loan portfolios are geographically diverse. Many of the loans in our portfolio are secured by real estate. Any deterioration in the real estate markets associated with the collateral securing mortgage loans could significantly impact borrowers' repayment capabilities and the value of collateral. Real estate values are affected by various factors, including economic conditions, governmental rules or policies, and natural disasters such as earthquakes. If we are required to liquidate a significant amount of collateral during a period of reduced real estate values, our financial condition and profitability could be adversely affected. 

 

External economic factors, such as changes in monetary policy and inflation, may have an adverse effect on our business, financial condition and results of operations.

 

Our financial condition and results of operations are affected by credit policies of monetary authorities, particularly the Federal Reserve. Actions by monetary and fiscal authorities, including the Federal Reserve, could lead to inflation, deflation, or other economic phenomena that could adversely affect our financial performance. Inflation has risen sharply since the end of 2021 and throughout 2022 at levels not seen for over 40 years. Inflationary pressures, while easing recently, remained elevated throughout the first half of 2023. Small to medium-sized businesses may be impacted more during periods of high inflation as they are not able to leverage economics of scale to mitigate cost pressures compared to larger businesses. Consequently, the ability of our business clients to repay their loans may deteriorate quickly, which would adversely impact our results of operations and financial condition. Furthermore, a prolonged period of inflation could cause wages and other costs to the Company to increase, which could adversely affect our results of operations and financial condition. Virtually all of our assets and liabilities are monetary in nature. As a result, interest rates tend to have a more significant impact on our performance than general levels of inflation or deflation. Interest rates do not necessarily move in the same direction or by the same magnitude as the prices of goods and services.

 

17
Table of Contents

 

Risks Related to Our Lending Activities

 

Our allowance for credit losses may prove to be insufficient to absorb losses in our loan portfolio. 

 

Lending money is a substantial part of our business, and each loan carries risks related to potential non-repayment or insufficient collateral to guarantee repayment. Various factors contribute to this risk, including:

 

 

•

The cash flow generated by the borrower or the project being financed.
 

•

Uncertainties and fluctuations in the future value of collateral for secured loans. 
 

•

The duration or term of the loan.
 

•

The individual characteristics and creditworthiness of a borrower. 
 

•

Changes in economic and industry conditions over time.

 

We maintain an allowance for losses on loans, which is a reserve established through a provision for credit losses charged to expense, that we believe is appropriate to provide for lifetime expected credit losses in our loan portfolio. The appropriate level of the allowance for credit losses on loans is determined by management through periodic reviews and consideration of several factors, including, but not limited to:

 

 

•

Collective loss reserve: Assessing loans on a pooled basis with comparable risk traits, drawing from our historical default and loss data, macroeconomic indicators, feasible forecasts, regulatory standards, management’s foresight into future events, and specific qualitative elements.
 

•

 Individual loss reserve: Evaluating individual loans with distinct risk characteristics, weighing the present value of anticipated future cash flows or the fair value of the underlying collateral.

 

The determination of the appropriate level of the allowance for credit losses inherently involves a high degree of subjectivity and requires us to make significant estimates of current credit risks and future trends, all of which may undergo material changes. If our estimates are incorrect, the allowance for credit losses may not be sufficient to cover the expected losses in our loan portfolio, resulting in the need for increases in our allowance for credit losses through the provision for credit losses which is recorded as a charge against income. Management also recognizes that significant new growth in loan portfolios, new loan products and the refinancing of existing loans can result in portfolios comprised of unseasoned loans that may not perform in a historical or projected manner and will increase the risk that our allowance may be insufficient to absorb losses without significant additional provisions. Our allowance for credit losses on loans was 1.98% of total loans outstanding (excluding loans held for sale) at December 31, 2023. For additional information concerning our allowance for credit losses, see “Management’s Discussion and Analysis of Financial Condition - Comparison of Results of Operations for the Years Ended December 31, 2023 and 2022 - Provision for Credit Losses” contained in “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operation” of this 2023 Form 10-K.

 

In addition, bank regulatory agencies periodically review our allowance for credit losses and may require us to increase our provision for credit losses or recognize additional loan charge-offs. Any increases in the provision for credit losses may result in a decrease in net income and may have a material adverse effect on our financial condition, results of operations and capital.

 

If our non-performing assets increase, our earnings will be adversely affected.

 

At December 31, 2023, our non-performing assets (which consist of non-accrual loans and OREO) were $6.8 million, or 0.44% of total assets. Our non-performing assets adversely affect our net income in various ways:

 

 

•

Interest income is recorded solely on a cash basis for non-accrual loans and any non-performing investment securities.
 

•

No interest income is recorded for OREO. 
 

•

Expected loan losses are accounted for through a current-period provision for credit losses.
 

•

Writing down property values within our OREO portfolio to mirror changing market values or recognizing other-than-temporary impairment on non-performing investment securities leads to increased non-interest expenses.
 

•

 Legal fees related to resolving problematic assets, along with carrying costs like taxes, insurance, and maintenance fees for our OREO, increase non-interest expenses.
 

•

Active management involvement in resolving non-performing assets may divert attention from more profitable activities.

 

If additional borrowers become delinquent and we are unable to successfully manage our non-performing assets, our losses and troubled assets could increase significantly, which could have a material adverse effect on our financial condition and results of operations.

 

Our level of commercial real estate loans may expose us to increased lending risks.
 
While commercial real estate lending offers the potential for higher returns compare d to single-family residential lending, it is more susceptible to fluctuations in regional and local economic conditions, presenting challenges in predicting potential losses accurately. Evaluating collateral and conducting financial statement analysis for these loans necessitates a more intricate approach during underwriting and continual assessment. At December 31, 2023 , we had $264.8 million of commercial real estate loans, representing 41.7% of our total loan portfolio.

 

Commercial real estate loans typically involve larger principal amounts than other types of lending, and some borrowers hold multiple loans with us. Consequently, adverse developments in a single loan or credit relationship can significantly increase our risk exposure compared to single-family residential loans. Repayment of these loans is dependent on income generated or anticipated from the property securing the loan in amounts sufficient to cover operating expenses and debt service. Economic fluctuations or local market changes can impact this cash flow. For instance, failure to secure or renew leases can impair the borrower's ability to repay the loan. Commercial real estate loans also pose a greater credit risk than one-to-four family residential real estate loans, primarily because the collateral is less liquid. Further, many of these loans include large balloon payments upon maturity, increasing the risk of default as borrowers may need to sell or refinance the property to pay off the loan at maturity.

 

Unlike residential loans, a secondary market for most types of commercial real estate loans is not readily available, limiting our ability to mitigate credit risk by selling our interest. Foreclosing on these loans often entails longer holding periods due to fewer potential purchasers for the collateral. Consequently, charge-offs on commercial real estate loans may be comparatively higher on a per-loan basis than those in our residential or consumer loan portfolios.

18
Table of Contents

 

Our construction real estate loans are based upon estimates of costs and the value of the completed project.

 

We originate construction loans on single-family residences, multi-family dwellings and projects, and commercial real estate, as well as loans for the acquisition and development and construction of residential subdivisions and commercial projects.  At December 31, 2023, we had $104.5 million of construction loans, representing 16.5% of our total loan portfolio.

 

Construction lending involves inherent risks due to estimating costs in relation to project values. Uncertainties in construction costs, market value, and regulatory impacts make accurately evaluating total project funds and loan-to-value ratios challenging. Factors like shifts in housing demand and unexpected building costs can significantly vary actual results from estimates. Additionally, this type of lending often involves higher principal amounts and might be concentrated among a few builders. A downturn in housing or real estate markets could escalate delinquencies, defaults, foreclosures, and compromise collateral value.

 

Some builders have multiple loans with our institution and also hold residential mortgage loans for rental properties with us. Consequently, an adverse development with respect to one loan or one credit relationship can expose us to a significantly greater risk of loss. Moreover, these loans often involve the disbursement of funds with repayment substantially dependent on the success of the ultimate project and the ability of the borrower to sell or lease the property or obtain permanent take-out financing. Thus, repayment depends heavily on project success and the borrower's ability to sell, lease, or secure permanent financing, rather than their ability to repay principal and interest directly.  Misjudging a project's value could leave us with inadequate security and potential losses upon completion. Actively monitoring construction loans, involving cost comparisons and on-site inspections, adds complexity and cost. Market interest rate hikes also might significantly impact construction loans, affecting end-purchaser borrowing costs, potentially reducing demand or the homeowner's ability to finance the completed home. Further, properties under construction are hard to sell and often need completion for successful sales, complicating problem loan resolution. This might require additional funds or engaging another builder, incurring additional costs and market risks. Moreover, speculative construction loans pose additional risks, especially regarding finding end-purchasers for finished projects.

 

Construction loans made by us include those with a sales contract or permanent loan in place for the finished homes and those for which purchasers for the finished homes may not be identified either during or following the construction period, known as speculative construction loans. Speculative construction loans pose additional risks, especially regarding finding end-purchasers for finished projects. Land loans also pose additional risk because of the lack of income being produced by the property and the potential illiquid nature of the collateral. These risks can also be significantly impacted by supply and demand conditions.

 

Construction, acquisition and development ("A&D") loans carry additional risk due to the lack of income being produced by the property and the potential illiquid nature of the collateral. These risks are particularly sensitive to supply and demand dynamics, significantly impacting this lending type. Consequently, such loans often entail substantial fund disbursements, where repayment depends on the project's success and the borrower's capability to develop, sell, or lease the property. This reliance differs from the borrower's or guarantor's independent ability to repay principal and interest. At December 31, 2023, there were no non-performing A&D loans; however, a material increase in non-performing construction and development loans could significantly impact our financial condition and results of operations.

 

Repayment of our commercial and agricultural business loans is often dependent on the cash flows of the borrower, which may be unpredictable, and the collateral securing these loans may fluctuate in value.

 

A t December 31, 2023 , $33.3 million or 5.3% of our total loans were commercial and agricultural business loans. These loans carry distinct risks compared to residential and commercial real estate loans. Unlike real estate lending, which relies on predetermined loan-to-collateral values and views liquidation of the underlying real estate as the primary source of repayment in case of default, our commercial and agricultural business loans are primarily predicated on the borrower's cash flow and secondarily on provided collateral. The borrower's cash flow, often unpredictable, serves as the primary repayment source, supported by collateral such as equipment, inventory, or accounts receivable. However, relying solely on collateral in the event of default may be insufficient due to uncollectible receivables, obsolete inventory, or other factors.

 

Our real estate lending exposes us to the risk of environmental liabilities.

 

In the course of our business, we may foreclose and take title to real estate, and we could be subject to environmental liabilities with respect to these properties. We may be held liable to a governmental entity or to third persons for property damage, personal injury, investigation, and clean-up costs incurred by these parties in connection with environmental contamination, or may be required to investigate or clean up hazardous or toxic substances, or chemical releases at a property. The costs associated with investigation or remediation activities could be substantial. In addition, as the owner or former owner of a contaminated site, we may be subject to common law claims by third parties based on damages and costs resulting from environmental contamination emanating from the property. If we ever become subject to significant environmental liabilities, our business, financial condition and results of operations could be materially and adversely affected.

 

If our investments in real estate are not properly valued or sufficiently reserved to cover actual losses, or if we are required to increase our valuation reserves, our earnings could be reduced.

 

We obtain updated valuations in the form of appraisals and broker price opinions when a loan has been foreclosed upon and the property taken in as OREO, and at certain other times during the assets holding period. Our net book value in the loan at the time of foreclosure and thereafter is compared to the updated market value of the foreclosed property less estimated selling costs (fair value). A charge-off is recorded for any excess in the asset's net book value over its fair value. If our valuation process is incorrect, or if the property declines in value after foreclosure, the fair value of our investments in OREO may not be sufficient to recover our net book value in such assets, resulting in the need for additional charge-offs. Additional material charge-offs to our investments in OREO could have a material adverse effect on our financial condition and results of operations. In addition, bank regulators periodically review our OREO and may require us to recognize further charge-offs. Significant charge-offs, as required by such regulators, may have a material adverse effect on our financial condition and results of operations.

 

19
Table of Contents

 

Our securities portfolio may be negatively impacted by fluctuations in market value, changes in the tax code, and interest rates.

 

Factors beyond our control can significantly influence the fair value of securities in our portfolio and can cause potential adverse changes to the fair value of these securities. These factors include, but are not limited to, rating agency actions in respect of the securities, defaults by, or other adverse events affecting, the issuer or with respect to the underlying securities, and changes in market interest rates and continued instability in the capital markets. Any of these factors, among others, could cause realized and/or unrealized losses in future periods and declines in other comprehensive income, which could have a material effect on our business, financial condition and results of operations. The process for determining whether impairment of a security is other-than-temporary usually requires complex, subjective judgments about the future financial performance and liquidity of the issuer and any collateral underlying the security to assess the probability of receiving all contractual principal and interest payments on the security. There can be no assurance that the declines in market value will not result in other-than-temporary impairments of these assets, and would lead to accounting charges that could have a material adverse effect on our net income and capital levels. For the year ended December 31, 2023, we did not incur any other-than-temporary impairments on our securities portfolio.

 

Risk Related to Changes in Market Interest Rates

 

Changes in interest rates may reduce our net interest income, and may result in higher defaults in a rising rate environment.

 

Our earnings and cash flows are largely dependent upon our net interest income. Interest rates are sensitive to many factors that are beyond our control, including general economic conditions and policies of various governmental and regulatory agencies, and particularly, the Federal Reserve. Since March 2022, in response to inflation, the Federal Open Market Committee ("FOMC") of the Federal Reserve has increased the target range for the federal funds rate by 525 basis points, including 225 basis points during 2023, to a range of 5.25% to 5.50% as of December 31, 2023. The FOMC has paused increases to the target federal funds rate but has not ruled out future increases. If the FOMC further increases the targeted federal funds rates, overall interest rates will likely rise, which will negatively impact our net interest income and may negatively impact both the housing market by reducing refinancing activity and new home purchases and the U.S. economy.

 

We principally manage interest rate risk by managing our volume and mix of our earning assets and funding liabilities. In a changing interest rate environment, we may not be able to manage this risk effectively. If we are unable to manage interest rate risk effectively, our business, financial condition and results of operations could be materially affected.

 

Changes in interest rates could also have a negative impact on our results of operations by reducing the ability of borrowers to repay their current loan obligations or by reducing our margins and profitability. Our net interest margin is the difference between the yield we earn on our assets and the interest rate we pay for deposits and our other sources of funding. Changes in interest rates-up or down-could adversely affect our net interest margin and, as a result, our net interest income. Although the yield we earn on our assets and our funding costs tend to move in the same direction in response to changes in interest rates, one can rise or fall faster than the other, causing our net interest margin to expand or contract. Our liabilities tend to be shorter in duration than our assets, so they may adjust faster in response to changes in interest rates. As a result, when interest rates rise, our funding costs may rise faster than the yield we earn on our assets, causing our net interest margin to contract until the yields on interest-earning assets catch up.

 

Changes in the slope of the “yield curve”, or the spread between short-term and long-term interest rates-could also reduce our net interest margin. Normally, the yield curve is upward sloping, meaning short-term rates are lower than long-term rates. Because our liabilities tend to be shorter in duration than our assets, when the yield curve flattens or even inverts, we could experience pressure on our net interest margin as our cost of funds increases relative to the yield we can earn on our assets. Also, interest rate decreases can lead to increased prepayments of loans and mortgage-backed securities as borrowers refinance their loans to reduce borrowing costs. Under these circumstances, we are subject to reinvestment risk as we may have to redeploy such repayment proceeds into lower yielding investments, which would likely hurt our income.

 

A sustained increase in market interest rates could adversely affect our earnings. As is the case with many financial institutions, we attempt to increase our proportion of deposits comprising either no or relatively low-interest-bearing accounts, which has been challenging over the last couple years. We would incur a higher cost of funds to retain these deposits in a rising interest rate environment. Our net interest income could be adversely affected if the rates we pay on deposits and borrowings increase more rapidly than the rates we earn on loans and other investments.

 

Changes in interest rates also affect the value of our investment securities portfolio. Generally, the fair value of fixed-rate securities fluctuates inversely with changes in interest rates. Unrealized gains and losses on securities available for sale are reported as a separate component of equity, net of tax. Decreases in the fair value of securities available for sale resulting from increases in interest rates could have an adverse effect on stockholders’ equity. At December 31, 2023, we had an accumulated other comprehensive loss of $35.0 million, which is reflected as a reduction to shareholders’ equity.

 

Although management believes it has implemented effective asset and liability management strategies to reduce the potential effects of changes in interest rates on our results of operations, any substantial, unexpected or prolonged change in market interest rates could have a material adverse effect on our financial condition and results of operations. Also, our interest rate risk modeling techniques and assumptions likely may not fully predict or capture the impact of actual interest rate changes on our balance sheet. See “Management’s Discussion and Analysis of Financial Condition and Results of Operations - Asset and Liability Management and Market Risk” included in “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations” of this 2023 Form 10-K.

 

20
Table of Contents

 

An increase in interest rates, change in the programs offered by governmental sponsored entities ("GSE"), or our ability to qualify for such programs may reduce our mortgage revenues, which would negatively impact our non-interest income.

 

Our mortgage banking operations provide a meaningful portion of our non-interest income. We generate mortgage revenues primarily from gains on the sale of single-family mortgage loans underwritten pursuant to programs currently offered by Freddie Mac and Fannie Mae. These entities account for a substantial portion of the secondary market in residential mortgage loans. Future changes in their programs, including our eligibility to participate in such programs, the criteria for loans to be accepted, or laws that significantly affect the activity of such entities, could materially adversely affect the success of our mortgage banking operations and, consequently, our results of operations.

 

Changes in economic conditions significantly impact mortgage loan production levels. A slowdown in the housing market, decreased economic activity, or higher interest rates can particularly affect this aspect of our operations. Sustained periods of economic downturn or elevated interest rates have the potential to adversely impact mortgage originations, subsequently affecting income derived from our mortgage lending activities.

 

Our results of operations are also significantly impacted by non-interest expenses related to mortgage banking activities, encompassing salaries, employee benefits, occupancy, equipment, data processing, and other operating costs.

 

Failure to generate an adequate volume of loans for sale may adversely affect our results of operations. In addition, during periods of reduced loan demand, our results of operations may be adversely affected to the extent that we are unable to reduce expenses commensurate with the decline in loan originations. Moreover, deteriorating economic conditions may increase the potential for homebuyers to default on their mortgages. In instances where we have originated loans sold to investors, we may be required to repurchase such loans or provide a financial settlement to investors. Such situations arise if it is proven that borrowers furnished incomplete or inaccurate information on their loan applications, if appraisals are deemed unacceptable, or if loans were not underwritten as per the specified loan program outlined by the investor. If repurchase and indemnity demands increase on loans that we sell from our portfolios, our liquidity, results of operations and financial condition could be adversely affected.

 

Risk Related to Regulatory and Compliance Matters

 

New or changing tax, accounting, and regulatory rules and interpretations could significantly impact strategic initiatives, results of operations, cash flows, and financial condition.

 

The financial services industry is extensively regulated. Federal and state banking regulations are designed primarily to protect the deposit insurance funds and consumers, not to benefit our shareholders. These regulations may sometimes impose significant limitations on operations. Regulatory authorities have extensive discretion in connection with their supervisory and enforcement activities, including the imposition of restrictions on an institution's operations, the classification of assets by the institution and the adequacy of an institution's allowance for credit losses. These bank regulators also have the ability to impose conditions in the approval of merger and acquisition transactions.

 

The significant federal and state banking regulations that affect us are described in this report under “Business - Regulation” in Item 1 of this 2023 Form 10-K. These regulations, along with the existing tax, accounting, securities, insurance, and monetary laws, regulations, rules, standards, policies, and interpretations control the methods by which financial institutions conduct business, implement strategic initiatives and tax compliance, and govern financial reporting and disclosures. These laws, regulations, rules, standards, policies, and interpretations are constantly evolving and may change significantly over time. Any new regulations or legislation, change in existing regulations or oversight, whether a change in regulatory policy or a change in a regulator’s interpretation of a law or regulation, could have a material impact on our operations, increase our costs of regulatory compliance and of doing business and/or otherwise adversely affect us and our profitability. Additionally, actions by regulatory agencies or significant litigation against us and may lead to penalties that materially affect us. Further, changes in accounting standards can be both difficult to predict and involve judgment and discretion in their interpretation by us and our independent registered public accounting firm. These changes could materially impact, potentially even retroactively, how we report our financial condition and results of our operations as could our interpretation of those changes. We cannot predict what restrictions may be imposed upon us with future legislation.

 

21
Table of Contents

 

Non-compliance with the USA PATRIOT Act, Bank Secrecy Act, or other laws and regulations could result in fines or sanctions.

 

The USA PATRIOT Act and Bank Secrecy Acts and related regulations require financial institutions to develop programs to prevent financial institutions from being used for money laundering and terrorist activities. If such activities are detected, financial institutions are obligated to file suspicious activity reports with the U.S. Treasury’s Office of Financial Crimes Enforcement Network. These rules require financial institutions to establish procedures for identifying and verifying the identity of customers seeking to open new financial accounts and beneficial owners of accounts. Failure to comply with these regulations could result in fines or sanctions. While we have developed policies and procedures designed to assist in compliance with these laws and regulations, no assurance can be given that these policies and procedures will be effective in preventing violations of these laws and regulations. If our policies and procedures are deemed deficient, we would be subject to liability, including fines and regulatory actions, which may include restrictions on our ability to pay dividends and the denial of regulatory approvals to proceed with certain aspects of our business plan, including acquisitions.

 

Failure to maintain and implement adequate programs to combat money laundering and terrorist financing could also have serious reputational consequences for us. Any of these results could have a material adverse effect on our business, financial condition, results of operations and growth prospects.

 

The Company’s reported financial results depend on management’s selection of accounting methods and certain assumptions and estimates, which, if incorrect, could cause unexpected losses in the future.

 

The Company’s accounting policies and methods are fundamental to how the Company records and reports its financial condition and results of operations. The Company’s management must exercise judgment in selecting and applying many of these accounting policies and methods so they comply with generally accepted accounting principles and reflect management’s judgment regarding the most appropriate manner to report the Company’s financial condition and results of operations. In some cases, management must select the accounting policy or method to apply from two or more alternatives, any of which might be reasonable under the circumstances, yet might result in the Company’s reporting materially different results than would have been reported under a different alternative.

 

Certain accounting policies are critical to presenting the Company’s financial condition and results of operations. They require management to make difficult, subjective or complex judgments about matters that are uncertain. Materially different amounts could be reported under different conditions or using different assumptions or estimates. These critical accounting policies include, but are not limited to the allowance for credit losses on loans, securities and unfunded commitments; the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans; income taxes, including tax provisions and realization of deferred tax assets; and the fair value of assets and liabilities. Because of the uncertainty of estimates involved in these matters, the Company may be required, among other things, to significantly increase the allowance for credit losses and/or sustain credit losses that are significantly higher than the reserve provided. For more information, refer to “Management’s Discussion and Analysis of Financial Condition and Results of Operations - Critical Accounting Estimates” contained in “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations” of this 2023 Form 10-K.

 

We are subject to an extensive body of accounting rules and best practices. Periodic changes to such rules may change the treatment and recognition of critical financial line items and affect our profitability.

 

Our business operations are significantly influenced by the extensive body of accounting regulations in the United States. Regulatory bodies periodically issue new guidance, altering accounting rules and reporting requirements, which can substantially affect the preparation and reporting of our financial statements. These changes might necessitate retrospective application, potentially leading to restatements of prior period financial statements.

 

One such significant change in 2023 was the implementation of the CECL model, which we adopted on January 1, 2023.  Under the CECL model, financial assets carried at amortized cost, such as loans and held-to-maturity debt securities, are presented at the net amount expected to be collected. This forward-looking approach in estimating expected credit losses contrasts starkly with the prior, "incurred loss" model, which delays recognition until a loss is probable. CECL mandates considering historical experience, current conditions, and reasonable forecasts affecting collectability, leading to periodic adjustments of financial asset values. However, this forward-looking methodology, reliant on macroeconomic variables, introduces the potential for increased earnings volatility due to unexpected changes in these indicators between periods. An additional consequence of CECL is an accounting asymmetry between loan-related income, recognized periodically based on the effective interest method, and credit losses, recognized upfront at origination. This asymmetry might create the perception of reduced profitability during loan expansion periods due to the immediate recognition of expected credit losses. Conversely, periods with stable or declining loan levels might seem relatively more profitable as income accrues gradually for loans where losses had been previously recognized.

 

As a result of the change in methodology from the incurred loss model to the CECL model, on January 1, 2023, the Company recorded a one-time increase in the allowance for credit losses on loans of $784,000 and the reserve for unfunded commitments of $1.2 million, and an after-tax decrease to opening retained earnings of $1.6 million.

 

Our growth or future losses may require us to raise additional capital in the future, but that capital may not be available when it is needed, or the cost of that capital may be exceedingly high.

 

We are required by federal regulatory authorities to maintain adequate levels of capital to support our operations. We anticipate that our capital resources will satisfy our capital requirements for the foreseeable future. Nonetheless, we may at some point need to raise additional capital to support continued growth or be required by our regulators to increase our capital resources. Our ability to raise additional capital, if needed, will depend on conditions in the capital markets at that time, which are outside our control, and on our financial condition and performance. Accordingly, we may not be able to raise additional capital, if needed, on terms that are acceptable to us. If we cannot raise additional capital when needed, our operations could be materially impaired and our financial condition and liquidity could be materially and adversely affected. In addition, if we are unable to raise additional capital when required by our banking regulators, we may be subject to additional adverse regulatory action.

 

22
Table of Contents

 

Risks Related to Cybersecurity, Third Parties and Technology

 

We are subject to certain risks in connection with our use of technology.

 

Our security measures may not be sufficient to mitigate the risk of a cyber-attack. Communications and information systems are essential to the conduct of our business, as we use such systems to manage our customer relationships, our general ledger and virtually all other aspects of our business. Our operations rely on the secure processing, storage, and transmission of confidential and other information in our computer systems and networks. Although we take protective measures and endeavor to modify them as circumstances warrant, the security of our computer systems, software, and networks may be vulnerable to breaches, unauthorized access, misuse, computer viruses, or other malicious code and cyber-attacks that could have a security impact. If one or more of these events occur, this could jeopardize our or our customers' confidential and other information processed and stored in, and transmitted through, our computer systems and networks, or otherwise cause interruptions or malfunctions in our operations or the operations of our customers or counterparties. We may be required to expend significant additional resources to modify our protective measures or to investigate and remediate vulnerabilities or other exposures, and we may be subject to litigation and financial losses that are either not insured against or not fully covered through any insurance maintained by us. We could also suffer significant reputational damage.

 

Security breaches in our internet banking activities could further expose us to possible liability and damage our reputation.

 

Increases in criminal activity levels and sophistication, advances in computer capabilities, new discoveries, vulnerabilities in third party technologies (including browsers and operating systems) or other developments could result in a compromise or breach of the technology, processes and controls that we use to prevent fraudulent transactions and to protect data about us, our customers and underlying transactions. Any compromise of our security could deter customers from using our internet banking services that involve the transmission of confidential information. Although we have developed and continue to invest in systems and processes that are designed to detect and prevent security breaches and cyber-attacks and periodically test our security, these precautions may not protect our systems from compromises or breaches of our security measures, and could result in losses to us or our customers, our loss of business and/or customers, damage to our reputation, the incurrence of additional expenses, disruption to our business, our inability to grow our online services or other businesses, additional regulatory scrutiny or penalties, or our exposure to civil litigation and possible financial liability, any of which could have a material adverse effect on our business, financial condition and results of operations.

 

Our security measures may not protect us from system failures or interruptions.

 

While we have established policies and procedures to prevent or limit the impact of systems failures and interruptions, there can be no assurance that such events will not occur or that they will be adequately addressed if they do. In addition, we outsource certain aspects of our data processing and other operational functions to certain third-party providers. While we select third-party vendors carefully, we do not control their actions. If our third-party providers encounter difficulties including those resulting from breakdowns or other disruptions in communication services provided by a vendor, failure of a vendor to handle current or higher transaction volumes, cyber-attacks and security breaches or if we otherwise have difficulty in communicating with them, our ability to adequately process and account for transactions could be affected, and our ability to deliver products and services to our customers and otherwise conduct business operations could be adversely impacted. Replacing these third-party vendors could also entail significant delay and expense. Threats to information security also exist in the processing of customer information through various other vendors and their personnel.

 

We cannot assure you that such breaches, failures or interruptions will not occur or, if they do occur, that they will be adequately addressed by us or the third parties on which we rely. We may not be insured against all types of losses as a result of third party failures and insurance coverage may be inadequate to cover all losses resulting from breaches, system failures or other disruptions. If any of our third-party service providers experience financial, operational or technological difficulties, or if there is any other disruption in our relationships with them, we may be required to identify alternative sources of such services, and we cannot assure you that we could negotiate terms that are as favorable to us, or could obtain services with similar functionality as found in our existing systems without the need to expend substantial resources, if at all. Further, the occurrence of any systems failure or interruption could damage our reputation and result in a loss of customers and business, could subject us to additional regulatory scrutiny, or could expose us to legal liability. Any of these occurrences could have a material adverse effect on our financial condition and results of operations. The board of directors oversees the risk management process, including the risk of cybersecurity, and engages with management on cybersecurity issues.

 

Our business may be adversely affected by an increasing prevalence of fraud and other financial crimes.

 

As a bank, we are susceptible to fraudulent activity that may be committed against us or our customers which may result in financial losses or increased costs to us or our customers, disclosure or misuse of our information or our customer’s information, misappropriation of assets, privacy breaches against our customers, litigation or damage to our reputation. Such fraudulent activity may take many forms, including check fraud, electronic fraud, wire fraud, phishing, social engineering and other dishonest acts. Nationally, reported incidents of fraud and other financial crimes have increased. We have also experienced losses due to apparent fraud and other financial crimes. While we have policies and procedures designed to prevent such losses, there can be no assurance that such losses will not occur.

 

We are subject to certain risks in connection with our data management or aggregation.

 

We are reliant on our ability to manage data and our ability to aggregate data in an accurate and timely manner to ensure effective risk reporting and management. Our ability to manage data and aggregate data may be limited by the effectiveness of our policies, programs, processes and practices that govern how data is acquired, validated, stored, protected and processed. While we continuously update our policies, programs, processes and practices, many of our data management and aggregation processes are manual and subject to human error or system failure. Failure to manage data effectively and to aggregate data in an accurate and timely manner may limit our ability to manage current and emerging risks, as well as to manage changing business needs.

 

23
Table of Contents

 

Risks Related to Our Business and Industry Generally

 

We are dependent on key personnel and the loss of one or more of those key personnel may materially and adversely affect our prospects.

 

Competition for qualified employees and personnel in the banking industry is intense and there are a limited number of qualified persons with knowledge of, and experience in, the community banking industry where Security Federal conducts its business. The process of recruiting personnel with the combination of skills and attributes required to carry out our strategies is often lengthy. Our success depends to a significant degree upon our ability to attract and retain qualified management, loan origination, finance, administrative, marketing and technical personnel and upon the continued contributions of our management and personnel. In particular, our success has been and continues to be highly dependent upon the abilities of key executives, including our Chief Executive Officer, J. Chris Verenes, and certain other employees. In addition, our success has been and continues to be highly dependent upon the services of our directors, many of whom are at or nearing retirement age, and we may not be able to identify and attract suitable candidates to replace such directors.

 

Ineffective liquidity management could impair our ability to fund operations and jeopardize our financial condition, growth and prospects.

 

Maintaining sufficient liquidity is essential to our business. Any inability to secure funds through deposits, borrowings, loan or investment sales, or other means could significantly impact our liquidity in a negative manner. Our primary liquidity sources include deposit increases, and when necessary, FHLB advances, borrowing from the FRB, and other borrowings. While historically, we have managed to replace maturing deposits and advances as needed, future replacements may be uncertain due to various factors. Changes in our financial condition, the financial condition of the FHLB or FRB, or market conditions could impede our ability to replace these funds. Factors such as reduced business activity in our South Carolina and Georgia markets, adverse operating results, or regulatory actions against us might also impede access to our liquidity sources. External factors like disruptions in financial markets, negative industry sentiments, or shifts in credit markets could further impede our ability to access funds. Changes in underwriting guidelines by the FHLB or alterations in lending policies may limit our ability to borrow, significantly impacting our access to funds. Moreover, dependence on more expensive funding sources due to large-scale withdrawals or the inability to replace brokered deposits could strain our ability to meet our obligations, originate loans, or invest in securities. The availability of additional financing in the future might be uncertain or come at unreasonable terms, affecting our financial condition, operations, growth prospects, and overall future.

 

Additionally, while collateralized public funds tend to mitigate some credit sensitivity, they also limit standby liquidity due to collateral restrictions. These funds, while historically a stable funding source, are contingent upon the fiscal policies and cash flow needs of individual municipalities. At December 31, 2023, $141.4 million of our deposits were public funds.

 

If we fail to meet the expectations of our stakeholders with respect to our environmental, social and governance (“ESG”) practices, including those relating to sustainability, it may have an adverse effect on our reputation and results of operation.

 

Our reputation may also be negatively impacted by our diversity, equity and inclusion (“DEI”) efforts if they fall short of expectations. In addition, various private third-party organizations have developed ratings processes for evaluating companies on their approach to ESG and DEI matters. These ratings may be used by some investors to assist with their investment and voting decisions. Any unfavorable ratings may lead to reputational damage and negative sentiment among our investors and other stakeholders. Furthermore, increased ESG related compliance costs could result in increases to our overall operational costs. Failure to adapt to or comply with regulatory requirements or investor or stakeholder expectations and standards could negatively impact our reputation, ability to do business with certain partners, and our stock price. New government regulations could also result in new or more stringent forms of ESG oversight and expanding mandatory and voluntary reporting, diligence, and disclosure.

 

The Company’s ability to pay dividends and make subordinated debt payments is subject to the ability of the Bank to make capital distributions to the Company.

 

The Company is a separate legal entity from its subsidiary and does not have significant operations of its own. The long-term ability of the Company to pay dividends to its stockholders and debt payments is based primarily upon the ability of the Bank to make capital distributions to the Company, and also on the availability of cash at the holding company level. The availability of dividends from the Bank is limited by the Bank’s earnings and capital, as well as various statutes and regulations. In the event, the Bank is unable to pay dividends to the Company, the Company may not be able to pay dividends on its common stock or make payments on its outstanding debt. Consequently, the inability to receive dividends from the Bank could adversely affect the Company’s financial condition, results of operations, and future prospects. At December 31, 2023, the Company had $128.3 million in unrestricted cash to support dividend and debt payments.

 

24
Table of Contents

 

 

Item 1B. Unresolved Staff Comments

 

None.

 

Item 1C. Cybersecurity

 

The Company relies extensively on various information systems and other electronic resources to operate our business. In addition, nearly all of our customers, service providers and other business partners on whom we depend, including the providers of our online banking, mobile banking and accounting systems, use their own electronic information systems. Any of these systems can be compromised, including by employees, customers and other individuals who are authorized to use them, and bad actors using sophisticated and a constantly evolving set of software, tools and strategies to do so. The nature of our business, as a financial-services provider, and our relative size, make us and our business partners high-value targets for these bad actors to pursue. See “Risks Related to Information Security and Business Interruption” section of the Risk Factors included in Item 1A of this 2023 Form 10-K for additional information.

 

Accordingly, we have devoted significant resources to assessing, identifying and managing risks associated with cybersecurity threats, including:

 

 

●

Implementing an Information Security Program that establishes policies and procedures for security operations and governance;
 

●

Establishing an Information Technology Steering Committee that is responsible for security administration, including conducting regular assessments of our information systems, existing controls, vulnerabilities and potential improvements;
 

●

Implementing layers of controls and not allowing excessive reliance on any single control;
 

●

Employing a variety of preventative and detective tools designed to monitor, block and provide alerts regarding suspicious activity;
 

●

Continuously evaluating tools that can detect and help respond to cybersecurity threats in real-time;
 

●

Leveraging people, processes and technology to manage and maintain cybersecurity controls;
 

●

Maintaining a third party risk management program designed to identify, assess and manage risks associated with external service providers;
 

●

Performing due diligence with respect to our third-party service providers, including their cybersecurity practices;
 

●

Engaging third-party cybersecurity consultants, who conduct periodic penetration testing, vulnerability assessments and other procedures to identify potential weaknesses in our systems and processes; and
 

●

Conducting periodic cybersecurity training for our employees and the Company’s Board.

 

The Information Security Program is a key part of our overall risk management system, which is administered by our Information Technology Steering Committee. The program includes administrative, technical and physical safeguards to help protect the security and confidentiality of customer records and information.

 

From time-to-time, we have identified cybersecurity threats that require us to make changes to our processes and to implement additional safeguards. While none of these identified threats or incidents have materially affected us, it is possible that threats and incidents we identify in the future could have a material adverse effect on our business strategy, results of operations and financial condition.

 

The Company’s management team is responsible for the day-to-day management of cybersecurity risks we face and oversees the Information Technology Steering Committee. The Information Technology Steering Committee manages the oversight of the information security assessment, development of policies, standards and procedures, testing, training and security report processes for the Company. The Information Technology Steering Committee is comprised of officers with the appropriate expertise and authority to oversee the Information Security Program.

 

In addition, the Company’s Board is responsible for the oversight of risk management, including cybersecurity risks. In that role, the Company’s Board, with support from the Company’s management and third party cybersecurity advisors, are responsible for ensuring that the risk management processes designed and implemented by management are adequate and functioning as designed. The Board reviews and approves an information security program, vendor management policy (including third-party service providers), acceptable use policy, incident response policy and business continuity planning policy on an annual basis. All the aforementioned policies are developed and implemented by management of the Company. To carry out their duties, the Board receives updates from the Information Technology Steering Committee regarding cybersecurity risks and the Company’s efforts to prevent, detect, mitigate and remediate any cybersecurity.

 

Item 2.  Properties

 

As of December 31, 2023, we owned the buildings and land for 12 of our branch offices and our operations center, leased the land and owned improvements for one office, and leased five other offices, including our main office.  The Ridge Spring branch is owned by the Town of Ridge Spring, with some capital improvements made by Security Federal.  Additionally, we own three other properties: one lot originally purchased for a future branch site and another for a new Operations Center, currently for sale, and a property consisting of land and a building that is located adjacent to our 1705 Whiskey Road office that is currently leased. We also rent and sublease the building at 234 Richland Avenue, which is adjacent to our main office. See "Note 5 - Premises and Equipment, Net and Leases" of the Notes to Consolidated Financial Statements contained in “Item 8. Financial Statements and Supplementary Data” of this 2023 Form 10-K.    

 

Item 3.     Legal Proceedings

 

The Company is involved as plaintiff or defendant in various legal actions arising in the course of its business.  It is the opinion of management, after consultation with counsel, that the resolution of these legal actions will not have a material adverse effect on the Company's financial condition and results of operations.

 

Item 4.     Mine Safety Disclosures

 

Not applicable.

 

25
Table of Contents

   

 

PART II

 

Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

 

Market Information and Holders: The Company’s stock is traded on the OTC Pink Open Market under the symbol “SFDL.OB.” As of March 21, 2024, the Company had approximately 281 shareholders of record, not including shares held in street name. Any over-the-counter market quotations of the Company’s stock reflect inter-dealer prices, without retail mark-up, markdown or commission and may not represent actual transactions.

 

Dividends: Our Board of Directors has declared quarterly cash dividends on our common stock for 125 consecutive quarters. Our cash dividend payout policy is reviewed regularly by management and the Board of Directors. Any dividends declared and paid in the future would depend upon a number of factors, including capital requirements, our financial condition and results of operations, tax considerations, statutory and regulatory limitations, and general economic conditions. No assurances can be given that any dividends will be paid or that, if paid, will not be reduced or eliminated in future periods. Our future payment of dividends may depend, in part, upon receipt of dividends from the Bank, which are restricted by federal regulations.

 

Purchases of Equity Securities by Issuer and Affiliated Purchasers.  On June 23, 2023, the Company announced that its Board of Directors approved a share repurchase program for the purchase of up to three percent, or approximately 97,612 shares, of the Company’s outstanding common stock as of that date. The June 2023 repurchase program does not have a set expiration date and will expire upon repurchase of the full amount of authorized shares. The repurchase program may be suspended, terminated or modified at any time for any reason, including market conditions, the cost of repurchasing shares, the availability of alternative investment opportunities, liquidity, and other factors deemed appropriate. The following table summarizes common stock repurchases during the three months ended December 31, 2023

 

 

Period

  

Total Number of Shares Repurchased as Part of Publicly Announced Program

    

Average Price Paid Per Share

    

Maximum Number of Shares That May Yet Be Repurchased

  

October 1, 2023 - October 31, 2023

   1,684     $ 22.84       83,228  

November 1, 2023 - November 30, 2023

   142     $ 20.75       83,086  

December 1, 2023 - December 31, 2023

   11,900     $ 20.80       71,186  

Total

   13,726                  

 

Equity Compensation Plan Information.  The equity compensation plan information presented under subparagraph (d) in Part III, Item 12 of this report is incorporated herein by reference.

 

Item 6. [Reserved]

 

 
26
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

  

 

Item 7.  Management's Discussion and Analysis of Financial Condition and Results of Operations

 

This discussion and analysis reviews our consolidated financial statements and other relevant statistical data and is intended to enhance your understanding of our financial condition and results of operations. The information in this section has been derived from the Consolidated Financial Statements and footnotes thereto, that appear in Part II, "Item 8. Financial Statements and Supplementary Data" and should be read in conjunction with these Consolidated Financial Statements and footnotes and the business and financial information provided in this 2023 Form 10-K.

 

General

 

As a South Carolina corporation, the Company is authorized to engage in any activity permitted by South Carolina General Corporation Law.  Functioning as a single bank holding company, the Company leverages this structure to potentially broaden the scale and range of financial services beyond the current offerings of the Bank. This holding company setup not only grants the Company enhanced flexibility compared to the Bank but also allows for diversification of business activities through existing or newly formed subsidiaries, acquisitions, mergers with financial institutions, and other companies. Presently, there are no existing arrangements or agreements regarding such acquisitions, and the Company's future activities will be funded through the ongoing operations of the Bank and borrowings from third parties. Additionally, potential funding sources may include the sale of additional securities or income generated by the Company's various activities, although no plans for such actions are in place at this time.

 

The investment and other activities of the Company have had no significant impact on the results of operations for the periods presented in the Consolidated Financial Statements included herein.  Given that all material business operations are conducted through the Bank, the following discussion of financial results primarily indicative of the activities of the Bank.

 

The principal business of the Bank is accepting deposits from the general public and originating consumer and commercial business loans as well as mortgage loans that enable borrowers to purchase or refinance one-to-four family residential real estate.  The Bank also originates construction loans on single-family residences, multi-family dwellings, and commercial real estate, as well as loans for the acquisition, development and construction of residential subdivisions, and commercial projects. The Bank also provides trust services and it offers property and casualty insurance products through its subsidiary, SFINS.

 

The Bank's net income depends primarily on its interest rate spread, which is the difference between the average yield earned on its loan and investment portfolios and the average rate paid on its deposits and borrowings. When the rate earned on interest-earning assets equals or exceeds the rate paid on interest-bearing liabilities, this positive interest rate spread will generate net interest income. The Bank’s interest spread is influenced by interest rates, deposit flows, and loan demands.  Levels of non-interest income and operating expense are also significant factors in earnings.

 

Critical Accounting Estimates

 

We prepare our consolidated financial statements in accordance with GAAP. In doing so, we have to make estimates and assumptions. Our critical accounting estimates are those estimates that involve a significant level of uncertainty at the time the estimate was made, and changes in the estimate that are reasonably likely to occur from period to period, or use of different estimates that we reasonably could have used in the current period, would have a material impact on our financial condition or results of operations. Accordingly, actual results could differ materially from our estimates. We base our estimates on past experience and other assumptions that we believe are reasonable under the circumstances, and we evaluate these estimates on an ongoing basis. We have reviewed our critical accounting estimates with the audit committee of our Board of Directors.

 

The significant accounting policies of the Company are described in Note 1 of the Notes to the Consolidated Financial Statements included under "Item 8. Financial Statements and Supplementary Data," in this 2023 Form 10-K.

 

The Company believes the allowance for credit losses is a critical accounting policy that requires the most significant judgments, estimates and assumptions used in preparation of the Consolidated Financial Statements.  The impact of an unexpectedly large loss could deplete the allowance and potentially require increased provisions to replenish the allowance, which would negatively affect earnings. The Company considers the allowance for credit losses to be a critical accounting policy, requiring significant judgments, estimates, and assumptions in preparing its Consolidated Financial Statements.  An unexpectedly large loss could deplete the allowance, necessitating increased provisions that may negatively impact earnings.  The CECL method is employed for credit loss provisioning, with all credit losses and recoveries charged and credited, respectively, to the related allowance.  Additions to the allowance are determined based on various factors, including collateral value, borrower guarantees, repayment ability, loan portfolio composition, and economic conditions. Monthly evaluations are conducted, adjusting the allowance in response to changes. While management uses the best available information, future adjustments may be necessary if economic conditions differ significantly from assumptions.  Further details on the estimation process and methodology are discussed in the “Financial Condition” and “Comparison of the Years Ended December 31, 2023 and 2022 - Provision for Credit Losses” sections of this 2023 Form 10-K.

 

The Company uses assumptions and estimates in determining income taxes payable or refundable for the current year, deferred income tax liabilities and assets for events recognized differently in its financial statements and income tax returns, and income tax expense. Determining these amounts requires analysis of certain transactions and interpretation of tax laws and regulations.

 

The Company exercises considerable judgment in evaluating the amount and timing of recognition of the resulting tax liabilities and assets. These judgments and estimates are reevaluated on a continual basis as regulatory and business factors change.

 

No assurance can be given that either the tax returns submitted by the Company or the income tax reported on the Consolidated Financial Statements will not be adjusted by either adverse rulings by the United States Tax Court, changes in the tax code, or assessments made by the Internal Revenue Service.

 

27
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

Financial Condition - Assets

 

Total assets increased $168.4 million or 12.2% to $1.5 billion at December 31, 2023 from $1.4 billion at December 31, 2022.  This increase was primarily due to increases in cash and cash equivalents, net loans receivable and, to a lesser extent, other assets, partially offset by a decrease in investment securities.

 

Cash and cash equivalents increased $99.8 million or 350.1% to $128.3 million at December 31, 2023 compared to $28.5 million at December 31, 2022, due to increased deposits and borrowings.  Total investment securities decreased $16.9 million or 2.4% to $700.7 million at December 31, 2023 from $717.6 million at December 31, 2022 as maturities, sales and principal paydowns exceeded purchases of investments during the year. The Company purchased $66.3 million of investment securities during the year ended December 31, 2023 compared to $210.3 million during 2022.

 

Loans receivable, net, including loans held for sale, increased $72.6 million or 13.2% to $622.5 million at December 31, 2023 from $549.9 million at December 31, 2022 primarily due to increases in residential mortgage and commercial real estate loans. In addition, HELOCs, other consumer loans, and commercial and agricultural loans also increased, while construction loans decreased during 2023 as compared to 2022.

 

Residential mortgage loans held for investment increased $62.8 million or 57.1% to $172.9 million at December 31, 2023 from $110.1 million at December 31, 2022. Similarly, commercial real estate loans increased $12.6 million or 5.0% to $264.8 million at December 31, 2023 from $252.2 million at December 31, 2022, while construction loans decreased $8.3 million or 7.3% to $104.5 million at December 31, 2023 from $112.8 million at December 31, 2022.

 

Further, commercial and agricultural loans increased to $33.3 million at December 31, 2023 up from $30.6 million at December 31, 2022.  HELOCs increased to $34.5 million at December 31, 2023 up from $31.7 million at December 31, 2022 and other consumer loans increased to $24.5 million at December 31, 2023, up from $23.6 million at December 31, 2022.

 

Loans held for sale, comprised of fixed rate residential loans, increased $54,000 or 5.9% to $967,000 at December 31, 2023 from $913,000 at December 31, 2022. Typically, long-term fixed-rate residential real estate loans, when newly originated, are not retained in the portfolio but are promptly sold, unlike ARM loans, which are generally held in the portfolio. The Bank sells all its fixed-rate residential loans on a service-released basis. The total value of fixed-rate residential loans sold to institutional investors on a service-released basis was $21.6 million during the year ended December 31, 2023, compared to $48.5 million during the year ended December 31, 2022.

 

Property and equipment, net increased $677,000 or 2.4% to $28.6 million at December 31, 2023 from $28.0 million at December 31, 2022 due to capital costs related to branch improvements and construction of the Bank's newest branch.

 

Other assets increased $10.1 million or 52.2% to $29.3 million at December 31, 2023 from $19.2 million at December 31, 2022. The increase was primarily the result of a $10.8 million increase in principal payments receivable on investment securities, which was related to the maturity of one investment security that matured on December 31, 2023 but payment was not received until the beginning of 2024. 

 

28
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

Financial Condition - Non-Performing Assets

 

The Bank’s non-performing assets increased $432,000 or 6.8% to $6.8 million at December 31, 2023, from $6.4 million at December 31, 2022. Non-performing assets represented 0.44% and 0.49% of total assets at December 31, 2023 and 2022, respectively.

 

The following table presents information regarding the Bank’s non-performing loans at the dates indicated.

 

   

As of December 31, 2023

    

At December 31, 2022

    

$

    

%

  

(Dollars in thousands)

  

Amount

    

# of loans

    

Amount

    

# of loans

    

Change

    

Change

  

Non-Performing Loans:

                                                

Construction

   $ 868       4     $ 115       2     $ 753       654.8 %

Residential Mortgage

     1,307       16       1,545       16       (238 )     (15.4 )

Commercial Real Estate

     4,125       5       4,282       3       (157 )     (3.7 )

Commercial and Agricultural

     50       3       113       8       (63 )     (55.8 )

HELOC

     413       5       189       5       224       118.5  

Other Consumer

     62       10       29       7       33       113.8  

Total Non-Performing Loans

     6,825       43       6,273       41       552       8.8 %

Other Non-Performing Assets:

                                                

OREO

     —               120               (120 )     (100.0 )%

Total Non-Performing Assets

   $ 6,825             $ 6,393             $ 432       6.8 %

Non-Performing Loans to Total Loans

     1.08 %             1.14 %                        

Non-Performing Assets to Total Assets

     0.44 %             0.49 %                        

Allowance for Credit Losses on Loans to Non-Performing Loans

     184.16 %             178.19 %                        

Allowance for Credit Losses on Loans to Total Loans

     1.98 %             2.09 %                        

 

(1)

PERCENT OF GROSS LOANS RECEIVABLE HELD FOR INVESTMENT, NET OF DEFERRED FEES AND LOANS IN PROCESS.

 

 

Non-performing loans increased in the construction, HELOC and other consumer loan categories during 2023 compared to 2022. There were no OREO properties at December 31, 2023 compared to $120,000 at December 31, 2022.  The ratio of the allowance for credit losses to total loans was 1.98% and 2.09% at December 31, 2023 and 2022, respectively.

 

The largest increase in non-performing loans occurred in construction loans, which increased $753,000 or 654.8% to $868,000 at December 31, 2023 from $115,000 at December 31, 2022. Non-performing construction loans consisted of four loans to four borrowers with an average loan balance of $217,000 at December 31, 2023, compared to two loans to two borrowers with an average loan balance of $57,000 at December 31, 2022.

 

Non-performing HELOCs increased $224,000 or 118.5% to $413,000 at December 31, 2023 from $189,000 at December 31, 2022. Non-performing HELOCs consisted of five loans to five borrowers with an average loan balance of $83,000 at December 31, 2023, compared to five loans to five borrowers with an average loan balance of $38,000 at December 31, 2022.

 

Non-performing commercial real estate loans totaled $4.1 million at December 31, 2023, down slightly from $4.3 million at December 31, 2022. Non-performing commercial real estate loans consisted of five loans to five borrowers with an average loan balance of $825,000 at December 31, 2023, compared to three loans to three borrowers with an average loan balance of $1.1 million at December 31, 2022.

 

Non-performing residential mortgage loans totaled $1.3 million at December 31, 2023, down slightly from $1.5 million at December 31, 2022. Non-performing residential mortgage loans at December 31, 2023 consisted of 16 loans to 16 borrowers with an average loan balance of $82,000, the largest of which was $291,000, compared to 16 loans to 16 borrowers with an average loan balance of $97,000, the largest of which was $250,000, at December 31, 2022.

 

Our strategy is to work with our borrowers to reach acceptable payment plans while protecting our interests in the underlying collateral.  In the event an acceptable arrangement cannot be reached, we may have to acquire these properties through foreclosure or other means and subsequently sell, develop, or liquidate them.

 

The Bank conducts a monthly review of its loan portfolio and allowance for credit losses. In determining the appropriate allowance during the years ended December 31, 2023 and 2022, management considered various factors, including national and state unemployment rates, benefit claim levels, government financial assistance, inflation, consumer spending trends, and the Bank's largest commercial loan relationships.

 

Effective January 1, 2023, we adopted Accounting Standards Update (“ASU”) No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, also known as CECL. This adoption resulted in a $2.0 million increase in the allowance for credit losses, comprised of increases in the allowance for credit losses on loans of $784,000 and on unfunded commitments of $1.2 million. The cumulative effect adjustment to retained earnings was $1.6 million, net of tax. For additional information, refer to “Recently Issued or Adopted Accounting Standards” in Note 1 of the Notes to Consolidated Financial Statements included under “Item 8. Financial Statements and Supplementary Data" in this 2023 Form 10-K.

 

Management will continue monitoring economic conditions and collaborating with borrowers to navigate this challenging economic climate. Future additions to the allowance for credit losses depend on factors such as loan portfolio performance, economic conditions, real estate values, and interest rates. There is no assurance that future periods won't require additions to the allowance. Determining the appropriate level of the allowance involves a high degree of subjectivity and significant estimates, all of which are subject to material changes.

 

Deterioration in economic conditions affecting borrowers, new information regarding existing loans, identification of additional problem loans and other factors, both within and outside of our control, may require an increase in the allowance for credit losses. The ultimate impact will depend on future developments, which are highly uncertain and cannot be predicted. In addition, bank regulatory agencies periodically review our allowance for credit losses and may require an increase in the provision for possible loan losses or the recognition of further loan charge-offs, based on judgments different than those of management. If charge-offs in future periods exceed the allowance for credit losses, we will need additional provisions to increase the allowance for credit losses. Any increases in the allowance for credit losses will result in a decrease in net income and, possibly, capital, and may have a material adverse effect on our financial condition and results of operations. Management continually monitors its loan portfolio for the impact of local economic changes.  

 

29
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

Financial Condition - Liabilities and Shareholders' Equity

 

Total deposits increased $84.9 million or 7.6% to $1.19 billion at December 31, 2023, up from $1.11 billion at December 31, 2022. The increase was the result of an $88.7 million or 62.5% increase in certificates of deposit balances and a $53.2 million or 15.2% increase money market account balances. These increase were partially offset by decreases in checking and savings account balances, which declined by $37.0 million or 7.3% and $19.9 million or 18.4%, respectively, during the same period. Management attributes the shift in the deposit mix to depositors seeking higher yielding CDs and other investment alternatives. The majority of the Bank’s deposits are originated within the Bank’s immediate market area.

 

Brokered time deposits were $6.5 million and $6.0 million at December 31, 2023 and 2022, respectively. The Bank uses brokered time deposits to manage interest rate risk because they are accessible in bulk at rates typically only slightly higher than those in our market areas. A portion of these brokered time deposits give the Bank a call option that allows the Bank the choice to redeem them early should rates change. In addition, the Bank had $5.0 million in non-certificate brokered deposits at both December 31, 2023 and 2022. Brokered deposits were 1.0% of total deposits at both December 31, 2023 and 2022.

 

Total uninsured deposits (those that exceeded the FDIC insurance limit of $250,000) totaled $327.7 million and $350.1 million at December 31, 2023 and 2022, respectively.  The uninsured amounts are estimates based on the methodologies and assumptions used for the Bank’s regulatory reporting requirements. Certificates of deposits that exceeded the FDIC insurance limit of $250,000 totaled $50.2 million and $30.3 million at December 31, 2023 and 2022, respectively. The following table summarizes the maturity schedule of certificates of deposit with a balance of $250,000 or more at December 31, 2023:

 

   

(In Thousands)

  

Within 3 Months

   $ 13,887  

After 3 Months, Within 6 Months

     9,327  

After 6 Months, Within 12 Months

     20,679  

After 12 Months

     6,346  
    $ 50,239  

 

Certificates of deposit scheduled to mature in one year or less totaled $198.3 million at December 31, 2023 compared to $97.2 million at December 31, 2022.  Management’s policy is to maintain deposit rates at levels that are competitive with other local financial institutions. Based on historical experience, we believe that a significant portion of maturing certificates of deposit will remain with the Bank.

 

The Bank had no outstanding FHLB advances at December 31, 2023 and 2022. The Company had $119.2 million in outstanding borrowings under the FRB's BTFP with a weighted average borrowing rate of 4.60% at December 31, 2023 compared to $44.1 million in borrowings from the FRB discount window with a weighted average borrowing rate of 4.50% at December 31, 2022. During 2023, the Company elected to participate in the BTFP, allowing the Company to refinance its existing borrowings from the FRB discount window to receive a lower fixed rate. Advances made under the BTFP are for up to one year and would be extended at the one year overnight index swap ("OIS") rate as of the day the advance is made plus 10 basis points. Effective January 24, 2024, the FRB announced that future advances under the BTFP through its expiration on March 11, 2024 would be no lower than the interest rate on reserve balances in effect on the date the advance is made. The interest rate will be fixed for the term of the advance on the day the advance is made. At December 31, 2023, the Company had pledged as collateral for these borrowings investment securities with an amortized cost and fair value of $381.0 million and $350.6 million, compared to an amortized cost and fair value of $72.6 million and $69.2 million, respectively, at December 31, 2022, respectively. 

 

Other borrowings decreased $8.4 million or 30.5% to $19.2 million at December 31, 2023 from $27.6 million at December 31, 2022.  These borrowings consist of short-term repurchase agreements with certain commercial demand deposit customers for sweep accounts. The repurchase agreements typically mature within one to three days, and the interest rate paid on these borrowings floats monthly with money-market type rates. The interest rate paid on the repurchase agreements was 1.49% and 0.75% at December 31, 2023 and 2022, respectively. The Company had pledged, as collateral for these repurchase agreements, investment securities with amortized costs and fair values of $44.7 million and $42.0 million at December 31, 2023, and $52.3 million and $49.8 million at December 31, 2022, respectively.

 

At both December 31, 2023 and 2022, the Company had $5.2 million in junior subordinated debentures outstanding and $26.5 million in subordinated debentures (“Notes”) outstanding. During the year ended December 31, 2022, the Company repurchased $3.5 million in principal amount of the Notes. For additional information, refer to Notes 12 and 13 of the Notes to Consolidated Financial Statements included under "Item 8. Financial Statements and Supplementary Data" in this 2023 Form 10-K.

 

Total shareholders' equity increased $12.1 million or 7.6% to $172.4 million at December 31, 2023 from $160.2 million at December 31, 2022. The increase was primarily attributable to net income of $10.2 million during 2023 and a $5.7 million decrease in accumulated other comprehensive loss, net of tax, related to the unrecognized gain in value of AFS securities during the year ended December 31, 2023.  These increases were partially offset by $1.7 million in dividends paid to common shareholders and a $1.6 million, net of tax, adjustment to retained earnings related to the adoption of ASC 326 on January 1, 2023. Book value per common share was $27.68 at December 31, 2023 compared to $23.76 at December 31, 2022.

 

30
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

Results of Operations

 

The following table presents the dollar amount of changes in interest income and interest expense for major components of interest-earning assets and interest-bearing liabilities.  The table also distinguishes between the changes related to higher or lower outstanding balances and the changes related to the volatility of interest rates.  For each category of interest-earning assets and interest-bearing liabilities, information is provided on changes attributable to: (1) changes in rate (multiplied by prior year volume); (2) changes in volume (multiplied by prior year rate); and (3) net change (the sum of the prior columns).  For purposes of this table, changes attributable to both rate and volume, which cannot be segregated, have been allocated proportionately to the change attributable to volume and the change attributable to rate. Changes in income are calculated on a tax equivalent basis using the effective tax rate for the period.

 

   

Years Ended December 31,

  
   

2023 vs. 2022

    

2022 vs. 2021

  
   

(Decrease) Increase Due to

    

(Decrease) Increase Due to

  
   

Change in

    

Change in

  

(Dollars in Thousands)

  

Volume

    

Rate

    

Net

    

Volume

    

Rate

    

Net

  

Interest-Earning Assets:

                                                

Loans: (1)

   $ 3,727     $ 3,463     $ 7,190     $ 591     $ (2,150 )   $ (1,559 )

Taxable Investment Securities

     (78 )     12,681       12,603       1,784       5,410       7,194  

Non-taxable Investment Securities (2)

     (114 )     34       (80 )     16       (395 )     (379 )

Deposits in Other Banks

     2,571       (11 )     2,560       34       154       188  

Total Interest-Earning Assets

   $ 6,106     $ 16,167     $ 22,273     $ 2,425     $ 3,019     $ 5,444  

Interest-Bearing Liabilities:

                                                

Deposits:

                                                

Certificate Accounts

   $ 384     $ 5,000     $ 5,384     $ (133 )   $ (139 )   $ (272 )

Other Interest Bearing Deposits

     (39 )     12,446       12,407       103       1,449       1,552  

Total Deposits

     345       17,446       17,791       (30 )     1,310       1,280  

Borrowings

     1,372       1,538       2,910       (252 )     176       (76 )

Total Interest-Bearing Liabilities

     1,717       18,984       20,701       (282 )     1,486       1,204  

Effect on Net Tax Equivalent Interest Income (2)

   $ 4,389     $ (2,817 )   $ 1,572     $ 2,707     $ 1,533     $ 4,240  

 

(1)

INTEREST ON NON-ACCRUAL LOANS IS NOT INCLUDED IN INCOME, ALTHOUGH THEIR LOAN BALANCES ARE INCLUDED IN AVERAGE LOANS OUTSTANDING.

(2)

THE TAX-EQUIVALENT INTEREST INCOME ADJUSTMENT RELATES TO THE TAX EXEMPT MUNICIPAL BONDS

 

31
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

Average Balances, Interest Income and Expenses, and Average Yields and Rates

 

The following table compares detailed average balances, average yields on interest earning assets, and average costs of interest bearing liabilities at December 31, 2023 and 2022. The average balances were derived from the daily balances throughout the periods indicated. The average yields or costs were calculated by dividing the income or expense by the average balance of the corresponding assets or liabilities. Nonaccrual loans are included in earning assets in the following tables. Loan yields have been reduced to reflect the negative impact on our earnings of loans on nonaccrual status.

 

   

For the Year Ended December 31,

  
   

2023

    

2022

  

(Dollars in thousands)

  

Average Balance

    

Interest

    

Yield/Rate

    

Average Balance

    

Interest

    

Yield/Rate

  

Interest-Earning Assets:

                                                

Loans (1)

   $ 597,235     $ 32,827       5.50 %   $ 525,396     $ 25,637       4.88 %

Taxable Investment Securities

     692,591       28,749       4.15 %     695,960       16,145       2.32 %

Non-taxable Investments (2)

     20,513       766       3.73 %     23,651       846       3.58 %

Deposits in Other Banks

     52,499       2,762       5.26 %     3,649       203       5.56 %

Total Interest-Earning Assets

   $ 1,362,838     $ 65,104       4.78 %   $ 1,248,656     $ 42,831       3.43 %

Interest-Bearing Liabilities:

                                                

Checking, Savings and Money Market Accounts

   $ 692,257     $ 14,710       2.12 %   $ 703,914     $ 2,304       0.33 %

Certificate Accounts

     208,221       5,991       2.88 %     143,619       607       0.42 %

Total Interest-Bearing Deposits

     900,478       20,701       2.30 %     847,533       2,911       0.34 %

Junior Subordinated Debt

     5,155       364       7.06 %     5,155       180       3.49 %

Subordinated Debt

     26,500       1,393       5.26 %     29,332       1,548       5.28 %

FHLB Advances and Other Borrowings (3)

     89,122       3,271       3.67 %     45,477       389       0.86 %

Total Interest-Bearing Liabilities

   $ 1,021,255     $ 25,729       2.52 %   $ 927,497     $ 5,028       0.54 %

Net Interest Rate Spread

                     2.26 %                     2.89 %

Tax Equivalent Net Interest Income/Margin (2)

           $ 39,375       2.89 %           $ 37,803       3.03 %

Less: tax equivalent adjustment (2)

             127                       253          

Net Interest Income

           $ 39,248                     $ 37,550          

 

(1)

 INTEREST ON NON-ACCRUAL LOANS IS NOT INCLUDED IN INCOME, ALTHOUGH THEIR LOAN BALANCES ARE INCLUDED IN AVERAGE LOANS OUTSTANDING.

(2)

TAX EQUIVALENT BASIS RECOGNIZES THE INCOME TAX SAVINGS WHEN COMPARING TAXABLE AND TAX-EXEMPT ASSETS AND WAS CALCULATED USING THE EFFECTIVE TAX RATE IN PLACE FOR THE YEARS ENDED December 31, 2023 and 2022. THE TAX-EQUIVALENT INTEREST INCOME ADJUSTMENT RELATES TO THE TAX EXEMPT MUNICIPAL BONDS INCLUDED IN OUR INVESTMENT PORTFOLIO DURING THE PERIODS INDICATED.

(3)

INCLUDES FHLB ADVANCES, BORROWINGS FROM THE FRB AND REPURCHASE AGREEMENTS.

 

32
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

Comparison of the Years Ended December 31, 2023 and 2022

 

Net Income

 

Net income was $10.2 million or $3.14 per basic common share for both the years ended December 31, 2023 and 2022.  While net interest income increased $1.7 million to $39.2 million during the year ended December 31, 2023 compared to the prior year, this increase was offset by increases in the provision for credit losses, non-interest expense and the provision for income taxes.  Additionally, there was a slight decrease in non-interest income.

 

Net Interest Income

 

Net interest income increased $1.7 million or 4.5% to $39.2 million for the year ended December 31, 2023, compared to $37.5 million in 2022. The increase was primarily due to higher interest income from loans and investments, which was partially offset by an increase in interest expense. The net interest margin on a tax-equivalent basis decreased 14 basis points to 2.89% for the year ended December 31, 2023 from 3.03% for the year ended December 31, 2022. 

 

Total average interest-earning assets increased $114.2 million or 9.1% to $1.36 billion for the year ended December 31, 2023 from $1.25 billion for the year ended December 31, 2022, with a 135 basis point increase in the average yield earned on these assets. Similarly, average interest-bearing liabilities increased $93.8 million or 10.1% to $1.0 billion for the year ended December 31, 2023 from $927.5 million for the year ended December 31, 2022, with an increase of 198 basis points in the average cost. The interest rate spread on a tax-equivalent basis decreased 63 basis points to 2.26% for the year ended December 31, 2023 from 2.89% in 2022.

 

Total interest income increased $22.4 million or 52.6% to $65.0 million for the year ended December 31, 2023, compared to $42.6 million for the year ended December 31, 2022 as a result of increased interest income across all interest earning assets. 

 

Total tax-equivalent interest income on investments increased $12.5 million, or 73.7%, due to a 178 basis point increase in the average yield earned on these assets during 2023 compared to 2022, partially offset by a $6.5 million decrease in the aggregate average balance of these interest-earning assets.

 

Interest income on loans increased $7.2 million or 28.0% to $32.8 million for the year ended December 31, 2023 compared to $25.6 million for the year ended December 31, 2022. The increase was due to a $71.8 million increase in the average balance of loans outstanding during the year ended December 31, 2023 combined with a 62 basis point increase in the average loan yield.

 

Interest income on deposits with other banks increased $2.6 million, over 1,200%, to $2.8 million for the year ended December 31, 2023 compared to $203,000 for the year ended December 31, 2022, due to a $48.9 million increase in the average balance of deposits with other banks outstanding during the year ended December 31, 2023.  The average yield earned on these deposits was 5.26% for the year ended December 31, 2023, down from 5.56% the prior year.

 

Total interest expense increased $20.7 million or 411.7% to $25.7 million for the year ended December 31, 2023, compared to $5.0 million for the year ended December 31, 2022, due to a 198 basis point increase in the average cost of interest-bearing liabilities and a $93.8 million or 10.1% increase in the average balance of these liabilities. The increase in interest expenses was driven predominantly by higher rates paid on deposits, which increased 196 basis points to 2.30% during 2023 from 0.34% in 2022.  The average balance of interest-bearing deposits increased $52.9 million or 6.2% to $900.5 million during the year ended December 31, 2023 compared to $847.5 million during 2022.  

 

Interest expense on borrowings increased $2.9 million or 741.1% to $3.3 million during the year ended December 31, 2023 from $389,000 during the prior year. The increase was attributable to both a $43.6 million or 96.0% increase in the average balance of these liabilities and a 281 basis point increase in the average cost of borrowing to 3.67% in 2023 from 0.86% during 2022.

 

Provision for Credit Losses

 

We recorded a provision for credit losses of $246,000 for the year ended December 31, 2023 compared to no provision during the year ended December 31, 2022. Non-performing assets increased $432,000, or 6.8%, to $6.8 million at December 31, 2023 from $6.4 million at December 31, 2022. Non-performing assets represented 0.44% and 0.49% of total assets at December 31, 2023 and 2022, respectively.

 

The determination of the provision for credit losses is an integral part of management's ongoing monthly assessment of the loan portfolio's credit and the sufficiency of the allowance for credit losses. The Company follows established policies and procedures for evaluating and monitoring credit quality, employing both internal and external loan reviews to promptly identify potential problem loans. The Asset Classification Committee conducts a monthly review and the Board of Directors performs a quarterly evaluation of the adequacy of the allowance for credit losses.

 

Management believes the allowance for credit losses at December 31, 2023 is adequate based on its best estimates of the probable losses in the loan portfolio; however, these estimates are subject to uncertainty. Since the allowance for credit losses is an estimation, there is no guarantee that actual credit losses will not exceed the allowance or that further increases in the allowance will not be necessary in the future. A significant deterioration in national and local economic conditions, triggered by factors like inflation, recession, unemployment or money supply fluctuations, could lead to a substantial increase in the allowance for credit losses, potentially adversely impacting the Company’s financial condition and results of operations.  In addition, bank regulatory agencies may require us to make additional provisions to the allowance for credit losses during examinations, based on their own judgments and estimates.

 

33
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

Non-Interest Income

 

Non-interest income decreased $222,000 or 2.3% to $9.4 million for the year ended December 31, 2023 from $9.6 million for the year ended December 31, 2022. The decrease was primarily attributable to a decrease in gain on sales of loans, which was partially offset by increases in service fees on deposit accounts, trust income, grant income and ATM and check card fee income.

 

Gain on sales of loans decreased $1.1 million or 63.3% to $626,000 for the year ended December 31, 2023 compared to $1.7 million in 2022 as the dollar volume of loans sold to investors decreased. The Bank sold $21.6 million of loans in 2023 compared to $48.5 million during 2022.

 

Service fees on deposit accounts increased $150,000 or 14.0% to $1.2 million for the year ended December 31, 2023 compared to $1.1 million in 2022 due to an increase in deposit accounts. Trust income increased $311,000 or 20.1% to $1.9 million during the year ended December 31, 2023 compared to $1.5 million in 2022 due to an increase in assets under management. ATM and check card fee income increased $202,000 or 7.2% to $3.0 million for the year ended December 31, 2023 compared to $2.8 million in 2022 reflecting higher transaction volume.

 

The Bank received $437,000 and $171,000 in grant income during the years ended December 31, 2023 and 2022, respectively. In both 2023 and 2022, the Bank was granted awards through the CDFI Fund Bank Enterprise Award program.  These grants were allocated to support the Bank's ongoing initiatives in community development financing and service activities within the most economically distressed communities. 

 

Non-Interest Expense

 

Non-interest expense increased $1.7 million or 4.9% to $35.9 million during the year ended December 31, 2023 compared to $34.2 million during 2022.  This increase was a result of increases in all non-interest expense categories, with the exception of a reduction in write-downs of land held for sale and a slight decrease in advertising expenses. 

 

Compensation and employee benefits increased $263,000 or 1.3% to $20.3 million during the year ended December 31, 2023 from $20.1 million for the year ended December 31, 2022, primarily due to annual cost-of-living increases and an increase in the number of full time equivalent employees as a result of a new branch opened in 2023. Occupancy expense increased $364,000 or 12.9% primarily due to an increase in depreciation expense on buildings as a result of our newest branch added in 2023.

 

FDIC insurance expense increased by $246,000 or 65.7% due to increased rates in 2023. Data processing expenses increased $547,000 or 72.1% as a result of the Company’s decision during 2023 to transition data and proof operations from on-site to outsourced through our third-party core processor. In addition to the incremental increase in third-party costs, the volume of customers and transactions also increased when compared to the prior year.  

 

There were no write-downs of the fair value of land held for sale during 2023 compared to a $433,000 write-down in 2022 based on an updated appraisal.

 

Other non-interest expense increased $343,000 or 7.5% to $4.9 million for the year ended December 31, 2023 compared to $4.5 million during 2022 due to increased operations and the addition of a new branch in 2023. 

 

Provision for Income Taxes

 

The provision for income taxes decreased $421,000 or 15.6% to $2.3 million during the year ended December 31, 2023 compared to $2.7 million for the year ended December 31, 2022. The decrease was due to lower pre-tax income in 2023 and a $395,600 reduction in income tax expense as a result of tax credits associated with the new branch opened in 2023.  The Company's combined federal and state effective tax rate was 18.3% for 2023 compared to 20.9% for 2022.

 

34
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

 

Regulatory Capital

 

The following table reconciles the Bank's shareholders' equity to its various regulatory capital positions.

 

   

December 31,

  
   

2023

    

2022

  
   

(In Thousands)

  

Bank’s Shareholders’ Equity (1)

   $ 151,329     $ 142,652  

Reduction for Goodwill

     1,200       1,200  

Tangible Capital

     150,129       141,452  

Core Capital

     150,129       141,452  

Supplemental Capital

     10,328       9,956  

Total Risk-Based Capital

   $ 160,457     $ 151,408  

 

(1)

EXCLUDES UNREALIZED LOSSES ON INVESTMENT SECURITIES OF $35.1 MILLION AND $40.8 MILLION December 31, 2023 and 2022, RESPECTIVELY.

 

The Bank is subject to minimum capital requirements imposed by the FDIC. Based on capital levels at December 31, 2023, the Bank was considered to be well capitalized. At December 31, 2023, the Bank exceeded all regulatory capital requirements with Tier 1 leverage-based capital, Tier 1 risk-based capital, total risk-based capital, and common equity Tier 1 (CET1) capital ratios of 10.4%, 17.8%, 19.0%, and 17.8%, respectively.  CET1 consists of Tier 1 capital less all capital components that are not considered common equity.

 

In addition to the FDIC’s minimum capital ratios, the Bank is required to maintain a capital conservation buffer consisting of additional CET1 capital greater than 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses. At December 31, 2023, the Bank’s capital conservation buffer was 11.0%.

 

For additional information regarding the Bank's and Company's regulatory capital compliance, see the discussion included in Note 15 of the Notes to Consolidated Financial Statements included under "Item 8. Financial Statements and Supplementary Data" in this 2023 Form 10-K.

 

35
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

Liquidity and Capital Resources

 

Liquidity refers to the ability to generate sufficient cash flows to fund current loan demand, repay maturing borrowings, fund maturing deposit withdrawals, and meet operating expenses.  Our primary sources of funds include deposits, scheduled loan and investment security repayments, including interest payments, maturities and sales of loans and investment securities, borrowings from the FRB, advances from the FHLB and cash flow generated from operations.  The need for funds varies among periods depending on funding needs as well as the rate of amortization and prepayment on loans.  The use of borrowings from the FRB, FHLB advances and other borrowings varies depending on loan demand, deposit inflows, and the use of investment leverage strategies that we might employee to increase net interest income.

 

Our principal use of funds is the origination of mortgages and other loans and the purchase of investment securities. The Bank’s liquidity is impacted by the volume of loans sold and principal payments received.  During the years ended December 31, 2023 and 2022, the Bank sold $22.1 million and $53.3 million in loans, respectively.  During the same periods, the net increase in loans outstanding to include originations and principal repayments, excluding loans held for sale, totaled $72.6 million and $53.5 million, respectively.  Further, purchases of investment securities totaled $66.3 million during 2023 compared to $210.3 million during 2022. Other uses of funds during the year ended December 31, 2023, included repayment of certain borrowings, purchases and improvements of premises and equipment, and dividend payments to shareholders totaling $1.6 million in the aggregate.

 

In the normal course of business, we make off-balance sheet arrangements, including credit commitments to its customers to meet their financial needs. These arrangements involve, to varying degrees, elements of credit and interest rate risk not recognized in the consolidated statement of financial condition. We make personal, commercial, and real estate lines of credit available to customers and issue standby letters of credit.

 

Commitments to extend credit to customers are subject to the Bank’s normal credit policies and are essentially the same as those involved in extending loans to customers. Unused lines of credit on HELOCs, credit cards, and commercial loans amounted to $157.9 million at December 31, 2023.  HELOCs are made on a floating rate basis with final maturities of 15 to 20 years.  The Bank issues fixed rate credit cards, currently at 9.99%, and variable rate rewards credit cards with a floating rate equal to prime plus 9.99%.  Credit cards are renewed every three years.  The Bank had undisbursed loans-in-process of $13.3 million at December 31, 2023, which will be disbursed over an average of 90 days, and are included in the total unused commitments above.  These commitments to originate loans and future advances of lines of credit are expected to be funded from loan amortizations and prepayments, deposit inflows, principle payments received on investments, and short-term borrowing capacity. See Note 18 of the Notes to the Consolidated Financial Statements included in "Item 8. Financial Statements and Supplementary Data" in this 2023 Form 10-K for additional information regarding our commitments and off-balance sheet arrangements.

 

We incur capital expenditures on an ongoing basis to expand and improve our product offerings, enhance and modernize our technology infrastructure, and to introduce new technology-based products to compete effectively in our markets. We evaluate capital expenditure projects based on a variety of factors, including expected strategic impacts (such as forecasted impact on revenue growth, productivity, expenses, service levels and customer retention) and our expected return on investment. The amount of capital investment is influenced by, among other things, current and projected demand for our services and products, cash flow generated by operating activities, cash required for other purposes and regulatory considerations. Based on current capital allocation objectives, there are no projects scheduled for capital investments in premises and equipment during 2024 that would materially impact liquidity. We also have purchase obligations, generally with remaining terms of less than three years and contracts with various vendors to provide services, including information processing, for periods generally ranging from one to five years, for which our financial obligations are dependent upon acceptable performance by the vendor. For the year ending December 31, 2024, we project that fixed commitments will include $522,000 of operating lease payments. See Note 5 of the Notes to the Consolidated Financial Statements included in "Item 8. Financial Statements and Supplementary Data" in this 2023 Form 10-K for additional information regarding our operating leases.

 

The Bank’s liquidity has been positively impacted by increases in deposit levels in recent years. During the year ended December 31, 2023, deposits increased by $84.9 million. Our liquid assets in the form of cash and cash equivalents, certificates of deposit at other banks and investments increased to $831.3 million at December 31, 2023 from $747.2 million at December 31, 2022. Total certificates of deposit scheduled to mature in one year or less totaled $198.3 million at December 31, 2023. Management’s policy is to maintain deposit rates at levels that are competitive with other local financial institutions. Based on historical experience, we believe that a significant portion of maturing certificates of deposit will remain with the Bank.

 

Primary sources of short-term liquidity for the Bank include borrowings from the FRB, the FHLB of Atlanta, and a $50.0 million line of credit with the Pacific Coast Bankers Bank. 

 

During the first quarter of 2023, the Company elected to participate in the FRB's BTFP, allowing the Company to refinance its existing borrowings from the FRB discount window to receive a lower fixed rate. Advances made under the BTFP are for up to one year and would be extended at the one year OIS rate as of the day the advance is made plus 10 basis points.  Effective January 24, 2024, the FRB announced that future advances under the BTFP through its expiration on March 11, 2024 would be no lower than the interest rate on reserve balances in effect on the date the advance is made. The interest rate will be fixed for the term of the advance on the day the advance is made. At December 31, 2023, the Company had pledged as collateral for these borrowings investment securities with an amortized cost and fair value of $381.0 million and $350.6 million. Depository institutions may also borrow from the FRB discount window for periods as long as 90 days, and borrowings are prepayable and renewable by the borrower daily. Also during 2023, the Company entered the FRB’s Borrower-In-Custody ("BIC") program, which allows for the pledging of various loan types to secure FRB borrowings. As of December 31, 2023, the Company had pledged loan collateral for FRB borrowings with an amortized cost and collateral value of $93.6 million and $65.5 million, respectively.

 

The Bank maintains an approved line of credit with the FHLB of Atlanta, allowing for borrowing of up to 25% of the Bank’s assets, which, when utilized, is collateralized by a pledge against specific investment securities and/or eligible loans. As of December 31, 2023, the Bank has the ability to borrow $424.4 million based on the collateral value of pledged investment securities and loans. Management believes that future liquidity can be met through the Bank's deposits, which totaled $1.2 billion at December 31, 2023, as well as through sales and maturities of investment securities, and loans sold to investors. During the years ended December 31, 2023 and 2022, sales and maturities of investment securities totaled $86.6 million and $131.6 million, and loans sold to investors totaled $22.1 million and $53.3 million, respectively.

 

Historically the Bank’s cash flow from operating activities has been relatively stable.  The cash flows from investing activities vary with sales of investment securities and with the need to invest excess funds or utilize leverage strategies with the purchase of investment securities.  The cash flows from financing activities vary depending on the need for borrowings from the FRB, FHLB advances and other borrowings. The Bank's management regularly reviews its liquidity position and has implemented internal policies establishing guidelines for sources of asset-based liquidity and evaluates and monitors the total amount of purchased funds used to support the balance sheet and funding from noncore sources. The Bank's management believes that the liquid assets combined with the available lines of credit provide adequate liquidity to meet current financial obligations for at least the next 12 months.

 

Security Federal Corporation is a separate legal entity from the Bank and must provide for its own liquidity and pay its own operating expenses. Sources of capital and liquidity for Security Federal Corporation include distributions from the Bank and the issuance of debt or equity securities, although there are regulatory restrictions on the ability of the Bank to pay dividends. At December 31, 2023, Security Federal Corporation (on an unconsolidated basis) had liquid assets of $37.8 million. The Company currently expects to continue the current practice of paying quarterly cash dividends on common stock subject to the Board of Directors' discretion to modify or terminate this practice at any time and for any reason without prior notice. Our current quarterly common stock dividend rate is $0.14 per share, as approved by our Board of Directors, which we believe is a dividend rate per share which enables us to balance our multiple objectives of managing and investing in the Bank, and returning a substantial portion of our cash to our shareholders.  Assuming continued payment during 2024 at this rate of $0.14 per share, our average total dividends paid each quarter would be approximately $452,000 based on the number of our current outstanding shares at December 31, 2023.

 

In addition, in June 2023, the Company announced that its Board of Directors approved a share repurchase program for the purchase of up to three percent, or approximately 97,612 shares, of the Company’s outstanding common stock as of that date. In general, stock-repurchase plans allow us to proactively manage our capital position and return excess capital to shareholders. During the year ended December 31, 2023, the Company repurchased 26,426 shares of its common stock at an aggregate cost of $582,000, leaving 71,186 shares available for further repurchase under the June 2023 stock repurchase program at December 31, 2023. The repurchase program does not obligate the Company to purchase any particular number of shares. For additional information, see Part II, Item 5 -  “Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities.”

 

36
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

 

Market risk is the risk of loss from adverse changes in market prices and rates.  Our market risk arises principally from interest rate risk inherent in our lending, investing, deposit and borrowings activities.  Management actively monitors and manages its interest rate risk exposure.  In addition to other risks that we manage in the normal course of business, such as credit quality and liquidity, management considers interest rate risk to be a significant market risk that could potentially have a material effect on our financial condition and result of operations. 

 

Asset and Liability Management

 

The objective of the Bank’s program of asset and liability management is to limit the Bank’s vulnerability to material and prolonged increases or decreases in interest rates, or "interest rate risk."  As a financial institution, interest rate risk is the Bank's most significant market risk. The earnings and economic value of our shareholders’ equity varies in relation to changes in interest rates and the corresponding impact on the market values of our assets and liabilities. Oversight of the Bank's asset liability strategy is conducted by the Asset Liability Management Committee (“ALCO”).

 

The asset/liability management process is designed to achieve relatively stable net interest margins and assure liquidity by coordinating the volumes, maturities or re-pricing opportunities of interest-earning assets, deposits and borrowed funds. It is the responsibility of the ALCO to determine and achieve the most appropriate volume and mix of interest-earning assets and interest-bearing liabilities, as well as ensure an adequate level of liquidity and capital, within the context of corporate performance goals. The ALCO meets regularly to review interest rate risk and liquidity in relation to present and potential market conditions, and to evaluate funding and balance sheet management strategies to ensure the level of risk is consistent with our asset/liability objectives.

 

Simulation is the principal tool used by the Bank in its ongoing effort to measure interest rate risk. Simulation involves the use of a financial modeling system that provides reports showing the current and future impact of changes in interest rates and our strategies and tactics. The Bank uses two dynamic methods: net interest income (“NII”) simulation and economic value of equity (“EVE”) analysis. The NII simulation models the impact that changes in interest rates will have on our earnings while EVE analysis models the impact those changes will have on the net present value of our asset and liability portfolios. These models take into account our contractual agreements with regard to investments, loans, deposits and borrowings, and also include assumptions surrounding market and customer behavior under different rate scenarios. The assumptions we use are based upon a combination of proprietary and market data that reflect historical results and current market conditions. These assumptions relate to interest rates, prepayments, deposit decay rates and the market value of certain assets and liabilities under the various interest rate scenarios. We use market data to determine prepayments and maturities of loans, investments and borrowings and use our own assumptions on deposit decay rates except for time deposits. Time deposits are modeled to reprice to market rates upon their stated maturities. We also assume that non-maturity deposits can be maintained with rate adjustments not directly proportionate to the change in market interest rates, based upon our historical deposit rates. We have demonstrated in the past that the tiering structure of our deposit accounts during changing rate environments results in relatively lower volatility and less than market rate changes in our interest expense for deposits. These assumptions are based upon our analysis of our customer base, competitive factors and historical experience.

 

While these models are dependent on the accuracy of the assumptions that underlie the process, we believe that such modeling provides a better illustration of our sensitivity to interest rate risk than does a traditional static gap analysis. These tools provide our ALCO with the capability to estimate and manage the amount of earnings at risk in future periods and in selected interest rate risk environments.

 

NII Simulation- The Bank’s primary focus is on NII simulation. Using NII simulation, the Bank measures earnings exposure over both a 12 and 24 month period under multiple instantaneous rate shock scenarios. The Bank’s policy provides the maximum acceptable negative impact on net interest income over each time horizon associated with each respective change in interest rates. Our ALCO monitors compliance with these policy limits and reports them to the Board of Directors quarterly.

 

The following table indicates the NII simulation scenarios modeled and the applicable policy parameters.  

 

Change in Market Rates     Maximum Allowable Change in NII Over     Hypothetical Change in NII Over  

(in Basis Points)

    

12 Months

    

24 Months

    

12 Months

    

24 Months

  
400       (20 )%     (20 )%     (13 )%     (23 )%
300       (15 )%     (15 )%     (9 )%     (16 )%
200       (10 )%     (10 )%     (6 )%     (10 )%
100       (8 )%     (8 )%     (3 )%     (5 )%
—       — %     — %     — %     — %
(100 )     (8 )%     (8 )%     (1 )%     (2 )%
(200 )     (10 )%     (10 )%     (3 )%     (6 )%

(300

 )     (15 )%     (15 )%     (6 )%     (10 )%
(400 )     (20 )%     (20 )%     (9 )%     (15 )%

 

The Bank performs a liquidity analysis, a component of managing liquidity risk and monitoring the Bank's asset liability strategy. This analysis compares outstanding sources of liquidity to applicable policy parameters. The Bank was in compliance with policy parameters as of December 31, 2023 and 2022. In addition, the Bank performs a contingency funding plan analysis which incorporates various simulations in order to evaluate Bank's funding resources under stressed conditions. Both the liquidity and contingency funding plan analysis are performed by the ALCO and presented to the Board of Directors quarterly.

 

37
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Management's Discussion and Analysis of Financial Condition and Results of Operations

 

EVE simulation- The EVE analysis serves as an indicator of the extent to which the present value of our capital could change, given potential changes in interest rates. The difference represented by the present value of assets minus the present value of liabilities is defined as the economic value of equity. This measure assumes a static balance sheet and does not incorporate any growth assumptions, but does assume loan prepayments and certain other cash flows occur. It provides a measure of rate risk extending beyond the 12 or 24 month time horizon contained in the NII simulation analyses.

 

While an instantaneous and severe shift in interest rates is used in this analysis to provide an estimate of exposure under an extremely adverse scenario, a gradual shift in interest rates would have a much more modest impact. Since EVE measures the discounted present value of cash flows over the estimated lives of instruments, the change in EVE does not directly correlate to the degree that earnings would be impacted over a shorter time horizon, i.e., the next fiscal year. Further, EVE does not take into account factors such as future balance sheet growth, changes in product mix, change in yield curve relationships, and changing product spreads that could mitigate the adverse impact of changes in interest rates.

 

The following table indicates the EVE simulation scenarios modeled and the applicable policy parameters.

 

Change in Market Rates (In Basis Points)

    

Maximum Change in Economic Value of Equity

    

Hypothetical change in EVE

  
400       (40 )%     (36 )%
300       (30 )%     (31 )%
200       (20 )%     (16 )%
100       (10 )%     (0 )%
—       — %     — %
(100 )     (10 )%     4 %
(200 )     (20 )%     5 %
(300 )     (30 )%     4 %
(400 )     (40 )%     3 %

 

In evaluating the Bank's exposure to interest rate risk, certain shortcomings inherent in the method of analysis described above are considered. No assurance can be given that changing economic conditions and other relevant factors impacting our net interest income will not cause actual occurrences to differ from underlying assumptions. For example, loan repayment rates and withdrawals of deposits will likely differ substantially from the assumptions used in the simulation models in the event of significant changes in interest rates due to the option of borrowers to prepay their loans and the ability of depositors to withdraw funds prior to maturity.   In addition, this analysis does not consider any strategic changes to our balance sheet which management may consider as a result of changes in market conditions.

 

 

38
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

  

Item 8.  Financial Statements and Supplementary Data

 

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets at December 31, 2023 and 2022

Consolidated Statements of Income for the Years Ended December 31, 2023 and 2022

Consolidated Statements of Comprehensive (Loss) Income for the Years Ended December 31, 2023 and 2022

Consolidated Statements of Changes in Shareholders' Equity for the Years Ended December 31, 2023 and 2022

Consolidated Statements of Cash Flows for the Years Ended December 31, 2023 and 2022

Notes to Consolidated Financial Statements

 

 

 

39
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

 

 

[Letterhead of Elliot Davis, LLP]

 

Report of Independent Registered Public Accounting Firm (PCAOB ID 149)

 

 

To the Shareholders and the Board of Directors of Security Federal Corporation:

 

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of Security Federal Corporation and Subsidiaries (the "Company") as of December 31, 2023 and 2022, the related consolidated statements of income, other comprehensive income (loss), shareholders' equity and cash flows for the years then ended, and the related notes to the consolidated financial statements (collectively, the “financial statements”). In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2023 and 2022 and the results of its operations and its cash flows for the years then ended, in conformity with accounting principles generally accepted in the United States of America.

 

Basis for Opinion

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the Company’s financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to the Company in accordance with U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. The Company is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. As part of our audits we are required to obtain an understanding of internal control over financial reporting but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control over financial reporting. Accordingly, we express no such opinion.

 

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

 

Change in Accounting Principle

As discussed in Note 1 to the financial statements, the Company has changed its method of accounting for credit losses effective January 1, 2023 due to the adoption of Financial Accounting Standards Board Accounting Standards Codification No. 326, Financial Instruments – Credit Losses (“ASC 326”). The Company adopted the new credit loss standard using the modified retrospective method such that prior period amounts are not adjusted and continue to be reported in accordance with previously applicable generally accepted accounting principles. Our opinion is not modified with respect to this matter. The adoption of the new credit loss standard and its subsequent application is also communicated as a critical audit matter below.

 

Critical Audit Matters

The critical audit matters communicated below are matters arising from the current period audit of the financial statements that were communicated or required to be communicated to the audit committee and that: (1) relate to accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the accounts or disclosures to which they relate.

 

Allowance for Credit Losses

The Company reported a gross loan portfolio of $634.5 million and related allowance for credit losses (“ACL”) of $12.6 million as of December 31, 2023. As described by the Company in Notes 1 and 4, the Company adopted the Accounting Standards Codification Topic 326, Financial Instruments – Credit Losses (“ASC 326”) on January 1, 2023. In order to measure expected credit losses on a collective basis, the Company has elected to utilize a weighted- average remaining life (“WARM”) methodology for all segments. Loans not sharing similar risk characteristics are evaluated on an individual basis. The WARM method applies a loss rate to a given pool of loans over the estimated remaining life of the given pool. The remaining life of the pool is based on Company historical data. In addition, a 6- month forecast is applied to each segment, based on external sources, with immediate reversion to historical loss rates at the end of the forecast period. Additionally, a qualitative scorecard is used by management to assess the need for adjustments to expected credit loss estimates for information not already captured in the quantitative loss estimation process. The qualitative scorecard evaluates certain risks such as portfolio risk, economic trends, lending policies, credit administration risk, and industry conditions.

 

We identified the Company’s estimate of the allowance for credit losses as a critical audit matter. The principal considerations for our determination of the ACL as a critical audit matter related to the high degree of complexity and judgment in the determination of significant model assumptions, specifically, the qualitative factor adjustments to quantitative loss rates. Auditing these complex judgments and assumptions made by the Company involves challenging auditor judgment due to the nature and extent of audit evidence and effort required to address these matters, including the extent of specialized skill or knowledge needed.

 

The primary procedures we performed to address this critical audit matter included the following:

 

 

●

We evaluated the appropriateness of the methodology applied in the adoption of ASC 326.

 

●

We obtained an understanding of how management developed the allowance for credit losses, specifically the determination of the qualitative factors.

 

●

We evaluated the relevance and reasonableness of assumptions related to the evaluation of the loan portfolio, current and forecasted economic conditions, and other risk factors used in the development of the qualitative factors.

 

●

We tested the completeness and accuracy of significant inputs to the model including the underlying data used to develop the qualitative factors.

 

●

We validated the mathematical accuracy of the calculation.

 

●

We evaluated the reasonableness of assumptions and data used by the Company in developing the qualitative factors by comparing these data points to internally developed and third-party sources, and other audit evidence gathered.

 

●

We performed analytical procedures to evaluate the directional consistency of changes that occurred in the allowance for credit losses for loans.

 

We have served as the Company's auditor since 1998.

 

/s/ Elliott Davis, LLC

 

Columbia, South Carolina

March 21, 2024

 

40
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

  

 

SECURITY FEDERAL CORPORATION AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEETS

 

  

December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Assets:

        

Cash and Cash Equivalents

 $128,284  $28,502 

Certificates of Deposit with Other Banks

  2,350   1,100 

Investment Securities:

        

Available For Sale ("AFS")

  537,640   550,148 

Held To Maturity ("HTM") (Fair Value of $158,540 and $161,464 at December 31, 2023 and December 31, 2022, Respectively)

  163,072   167,438 

Total Investments

  700,712   717,586 

Loans Receivable, Net:

        

Held For Sale

  967   913 

Held For Investment (Net of Allowance of $12,569 and $11,178 at December 31, 2023 and December 31, 2022, Respectively)

  621,562   549,004 

Total Loans Receivable, Net

  622,529   549,917 

Accrued Interest Receivable

  5,512   4,811 

Operating Lease Right-of-Use Assets

  1,402   1,861 

Land Held for Sale

  938   1,097 

Premises and Equipment, Net

  28,637   27,960 

Federal Home Loan Bank ("FHLB") Stock, at Cost

  922   651 

Other Real Estate Owned ("OREO")

  —   120 

Bank Owned Life Insurance ("BOLI")

  27,954   27,318 

Goodwill

  1,200   1,200 

Other Assets

  29,231   19,243 

Total Assets

 $1,549,671  $1,381,366 

Liabilities:

        

Deposit Accounts

 $1,194,997  $1,110,085 

Borrowings from Federal Reserve Bank ("FRB")

  119,200   44,080 

Other Borrowings

  19,180   27,588 

Junior Subordinated Debentures

  5,155   5,155 

Subordinated Debentures

  26,500   26,500 

Operating Lease Liabilities

  1,442   1,904 

Other Liabilities

  10,835   5,821 

Total Liabilities

  1,377,309   1,221,133 

Commitments (Note 18)

          

Shareholders' Equity:

        

Senior Non-Cumulative Perpetual Preferred Stock, Series ECIP, $1,000 Par Value; (82,949 Shares Authorized, Issued and Outstanding at December 31, 2023 and December 31, 2022)

 $82,949  $82,949 

Common Stock, $0.01 Par Value; 5,000,000 Shares Authorized; 3,456,136 Shares Issued and 3,228,777 Shares Outstanding at December 31, 2023 and 3,453,817 Shares Issued and 3,252,884 Shares Outstanding at December 31, 2022

  35   35 

Additional Paid-In Capital ("APIC")

  18,287   18,230 

Treasury Stock, at Cost (227,359 and 200,933 Shares Outstanding at December 31, 2023 and December 31, 2022, Respectively)

  (4,913)  (4,331)

Accumulated Other Comprehensive Loss ("AOCL")

  (35,050)  (40,779)

Retained Earnings

  111,054   104,129 

Total Shareholders' Equity

  172,362   160,233 

Total Liabilities and Shareholders' Equity

 $1,549,671  $1,381,366 

 

SEE ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS.

 

41
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

  

 

SECURITY FEDERAL CORPORATION AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF INCOME

 

   

Years Ended December 31,

  

(Dollars in thousands, except per share amounts)

  

2023

    

2022

  

Interest Income:

                

Loans

   $ 32,827     $ 25,637  

Taxable Investment Securities

     28,749       16,145  

Tax-exempt Investment Securities

     639       593  

Other

     2,762       203  

Total Interest Income

     64,977       42,578  

Interest Expense:

                

Deposits

     20,701       2,911  

FHLB Advances and Other Borrowings

     3,271       389  

Subordinated Debentures

     1,393       1,548  

Junior Subordinated Debentures

     364       180  

Total Interest Expense

     25,729       5,028  

Net Interest Income

     39,248       37,550  

Provision for Credit Losses

     246       —  

Net Interest Income after Provision for Credit Losses

     39,002       37,550  

Non-Interest Income:

                

Loss on Sales of Investment Securities, Net

     —       (2 )

Gain on Sale of Loans

     626       1,705  

Service Fees on Deposit Accounts

     1,220       1,071  

Commissions From Insurance Agency

     784       784  

Trust Income

     1,860       1,548  

BOLI Income

     636       608  

ATM and Check Card Fee Income

     3,018       2,816  

Grant Income

     437       171  

Other

     809       911  

Total Non-Interest Income

     9,390       9,612  

Non-Interest Expense:

                

Compensation and Employee Benefits

     20,313       20,050  

Occupancy

     3,175       2,811  

Advertising

     980       988  

Depreciation and Maintenance of Equipment

     2,450       2,291  

FDIC Insurance Premiums

     621       375  

Write Down of Land Held for Sale

     —       433  

Consulting

     746       705  

Debit Card Expenses

     1,434       1,267  

Data Processing

     1,305       758  

Other

     4,890       4,547  

Total Non-Interest Expense

     35,914       34,225  

Income Before Income Taxes

     12,478       12,937  

Provision For Income Taxes

     2,288       2,709  

Net Income

   $ 10,190     $ 10,228  

Net Income Per Common Share (Basic)

   $ 3.14     $ 3.14  

Cash Dividend Per Share On Common Stock

   $ 0.52     $ 0.76  

Weighted Average Shares Outstanding (Basic)

     3,248,149       3,252,884  

 

SEE ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS.

 

42
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

 

 

SECURITY FEDERAL CORPORATION AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)

 

  

Years Ended December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Net Income

 $10,190  $10,228 

Other Comprehensive Income (Loss)

        

Unrealized Gains (Losses) on Securities:

        

Unrealized Holding Gains (Losses) on AFS Securities, Net of Taxes of $1.6 million and $(14.9) million at December 31, 2023 and 2022, Respectively

  5,720   (46,003)

Reclassification Adjustment for Losses Included in Net Income, Net of Taxes of $0 and $(1) thousand at December 31, 2023 and 2022, Respectively

  —   2 

Amortization of Unrealized Gains on AFS Securities Transferred to HTM, Net of Taxes of $2,800 and $2,000 at December 31, 2023 and 2022, Respectively

  9   6 

Other Comprehensive Income (Loss)

  5,729   (45,995)

Comprehensive Income (Loss)

 $15,919  $(35,767)

 

SEE ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS.

 

43
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

 

 

SECURITY FEDERAL CORPORATION AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY

 

    Preferred Stock   Common Stock   Treasury Stock                     Retained          

(Shares and Dollars in thousands)

  

Shares

    

Amount

  

Shares

    

Amount

  

Shares

  

Amount

    

APIC

    

AOCI (Loss)

    

Earnings

    

Total

  

December 31, 2021

   —     $ —   3,454     $ 35   201   $ (4,331 )   $ 18,230     $ 5,216     $ 96,373     $ 115,523  

Net Income

   —       —   —       —   —     —       —       —       10,228       10,228  

Other Comprehensive Loss, Net of Tax

   —       —   —       —   —     —       —       (45,995 )     —       (45,995 )

Preferred Stock Issuance

   83       82,949   —       —   —     —       —       —       —       82,949  

Cash Dividends on Common Stock

   —       —   —       —   —     —       —       —       (2,472 )     (2,472 )

December 31, 2022

   83     $ 82,949   3,454     $ 35   201   $ (4,331 )   $ 18,230     $ (40,779 )   $ 104,129     $ 160,233  

Net Income

   —       —   —       —   —     —       —       —       10,190       10,190  

Adoption of CECL

   —       —   —       —   —     —       —       —       (1,578 )     (1,578 )

Other Comprehensive Income, Net of Tax

   —       —   —       —   —     —       —       5,729       —       5,729  

Treasury Stock Purchase

   —       —   —       —   26     (582 )     —       —       —       (582 )

Employee Stock Purchase Plan Issuance

   —       —   2       —   —     —       57       —       —       57  

Cash Dividends on Common Stock

   —       —   —       —   —     —       —       —       (1,687 )     (1,687 )

December 31, 2023

   83     $ 82,949   3,456     $ 35   227   $ (4,913 )   $ 18,287     $ (35,050 )   $ 111,054     $ 172,362  

 

 

SEE ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS.

 

44
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

 

 

SECURITY FEDERAL CORPORATION AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS

 

   

For the Years Ended December 31,

  

(Dollars in thousands)

  

2023

    

2022

  

CASH FLOWS FROM OPERATING ACTIVITIES:

                

Net Income

   $ 10,190     $ 10,228  

Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities:

                

Depreciation Expense

     2,145       1,966  

Discount Accretion and Premium Amortization, Net

     3,919       6,498  

Provisions for Credit Losses

     246       —  

Earnings on BOLI

     (636 )     (608 )

Origination of Loans Held For Sale

     (21,551 )     (48,485 )

Proceeds From Sale of Loans Held For Sale

     22,123       53,315  

Gain on Sales of Loans

     (626 )     (1,705 )

Loss on Sales of Investment Securities

     —       2  

Loss on Disposal of Premises and Equipment

     29       —  

Gain on Sale of OREO

     (2 )     —  

Write-down of OREO

     15       10  

Write-down of Land Held For Sale

     —       433  

Loss on Sale of Land Held For Sale

     9       —  

Increase in Accrued Interest Receivable

     (701 )     (1,059 )

Amortization of Operating Lease Right-of-Use ("ROU") Assets

     459       391  

Change in Other Assets

     (11,621 )     949  

Change in Lease Liabilities and Other Liabilities

     4,857       (63 )

Net Cash Provided By Operating Activities

     8,855       21,872  

CASH FLOWS FROM INVESTING ACTIVITIES:

                

Purchase of AFS Securities

     (46,033 )     (59,675 )

Proceeds from Payments and Maturities of AFS Securities

     61,841       102,463  

Proceeds from Sale of AFS Securities

     —       22,375  

Purchase of HTM Securities

     (20,253 )     (150,633 )

Proceeds from Payments and Maturities of HTM Securities

     24,762       6,794  

Investment in Certificates of Deposits with Other Banks

     (1,250 )     —  

Purchase of FHLB Stock

     (696 )     (65 )

Redemption of FHLB Stock

     425       —  

Net Increase in Loans Receivable

     (74,687 )     (53,546 )

Proceeds from Sale of Land Held for Sale

     150       —  

Proceeds from Sale of OREO

     107       —  

Purchase and Improvement of Premises and Equipment

     (2,851 )     (4,688 )

Net Cash Used By Investing Activities

     (58,485 )     (136,975 )

CASH FLOWS FROM FINANCING ACTIVITIES:

                

Increase (Decrease) in Deposit Accounts

     84,912       (5,878 )

(Repayments) Proceeds from Other Borrowings, Net

     (8,408 )     803  

Repurchase of Subordinated Debentures

     —       (3,500 )

Proceeds from FRB Borrowings

     446,055       400,880  

Repayment of FRB Borrowings

     (370,935 )     (356,800 )

Purchases of Treasury Stock

     (582 )     —  

Proceeds from Employee Stock Purchase Plan

     57       —  

Proceeds from Issuance of Preferred Stock

     —       82,949  

Dividends to Common Stock Shareholders

     (1,687 )     (2,472 )

Net Cash Provided By Financing Activities

     149,412       115,982  

Net Increase in Cash and Cash Equivalents

     99,782       879  

Cash and Cash Equivalents at Beginning of Year

     28,502       27,623  

Cash and Cash Equivalents at End of Year

   $ 128,284     $ 28,502  

 

45
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

 

SECURITY FEDERAL CORPORATION AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS

 

   

For the Years Ended December 31,

  
   

2023

    

2022

  

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:

          

Cash Paid During the Period For:

                

Interest

   $ 23,019     $ 4,670  

Income Taxes

   $ 2,091     $ 2,159  

Supplemental Schedule of Non Cash Transactions:

                

Change in Unrealized Gains on AFS Securities, Net of Taxes

   $ 5,729     $ (45,995 )

 

SEE ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS.

 

 
46
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements

  

 

NOTE 1 - SIGNIFICANT ACCOUNTING POLICIES

 

The following is a description of the more significant accounting and reporting policies used in the preparation and presentation of the accompanying consolidated financial statements.  All significant intercompany transactions have been eliminated in consolidation.

 

Basis of Consolidation and Nature of Operations

 

The accompanying consolidated financial statements include the accounts of Security Federal Corporation (the “Company”) and its wholly owned subsidiary, Security Federal Bank (the “Bank”) and the Bank’s wholly owned subsidiaries, Security Federal Investments, Inc. ("SFINV"), Security Federal Insurance, Inc. (“SFINS”), and Security Financial Services Corporation (“SFSC”).  SFINV was formed to hold investment securities and allow for better management of the securities portfolio. SFINS is an insurance agency offering auto, business, and home insurance.  Effective April 30, 2022, Collier Jennings Financial Corporation, a wholly owned subsidiary of SFINS, and its subsidiaries, Security Federal Auto Insurance, The Auto Insurance Store Inc., and Security Federal Premium Pay Plans Inc. ("SFPPP") and its wholly owned premium finance subsidiary were dissolved. SFPPP’s ownership interests in four other premium finance subsidiaries were disposed of at an immaterial gain. Additionally, effective April 30, 2022, previously inactive SFSC was dissolved. All significant intercompany transactions and balances have been eliminated in consolidation.

 

The Company also has a wholly owned subsidiary, Security Federal Statutory Trust (the “Trust”), which issued and sold fixed and floating rate capital securities of the Trust.  However, under current accounting guidance, the Trust is not consolidated in the financial statements.  The Bank is primarily engaged in the business of accepting savings and demand deposits and originating mortgage loans and other loans to individuals and small businesses for various personal and commercial purposes.

  

 

Cash and Cash Equivalents

 

For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks, interest-bearing balances in other banks, and federal funds sold.  Cash equivalents have original maturities of three months or less.

 

Investment Securities

 

Investment securities are classified in one of three categories: HTM, AFS, or trading.  Management determines the appropriate classification of debt securities at the time of purchase. Investment securities are classified as HTM when the Company has the positive intent and ability to hold the securities to maturity. These securities are recorded at cost and adjusted for amortization of premiums and accretion of discounts over a level yield basis. Callable debt securities held at a premium are amortized until the earliest call date. Prepayment assumptions on mortgage-backed securities are anticipated.

 

Management classifies investment securities that are not considered to be HTM as AFS.  This type of investment is stated at fair value with unrealized gains and losses, net of tax, reported in a separate component of shareholders' equity (“accumulated other comprehensive income (loss)”). Gains and losses from sales of AFS investment securities are determined using the specific identification method. The Company had no investment securities classified as trading.

 

Allowance for Credit Losses – Available for Sale Securities

 

Management evaluates all AFS investment securities in an unrealized loss position on a quarterly basis, and more frequently when economic or market conditions warrant such evaluation. If the Company has the intent to sell the security or it is more likely than not that the Company will be required to sell the security, the security is written down to fair value and the entire loss is recorded in earnings. If either of the above criteria is not met, the Company evaluates whether the decline in fair value is the result of credit losses or other factors. In making the assessment, the Company may consider various factors including the extent to which fair value is less than amortized cost, performance of any underlying collateral, downgrades in the ratings of the security by a rating agency, the failure of the issuer to make scheduled interest or principal payments and adverse conditions specifically related to the security. If the assessment indicates that a credit loss exists, the present value of cash flows expected to be collected are compared to the amortized cost basis of the security and any excess is recorded as an allowance for credit losses, limited by the amount that the fair value is less than the amortized cost basis. Any amount of unrealized loss that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as provision for (reversal of) credit losses. Losses are charged against the allowance for credit losses when management believes an AFS security is confirmed to be uncollectible or when either of the criteria regarding intent or requirement to sell is met. At December 31, 2023, there was no allowance for credit losses related to the AFS portfolio.  Accrued interest receivable on AFS securities totaled $2.9 million at December 31, 2023 and was excluded from the estimate of credit losses.

 

Allowance for Credit Losses – Held to Maturity Securities

 

Management measures expected credit losses on HTM debt securities on a collective basis by major security type. The estimate of expected credit losses is primarily based on the ratings assigned to the securities by debt rating agencies and the average of the annual historical loss rates associated with those ratings. The Company then multiplies those loss rates, as adjusted for any modifications to reflect current conditions and reasonable and supportable forecasts as considered necessary, by the remaining lives of each individual security to arrive at a lifetime expected loss amount. Additionally, private label collateralized mortgage obligation ("CMO") securities which are not explicitly or implicitly guaranteed by the U.S. government are evaluated utilizing underlying pool data such as historical loss rates, loan-to-value ratios and credit enhancement data.  See "Note 3 - Investments, Held to Maturity" for additional information regarding the major HTM security types. There was no allowance for credit losses on HTM securities at December 31, 2023.  Accrued interest receivable on HTM securities totaled $788,000 at December 31, 2023 and was excluded from the estimate of credit losses.

 

Loans Receivable Held for Investment

 

Loans receivable that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts and deferred fees and costs. Accrued interest receivable related to loans is reported in accrued interest receivable on the consolidated balance sheets. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using methods that approximate a level yield without anticipating prepayments.

 

The accrual of interest is generally discontinued when a loan becomes 90 days past due and is not well collateralized and in the process of collection, or when management believes, after considering economic and business conditions and collection efforts, that the principal or interest will not be collectible in the normal course of business. Past due status is based on contractual terms of the loan. A loan is considered past due when a scheduled payment has not been received 30 days after the contractual due date.

 

All accrued interest is reversed against interest income when a loan is placed on nonaccrual status. Interest received on such loans is accounted for using the cost- recovery method, until qualifying for return to accrual. Under the cost-recovery method, interest income is not recognized until the loan balance is reduced to zero. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current, there is a sustained period of repayment performance, and future payments are reasonably assured.

 

 

47
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

Allowance for Credit Losses on Loans

 

The allowance for credit losses on loans is a valuation account that is deducted from the loans' amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the allowance when management believes the uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Accrued interest receivable is excluded from the estimate of credit losses.  The allowance for credit losses on loans represents management’s estimate of lifetime credit losses inherent in loans as of the balance sheet date. The allowance for credit losses on loans is estimated by management using relevant available information, from both internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts.

 

The Company measures expected credit losses for loans on a pooled basis when similar risk characteristics exist. The Company has identified the following portfolio segments:

 

Real Estate

 

o

 

Construction - Construction loans consist of loans to construct a borrower’s primary or secondary residence or vacant land upon which the owner intends to construct a dwelling at a future date. These loans are typically secured by undeveloped or partially developed land in anticipation of completing construction of a 1-4 family residential property. There is risk these construction and development projects can experience delays and cost overruns exceeding the borrower’s financial ability to complete the project. Such cost overruns can result in foreclosure of partially completed and unmarketable collateral. In addition, construction loans consist of loans to finance land for development of commercial or residential real property and construction of multifamily apartments or other commercial properties. These loans are highly dependent on the supply and demand for commercial real estate as well as the demand for newly constructed residential homes and lots acquired for development. Deterioration in demand could result in decreased collateral values, which could make repayments of outstanding loans difficult for customers.

o

 

Residential Mortgage - Residential mortgages consist of loans to purchase or refinance the borrower’s primary dwelling, second residence or vacation home and are often secured by 1-4 family residential property. Significant and rapid declines in real estate values can result in borrowers having debt levels in excess of the current market value of the collateral.

o

 

Commercial Mortgage - Commercial mortgages can be broadly categorized into owner-occupied and non-owner-occupied loans. Owner-occupied commercial mortgages involve financing for the purchase or refinancing of nonresidential properties that are occupied by the borrowing operating companies. The collateral for these loans typically includes office buildings, warehouses, manufacturing facilities, and other commercial or industrial properties. These loans hinge on the borrowers' ability to achieve business results consistent with the projections made at the loan origination. Although the loans are secured by real property to mitigate risk, there is a possibility that the liquidation of collateral may not fully satisfy the obligation. Non-owner-occupied commercial mortgages are used for purchasing or refinancing investment nonresidential properties. The collateral for these loans encompasses office buildings and complexes, retail facilities, multifamily complexes, land under development, and various other commercial or industrial real estate. The primary risk associated with non-owner-occupied commercial mortgage loans is contingent upon the ability of the income-producing property that collateralizes the loan to generate sufficient cash flow for servicing the debt. Despite being collateralized by real property to mitigate risk, there remains the possibility that the liquidation of collateral will not entirely meet the obligation.

 

Commercial and Agricultural - Commercial and agricultural loans consist of loans or lines of credit to finance accounts receivable, inventory or other general business needs, business credit cards, and lease financing agreements for equipment, vehicles, or other assets. The primary risk associated with commercial and agricultural loans is the ability of borrowers to achieve business results consistent with those projected at origination. Failure to achieve these projections presents risk the borrower will be unable to service the debt consistent with the contractual terms of the loan or lease.

 

Consumer loans

o

Home equity - Home equity loans consist of home equity lines of credit and other lines of credit secured by first or second liens on the borrower’s primary residence. These loans are secured by both senior and junior liens on the residential real estate and are particularly susceptible to declining collateral values.

o

 

Other - Consumer loans consist of loans to finance unsecured home improvements, student loans, automobiles and revolving lines of credit that can be secured or unsecured. The value of the underlying collateral within this class is at risk of potential rapid depreciation which could result in unpaid balances in excess of the collateral.

 

The Company calculates the allowance for credit losses on loans for each pool of loans using a remaining life loss methodology with a two quarter reasonable and supportable forecast period and an immediate reversion period. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses on loans to determine the allowance for credit losses on loans. The Company uses its own internal data to measure historical credit loss experience within the loan pools with similar risk characteristics over an economic cycle. The Company then forecasts the calculated historical loss rates over the calculated remaining life of loans by pool.

 

Additionally, the allowance for credit losses on loans calculation includes subjective adjustments for qualitative risk factors that are likely to cause estimated credit losses to differ from historical experience. These qualitative adjustments may increase or reduce reserve levels and include adjustments for lending management experience and risk tolerance, loan review and audit results, asset quality and portfolio trends, loan portfolio growth, industry concentrations, trends in underlying collateral, external factors and economic conditions not already captured.

 

Loans that do not share risk characteristics are evaluated on an individual basis. When management determines that foreclosure is probable and the borrower is experiencing financial difficulty, the expected credit losses on loans are based on the fair value of collateral at the reporting date adjusted for selling costs as appropriate.

 

Management evaluates the carrying value of the loans periodically and the allowance is adjusted accordingly. While management uses the best information available to make evaluations, future adjustments may be necessary if economic conditions differ substantially from the assumptions used in making these evaluations.  The allowance for credit losses is subject to periodic evaluations by bank regulatory agencies that may require adjustments to be made to the allowance based upon the information that is available at the time of their examination.

 

Allowance for Credit Losses – Unfunded Commitments

 

Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an allowance for credit losses - unfunded commitments unless the commitments to extend credit are unconditionally cancellable, through a charge to provision for unfunded commitments, which is included in the provision for credit losses in the Company’s consolidated income statements. The allowance for credit losses – unfunded commitments is estimated by loan segment at each balance sheet date using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur as well as any third-party guarantees. The allowance for credit losses - unfunded commitments is included in other liabilities on the Company’s consolidated balance sheets.

 

48
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

Loans Receivable Held for Sale

 

The Company originates fixed rate residential loans on a servicing released basis in the secondary market. Loans closed but not yet settled with institutional investors are carried in the Company’s loans held for sale portfolio.  These loans are fixed rate residential loans that have been originated in the Company’s name and have closed.  Virtually all these loans have commitments to be purchased by investors and the majority of these loans were locked in by price with the investors on the same day or shortly thereafter that the loan was locked in with the Company’s customers.  Therefore, these loans present little market risk for the Company. The Company usually delivers to, and receives funding from, the investor within 30 days.  Commitments to sell these loans to the investor are considered derivative contracts and are sold to investors on a “best efforts" basis. The Company is not obligated to deliver a loan or pay a penalty if a loan is not delivered to the investor. As a result of the short-term nature of these derivative contracts, the fair value of the mortgage loans held for sale in most cases is the same as the value of the loan amount at its origination.

 

Other Real Estate Owned

 

Other real estate owned represents real estate and other assets acquired through foreclosure or repossession and are initially recorded at the estimated fair value less costs to sell. Subsequent improvements are capitalized. Costs of holding real estate, such as property taxes, insurance, general maintenance and interest expense, are expensed as a period cost. Fair values are reviewed regularly and allowances for possible losses are established when the carrying value of the asset owned exceeds the fair value less estimated costs to sell. Fair values are generally determined by reference to an outside appraisal.

 

Premises and Equipment

 

Premises and equipment are carried at cost, net of accumulated depreciation.  Depreciation of premises and equipment is amortized on a straight-line method over the estimated useful life of the related asset.  Estimated lives are 7 to 40 years for buildings and improvements and generally 3 to 10 years for furniture, fixtures and equipment.  Maintenance and repairs are charged to current expense.  The cost of major renewals and improvements are capitalized.

 

Land Held for Sale

 

Land held for sale is reported at the lower of the carrying amount and fair value less costs to sell. During the year ended December 31, 2022, the Company recorded a write down on land for sale totaling $433,000 due to a reduction in fair value less costs to sell. No write-downs on land held for sale were recorded during 2023.

 

Goodwill

 

The Company's goodwill is a result of the excess of the cost over the fair value of net assets resulting from the acquisition of Collier Jennings Financial Corporation in July 2006. Goodwill is reviewed for impairment annually or whenever events or changes in circumstances indicate the carrying amount of an asset may not be recoverable.

 

Income Taxes

 

Income tax expense or benefit is recognized for the net change in the deferred tax liability or asset during the year.  That amount together with income taxes currently payable is the total amount of income tax expense or benefit for the year.  Deferred taxes are provided for by the differences in financial reporting bases for assets and liabilities compared with their tax bases. Generally, a current tax liability or asset is established for taxes presently payable or refundable and a deferred tax liability or asset is established for future tax items. A valuation allowance, if applicable, is established for deferred tax assets that may not be realized. Deferred income taxes are provided for differences between the provision for credit losses for financial statement purposes and those allowed for income tax purposes.

 

The Company adopted accounting guidance which prescribes a threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return and also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods and disclosures. There have been no gross amounts of unrecognized tax benefits or interest or penalties related to uncertain tax positions since adoption. There are no unrecognized tax benefits that would, if recognized, affect the effective tax rate. There are no positions for which it is reasonably possible that the total amounts of unrecognized tax benefits will significantly increase or decrease within the next 12 months.

 

Advertising Expense

 

Advertising and public relations costs are generally expensed as incurred.  External costs relating to direct mailing are expensed in the period in which the direct mailings are sent.  Advertising and public relations costs of $980,000 and $988,000 were included in the Company’s results of operations for the years ended December 31, 2023 and 2022, respectively.

 

49
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

Stock-Based Compensation

 

The Company accounts for compensation costs under its stock option plans using the fair value method. This method requires the measurement of the cost of employee services received in exchange for an award of equity instruments based upon the fair value of the award on the grant date. The cost of the award is recognized in the income statement over the vesting period of the award.

 

Net Income Per Common Share

 

Accounting guidance specifies the computation, presentation and disclosure requirements for earnings per share (“EPS”) for entities with publicly held common stock or potential common stock such as options, warrants, convertible securities or contingent stock agreements if those securities trade in a public market. Basic EPS is computed by dividing net income by the weighted average number of common shares outstanding.  Diluted EPS is similar to the computation of basic EPS except that the denominator is increased to include the number of additional common shares that would have been outstanding if the dilutive common shares had been issued.  The dilutive effect of options outstanding under the Company’s stock option plan is reflected in diluted EPS by application of the treasury stock method.

 

There were no stock options outstanding as of December 31, 2023 and 2022; and therefore, no dilutive options in the calculation of diluted EPS for those periods. The following tables show the Company’s net income per common share for the years indicated.

 

  

Year Ended December 31,

 
  

2023

  

2022

 

(Dollars in thousands, except EPS)

 

Income

  

Shares

  

EPS

  

Income

  

Shares

  

EPS

 

Basic EPS

 $10,190   3,248,149  $3.14  $10,228   3,252,884  $3.14 

 

Use of Estimates

 

The preparation of financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the dates of the financial statements and the reported amounts of income and expenses during the reporting periods.  Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes include:

 

 

•

Determination of the allowance for credit losses and provision for credit losses

 

•

Valuation of real estate acquired in conjunction with foreclosures or in satisfaction of loans

 

•

Income taxes, including tax provisions and realization of deferred tax assets

 

•

Fair value of assets and liabilities

 

Operating Segments

 

Accounting standards require that information be reported about a company’s operating segments using a “management approach.” Reportable segments are identified in these standards as those revenue producing components for which separate financial information is produced internally and which are subject to evaluation by the chief operating decision maker. While the chief operating decision maker monitors the revenue streams of the various products and services, operations are managed, and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable segment.

 

Reclassifications

 

Certain amounts in prior years’ consolidated financial statements have been reclassified to conform to current period classifications. There were no changes to previously reported net income or shareholders' equity.

 

50
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

Recently Issued or Adopted Accounting Standards

 

The following is a summary of recent authoritative pronouncements that could affect accounting, reporting, and disclosure of financial information by the Company:

 

On January 1, 2023, the Company adopted Accounting Standards Update (“ASU”) 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments Accounting Standards Codification (“ASC”) 326. This standard replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. CECL requires an estimate of credit losses for the remaining estimated life of the financial asset using historical experience, current conditions, and reasonable and supportable forecasts and generally applies to financial assets measured at amortized cost, including loan receivables and HTM debt securities, and some off-balance sheet credit exposures such as unfunded commitments to extend credit. Financial assets measured at amortized cost will be presented at the net amount expected to be collected by using an allowance for credit losses.

 

In addition, CECL made changes to the accounting for AFS debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on AFS debt securities if management does not intend to sell and does not believe that it is more likely than not, they will be required to sell. The Company adopted ASC 326 and all related subsequent amendments thereto effective January 1, 2023 using the modified retrospective approach for all financial assets measured at amortized cost and off-balance sheet credit exposures. The transition adjustment of the adoption of CECL included an increase in the allowance for credit losses on loans of $784,000, which is presented as a reduction to net loans outstanding, and an increase in the allowance for credit losses on unfunded loan commitments of $1.2 million, which is recorded within "Other Liabilities." The Company recorded a net decrease to retained earnings of $1.6 million as of January 1, 2023 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Results for reporting periods beginning after January 1, 2023 are presented under CECL while prior period amounts continue to be reported in accordance with previously applicable accounting standards (“Incurred Loss”).  The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectible interest. The adoption of CECL had an insignificant impact on the Company's HTM and AFS securities portfolios.

 

In January 2023, the Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminated the accounting guidance for troubled debt restructurings (“TDRs”) while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the guidance requires disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The Company adopted the guidance using the modified retrospective method. Upon adoption of this guidance, the Company is no longer required to establish a specific reserve for modifications to borrowers experiencing financial difficulty. Instead, these modifications are included in their respective cohort and a historical loss rate is applied to the current loan balance to arrive at the quantitative baseline portion of the allowance. The difference between the allowance previously determined and the current allowance was not material to the Company’s financial statements.

 

In December 2022, the FASB issued amendments to extend the time preparers can use the reference rate reform relief guidance under ASC Topic 848 from December 31, 2022, to December 31, 2024, to address the fact that all London Interbank Offered Rate ("LIBOR") tenors were not discontinued as of December 31, 2021, and some tenors will be published until June 2023. The amendments are effective immediately for all entities and are applied prospectively. These amendments did not have a material effect on the Company's financial statements.

 

In December 2023, the FASB amended the Income Taxes topic in the Accounting Standards Codification to improve the transparency of income tax disclosures. The amendments are effective for annual periods beginning after December 15, 2024. Early adoption is permitted for annual financial statements that have not yet been issued or made available for issuance. The Company does not expect these amendments to have a material effect on its financial statements. 

 

Other accounting standards that have been issued or proposed by the FASB or other standards-setting authorities are not expected to have a material impact on the Company’s consolidated financial position, results of operations or cash flows.

 

Risks and Uncertainties

 

In the normal course of its business, the Company encounters two significant types of risk: economic and regulatory.  There are three main components of economic risk: interest rate risk, credit risk, and market risk.  The Company is subject to interest rate risk to the degree that its interest-bearing liabilities mature or reprice at different speeds, or on different bases, than its interest-earning assets.  Credit risk is the risk of default on the Company’s loan portfolio that results from borrowers’ inability or unwillingness to make contractually required payments.  Market risk reflects changes in the value of collateral underlying loans receivable, the valuation of real estate held by the Company, and the valuation of loans held for sale and securities available for sale.  The Company is subject to the regulations of various government agencies.  These regulations can and do change significantly from period to period.  The Company also undergoes periodic examinations by the bank regulatory agencies, which may subject it to further changes with respect to asset valuations, amounts of required loss allowances, and operating restrictions, resulting from the regulators’ judgments based on information available to them at the time of their examination.

 

 

51
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
  
 

NOTE 2 - INVESTMENTS, AVAILABLE FOR SALE

 

AFS securities are recorded at fair market value. There was no allowance for credit losses for AFS securities as of December 31, 2023. The amortized cost, gross unrealized gains, gross unrealized losses, and fair values of AFS securities at the dates indicated were as follows:

 

  

December 31, 2023

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair value

 

Student Loan Pools

 $51,022  $72  $(728) $50,366 

Small Business Administration (“SBA”) Bonds

  79,014   416   (2,677)  76,753 

Tax Exempt Municipal Bonds

  21,501   643   (908)  21,236 

Taxable Municipal Bonds

  64,669   —   (11,554)  53,115 

Mortgage-Backed Securities ("MBS")

  368,081   31   (31,942)  336,170 

Total AFS Securities

 $584,287  $1,162  $(47,809) $537,640 

 

  

December 31, 2022

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair value

 

Student Loan Pools

 $60,855  $12  $(1,709) $59,158 

SBA Bonds

  102,293   584   (3,247)  99,630 

Tax Exempt Municipal Bonds

  22,537   405   (1,632)  21,310 

Taxable Municipal Bonds

  65,250   —   (14,480)  50,770 

MBS

  353,222   30   (33,972)  319,280 

Total AFS Securities

 $604,157  $1,031  $(55,040) $550,148 

 

Student Loan Pools are typically 97% guaranteed by the United States government while SBA bonds are 100% backed by the full faith and credit of the United States government. The majority of the Bank's MBS are issued or guaranteed by an agency of the United States government such as Ginnie Mae, or by Government Sponsored Entities ("GSEs"), including Fannie Mae and Freddie Mac. Ginnie Mae MBS are backed by the full faith and credit of the United States government, while those issued by GSEs are not. Also included in MBS are private label collateralized mortgage obligation ("CMO") securities, which are issued by non-governmental real estate mortgage investment conduits and are not backed by the full faith and credit of the United States government. At December 31, 2023 the Bank held an amortized cost and fair value of $83.3 million and $76.7 million in private label CMO securities, compared to an amortized cost and fair value of $60.1 million and $53.8 million at December 31, 2022, respectively.

 

The amortized cost and fair value of AFS securities at December 31, 2023 are shown below by contractual maturity.  Expected maturities will differ from contractual maturities because borrowers have the right to prepay obligations with or without call or prepayment penalties. Since MBS are not due at a single maturity date, they are disclosed separately, rather than allocated over the maturity groupings below.

 

(Dollars in thousands)

 

Amortized Cost

  

Fair Value

 

Due in one year or less

 $5  $5 

Due after one year to five years

  7,646   7,664 

Due after five to ten years

  73,665   69,452 

Due after ten years or more

  134,890   124,349 

MBS

  368,081   336,170 

Total AFS Securities

 $584,287  $537,640 

 

The amortized cost and fair value of AFS securities pledged as collateral for certain deposit accounts, FHLB advances, FRB, and other borrowings were $533.7 million and $490.5 million at December 31, 2023, and $318.0 million and $297.0 million at December 31, 2022, respectively.

 

There were no sales of AFS securities during the year ended December 31, 2023 , and therefore, no proceeds from sales, gross gains or gross losses were recorded during 2023.  The Bank received $22.4 million in gross proceeds from sales of AFS securities and recognized gross gains of $159,000 and gross losses of $161,000 during the year ended December 31, 2022 .

 

 

52
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

The following tables summarize gross unrealized losses and the related fair value, aggregated by investment category and length of time that individual AFS securities have been in a continuous unrealized loss position at the dates indicated.

 

  

December 31, 2023

 
  

Less than 12 Months

  

12 Months or More

  

Total

 
  

Fair

  

Unrealized

      

Fair

  

Unrealized

      

Fair

  

Unrealized

 

(Dollars in thousands)

 

Value

  

Losses

  

#

  

Value

  

Losses

  

#

  

Value

  

Losses

 

Student Loan Pools

 $377  $1   1  $43,872  $727   34  $44,249  $728 

SBA Bonds

  2,200   5   4   39,151   2,672   63   41,351   2,677 

Tax Exempt Municipal Bonds

  —   —   —   12,965   908   12   12,965   908 

Taxable Municipal Bonds

  —   —   —   53,115   11,554   59   53,115   11,554 

MBS

  36,069   434   30   292,864   31,508   213   328,933   31,942 
  $38,646  $440   35  $441,967  $47,369   381  $480,613  $47,809 

 

  

December 31, 2022

  

Less than 12 Months

  

12 Months or More

  

Total

  

Fair

  

Unrealized

      

Fair

  

Unrealized

      

Fair

  

Unrealized

 

(Dollars in thousands)

 

Value

  

Losses

  

#

  

Value

  

Losses

  

#

  

Value

  

Losses

 

Student Loan Pools

 $24,768  $638   16  $30,684  $1,071   23  $55,452  $1,709 

SBA Bonds

  8,404   121   18   45,969   3,126   52   54,373   3,247 

Tax Exempt Municipal Bonds

  8,051   719   9   4,929   913   4   12,980   1,632 

Taxable Municipal Bonds

  14,428   3,197   17   36,342   11,283   43   50,770   14,480 

MBS

  146,016   11,133   145   170,578   22,839   89   316,594   33,972 
  $201,667  $15,808   205  $288,502  $39,232   211  $490,169  $55,040 

 

At December 31, 2023, the Company’s AFS security portfolio consisted of 514 securities, 416 of which were in an unrealized loss position. The majority of unrealized losses are related to the Company’s SBA bonds, MBS, and taxable municipal bonds. Management’s evaluation of those securities is discussed below. The Company reviews its investment securities portfolio at least quarterly and more frequently when economic conditions warrant, assessing whether an allowance for credit loss is deemed necessary.

 

SBA Bonds

 

At December 31, 2023, there were 120 SBA Bonds, 67 of which had unrealized losses.  These unrealized losses related principally to changes in market interest rates. The contractual terms of the investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments.  Because the Company does not intend to sell the investments and it is more likely than not that the Company will not be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company did not recognize unrealized losses into income at December 31, 2023. SBA securities are fully backed by the U.S. government.

 

MBS

 

At December 31, 2023, approximately 81% of the AFS MBS held by the Company were issued or guaranteed by an agency of the U.S. government such as Ginnie Mae, or by Government Sponsored Entities ("GSEs"), including Fannie Mae and Freddie Mac. Ginnie Mae MBS are backed by the full faith and credit of the U.S. government, while those issued by GSEs are not. At December 31, 2023, there were 194 of these securities in an unrealized loss position. This impairment is believed to be caused by the current interest rate environment. The contractual cash flows of those investments are guaranteed by an agency of the U.S. Government. Because the decline in market value is attributable to the current interest rate environment and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, unrealized losses were not recognized into income as of December 31, 2023.

 

Also included in MBS are private label collateralized mortgage obligation ("CMO") securities, which are issued by non-governmental real estate mortgage investment conduits and are not backed by the full faith and credit of the U.S. government. At December 31, 2023 we held 53 private label CMO securities with an amortized cost and fair value of $83.3 million and $76.7 million, respectively. At that date, 49 of these securities had unrealized losses. Of the 49 securities in a loss position, 36 were rated AA or higher by Moody’s, Bloomberg, and/or S&P. In addition, each of the individual securities have credit enhancements and LTVs further reducing potential realized losses. This impairment is believed to be caused by the current interest rate environment. Because the decline in market value is attributable to the current interest rate environment and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, unrealized losses were not recognized into income as of December 31, 2023.

 

Municipal Bonds

 

At December 31, 2023 there were 12 tax exempt municipal securities and 59 taxable municipal securities that had unrealized losses. The Company believes the unrealized losses on those investments were caused by the interest rate environment and do not relate to the underlying credit quality of the issuers. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, unrealized losses were not recognized into income as of December 31, 2023. Each of the Municipal securities held were rated “A2” (Moody’s) or “AA-” (S&P) or better.

 

Accrued interest receivable on AFS securities totaled $2.9 million at December 31, 2023 and was excluded from the estimate of credit losses.

 

53
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
  
 

NOTE 3 - INVESTMENTS, HELD TO MATURITY

 

HTM securities are recorded at amortized cost. The amortized cost, gross unrealized gains, gross unrealized losses, and fair values of HTM securities at the dates indicated were as follows:

 

  

December 31, 2023

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

US Treasury Bonds

 $23,874  $—  $(278) $23,596 

FHLB Bond

  1,000   —   —   1,000 

Student Loan Pools

  16,881   278   —   17,159 

SBA Bonds

  11,305   493   —   11,798 

Taxable Municipal Bonds

  962   —   (28)  934 

MBS

  109,050   96   (5,093)  104,053 

Total HTM Securities

 $163,072  $867  $(5,399) $158,540 

 

  

December 31, 2022

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

US Treasury Bonds

 $34,512  $—  $(682) $33,830 

FHLB Bond

  1,000   —   (1)  999 

Student Loan Pools

  16,388   88   (59)  16,417 

SBA Bonds

  3,521   162   —   3,683 

Taxable Municipal Bonds

  952   —   (60)  892 

MBS

  111,065   29   (5,451)  105,643 

Total HTM Securities

 $167,438  $279  $(6,253) $161,464 

 

At December 31, 2023, the amortized cost and fair value of HTM securities that were pledged as collateral for certain deposit accounts, FHLB advances and other borrowings were $107.5 million and $103.8 million compared to an amortized cost and fair value of $25.3 million and $24.5 million at December 31, 2022, respectively.

 

At December 31, 2023, HTM securities had a combined book value of $163.1 million and an average book yield of 4.85%, which was calculated by multiplying the carrying value of each HTM security by its yield and dividing the sum of these results by the total carrying value. The following table includes a summary of the amortized cost and average book yield of HTM securities by contractual maturity at December 31, 2023.  Since MBS do not have fixed maturity dates, they are disclosed separately.

 

  

Carrying Value

  

Average Book Yield

 

HTM Securities:

        

Due in one year or less

 $11,978   2.94%

Due after one year through five years

  13,858   3.60%

Due after five years through ten years

  6,914   6.90%

Due after ten years

  21,272   7.07%

MBS

  109,050   4.66%

Total HTM Securities

 $163,072   4.85%

 

 

54
 
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

The following tables summarize gross unrealized losses and the related fair value, aggregated by investment category and length of time that individual HTM securities have been in a continuous unrealized loss position at the dates indicated.

 

  

December 31, 2023

 
  

Less than 12 Months

  

12 Months or More

  

Total

 
  

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 

(Dollars in thousands)

 

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 

US Treasury Bonds

 $—  $—  $23,596  $278  $23,596  $278 

Taxable Municipal Bonds

  —   —   934   28   934   28 

MBS

  40,732   458   58,731   4,635   99,463   5,093 
  $40,732  $458  $83,261  $4,941  $123,993  $5,399 

 

  

December 31, 2022

 
  

Less than 12 Months

  

12 Months or More

  

Total

 

(Dollars in thousands)

 

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 
  

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 

US Treasury Bonds

 $33,830  $682  $—  $—  $33,830  $682 

FHLB Bond

  999   1   —   —   999   1 

Student Loan Pools

  6,520   59   —   —   6,520   59 

Taxable Municipal Bonds

  892   60   —   —   892   60 

MBS

  88,351   3,145   9,334   2,306   97,685   5,451 
  $130,592  $3,947  $9,334  $2,306  $139,926  $6,253 

 

At December 31, 2023 and 2022, 55 and 54 individual HTM securities were in a loss position, including 42 and six securities that were in a loss position for greater than 12 months, respectively. The Company believes, based on industry analyst reports and credit ratings, that the deterioration in value was attributable to changes in market interest rates and was not in the credit quality of the issuer. The Company has the ability and intent to hold these securities to maturity.

 

The estimate of expected credit losses on HTM securities is primarily based on the ratings assigned to the securities by debt rating agencies and the average of the annual historical loss rates associated with those ratings. The Company then multiplies those loss rates, as adjusted for any modifications to reflect current conditions and reasonable and supportable forecasts as considered necessary, by the remaining lives of each individual security to arrive at a lifetime expected loss amount. Additionally, private label CMO securities which are not explicitly or implicitly guaranteed by the U.S. government are evaluated utilizing underlying pool data such as historical loss rates, loan-to-value ratios and credit enhancement data. At December 31, 2023 the Bank held an amortized cost and fair value of $14.6 million and $14.3 million in HTM private label CMO securities, compared to an amortized cost and fair value of $16.7 million and $16.2 million at December 31, 2022, respectively. All MBS issued by government-sponsored corporations are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. The state and local governments securities held by the Company are highly rated by major rating agencies.

 

As a result of the analysis, the allowance for credit losses for HTM securities was not considered to be material as of December 31, 2023. The following table summarizes the amortized cost and credit ratings of our HTM securities that were considered to have greater than zero percent credit loss probability at December 31, 2023.

 

(Dollars in thousands)

 

Amortized Cost

 

Taxable Municipal Bond

    

AA

  962 

Total Taxable Municipal Bond

  962 

Private Label MBS

    

AAA

  9,259 

A

  1,663 

Not Rated

  3,695 

Total Private Label

  14,617 

 

As of December 31, 2023, there were no HTM securities that were classified as either nonaccrual or 90 days or more past due and still accruing. Accrued interest receivable on HTM securities totaled $788,000 at December 31, 2023 and was excluded from the estimate of credit losses.

 

55
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 
 

NOTE 4 - LOANS RECEIVABLE, NET

 

Loans receivable, net, at the dates indicated are summarized as follows:

 

  

December 31,

 
  

2023

  

2022

 

(Dollars in thousands)

 

Balance

  

% of Total Gross Loans

  

Balance

  

% of Total Gross Loans

 

Real Estate Loans:

                

Construction

 $104,508   16.5% $112,794   20.1%

Residential Mortgage

  172,883   27.2%  110,057   19.6%

Commercial

  264,802   41.7%  252,154   44.9%

Commercial and Agricultural Loans

  33,286   5.3%  30,648   5.5%

Consumer Loans:

                

Home Equity Lines of Credit ("HELOC")

  34,497   5.4%  31,737   5.7%

Other Consumer Loans

  24,520   3.9%  23,598   4.2%

Total Loans Held For Investment, Gross

  634,496   100.0%  560,988   100.0%

Less:

                

Allowance For Credit Losses

  12,569       11,178     

Deferred Loan Fees

  365       806     
   12,934       11,984     

Loans Receivable Held For Investment, Net

 $621,562      $549,004     

 

Credit Quality Indicators

 

The Bank categorizes loans into risk categories based on relevant information regarding the borrowers' ability to pay off their loan in accordance with its terms. This information includes; but is not limited to, current financial and credit documentation, payment history, public information and current economic trends, among other factors. Risk ratings are used to rate the credit quality of loans for the purposes of determining the Bank’s allowance for credit losses. The following definitions are used for credit quality risk ratings:

 

Pass - loans that are performing and are deemed adequately protected by the net worth of the borrower or the underlying collateral value. These loans are considered to have the least amount of risk in terms of determining the allowance for credit losses.

 

Caution - loans that do not currently expose the Bank to sufficient risk to warrant adverse classification but possess weaknesses.

 

Special Mention - loans that do not currently expose the Bank to sufficient risk to warrant adverse classification but possess more weaknesses than Caution loans.

 

Substandard - loans that are considered to have the most risk. These loans typically have an identified weakness or weaknesses and are inadequately protected by the net worth of the borrower or collateral value. All loans 90 days or more past due are automatically classified in this category.

 

Doubtful - loans that have all of the weaknesses of Substandard loans and those weaknesses make collection or liquidation highly questionable and improbable based on current conditions and values.

 

Loss - loans that are considered uncollectible and of such little values that their continuance as assets is not warranted.

 

56
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

The following table presents the Company's recorded investment in loans, excluding loans held for sale, by credit quality indicators, loan segment and year of origination as of December 31, 2023.

 

  

December 31, 2023

             
  

Term Loans by Year of Origination

         

(Dollars in thousands)

 

2023

  

2022

  

2021

  

2020

  

2019

  

Prior

  

Revolving

  

Total

 

Real Estate - Construction

                                

Pass

 $31,811  $21,125  $15,431  $1,518  $617  $1,322  $5,089  $76,913 

Caution

  4,073   14,381   1,192   3,148   275   333   150   23,552 

Special Mention

  —   29   —   —   1,072   457   —   1,558 

Substandard

  143   310   333   133   1,474   92   —   2,485 

Total Real Estate - Construction

  36,027   35,845   16,956   4,799   3,438   2,204   5,239   104,508 

Current Period Gross Write-Offs

  —   —   —   —   —   1   —   1 

Real Estate - Mortgage

                                

Pass

  28,352   36,426   12,290   14,164   3,991   22,239   9,708   127,170 

Caution

  15,050   10,397   5,954   1,497   1,546   4,134   149   38,727 

Special Mention

  2,291   158   430   394   —   190   —   3,463 

Substandard

  574   —   618   —   48   2,283   —   3,523 

Total Real Estate - Mortgage

  46,267   46,981   19,292   16,055   5,585   28,846   9,857   172,883 

Current Period Gross Write-Offs

  —   —   —   —   —   —   —   — 

Real Estate - Commercial

                                

Pass

  12,702   48,077   49,377   16,593   17,806   52,848   2,375   199,778 

Caution

  16,951   4,880   4,212   5,197   12,831   8,468   20   52,559 

Special Mention

  213   900   452   408   —   5,485   100   7,558 

Substandard

  —   342   57   —   —   4,508   —   4,907 

Total Real Estate - Commercial

  29,866   54,199   54,098   22,198   30,637   71,309   2,495   264,802 

Current Period Gross Write-Offs

  —   —   —   —   —   —   —   — 

Commercial and Agricultural

                                

Pass

  4,763   5,991   6,672   643   348   2,128   4,205   24,750 

Caution

  3,732   1,131   1,715   67   16   207   816   7,684 

Special Mention

  458   22   100   9   7   90   —   686 

Substandard

  —   —   —   1   —   62   103   166 

Total Commercial and Agricultural

  8,953   7,144   8,487   720   371   2,487   5,124   33,286 

Current Period Gross Write-Offs

  —   —   16   —   —   —   —   16 

Home Equity Lines of Credit

                                

Pass

  —   —   —   —   —   —   27,192   27,192 

Caution

  —   —   —   —   —   —   6,290   6,290 

Special Mention

  —   —   —   —   —   —   401   401 

Substandard

  —   —   —   —   —   —   614   614 

Total Home Equity Lines of Credit

  —   —   —   —   —   —   34,497   34,497 

Current Period Gross Write-Offs

  —   —   —   —   —   —   1   1 

Other Consumer

                                

Pass

  6,543   3,874   1,580   740   190   63   4,922   17,912 

Caution

  2,316   1,975   911   468   137   51   295   6,153 

Special Mention

  77   123   —   —   —   —   6   206 

Substandard

  67   36   73   48   10   6   9   249 

Total Other Consumer

  9,003   6,008   2,564   1,256   337   120   5,232   24,520 

Current Period Gross Write-Offs

  —   23   17   17   —   11   89   157 

Total Loans

 $130,116  $150,177  $101,397  $45,028  $40,368  $104,966  $62,444  $634,496 

Total Current Period Gross Write-Offs

 $-  $23  $33  $17  $-  $12  $90  $175 

 

The table below summarizes the balance by credit quality rating and loan segment, excluding loans held for sale, at December 31, 2022.   

 

  

Pass

  

Caution

  

Special Mention

  

Substandard

  

Total Loans

 

Construction Real Estate

 $91,564  $18,838  $2,014  $378  $112,794 

Residential Real Estate

  84,028   22,373   888   2,768   110,057 

Commercial Real Estate

  196,063   47,821   3,271   4,999   252,154 

Commercial and Agricultural

  25,384   4,593   371   300   30,648 

Consumer HELOC

  25,694   5,018   402   623   31,737 

Other Consumer

  16,515   6,725   179   179   23,598 

Total Loans

 $439,248  $105,368  $7,125  $9,247  $560,988 

 

57
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

Past Due and Non-accrual Loans

 

The following tables present an age analysis of past due balances by category at the dates indicated.

 

  

December 31, 2023

 
  

30-59 Days

  

60-89 Days

  

90 Days or

          

Total Loans

 

(Dollars in thousands)

 

Past Due

  

Past Due

  

More Past Due

  

Total Past Due

  

Current

  

Receivable

 

Construction Real Estate

 $971  $

—

  $643  $1,614  $102,894  $104,508 

Residential Real Estate

  1,103   47   240   1,390   171,493   172,883 

Commercial Real Estate

  500   519   336   1,355   263,447   264,802 

Commercial and Agricultural

  81   1   2   84   33,202   33,286 

Consumer HELOC

  347   64   21   432   34,065   34,497 

Other Consumer

  273   138   46   457   24,063   24,520 

Total

 $3,275  $769  $1,288  $5,332  $629,164  $634,496 

 

  

December 31, 2022

 
  

30-59 Days

  

60-89 Days

  

90 Days or

          

Total Loans

 

(Dollars in thousands)

 

Past Due

  

Past Due

  

More Past Due

  

Total Past Due

  

Current

  

Receivable

 

Construction Real Estate

 $—  $—  $100  $100  $112,694  $112,794 

Residential Real Estate

  1,557   —   472   2,029   108,028   110,057 

Commercial Real Estate

  2,671   89   354   3,114   249,040   252,154 

Commercial and Agricultural

  6   2   55   63   30,585   30,648 

Consumer HELOC

  199   —   74   273   31,464   31,737 

Other Consumer

  272   79   17   368   23,230   23,598 

Total

 $4,705  $170  $1,072  $5,947  $555,041  $560,988 

 

58
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

At December 31, 2023 and 2022, the Bank did not have any loans that were 90 days or more past due and still accruing interest. At December 31, 2023, $5.0 million in non-accrual loans were current, $472,000 were 30-59 days past due, and $123,000 were 60-89 days past due. The remaining non-accrual loans were 90 or more days past due. Our strategy is to work with our borrowers to reach acceptable payment plans while protecting our interests in the existing collateral.  In the event an acceptable arrangement cannot be reached, we may have to acquire these properties through foreclosure or other means and subsequently sell, develop, or liquidate them.

 

The following table shows non-accrual loans by category at the dates indicated.

 

  

CECL

  

Incurred Loss

 
  

December 31, 2023

  

December 31, 2022

 
  

Nonaccrual Loans

  

Nonaccrual Loans

  

Total

     

(Dollars in thousands)

  with No Allowance   with an Allowance   Nonaccrual Loans   Nonaccrual Loans 

Construction Real Estate

 $868  $—  $868  $115 

Residential Real Estate

  1,307   —   1,307   1,545 

Commercial Real Estate

  4,125   —   4,125   4,282 

Commercial and Agricultural

  50   —   50   113 

Consumer HELOC

  413   —   413   188 

Other Consumer

  62   —   62   29 

Total Nonaccrual Loans

 $6,825  $—  $6,825  $6,272 

 

 

The Company did not recognize any interest income on nonaccrual loans during the year ended  December 31, 2023. The following table represents the accrued interest receivables written off by reversing interest income during the year ended  December 31, 2023 :

 

  

For the Year Ended

 

(Dollars in thousands)

 

December 31, 2023

 

Construction Real Estate

 $22 

Residential Real Estate

  7 

Commercial Real Estate

  1 

Commercial and Agricultural

  1 

Consumer HELOC

  — 

Other Consumer

  3 

Total Loans

 $34 

 

Allowance for Credit Losses

 

The table below shows the activity in the allowance for credit losses on loans by loan category for the year ended year ended  December 31, 2023 under the CECL methodology.

 

  

For the Year Ended December 31, 2023

 
  

Real Estate

  

Commercial and

  

Consumer

     

(Dollars in thousands)

 

Construction

  

Residential

  

Commercial

  

Agricultural

  

HELOC

  

Other

  

Total

 

Beginning Balance

 $2,323  $2,124  $4,805  $875  $599  $452  $11,178 

Adjustment to Allowance for Credit Loss on Adoption of ASU 2016-13

  264   462   (341)  112   108   179   784 

Provision for (Reversal of) Credit Losses

  (775)  911   569   (189)  (13)  98   601 

Charge-Offs

  (1)  —   —   (16)  (1)  (157)  (175)

Recoveries

  17   54   19   26   38   27   181 

Ending Balance

 $1,828  $3,551  $5,052  $808  $731  $599  $12,569 

 

Prior to the adoption of ASC 326 on January 1, 2023, the Company calculated the allowance for loan losses under the Incurred Loss methodology. The following table shows the activity in the allowance for loan losses by category for year ended December 31, 2022.

 

  

For the Year Ended December 31, 2022

 
  

Real Estate

  

Commercial and

  

Consumer

     

(Dollars in thousands)

 

Construction

  

Residential

  

Commercial

  

Agricultural

  

HELOC

  

Other

  

Total

 

Beginning Balance

 $2,401  $1,663  $4,832  $1,242  $518  $431  $11,087 

Provision for (Reversal of) Credit Losses

  (113)  415   (160)  (305)  30   133   — 

Charge-Offs

  —   —   —   (105)  —   (162)  (267)

Recoveries

  35   46   133   43   51   50   358 

Ending Balance

 $2,323  $2,124  $4,805  $875  $599  $452  $11,178 

 

59
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

Allowance for Credit Losses and Collateral Dependent Loans

 

The Company has certain loans for which repayment is dependent upon the operation or sale of collateral, as the borrower is experiencing financial difficulty. The underlying collateral can vary based upon the type of loan. The following provides more detail about the types of collateral that secure collateral dependent loans:

 

o

Commercial real estate loans can be secured by either owner occupied commercial real estate or non-owner occupied investment commercial real estate. Typically, owner occupied commercial real estate loans are secured by office buildings, warehouses, manufacturing facilities and other commercial and industrial properties occupied by operating companies. Non-owner occupied commercial real estate loans are generally secured by office buildings and complexes, retail facilities, multifamily complexes, land under development, industrial properties, as well as other commercial or industrial real estate.

o

Construction real estate loans are typically secured by commercial and residential lots.

o

Commercial and agricultural business loans are primarily secured by business equipment, furniture and fixtures, inventory and receivables.

o

Residential real estate loans are typically secured by first mortgages, and in some cases could be secured by a second mortgage.

o

Home equity lines of credit are generally secured by second mortgages on residential real estate property.

o

Consumer loans are generally secured by automobiles, motorcycles, recreational vehicles and other personal property. Some consumer loans are unsecured and have no underlying collateral.

 

The following table summarizes the amortized cost of collateral dependent loans:

 

(Dollars in thousands)

 

December 31, 2023

 

Construction Real Estate

 $643 

Residential Real Estate

  668 

Commercial Real Estate

  3,567 

Commercial and Agricultural

  — 

Consumer HELOC

  332 

Other Consumer

  — 

Total

 $5,210 

 

Prior to the adoption of ASU 2016-13, loans were considered impaired when, based on current information and events, it was probable the Company would be unable to collect all amounts due in accordance with the original contractual terms of the loan agreements. Impaired loans include loans on nonaccrual status and accruing troubled debt restructurings. When determining if the Company would be unable to collect all principal and interest payments due in accordance with the contractual terms of the loan agreement, the Company considered the borrower’s capacity to pay, which included such factors as the borrower’s current financial statements, an analysis of global cash flow sufficient to pay all debt obligations and an evaluation of secondary sources of repayment, such as guarantor support and collateral value. Non-accrual commercial loans under $200,000 and non-accrual consumer loans under $100,000 were considered immaterial and are excluded from the impairment review. The tables below include all loans deemed impaired, whether individually assessed for impairment or not. If a loan was deemed impaired, a specific valuation allowance was allocated, if necessary, so that the loan was reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment was expected solely from the collateral. Interest payments on impaired loans were typically applied to principal unless collectability of the principal amount was reasonably assured, in which case interest was recognized on a cash basis.

 

The table below summarizes the impaired loan balances evaluated individually and collectively for impairment within the allowance for loan losses and loans receivable balances under the Incurred Loss methodology at December 31, 2022.

 

  

Allowance For Loan Losses

  

Loans Receivable

 

(Dollars in thousands)

 

Individually Evaluated For Impairment

  

Collectively Evaluated For Impairment

  

Total

  

Individually Evaluated For Impairment

  

Collectively Evaluated For Impairment

  

Total

 

Construction Real Estate

 $—  $2,323  $2,323  $115  $112,679  $112,794 

Residential Real Estate

  —   2,124   2,124   1,089   108,968   110,057 

Commercial Real Estate

  —   4,805   4,805   4,282   247,872   252,154 

Commercial and Agricultural

  —   875   875   31   30,617   30,648 

Consumer HELOC

  —   599   599   49   31,688   31,737 

Other Consumer

  —   452   452   —   23,598   23,598 

Total

 $—  $11,178  $11,178  $5,566  $555,422  $560,988 

 

 

60
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

The table below presents information related to impaired loans by loan category at December 31, 2022 under the Incurred Loss methodology.

 

  

December 31, 2022

 
      

Unpaid

      

Average

  

Interest

 
  

Recorded

  

Principal

  

Related

  

Recorded

  

Income

 

Impaired Loans (Dollars in thousands)

 

Investment

  

Balance

  

Allowance

  

Investment

  

Recognized

 

Construction Real Estate

 $115  $115  $—  $117  $— 

Residential Real Estate

  1,089   1,626   —   1,133   — 

Commercial Real Estate

  4,282   4,282   —   4,382   — 

Commercial and Agricultural

  31   926   —   31   — 

Consumer HELOC

  49   49   —   52   — 

Other Consumer

  —   —   —   —   — 

Total

 $5,566  $6,998  $—  $5,715  $— 

 

 

Modifications to Borrowers Experiencing Financial Difficulty

 

The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon asset origination or acquisition. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification.

 

Modifications made to borrowers experiencing financial difficulty typically have their impact already factored into the allowance for credit losses. This is due to the measurement methodologies utilized in estimating the allowance.  Consequently, a change to the allowance for credit losses is generally not recorded upon modification. Occasionally, the Company modifies loans by providing principal forgiveness on certain of its real estate loans. When principal forgiveness is provided, the amortized cost basis of the asset is written off against the allowance for credit losses. The amount of the principal forgiveness is deemed to be uncollectible; therefore, that portion of the loan is written off, resulting in a reduction of the amortized cost basis and a corresponding adjustment to the allowance for credit losses.

 

In some cases, the Company will modify a certain loan by providing multiple types of concessions. Typically, one type of concession, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession, such as principal forgiveness, may be granted. As such multiple types of modifications may have been made on the same loan within the current reporting period. The combination is at least two of the following: a term extension, principal forgiveness, or interest rate reduction. Upon the Company's determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount.

 

The Company had two modified loans with a combined balance of $342,000 at December 31, 2023, compared to two modified loans with a combined balance of $385,000 at December 31, 2022. The Company did not modify any loans to borrowers experiencing financial difficulty during the years ended  December 31, 2023 and 2022. As of December 31, 2023 and 2022, there were no loans modified with borrowers experiencing financial difficulty for which there was a payment default within 12 months of the restructuring date. The Company considers any loan 30 days or more past due to be in default.

 

Allowance for Credit Losses - Unfunded Commitments

 

The Company maintains an allowance for credit losses - unfunded commitments for credit exposures such as unfunded balances for existing lines of credit and commitments to extend future credit, as well as both standby and commercial letters of credit when there is a contractual obligation to extend credit and when this extension of credit is not unconditionally cancellable (i.e., commitment cannot be canceled at any time). The allowance for credit losses - unfunded commitments is adjusted through the provision for (reversal of) credit losses. The estimate includes consideration of the likelihood that funding will occur, which is based on a historical funding study derived from internal information, and an estimate of expected credit losses on commitments expected to be funded over its estimated life, which are the same loss rates that are used in computing the allowance for credit losses on loans, and are discussed in this footnote. The allowance for credit losses - unfunded commitments at December 31, 2023 is separately classified on the balance sheet within "Other Liabilities."

 

The following table presents the balance and activity in the allowance for credit losses - unfunded loan commitments for the year ended December 31, 2023.

 

 

Year Ended December 31, 2023

 

(Dollars in thousands)

 Allowance for Credit Losses - Unfunded Commitments 

Beginning Balance

$— 

Adjustment to allowance for unfunded commitments for adoption of ASU 2016-13

 1,214 

Reversal of provision for unfunded commitments

 (355)

Ending Balance

$859 

 

 

61
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 
 

NOTE 5 - PREMISES AND EQUIPMENT, NET AND LEASES

 

Premises and equipment, net, at the dates indicated are summarized as follows:

 

  

December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Land

 $6,179  $6,179 

Buildings and Improvements

  32,416   28,592 

Furniture and Equipment

  11,797   13,848 

Construction in Progress

  413   3,045 

Total Premises and Equipment

  50,805   51,664 

Less: Accumulated Depreciation

  (22,168)  (23,704)

Total Premises and Equipment, Net

 $28,637  $27,960 

 

Construction in progress of $413,000 at December 31, 2023 primarily included building and construction costs associated with renovations to our existing branches. Depreciation expense on premises and equipment was $2.1 million and $2.0 million for the years ended December 31, 2023 and 2022, respectively. Loss on disposal of premises and equipment was $29,000 during 2023.

 

The Company has operating leases on six of its branches. During the year ended December 31, 2023, the Company made cash payments in the amount of $524,000 for operating leases. The lease expense recognized during this period was $523,000 and is included in occupancy expense within the Consolidated Statements of Income. The operating lease liability had a net decrease of $462,000 during the year ended December 31, 2023.  At December 31, 2023, the Company had operating lease ROU assets of $1.4 million and an operating lease liability of $1.4 million recorded on its consolidated balance sheet compared to operating lease ROU assets of $1.9 million and an operating lease liability of $1.9 million at December 31, 2022. The lease agreements have maturity dates ranging from 2025 through 2028, some of which include options for multiple five or ten year extensions. At December 31, 2023, the remaining weighted average lease term was 3.16 years and the weighted average discount rate used was 3.2%.

 

The ROU asset and lease liability are recognized at lease commencement by calculating the present value of lease payments over the lease term. The ROU assets also include any initial direct costs incurred and lease payments made at or before the commencement date and are reduced by any lease incentives.

 

At December 31, 2023, future undiscounted lease payments for operating leases with initial terms of one year or more were as follows:

 

Year ended December 31,

 

(Dollars in thousands)

 

2024

 $522 

2025

  475 

2026

  364 

2027

  148 

2028

  10 

Thereafter

  — 

Total undiscounted lease payments

  1,519 

Less: effect of discounting

  77 

Present value of estimated lease payments (lease liability)

 $1,442 

  
 

NOTE 6 - GOODWILL

 

The goodwill balance of $1.2 million remained unchanged at both December 31, 2023 and 2022. In accordance with accounting guidance, the Company evaluates its goodwill on an annual basis. The evaluations were performed as of December 31, 2023 and December 31, 2022 for the years ended December 31, 2023 and 2022, respectively. At the time of the evaluations the Company determined that no impairment existed. Therefore, there was no write-down of goodwill for the years ended December 31, 2023 and 2022.

  
 

NOTE 7 - FHLB STOCK

 

The Bank, as a member of the FHLB of Atlanta, is required to acquire and hold shares of capital stock in the FHLB of Atlanta in an amount equal to a membership component, which was equal to 0.07% and 0.05% of total Bank assets at  December 31, 2023 and 2022, respectively, plus a transaction component equal to 4.75% and 4.25% of outstanding advances (borrowings) from the FHLB of Atlanta at December 31, 2023 and 2022, respectively. The Bank was in compliance with this requirement with an investment in FHLB of Atlanta stock of $922,000 and $651,000 at December 31, 2023 and 2022, respectively. No readily available market exists for this stock and it has no quoted fair value.  However, because redemption of this stock has historically been at par, it is carried at cost.

  
 

NOTE 8 - OTHER REAL ESTATE OWNED

 

The Bank had no OREO at December 31, 2023 and $120,000 in OREO at  December 31, 2022. Transactions in OREO for the years indicated are summarized as follows:

 

(Dollars in thousands)

 

2023

  

2022

 

Balance, beginning of year

 $120  $130 

Additions

  —   — 

Sales

  (105)  — 

Write-downs

  (15)  (10)

Balance, end of year

 $-  $120 

 

There was one OREO property sold during the year ended December 31, 2023 for gross proceeds of $107,000, which resulted in a related gain on sale of OREO in the amount of $2,000.  There were no sales of OREO property during the year ended December 31, 2022.

 

62
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 
 

NOTE 9 - DEPOSITS

 

Deposits outstanding at the dates indicated are summarized below by account type as follows:

 

  

December 31,

 

Deposit Type (Dollars in thousands)

  2023   2022 

Checking

 $473,936  $510,984 

Money Market

  401,992   348,833 

Savings

  88,319   108,237 

Certificates of Deposit

  230,750   142,031 

Total Deposits

 $1,194,997  $1,110,085 

 

The Bank had $5.0 million in brokered deposits which are included in checking and money market deposits above at December 31, 2023 and 2022. In addition, the Bank had $6.5 million and $6.0 million in brokered time deposits at December 31, 2023 and 2022, with a weighted average interest rate of 4.54% and 0.30%, respectively. Brokered time deposits are included in certificates of deposit above and below. At December 31, 2023 and 2022, the Bank had $57,000 and $98,000, respectively, in overdrafts that were reclassified to loans.

 

Total uninsured deposits (those that met or exceeded the FDIC insurance limit of $250,000) totaled $327.7 million and $350.1 million at December 31, 2023 and 2022, respectively. The uninsured amounts are estimates based on the methodologies and assumptions used for the Bank's regulatory reporting requirements. Certificate of deposits that exceeded the FDIC insurance limit of $250,000 totaled $50.2 million and $30.3 million at December 31, 2023 and 2022, respectively.  

 

The amounts and scheduled maturities of all certificates of deposit at the dates indicated were as follows:

 

  

December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Within 1 Year

 $198,325  $97,163 

After 1 Year, Within 2 Years

  16,568   31,551 

After 2 Years, Within 3 Years

  9,487   6,465 

After 3 Years, Within 4 Years

  2,636   3,178 

After 4 Years, Within 5 Years

  3,734   3,674 

Total Certificates of Deposits

 $230,750  $142,031 

 

63
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
  
 

NOTE 10 - FHLB ADVANCES AND FRB BORROWINGS

 

FHLB advances are secured by a blanket collateral agreement with the FHLB by pledging the Company’s portfolio of residential first mortgage loans and investment securities. The Bank's total pledged collateral for FHLB advances had an amortized cost and fair value of $53.6 million and $44.1 million at December 31, 2023 and $70.1 million and $61.1 million at December 31, 2022, respectively. At December 31, 2023 and 2022, the Company had $424.4 million and $388.3 million, respectively, in borrowing capacity at the FHLB based on the collateral value of pledged investment securities and loans. There were no outstanding FHLB advances at December 31, 2023 and 2022.

 

The Company had $119.2 million in outstanding borrowings under the FRB Term Funding Program (“BTFP”) with a weighted average borrowing rate of 4.60% at December 31, 2023 compared to $44.1 million in borrowings from the FRB discount window with a weighted average borrowing rate of 4.50% at December 31, 2022. During the first quarter of 2023, the Company elected to participate in the BTFP, allowing the Company to refinance its existing borrowings from the FRB discount window to receive a lower fixed rate. Advances made under the BTFP are for up to one year and would be extended at the one year overnight index swap ("OIS") rate as of the day the advance is made plus 10 basis points. Effective January 24, 2024, the FRB announced that future advances under the BTFP through its expiration on March 11, 2024 would be no lower than the interest rate on reserve balances in effect on the date the advance is made. The interest rate will be fixed for the term of the advance on the day the advance is made. To determine the rate, the BTFP will use the fixed OIS rate based on the effective federal funds rate for a one-year maturity. Depository institutions may borrow from the FRB discount window for periods as long as 90 days, and borrowings are prepayable and renewable by the borrower daily.  At December 31, 2023, the Company had pledged as collateral for these borrowings investment securities with an amortized cost and fair value of $381.0 million and $350.6 million, compared to an amortized cost and fair value of $72.6 million and $69.2 million, respectively, at December 31, 2022.

 

During the third quarter of 2023, the Company entered the FRB’s Borrower-In-Custody ("BIC") program, which allows for the pledging of various loan types to secure FRB borrowings. As of December 31, 2023, the Company had pledged loan collateral for FRB borrowings with an amortized cost and collateral value of $93.5 million and $65.5 million, respectively.

 
 

NOTE 11 - OTHER BORROWINGS

 

The Bank had $19.2 million and $27.6 million in other borrowings at December 31, 2023 and 2022, respectively.  These borrowings consist of short-term repurchase agreements with certain commercial demand deposit customers for sweep accounts. The repurchase agreements typically mature within one to three days and the interest rate paid on these borrowings floats monthly with money market type rates. At December 31, 2023 and 2022, the interest rate paid on the repurchase agreements was 1.49% and 0.75%, respectively. The maximum amount outstanding at any month end during the year ended December 31, 2023 was $29.5 million compared to $42.4 million during the year ended December 31, 2022. The Bank had pledged as collateral for these repurchase agreements investment securities with amortized costs and fair values of $44.7 million and $42.0 million at December 31, 2023 and $52.3 million and $49.8 million at December 31, 2022, respectively.

 
 

NOTE 12 - JUNIOR SUBORDINATED DEBENTURES

 

On September 21, 2006, Security Federal Statutory Trust (the “Trust”), a wholly-owned subsidiary of the Company, issued and sold fixed and floating rate capital securities of the Trust (the “Capital Securities”), which are reported on the consolidated balance sheet as junior subordinated debentures, generating proceeds of $5.2 million. The Trust loaned these proceeds to the Company to use for general corporate purposes, primarily to provide capital to the Bank.

 

As of a result of the discontinuation of LIBOR, effective June 30, 2023, the Capital Securities transitioned from its floating rate of three month LIBOR plus 170 basis points to a replacement floating rate of three month Secured Overnight Financing Rate ("SOFR") as adjusted by the relevant spread adjustment of 0.26161 plus 170 basis points. As of December 31, 2023, this was a rate per annum equal to 7.35%. As of December 31, 2022, the Capital Securities accrued and paid distributions quarterly at a floating rate of three month LIBOR plus 170 basis points which was a rate per annum equal to 6.47%.

 

The distribution rate payable on the Capital Securities is cumulative and payable quarterly in arrears. The Company has the right, subject to events of default, to defer payments of interest on the Capital Securities for a period not to exceed 20 consecutive quarterly periods, provided that no extension period may extend beyond the maturity date of December 15, 2036. The Company has no current intention to exercise its right to defer payments of interest on the Capital Securities. The Capital Securities mature or are mandatorily redeemable upon maturity on December 15, 2036, or upon earlier optional redemption as provided in the indenture. The Company has had the right to redeem the Capital Securities in whole or in part since September 15, 2011.

 
 

NOTE 13 - SUBORDINATED DEBENTURES

 

In November 2019, the Company sold and issued to certain institutional investors $17.5 million in aggregate principal amount of 5.25% fixed-to-floating rate subordinated notes due 2029 (the “10-Year Notes”) and $12.5 million in aggregate principal amount of 5.25% fixed-to-floating rate subordinated notes due 2034 (the “15-Year Notes”, and together with the 10-Year Notes, the “Notes”). The 10-Year Notes have a stated maturity of November 22, 2029, and bear interest at a fixed rate of 5.25% per year, from and including November 22, 2019 but excluding November 22, 2024. From and including November 22, 2024 to but excluding the maturity date or early redemption date, the interest rate shall reset semi-annually to an interest rate equal to the then-current three-month LIBOR rate plus 369 basis points. The 15-Year Notes have a stated maturity of November 22, 2034, and bear interest at a fixed rate of 5.25% per year, from and including November 22, 2019 but excluding November 22, 2029. From and including November 22, 2029 to but excluding the maturity date or early redemption date, the interest rate for the 15-Year Notes shall reset semi-annually to an interest rate equal to the then-current three-month LIBOR rate plus 357 basis points. The Notes are payable semi-annually in arrears on June 1 and December 1 of each year commencing June 1, 2020.

 

Both the 10-Year and 15-Note Year subordinated notes included remedies in the event that LIBOR is discontinued. The Company is currently determining an appropriate benchmark replacement for LIBOR which it expects to be materially consistent with the three-month LIBOR.

 

The Notes are not subject to redemption at the option of the holder and may be redeemed by the Company only under certain limited circumstances prior to November 22, 2024, with respect to the 10-Year Notes, and November 22, 2029, with respect to the 15-Year Notes. The Company may redeem the 10-Year Notes and the 15-Year Notes at its option, in whole at any time, or in part from time to time, after November 22, 2024 and November 22, 2029, respectively. The Notes are unsecured, subordinated obligations of the Company and rank junior in right to payment to the Company’s current and future senior indebtedness, and each Note is equal in right to payment with respect to the other Notes.

 

The Notes have been structured to qualify as Tier 2 capital for the Company under applicable regulatory guidelines. The Company used the net proceeds from the sale of the Notes to fund the redemption of the convertible senior debentures and for general corporate purposes to support future growth.

 

During the year ended December 31, 2022 the Company repurchased $1.0 million in principal of the 10-Year Notes and $2.5 million in principal of the 15-Year Notes, leaving an aggregate remaining principal balance of $16.5 million and $10.0 million, respectively, as of December 31, 2023 and 2022.

 

64
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 
 

NOTE 14 - INCOME TAXES

 

Income tax expense was comprised of the following for the years indicated below:

 

  

Year Ended December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Current:

        

Federal

 $2,510  $2,321 

State

  79   444 

Total Current Tax Expense

  2,589   2,765 

Deferred:

        

Federal

  (287)  (59)

State

  (14)  3 

Total Deferred Tax Benefit

  (301)  (56)

Total Income Tax Expense

 $2,288  $2,709 

 

The Company's income taxes differ from those computed at the statutory federal income tax rate for the years indicated, as follows:

 

  

Year Ended December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Tax at Statutory Income Tax Rate

 $2,620  $2,717 

State Tax

  51   353 

Tax Exempt Interest

  (126)  (253)

Tax Credits

  (75)  — 

Life Insurance

  (133)  (128)

Valuation Allowance

  (63)  (4)

Other

  14   24 

Total Income Tax Expense

 $2,288  $2,709 

 

65
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and liabilities at December 31, 2023 and 2022 are presented below. Net deferred tax assets or liabilities were included in other assets or other liabilities at December 31, 2023 and 2022.

 

  

December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Deferred Tax Assets:

        

Deferred Compensation

 $897  $838 

Provision for Credit Losses

  2,722   2,420 

Reserve for Unfunded Commitments

  186   — 

Other Real Estate Owned

  96   10 

Net Fees Deferred for Financial Reporting

  58   66 

Net Operating Losses

  401   464 

Unrealized Loss on AFS Securities

  11,615   13,230 

Tax Credits

  268   — 

Other

  34   41 

Total Gross Deferred Tax Assets

  16,277   17,069 

Less: Valuation Allowance

  (401)  (464)

Total Deferred Tax Assets

  15,876   16,605 
         

Deferred Tax Liabilities:

        

FHLB Stock Basis Over Tax Basis

  72   72 

Depreciation

  946   812 

Prepaid Expenses

  202   169 

Total Deferred Tax Liability

  1,220   1,053 

Net Deferred Tax Asset

 $14,656  $15,552 

 

The Company measures deferred tax assets and liabilities using enacted tax rates that will apply in the years in which the temporary differences are expected to be recovered or paid. Deferred tax assets represent the future tax benefit of deductible differences and, if it is more likely than not that a tax asset will not be realized, a valuation allowance is required to reduce the recorded deferred tax assets to net realizable value. As of December 31, 2023, management has determined that it is more likely than not that the total deferred tax asset will be realized except for the deferred tax asset associated with state net operating loss carryforwards, and, accordingly, has established a valuation allowance only for this item. The change in the valuation allowance was approximately $63,000. The Company had state net operating losses attributable to the non-bank entities of $10.2 million and $11.7 million for the years ended December 31, 2023 and 2022, respectively.

 

Retained earnings at December 31, 2023 included tax bad debt reserves of $2.1 million, for which no provision for federal income tax has been made. If, in the future, these amounts are used for any purpose other than to absorb bad debt losses, including dividends, stock redemptions, or distributions in liquidation, or the Company ceases to be qualified as a bank holding company, they may be subject to federal income tax at the prevailing corporate tax rate.  At December 31, 2023, the Company had no material unrecognized tax benefits or accrued interest and penalties. It is the Company's policy to account for interest and penalties accrued relative to unrecognized tax benefits as a component of income tax expense. Tax returns for 2020 and subsequent years are subject to examination by taxing authorities.

 

66
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 
 

NOTE 15 - REGULATORY MATTERS

 

The Bank, as a state-chartered, federally insured savings bank, is subject to the capital requirements established by the FDIC. Under the FDIC's capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weighting and other factors.

 

The Company is a bank holding company registered with the Board of Governors of the Federal Reserve System (the "Federal Reserve"). Bank holding companies are subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, as amended, and the regulations of the Federal Reserve. For a bank holding company with less than $3.0 billion in assets, the capital guidelines apply on a bank only basis and the Federal Reserve expects the holding company's subsidiary banks to be well-capitalized under the prompt corrective action regulations.

 

Based on its capital levels at December 31, 2023, the Bank exceeded all regulatory capital requirements as of that date. Consistent with the Bank's goals to operate a sound and profitable organization, it is the Bank's policy to maintain a "well-capitalized" status under the regulatory capital categories of the FDIC. Based on capital levels at December 31, 2023, the Bank was considered to be "well-capitalized" under applicable regulatory requirements. Management monitors the capital levels to provide for current and future business opportunities and to maintain the Bank's "well-capitalized" status.

 

The tables below provide the Bank’s regulatory capital requirements and actual results at December 31, 2023 and 2022.

 

  

Actual

  

For Capital Adequacy

  

To Be Well Capitalized

 

(Dollars in Thousands)

 

Amount

 

Ratio

  

Amount

 

Ratio

  

Amount

 

Ratio

 

December 31, 2023

                     

Tier 1 Risk-Based Core Capital (To Risk Weighted Assets)

 $150,129  18.2% $49,391  6.0% $65,854  8.0%

Total Risk-Based Capital (To Risk Weighted Assets)

  160,457  19.5%  65,854  8.0%  82,318  10.0%

Common Equity Tier 1 Capital (To Risk Weighted Assets)

  150,129  18.2%  37,043  4.5%  53,506  6.5%

Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets)

  150,129  9.8%  61,076  4.0%  76,345  5.0%

December 31, 2022

                     

Tier 1 Risk-Based Core Capital (To Risk Weighted Assets)

 $141,452  17.8% $47,714  6.0% $63,619  8.0%

Total Risk-Based Capital (To Risk Weighted Assets)

  151,408  19.0%  63,619  8.0%  79,523  10.0%

Common Equity Tier 1 Capital (To Risk Weighted Assets)

  141,452  17.8%  35,785  4.5%  51,690  6.5%

Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets)

  141,452  10.4%  54,372  4.0%  67,965  5.0%

 

In addition to the minimum capital requirements, the Bank must maintain a capital conservation buffer, which consists of additional Common Equity Tier 1 capital greater than 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, repurchasing shares, and paying discretionary bonuses. At December 31, 2023 the Bank’s conservation buffer was 11.5%.

 

67
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 
 

NOTE 16 - EMPLOYEE BENEFIT PLANS

 

The Company participates in a multiple employer defined contribution employee benefit plan covering substantially all employees with six months or more of service.  The Company matches a portion of the employees’ contributions and the plan has a discretionary profit sharing provision.  Total employer contributions were $368,000 and $357,000 for the years ended December 31, 2023 and 2022, respectively, which are included within Compensation and Employee Benefits within the Company's Consolidated Statements of Income.

 

The Company has an Employee Stock Purchase Plan (“ESPP”).  The ESPP allows employees of the Company to purchase stock quarterly through a payroll deduction at a discount calculated as 15% of the market value with a floor equal to the Company’s book value.  The ESPP, which was approved by stockholders in April 2018, became effective July 1, 2018. Participation in the ESPP is voluntary.  Employees are limited to investing $25,000 or 5% of their annual salary, whichever is lower, during the year.  There were 2,319 shares of common stock purchased through the ESPP during the year ended December 31, 2023 compared to no employee stock purchases during the year ended December 31, 2022.

 

In 2014, the Company implemented an Incentive Compensation Plan (the "Plan"). Incentive awards are based on the financial and operating performance of the Company as well as other participant specific objectives. The Plan allows employees of the Company to earn up to 7.5 days of their annual salary for successfully completing specific goals established by the participants and their respective supervisors plus an additional 2.5 days of their annual salary if the Company meets an annual predetermined net operating income amount determined by the Board of Directors.

 

In 2016, the Company implemented a Quarterly Branch Incentive Compensation Plan (the "Branch Incentive Plan"), and all branch employees were moved from the Plan to the Branch Incentive Plan. This plan is for retail branch employees only and pays incentive on a quarterly basis based on specific performance goals established for each branch location.

 

The Company also implemented an Incentive Compensation Plan for executive level officers (the "Executive Plan"). Under this plan, incentive awards are based on contributions to performance as measured by critical operating and financial ratios, and other participant specific objectives. The Company must meet the annual predetermined net operating income amount determined by the Board of Directors for any incentive awards to be paid under the Executive Plan. If the Company does not meet the required net income amount, no incentives are paid under the Executive Plan regardless of the executive's performance on individual objectives or entity wide objectives.

 

Participation in the ESPP, the Plan, the Branch Incentive Plan and the Executive Plan is voluntary. During the years ended December 31, 2023 and 2022, the Company incurred expenses of $238,000 and $501,000, respectively, related to these incentive plans, which are included in Compensation and Employee Benefits within the Company's Consolidated Statements of Income.

 

Certain officers of the Company participate in a supplemental retirement plan.  These benefits are not qualified under the Internal Revenue Code and they are not funded.  During the years ended December 31, 2023 and 2022, the Company incurred expenses of $411,000 and $490,000, respectively, for this plan, which are included in Compensation and Employee Benefits within the Company's Consolidated Statements of Income.

 
 

NOTE 17 - BANK OWNED LIFE INSURANCE

 

BOLI provides key person life insurance on certain officers of the Company. The cash value of the life insurance policies is recorded as a separate line item in the accompanying balance sheets at $28.0 million and $27.3 million at December 31, 2023 and 2022, respectively.  The earnings portion of the insurance policies grows tax deferred and helps offset the cost of the Company’s benefits programs.  The Company recorded earnings of $636,000 and $608,000 for the growth in the cash surrender value of life insurance during the years ended December 31, 2023 and 2022, respectively. The Company received no death benefits during the years ended December 31, 2023 and 2022.

 

68
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 
 

NOTE 18 - COMMITMENTS AND CONTINGENCIES

 

In the ordinary course of business, the Bank has various outstanding commitments and contingent liabilities that are not reflected in the accompanying consolidated financial statements.  In addition, the Bank is a defendant in certain claims and legal actions arising in the ordinary course of business.  In the opinion of management, after consultation with legal counsel, the ultimate disposition of these matters is not expected to have a material adverse effect on the consolidated financial condition of the Company.

 

In conjunction with its lending activities, the Bank enters into various commitments to extend credit. The Bank also issues letters of credit.  Loan commitments (unfunded loans and unused lines of credit) and letters of credit are issued to accommodate the financing needs of the Bank's customers.  Loan commitments are agreements by the Bank to lend at a future date, so long as there are no violations of any conditions established in the agreement.  Letters of credit commit the Bank to make payments on behalf of customers when certain specified events occur.

 

Financial instruments where the contract amount represents the Bank's credit risk include commitments under pre-approved but unused lines of credit of $157.9 million and $173.3 million and letters of credit of $3.4 million and $4.5 million at December 31, 2023 and 2022, respectively. These loan and letter of credit commitments are subject to the same credit policies and reviews as loans on the balance sheet.  Collateral, both the amount and nature, is obtained based upon management's assessment of the credit risk.  Since many of the extensions of credit are expected to expire without being drawn, the total commitment amounts do not necessarily represent future cash requirements.  

 

Included in the loan commitments noted above were unused credit card loan commitments of $11.3 million and $10.7 million and undisbursed loans in process of $13.3 million and $22.7 million at December 31, 2023 and 2022, respectively.  The Bank also had $2.2 million in outstanding commitments on mortgage loans approved but not yet closed at December 31, 2023 compared to $970,000 at December 31, 2022.  These commitments, which are funded subject to certain limitations, extend over varying periods of time with the majority being funded within 45 days.  

 

At December 31, 2023 and 2022, the Bank had outstanding commitments to sell approximately $967,000 and $913,000 of loans, respectively, which encompassed the Bank’s held for sale loans.  The Bank also has commitments to sell mortgage loans not yet closed, on a best efforts basis.  Under this arrangement, the Bank suffers no penalty if it is unable to deliver the loans to potential buyers.  The fair value of the Bank’s commitment to originate mortgage loans at committed interest rates and to sell such loans to permanent investors is deemed insignificant.

 
 

NOTE 19 - RELATED PARTY TRANSACTIONS

 

Certain directors, executive officers and companies with which they are affiliated are customers of, and have banking transactions with, the Bank in the ordinary course of business. Loans to directors, executive officers and their affiliates are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable arms-length transactions. A summary of loan transactions with directors, executive officers and their affiliates for the years indicated, is as follows:

 

  

Years Ended December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Balance, Beginning of Period

 $683  $466 

New Loans

  370   252 

Less Loan Payments

  (51)  (35)

Balance, End of Period

 $1,002  $683 

 

Loans to all employees, officers, and directors of the Company constituted approximately 3.44% and 2.10% of the Company’s total shareholders' equity at December 31, 2023 and 2022, respectively.  Deposits from executive officers and directors of the Company and their related interests were approximately $21.0 million and $19.6 million at December 31, 2023 and 2022 and have substantially the same terms, including interest rates, as those prevailing at the time with other non-related depositors.

 

The Company leased office space from a related party during the years ended December 31, 2023 and 2022. The lease is with a company in which the related party, who is a director of the Company, has an ownership interest.  The Company incurred rent expense of $110,000 and $96,500 for the years ended December 31, 2023 and 2022, respectively, related to this lease.  Management is of the opinion that the transactions with respect to office rent were made on terms that are comparable to those which would be made with unaffiliated persons.

 

69
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 
 

NOTE 20 - PARENT COMPANY ONLY CONDENSED FINANCIAL STATEMENTS      

 

The following is condensed financial information of Security Federal Corporation (Parent Company only).  The primary asset is its investment in the Bank subsidiary and the principal source of income for the Company is equity in undistributed earnings from the Bank.

 

Condensed Balance Sheet Data

 

  

December 31,

 

(In Thousands)

 

2023

  

2022

 

Assets:

        

Cash

 $26,842  $28,813 

Investments, HTM

  50,211   60,819 

Investment in Security Federal Statutory Trust

  155   155 

Investment in Security Federal Bank

  116,279   101,871 

Accrued Interest Receivable

  200   190 

Accounts Receivable and Other Assets

  11,163   194 

Total Assets

 $204,850  $192,042 

Liabilities and Shareholders’ Equity:

        

Accounts Payable and Other Liabilities

 $833  $153 

Long-term Debt

  31,655   31,655 

Shareholders’ Equity

  172,362   160,234 

Total Liabilities and Shareholders’ Equity

 $204,850  $192,042 

 

Condensed Statements of Income Data

 

  

Years Ended December 31,

 

(In Thousands)

 

2023

  

2022

 

Income:

        

Equity in Earnings of Security Federal Bank

 $9,595  $10,668 

Investment Securities Interest Income

  2,574   1,226 

Miscellaneous Income

  -   16 

Total Income

  12,169   11,910 

Expenses:

        

Interest Expense

  1,755   1,732 

Other Expenses

  65   65 

Total Expenses

  1,820   1,797 

Income Before Income Taxes

  10,349   10,113 

Income Tax Expense (Benefit)

  159   (115)

Net Income

 $10,190  $10,228 

 

70
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

Condensed Statements of Cash Flow Data

 

  

Years Ended December 31,

 

(In Thousands)

 

2023

  

2022

 

Operating Activities:

        

Net Income

 $10,190  $10,228 

Adjustments to Reconcile Net Income to Net Cash Used in Operating Activities:

        

Equity in Earnings of Security Federal Bank

  (9,595)  (10,668)

Discount Accretion and Premium Amortization, Net

  (235)  (125)

Increase in Accrued Interest Receivable

  (10)  (190)

(Increase) Decrease in Accounts Receivable and Other Assets

  (10,970)  89 

Increase in Accounts Payable and Other Liabilities

  678   19 

Net Cash Used By Operating Activities

  (9,942)  (647)

Investing Activities:

        

Purchase of HTM Securities

  (2,934)  (62,512)

Proceeds from Principal Paydowns and Maturities of HTM Securities

  13,777   1,818 

Investment in Subsidiary

  (660)  (7,000)

Net Cash Provided (Used) By Investing Activities

  10,183   (67,694)

Financing Activities:

        

Repurchase of Subordinated Debentures

  —   (3,500)

Proceeds from Issuance of Preferred Stock

  —   82,949 

Proceeds from Employee Stock Plan Purchases

  57   — 

Purchase of Treasury Stock

  (582)  — 

Dividends Paid to Shareholders-Common Stock

  (1,687)  (2,472)

Net Cash (Used) Provided By Financing Activities

  (2,212)  76,977 

Net (Decrease) Increase in Cash

  (1,971)  8,636 

Cash at Beginning of Period

  28,813   20,177 

Cash at End of Period

 $26,842  $28,813 

 

71
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 
 

NOTE 21 - CARRYING AMOUNTS AND FAIR VALUE OF FINANCIAL INSTRUMENTS

 

GAAP requires the Company to disclose fair value of financial instruments measured at amortized cost on the balance sheet and to measure that fair value using an exit price notion, the price that would be received for an asset or paid to transfer a liability, in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date under current market conditions.

 

Accounting guidance emphasizes that fair value is a market-based measurement, not an entity-specific measurement. Therefore, a fair value measurement should be determined based on the assumptions that market participants would use in pricing the asset or liability. As a basis for considering market participant assumptions in fair value measurements, the guidance establishes a fair value hierarchy that distinguishes between market participant assumptions based on market data obtained from sources independent of the reporting entity (observable inputs that are classified within Levels 1 and 2 of the hierarchy) and the reporting entity’s own assumptions about market participant assumptions (unobservable inputs classified within Level 3 of the hierarchy).

 

The following three levels of inputs may be used to measure fair value:

 

Level 1

 

Valuation is based upon quoted prices (unadjusted) in active markets for identical assets or liabilities that the Company has the ability to access. Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an active exchange market, as well as U.S. Treasuries and money market funds.

 

Level 2

 

Valuation is based upon quoted prices for similar assets and liabilities in active markets, as well as inputs that are observable for the asset or liability (other than quoted prices), such as interest rates, foreign exchange rates, and yield curves that are observable at commonly quoted intervals. Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments, mortgage-backed securities, municipal bonds, corporate debt securities and derivative contracts whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data. This category generally includes certain derivative contracts.

 

Level 3

 

Valuation is generated from model-based techniques that use at least one significant assumption based on unobservable inputs for the asset or liability, which are typically based on an entity’s own assumptions, as there is little, if any, related market activity. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety. The assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability.

 

The following is a description of the valuation methodologies used for assets and liabilities recorded at fair value.

 

Investment Securities AFS

 

Investment securities AFS are recorded at fair value on a recurring basis. At December 31, 2023, the Company’s investment portfolio was comprised of student loan pools, government and agency bonds, MBS issued by government sponsored agencies or GSEs, private label CMO securities and municipal securities. Fair value measurement is based upon prices obtained from third party pricing services that use independent pricing models which rely on a variety of factors including reported trades, broker/dealer quotes, benchmark yields, economic and industry events and other relevant market information. As such, these securities are classified as Level 2.

 

72
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

Mortgage Loans Held for Sale

 

The Company originates fixed rate residential loans on a servicing released basis in the secondary market. Loans closed but not yet settled with institutional investors are carried in the Company’s loans held for sale portfolio.  These loans are fixed rate residential loans that have been originated in the Company’s name and have closed.  Virtually all of these loans have commitments to be purchased by investors and the majority of these loans were locked in by price with the investors on the same day or shortly thereafter that the loan was locked in with the Company’s customers.  Therefore, these loans present very little market risk for the Company.

 

The Company usually delivers to, and receives funding from, the investor within 30 days.  Commitments to sell these loans to the investor are considered derivative contracts and are sold to investors on a “best efforts" basis. The Company is not obligated to deliver a loan or pay a penalty if a loan is not delivered to the investor. As a result of the short-term nature of these derivative contracts, the fair value of the mortgage loans held for sale in most cases is the same as the value of the loan amount at its origination. These loans are classified as Level 2.

 

Land Held for Sale

 

Land held for sale is reported at the lower of the carrying amount or fair value less costs to sell. Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral less estimated selling costs. The Company records land held for sale as nonrecurring level 3.

 

Collateral Dependent Loans

 

The Company does not record loans held for investment at fair value on a recurring basis. However, from time to time, the Company designates individually evaluated loans with higher risk as collateral dependent loans and an allowance for credit losses is established as necessary. Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the allowance for credit losses. Under CECL, for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance for credit losses based on the fair value of collateral. The allowance for credit losses is calculated on an individual loan basis based on the shortfall between the fair value of the loan's collateral, which is adjusted for estimated costs to sell, and amortized cost. If the fair value of the collateral exceeds the amortized cost, no allowance is required.

 

Fair value is estimated using one of the following methods: fair value of the collateral less estimated costs to sell, discounted cash flows, or market value of the loan based on similar debt. The fair value of the collateral less estimated costs to sell is the most frequently used method. Typically, the Company reviews the most recent appraisal and if it is over 24 months old will request a new third party appraisal. Depending on the particular circumstances surrounding the loan, including the location of the collateral, the date of the most recent appraisal and the value of the collateral relative to the recorded investment in the loan, management may order an independent appraisal immediately or, in some instances, may elect to perform an internal analysis. For instance, in scenarios where the collateral on a nonperforming commercial real estate loan is outside the Company’s primary market area, management would usually order an independent appraisal promptly - either at the time the loan becomes nonperforming or immediately following the determination that the loan is collateral dependent. Conversely, for a nonperforming commercial real estate loan where management is familiar with the property and surrounding areas, and the original appraisal value significantly exceeds the recorded investment in the loan, management may choose to perform an internal analysis. This involves reviewing and adjusting the previous appraisal value for current conditions, including recent sales of similar properties in the area and relevant economic trends. These valuations are reviewed at a minimum on a quarterly basis.

 

Those collateral dependent loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At December 31, 2023, all collateral dependent loans were evaluated based on the fair value of the collateral. Loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy. The Company records collateral dependent loans as nonrecurring Level 3.

 

Other Real Estate Owned

 

Fair value adjustments to OREO are recorded at the lower of the carrying amount of the loan or the fair value of the collateral less selling costs. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for credit losses. After foreclosure, management periodically performs valuations such that the real estate is carried at the lower of its new cost basis or fair value, net of estimated costs to sell. Foreclosed assets are recorded as nonrecurring Level 3.

 

73
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

The tables below present the balances of assets measured at fair value on a recurring basis at the dates indicated.

 

  

December 31, 2023

  

December 31, 2022

 

(Dollars in thousands)

 

Level 1

  

Level 2

  

Level 3

  

Level 1

  

Level 2

  

Level 3

 

Student Loan Pools

 $—  $50,366  $—  $—  $59,158  $— 

SBA Bonds

  —   76,753   —   —   99,630   — 

Tax Exempt Municipal Bonds

  —   21,236   —   —   21,310   — 

Taxable Municipal Bonds

  —   53,115   —   —   50,770   — 

MBS

  —   336,170   —   —   319,280   — 

Total

 $—  $537,640  $—  $—  $550,148  $— 

 

There were no liabilities measured at fair value on a recurring basis as of December 31, 2023 and 2022.

 

The Company may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis. These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the period. The table below presents assets measured at fair value on a nonrecurring basis at the dates indicated, aggregated by the level in the fair value hierarchy within which those measurements fall. There were no liabilities measured at fair value on a nonrecurring basis as of December 31, 2023 and 2022.

 

  

December 31, 2023

Assets (in thousands):

 

Level 1

 

Level 2

 

Level 3

 

Total

Mortgage Loans Held For Sale

 $— $967 $— $967

Land Held For Sale

  —  —  938  938

Collateral Dependent Loans

  —  —  5,210  5,210

Total

 $— $967 $6,148 $7,115

 

  

December 31, 2022

Assets (in thousands):

 

Level 1

 

Level 2

 

Level 3

 

Total

Mortgage Loans Held For Sale

 $— $913 $— $913

Land Held For Sale

  —  —  1,097  1,097

Collateral Dependent Loans

  —  —  5,566  5,566

OREO

  —  —  120  120

Total

 $— $913 $6,783 $7,696

 

For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis, the significant unobservable inputs used in the fair value measurements at the dates indicated were as follows:

 

  

Valuation

 

Significant

 

2023

  

2022

 

Level 3 Assets

 

Technique

 

Unobservable Inputs

 

Range

  

Range

 

Land Held for Sale

 

Appraised Value/Comparable Sales

 

Discounts to appraised values for estimated holding or selling costs

  10%  10%

Collateral Dependent Loans

 

Appraised Value

 

Discounts to appraised values or cash flows for estimated holding and/or selling costs or age of appraisal

  10% - 12%   8% - 13% 

OREO

 

Appraised Value/Comparable Sales

 

Discounts to appraised values for estimated holding or selling costs

  N/A   30%

 

74
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

For assets and liabilities not presented on the balance sheet at fair value, the following methods are used to determine fair value:

 

Cash and cash equivalents—The carrying amount of these financial instruments approximates fair value. All mature within 90 days and do not present unanticipated credit concerns.

 

Certificates of deposits with other banks—Fair value is based on market prices for similar assets.

 

HTM Securities—Valued at quoted market prices or dealer quotes.

 

Loans Receivable, Net—The fair value of loans is estimated using an exit price notion. The exit price notion uses a discounted cash flows technique to calculate the present value of expected future cash flows for a financial instrument and incorporates other factors, such as enhanced credit risk, illiquidity risk and market factors that sometimes exist in exit prices in dislocated markets. The credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: commercial real estate, commercial and agricultural, residential real estate, consumer and all other loans. The results are then adjusted to account for credit risk as described above. A further credit risk discount must be applied using a discounted cash flow model to compensate for illiquidity risk, based on certain assumptions included within the discounted cash flow model, primarily the use of discount rates that better capture inherent credit risk over the lifetime of a loan. This consideration of enhanced credit risk provides an estimated exit price for the Company’s loan portfolio. For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values.

 

FHLB Stock—The fair value approximates the carrying value.

 

Deposits—The fair value of demand deposits, savings accounts, and money market accounts is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposits is estimated by discounting the future cash flows using rates currently offered for deposits of similar remaining maturities.

 

FHLB Advances and Borrowings from the FRB—Fair value is estimated using discounted cash flows with current market rates for borrowings with similar terms.

 

Other Borrowed Money—The carrying value of these short term borrowings approximates fair value.

 

Subordinated Debentures—The fair value is estimated by discounting the future cash flows using the current rates at which similar debenture offerings with similar terms and maturities would be issued by similar institutions. As discount rates are based on current debenture rates as well as management estimates, the fair values presented may not be indicative of the value negotiated in an actual sale.

 

Junior Subordinated Debentures—The carrying value of junior subordinated debentures approximates fair value.

 

75
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

The following tables summarize the carrying value and estimated fair value of the Company’s financial instruments at the dates indicated, presented in accordance with the applicable accounting guidance.

 

  

December 31, 2023

 
  

Carrying

  

Fair Value

 

(In Thousands)

 

Amount

  

Total

  

Level 1

  

Level 2

  

Level 3

 

Financial Assets:

                    

Cash and Cash Equivalents

 $128,284  $128,284  $128,284  $—  $— 

Certificates of Deposits with Other Banks

  2,350   2,350   —   2,350   — 

Investment Securities

  700,712   696,180   —   696,180   — 

Loans Receivable, Net

  621,562   610,410   —   —   610,410 

FHLB Stock

  922   922   922   —   — 

Financial Liabilities:

                    

Deposits:

                    

Checking, Savings and Money Market Accounts

 $964,247  $964,247  $964,247  $—  $— 

Certificate Accounts

  230,750   229,278   —   229,278   — 

Borrowings from FRB

  119,200   118,926   118,926   —   — 

Other Borrowed Money

  19,180   19,180   19,180   —   — 

Subordinated Debentures

  26,500   23,036   —   23,036   — 

Junior Subordinated Debentures

  5,155   5,155   —   5,155   — 

 

  

December 31, 2022

 
  

Carrying

  

Fair Value

 

(In Thousands)

 

Amount

  

Total

  

Level 1

  

Level 2

  

Level 3

 

Financial Assets:

                    

Cash and Cash Equivalents

 $28,502  $28,502  $28,502  $—  $— 

Certificates of Deposits with Other Banks

  1,100   1,100   —   1,100   — 

Investment Securities

  717,586   711,612   —   711,612   — 

Loans Receivable, Net

  549,004   528,174   —   —   528,174 

FHLB Stock

  651   651   651   —   — 

Financial Liabilities:

                    

Deposits:

                    

Checking, Savings and Money Market Accounts

 $968,054  $968,054  $968,054  $—  $— 

Certificate Accounts

  142,031   138,382   —   138,382   — 

Borrowings from FRB

  44,080   44,071   44,071   —   — 

Other Borrowed Money

  27,588   27,588   27,588   —   — 

Subordinated Debentures

  26,500   24,435   —   24,435   — 

Junior Subordinated Debentures

  5,155   5,155   —   5,155   — 

 

At December 31, 2023, the Company had $161.3 million of off-balance sheet financial commitments. These commitments are to originate loans and unused consumer lines of credit and credit card lines.  Because these obligations are based on current market rates, if funded, the original principal is considered to be a reasonable estimate of fair value.

 

Fair value estimates are made on a specific date, based on relevant market data and information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale the Bank’s entire holdings of a particular financial instrument.  

 

76
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

Because no active market exists for a significant portion of the Company's financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, current interest rates and prepayment trends, risk characteristics of various financial instruments, and other factors.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision.  Changes in any of these assumptions used in calculating fair value would also significantly affect the estimates. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments.  For example, the Company has significant assets and liabilities that are not considered financial assets or liabilities including deposit franchise values, loan servicing portfolios, deferred tax liabilities, and premises and equipment.

 

In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. The Company has used management’s best estimate of fair value on the above assumptions.  Thus, the fair values presented may not be the amounts, which could be realized, in an immediate sale or settlement of the instrument.  In addition, any income taxes or other expenses that would be incurred in an actual sale or settlement are not taken into consideration in the fair value presented.

 

 

NOTE 22 - NON-INTEREST INCOME

 

The following table presents non-interest income for the years indicated. All revenue from contracts with customers within the scope of ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) is recognized in non-interest income, except for gains on the sale of OREO, which are included in non-interest expense when applicable.

 

  

Year Ended December 31,

 
  

2023

  

2022

 

Non-interest income (in thousands):

        

Loss on Sale of Investments, net (1)

 $—  $(2)

Gain on Sale of Loans (1)

  626   1,705 

Service Fees on Deposit Accounts

  1,220   1,071 

Commissions From Insurance Agency (1)

  784   784 

Trust Income

  1,860   1,548 

BOLI Income (1)

  636   608 

ATM and Check Card Fee Income

  3,018   2,816 

Grant Income (1)

  437   171 

Other (1)

  809   911 

Total non-interest income

 $9,390  $9,612 

(1) Not within the scope of ASC 606

 

Revenue Recognition

 

The following is a discussion of key revenues within the scope of the current revenue guidance.

 

In accordance with Topic 606, revenues are recognized when control of promised goods or services is transferred to customers in an amount that reflects the consideration the Bank expects to be entitled to in exchange for those goods or services. To determine revenue recognition for arrangements that an entity determines are within the scope of Topic 606, management performs the following five steps: (i) identify the contract(s) with a customer; (ii) identify the performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the performance obligations in the contract; and (v) recognize revenue when (or as) the performance obligation is satisfied.

 

The five-step model is only applied to contracts when it is probable that the entity will collect the consideration it is entitled to in exchange for the goods or services it transfers to the customer. At contract inception, once the contract is determined to be within the scope of Topic 606, the Bank assesses the goods or services that are promised within each contract and identifies those that contain performance obligations, and assesses whether each promised good or service is distinct. The amount of the transaction price that is allocated to the respective performance obligation is recognized as revenue when (or as) the performance obligation is satisfied.

 

Service Fees on Deposit Accounts

 

The Bank earns fees from its deposit customers for account maintenance, transaction-based and overdraft services.  Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts monthly.  The performance obligation is satisfied and the fees are recognized monthly as the service period is completed. Transaction-based fees on deposits accounts are charged to deposit customers for specific services provided to the customer, such as non-sufficient funds fees, overdraft fees, and wire fees. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer.

 

Trust Income

 

Trust income includes monthly advisory fees that are based on assets under management and certain transaction fees that are assessed and earned monthly, concurrently with the investment management services provided to the customer. The Bank does not charge performance based fees for its trust services and does not currently have any institutional clients, hedge funds or mutual funds.   

 

77
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 

ATM and Check Card Fee Income

 

Check card fee income represents fees earned when a debit card issued by the Bank is used.  The Bank earns interchange fees from debit cardholder transactions through the Mastercard payment network.  Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the card.  Certain expenses directly associated with the debit card are recorded on a net basis with the fee income.

 

Gains/Losses on OREO Sales

 

Gains/losses on the sale of OREO are included in non-interest expense and are generally recognized when the performance obligation is complete. This is typically at delivery of control over the property to the buyer at the time of each real estate closing.

 
 

NOTE 23 - PREFERRED STOCK

 

On May 24, 2022, the Company entered into a Letter Agreement (“Agreement”) with the U.S. Department of Treasury under the Emergency Capital Investment Program (“ECIP”). Established by the Consolidated Appropriations Act, 2021, the ECIP was created to encourage low- and moderate-income community financial institutions and minority depository institutions to provide loans, grants, and forbearance for small businesses, minority-owned businesses, and consumers, especially low-income and underserved communities, including counties with persistent poverty, that may be disproportionately impacted by the economic effect of the COVID-19 pandemic by providing direct and indirect capital investments in low- and moderate-income community financial institutions.

 

Pursuant to the Agreement, the Company agreed to issue and sell 82,949 shares of Preferred Stock for an aggregate purchase price of $82.9 million in cash. This ECIP investment is treated as tier 1 capital. The Preferred Stock bears no dividend for the first 24 months following the investment date. Thereafter, the dividend rate will be adjusted, not higher than 2%, based on the lending growth criteria listed in the Agreement. After the tenth anniversary of the investment date, the dividend rate will be fixed based on the average annual amount of lending in years two through 10. Dividends will be payable quarterly in arrears on March 15, June 15, September 15, and December 15.

 

The Preferred Stock may be redeemed at the option of the Company on or after the fifth anniversary of issuance (or earlier in the event of loss of regulatory capital treatment), subject to the approval of the appropriate federal banking regulator and in accordance with the federal banking agencies’ regulatory capital regulations. The Preferred Stock is reported on the Consolidated Balance Sheets as Senior Non-Cumulative Perpetual Preferred Stock, Series ECIP.

 
 

NOTE 24 - SUBSEQUENT EVENTS

 

Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.

 

Management has reviewed the events occurring through the date the financial statements were issued and no additional subsequent events occurred requiring accrual or disclosure.

 

78
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Notes to Consolidated Financial Statements
 
 
 

 

Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

 

None.

 

Item 9A. Controls and Procedures

 

(a)      Evaluation of Disclosure Controls and Procedures: An evaluation of the Company's disclosure controls and procedures (as defined in Section 13a-15(e) of the Securities Exchange Act of 1934 (the "Act")) was carried out as of December 31, 2023 under the supervision and with the participation of the Company's Chief Executive Officer (principal executive officer), Chief Financial Officer (principal financial officer), and several other members of the Company's senior management as of the end of the period covered by this report.  The Company's Chief Executive Officer and Chief Financial Officer concluded that based on their evaluation at December 31, 2023, the Company's disclosure controls and procedures were effective in ensuring that the information required to be disclosed by the Company in the reports it files or submits under the Act is (i) accumulated and communicated to the Company's management (including the Chief Executive Officer and Chief Financial Officer) in a timely manner to allow timely decisions regarding required disclosure, specified in the SEC’s rules and forms, and (ii) recorded, processed, summarized and reported within the time periods specified in the SEC's rules and forms.

 

(b)      Report of Management on Internal Control over Financial Reporting:  The management of the Company is responsible for establishing and maintaining adequate internal control over financial reporting. The internal control process has been designed under our supervision to provide reasonable assurance regarding the reliability of financial reporting and the preparation of the Company's financial statements for external reporting purposes in accordance with accounting principles generally accepted in the United States of America.

 

Management conducted an assessment of the effectiveness of the Company's internal control over financial reporting as of December 31, 2023, utilizing the framework established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). Based on this assessment, management has determined that the Company's internal control over financial reporting as of December 31, 2023 is effective.

 

Our internal control over financial reporting includes policies and procedures that pertain to the maintenance of records that accurately and fairly reflect, in reasonable detail, transactions and dispositions of assets; and provide reasonable assurances that: (1) transactions are recorded as necessary to permit preparation of financial statements in accordance with accounting principles generally accepted in the United States; (2) receipts and expenditures are being made only in accordance with authorizations of management and the directors of the Company; and (3) unauthorized acquisition, use, or disposition of the Company's assets that could have a material effect on the Company's financial statements are prevented or timely detected.

 

All internal control systems, no matter how well designed, have inherent limitations. Therefore, even those systems determined to be effective can provide only reasonable assurance with respect to financial statement preparation and presentation. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

 

This 2023 Form 10-K does not include an attestation report of the Company's independent registered public accounting firm regarding internal control over financial reporting. Management's report was not subject to attestation by the Company's independent registered public accounting firm pursuant to rules of the SEC that permit the Company to provide only management's report in this 2023 Form 10-K.

 

(c)      Changes in Internal Controls: There have been no changes in the Company's internal control over financial reporting during the quarter ended December 31, 2023 that have materially affected, or are reasonably likely to materially affect, the Company's internal control over financial reporting.

 

79
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

 

 

Item 9B. Other Information

 

(a)      None.

 

(b)      During the quarter ended December 31, 2023, no director or officer (as defined in Rule 16a-1(f) under the Act) of the Company adopted or terminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K.

 
 

Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

 

Not applicable.

 

PART III

 

Item 10. Directors, Executive Officers and Corporate Governance

 

Directors. The information contained under the section captioned "Proposal 1 - Election of Directors" in the 2024 Proxy Statement is incorporated herein by reference.

 

Executive Officers. For information regarding the executive officers of the Company and the Bank, see the information contained herein under the section captioned "Item 1.  Business -  Executive Officers."

 

Delinquent Section 16(a) Reports. The information required by Item 405 of Regulation S-K relating to directors and executive officers of Security Federal and their compliance with Section 16(a) of the Securities Exchange Act of 1934 is set forth in the section entitled "Delinquent 16(a) Reports,"  in the 2024 Proxy Statement and is incorporated herein by reference.

 

Nominating Procedures. There have been no material changes to the procedures by which stockholders may recommend nominees to our Board of Directors since last disclosed to stockholders.

 

Audit Committee and Audit Committee Financial Expert. The Company has a separately-designated standing Audit Committee established in accordance with Section 3(a)(58)(A) of the Exchange Act. The Audit Committee of the Company is composed of Directors Moore (Chairperson), Alexander, Clyburn, Thomas, Simmons and Cummins. Directors Moore, Alexander, Clyburn and Thomas are independent, as independence is defined for audit committee members in the listing standards of The Nasdaq Stock Market, LLC.  Although Security Federal’s common stock is not listed on Nasdaq, it has chosen to apply Nasdaq’s definition of independence, as permitted by the SEC. The Board of Directors has determined there is no "audit committee financial expert" as defined by the SEC; however, the Board believes that the current members of the Audit Committee are qualified to serve based on their collective experience and background.  

 

Code of Ethics.  The Board of Directors has adopted a Code of Ethics for the Company's officers (including its senior financial officers), directors and employees.  The Code is applicable to the Company's principal executive officer and senior financial officers.  The Company has posted its Code of Ethics on its website www.securityfederalbank.com.

 

Item 11. Executive Compensation

 

The information contained in the section captioned "Executive Compensation" in the 2024 Proxy Statement is incorporated herein by reference.

 

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

 

 

(a)

Security Ownership of Certain Beneficial Owners. The information contained in the section captioned "Security Ownership of Certain Beneficial Owners and Management" in the 2024 Proxy Statement is incorporated herein by reference.
 

(b)

Security Ownership of Management. The information contained in the section captioned "Security Ownership of Certain Beneficial Owners and Management" in the 2024 Proxy Statement is incorporated herein by reference.
 

(c)

Changes in Control. The Company is not aware of any arrangements, including any pledge by any person of securities of the Company, the operation of which may at a subsequent date result in a change in control of the Company.
 

(d)

Equity Compensation Plan Information. There were no securities to be issued upon exercise of outstanding options, warrants and rights, and no securities remaining available for future issuance under the Company's equity compensation plans as of December 31, 2023.

 

Item 13. Certain Relationships and Related Transactions, and Director Independence

 

Related Transactions.  The information contained in the section captioned "Meetings and Committees of the Board of Directors and Corporate Governance Matters - Corporate Governance - Related Party Transactions" in the 2024 Proxy Statement is incorporated herein by reference.

 

Director Independence.  The information contained in the section captioned "Meetings and Committees of the Board of Directors and Corporate Governance Matters - Corporate Governance - Director Independence" in the 2024 Proxy Statement is incorporated herein by reference.

 

Item 14. Principal Accountant Fees and Services

 

The information contained under the section captioned "Independent Registered Public Accounting Firm" in the 2024 Proxy Statement is incorporated herein by reference.

 

80
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

 

 

PART IV

 

Item 15. Exhibits and Financial Statement Schedules

 

1.    Financial Statements. For a list of the financial statements filed as part of this report see Part II - Item 8.

 

2.    Financial Statement Schedules. All schedules have been omitted as the required information is either inapplicable or contained in the Consolidated Financial Statements or related Notes contained in the Annual Report filed as an exhibit hereto.

 

3.    Exhibit Index:

 

3.1

Articles of Incorporation, as amended (1)

3.2

Amended and Restated Bylaws (2) 

4.1

Form of Stock Certificate of the Company and other instruments defining the rights of security holders, including indentures (3)

4.2

Description of Capital Stock of Security Federal Corporation (4)

10.1

Form of 2006 Salary Continuation Agreement (5)

10.2

Form of Security Federal Split Dollar Agreement (5)

10.3

2018 Employee Stock Purchase Plan (6)

10.4

Letter Agreement, Dated May 24, 2022 between Security Federal Corporation and the U.S. Department of Treasury, with respect to the issuance of Senior Non-Cumulative Perpetual Preferred Stock, Series ECIP (7)

14

Code of Ethics (8)

21

Subsidiaries of Registrant (4)

23

Consent of Elliott Davis, LLC

31.1

Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act

31.2

Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act

32

Certification of Chief Executive Officer and Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act

101

The following materials from Security Federal Corporation's Annual Report on Form 10-K for the year ended December 31, 2023, formatted in Extensible Business Reporting Language (XBRL): (1) Consolidated Balance Sheets; (2) Consolidated Statements of Income; (3) Consolidated Statements of Comprehensive Income (Loss); (4) Consolidated Statements of Changes in Shareholders' Equity; (5) Consolidated Statements of Cash Flows; and (6) Notes to Consolidated Financial Statements

104

Cover Page Interactive Date File (formatted as inline XBRL and contained in Exhibit 101)

__________

(1)

Filed on June 26, 1998, as an exhibit to the Company's Proxy Statement and incorporated herein by reference.

(2)

Filed on January 10, 2024, as an exhibit to the Company’s Current Report on Form 8-K dated January 4, 2024 and incorporated herein by reference.

(3)

Filed on August 12, 1987 as an exhibit to the Company's Registration Statement on Form 8-A and incorporated herein by reference.

(4)

Filed on March 24, 2023 as an exhibit to the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2022 and incorporated herein by reference.
(5) Filed on May 24, 2006 as an exhibit to the Company's Current Report on Form 8-K dated May 18, 2006 and incorporated herein by reference.

(6)

Filed on March 28, 2018, as an exhibit to the Company’s Proxy Statement and incorporated herein by reference.

(7)

Filed on June 8, 2022, as an exhibit to the Company's Current Report on Form 8-K dated May 24, 2022 and incorporated herein by reference.

(8)

The Company elects to satisfy Regulation S-K §229.406(c) by posting its Code of Ethics on its website at www.securityfederalbank.com.

 

 

Item 16. Form 10-K Summary

 

None.

 

81
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

 

SIGNATURES

 

Pursuant to the requirements of section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

    SECURITY FEDERAL CORPORATION  

Date:  March 21, 2024

  

/s/ J. Chris Verenes

  
   

J. Chris Verenes

  
   

Chief Executive Officer and Director

  
   

(Duly Authorized Representative)

  

 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

 

By:

/s/ J. Chris Verenes

  

March 21, 2024
 

J. Chris Verenes

    
 

Chief Executive Officer and Director

    
 

(Principal Executive Officer)

    
       
       

By:

/s/Darrell Rains

   March 21, 2024
 

Darrell Rains

    
 

Chief  Financial Officer

    
 

(Principal Financial and Accounting Officer)

    
       
       

By:

/s/Roy G. Lindburg

   March 21, 2024
 

Roy G. Lindburg

    
 

President and Director

    
       
       

By:

/s/Timothy W. Simmons

   March 21, 2024
 

Timothy W. Simmons

    
 

Chairman of the Board and Director

    
       
       

By:

/s/Frank M. Thomas, Jr.

   March 21, 2024
 

Frank M. Thomas, Jr.

    
 

Director

    
       
       

By:

/s/Frampton W. Toole III

   March 21, 2024
 

Frampton W. Toole III

    
 

Director

    

 

82
Table of Contents
SECURITY FEDERAL CORPORATION AND SUBSIDIARIES
Selected Consolidated Financial and Other Data

 

By:

/s/Richard T. Harmon

   March 21, 2024
 

Richard T. Harmon

    
 

Director

    
       

By:

/s/Robert E. Alexander

   March 21, 2024
 

Robert E. Alexander

    
 

Director

    
       

By:

/s/Jessica T. Cummins

   March 21, 2024
 

Jessica T. Cummins

    
 

Director

    
       

By:

/s/Thomas L. Moore

   March 21, 2024
 

Thomas L. Moore

    
 

Director

    
       

By:

/s/William Clyburn

   March 21, 2024
 

William Clyburn

    
 

Director

    
       

By:

 /s/Harry O. Weeks, Jr.   March 21, 2024
 

Harry O. Weeks, Jr.

    
 

Director

    

 

83
EX-23 2 ex_567774.htm EXHIBIT 23 ex_567774.htm

 

[Letterhead of Elliot Davis, LLC]

 

Exhibit 23

 

Consent of Elliott Davis, LLC

 

 

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

 

 

We consent to incorporation by reference in Registration Statement No. 333-225297 on Form S-8 of Security Federal Corporation of our report dated March 21, 2024, relating to the consolidated financial statements of Security Federal Corporation and Subsidiaries, appearing in this Annual Report on Form 10-K of Security Federal Corporation for the year ended December 31, 2023.

 

/s/ Elliott Davis, LLC

 

Columbia, South Carolina

March 21, 2024

 

 

 

 

 

 

 
 EX-31.1 3 ex_567775.htm EXHIBIT 31.1 ex_567775.htm

 

Exhibit 31.1

Certification Required

by Rules 13a-14(a) under the Securities Exchange Act of 1934

 

I, J. Chris Verenes, certify that:

 

1.

I have reviewed this annual report on Form 10-K of Security Federal Corporation;

 

2.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3.

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

4.

The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

 

(a)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

 

(b)

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

 

(c)

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

 

(d)

Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

 

5.

The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):

 

 

(a)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

 

 

(b)

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

 

Date: March 21, 2024

 

 

 

/s/J. Chris Verenes
 

J. Chris Verenes
 

Chief Executive Officer

 

 

 
 EX-31.2 4 ex_567776.htm EXHIBIT 31.2 ex_567776.htm

 

Exhibit 31.2

Certification Required

by Rules 13a-14(a) under the Securities Exchange Act of 1934

 

I, Darrell Rains, certify that:

 

1.

I have reviewed this annual report on Form 10-K of Security Federal Corporation;

 

2.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3.

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

4.

The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

 

(a)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

 

(b)

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

 

(c)

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

 

(d)

Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

 

5.

The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):

 

 

(a)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

 

 

(b)

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

 

Date: March 21, 2024

 

 

/s/Darrell Rains
 

Darrell Rains
 

Chief Financial Officer

 

 

 
 EX-32 5 ex_567777.htm EXHIBIT 32 ex_567777.htm

 

Exhibit 32

 

CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL OFFICER

OF SECURITY FEDERAL CORPORATION

PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

 

 

The undersigned hereby certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 and in connection with this Annual Report on Form 10-K, that:

 

1.

the report fully complies with the requirements of Sections 13(a) and 15(d) of the Securities Exchange Act of 1934, as amended, and

2.

the information contained in the report fairly presents, in all material respects, the company's financial condition and results of operations.

 

 

/s/J. Chris Verenes

  

/s/Darrell Rains

  

J. Chris Verenes

  

Darrell Rains

  

Chief Executive Officer

  

Chief Financial Officer

  

 

 

Dated: March 21, 2024

 

 
 EX-101.SCH 6 sfdl-20231231.xsd XBRL TAXONOMY EXTENSION SCHEMA 000 - Document - Document And Entity Information link:calculationLink link:definitionLink link:presentationLink 001 - Statement - Consolidated Balance Sheets link:calculationLink link:definitionLink link:presentationLink 002 - Statement - Consolidated Balance Sheets (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 003 - Statement - Consolidated Statements of Income link:calculationLink link:definitionLink link:presentationLink 004 - Statement - Consolidated Statements of Comprehensive (Loss) Income link:calculationLink link:definitionLink link:presentationLink 005 - Statement - Consolidated Statements of Comprehensive (Loss) Income (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 006 - Statement - Consolidated Statements of Changes in Shareholders' Equity link:calculationLink link:definitionLink link:presentationLink 007 - Statement - Consolidated Statements of Cash Flows link:calculationLink link:definitionLink link:presentationLink 008 - Disclosure - Note 1 - Summary of Significant Accounting Policies link:calculationLink link:definitionLink link:presentationLink 009 - Disclosure - Note 2 - Investments, Available for Sale link:calculationLink link:definitionLink link:presentationLink 010 - Disclosure - Note 3 - Investments, Held to Maturity link:calculationLink link:definitionLink link:presentationLink 011 - Disclosure - Note 4 - Loans Receivable, Net link:calculationLink link:definitionLink link:presentationLink 012 - Disclosure - Note 5 - Premises and Equipment, Net and Leases link:calculationLink link:definitionLink link:presentationLink 013 - Disclosure - Note 6 - Goodwill link:calculationLink link:definitionLink link:presentationLink 014 - Disclosure - Note 7 - FHLB Stock link:calculationLink link:definitionLink link:presentationLink 015 - Disclosure - Note 8 - Other Real Estate Owned link:calculationLink link:definitionLink link:presentationLink 016 - Disclosure - Note 9 - Deposits link:calculationLink link:definitionLink link:presentationLink 017 - Disclosure - Note 10 - FHLB Advances and FRB Borrowings link:calculationLink link:definitionLink link:presentationLink 018 - Disclosure - Note 11 - Other Borrowings link:calculationLink link:definitionLink link:presentationLink 019 - Disclosure - Note 12 - Junior Subordinated Debentures link:calculationLink link:definitionLink link:presentationLink 020 - Disclosure - Note 13 - Subordinated Debentures link:calculationLink link:definitionLink link:presentationLink 021 - Disclosure - Note 14 - Income Taxes link:calculationLink link:definitionLink link:presentationLink 022 - Disclosure - Note 15 - Regulatory Matters link:calculationLink link:definitionLink link:presentationLink 023 - Disclosure - Note 16 - Employee Benefit Plans link:calculationLink link:definitionLink link:presentationLink 024 - Disclosure - Note 17 - Bank Owned Life Insurance link:calculationLink link:definitionLink link:presentationLink 025 - Disclosure - Note 18 - Commitments and Contingencies link:calculationLink link:definitionLink link:presentationLink 026 - Disclosure - Note 19 - Related Party Transactions link:calculationLink link:definitionLink link:presentationLink 027 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements link:calculationLink link:definitionLink link:presentationLink 028 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments link:calculationLink link:definitionLink link:presentationLink 029 - Disclosure - Note 22 - Non-interest Income link:calculationLink link:definitionLink link:presentationLink 030 - Disclosure - Note 23 - Preferred Stock link:calculationLink link:definitionLink link:presentationLink 031 - Disclosure - Note 24 - Subsequent Events link:calculationLink link:definitionLink link:presentationLink 995478 - Disclosure - Significant Accounting Policies (Policies) link:calculationLink link:definitionLink link:presentationLink 995479 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Tables) link:calculationLink link:definitionLink link:presentationLink 995480 - Disclosure - Note 2 - Investments, Available for Sale (Tables) link:calculationLink link:definitionLink link:presentationLink 995481 - Disclosure - Note 3 - Investments, Held to Maturity (Tables) link:calculationLink link:definitionLink link:presentationLink 995482 - Disclosure - Note 4 - Loans Receivable, Net (Tables) link:calculationLink link:definitionLink link:presentationLink 995483 - Disclosure - Note 5 - Premises and Equipment, Net and Leases (Tables) link:calculationLink link:definitionLink link:presentationLink 995484 - Disclosure - Note 8 - Other Real Estate Owned (Tables) link:calculationLink link:definitionLink link:presentationLink 995485 - Disclosure - Note 9 - Deposits (Tables) link:calculationLink link:definitionLink link:presentationLink 995486 - Disclosure - Note 14 - Income Taxes (Tables) link:calculationLink link:definitionLink link:presentationLink 995487 - Disclosure - Note 15 - Regulatory Matters (Tables) link:calculationLink link:definitionLink link:presentationLink 995488 - Disclosure - Note 19 - Related Party Transactions (Tables) link:calculationLink link:definitionLink link:presentationLink 995489 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements (Tables) link:calculationLink link:definitionLink link:presentationLink 995490 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Tables) link:calculationLink link:definitionLink link:presentationLink 995491 - Disclosure - Note 22 - Non-interest Income (Tables) link:calculationLink link:definitionLink link:presentationLink 995492 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995493 - Disclosure - Note 1 - Significant Accounting Policies - Reconciliation of Earnings Per Share (Details) link:calculationLink link:definitionLink link:presentationLink 995494 - Disclosure - Note 2 - Investments, Available for Sale (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995495 - Disclosure - Note 2 - Investments, Available for Sale - Schedule of Available-for-Sale Securities Reconciliation (Details) link:calculationLink link:definitionLink link:presentationLink 995496 - Disclosure - Note 2 - Investments, Available for Sale - Available for Sale Securities Classified by Contractual Maturity Date (Details) link:calculationLink link:definitionLink link:presentationLink 995497 - Disclosure - Note 2 - Investments, Available for Sale - Schedule of Available for Sale Securities in Unrealized Loss Position (Details) link:calculationLink link:definitionLink link:presentationLink 995498 - Disclosure - Note 3 - Investments, Held to Maturity (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995499 - Disclosure - Note 3 - Investments, Held to Maturity - Summary of Held to Maturity Securities (Details) link:calculationLink link:definitionLink link:presentationLink 995500 - Disclosure - Note 3 - Investments, Held to Maturity - Held to Maturity Maturity and Yields (Details) link:calculationLink link:definitionLink link:presentationLink 995501 - Disclosure - Note 3 - Investments, Held to Maturity - Summary of HTM Securities in Unrealized Loss Position (Details) link:calculationLink link:definitionLink link:presentationLink 995502 - Disclosure - Note 3 - Investments, Held To Maturity - Schedule of Credit Ratings for Held To Maturity Securities (Details) link:calculationLink link:definitionLink link:presentationLink 995503 - Disclosure - Note 4 - Loans Receivable, Net (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995504 - Disclosure - Note 4 - Loans Receivable, Net - Schedule of Loans (Details) link:calculationLink link:definitionLink link:presentationLink 995505 - Disclosure - Note 4 - Loans Receivable, Net - Credit Quality Indicators (Details) link:calculationLink link:definitionLink link:presentationLink 995506 - Disclosure - Note 4 - Loans Receivable, Net - Aging of Recorded Investment (Details) link:calculationLink link:definitionLink link:presentationLink 995507 - Disclosure - Note 4 - Loans Receivable, Net - Loans in Nonaccrual Status (Details) link:calculationLink link:definitionLink link:presentationLink 995508 - Disclosure - Note 4 - Loans Receivable, Net - Accrued Interest Writeoff (Details) link:calculationLink link:definitionLink link:presentationLink 995509 - Disclosure - Note 4 - Loans Receivable, Net - Allowance for Credit Loss (Details) link:calculationLink link:definitionLink link:presentationLink 995510 - Disclosure - Note 4 - Loans Receivable, Net - Summary of Collateral Dependent Loans (Details) link:calculationLink link:definitionLink link:presentationLink 995511 - Disclosure - Note 4 - Loans Receivable, Net - Impaired Loans (Details) link:calculationLink link:definitionLink link:presentationLink 995512 - Disclosure - Note 5 - Premises and Equipment, Net and Leases (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995513 - Disclosure - Note 5 - Premises and Equipment, Net and Leases - Schedule of Premises and Equipment, Net (Details) link:calculationLink link:definitionLink link:presentationLink 995514 - Disclosure - Note 5 - Premises and Equipment, Net and Leases - Operating Lease Liabilities (Details) link:calculationLink link:definitionLink link:presentationLink 995515 - Disclosure - Note 6 - Goodwill (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995516 - Disclosure - Note 7 - FHLB Stock (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995517 - Disclosure - Note 8 - Other Real Estate Owned (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995518 - Disclosure - Note 8 - Other Real Estate Owned - Schedule of Other Real Estate (Details) link:calculationLink link:definitionLink link:presentationLink 995519 - Disclosure - Note 9 - Deposits (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995520 - Disclosure - Note 9 - Deposits - Deposits Outstanding (Details) link:calculationLink link:definitionLink link:presentationLink 995521 - Disclosure - Note 9 - Deposits - Scheduled Maturities of Certificates of Deposit (Details) link:calculationLink link:definitionLink link:presentationLink 995522 - Disclosure - Note 10 - FHLB Advances and FRB Borrowings (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995523 - Disclosure - Note 11 - Other Borrowings (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995524 - Disclosure - Note 12 - Junior Subordinated Debentures (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995525 - Disclosure - Note 13 - Subordinated Debentures (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995526 - Disclosure - Note 14 - Income Taxes (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995527 - Disclosure - Note 14 - Income Taxes - Schedule of Components Of Income Tax Expense (Details) link:calculationLink link:definitionLink link:presentationLink 995528 - Disclosure - Note 14 - Income Taxes - Income Tax Reconciliation (Details) link:calculationLink link:definitionLink link:presentationLink 995529 - Disclosure - Note 14 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) link:calculationLink link:definitionLink link:presentationLink 995530 - Disclosure - Note 15 - Regulatory Matters (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995531 - Disclosure - Note 15 - Regulatory Matters - Schedule of Regulatory Capital Requirements (Details) link:calculationLink link:definitionLink link:presentationLink 995532 - Disclosure - Note 16 - Employee Benefit Plans (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995533 - Disclosure - Note 17 - Bank Owned Life Insurance (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995534 - Disclosure - Note 18 - Commitments and Contingencies (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995535 - Disclosure - Note 19 - Related Party Transactions (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995536 - Disclosure - Note 19 - Related Party Transactions - Schedule of Loan Transactions With Related Parties (Details) link:calculationLink link:definitionLink link:presentationLink 995537 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements - Consolidated Balance Sheet Data (Details) link:calculationLink link:definitionLink link:presentationLink 995538 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Income Data (Details) link:calculationLink link:definitionLink link:presentationLink 995539 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Cash Flow Data (Details) link:calculationLink link:definitionLink link:presentationLink 995540 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995541 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements, Recurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 995542 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements Nonrecurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 995543 - Disclosure - Note 21 - Fair Value of Financial Instruments - Level 3 Assets Measured at Fair Value (Details) link:calculationLink link:definitionLink link:presentationLink 995544 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Schedule of Fair Value by Balance Sheet Grouping (Details) link:calculationLink link:definitionLink link:presentationLink 995545 - Disclosure - Note 22 - Non-interest Income - Non-interest Income (Details) link:calculationLink link:definitionLink link:presentationLink 995546 - Disclosure - Note 23 - Preferred Stock (Details Textual) link:calculationLink link:definitionLink link:presentationLink EX-101.CAL 7 sfdl-20231231_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE EX-101.DEF 8 sfdl-20231231_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE EX-101.LAB 9 sfdl-20231231_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Document And Entity Information us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue Due after ten years or more Note To Financial Statement Details Textual Significant Accounting Policies Note 1 - Summary of Significant Accounting Policies Due in one year or less Tax at Statutory Income Tax Rate Mortgage-Backed Securities, Issued by Private Enterprises [Member] Note 2 - Investments, Available for Sale Note 3 - Investments, Held to Maturity us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue Due in one year or less Note 4 - Loans Receivable, Net us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue Due after one year to five years Note 5 - Premises and Equipment, Net and Leases us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue Due after five to ten years Collateralized Mortgage-Backed Securities [Member] Note 8 - Other Real Estate Owned Note 9 - Deposits Note 14 - Income Taxes Change in Unrealized Gains on AFS Securities, Net of Taxes Income Tax Disclosure [Text Block] Note 15 - Regulatory Matters Note 19 - Related Party Transactions Unrealized Holding Gains (Losses) on AFS Securities, Net of Taxes of $1.6 million and $(14.9) million at December 31, 2023 and 2022, Respectively Held To Maturity ("HTM") (Fair Value of $158,540 and $161,464 at December 31, 2023 and December 31, 2022, Respectively) Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss Note 20 - Parent Company Only Condensed Financial Statements Note 21 - Carrying Amounts and Fair Value of Financial Instruments Note 22 - Non-interest Income us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax Reclassification Adjustment for Losses Included in Net Income, Net of Taxes of $0 and $(1) thousand at December 31, 2023 and 2022, Respectively Note 1 - Significant Accounting Policies - Reconciliation of Earnings Per Share (Details) Note 2 - Investments, Available for Sale - Schedule of Available-for-Sale Securities Reconciliation (Details) Note 2 - Investments, Available for Sale - Available for Sale Securities Classified by Contractual Maturity Date (Details) Commercial Real Estate [Member] Note 2 - Investments, Available for Sale - Schedule of Available for Sale Securities in Unrealized Loss Position (Details) Note 3 - Investments, Held to Maturity - Summary of Held to Maturity Securities (Details) Note 3 - Investments, Held to Maturity - Held to Maturity Maturity and Yields (Details) Home Equity Line of Credit [Member] Note 3 - Investments, Held to Maturity - Summary of HTM Securities in Unrealized Loss Position (Details) Note 3 - Investments, Held To Maturity - Schedule of Credit Ratings for Held To Maturity Securities (Details) US States and Political Subdivisions Debt Securities [Member] Note 4 - Loans Receivable, Net - Schedule of Loans (Details) Note 4 - Loans Receivable, Net - Credit Quality Indicators (Details) Note 4 - Loans Receivable, Net - Aging of Recorded Investment (Details) Residential Mortgage [Member] Note 4 - Loans Receivable, Net - Loans in Nonaccrual Status (Details) Held For Sale Note 4 - Loans Receivable, Net - Accrued Interest Writeoff (Details) Note 4 - Loans Receivable, Net - Allowance for Credit Loss (Details) Note 4 - Loans Receivable, Net - Summary of Collateral Dependent Loans (Details) Collateralized Loan Obligations [Member] Note 4 - Loans Receivable, Net - Impaired Loans (Details) Note 5 - Premises and Equipment, Net and Leases - Schedule of Premises and Equipment, Net (Details) Accumulated loss, 12 months or more, AFS Pass [Member] Note 5 - Premises and Equipment, Net and Leases - Operating Lease Liabilities (Details) Accumulated loss, total, AFS Note 8 - Other Real Estate Owned - Schedule of Other Real Estate (Details) Note 9 - Deposits - Deposits Outstanding (Details) Note 9 - Deposits - Scheduled Maturities of Certificates of Deposit (Details) Note 14 - Income Taxes - Schedule of Components Of Income Tax Expense (Details) Note 14 - Income Taxes - Income Tax Reconciliation (Details) Total HTM Securities Debt Securities, Held-to-Maturity, Weighted Average Yield Proceeds from Payments and Maturities of HTM Securities Note 14 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) Accumulated loss, less than 12 months, AFS Proceeds from Sale of AFS Securities Proceeds from Sale of Debt Securities, Available-for-Sale Note 15 - Regulatory Matters - Schedule of Regulatory Capital Requirements (Details) Note 19 - Related Party Transactions - Schedule of Loan Transactions With Related Parties (Details) Internal Credit Assessment [Axis] Proceeds from Payments and Maturities of AFS Securities Note 20 - Parent Company Only Condensed Financial Statements - Consolidated Balance Sheet Data (Details) Internal Credit Assessment [Domain] Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Income Data (Details) Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Cash Flow Data (Details) Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements, Recurring Basis (Details) Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements Nonrecurring Basis (Details) Other Comprehensive Income (Loss) US Treasury and Government [Member] Note 21 - Fair Value of Financial Instruments - Level 3 Assets Measured at Fair Value (Details) Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Schedule of Fair Value by Balance Sheet Grouping (Details) Note 22 - Non-interest Income - Non-interest Income (Details) Notes To Financial Statements Notes To Financial Statements [Abstract] us-gaap_PaymentsToAcquireOtherInvestments Investment in Subsidiary Positions, less than 12 months, AFS Positions, 12 months or more, AFS us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions Proceeds from Sale of OREO Proceeds from Sale of Other Real Estate Fair value, unrealized loss position, AFS Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block] Fair value, less than 12 months, AFS Fair value, 12 months or more, AFS us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt Purchase of AFS Securities us-gaap_PaymentsToAcquireHeldToMaturitySecurities Purchase of HTM Securities us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell Loans and Leases Receivable, Commitments to Purchase or Sell Financial Instruments [Domain] us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds Less Loan Payments Financial Asset, Past Due [Member] Financial Instrument [Axis] Financial Asset, Not Past Due [Member] New Loans Loans Pass Nonaccrual with no allowance us-gaap_PolicyTextBlockAbstract Accounting Policies Deferred Loan Fees us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate Share-Based Compensation Arrangement by Share-Based Payment Award, Discount from Market Price, Purchase Date us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear Pass Special Mention [Member] us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate Share-Based Compensation Arrangement by Share-Based Payment Award, Maximum Employee Subscription Rate Proceeds from Sale of Land Held for Sale us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear Pass Substandard [Member] us-gaap_DebtSecuritiesAvailableForSaleRealizedGain Debt Securities, Available-for-Sale, Realized Gain us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod Share-Based Compensation Arrangement by Share-Based Payment Award, Shares Issued in Period (in shares) us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear Pass us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear Pass us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear Pass us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss Debt Securities, Available-for-Sale, Realized Loss us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear Pass us-gaap_FinancingReceivableRevolving Pass us-gaap_PaymentsToAcquirePropertyPlantAndEquipment Purchase and Improvement of Premises and Equipment Supplemental Schedule of Non Cash Transactions: us-gaap_FinancingReceivableModificationsRecordedInvestment Financing Receivable, Modified, Accumulated Income Taxes Goodwill Disclosure [Text Block] Liabilities: us-gaap_IncreaseDecreaseInOperatingLeaseLiability Increase (Decrease) in Operating Lease Liability us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2 Financing Receivable, Modified in Period, Amount us-gaap_Assets Total Assets Preferred Stock [Text Block] Compensation and Employee Benefit Plans [Text Block] Income Equity in Earnings of Security Federal Bank Other Assets Borrowings from FRB us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender Bad Debt Reserve, Tax Purpose of Qualified Lender Net Income Net Income us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing Financing Receivable, 90 Days or More Past Due, Still Accruing Financing Receivable Credit Quality Indicators [Table Text Block] Nonaccrual Financing Receivable, Nonaccrual Financial Asset, 30 to 59 Days Past Due [Member] Financial Asset, 60 to 89 Days Past Due [Member] Financial Asset, Equal to or Greater than 90 Days Past Due [Member] Financing Receivable, Past Due [Table Text Block] Financial Asset, Aging [Axis] Financial Asset, Aging [Domain] Financing Receivables [Text Block] Commitments and Contingencies Disclosure [Text Block] MBS, average book yield Weighted average yield of investment in securities without in debt security measured at amortized cost (held-to-maturity). us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment Less: Accumulated Depreciation Held to Maturity Investments, Maturity Dates and Yields [Table Text Block] Tabular disclosure for held to maturity investments, classified by maturity dates and yields. Premises and Equipment, Net Total Premises and Equipment, Net Goodwill Goodwill Investment in Certificates of Deposits with Other Banks Reserve for Unfunded Commitments Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from reserve for unfunded commitments. Total Premises and Equipment Accrued Interest Receivable [Member] Relating to accrued interest receivable Treasury Stock Purchase (in shares) Number of common shares that have been repurchased during the period and are being held in treasury. us-gaap_ConstructionInProgressGross Construction in Progress, Gross Long-Term Debt, Type [Axis] Long-Term Debt, Type [Domain] us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue Life Insurance, Corporate or Bank Owned, Change in Value us-gaap_PaymentsToAcquireFederalHomeLoanBankStock Purchase of FHLB Stock Life Insurance, Corporate or Bank Owned [Text Block] us-gaap_Investments Total Investments Redemption of FHLB Stock us-gaap_LifeInsuranceCorporateOrBankOwnedAmount Life Insurance, Corporate or Bank Owned, Amount us-gaap_RelatedPartyDepositLiabilities Related Party Deposit Liabilities CASH FLOWS FROM INVESTING ACTIVITIES: Federal Home Loan Bank Advances [Member] Available For Sale ("AFS") Debt Securities, Available-for-Sale Amortized cost, HTM Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss Total HTM Securities Change in Lease Liabilities and Other Liabilities us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures Consolidated investment us-gaap_IncomeLossFromEquityMethodInvestments Equity in Earnings of Security Federal Bank Increase in Accounts Payable and Other Liabilities us-gaap_RelatedPartyTransactionAmountsOfTransaction Related Party Transaction, Amounts of Transaction Related Party Transactions Disclosure [Text Block] us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments Income Before Income Taxes Schedule of Related Party Transactions [Table Text Block] Provision For Income Taxes Total Income Tax Expense us-gaap_UnusedCommitmentsToExtendCredit Unused Commitments to Extend Credit Land Held for Sale Reclassification Adjustment for Losses (Gains) Included in Net Income, Tax us-gaap_OtherRealEstateDisposals Sales us-gaap_OtherRealEstateValuationAdjustments Write-downs Other Real Estate, Roll Forward [Table Text Block] Unrealized Holding Gains (Losses) on Securities AFS, Tax Investment Securities: Additions Other Expenses us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount Defined Contribution Plan, Employer Discretionary Contribution Amount Cash Cash and Cash Equivalents us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss Gross unrealized losses, HTM Subordinated Debt [Member] Write-down of OREO Gross unrealized gains, HTM Compensation and Employee Benefits Certificates of Deposit with Other Banks Individually evaluated for impairment Collectively evaluated for impairment Real Estate Owned [Text Block] Amendment Flag Recoveries us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs Charge-Offs Total loans gross write-offs us-gaap_ComprehensiveIncomeNetOfTax Comprehensive Income (Loss) City Area Code Use of Estimates, Policy [Policy Text Block] New Accounting Pronouncements, Policy [Policy Text Block] Reversal of provision for unfunded commitments Reclassification, Comparability Adjustment [Policy Text Block] us-gaap_OffBalanceSheetCreditLossLiability Off-Balance-Sheet, Credit Loss, Liability Beginning Balance Ending Balance us-gaap_SharesOutstanding Balance (in shares) Balance (in shares) us-gaap_LongTermDebtWeightedAverageInterestRateOverTime Long-Term Debt, Weighted Average Interest Rate, over Time Common Stock, Shares, outstanding (in shares) us-gaap_GainsLossesOnSalesOfOtherRealEstate Gains (Losses) on Sales of Other Real Estate Gain on Sale of OREO Financing Receivable, Allowance for Credit Loss [Table Text Block] Preferred Stock, Shares Outstanding (in shares) Gain on Sale of Loans Gain on Sales of Loans us-gaap_IncreaseDecreaseInOtherOperatingAssets Change in Other Assets Current Fiscal Year End Date us-gaap_DebtInstrumentBasisSpreadOnVariableRate1 Debt Instrument, Basis Spread on Variable Rate us-gaap_DebtInstrumentInterestRateStatedPercentage Debt Instrument, Interest Rate, Stated Percentage Held For Investment (Net of Allowance of $12,569 and $11,178 at December 31, 2023 and December 31, 2022, Respectively) Loans Receivable Held For Investment, Net us-gaap_LeaseCost Lease, Cost us-gaap_DebtInstrumentInterestRateEffectivePercentage Debt Instrument, Interest Rate, Effective Percentage us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent Operating Lease, Weighted Average Discount Rate, Percent Accrued Interest Receivable Document Fiscal Period Focus Document Fiscal Year Focus Consolidation, Policy [Policy Text Block] Document Period End Date us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1 Operating Lease, Weighted Average Remaining Lease Term (Year) Entity File Number Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) Actual Ratio Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) Capital Adequacy Ratio Entity Emerging Growth Company us-gaap_DebtInstrumentFaceAmount Debt Instrument, Face Amount Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) Well Capitalized Ratio Document Type us-gaap_DebtInstrumentRepurchaseAmount Debt Instrument, Repurchase Amount Total Risk-Based Capital (To Risk Weighted Assets) Well Capitalized Ratio Entity Small Business Entity Shell Company us-gaap_DividendsCommonStockCash Cash Dividends on Common Stock Common Equity Tier 1 Capital (To Risk Weighted Assets) Actual Ratio us-gaap_DividendsPreferredStockCash Dividends, Preferred Stock, Cash Document Information [Line Items] us-gaap_DebtInstrumentCollateralAmount Debt Instrument, Collateral Amount Document Information [Table] Loans and Leases Receivable, Real Estate and Other Assets Acquired Through Foreclosure, Policy [Policy Text Block] Disclosure of the company's policy regarding real estate and other assets acquired through foreclosure. Total Risk-Based Capital (To Risk Weighted Assets) Actual Ratio Total Risk-Based Capital (To Risk Weighted Assets) Capital Adequacy Ratio Entity Public Float Entity Filer Category Debt Instrument [Axis] Tier 1 Risk-Based Core Capital (To Risk Weighted Assets), Actual Ratio Entity Current Reporting Status Debt Instrument, Name [Domain] Tier 1 Risk-Based Core Capital (To Risk Weighted Assets) Capital Adequacy Ratio Entity Voluntary Filers Tier 1 Risk-Based Core Capital (To Risk Weighted Assets) Well Capitalized Ratio Entity Well-known Seasoned Issuer Total Risk-Based Capital (To Risk Weighted Assets) us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet Increase in Accrued Interest Receivable Total Risk-Based Capital (To Risk Weighted Assets), Capital Adequacy Total Risk-Based Capital (To Risk Weighted Assets), Well Capitalized Variable Rate [Domain] Fed Funds Effective Rate Overnight Index Swap Rate [Member] Percentage of total gross loans Represents the percentage of gross loans. Bank Owned Life Insurance ("BOLI") Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets), Capital Adequacy Variable Rate [Axis] Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets), Well Capitalized sfdl_FederalHomeLoanBankStockTransactionComponentPercentageOfOutstandingAdvances Federal Home Loan Bank Stock, Transaction Component, Percentage of Outstanding Advances Represents the percentage of outstanding advances as part of a transaction component of Federal Home Loan Bank Stock. sfdl_FederalHomeLoanBankStockMembershipComponentPercentOfTotalAssets Federal Home Loan Bank Stock, Membership Component, Percent of Total Assets Represents the percentage of total assets required to satisfy a membership component for Federal Home Loan Bank Stock. Debt Securities, Held-to-Maturity [Table Text Block] Common Equity Tier 1 Capital (To Risk Weighted Assets) Statement of Comprehensive Income [Abstract] Common Equity Tier 1 Capital (To Risk Weighted Assets), Capital Adequacy us-gaap_IncreaseDecreaseInAccountsAndOtherReceivables (Increase) Decrease in Accounts Receivable and Other Assets Entity Tax Identification Number Write Down of Land Held for Sale Impairment of Long-Lived Assets to be Disposed of Common Equity Tier 1 Capital (To Risk Weighted Assets), Well Capitalized Entity Central Index Key Tier 1 Risk-Based Core Capital (To Risk Weighted Assets) Entity Registrant Name Tier 1 Risk-Based Core Capital (To Risk Weighted Assets), Capital Adequacy Tier 1 Risk-Based Core Capital (To Risk Weighted Assets), Well Capitalized Entity [Domain] Legal Entity [Axis] Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value Entity Address, Address Line One Loans Receivable, Net: Held for investment, allowance for credit loss Financing Receivable, Allowance for Credit Loss Balance Balance ecd_NonRule10b51ArrTrmntdFlag Non-Rule 10b5-1 Arrangement Terminated [Flag] Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] us-gaap_TreasuryStockValueAcquiredCostMethod Treasury Stock Purchase Entity Address, City or Town ecd_Rule10b51ArrTrmntdFlag Rule 10b5-1 Arrangement Terminated [Flag] Private Label Investments [Member] Relating to Private Label Investments. ecd_Rule10b51ArrAdoptedFlag Rule 10b5-1 Arrangement Adopted [Flag] Entity Address, Postal Zip Code Other Real Estate Owned ("OREO") Other Real Estate Balance Balance Regulatory Capital Requirements under Banking Regulations [Text Block] Entity Address, State or Province ecd_NonRule10b51ArrAdoptedFlag Non-Rule 10b5-1 Arrangement Adopted [Flag] Material Terms of Trading Arrangement [Text Block] us-gaap_TreasuryStockValue Treasury Stock, at Cost (227,359 and 200,933 Shares Outstanding at December 31, 2023 and December 31, 2022, Respectively) Federal Home Loan Bank Certificates and Obligations (FHLB) [Member] Private Label Taxable Municipal Securities [Member] Relating to private label taxable municipal securities. Entity Common Stock, Shares Outstanding Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] Not Rated by Moodys [Member] Relating to not rated by Moodys. Advertising Advertising Expense Taxable Municipal Bonds [Member] Other Borrowings [Text Block] Represents the entire disclosure regarding other borrowings. Consulting Private Label Mortgage Backed Securities [Member] Relating to private label mortgage backed securities. Other Real Estate Owned Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from other real estate owned. Tax Exempt Interest sfdl_EffectiveIncomeTaxRateReconciliationDeductionTaxExemptInterest Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to deduction for tax exempt interest. Net Fees Deferred for Financial Reporting Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from financial reporting fees. Junior Subordinated Debentures [Text Block] Represents the entire disclosure regarding junior subordinated debentures. Data Processing Occupancy us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale Origination of Loans Held For Sale Certificate Accounts sfdl_HeldToMaturitySecuritiesFairValueDisclosure Fair value of investment in debt security measured at amortized cost (held-to-maturity). Local Phone Number us-gaap_GainLossOnDispositionOfAssets Loss on Disposal of Premises and Equipment us-gaap_TableTextBlock Notes Tables Employee Stock Purchase Plan Issuance Employee Stock Purchase Plan Issuance (in shares) us-gaap_GainLossOnDispositionOfAssets1 Gain (Loss) on Disposition of Assets Related Party, Type [Axis] Related Party, Type [Domain] Loss on Sales of Investment Securities, Net Loss on Sales of Investment Securities Proceeds From Sale of Loans Held For Sale OREO Federal Home Loan Bank ("FHLB") Stock, at Cost Federal Home Loan Bank Stock Preferred Stock Issuance (in shares) Stock Issued During Period, Shares, New Issues (in shares) Loans Held for Sale us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds HTM, fair value Debt Securities, Held-to-Maturity, Fair Value us-gaap_CashFDICInsuredAmount Cash, FDIC Insured Amount us-gaap_LiabilitiesAndStockholdersEquity Total Liabilities and Shareholders' Equity Reported Value Measurement [Member] Preferred Stock Issuance Stock Issued During Period, Value, New Issues Asset Pledged as Collateral [Member] Related Party Transaction [Axis] Related Party Transaction [Domain] Retained Earnings Retained Earnings (Accumulated Deficit) Accumulated Other Comprehensive Loss ("AOCL") Interest Expense Total Interest Expense us-gaap_DisclosureTextBlockAbstract Notes to Financial Statements Federal Home Loan Bank Advances, Disclosure [Text Block] Present value of estimated lease payments (lease liability) Operating Lease Liabilities Operating Lease, Liability Junior Subordinated Debentures us-gaap_InterestExpenseJuniorSubordinatedDebentures us-gaap_DerivativeLiabilityFairValueOfCollateral Derivative Liability, Fair Value of Collateral FHLB Advances and Other Borrowings Subsequent Events [Text Block] Subordinated Debentures us-gaap_InterestExpenseSubordinatedNotesAndDebentures Operating Lease Right-of-Use Assets Operating Lease, Right-of-Use Asset us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue Total undiscounted lease payments Less: effect of discounting us-gaap_DeferredIncomeTaxExpenseBenefit Total Deferred Tax Benefit us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree 2026 Measurement Input Type [Axis] us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour 2027 Measurement Input Type [Domain] us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive 2028 Measurement Input, Appraised Value [Member] us-gaap_DeferredCompensationArrangementWithIndividualCompensationExpense Deferred Compensation Arrangement with Individual, Compensation Expense us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive Thereafter Deposits us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths 2024 us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo 2025 Segment Reporting, Policy [Policy Text Block] Due after five years through ten years, average book yield Due after ten years, average book yield us-gaap_WeightedAverageRateDomesticDeposit Weighted Average Rate, Interest-Bearing Domestic Deposits, Point in Time Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block] Due after one year through five years, average book yield Due in one year or less, average book yield Earnings Per Share, Policy [Policy Text Block] Interest Expense: us-gaap_RevenuesNetOfInterestExpense Total Income Other Income Tax, Policy [Policy Text Block] Investment Securities Interest Income Total Interest Income us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments Discount Accretion and Premium Amortization, Net Other Borrowed Money Depreciation Expense Depreciation Cash and Cash Equivalents us-gaap_CashAndCashEquivalentsFairValueDisclosure Share-Based Payment Arrangement [Policy Text Block] us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations Junior Subordinated Debentures us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff Prior gross write-offs After 3 Years, Within 4 Years us-gaap_GainLossOnSaleOfProperties Loss on Sale of Land Held For Sale After 4 Years, Within 5 Years Taxable Investment Securities Tax-exempt Investment Securities Within 1 Year us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff One year before gross write-offs us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff Two years before gross write-offs After 1 Year, Within 2 Years After 2 Years, Within 3 Years Fair Value, Nonrecurring [Member] us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff Four years before gross write-offs Advertising Cost [Policy Text Block] Time Deposit Maturities [Table Text Block] us-gaap_FinancingReceivableRevolvingWriteoff Revolving gross write-offs Common Stock, $0.01 Par Value; 5,000,000 Shares Authorized; 3,456,136 Shares Issued and 3,228,777 Shares Outstanding at December 31, 2023 and 3,453,817 Shares Issued and 3,252,884 Shares Outstanding at December 31, 2022 us-gaap_FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff Current year, writen off us-gaap_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff Three years before gross write-offs Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities: Measurement Frequency [Axis] Measurement Frequency [Domain] Loans us-gaap_InterestAndFeeIncomeLoansAndLeases Fair Value, Recurring [Member] Common Stock, Shares, authorized (in shares) Common Stock, Shares, issued (in shares) us-gaap_DepositLiabilitiesReclassifiedAsLoansReceivable1 Deposit Liabilities Reclassified as Loans Receivable Common Stock, par value (in dollars per share) us-gaap_NoninterestBearingDomesticDepositBrokered Noninterest-Bearing Domestic Deposit, Brokered us-gaap_DeferredTaxAssetsValuationAllowance Less: Valuation Allowance Statistical Measurement [Domain] us-gaap_OperatingLeasePayments Operating Lease, Payments Maximum [Member] Minimum [Member] Product and Service [Axis] Product and Service [Domain] us-gaap_DeferredTaxAssetsNet Total Deferred Tax Assets Statistical Measurement [Axis] Interest Income: Investment, Name [Domain] Senior Non-Cumulative Perpetual Preferred Stock, Series ECIP, $1,000 Par Value; (82,949 Shares Authorized, Issued and Outstanding at December 31, 2023 and December 31, 2022) us-gaap_DeferredTaxAssetsLiabilitiesNet Net Deferred Tax Asset Preferred Stock, Shares Issued (in shares) Interest Investment, Name [Axis] us-gaap_DeferredTaxAssetsOther Other Property, Plant and Equipment Disclosure [Text Block] Property, Plant and Equipment [Table Text Block] us-gaap_DeferredTaxAssetsGross Total Gross Deferred Tax Assets Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block] Preferred Stock, Shares Authorized (in shares) us-gaap_DeferredIncomeTaxLiabilities Total Deferred Tax Liability Portion at Fair Value Measurement [Member] Preferred Stock, par value (in dollars per share) Estimate of Fair Value Measurement [Member] Other us-gaap_NoninterestIncomeOtherOperatingIncome Miscellaneous Income Total Non-Interest Income us-gaap_InterestBearingDomesticDepositBrokered Interest-Bearing Domestic Deposit, Brokered Measurement Basis [Axis] Federal Home Loan Bank Branch [Domain] Fair Value, Inputs, Level 3 [Member] Unrealized Loss on AFS Securities Federal Home Loan Bank of Atlanta [Member] us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit Time Deposits, at or Above FDIC Insurance Limit Fair Value Hierarchy and NAV [Domain] BOLI Income Earnings on BOLI Deposit Liabilities Disclosures [Text Block] Fair Value, Inputs, Level 1 [Member] Federal Home Loan Bank Branch [Axis] Fair Value, Inputs, Level 2 [Member] Non-Interest Income: Fair Value Hierarchy and NAV [Axis] Provision for Credit Losses us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss Net Interest Income after Provision for Credit Losses us-gaap_ProvisionForLoanLossesExpensed Provision for (Reversal of) Credit Losses Cumulative Effect, Period of Adoption [Domain] Cumulative Effect, Period of Adoption [Axis] us-gaap_PropertyPlantAndEquipmentUsefulLife Property, Plant and Equipment, Useful Life (Year) Cumulative Effect, Period of Adoption, Adjustment [Member] us-gaap_InterestIncomeExpenseNet Net Interest Income Construction in Progress [Member] CASH FLOWS FROM OPERATING ACTIVITIES: sfdl_FinancingReceivableAfterAllowanceForCreditLossAndHeldForSaleFinancingReceivable Total Loans Receivable, Net Amortized cost, after allowance for credit loss, of financing receivable and financing receivable held for sale. sfdl_SharebasedCompensationArrangementBySharebasedPaymentAwardMaximumEmployeeSubscription Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Represents the maximum amount of salary an employee can invest in a share-compensation plan. us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses Provision for Credit Losses Statement [Line Items] Furniture and Fixtures [Member] us-gaap_NumberOfReportableSegments Number of Reportable Segments Deferred Compensation Employee Stock Purchase Plan [Member] Relating to the employee stock purchase plan. Additional Paid-In Capital ("APIC") Building and Building Improvements [Member] Commitments on Mortgage Loans [Member] Relating to commitments on mortgage loans. Employees, Officers, and Directors [Member] Relating to employees, officers, and directors. sfdl_PercentageOfEquityRepresentedByRelatedParty Percentage of Equity Represented by Related Party Represents the percentage of equity that is represented by a related party. Commitments for Letters of Credit [Member] Relating to commitments for letters of credit. Unused Credit Card Loan Commitments [Member] Relating to unused credit card loan commitments. Treasury stock, shares (in shares) Number of previously issued common and preferred shares repurchased by the issuing entity and held in treasury. AOCI Attributable to Parent [Member] Shareholders' Equity: Land [Member] FHLB Stock Property, Plant and Equipment, Policy [Policy Text Block] Moody's, Aa1 Rating [Member] Executive Officers and Directors [Member] Relating to executive officers and directors. Equity Ownership From Loans [Member] Relating to equity ownership from loans. Long-Lived Tangible Asset [Axis] Loans Receivable, Net Long-Lived Tangible Asset [Domain] Moody's, A1 Rating [Member] Tax Credits Deposit Account [Member] Net Operating Losses Credit Rating, Moody's [Axis] External Credit Rating, Moody's [Domain] Debit Card Expenses Amount of debit card expense. Moody's, Aaa Rating [Member] Fair Value Disclosures [Text Block] ATM and Credit Card [Member] Represents ATM and credit card. Fair Value, by Balance Sheet Grouping [Table Text Block] Trust Income Noninterest income from trust. us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations Cash and Cash Equivalents at Beginning of Year Cash and Cash Equivalents at End of Year Assets: Treasury Stock, Common and Preferred [Member] Previously issued common and preferred shares repurchased by the issuing entity and held in treasury. us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect Net Increase in Cash and Cash Equivalents Debt Securities, Held-to-Maturity, Allowance for Credit Losses [Policy Text Block] Disclosure of accounting policy for allowance for credit losses in debt security measured at amortized cost (held-to-maturity). us-gaap_Liabilities Total Liabilities us-gaap_NetCashProvidedByUsedInFinancingActivities Net Cash Provided By Financing Activities Commitments (Note 18) Debt Securities, Available-for-Sale, Allowance for Credit Losses [Policy Text Block] Disclosure of accounting policy for allowance for credit losses in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). us-gaap_NetCashProvidedByUsedInOperatingActivities Net Cash Provided By Operating Activities Other Liabilities us-gaap_NetCashProvidedByUsedInInvestingActivities Net Cash Used By Investing Activities sfdl_DebtSecuritiesHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions Debt Securities, Held to Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions Number of investments in debt securities, held to maturity, in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset. sfdl_DebtSecuritiesHeldToMaturityUnrealizedLossPositionNumberOfPositions Debt Securities, Held to Maturity, Unrealized Loss Position, Number of Positions Number of investments in debt securities, held to maturity, in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset. Fair value, unrealized loss position, HTM Fair value of investment in debt security measured at amortized cost (held-to-maturity), in unrealized loss position. Debt Securities, Held to Maturity, Unrealized Loss Position, Fair Value [Table Text Block] Tabular disclosure of fair value of investment in debt security, held to maturity, in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset. Deposit Accounts, FHLB Advances and Other Borrowings [Member] Represents deposit accounts, FHLB advances and other borrowings. Investments in Debt Securities, Available for Sale [Text Block] The entire disclosure for investments in debt securities, available for sale securities. Investments in Debt Securities, Held to Maturity [Text Block] The entire disclosure for investments in debt securities, held to maturity securities. Small Business Administration Bonds [Member] Represents small business administration bonds. Schedule of Other Nonoperating Income, by Component [Table Text Block] Unrealized loss, more than 12 months, HTM Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in continuous loss position for 12 months or longer. sfdl_FinancingReceivableNonaccrualReviewLimit Financing Receivable, Nonaccrual, Review Limit Limit of financing receivable on nonaccrual status for review. Due after ten years, carrying value Common Equity Tier 1 Capital (To Risk Weighted Assets) Capital Adequacy Ratio Fair value, less than 12 months, HTM Fair value of investment in debt security measured at amortized cost (held-to-maturity), in continuous unrealized loss position for less than 12 months. Due after five years through ten years, carrying value Unrealized loss, unrealized loss position, HTM Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in unrealized loss position. Due after one year through five years, carrying value Fair value, more than 12 months, HTM Fair value of investment in debt security measured at amortized cost (held-to-maturity), in continuous unrealized loss position for 12 months or longer. us-gaap_BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual Banking Regulation, Capital Conservation Buffer, Common Equity Tier 1 Risk-Based Capital, Actual Unrealized losses, less then 12 months, HTM Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in continuous loss position for less than 12 months. Parent Company [Member] FHLB Stock Basis Over Tax Basis Common Equity Tier 1 Capital (To Risk Weighted Assets) Well Capitalized Ratio Accounts Payable and Other Liabilities Investment, Policy [Policy Text Block] sfdl_FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts Number of financing receivable contracts modified as troubled debt restructuring within previous 12 months, with subsequent payment default. Due in one year or less, carrying value sfdl_FinancingReceivableNumberOfLoansModified Financing Receivable, Number of Loans Modified Number of loans modified for debtor experiencing financial difficulty. MBS, carrying value Consolidated Entities [Axis] Consolidated Entities [Domain] Accounting Standards Update [Domain] Related Allowance Concentration Risk, Credit Risk, Policy [Policy Text Block] Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block] us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment Depreciation us-gaap_DeferredTaxLiabilitiesPrepaidExpenses Prepaid Expenses Accounting Standards Update [Axis] Condensed Cash Flow Statement [Table Text Block] Interest Income Recognized Condensed Balance Sheet [Table Text Block] us-gaap_AccruedBonusesCurrentAndNoncurrent Accrued Bonuses Condensed Income Statement [Table Text Block] us-gaap_PaymentsOfDividendsCommonStock Dividends to Common Stock Shareholders Recorded Investment Financing Receivable, Allowance for Credit Loss and Deferred Loan Fees Amount of allowance for credit loss and deferred loan fees for financing receivables. Commercial and Agricultural Loans [Member] Represents commercial and agricultural loans. Other Consumer Loans [Member] Represents other consumer loans. Average Recorded Investment us-gaap_CostsAndExpenses Total Expenses Unpaid Principal Balance Financing Receivable, Accrued Interest, Writeoff [Table Text Block] Tabular disclosure of accrued interest write-off for financing receivable. us-gaap_OtherNoninterestExpense Other us-gaap_NoninterestExpense Total Non-Interest Expense us-gaap_PaymentsForRepurchaseOfCommonStock Purchases of Treasury Stock Proceeds from Employee Stock Purchase Plan Caution [Member] Represents caution. FDIC Insurance Premiums Nonaccrual with an allowance Amortized cost of financing receivable on nonaccrual status with an allowance for credit loss. Excludes net investment in lease. Retained Earnings [Member] Borrower-In-Custody Program [Member] Represents Borrower-In-Custody program. Accounts Receivable and Other Assets Represents the amount of accounts receivable and assets classified as other. Fees income Schedule of Amortized Cost Basis of Collateral Dependent Loans [Table Text Block] Tabular disclosure of amortized cost basis of collateral dependent loans. State Current Tax Expense sfdl_FinancingReceivablesAllowanceForCreditLossesCollectivelyEvaluatedForImpairment Collectively evaluated for impairment The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. State Deferred Tax Expense Proceeds from Issuance of Preferred Stock sfdl_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment Individually evaluated for impairment Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. Non-Interest Expense: Additional Paid-in Capital [Member] Accounting Standards Update 2016-13 [Member] Security Federal Bank [Member] Relating to Security Federal Bank. Common Stock [Member] Federal Current Tax Expense Security Federal Statutory Trust [Member] Relating to Security Federal Statutory Trust. Preferred Stock [Member] Federal Deferred Tax Expense Other Borrowings Other Borrowings Collateral Held [Domain] Collateral Pledged [Member] Equity Components [Axis] Equity Component [Domain] Unfunded Loan Commitment [Member] Long-term Debt Collateral Held [Axis] us-gaap_CurrentIncomeTaxExpenseBenefit Total Current Tax Expense Class of Financing Receivable [Domain] Rent Expense From Leased Office Space [Member] Relating to rent expense from leased office space. Construction Loans [Member] Home Equity Loan [Member] Commercial Real Estate Portfolio Segment [Member] Class of Financing Receivable [Axis] Financing Receivable Portfolio Segment [Domain] Commercial Portfolio Segment [Member] us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest Income Before Income Taxes Consumer Portfolio Segment [Member] Financing Receivable Portfolio Segment [Axis] Junior Subordinated Debentures us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss ICFR Auditor Attestation Flag (Repayments) Proceeds from Other Borrowings, Net Subordinated Debentures Commissions From Insurance Agency Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block] us-gaap_DebtSecuritiesHeldToMaturityAccruedInterestAfterAllowanceForCreditLoss Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss Financing Receivable, Held-for-Sale [Policy Text Block] Financing Receivable, Held-for-Investment [Policy Text Block] Document Annual Report Cash and Cash Equivalents, Policy [Policy Text Block] Balance Sheet Location [Axis] Balance Sheet Location [Domain] us-gaap_EarlyRepaymentOfSubordinatedDebt Repurchase of Subordinated Debentures us-gaap_RepaymentsOfSubordinatedDebt Repurchase of Subordinated Debentures Entity Incorporation, State or Country Code us-gaap_DebtInstrumentCarryingAmount Long-Term Debt, Gross Accounting Policies [Abstract] Significant Accounting Policies [Text Block] Document Transition Report Document Financial Statement Error Correction [Flag] Entity Interactive Data Current Subordinated Borrowings Disclosure [Text Block] Non-interest Income [Text Block] The entire disclosure for non-interest income. Cash Dividend Per Share On Common Stock (in dollars per share) Grant Income Condensed Financial Information of Parent Company Only Disclosure [Text Block] Student Loan Pools [Member] Represents student loan pools. Collateral Dependent Loans [Member] Represents collateral dependent loans. Mortgage Loans Held For Sale [Member] Represents mortgage loans held for sale. Other Real Estate Owned [Member] Represents other real estate owned. Tax Exempt Municipal Bonds [Member] Represents tax exempt municipal bonds. Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] SBA Bonds [Member] Represents SBA bonds. Auditor Name Auditor Firm ID Land Held for Sale [Member] Represents land held for sale. Auditor Location Checking, Savings and Money Market Accounts Liabilities comprising of checking, savings and money market accounts, evaluated for fair value disclosure. us-gaap_RepaymentsOfBankDebt Repayment of FRB Borrowings Certificates of Deposits with Other Banks Assets comprising of certificates of deposits with other banks, evaluated for fair value disclosure. Pledging Purpose [Domain] Summary of Impaired Financing Receivables [Table Text Block] Tabular disclosure of impaired financing receivables. Pledging Purpose [Axis] us-gaap_OperatingLossCarryforwards Operating Loss Carryforwards Proceeds from FRB Borrowings Federal Home Loan Bank Stock [Text Block] The entire disclosure relating to federal home loan bank stock. Accrued Interest, Writeoff Statement [Table] Statement of Financial Position [Abstract] Weighted Average Shares Outstanding (Basic) (in shares) Net Income Per Common Share (Basic) (in dollars per share) us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss Debt Securities, Available-for-Sale, Allowance for Credit Loss Statement of Cash Flows [Abstract] Statement of Stockholders' Equity [Abstract] Income Statement [Abstract] Other Comprehensive (Income) Loss, Net of Tax Other Comprehensive Income (Loss) Financing Receivable, Nonaccrual [Table Text Block] Borrowings from Federal Reserve Bank ("FRB") Discount Window Borrowing [Member] Relating to discount window borrowing. Short Term Repurchase Agreements [Member] Relating to short-term repurchase agreements. Federal Reserve Bank Term Funding Program [Member] Relating to the Federal Reserve Bank Term Funding Program. Deposit Accounts Total Deposits sfdl_DebtInstrumentBasisSpreadAdjustment Debt Instrument, Basis Spread Adjustment Represents the basis spread adjustment on a debt instrument. Three Month London Interbank Offered Rate [Member] Relating to the three month London Interbank Offered Rate (LIBOR). Junior Subordinated Debentures [Member] Relating to the Junior Subordinated Debentures. us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLoss Debt Securities, Held-to-Maturity, Allowance for Credit Loss Investments Classified by Contractual Maturity Date [Table Text Block] us-gaap_DebtSecuritiesHeldToMaturity90DaysOrMorePastDueStillAccruing Debt Securities, Held-to-Maturity, 90 Days or More Past Due, Still Accruing Schedule of Components of Income Tax Expense (Benefit) [Table Text Block] Schedule of Deferred Tax Assets and Liabilities [Table Text Block] Schedule of Effective Income Tax Rate Reconciliation [Table Text Block] Increase (Decrease) in Deposit Accounts Fifteen Year Notes Due 2034 [Member] Relating to fifteen year notes due 2034. Certificates of Deposit Total Certificates of Deposits Ten Year Notes Due 2029 [Member] Relating to the Ten Year Notes due 2029. Schedule of Available-for-Sale Securities Reconciliation [Table Text Block] Money Market Deposit Liabilities, Type [Table Text Block] Depreciation and Maintenance of Equipment Represents the amount of depreciation and maintenance on equipment during the period. Checking Savings Other (1) Represents the amount of noninterest income classified as other. us-gaap_LoansAndLeasesReceivableRelatedParties Balance, Beginning of Period Balance, End of Period us-gaap_DebtSecuritiesHeldToMaturityNonaccrual Debt Securities, Held-to-Maturity, Nonaccrual Fair Value Measurements, Nonrecurring [Table Text Block] Fair Value, Assets Measured on Recurring Basis [Table Text Block] Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block] us-gaap_IncomeTaxReconciliationOtherAdjustments Other CASH FLOWS FROM FINANCING ACTIVITIES: us-gaap_ConvertibleDebtFairValueDisclosures Subordinated Debentures Valuation Allowance Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Amount Employee Stock Ownership Plan (ESOP) Name [Axis] Employee Stock Ownership Plan (ESOP), Plan [Domain] Commitments to Extend Credit [Member] Unused lines of Credit [Member] Amortization of Unrealized Losses (Gains) on AFS Securities Transferred to HTM, Tax us-gaap_OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossAfterTax Amortization of Unrealized Gains on AFS Securities Transferred to HTM, Net of Taxes of $2,800 and $2,000 at December 31, 2023 and 2022, Respectively Pledged Status [Domain] Pledged Status [Axis] Shareholders’ Equity Total Shareholders' Equity Balance Balance us-gaap_OperatingLeaseRightOfUseAssetAmortizationExpense Amortization of Operating Lease Right-of-Use ("ROU") Assets us-gaap_IncomeTaxReconciliationNondeductibleExpenseLifeInsurance Life Insurance Class of Stock [Axis] Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax Gross unrealized losses, AFS Gross unrealized gains, AFS us-gaap_PaymentsToAcquireLoansReceivable Net Increase in Loans Receivable Total AFS Securities Amortized cost, AFS Debt Securities, Available-for-Sale, Amortized Cost us-gaap_IncomeTaxReconciliationTaxCredits Tax Credits Due after one year to five years State Tax Due after five to ten years Due after ten years or more EX-101.PRE 10 sfdl-20231231_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE XML 12 R1.htm IDEA: XBRL DOCUMENT v3.24.1
Document And Entity Information - USD ($)
 12 Months Ended
Dec. 31, 2023
Mar. 21, 2024
Jun. 30, 2023
Document Information [Line Items]      
Entity Central Index Key 0000818677    
Entity Registrant Name SECURITY FEDERAL CORP    
Amendment Flag false    
Current Fiscal Year End Date --12-31    
Document Fiscal Period Focus FY    
Document Fiscal Year Focus 2023    
Document Type 10-K    
Document Annual Report true    
Document Period End Date Dec. 31, 2023    
Document Transition Report false    
Entity File Number 000-16120    
Entity Incorporation, State or Country Code SC    
Entity Tax Identification Number 57-0858504    
Entity Address, Address Line One 238 Richland Avenue Northwest    
Entity Address, City or Town Aiken    
Entity Address, State or Province SC    
Entity Address, Postal Zip Code 29801    
City Area Code 803    
Local Phone Number 641-3000    
Entity Well-known Seasoned Issuer No    
Entity Voluntary Filers No    
Entity Current Reporting Status Yes    
Entity Interactive Data Current Yes    
Entity Filer Category Non-accelerated Filer    
Entity Small Business true    
Entity Emerging Growth Company false    
ICFR Auditor Attestation Flag false    
Document Financial Statement Error Correction [Flag] false    
Entity Shell Company false    
Entity Common Stock, Shares Outstanding   3,229,325  
Entity Public Float     $ 44,257,125
Auditor Firm ID 149    
Auditor Name Elliott Davis, LLC    
Auditor Location Columbia, South Carolina    
XML 13 R2.htm IDEA: XBRL DOCUMENT v3.24.1
Consolidated Balance Sheets - USD ($)
Dec. 31, 2023
Dec. 31, 2022
Assets:    
Cash and Cash Equivalents $ 128,284,000 $ 28,502,000
Certificates of Deposit with Other Banks 2,350,000 1,100,000
Investment Securities:    
Available For Sale ("AFS") 537,640,000 550,148,000
Held To Maturity ("HTM") (Fair Value of $158,540 and $161,464 at December 31, 2023 and December 31, 2022, Respectively) 163,072,000 167,438,000
Total Investments 700,712,000 717,586,000
Loans Receivable, Net:    
Held For Sale 967,000 913,000
Held For Investment (Net of Allowance of $12,569 and $11,178 at December 31, 2023 and December 31, 2022, Respectively) 621,562,000 549,004,000
Total Loans Receivable, Net 622,529,000 549,917,000
Accrued Interest Receivable 5,512,000 4,811,000
Operating Lease Right-of-Use Assets 1,402,000 1,861,000
Land Held for Sale 938,000 1,097,000
Premises and Equipment, Net 28,637,000 27,960,000
Federal Home Loan Bank ("FHLB") Stock, at Cost 922,000 651,000
Other Real Estate Owned ("OREO") 0 120,000
Bank Owned Life Insurance ("BOLI") 27,954,000 27,318,000
Goodwill 1,200,000 1,200,000
Other Assets 29,231,000 19,243,000
Total Assets 1,549,671,000 1,381,366,000
Liabilities:    
Deposit Accounts 1,194,997,000 1,110,085,000
Borrowings from Federal Reserve Bank ("FRB") 119,200,000 44,080,000
Other Borrowings 19,180,000 27,588,000
Junior Subordinated Debentures 5,155,000 5,155,000
Subordinated Debentures 26,500,000 26,500,000
Operating Lease Liabilities 1,442,000 1,904,000
Other Liabilities 10,835,000 5,821,000
Total Liabilities 1,377,309,000 1,221,133,000
Commitments (Note 18)
Shareholders' Equity:    
Senior Non-Cumulative Perpetual Preferred Stock, Series ECIP, $1,000 Par Value; (82,949 Shares Authorized, Issued and Outstanding at December 31, 2023 and December 31, 2022) 82,949,000 82,949,000
Common Stock, $0.01 Par Value; 5,000,000 Shares Authorized; 3,456,136 Shares Issued and 3,228,777 Shares Outstanding at December 31, 2023 and 3,453,817 Shares Issued and 3,252,884 Shares Outstanding at December 31, 2022 35,000 35,000
Additional Paid-In Capital ("APIC") 18,287,000 18,230,000
Treasury Stock, at Cost (227,359 and 200,933 Shares Outstanding at December 31, 2023 and December 31, 2022, Respectively) (4,913,000) (4,331,000)
Accumulated Other Comprehensive Loss ("AOCL") (35,050,000) (40,779,000)
Retained Earnings 111,054,000 104,129,000
Total Shareholders' Equity 172,362,000 160,233,000
Total Liabilities and Shareholders' Equity $ 1,549,671,000 $ 1,381,366,000
XML 14 R3.htm IDEA: XBRL DOCUMENT v3.24.1
Consolidated Balance Sheets (Parentheticals) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
HTM, fair value $ 158,540 $ 161,464
Held for investment, allowance for credit loss $ 12,569 $ 11,178
Preferred Stock, par value (in dollars per share) $ 1,000 $ 1,000
Preferred Stock, Shares Authorized (in shares) 82,949 82,949
Preferred Stock, Shares Issued (in shares) 82,949 82,949
Preferred Stock, Shares Outstanding (in shares) 82,949 82,949
Common Stock, par value (in dollars per share) $ 0.01 $ 0.01
Common Stock, Shares, authorized (in shares) 5,000,000 5,000,000
Common Stock, Shares, issued (in shares) 3,456,136 3,453,817
Common Stock, Shares, outstanding (in shares) 3,228,777 3,252,884
Treasury stock, shares (in shares) 227,359 200,933
XML 15 R4.htm IDEA: XBRL DOCUMENT v3.24.1
Consolidated Statements of Income - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Interest Income:    
Loans $ 32,827,000 $ 25,637,000
Taxable Investment Securities 28,749,000 16,145,000
Tax-exempt Investment Securities 639,000 593,000
Other 2,762,000 203,000
Total Interest Income 64,977,000 42,578,000
Interest Expense:    
Deposits 20,701,000 2,911,000
FHLB Advances and Other Borrowings 3,271,000 389,000
Subordinated Debentures 1,393,000 1,548,000
Junior Subordinated Debentures 364,000 180,000
Total Interest Expense 25,729,000 5,028,000
Net Interest Income 39,248,000 37,550,000
Provision for Credit Losses 246,000 0
Net Interest Income after Provision for Credit Losses 39,002,000 37,550,000
Non-Interest Income:    
Loss on Sales of Investment Securities, Net [1] 0 (2,000)
Gain on Sale of Loans [1] 626,000 1,705,000
Commissions From Insurance Agency [1] 784,000 784,000
Trust Income 1,860,000 1,548,000
BOLI Income [1] 636,000 608,000
Grant Income 437,000 171,000
Other 809,000 911,000
Total Non-Interest Income 9,390,000 9,612,000
Non-Interest Expense:    
Compensation and Employee Benefits 20,313,000 20,050,000
Occupancy 3,175,000 2,811,000
Advertising 980,000 988,000
Depreciation and Maintenance of Equipment 2,450,000 2,291,000
FDIC Insurance Premiums 621,000 375,000
Write Down of Land Held for Sale 0 433,000
Consulting 746,000 705,000
Debit Card Expenses 1,434,000 1,267,000
Data Processing 1,305,000 758,000
Other 4,890,000 4,547,000
Total Non-Interest Expense 35,914,000 34,225,000
Income Before Income Taxes 12,478,000 12,937,000
Provision For Income Taxes 2,288,000 2,709,000
Net Income $ 10,190,000 $ 10,228,000
Net Income Per Common Share (Basic) (in dollars per share) $ 3.14 $ 3.14
Cash Dividend Per Share On Common Stock (in dollars per share) $ 0.52 $ 0.76
Weighted Average Shares Outstanding (Basic) (in shares) 3,248,149 3,252,884
Deposit Account [Member]    
Non-Interest Income:    
Fees income $ 1,220,000 $ 1,071,000
ATM and Credit Card [Member]    
Non-Interest Income:    
Fees income $ 3,018,000 $ 2,816,000
[1] Not within the scope of ASC 606
XML 16 R5.htm IDEA: XBRL DOCUMENT v3.24.1
Consolidated Statements of Comprehensive (Loss) Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Net Income $ 10,190 $ 10,228
Other Comprehensive Income (Loss)    
Unrealized Holding Gains (Losses) on AFS Securities, Net of Taxes of $1.6 million and $(14.9) million at December 31, 2023 and 2022, Respectively 5,720 (46,003)
Reclassification Adjustment for Losses Included in Net Income, Net of Taxes of $0 and $(1) thousand at December 31, 2023 and 2022, Respectively 0 2
Amortization of Unrealized Gains on AFS Securities Transferred to HTM, Net of Taxes of $2,800 and $2,000 at December 31, 2023 and 2022, Respectively 9 6
Other Comprehensive Income (Loss) 5,729 (45,995)
Comprehensive Income (Loss) $ 15,919 $ (35,767)
XML 17 R6.htm IDEA: XBRL DOCUMENT v3.24.1
Consolidated Statements of Comprehensive (Loss) Income (Parentheticals) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Unrealized Holding Gains (Losses) on Securities AFS, Tax $ 1,600 $ (14,900)
Reclassification Adjustment for Losses (Gains) Included in Net Income, Tax 0 (1)
Amortization of Unrealized Losses (Gains) on AFS Securities Transferred to HTM, Tax $ 2,800 $ 2,000
XML 18 R7.htm IDEA: XBRL DOCUMENT v3.24.1
Consolidated Statements of Changes in Shareholders' Equity - USD ($)
shares in Thousands, $ in Thousands
Cumulative Effect, Period of Adoption, Adjustment [Member]
Preferred Stock [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
Common Stock [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
Treasury Stock, Common and Preferred [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
Additional Paid-in Capital [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
AOCI Attributable to Parent [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
Retained Earnings [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
Preferred Stock [Member]
Common Stock [Member]
Treasury Stock, Common and Preferred [Member]
Additional Paid-in Capital [Member]
AOCI Attributable to Parent [Member]
Retained Earnings [Member]
Total
Balance (in shares) at Dec. 31, 2021               0 3,454 201        
Balance at Dec. 31, 2021               $ 0 $ 35 $ (4,331) $ 18,230 $ 5,216 $ 96,373 $ 115,523
Net Income               0 0 0 0 0 10,228 10,228
Other Comprehensive (Income) Loss, Net of Tax               $ 0 $ 0 $ 0 0 (45,995) 0 (45,995)
Preferred Stock Issuance (in shares)               83 0 0        
Preferred Stock Issuance               $ 82,949 $ 0 $ 0 0 0 0 82,949
Cash Dividends on Common Stock               $ 0 $ 0 $ 0 0 0 (2,472) (2,472)
Balance (in shares) at Dec. 31, 2022               83 3,454 201        
Balance at Dec. 31, 2022               $ 82,949 $ 35 $ (4,331) 18,230 (40,779) 104,129 160,233
Net Income               0 0 0 0 0 10,190 10,190
Other Comprehensive (Income) Loss, Net of Tax               0 0 0 0 5,729 0 5,729
Cash Dividends on Common Stock               $ 0 $ 0 $ 0 0 0 (1,687) (1,687)
Treasury Stock Purchase (in shares)               0 0 26        
Treasury Stock Purchase               $ 0 $ 0 $ (582) 0 0 0 (582)
Employee Stock Purchase Plan Issuance (in shares)               0 2 0        
Employee Stock Purchase Plan Issuance               $ 0 $ 0 $ 0 57 0 0 57
Balance (in shares) at Dec. 31, 2023               83 3,456 227        
Balance at Dec. 31, 2023 $ 0 $ 0 $ 0 $ 0 $ 0 $ (1,578) $ (1,578) $ 82,949 $ 35 $ (4,913) $ 18,287 $ (35,050) $ 111,054 $ 172,362
XML 19 R8.htm IDEA: XBRL DOCUMENT v3.24.1
Consolidated Statements of Cash Flows - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net Income $ 10,190,000 $ 10,228,000
Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities:    
Depreciation Expense 2,145,000 1,966,000
Discount Accretion and Premium Amortization, Net 3,919,000 6,498,000
Provision for Credit Losses 246,000 0
Earnings on BOLI [1] (636,000) (608,000)
Origination of Loans Held For Sale (21,551,000) (48,485,000)
Proceeds From Sale of Loans Held For Sale 22,123,000 53,315,000
Gain on Sales of Loans [1] (626,000) (1,705,000)
Loss on Sales of Investment Securities [1] 0 2,000
Loss on Disposal of Premises and Equipment 29,000 0
Gain on Sale of OREO (2,000) 0
Write-down of OREO 15,000 10,000
Write Down of Land Held for Sale 0 433,000
Loss on Sale of Land Held For Sale 9,000 0
Increase in Accrued Interest Receivable (701,000) (1,059,000)
Amortization of Operating Lease Right-of-Use ("ROU") Assets (459,000) (391,000)
Change in Other Assets (11,621,000) 949,000
Change in Lease Liabilities and Other Liabilities 4,857,000 (63,000)
Net Cash Provided By Operating Activities 8,855,000 21,872,000
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchase of AFS Securities (46,033,000) (59,675,000)
Proceeds from Payments and Maturities of AFS Securities 61,841,000 102,463,000
Proceeds from Sale of AFS Securities 0 22,375,000
Purchase of HTM Securities (20,253,000) (150,633,000)
Proceeds from Payments and Maturities of HTM Securities 24,762,000 6,794,000
Investment in Certificates of Deposits with Other Banks (1,250,000) 0
Purchase of FHLB Stock (696,000) (65,000)
Redemption of FHLB Stock 425,000 0
Net Increase in Loans Receivable (74,687,000) (53,546,000)
Proceeds from Sale of Land Held for Sale 150,000 0
Proceeds from Sale of OREO 107,000 0
Purchase and Improvement of Premises and Equipment (2,851,000) (4,688,000)
Net Cash Used By Investing Activities (58,485,000) (136,975,000)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Increase (Decrease) in Deposit Accounts 84,912,000 (5,878,000)
(Repayments) Proceeds from Other Borrowings, Net (8,408,000) 803,000
Repurchase of Subordinated Debentures 0 (3,500,000)
Proceeds from FRB Borrowings 446,055,000 400,880,000
Repayment of FRB Borrowings (370,935,000) (356,800,000)
Purchases of Treasury Stock (582,000) 0
Proceeds from Employee Stock Purchase Plan 57,000 0
Proceeds from Issuance of Preferred Stock 0 82,949,000
Dividends to Common Stock Shareholders (1,687,000) (2,472,000)
Net Cash Provided By Financing Activities 149,412,000 115,982,000
Net Increase in Cash and Cash Equivalents 99,782,000 879,000
Cash and Cash Equivalents at Beginning of Year 28,502,000 27,623,000
Cash and Cash Equivalents at End of Year 128,284,000 28,502,000
Interest 23,019,000 4,670,000
Income Taxes 2,091,000 2,159,000
Supplemental Schedule of Non Cash Transactions:    
Change in Unrealized Gains on AFS Securities, Net of Taxes $ 5,729,000 $ (45,995,000)
[1] Not within the scope of ASC 606
XML 20 R9.htm IDEA: XBRL DOCUMENT v3.24.1
Note 1 - Summary of Significant Accounting Policies
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Significant Accounting Policies [Text Block]

NOTE 1 - SIGNIFICANT ACCOUNTING POLICIES

 

The following is a description of the more significant accounting and reporting policies used in the preparation and presentation of the accompanying consolidated financial statements.  All significant intercompany transactions have been eliminated in consolidation.

 

Basis of Consolidation and Nature of Operations

 

The accompanying consolidated financial statements include the accounts of Security Federal Corporation (the “Company”) and its wholly owned subsidiary, Security Federal Bank (the “Bank”) and the Bank’s wholly owned subsidiaries, Security Federal Investments, Inc. ("SFINV"), Security Federal Insurance, Inc. (“SFINS”), and Security Financial Services Corporation (“SFSC”).  SFINV was formed to hold investment securities and allow for better management of the securities portfolio. SFINS is an insurance agency offering auto, business, and home insurance.  Effective April 30, 2022, Collier Jennings Financial Corporation, a wholly owned subsidiary of SFINS, and its subsidiaries, Security Federal Auto Insurance, The Auto Insurance Store Inc., and Security Federal Premium Pay Plans Inc. ("SFPPP") and its wholly owned premium finance subsidiary were dissolved. SFPPP’s ownership interests in four other premium finance subsidiaries were disposed of at an immaterial gain. Additionally, effective April 30, 2022, previously inactive SFSC was dissolved. All significant intercompany transactions and balances have been eliminated in consolidation.

 

The Company also has a wholly owned subsidiary, Security Federal Statutory Trust (the “Trust”), which issued and sold fixed and floating rate capital securities of the Trust.  However, under current accounting guidance, the Trust is not consolidated in the financial statements.  The Bank is primarily engaged in the business of accepting savings and demand deposits and originating mortgage loans and other loans to individuals and small businesses for various personal and commercial purposes.

  

 

Cash and Cash Equivalents

 

For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks, interest-bearing balances in other banks, and federal funds sold.  Cash equivalents have original maturities of three months or less.

 

Investment Securities

 

Investment securities are classified in one of three categories: HTM, AFS, or trading.  Management determines the appropriate classification of debt securities at the time of purchase. Investment securities are classified as HTM when the Company has the positive intent and ability to hold the securities to maturity. These securities are recorded at cost and adjusted for amortization of premiums and accretion of discounts over a level yield basis. Callable debt securities held at a premium are amortized until the earliest call date. Prepayment assumptions on mortgage-backed securities are anticipated.

 

Management classifies investment securities that are not considered to be HTM as AFS.  This type of investment is stated at fair value with unrealized gains and losses, net of tax, reported in a separate component of shareholders' equity (“accumulated other comprehensive income (loss)”). Gains and losses from sales of AFS investment securities are determined using the specific identification method. The Company had no investment securities classified as trading.

 

Allowance for Credit Losses – Available for Sale Securities

 

Management evaluates all AFS investment securities in an unrealized loss position on a quarterly basis, and more frequently when economic or market conditions warrant such evaluation. If the Company has the intent to sell the security or it is more likely than not that the Company will be required to sell the security, the security is written down to fair value and the entire loss is recorded in earnings. If either of the above criteria is not met, the Company evaluates whether the decline in fair value is the result of credit losses or other factors. In making the assessment, the Company may consider various factors including the extent to which fair value is less than amortized cost, performance of any underlying collateral, downgrades in the ratings of the security by a rating agency, the failure of the issuer to make scheduled interest or principal payments and adverse conditions specifically related to the security. If the assessment indicates that a credit loss exists, the present value of cash flows expected to be collected are compared to the amortized cost basis of the security and any excess is recorded as an allowance for credit losses, limited by the amount that the fair value is less than the amortized cost basis. Any amount of unrealized loss that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as provision for (reversal of) credit losses. Losses are charged against the allowance for credit losses when management believes an AFS security is confirmed to be uncollectible or when either of the criteria regarding intent or requirement to sell is met. At December 31, 2023, there was no allowance for credit losses related to the AFS portfolio.  Accrued interest receivable on AFS securities totaled $2.9 million at December 31, 2023 and was excluded from the estimate of credit losses.

 

Allowance for Credit Losses – Held to Maturity Securities

 

Management measures expected credit losses on HTM debt securities on a collective basis by major security type. The estimate of expected credit losses is primarily based on the ratings assigned to the securities by debt rating agencies and the average of the annual historical loss rates associated with those ratings. The Company then multiplies those loss rates, as adjusted for any modifications to reflect current conditions and reasonable and supportable forecasts as considered necessary, by the remaining lives of each individual security to arrive at a lifetime expected loss amount. Additionally, private label collateralized mortgage obligation ("CMO") securities which are not explicitly or implicitly guaranteed by the U.S. government are evaluated utilizing underlying pool data such as historical loss rates, loan-to-value ratios and credit enhancement data.  See "Note 3 - Investments, Held to Maturity" for additional information regarding the major HTM security types. There was no allowance for credit losses on HTM securities at December 31, 2023.  Accrued interest receivable on HTM securities totaled $788,000 at December 31, 2023 and was excluded from the estimate of credit losses.

 

Loans Receivable Held for Investment

 

Loans receivable that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts and deferred fees and costs. Accrued interest receivable related to loans is reported in accrued interest receivable on the consolidated balance sheets. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using methods that approximate a level yield without anticipating prepayments.

 

The accrual of interest is generally discontinued when a loan becomes 90 days past due and is not well collateralized and in the process of collection, or when management believes, after considering economic and business conditions and collection efforts, that the principal or interest will not be collectible in the normal course of business. Past due status is based on contractual terms of the loan. A loan is considered past due when a scheduled payment has not been received 30 days after the contractual due date.

 

All accrued interest is reversed against interest income when a loan is placed on nonaccrual status. Interest received on such loans is accounted for using the cost- recovery method, until qualifying for return to accrual. Under the cost-recovery method, interest income is not recognized until the loan balance is reduced to zero. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current, there is a sustained period of repayment performance, and future payments are reasonably assured.

 

 

Allowance for Credit Losses on Loans

 

The allowance for credit losses on loans is a valuation account that is deducted from the loans' amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the allowance when management believes the uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Accrued interest receivable is excluded from the estimate of credit losses.  The allowance for credit losses on loans represents management’s estimate of lifetime credit losses inherent in loans as of the balance sheet date. The allowance for credit losses on loans is estimated by management using relevant available information, from both internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts.

 

The Company measures expected credit losses for loans on a pooled basis when similar risk characteristics exist. The Company has identified the following portfolio segments:

 

Real Estate

 

o

 

Construction - Construction loans consist of loans to construct a borrower’s primary or secondary residence or vacant land upon which the owner intends to construct a dwelling at a future date. These loans are typically secured by undeveloped or partially developed land in anticipation of completing construction of a 1-4 family residential property. There is risk these construction and development projects can experience delays and cost overruns exceeding the borrower’s financial ability to complete the project. Such cost overruns can result in foreclosure of partially completed and unmarketable collateral. In addition, construction loans consist of loans to finance land for development of commercial or residential real property and construction of multifamily apartments or other commercial properties. These loans are highly dependent on the supply and demand for commercial real estate as well as the demand for newly constructed residential homes and lots acquired for development. Deterioration in demand could result in decreased collateral values, which could make repayments of outstanding loans difficult for customers.

o

 

Residential Mortgage - Residential mortgages consist of loans to purchase or refinance the borrower’s primary dwelling, second residence or vacation home and are often secured by 1-4 family residential property. Significant and rapid declines in real estate values can result in borrowers having debt levels in excess of the current market value of the collateral.

o

 

Commercial Mortgage - Commercial mortgages can be broadly categorized into owner-occupied and non-owner-occupied loans. Owner-occupied commercial mortgages involve financing for the purchase or refinancing of nonresidential properties that are occupied by the borrowing operating companies. The collateral for these loans typically includes office buildings, warehouses, manufacturing facilities, and other commercial or industrial properties. These loans hinge on the borrowers' ability to achieve business results consistent with the projections made at the loan origination. Although the loans are secured by real property to mitigate risk, there is a possibility that the liquidation of collateral may not fully satisfy the obligation. Non-owner-occupied commercial mortgages are used for purchasing or refinancing investment nonresidential properties. The collateral for these loans encompasses office buildings and complexes, retail facilities, multifamily complexes, land under development, and various other commercial or industrial real estate. The primary risk associated with non-owner-occupied commercial mortgage loans is contingent upon the ability of the income-producing property that collateralizes the loan to generate sufficient cash flow for servicing the debt. Despite being collateralized by real property to mitigate risk, there remains the possibility that the liquidation of collateral will not entirely meet the obligation.

 

Commercial and Agricultural - Commercial and agricultural loans consist of loans or lines of credit to finance accounts receivable, inventory or other general business needs, business credit cards, and lease financing agreements for equipment, vehicles, or other assets. The primary risk associated with commercial and agricultural loans is the ability of borrowers to achieve business results consistent with those projected at origination. Failure to achieve these projections presents risk the borrower will be unable to service the debt consistent with the contractual terms of the loan or lease.

 

Consumer loans

o

Home equity - Home equity loans consist of home equity lines of credit and other lines of credit secured by first or second liens on the borrower’s primary residence. These loans are secured by both senior and junior liens on the residential real estate and are particularly susceptible to declining collateral values.

o

 

Other - Consumer loans consist of loans to finance unsecured home improvements, student loans, automobiles and revolving lines of credit that can be secured or unsecured. The value of the underlying collateral within this class is at risk of potential rapid depreciation which could result in unpaid balances in excess of the collateral.

 

The Company calculates the allowance for credit losses on loans for each pool of loans using a remaining life loss methodology with a two quarter reasonable and supportable forecast period and an immediate reversion period. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses on loans to determine the allowance for credit losses on loans. The Company uses its own internal data to measure historical credit loss experience within the loan pools with similar risk characteristics over an economic cycle. The Company then forecasts the calculated historical loss rates over the calculated remaining life of loans by pool.

 

Additionally, the allowance for credit losses on loans calculation includes subjective adjustments for qualitative risk factors that are likely to cause estimated credit losses to differ from historical experience. These qualitative adjustments may increase or reduce reserve levels and include adjustments for lending management experience and risk tolerance, loan review and audit results, asset quality and portfolio trends, loan portfolio growth, industry concentrations, trends in underlying collateral, external factors and economic conditions not already captured.

 

Loans that do not share risk characteristics are evaluated on an individual basis. When management determines that foreclosure is probable and the borrower is experiencing financial difficulty, the expected credit losses on loans are based on the fair value of collateral at the reporting date adjusted for selling costs as appropriate.

 

Management evaluates the carrying value of the loans periodically and the allowance is adjusted accordingly. While management uses the best information available to make evaluations, future adjustments may be necessary if economic conditions differ substantially from the assumptions used in making these evaluations.  The allowance for credit losses is subject to periodic evaluations by bank regulatory agencies that may require adjustments to be made to the allowance based upon the information that is available at the time of their examination.

 

Allowance for Credit Losses – Unfunded Commitments

 

Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an allowance for credit losses - unfunded commitments unless the commitments to extend credit are unconditionally cancellable, through a charge to provision for unfunded commitments, which is included in the provision for credit losses in the Company’s consolidated income statements. The allowance for credit losses – unfunded commitments is estimated by loan segment at each balance sheet date using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur as well as any third-party guarantees. The allowance for credit losses - unfunded commitments is included in other liabilities on the Company’s consolidated balance sheets.

 

Loans Receivable Held for Sale

 

The Company originates fixed rate residential loans on a servicing released basis in the secondary market. Loans closed but not yet settled with institutional investors are carried in the Company’s loans held for sale portfolio.  These loans are fixed rate residential loans that have been originated in the Company’s name and have closed.  Virtually all these loans have commitments to be purchased by investors and the majority of these loans were locked in by price with the investors on the same day or shortly thereafter that the loan was locked in with the Company’s customers.  Therefore, these loans present little market risk for the Company. The Company usually delivers to, and receives funding from, the investor within 30 days.  Commitments to sell these loans to the investor are considered derivative contracts and are sold to investors on a “best efforts" basis. The Company is not obligated to deliver a loan or pay a penalty if a loan is not delivered to the investor. As a result of the short-term nature of these derivative contracts, the fair value of the mortgage loans held for sale in most cases is the same as the value of the loan amount at its origination.

 

Other Real Estate Owned

 

Other real estate owned represents real estate and other assets acquired through foreclosure or repossession and are initially recorded at the estimated fair value less costs to sell. Subsequent improvements are capitalized. Costs of holding real estate, such as property taxes, insurance, general maintenance and interest expense, are expensed as a period cost. Fair values are reviewed regularly and allowances for possible losses are established when the carrying value of the asset owned exceeds the fair value less estimated costs to sell. Fair values are generally determined by reference to an outside appraisal.

 

Premises and Equipment

 

Premises and equipment are carried at cost, net of accumulated depreciation.  Depreciation of premises and equipment is amortized on a straight-line method over the estimated useful life of the related asset.  Estimated lives are 7 to 40 years for buildings and improvements and generally 3 to 10 years for furniture, fixtures and equipment.  Maintenance and repairs are charged to current expense.  The cost of major renewals and improvements are capitalized.

 

Land Held for Sale

 

Land held for sale is reported at the lower of the carrying amount and fair value less costs to sell. During the year ended December 31, 2022, the Company recorded a write down on land for sale totaling $433,000 due to a reduction in fair value less costs to sell. No write-downs on land held for sale were recorded during 2023.

 

Goodwill

 

The Company's goodwill is a result of the excess of the cost over the fair value of net assets resulting from the acquisition of Collier Jennings Financial Corporation in July 2006. Goodwill is reviewed for impairment annually or whenever events or changes in circumstances indicate the carrying amount of an asset may not be recoverable.

 

Income Taxes

 

Income tax expense or benefit is recognized for the net change in the deferred tax liability or asset during the year.  That amount together with income taxes currently payable is the total amount of income tax expense or benefit for the year.  Deferred taxes are provided for by the differences in financial reporting bases for assets and liabilities compared with their tax bases. Generally, a current tax liability or asset is established for taxes presently payable or refundable and a deferred tax liability or asset is established for future tax items. A valuation allowance, if applicable, is established for deferred tax assets that may not be realized. Deferred income taxes are provided for differences between the provision for credit losses for financial statement purposes and those allowed for income tax purposes.

 

The Company adopted accounting guidance which prescribes a threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return and also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods and disclosures. There have been no gross amounts of unrecognized tax benefits or interest or penalties related to uncertain tax positions since adoption. There are no unrecognized tax benefits that would, if recognized, affect the effective tax rate. There are no positions for which it is reasonably possible that the total amounts of unrecognized tax benefits will significantly increase or decrease within the next 12 months.

 

Advertising Expense

 

Advertising and public relations costs are generally expensed as incurred.  External costs relating to direct mailing are expensed in the period in which the direct mailings are sent.  Advertising and public relations costs of $980,000 and $988,000 were included in the Company’s results of operations for the years ended December 31, 2023 and 2022, respectively.

 

Stock-Based Compensation

 

The Company accounts for compensation costs under its stock option plans using the fair value method. This method requires the measurement of the cost of employee services received in exchange for an award of equity instruments based upon the fair value of the award on the grant date. The cost of the award is recognized in the income statement over the vesting period of the award.

 

Net Income Per Common Share

 

Accounting guidance specifies the computation, presentation and disclosure requirements for earnings per share (“EPS”) for entities with publicly held common stock or potential common stock such as options, warrants, convertible securities or contingent stock agreements if those securities trade in a public market. Basic EPS is computed by dividing net income by the weighted average number of common shares outstanding.  Diluted EPS is similar to the computation of basic EPS except that the denominator is increased to include the number of additional common shares that would have been outstanding if the dilutive common shares had been issued.  The dilutive effect of options outstanding under the Company’s stock option plan is reflected in diluted EPS by application of the treasury stock method.

 

There were no stock options outstanding as of December 31, 2023 and 2022; and therefore, no dilutive options in the calculation of diluted EPS for those periods. The following tables show the Company’s net income per common share for the years indicated.

 

  

Year Ended December 31,

 
  

2023

  

2022

 

(Dollars in thousands, except EPS)

 

Income

  

Shares

  

EPS

  

Income

  

Shares

  

EPS

 

Basic EPS

 $10,190   3,248,149  $3.14  $10,228   3,252,884  $3.14 

 

Use of Estimates

 

The preparation of financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the dates of the financial statements and the reported amounts of income and expenses during the reporting periods.  Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes include:

 

 

•

Determination of the allowance for credit losses and provision for credit losses

 

•

Valuation of real estate acquired in conjunction with foreclosures or in satisfaction of loans

 

•

Income taxes, including tax provisions and realization of deferred tax assets

 

•

Fair value of assets and liabilities

 

Operating Segments

 

Accounting standards require that information be reported about a company’s operating segments using a “management approach.” Reportable segments are identified in these standards as those revenue producing components for which separate financial information is produced internally and which are subject to evaluation by the chief operating decision maker. While the chief operating decision maker monitors the revenue streams of the various products and services, operations are managed, and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable segment.

 

Reclassifications

 

Certain amounts in prior years’ consolidated financial statements have been reclassified to conform to current period classifications. There were no changes to previously reported net income or shareholders' equity.

 

Recently Issued or Adopted Accounting Standards

 

The following is a summary of recent authoritative pronouncements that could affect accounting, reporting, and disclosure of financial information by the Company:

 

On January 1, 2023, the Company adopted Accounting Standards Update (“ASU”) 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments Accounting Standards Codification (“ASC”) 326. This standard replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. CECL requires an estimate of credit losses for the remaining estimated life of the financial asset using historical experience, current conditions, and reasonable and supportable forecasts and generally applies to financial assets measured at amortized cost, including loan receivables and HTM debt securities, and some off-balance sheet credit exposures such as unfunded commitments to extend credit. Financial assets measured at amortized cost will be presented at the net amount expected to be collected by using an allowance for credit losses.

 

In addition, CECL made changes to the accounting for AFS debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on AFS debt securities if management does not intend to sell and does not believe that it is more likely than not, they will be required to sell. The Company adopted ASC 326 and all related subsequent amendments thereto effective January 1, 2023 using the modified retrospective approach for all financial assets measured at amortized cost and off-balance sheet credit exposures. The transition adjustment of the adoption of CECL included an increase in the allowance for credit losses on loans of $784,000, which is presented as a reduction to net loans outstanding, and an increase in the allowance for credit losses on unfunded loan commitments of $1.2 million, which is recorded within "Other Liabilities." The Company recorded a net decrease to retained earnings of $1.6 million as of January 1, 2023 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Results for reporting periods beginning after January 1, 2023 are presented under CECL while prior period amounts continue to be reported in accordance with previously applicable accounting standards (“Incurred Loss”).  The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectible interest. The adoption of CECL had an insignificant impact on the Company's HTM and AFS securities portfolios.

 

In January 2023, the Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminated the accounting guidance for troubled debt restructurings (“TDRs”) while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the guidance requires disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The Company adopted the guidance using the modified retrospective method. Upon adoption of this guidance, the Company is no longer required to establish a specific reserve for modifications to borrowers experiencing financial difficulty. Instead, these modifications are included in their respective cohort and a historical loss rate is applied to the current loan balance to arrive at the quantitative baseline portion of the allowance. The difference between the allowance previously determined and the current allowance was not material to the Company’s financial statements.

 

In December 2022, the FASB issued amendments to extend the time preparers can use the reference rate reform relief guidance under ASC Topic 848 from December 31, 2022, to December 31, 2024, to address the fact that all London Interbank Offered Rate ("LIBOR") tenors were not discontinued as of December 31, 2021, and some tenors will be published until June 2023. The amendments are effective immediately for all entities and are applied prospectively. These amendments did not have a material effect on the Company's financial statements.

 

In December 2023, the FASB amended the Income Taxes topic in the Accounting Standards Codification to improve the transparency of income tax disclosures. The amendments are effective for annual periods beginning after December 15, 2024. Early adoption is permitted for annual financial statements that have not yet been issued or made available for issuance. The Company does not expect these amendments to have a material effect on its financial statements. 

 

Other accounting standards that have been issued or proposed by the FASB or other standards-setting authorities are not expected to have a material impact on the Company’s consolidated financial position, results of operations or cash flows.

 

Risks and Uncertainties

 

In the normal course of its business, the Company encounters two significant types of risk: economic and regulatory.  There are three main components of economic risk: interest rate risk, credit risk, and market risk.  The Company is subject to interest rate risk to the degree that its interest-bearing liabilities mature or reprice at different speeds, or on different bases, than its interest-earning assets.  Credit risk is the risk of default on the Company’s loan portfolio that results from borrowers’ inability or unwillingness to make contractually required payments.  Market risk reflects changes in the value of collateral underlying loans receivable, the valuation of real estate held by the Company, and the valuation of loans held for sale and securities available for sale.  The Company is subject to the regulations of various government agencies.  These regulations can and do change significantly from period to period.  The Company also undergoes periodic examinations by the bank regulatory agencies, which may subject it to further changes with respect to asset valuations, amounts of required loss allowances, and operating restrictions, resulting from the regulators’ judgments based on information available to them at the time of their examination.

 

 
XML 21 R10.htm IDEA: XBRL DOCUMENT v3.24.1
Note 2 - Investments, Available for Sale
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Investments in Debt Securities, Available for Sale [Text Block]

NOTE 2 - INVESTMENTS, AVAILABLE FOR SALE

 

AFS securities are recorded at fair market value. There was no allowance for credit losses for AFS securities as of December 31, 2023. The amortized cost, gross unrealized gains, gross unrealized losses, and fair values of AFS securities at the dates indicated were as follows:

 

  

December 31, 2023

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair value

 

Student Loan Pools

 $51,022  $72  $(728) $50,366 

Small Business Administration (“SBA”) Bonds

  79,014   416   (2,677)  76,753 

Tax Exempt Municipal Bonds

  21,501   643   (908)  21,236 

Taxable Municipal Bonds

  64,669   —   (11,554)  53,115 

Mortgage-Backed Securities ("MBS")

  368,081   31   (31,942)  336,170 

Total AFS Securities

 $584,287  $1,162  $(47,809) $537,640 

 

  

December 31, 2022

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair value

 

Student Loan Pools

 $60,855  $12  $(1,709) $59,158 

SBA Bonds

  102,293   584   (3,247)  99,630 

Tax Exempt Municipal Bonds

  22,537   405   (1,632)  21,310 

Taxable Municipal Bonds

  65,250   —   (14,480)  50,770 

MBS

  353,222   30   (33,972)  319,280 

Total AFS Securities

 $604,157  $1,031  $(55,040) $550,148 

 

Student Loan Pools are typically 97% guaranteed by the United States government while SBA bonds are 100% backed by the full faith and credit of the United States government. The majority of the Bank's MBS are issued or guaranteed by an agency of the United States government such as Ginnie Mae, or by Government Sponsored Entities ("GSEs"), including Fannie Mae and Freddie Mac. Ginnie Mae MBS are backed by the full faith and credit of the United States government, while those issued by GSEs are not. Also included in MBS are private label collateralized mortgage obligation ("CMO") securities, which are issued by non-governmental real estate mortgage investment conduits and are not backed by the full faith and credit of the United States government. At December 31, 2023 the Bank held an amortized cost and fair value of $83.3 million and $76.7 million in private label CMO securities, compared to an amortized cost and fair value of $60.1 million and $53.8 million at December 31, 2022, respectively.

 

The amortized cost and fair value of AFS securities at December 31, 2023 are shown below by contractual maturity.  Expected maturities will differ from contractual maturities because borrowers have the right to prepay obligations with or without call or prepayment penalties. Since MBS are not due at a single maturity date, they are disclosed separately, rather than allocated over the maturity groupings below.

 

(Dollars in thousands)

 

Amortized Cost

  

Fair Value

 

Due in one year or less

 $5  $5 

Due after one year to five years

  7,646   7,664 

Due after five to ten years

  73,665   69,452 

Due after ten years or more

  134,890   124,349 

MBS

  368,081   336,170 

Total AFS Securities

 $584,287  $537,640 

 

The amortized cost and fair value of AFS securities pledged as collateral for certain deposit accounts, FHLB advances, FRB, and other borrowings were $533.7 million and $490.5 million at December 31, 2023, and $318.0 million and $297.0 million at December 31, 2022, respectively.

 

There were no sales of AFS securities during the year ended December 31, 2023 , and therefore, no proceeds from sales, gross gains or gross losses were recorded during 2023.  The Bank received $22.4 million in gross proceeds from sales of AFS securities and recognized gross gains of $159,000 and gross losses of $161,000 during the year ended December 31, 2022 .

 

 

The following tables summarize gross unrealized losses and the related fair value, aggregated by investment category and length of time that individual AFS securities have been in a continuous unrealized loss position at the dates indicated.

 

  

December 31, 2023

 
  

Less than 12 Months

  

12 Months or More

  

Total

 
  

Fair

  

Unrealized

      

Fair

  

Unrealized

      

Fair

  

Unrealized

 

(Dollars in thousands)

 

Value

  

Losses

  

#

  

Value

  

Losses

  

#

  

Value

  

Losses

 

Student Loan Pools

 $377  $1   1  $43,872  $727   34  $44,249  $728 

SBA Bonds

  2,200   5   4   39,151   2,672   63   41,351   2,677 

Tax Exempt Municipal Bonds

  —   —   —   12,965   908   12   12,965   908 

Taxable Municipal Bonds

  —   —   —   53,115   11,554   59   53,115   11,554 

MBS

  36,069   434   30   292,864   31,508   213   328,933   31,942 
  $38,646  $440   35  $441,967  $47,369   381  $480,613  $47,809 

 

  

December 31, 2022

  

Less than 12 Months

  

12 Months or More

  

Total

  

Fair

  

Unrealized

      

Fair

  

Unrealized

      

Fair

  

Unrealized

 

(Dollars in thousands)

 

Value

  

Losses

  

#

  

Value

  

Losses

  

#

  

Value

  

Losses

 

Student Loan Pools

 $24,768  $638   16  $30,684  $1,071   23  $55,452  $1,709 

SBA Bonds

  8,404   121   18   45,969   3,126   52   54,373   3,247 

Tax Exempt Municipal Bonds

  8,051   719   9   4,929   913   4   12,980   1,632 

Taxable Municipal Bonds

  14,428   3,197   17   36,342   11,283   43   50,770   14,480 

MBS

  146,016   11,133   145   170,578   22,839   89   316,594   33,972 
  $201,667  $15,808   205  $288,502  $39,232   211  $490,169  $55,040 

 

At December 31, 2023, the Company’s AFS security portfolio consisted of 514 securities, 416 of which were in an unrealized loss position. The majority of unrealized losses are related to the Company’s SBA bonds, MBS, and taxable municipal bonds. Management’s evaluation of those securities is discussed below. The Company reviews its investment securities portfolio at least quarterly and more frequently when economic conditions warrant, assessing whether an allowance for credit loss is deemed necessary.

 

SBA Bonds

 

At December 31, 2023, there were 120 SBA Bonds, 67 of which had unrealized losses.  These unrealized losses related principally to changes in market interest rates. The contractual terms of the investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments.  Because the Company does not intend to sell the investments and it is more likely than not that the Company will not be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company did not recognize unrealized losses into income at December 31, 2023. SBA securities are fully backed by the U.S. government.

 

MBS

 

At December 31, 2023, approximately 81% of the AFS MBS held by the Company were issued or guaranteed by an agency of the U.S. government such as Ginnie Mae, or by Government Sponsored Entities ("GSEs"), including Fannie Mae and Freddie Mac. Ginnie Mae MBS are backed by the full faith and credit of the U.S. government, while those issued by GSEs are not. At December 31, 2023, there were 194 of these securities in an unrealized loss position. This impairment is believed to be caused by the current interest rate environment. The contractual cash flows of those investments are guaranteed by an agency of the U.S. Government. Because the decline in market value is attributable to the current interest rate environment and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, unrealized losses were not recognized into income as of December 31, 2023.

 

Also included in MBS are private label collateralized mortgage obligation ("CMO") securities, which are issued by non-governmental real estate mortgage investment conduits and are not backed by the full faith and credit of the U.S. government. At December 31, 2023 we held 53 private label CMO securities with an amortized cost and fair value of $83.3 million and $76.7 million, respectively. At that date, 49 of these securities had unrealized losses. Of the 49 securities in a loss position, 36 were rated AA or higher by Moody’s, Bloomberg, and/or S&P. In addition, each of the individual securities have credit enhancements and LTVs further reducing potential realized losses. This impairment is believed to be caused by the current interest rate environment. Because the decline in market value is attributable to the current interest rate environment and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, unrealized losses were not recognized into income as of December 31, 2023.

 

Municipal Bonds

 

At December 31, 2023 there were 12 tax exempt municipal securities and 59 taxable municipal securities that had unrealized losses. The Company believes the unrealized losses on those investments were caused by the interest rate environment and do not relate to the underlying credit quality of the issuers. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, unrealized losses were not recognized into income as of December 31, 2023. Each of the Municipal securities held were rated “A2” (Moody’s) or “AA-” (S&P) or better.

 

Accrued interest receivable on AFS securities totaled $2.9 million at December 31, 2023 and was excluded from the estimate of credit losses.

 
XML 22 R11.htm IDEA: XBRL DOCUMENT v3.24.1
Note 3 - Investments, Held to Maturity
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Investments in Debt Securities, Held to Maturity [Text Block]

NOTE 3 - INVESTMENTS, HELD TO MATURITY

 

HTM securities are recorded at amortized cost. The amortized cost, gross unrealized gains, gross unrealized losses, and fair values of HTM securities at the dates indicated were as follows:

 

  

December 31, 2023

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

US Treasury Bonds

 $23,874  $—  $(278) $23,596 

FHLB Bond

  1,000   —   —   1,000 

Student Loan Pools

  16,881   278   —   17,159 

SBA Bonds

  11,305   493   —   11,798 

Taxable Municipal Bonds

  962   —   (28)  934 

MBS

  109,050   96   (5,093)  104,053 

Total HTM Securities

 $163,072  $867  $(5,399) $158,540 

 

  

December 31, 2022

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

US Treasury Bonds

 $34,512  $—  $(682) $33,830 

FHLB Bond

  1,000   —   (1)  999 

Student Loan Pools

  16,388   88   (59)  16,417 

SBA Bonds

  3,521   162   —   3,683 

Taxable Municipal Bonds

  952   —   (60)  892 

MBS

  111,065   29   (5,451)  105,643 

Total HTM Securities

 $167,438  $279  $(6,253) $161,464 

 

At December 31, 2023, the amortized cost and fair value of HTM securities that were pledged as collateral for certain deposit accounts, FHLB advances and other borrowings were $107.5 million and $103.8 million compared to an amortized cost and fair value of $25.3 million and $24.5 million at December 31, 2022, respectively.

 

At December 31, 2023, HTM securities had a combined book value of $163.1 million and an average book yield of 4.85%, which was calculated by multiplying the carrying value of each HTM security by its yield and dividing the sum of these results by the total carrying value. The following table includes a summary of the amortized cost and average book yield of HTM securities by contractual maturity at December 31, 2023.  Since MBS do not have fixed maturity dates, they are disclosed separately.

 

  

Carrying Value

  

Average Book Yield

 

HTM Securities:

        

Due in one year or less

 $11,978   2.94%

Due after one year through five years

  13,858   3.60%

Due after five years through ten years

  6,914   6.90%

Due after ten years

  21,272   7.07%

MBS

  109,050   4.66%

Total HTM Securities

 $163,072   4.85%

 

 

The following tables summarize gross unrealized losses and the related fair value, aggregated by investment category and length of time that individual HTM securities have been in a continuous unrealized loss position at the dates indicated.

 

  

December 31, 2023

 
  

Less than 12 Months

  

12 Months or More

  

Total

 
  

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 

(Dollars in thousands)

 

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 

US Treasury Bonds

 $—  $—  $23,596  $278  $23,596  $278 

Taxable Municipal Bonds

  —   —   934   28   934   28 

MBS

  40,732   458   58,731   4,635   99,463   5,093 
  $40,732  $458  $83,261  $4,941  $123,993  $5,399 

 

  

December 31, 2022

 
  

Less than 12 Months

  

12 Months or More

  

Total

 

(Dollars in thousands)

 

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 
  

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 

US Treasury Bonds

 $33,830  $682  $—  $—  $33,830  $682 

FHLB Bond

  999   1   —   —   999   1 

Student Loan Pools

  6,520   59   —   —   6,520   59 

Taxable Municipal Bonds

  892   60   —   —   892   60 

MBS

  88,351   3,145   9,334   2,306   97,685   5,451 
  $130,592  $3,947  $9,334  $2,306  $139,926  $6,253 

 

At December 31, 2023 and 2022, 55 and 54 individual HTM securities were in a loss position, including 42 and six securities that were in a loss position for greater than 12 months, respectively. The Company believes, based on industry analyst reports and credit ratings, that the deterioration in value was attributable to changes in market interest rates and was not in the credit quality of the issuer. The Company has the ability and intent to hold these securities to maturity.

 

The estimate of expected credit losses on HTM securities is primarily based on the ratings assigned to the securities by debt rating agencies and the average of the annual historical loss rates associated with those ratings. The Company then multiplies those loss rates, as adjusted for any modifications to reflect current conditions and reasonable and supportable forecasts as considered necessary, by the remaining lives of each individual security to arrive at a lifetime expected loss amount. Additionally, private label CMO securities which are not explicitly or implicitly guaranteed by the U.S. government are evaluated utilizing underlying pool data such as historical loss rates, loan-to-value ratios and credit enhancement data. At December 31, 2023 the Bank held an amortized cost and fair value of $14.6 million and $14.3 million in HTM private label CMO securities, compared to an amortized cost and fair value of $16.7 million and $16.2 million at December 31, 2022, respectively. All MBS issued by government-sponsored corporations are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. The state and local governments securities held by the Company are highly rated by major rating agencies.

 

As a result of the analysis, the allowance for credit losses for HTM securities was not considered to be material as of December 31, 2023. The following table summarizes the amortized cost and credit ratings of our HTM securities that were considered to have greater than zero percent credit loss probability at December 31, 2023.

 

(Dollars in thousands)

 

Amortized Cost

 

Taxable Municipal Bond

    

AA

  962 

Total Taxable Municipal Bond

  962 

Private Label MBS

    

AAA

  9,259 

A

  1,663 

Not Rated

  3,695 

Total Private Label

  14,617 

 

As of December 31, 2023, there were no HTM securities that were classified as either nonaccrual or 90 days or more past due and still accruing. Accrued interest receivable on HTM securities totaled $788,000 at December 31, 2023 and was excluded from the estimate of credit losses.

 
XML 23 R12.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Financing Receivables [Text Block]

NOTE 4 - LOANS RECEIVABLE, NET

 

Loans receivable, net, at the dates indicated are summarized as follows:

 

  

December 31,

 
  

2023

  

2022

 

(Dollars in thousands)

 

Balance

  

% of Total Gross Loans

  

Balance

  

% of Total Gross Loans

 

Real Estate Loans:

                

Construction

 $104,508   16.5% $112,794   20.1%

Residential Mortgage

  172,883   27.2%  110,057   19.6%

Commercial

  264,802   41.7%  252,154   44.9%

Commercial and Agricultural Loans

  33,286   5.3%  30,648   5.5%

Consumer Loans:

                

Home Equity Lines of Credit ("HELOC")

  34,497   5.4%  31,737   5.7%

Other Consumer Loans

  24,520   3.9%  23,598   4.2%

Total Loans Held For Investment, Gross

  634,496   100.0%  560,988   100.0%

Less:

                

Allowance For Credit Losses

  12,569       11,178     

Deferred Loan Fees

  365       806     
   12,934       11,984     

Loans Receivable Held For Investment, Net

 $621,562      $549,004     

 

Credit Quality Indicators

 

The Bank categorizes loans into risk categories based on relevant information regarding the borrowers' ability to pay off their loan in accordance with its terms. This information includes; but is not limited to, current financial and credit documentation, payment history, public information and current economic trends, among other factors. Risk ratings are used to rate the credit quality of loans for the purposes of determining the Bank’s allowance for credit losses. The following definitions are used for credit quality risk ratings:

 

Pass - loans that are performing and are deemed adequately protected by the net worth of the borrower or the underlying collateral value. These loans are considered to have the least amount of risk in terms of determining the allowance for credit losses.

 

Caution - loans that do not currently expose the Bank to sufficient risk to warrant adverse classification but possess weaknesses.

 

Special Mention - loans that do not currently expose the Bank to sufficient risk to warrant adverse classification but possess more weaknesses than Caution loans.

 

Substandard - loans that are considered to have the most risk. These loans typically have an identified weakness or weaknesses and are inadequately protected by the net worth of the borrower or collateral value. All loans 90 days or more past due are automatically classified in this category.

 

Doubtful - loans that have all of the weaknesses of Substandard loans and those weaknesses make collection or liquidation highly questionable and improbable based on current conditions and values.

 

Loss - loans that are considered uncollectible and of such little values that their continuance as assets is not warranted.

 

The following table presents the Company's recorded investment in loans, excluding loans held for sale, by credit quality indicators, loan segment and year of origination as of December 31, 2023.

 

  

December 31, 2023

             
  

Term Loans by Year of Origination

         

(Dollars in thousands)

 

2023

  

2022

  

2021

  

2020

  

2019

  

Prior

  

Revolving

  

Total

 

Real Estate - Construction

                                

Pass

 $31,811  $21,125  $15,431  $1,518  $617  $1,322  $5,089  $76,913 

Caution

  4,073   14,381   1,192   3,148   275   333   150   23,552 

Special Mention

  —   29   —   —   1,072   457   —   1,558 

Substandard

  143   310   333   133   1,474   92   —   2,485 

Total Real Estate - Construction

  36,027   35,845   16,956   4,799   3,438   2,204   5,239   104,508 

Current Period Gross Write-Offs

  —   —   —   —   —   1   —   1 

Real Estate - Mortgage

                                

Pass

  28,352   36,426   12,290   14,164   3,991   22,239   9,708   127,170 

Caution

  15,050   10,397   5,954   1,497   1,546   4,134   149   38,727 

Special Mention

  2,291   158   430   394   —   190   —   3,463 

Substandard

  574   —   618   —   48   2,283   —   3,523 

Total Real Estate - Mortgage

  46,267   46,981   19,292   16,055   5,585   28,846   9,857   172,883 

Current Period Gross Write-Offs

  —   —   —   —   —   —   —   — 

Real Estate - Commercial

                                

Pass

  12,702   48,077   49,377   16,593   17,806   52,848   2,375   199,778 

Caution

  16,951   4,880   4,212   5,197   12,831   8,468   20   52,559 

Special Mention

  213   900   452   408   —   5,485   100   7,558 

Substandard

  —   342   57   —   —   4,508   —   4,907 

Total Real Estate - Commercial

  29,866   54,199   54,098   22,198   30,637   71,309   2,495   264,802 

Current Period Gross Write-Offs

  —   —   —   —   —   —   —   — 

Commercial and Agricultural

                                

Pass

  4,763   5,991   6,672   643   348   2,128   4,205   24,750 

Caution

  3,732   1,131   1,715   67   16   207   816   7,684 

Special Mention

  458   22   100   9   7   90   —   686 

Substandard

  —   —   —   1   —   62   103   166 

Total Commercial and Agricultural

  8,953   7,144   8,487   720   371   2,487   5,124   33,286 

Current Period Gross Write-Offs

  —   —   16   —   —   —   —   16 

Home Equity Lines of Credit

                                

Pass

  —   —   —   —   —   —   27,192   27,192 

Caution

  —   —   —   —   —   —   6,290   6,290 

Special Mention

  —   —   —   —   —   —   401   401 

Substandard

  —   —   —   —   —   —   614   614 

Total Home Equity Lines of Credit

  —   —   —   —   —   —   34,497   34,497 

Current Period Gross Write-Offs

  —   —   —   —   —   —   1   1 

Other Consumer

                                

Pass

  6,543   3,874   1,580   740   190   63   4,922   17,912 

Caution

  2,316   1,975   911   468   137   51   295   6,153 

Special Mention

  77   123   —   —   —   —   6   206 

Substandard

  67   36   73   48   10   6   9   249 

Total Other Consumer

  9,003   6,008   2,564   1,256   337   120   5,232   24,520 

Current Period Gross Write-Offs

  —   23   17   17   —   11   89   157 

Total Loans

 $130,116  $150,177  $101,397  $45,028  $40,368  $104,966  $62,444  $634,496 

Total Current Period Gross Write-Offs

 $-  $23  $33  $17  $-  $12  $90  $175 

 

The table below summarizes the balance by credit quality rating and loan segment, excluding loans held for sale, at December 31, 2022.   

 

  

Pass

  

Caution

  

Special Mention

  

Substandard

  

Total Loans

 

Construction Real Estate

 $91,564  $18,838  $2,014  $378  $112,794 

Residential Real Estate

  84,028   22,373   888   2,768   110,057 

Commercial Real Estate

  196,063   47,821   3,271   4,999   252,154 

Commercial and Agricultural

  25,384   4,593   371   300   30,648 

Consumer HELOC

  25,694   5,018   402   623   31,737 

Other Consumer

  16,515   6,725   179   179   23,598 

Total Loans

 $439,248  $105,368  $7,125  $9,247  $560,988 

 

Past Due and Non-accrual Loans

 

The following tables present an age analysis of past due balances by category at the dates indicated.

 

  

December 31, 2023

 
  

30-59 Days

  

60-89 Days

  

90 Days or

          

Total Loans

 

(Dollars in thousands)

 

Past Due

  

Past Due

  

More Past Due

  

Total Past Due

  

Current

  

Receivable

 

Construction Real Estate

 $971  $

—

  $643  $1,614  $102,894  $104,508 

Residential Real Estate

  1,103   47   240   1,390   171,493   172,883 

Commercial Real Estate

  500   519   336   1,355   263,447   264,802 

Commercial and Agricultural

  81   1   2   84   33,202   33,286 

Consumer HELOC

  347   64   21   432   34,065   34,497 

Other Consumer

  273   138   46   457   24,063   24,520 

Total

 $3,275  $769  $1,288  $5,332  $629,164  $634,496 

 

  

December 31, 2022

 
  

30-59 Days

  

60-89 Days

  

90 Days or

          

Total Loans

 

(Dollars in thousands)

 

Past Due

  

Past Due

  

More Past Due

  

Total Past Due

  

Current

  

Receivable

 

Construction Real Estate

 $—  $—  $100  $100  $112,694  $112,794 

Residential Real Estate

  1,557   —   472   2,029   108,028   110,057 

Commercial Real Estate

  2,671   89   354   3,114   249,040   252,154 

Commercial and Agricultural

  6   2   55   63   30,585   30,648 

Consumer HELOC

  199   —   74   273   31,464   31,737 

Other Consumer

  272   79   17   368   23,230   23,598 

Total

 $4,705  $170  $1,072  $5,947  $555,041  $560,988 

 

At December 31, 2023 and 2022, the Bank did not have any loans that were 90 days or more past due and still accruing interest. At December 31, 2023, $5.0 million in non-accrual loans were current, $472,000 were 30-59 days past due, and $123,000 were 60-89 days past due. The remaining non-accrual loans were 90 or more days past due. Our strategy is to work with our borrowers to reach acceptable payment plans while protecting our interests in the existing collateral.  In the event an acceptable arrangement cannot be reached, we may have to acquire these properties through foreclosure or other means and subsequently sell, develop, or liquidate them.

 

The following table shows non-accrual loans by category at the dates indicated.

 

  

CECL

  

Incurred Loss

 
  

December 31, 2023

  

December 31, 2022

 
  

Nonaccrual Loans

  

Nonaccrual Loans

  

Total

     

(Dollars in thousands)

  with No Allowance   with an Allowance   Nonaccrual Loans   Nonaccrual Loans 

Construction Real Estate

 $868  $—  $868  $115 

Residential Real Estate

  1,307   —   1,307   1,545 

Commercial Real Estate

  4,125   —   4,125   4,282 

Commercial and Agricultural

  50   —   50   113 

Consumer HELOC

  413   —   413   188 

Other Consumer

  62   —   62   29 

Total Nonaccrual Loans

 $6,825  $—  $6,825  $6,272 

 

 

The Company did not recognize any interest income on nonaccrual loans during the year ended  December 31, 2023. The following table represents the accrued interest receivables written off by reversing interest income during the year ended  December 31, 2023 :

 

  

For the Year Ended

 

(Dollars in thousands)

 

December 31, 2023

 

Construction Real Estate

 $22 

Residential Real Estate

  7 

Commercial Real Estate

  1 

Commercial and Agricultural

  1 

Consumer HELOC

  — 

Other Consumer

  3 

Total Loans

 $34 

 

Allowance for Credit Losses

 

The table below shows the activity in the allowance for credit losses on loans by loan category for the year ended year ended  December 31, 2023 under the CECL methodology.

 

  

For the Year Ended December 31, 2023

 
  

Real Estate

  

Commercial and

  

Consumer

     

(Dollars in thousands)

 

Construction

  

Residential

  

Commercial

  

Agricultural

  

HELOC

  

Other

  

Total

 

Beginning Balance

 $2,323  $2,124  $4,805  $875  $599  $452  $11,178 

Adjustment to Allowance for Credit Loss on Adoption of ASU 2016-13

  264   462   (341)  112   108   179   784 

Provision for (Reversal of) Credit Losses

  (775)  911   569   (189)  (13)  98   601 

Charge-Offs

  (1)  —   —   (16)  (1)  (157)  (175)

Recoveries

  17   54   19   26   38   27   181 

Ending Balance

 $1,828  $3,551  $5,052  $808  $731  $599  $12,569 

 

Prior to the adoption of ASC 326 on January 1, 2023, the Company calculated the allowance for loan losses under the Incurred Loss methodology. The following table shows the activity in the allowance for loan losses by category for year ended December 31, 2022.

 

  

For the Year Ended December 31, 2022

 
  

Real Estate

  

Commercial and

  

Consumer

     

(Dollars in thousands)

 

Construction

  

Residential

  

Commercial

  

Agricultural

  

HELOC

  

Other

  

Total

 

Beginning Balance

 $2,401  $1,663  $4,832  $1,242  $518  $431  $11,087 

Provision for (Reversal of) Credit Losses

  (113)  415   (160)  (305)  30   133   — 

Charge-Offs

  —   —   —   (105)  —   (162)  (267)

Recoveries

  35   46   133   43   51   50   358 

Ending Balance

 $2,323  $2,124  $4,805  $875  $599  $452  $11,178 

 

Allowance for Credit Losses and Collateral Dependent Loans

 

The Company has certain loans for which repayment is dependent upon the operation or sale of collateral, as the borrower is experiencing financial difficulty. The underlying collateral can vary based upon the type of loan. The following provides more detail about the types of collateral that secure collateral dependent loans:

 

o

Commercial real estate loans can be secured by either owner occupied commercial real estate or non-owner occupied investment commercial real estate. Typically, owner occupied commercial real estate loans are secured by office buildings, warehouses, manufacturing facilities and other commercial and industrial properties occupied by operating companies. Non-owner occupied commercial real estate loans are generally secured by office buildings and complexes, retail facilities, multifamily complexes, land under development, industrial properties, as well as other commercial or industrial real estate.

o

Construction real estate loans are typically secured by commercial and residential lots.

o

Commercial and agricultural business loans are primarily secured by business equipment, furniture and fixtures, inventory and receivables.

o

Residential real estate loans are typically secured by first mortgages, and in some cases could be secured by a second mortgage.

o

Home equity lines of credit are generally secured by second mortgages on residential real estate property.

o

Consumer loans are generally secured by automobiles, motorcycles, recreational vehicles and other personal property. Some consumer loans are unsecured and have no underlying collateral.

 

The following table summarizes the amortized cost of collateral dependent loans:

 

(Dollars in thousands)

 

December 31, 2023

 

Construction Real Estate

 $643 

Residential Real Estate

  668 

Commercial Real Estate

  3,567 

Commercial and Agricultural

  — 

Consumer HELOC

  332 

Other Consumer

  — 

Total

 $5,210 

 

Prior to the adoption of ASU 2016-13, loans were considered impaired when, based on current information and events, it was probable the Company would be unable to collect all amounts due in accordance with the original contractual terms of the loan agreements. Impaired loans include loans on nonaccrual status and accruing troubled debt restructurings. When determining if the Company would be unable to collect all principal and interest payments due in accordance with the contractual terms of the loan agreement, the Company considered the borrower’s capacity to pay, which included such factors as the borrower’s current financial statements, an analysis of global cash flow sufficient to pay all debt obligations and an evaluation of secondary sources of repayment, such as guarantor support and collateral value. Non-accrual commercial loans under $200,000 and non-accrual consumer loans under $100,000 were considered immaterial and are excluded from the impairment review. The tables below include all loans deemed impaired, whether individually assessed for impairment or not. If a loan was deemed impaired, a specific valuation allowance was allocated, if necessary, so that the loan was reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment was expected solely from the collateral. Interest payments on impaired loans were typically applied to principal unless collectability of the principal amount was reasonably assured, in which case interest was recognized on a cash basis.

 

The table below summarizes the impaired loan balances evaluated individually and collectively for impairment within the allowance for loan losses and loans receivable balances under the Incurred Loss methodology at December 31, 2022.

 

  

Allowance For Loan Losses

  

Loans Receivable

 

(Dollars in thousands)

 

Individually Evaluated For Impairment

  

Collectively Evaluated For Impairment

  

Total

  

Individually Evaluated For Impairment

  

Collectively Evaluated For Impairment

  

Total

 

Construction Real Estate

 $—  $2,323  $2,323  $115  $112,679  $112,794 

Residential Real Estate

  —   2,124   2,124   1,089   108,968   110,057 

Commercial Real Estate

  —   4,805   4,805   4,282   247,872   252,154 

Commercial and Agricultural

  —   875   875   31   30,617   30,648 

Consumer HELOC

  —   599   599   49   31,688   31,737 

Other Consumer

  —   452   452   —   23,598   23,598 

Total

 $—  $11,178  $11,178  $5,566  $555,422  $560,988 

 

 

The table below presents information related to impaired loans by loan category at December 31, 2022 under the Incurred Loss methodology.

 

  

December 31, 2022

 
      

Unpaid

      

Average

  

Interest

 
  

Recorded

  

Principal

  

Related

  

Recorded

  

Income

 

Impaired Loans (Dollars in thousands)

 

Investment

  

Balance

  

Allowance

  

Investment

  

Recognized

 

Construction Real Estate

 $115  $115  $—  $117  $— 

Residential Real Estate

  1,089   1,626   —   1,133   — 

Commercial Real Estate

  4,282   4,282   —   4,382   — 

Commercial and Agricultural

  31   926   —   31   — 

Consumer HELOC

  49   49   —   52   — 

Other Consumer

  —   —   —   —   — 

Total

 $5,566  $6,998  $—  $5,715  $— 

 

 

Modifications to Borrowers Experiencing Financial Difficulty

 

The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon asset origination or acquisition. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification.

 

Modifications made to borrowers experiencing financial difficulty typically have their impact already factored into the allowance for credit losses. This is due to the measurement methodologies utilized in estimating the allowance.  Consequently, a change to the allowance for credit losses is generally not recorded upon modification. Occasionally, the Company modifies loans by providing principal forgiveness on certain of its real estate loans. When principal forgiveness is provided, the amortized cost basis of the asset is written off against the allowance for credit losses. The amount of the principal forgiveness is deemed to be uncollectible; therefore, that portion of the loan is written off, resulting in a reduction of the amortized cost basis and a corresponding adjustment to the allowance for credit losses.

 

In some cases, the Company will modify a certain loan by providing multiple types of concessions. Typically, one type of concession, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession, such as principal forgiveness, may be granted. As such multiple types of modifications may have been made on the same loan within the current reporting period. The combination is at least two of the following: a term extension, principal forgiveness, or interest rate reduction. Upon the Company's determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount.

 

The Company had two modified loans with a combined balance of $342,000 at December 31, 2023, compared to two modified loans with a combined balance of $385,000 at December 31, 2022. The Company did not modify any loans to borrowers experiencing financial difficulty during the years ended  December 31, 2023 and 2022. As of December 31, 2023 and 2022, there were no loans modified with borrowers experiencing financial difficulty for which there was a payment default within 12 months of the restructuring date. The Company considers any loan 30 days or more past due to be in default.

 

Allowance for Credit Losses - Unfunded Commitments

 

The Company maintains an allowance for credit losses - unfunded commitments for credit exposures such as unfunded balances for existing lines of credit and commitments to extend future credit, as well as both standby and commercial letters of credit when there is a contractual obligation to extend credit and when this extension of credit is not unconditionally cancellable (i.e., commitment cannot be canceled at any time). The allowance for credit losses - unfunded commitments is adjusted through the provision for (reversal of) credit losses. The estimate includes consideration of the likelihood that funding will occur, which is based on a historical funding study derived from internal information, and an estimate of expected credit losses on commitments expected to be funded over its estimated life, which are the same loss rates that are used in computing the allowance for credit losses on loans, and are discussed in this footnote. The allowance for credit losses - unfunded commitments at December 31, 2023 is separately classified on the balance sheet within "Other Liabilities."

 

The following table presents the balance and activity in the allowance for credit losses - unfunded loan commitments for the year ended December 31, 2023.

 

 

Year Ended December 31, 2023

 

(Dollars in thousands)

 Allowance for Credit Losses - Unfunded Commitments 

Beginning Balance

$— 

Adjustment to allowance for unfunded commitments for adoption of ASU 2016-13

 1,214 

Reversal of provision for unfunded commitments

 (355)

Ending Balance

$859 

 

 
XML 24 R13.htm IDEA: XBRL DOCUMENT v3.24.1
Note 5 - Premises and Equipment, Net and Leases
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Property, Plant and Equipment Disclosure [Text Block]

NOTE 5 - PREMISES AND EQUIPMENT, NET AND LEASES

 

Premises and equipment, net, at the dates indicated are summarized as follows:

 

  

December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Land

 $6,179  $6,179 

Buildings and Improvements

  32,416   28,592 

Furniture and Equipment

  11,797   13,848 

Construction in Progress

  413   3,045 

Total Premises and Equipment

  50,805   51,664 

Less: Accumulated Depreciation

  (22,168)  (23,704)

Total Premises and Equipment, Net

 $28,637  $27,960 

 

Construction in progress of $413,000 at December 31, 2023 primarily included building and construction costs associated with renovations to our existing branches. Depreciation expense on premises and equipment was $2.1 million and $2.0 million for the years ended December 31, 2023 and 2022, respectively. Loss on disposal of premises and equipment was $29,000 during 2023.

 

The Company has operating leases on six of its branches. During the year ended December 31, 2023, the Company made cash payments in the amount of $524,000 for operating leases. The lease expense recognized during this period was $523,000 and is included in occupancy expense within the Consolidated Statements of Income. The operating lease liability had a net decrease of $462,000 during the year ended December 31, 2023.  At December 31, 2023, the Company had operating lease ROU assets of $1.4 million and an operating lease liability of $1.4 million recorded on its consolidated balance sheet compared to operating lease ROU assets of $1.9 million and an operating lease liability of $1.9 million at December 31, 2022. The lease agreements have maturity dates ranging from 2025 through 2028, some of which include options for multiple five or ten year extensions. At December 31, 2023, the remaining weighted average lease term was 3.16 years and the weighted average discount rate used was 3.2%.

 

The ROU asset and lease liability are recognized at lease commencement by calculating the present value of lease payments over the lease term. The ROU assets also include any initial direct costs incurred and lease payments made at or before the commencement date and are reduced by any lease incentives.

 

At December 31, 2023, future undiscounted lease payments for operating leases with initial terms of one year or more were as follows:

 

Year ended December 31,

 

(Dollars in thousands)

 

2024

 $522 

2025

  475 

2026

  364 

2027

  148 

2028

  10 

Thereafter

  — 

Total undiscounted lease payments

  1,519 

Less: effect of discounting

  77 

Present value of estimated lease payments (lease liability)

 $1,442 

  
XML 25 R14.htm IDEA: XBRL DOCUMENT v3.24.1
Note 6 - Goodwill
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Goodwill Disclosure [Text Block]

NOTE 6 - GOODWILL

 

The goodwill balance of $1.2 million remained unchanged at both December 31, 2023 and 2022. In accordance with accounting guidance, the Company evaluates its goodwill on an annual basis. The evaluations were performed as of December 31, 2023 and December 31, 2022 for the years ended December 31, 2023 and 2022, respectively. At the time of the evaluations the Company determined that no impairment existed. Therefore, there was no write-down of goodwill for the years ended December 31, 2023 and 2022.

  
XML 26 R15.htm IDEA: XBRL DOCUMENT v3.24.1
Note 7 - FHLB Stock
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Federal Home Loan Bank Stock [Text Block]

NOTE 7 - FHLB STOCK

 

The Bank, as a member of the FHLB of Atlanta, is required to acquire and hold shares of capital stock in the FHLB of Atlanta in an amount equal to a membership component, which was equal to 0.07% and 0.05% of total Bank assets at  December 31, 2023 and 2022, respectively, plus a transaction component equal to 4.75% and 4.25% of outstanding advances (borrowings) from the FHLB of Atlanta at December 31, 2023 and 2022, respectively. The Bank was in compliance with this requirement with an investment in FHLB of Atlanta stock of $922,000 and $651,000 at December 31, 2023 and 2022, respectively. No readily available market exists for this stock and it has no quoted fair value.  However, because redemption of this stock has historically been at par, it is carried at cost.

  
XML 27 R16.htm IDEA: XBRL DOCUMENT v3.24.1
Note 8 - Other Real Estate Owned
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Real Estate Owned [Text Block]

NOTE 8 - OTHER REAL ESTATE OWNED

 

The Bank had no OREO at December 31, 2023 and $120,000 in OREO at  December 31, 2022. Transactions in OREO for the years indicated are summarized as follows:

 

(Dollars in thousands)

 

2023

  

2022

 

Balance, beginning of year

 $120  $130 

Additions

  —   — 

Sales

  (105)  — 

Write-downs

  (15)  (10)

Balance, end of year

 $-  $120 

 

There was one OREO property sold during the year ended December 31, 2023 for gross proceeds of $107,000, which resulted in a related gain on sale of OREO in the amount of $2,000.  There were no sales of OREO property during the year ended December 31, 2022.

 
XML 28 R17.htm IDEA: XBRL DOCUMENT v3.24.1
Note 9 - Deposits
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Deposit Liabilities Disclosures [Text Block]

NOTE 9 - DEPOSITS

 

Deposits outstanding at the dates indicated are summarized below by account type as follows:

 

  

December 31,

 

Deposit Type (Dollars in thousands)

  2023   2022 

Checking

 $473,936  $510,984 

Money Market

  401,992   348,833 

Savings

  88,319   108,237 

Certificates of Deposit

  230,750   142,031 

Total Deposits

 $1,194,997  $1,110,085 

 

The Bank had $5.0 million in brokered deposits which are included in checking and money market deposits above at December 31, 2023 and 2022. In addition, the Bank had $6.5 million and $6.0 million in brokered time deposits at December 31, 2023 and 2022, with a weighted average interest rate of 4.54% and 0.30%, respectively. Brokered time deposits are included in certificates of deposit above and below. At December 31, 2023 and 2022, the Bank had $57,000 and $98,000, respectively, in overdrafts that were reclassified to loans.

 

Total uninsured deposits (those that met or exceeded the FDIC insurance limit of $250,000) totaled $327.7 million and $350.1 million at December 31, 2023 and 2022, respectively. The uninsured amounts are estimates based on the methodologies and assumptions used for the Bank's regulatory reporting requirements. Certificate of deposits that exceeded the FDIC insurance limit of $250,000 totaled $50.2 million and $30.3 million at December 31, 2023 and 2022, respectively.  

 

The amounts and scheduled maturities of all certificates of deposit at the dates indicated were as follows:

 

  

December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Within 1 Year

 $198,325  $97,163 

After 1 Year, Within 2 Years

  16,568   31,551 

After 2 Years, Within 3 Years

  9,487   6,465 

After 3 Years, Within 4 Years

  2,636   3,178 

After 4 Years, Within 5 Years

  3,734   3,674 

Total Certificates of Deposits

 $230,750  $142,031 

 
XML 29 R18.htm IDEA: XBRL DOCUMENT v3.24.1
Note 10 - FHLB Advances and FRB Borrowings
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Federal Home Loan Bank Advances, Disclosure [Text Block]

NOTE 10 - FHLB ADVANCES AND FRB BORROWINGS

 

FHLB advances are secured by a blanket collateral agreement with the FHLB by pledging the Company’s portfolio of residential first mortgage loans and investment securities. The Bank's total pledged collateral for FHLB advances had an amortized cost and fair value of $53.6 million and $44.1 million at December 31, 2023 and $70.1 million and $61.1 million at December 31, 2022, respectively. At December 31, 2023 and 2022, the Company had $424.4 million and $388.3 million, respectively, in borrowing capacity at the FHLB based on the collateral value of pledged investment securities and loans. There were no outstanding FHLB advances at December 31, 2023 and 2022.

 

The Company had $119.2 million in outstanding borrowings under the FRB Term Funding Program (“BTFP”) with a weighted average borrowing rate of 4.60% at December 31, 2023 compared to $44.1 million in borrowings from the FRB discount window with a weighted average borrowing rate of 4.50% at December 31, 2022. During the first quarter of 2023, the Company elected to participate in the BTFP, allowing the Company to refinance its existing borrowings from the FRB discount window to receive a lower fixed rate. Advances made under the BTFP are for up to one year and would be extended at the one year overnight index swap ("OIS") rate as of the day the advance is made plus 10 basis points. Effective January 24, 2024, the FRB announced that future advances under the BTFP through its expiration on March 11, 2024 would be no lower than the interest rate on reserve balances in effect on the date the advance is made. The interest rate will be fixed for the term of the advance on the day the advance is made. To determine the rate, the BTFP will use the fixed OIS rate based on the effective federal funds rate for a one-year maturity. Depository institutions may borrow from the FRB discount window for periods as long as 90 days, and borrowings are prepayable and renewable by the borrower daily.  At December 31, 2023, the Company had pledged as collateral for these borrowings investment securities with an amortized cost and fair value of $381.0 million and $350.6 million, compared to an amortized cost and fair value of $72.6 million and $69.2 million, respectively, at December 31, 2022.

 

During the third quarter of 2023, the Company entered the FRB’s Borrower-In-Custody ("BIC") program, which allows for the pledging of various loan types to secure FRB borrowings. As of December 31, 2023, the Company had pledged loan collateral for FRB borrowings with an amortized cost and collateral value of $93.5 million and $65.5 million, respectively.

 
XML 30 R19.htm IDEA: XBRL DOCUMENT v3.24.1
Note 11 - Other Borrowings
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Other Borrowings [Text Block]

NOTE 11 - OTHER BORROWINGS

 

The Bank had $19.2 million and $27.6 million in other borrowings at December 31, 2023 and 2022, respectively.  These borrowings consist of short-term repurchase agreements with certain commercial demand deposit customers for sweep accounts. The repurchase agreements typically mature within one to three days and the interest rate paid on these borrowings floats monthly with money market type rates. At December 31, 2023 and 2022, the interest rate paid on the repurchase agreements was 1.49% and 0.75%, respectively. The maximum amount outstanding at any month end during the year ended December 31, 2023 was $29.5 million compared to $42.4 million during the year ended December 31, 2022. The Bank had pledged as collateral for these repurchase agreements investment securities with amortized costs and fair values of $44.7 million and $42.0 million at December 31, 2023 and $52.3 million and $49.8 million at December 31, 2022, respectively.

 
XML 31 R20.htm IDEA: XBRL DOCUMENT v3.24.1
Note 12 - Junior Subordinated Debentures
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Junior Subordinated Debentures [Text Block]

NOTE 12 - JUNIOR SUBORDINATED DEBENTURES

 

On September 21, 2006, Security Federal Statutory Trust (the “Trust”), a wholly-owned subsidiary of the Company, issued and sold fixed and floating rate capital securities of the Trust (the “Capital Securities”), which are reported on the consolidated balance sheet as junior subordinated debentures, generating proceeds of $5.2 million. The Trust loaned these proceeds to the Company to use for general corporate purposes, primarily to provide capital to the Bank.

 

As of a result of the discontinuation of LIBOR, effective June 30, 2023, the Capital Securities transitioned from its floating rate of three month LIBOR plus 170 basis points to a replacement floating rate of three month Secured Overnight Financing Rate ("SOFR") as adjusted by the relevant spread adjustment of 0.26161 plus 170 basis points. As of December 31, 2023, this was a rate per annum equal to 7.35%. As of December 31, 2022, the Capital Securities accrued and paid distributions quarterly at a floating rate of three month LIBOR plus 170 basis points which was a rate per annum equal to 6.47%.

 

The distribution rate payable on the Capital Securities is cumulative and payable quarterly in arrears. The Company has the right, subject to events of default, to defer payments of interest on the Capital Securities for a period not to exceed 20 consecutive quarterly periods, provided that no extension period may extend beyond the maturity date of December 15, 2036. The Company has no current intention to exercise its right to defer payments of interest on the Capital Securities. The Capital Securities mature or are mandatorily redeemable upon maturity on December 15, 2036, or upon earlier optional redemption as provided in the indenture. The Company has had the right to redeem the Capital Securities in whole or in part since September 15, 2011.

 
XML 32 R21.htm IDEA: XBRL DOCUMENT v3.24.1
Note 13 - Subordinated Debentures
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Subordinated Borrowings Disclosure [Text Block]

NOTE 13 - SUBORDINATED DEBENTURES

 

In November 2019, the Company sold and issued to certain institutional investors $17.5 million in aggregate principal amount of 5.25% fixed-to-floating rate subordinated notes due 2029 (the “10-Year Notes”) and $12.5 million in aggregate principal amount of 5.25% fixed-to-floating rate subordinated notes due 2034 (the “15-Year Notes”, and together with the 10-Year Notes, the “Notes”). The 10-Year Notes have a stated maturity of November 22, 2029, and bear interest at a fixed rate of 5.25% per year, from and including November 22, 2019 but excluding November 22, 2024. From and including November 22, 2024 to but excluding the maturity date or early redemption date, the interest rate shall reset semi-annually to an interest rate equal to the then-current three-month LIBOR rate plus 369 basis points. The 15-Year Notes have a stated maturity of November 22, 2034, and bear interest at a fixed rate of 5.25% per year, from and including November 22, 2019 but excluding November 22, 2029. From and including November 22, 2029 to but excluding the maturity date or early redemption date, the interest rate for the 15-Year Notes shall reset semi-annually to an interest rate equal to the then-current three-month LIBOR rate plus 357 basis points. The Notes are payable semi-annually in arrears on June 1 and December 1 of each year commencing June 1, 2020.

 

Both the 10-Year and 15-Note Year subordinated notes included remedies in the event that LIBOR is discontinued. The Company is currently determining an appropriate benchmark replacement for LIBOR which it expects to be materially consistent with the three-month LIBOR.

 

The Notes are not subject to redemption at the option of the holder and may be redeemed by the Company only under certain limited circumstances prior to November 22, 2024, with respect to the 10-Year Notes, and November 22, 2029, with respect to the 15-Year Notes. The Company may redeem the 10-Year Notes and the 15-Year Notes at its option, in whole at any time, or in part from time to time, after November 22, 2024 and November 22, 2029, respectively. The Notes are unsecured, subordinated obligations of the Company and rank junior in right to payment to the Company’s current and future senior indebtedness, and each Note is equal in right to payment with respect to the other Notes.

 

The Notes have been structured to qualify as Tier 2 capital for the Company under applicable regulatory guidelines. The Company used the net proceeds from the sale of the Notes to fund the redemption of the convertible senior debentures and for general corporate purposes to support future growth.

 

During the year ended December 31, 2022 the Company repurchased $1.0 million in principal of the 10-Year Notes and $2.5 million in principal of the 15-Year Notes, leaving an aggregate remaining principal balance of $16.5 million and $10.0 million, respectively, as of December 31, 2023 and 2022.

 
XML 33 R22.htm IDEA: XBRL DOCUMENT v3.24.1
Note 14 - Income Taxes
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Income Tax Disclosure [Text Block]

NOTE 14 - INCOME TAXES

 

Income tax expense was comprised of the following for the years indicated below:

 

  

Year Ended December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Current:

        

Federal

 $2,510  $2,321 

State

  79   444 

Total Current Tax Expense

  2,589   2,765 

Deferred:

        

Federal

  (287)  (59)

State

  (14)  3 

Total Deferred Tax Benefit

  (301)  (56)

Total Income Tax Expense

 $2,288  $2,709 

 

The Company's income taxes differ from those computed at the statutory federal income tax rate for the years indicated, as follows:

 

  

Year Ended December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Tax at Statutory Income Tax Rate

 $2,620  $2,717 

State Tax

  51   353 

Tax Exempt Interest

  (126)  (253)

Tax Credits

  (75)  — 

Life Insurance

  (133)  (128)

Valuation Allowance

  (63)  (4)

Other

  14   24 

Total Income Tax Expense

 $2,288  $2,709 

 

The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and liabilities at December 31, 2023 and 2022 are presented below. Net deferred tax assets or liabilities were included in other assets or other liabilities at December 31, 2023 and 2022.

 

  

December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Deferred Tax Assets:

        

Deferred Compensation

 $897  $838 

Provision for Credit Losses

  2,722   2,420 

Reserve for Unfunded Commitments

  186   — 

Other Real Estate Owned

  96   10 

Net Fees Deferred for Financial Reporting

  58   66 

Net Operating Losses

  401   464 

Unrealized Loss on AFS Securities

  11,615   13,230 

Tax Credits

  268   — 

Other

  34   41 

Total Gross Deferred Tax Assets

  16,277   17,069 

Less: Valuation Allowance

  (401)  (464)

Total Deferred Tax Assets

  15,876   16,605 
         

Deferred Tax Liabilities:

        

FHLB Stock Basis Over Tax Basis

  72   72 

Depreciation

  946   812 

Prepaid Expenses

  202   169 

Total Deferred Tax Liability

  1,220   1,053 

Net Deferred Tax Asset

 $14,656  $15,552 

 

The Company measures deferred tax assets and liabilities using enacted tax rates that will apply in the years in which the temporary differences are expected to be recovered or paid. Deferred tax assets represent the future tax benefit of deductible differences and, if it is more likely than not that a tax asset will not be realized, a valuation allowance is required to reduce the recorded deferred tax assets to net realizable value. As of December 31, 2023, management has determined that it is more likely than not that the total deferred tax asset will be realized except for the deferred tax asset associated with state net operating loss carryforwards, and, accordingly, has established a valuation allowance only for this item. The change in the valuation allowance was approximately $63,000. The Company had state net operating losses attributable to the non-bank entities of $10.2 million and $11.7 million for the years ended December 31, 2023 and 2022, respectively.

 

Retained earnings at December 31, 2023 included tax bad debt reserves of $2.1 million, for which no provision for federal income tax has been made. If, in the future, these amounts are used for any purpose other than to absorb bad debt losses, including dividends, stock redemptions, or distributions in liquidation, or the Company ceases to be qualified as a bank holding company, they may be subject to federal income tax at the prevailing corporate tax rate.  At December 31, 2023, the Company had no material unrecognized tax benefits or accrued interest and penalties. It is the Company's policy to account for interest and penalties accrued relative to unrecognized tax benefits as a component of income tax expense. Tax returns for 2020 and subsequent years are subject to examination by taxing authorities.

 
XML 34 R23.htm IDEA: XBRL DOCUMENT v3.24.1
Note 15 - Regulatory Matters
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Regulatory Capital Requirements under Banking Regulations [Text Block]

NOTE 15 - REGULATORY MATTERS

 

The Bank, as a state-chartered, federally insured savings bank, is subject to the capital requirements established by the FDIC. Under the FDIC's capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weighting and other factors.

 

The Company is a bank holding company registered with the Board of Governors of the Federal Reserve System (the "Federal Reserve"). Bank holding companies are subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, as amended, and the regulations of the Federal Reserve. For a bank holding company with less than $3.0 billion in assets, the capital guidelines apply on a bank only basis and the Federal Reserve expects the holding company's subsidiary banks to be well-capitalized under the prompt corrective action regulations.

 

Based on its capital levels at December 31, 2023, the Bank exceeded all regulatory capital requirements as of that date. Consistent with the Bank's goals to operate a sound and profitable organization, it is the Bank's policy to maintain a "well-capitalized" status under the regulatory capital categories of the FDIC. Based on capital levels at December 31, 2023, the Bank was considered to be "well-capitalized" under applicable regulatory requirements. Management monitors the capital levels to provide for current and future business opportunities and to maintain the Bank's "well-capitalized" status.

 

The tables below provide the Bank’s regulatory capital requirements and actual results at December 31, 2023 and 2022.

 

  

Actual

  

For Capital Adequacy

  

To Be Well Capitalized

 

(Dollars in Thousands)

 

Amount

 

Ratio

  

Amount

 

Ratio

  

Amount

 

Ratio

 

December 31, 2023

                     

Tier 1 Risk-Based Core Capital (To Risk Weighted Assets)

 $150,129  18.2% $49,391  6.0% $65,854  8.0%

Total Risk-Based Capital (To Risk Weighted Assets)

  160,457  19.5%  65,854  8.0%  82,318  10.0%

Common Equity Tier 1 Capital (To Risk Weighted Assets)

  150,129  18.2%  37,043  4.5%  53,506  6.5%

Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets)

  150,129  9.8%  61,076  4.0%  76,345  5.0%

December 31, 2022

                     

Tier 1 Risk-Based Core Capital (To Risk Weighted Assets)

 $141,452  17.8% $47,714  6.0% $63,619  8.0%

Total Risk-Based Capital (To Risk Weighted Assets)

  151,408  19.0%  63,619  8.0%  79,523  10.0%

Common Equity Tier 1 Capital (To Risk Weighted Assets)

  141,452  17.8%  35,785  4.5%  51,690  6.5%

Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets)

  141,452  10.4%  54,372  4.0%  67,965  5.0%

 

In addition to the minimum capital requirements, the Bank must maintain a capital conservation buffer, which consists of additional Common Equity Tier 1 capital greater than 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, repurchasing shares, and paying discretionary bonuses. At December 31, 2023 the Bank’s conservation buffer was 11.5%.

 
XML 35 R24.htm IDEA: XBRL DOCUMENT v3.24.1
Note 16 - Employee Benefit Plans
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Compensation and Employee Benefit Plans [Text Block]

NOTE 16 - EMPLOYEE BENEFIT PLANS

 

The Company participates in a multiple employer defined contribution employee benefit plan covering substantially all employees with six months or more of service.  The Company matches a portion of the employees’ contributions and the plan has a discretionary profit sharing provision.  Total employer contributions were $368,000 and $357,000 for the years ended December 31, 2023 and 2022, respectively, which are included within Compensation and Employee Benefits within the Company's Consolidated Statements of Income.

 

The Company has an Employee Stock Purchase Plan (“ESPP”).  The ESPP allows employees of the Company to purchase stock quarterly through a payroll deduction at a discount calculated as 15% of the market value with a floor equal to the Company’s book value.  The ESPP, which was approved by stockholders in April 2018, became effective July 1, 2018. Participation in the ESPP is voluntary.  Employees are limited to investing $25,000 or 5% of their annual salary, whichever is lower, during the year.  There were 2,319 shares of common stock purchased through the ESPP during the year ended December 31, 2023 compared to no employee stock purchases during the year ended December 31, 2022.

 

In 2014, the Company implemented an Incentive Compensation Plan (the "Plan"). Incentive awards are based on the financial and operating performance of the Company as well as other participant specific objectives. The Plan allows employees of the Company to earn up to 7.5 days of their annual salary for successfully completing specific goals established by the participants and their respective supervisors plus an additional 2.5 days of their annual salary if the Company meets an annual predetermined net operating income amount determined by the Board of Directors.

 

In 2016, the Company implemented a Quarterly Branch Incentive Compensation Plan (the "Branch Incentive Plan"), and all branch employees were moved from the Plan to the Branch Incentive Plan. This plan is for retail branch employees only and pays incentive on a quarterly basis based on specific performance goals established for each branch location.

 

The Company also implemented an Incentive Compensation Plan for executive level officers (the "Executive Plan"). Under this plan, incentive awards are based on contributions to performance as measured by critical operating and financial ratios, and other participant specific objectives. The Company must meet the annual predetermined net operating income amount determined by the Board of Directors for any incentive awards to be paid under the Executive Plan. If the Company does not meet the required net income amount, no incentives are paid under the Executive Plan regardless of the executive's performance on individual objectives or entity wide objectives.

 

Participation in the ESPP, the Plan, the Branch Incentive Plan and the Executive Plan is voluntary. During the years ended December 31, 2023 and 2022, the Company incurred expenses of $238,000 and $501,000, respectively, related to these incentive plans, which are included in Compensation and Employee Benefits within the Company's Consolidated Statements of Income.

 

Certain officers of the Company participate in a supplemental retirement plan.  These benefits are not qualified under the Internal Revenue Code and they are not funded.  During the years ended December 31, 2023 and 2022, the Company incurred expenses of $411,000 and $490,000, respectively, for this plan, which are included in Compensation and Employee Benefits within the Company's Consolidated Statements of Income.

 
XML 36 R25.htm IDEA: XBRL DOCUMENT v3.24.1
Note 17 - Bank Owned Life Insurance
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Life Insurance, Corporate or Bank Owned [Text Block]

NOTE 17 - BANK OWNED LIFE INSURANCE

 

BOLI provides key person life insurance on certain officers of the Company. The cash value of the life insurance policies is recorded as a separate line item in the accompanying balance sheets at $28.0 million and $27.3 million at December 31, 2023 and 2022, respectively.  The earnings portion of the insurance policies grows tax deferred and helps offset the cost of the Company’s benefits programs.  The Company recorded earnings of $636,000 and $608,000 for the growth in the cash surrender value of life insurance during the years ended December 31, 2023 and 2022, respectively. The Company received no death benefits during the years ended December 31, 2023 and 2022.

 
XML 37 R26.htm IDEA: XBRL DOCUMENT v3.24.1
Note 18 - Commitments and Contingencies
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Commitments and Contingencies Disclosure [Text Block]

NOTE 18 - COMMITMENTS AND CONTINGENCIES

 

In the ordinary course of business, the Bank has various outstanding commitments and contingent liabilities that are not reflected in the accompanying consolidated financial statements.  In addition, the Bank is a defendant in certain claims and legal actions arising in the ordinary course of business.  In the opinion of management, after consultation with legal counsel, the ultimate disposition of these matters is not expected to have a material adverse effect on the consolidated financial condition of the Company.

 

In conjunction with its lending activities, the Bank enters into various commitments to extend credit. The Bank also issues letters of credit.  Loan commitments (unfunded loans and unused lines of credit) and letters of credit are issued to accommodate the financing needs of the Bank's customers.  Loan commitments are agreements by the Bank to lend at a future date, so long as there are no violations of any conditions established in the agreement.  Letters of credit commit the Bank to make payments on behalf of customers when certain specified events occur.

 

Financial instruments where the contract amount represents the Bank's credit risk include commitments under pre-approved but unused lines of credit of $157.9 million and $173.3 million and letters of credit of $3.4 million and $4.5 million at December 31, 2023 and 2022, respectively. These loan and letter of credit commitments are subject to the same credit policies and reviews as loans on the balance sheet.  Collateral, both the amount and nature, is obtained based upon management's assessment of the credit risk.  Since many of the extensions of credit are expected to expire without being drawn, the total commitment amounts do not necessarily represent future cash requirements.  

 

Included in the loan commitments noted above were unused credit card loan commitments of $11.3 million and $10.7 million and undisbursed loans in process of $13.3 million and $22.7 million at December 31, 2023 and 2022, respectively.  The Bank also had $2.2 million in outstanding commitments on mortgage loans approved but not yet closed at December 31, 2023 compared to $970,000 at December 31, 2022.  These commitments, which are funded subject to certain limitations, extend over varying periods of time with the majority being funded within 45 days.  

 

At December 31, 2023 and 2022, the Bank had outstanding commitments to sell approximately $967,000 and $913,000 of loans, respectively, which encompassed the Bank’s held for sale loans.  The Bank also has commitments to sell mortgage loans not yet closed, on a best efforts basis.  Under this arrangement, the Bank suffers no penalty if it is unable to deliver the loans to potential buyers.  The fair value of the Bank’s commitment to originate mortgage loans at committed interest rates and to sell such loans to permanent investors is deemed insignificant.

 
XML 38 R27.htm IDEA: XBRL DOCUMENT v3.24.1
Note 19 - Related Party Transactions
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Related Party Transactions Disclosure [Text Block]

NOTE 19 - RELATED PARTY TRANSACTIONS

 

Certain directors, executive officers and companies with which they are affiliated are customers of, and have banking transactions with, the Bank in the ordinary course of business. Loans to directors, executive officers and their affiliates are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable arms-length transactions. A summary of loan transactions with directors, executive officers and their affiliates for the years indicated, is as follows:

 

  

Years Ended December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Balance, Beginning of Period

 $683  $466 

New Loans

  370   252 

Less Loan Payments

  (51)  (35)

Balance, End of Period

 $1,002  $683 

 

Loans to all employees, officers, and directors of the Company constituted approximately 3.44% and 2.10% of the Company’s total shareholders' equity at December 31, 2023 and 2022, respectively.  Deposits from executive officers and directors of the Company and their related interests were approximately $21.0 million and $19.6 million at December 31, 2023 and 2022 and have substantially the same terms, including interest rates, as those prevailing at the time with other non-related depositors.

 

The Company leased office space from a related party during the years ended December 31, 2023 and 2022. The lease is with a company in which the related party, who is a director of the Company, has an ownership interest.  The Company incurred rent expense of $110,000 and $96,500 for the years ended December 31, 2023 and 2022, respectively, related to this lease.  Management is of the opinion that the transactions with respect to office rent were made on terms that are comparable to those which would be made with unaffiliated persons.

 
XML 39 R28.htm IDEA: XBRL DOCUMENT v3.24.1
Note 20 - Parent Company Only Condensed Financial Statements
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Condensed Financial Information of Parent Company Only Disclosure [Text Block]

NOTE 20 - PARENT COMPANY ONLY CONDENSED FINANCIAL STATEMENTS      

 

The following is condensed financial information of Security Federal Corporation (Parent Company only).  The primary asset is its investment in the Bank subsidiary and the principal source of income for the Company is equity in undistributed earnings from the Bank.

 

Condensed Balance Sheet Data

 

  

December 31,

 

(In Thousands)

 

2023

  

2022

 

Assets:

        

Cash

 $26,842  $28,813 

Investments, HTM

  50,211   60,819 

Investment in Security Federal Statutory Trust

  155   155 

Investment in Security Federal Bank

  116,279   101,871 

Accrued Interest Receivable

  200   190 

Accounts Receivable and Other Assets

  11,163   194 

Total Assets

 $204,850  $192,042 

Liabilities and Shareholders’ Equity:

        

Accounts Payable and Other Liabilities

 $833  $153 

Long-term Debt

  31,655   31,655 

Shareholders’ Equity

  172,362   160,234 

Total Liabilities and Shareholders’ Equity

 $204,850  $192,042 

 

Condensed Statements of Income Data

 

  

Years Ended December 31,

 

(In Thousands)

 

2023

  

2022

 

Income:

        

Equity in Earnings of Security Federal Bank

 $9,595  $10,668 

Investment Securities Interest Income

  2,574   1,226 

Miscellaneous Income

  -   16 

Total Income

  12,169   11,910 

Expenses:

        

Interest Expense

  1,755   1,732 

Other Expenses

  65   65 

Total Expenses

  1,820   1,797 

Income Before Income Taxes

  10,349   10,113 

Income Tax Expense (Benefit)

  159   (115)

Net Income

 $10,190  $10,228 

 

Condensed Statements of Cash Flow Data

 

  

Years Ended December 31,

 

(In Thousands)

 

2023

  

2022

 

Operating Activities:

        

Net Income

 $10,190  $10,228 

Adjustments to Reconcile Net Income to Net Cash Used in Operating Activities:

        

Equity in Earnings of Security Federal Bank

  (9,595)  (10,668)

Discount Accretion and Premium Amortization, Net

  (235)  (125)

Increase in Accrued Interest Receivable

  (10)  (190)

(Increase) Decrease in Accounts Receivable and Other Assets

  (10,970)  89 

Increase in Accounts Payable and Other Liabilities

  678   19 

Net Cash Used By Operating Activities

  (9,942)  (647)

Investing Activities:

        

Purchase of HTM Securities

  (2,934)  (62,512)

Proceeds from Principal Paydowns and Maturities of HTM Securities

  13,777   1,818 

Investment in Subsidiary

  (660)  (7,000)

Net Cash Provided (Used) By Investing Activities

  10,183   (67,694)

Financing Activities:

        

Repurchase of Subordinated Debentures

  —   (3,500)

Proceeds from Issuance of Preferred Stock

  —   82,949 

Proceeds from Employee Stock Plan Purchases

  57   — 

Purchase of Treasury Stock

  (582)  — 

Dividends Paid to Shareholders-Common Stock

  (1,687)  (2,472)

Net Cash (Used) Provided By Financing Activities

  (2,212)  76,977 

Net (Decrease) Increase in Cash

  (1,971)  8,636 

Cash at Beginning of Period

  28,813   20,177 

Cash at End of Period

 $26,842  $28,813 

 
XML 40 R29.htm IDEA: XBRL DOCUMENT v3.24.1
Note 21 - Carrying Amounts and Fair Value of Financial Instruments
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Fair Value Disclosures [Text Block]

NOTE 21 - CARRYING AMOUNTS AND FAIR VALUE OF FINANCIAL INSTRUMENTS

 

GAAP requires the Company to disclose fair value of financial instruments measured at amortized cost on the balance sheet and to measure that fair value using an exit price notion, the price that would be received for an asset or paid to transfer a liability, in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date under current market conditions.

 

Accounting guidance emphasizes that fair value is a market-based measurement, not an entity-specific measurement. Therefore, a fair value measurement should be determined based on the assumptions that market participants would use in pricing the asset or liability. As a basis for considering market participant assumptions in fair value measurements, the guidance establishes a fair value hierarchy that distinguishes between market participant assumptions based on market data obtained from sources independent of the reporting entity (observable inputs that are classified within Levels 1 and 2 of the hierarchy) and the reporting entity’s own assumptions about market participant assumptions (unobservable inputs classified within Level 3 of the hierarchy).

 

The following three levels of inputs may be used to measure fair value:

 

Level 1

 

Valuation is based upon quoted prices (unadjusted) in active markets for identical assets or liabilities that the Company has the ability to access. Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an active exchange market, as well as U.S. Treasuries and money market funds.

 

Level 2

 

Valuation is based upon quoted prices for similar assets and liabilities in active markets, as well as inputs that are observable for the asset or liability (other than quoted prices), such as interest rates, foreign exchange rates, and yield curves that are observable at commonly quoted intervals. Level 2 assets and liabilities include debt securities with quoted prices that are traded less frequently than exchange-traded instruments, mortgage-backed securities, municipal bonds, corporate debt securities and derivative contracts whose value is determined using a pricing model with inputs that are observable in the market or can be derived principally from or corroborated by observable market data. This category generally includes certain derivative contracts.

 

Level 3

 

Valuation is generated from model-based techniques that use at least one significant assumption based on unobservable inputs for the asset or liability, which are typically based on an entity’s own assumptions, as there is little, if any, related market activity. In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety. The assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability.

 

The following is a description of the valuation methodologies used for assets and liabilities recorded at fair value.

 

Investment Securities AFS

 

Investment securities AFS are recorded at fair value on a recurring basis. At December 31, 2023, the Company’s investment portfolio was comprised of student loan pools, government and agency bonds, MBS issued by government sponsored agencies or GSEs, private label CMO securities and municipal securities. Fair value measurement is based upon prices obtained from third party pricing services that use independent pricing models which rely on a variety of factors including reported trades, broker/dealer quotes, benchmark yields, economic and industry events and other relevant market information. As such, these securities are classified as Level 2.

 

Mortgage Loans Held for Sale

 

The Company originates fixed rate residential loans on a servicing released basis in the secondary market. Loans closed but not yet settled with institutional investors are carried in the Company’s loans held for sale portfolio.  These loans are fixed rate residential loans that have been originated in the Company’s name and have closed.  Virtually all of these loans have commitments to be purchased by investors and the majority of these loans were locked in by price with the investors on the same day or shortly thereafter that the loan was locked in with the Company’s customers.  Therefore, these loans present very little market risk for the Company.

 

The Company usually delivers to, and receives funding from, the investor within 30 days.  Commitments to sell these loans to the investor are considered derivative contracts and are sold to investors on a “best efforts" basis. The Company is not obligated to deliver a loan or pay a penalty if a loan is not delivered to the investor. As a result of the short-term nature of these derivative contracts, the fair value of the mortgage loans held for sale in most cases is the same as the value of the loan amount at its origination. These loans are classified as Level 2.

 

Land Held for Sale

 

Land held for sale is reported at the lower of the carrying amount or fair value less costs to sell. Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral less estimated selling costs. The Company records land held for sale as nonrecurring level 3.

 

Collateral Dependent Loans

 

The Company does not record loans held for investment at fair value on a recurring basis. However, from time to time, the Company designates individually evaluated loans with higher risk as collateral dependent loans and an allowance for credit losses is established as necessary. Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the allowance for credit losses. Under CECL, for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance for credit losses based on the fair value of collateral. The allowance for credit losses is calculated on an individual loan basis based on the shortfall between the fair value of the loan's collateral, which is adjusted for estimated costs to sell, and amortized cost. If the fair value of the collateral exceeds the amortized cost, no allowance is required.

 

Fair value is estimated using one of the following methods: fair value of the collateral less estimated costs to sell, discounted cash flows, or market value of the loan based on similar debt. The fair value of the collateral less estimated costs to sell is the most frequently used method. Typically, the Company reviews the most recent appraisal and if it is over 24 months old will request a new third party appraisal. Depending on the particular circumstances surrounding the loan, including the location of the collateral, the date of the most recent appraisal and the value of the collateral relative to the recorded investment in the loan, management may order an independent appraisal immediately or, in some instances, may elect to perform an internal analysis. For instance, in scenarios where the collateral on a nonperforming commercial real estate loan is outside the Company’s primary market area, management would usually order an independent appraisal promptly - either at the time the loan becomes nonperforming or immediately following the determination that the loan is collateral dependent. Conversely, for a nonperforming commercial real estate loan where management is familiar with the property and surrounding areas, and the original appraisal value significantly exceeds the recorded investment in the loan, management may choose to perform an internal analysis. This involves reviewing and adjusting the previous appraisal value for current conditions, including recent sales of similar properties in the area and relevant economic trends. These valuations are reviewed at a minimum on a quarterly basis.

 

Those collateral dependent loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. At December 31, 2023, all collateral dependent loans were evaluated based on the fair value of the collateral. Loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy. The Company records collateral dependent loans as nonrecurring Level 3.

 

Other Real Estate Owned

 

Fair value adjustments to OREO are recorded at the lower of the carrying amount of the loan or the fair value of the collateral less selling costs. Any write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for credit losses. After foreclosure, management periodically performs valuations such that the real estate is carried at the lower of its new cost basis or fair value, net of estimated costs to sell. Foreclosed assets are recorded as nonrecurring Level 3.

 

The tables below present the balances of assets measured at fair value on a recurring basis at the dates indicated.

 

  

December 31, 2023

  

December 31, 2022

 

(Dollars in thousands)

 

Level 1

  

Level 2

  

Level 3

  

Level 1

  

Level 2

  

Level 3

 

Student Loan Pools

 $—  $50,366  $—  $—  $59,158  $— 

SBA Bonds

  —   76,753   —   —   99,630   — 

Tax Exempt Municipal Bonds

  —   21,236   —   —   21,310   — 

Taxable Municipal Bonds

  —   53,115   —   —   50,770   — 

MBS

  —   336,170   —   —   319,280   — 

Total

 $—  $537,640  $—  $—  $550,148  $— 

 

There were no liabilities measured at fair value on a recurring basis as of December 31, 2023 and 2022.

 

The Company may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis. These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the period. The table below presents assets measured at fair value on a nonrecurring basis at the dates indicated, aggregated by the level in the fair value hierarchy within which those measurements fall. There were no liabilities measured at fair value on a nonrecurring basis as of December 31, 2023 and 2022.

 

  

December 31, 2023

Assets (in thousands):

 

Level 1

 

Level 2

 

Level 3

 

Total

Mortgage Loans Held For Sale

 $— $967 $— $967

Land Held For Sale

  —  —  938  938

Collateral Dependent Loans

  —  —  5,210  5,210

Total

 $— $967 $6,148 $7,115

 

  

December 31, 2022

Assets (in thousands):

 

Level 1

 

Level 2

 

Level 3

 

Total

Mortgage Loans Held For Sale

 $— $913 $— $913

Land Held For Sale

  —  —  1,097  1,097

Collateral Dependent Loans

  —  —  5,566  5,566

OREO

  —  —  120  120

Total

 $— $913 $6,783 $7,696

 

For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis, the significant unobservable inputs used in the fair value measurements at the dates indicated were as follows:

 

  

Valuation

 

Significant

 

2023

  

2022

 

Level 3 Assets

 

Technique

 

Unobservable Inputs

 

Range

  

Range

 

Land Held for Sale

 

Appraised Value/Comparable Sales

 

Discounts to appraised values for estimated holding or selling costs

  10%  10%

Collateral Dependent Loans

 

Appraised Value

 

Discounts to appraised values or cash flows for estimated holding and/or selling costs or age of appraisal

  10% - 12%   8% - 13% 

OREO

 

Appraised Value/Comparable Sales

 

Discounts to appraised values for estimated holding or selling costs

  N/A   30%

 

For assets and liabilities not presented on the balance sheet at fair value, the following methods are used to determine fair value:

 

Cash and cash equivalents—The carrying amount of these financial instruments approximates fair value. All mature within 90 days and do not present unanticipated credit concerns.

 

Certificates of deposits with other banks—Fair value is based on market prices for similar assets.

 

HTM Securities—Valued at quoted market prices or dealer quotes.

 

Loans Receivable, Net—The fair value of loans is estimated using an exit price notion. The exit price notion uses a discounted cash flows technique to calculate the present value of expected future cash flows for a financial instrument and incorporates other factors, such as enhanced credit risk, illiquidity risk and market factors that sometimes exist in exit prices in dislocated markets. The credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: commercial real estate, commercial and agricultural, residential real estate, consumer and all other loans. The results are then adjusted to account for credit risk as described above. A further credit risk discount must be applied using a discounted cash flow model to compensate for illiquidity risk, based on certain assumptions included within the discounted cash flow model, primarily the use of discount rates that better capture inherent credit risk over the lifetime of a loan. This consideration of enhanced credit risk provides an estimated exit price for the Company’s loan portfolio. For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values.

 

FHLB Stock—The fair value approximates the carrying value.

 

Deposits—The fair value of demand deposits, savings accounts, and money market accounts is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposits is estimated by discounting the future cash flows using rates currently offered for deposits of similar remaining maturities.

 

FHLB Advances and Borrowings from the FRB—Fair value is estimated using discounted cash flows with current market rates for borrowings with similar terms.

 

Other Borrowed Money—The carrying value of these short term borrowings approximates fair value.

 

Subordinated Debentures—The fair value is estimated by discounting the future cash flows using the current rates at which similar debenture offerings with similar terms and maturities would be issued by similar institutions. As discount rates are based on current debenture rates as well as management estimates, the fair values presented may not be indicative of the value negotiated in an actual sale.

 

Junior Subordinated Debentures—The carrying value of junior subordinated debentures approximates fair value.

 

The following tables summarize the carrying value and estimated fair value of the Company’s financial instruments at the dates indicated, presented in accordance with the applicable accounting guidance.

 

  

December 31, 2023

 
  

Carrying

  

Fair Value

 

(In Thousands)

 

Amount

  

Total

  

Level 1

  

Level 2

  

Level 3

 

Financial Assets:

                    

Cash and Cash Equivalents

 $128,284  $128,284  $128,284  $—  $— 

Certificates of Deposits with Other Banks

  2,350   2,350   —   2,350   — 

Investment Securities

  700,712   696,180   —   696,180   — 

Loans Receivable, Net

  621,562   610,410   —   —   610,410 

FHLB Stock

  922   922   922   —   — 

Financial Liabilities:

                    

Deposits:

                    

Checking, Savings and Money Market Accounts

 $964,247  $964,247  $964,247  $—  $— 

Certificate Accounts

  230,750   229,278   —   229,278   — 

Borrowings from FRB

  119,200   118,926   118,926   —   — 

Other Borrowed Money

  19,180   19,180   19,180   —   — 

Subordinated Debentures

  26,500   23,036   —   23,036   — 

Junior Subordinated Debentures

  5,155   5,155   —   5,155   — 

 

  

December 31, 2022

 
  

Carrying

  

Fair Value

 

(In Thousands)

 

Amount

  

Total

  

Level 1

  

Level 2

  

Level 3

 

Financial Assets:

                    

Cash and Cash Equivalents

 $28,502  $28,502  $28,502  $—  $— 

Certificates of Deposits with Other Banks

  1,100   1,100   —   1,100   — 

Investment Securities

  717,586   711,612   —   711,612   — 

Loans Receivable, Net

  549,004   528,174   —   —   528,174 

FHLB Stock

  651   651   651   —   — 

Financial Liabilities:

                    

Deposits:

                    

Checking, Savings and Money Market Accounts

 $968,054  $968,054  $968,054  $—  $— 

Certificate Accounts

  142,031   138,382   —   138,382   — 

Borrowings from FRB

  44,080   44,071   44,071   —   — 

Other Borrowed Money

  27,588   27,588   27,588   —   — 

Subordinated Debentures

  26,500   24,435   —   24,435   — 

Junior Subordinated Debentures

  5,155   5,155   —   5,155   — 

 

At December 31, 2023, the Company had $161.3 million of off-balance sheet financial commitments. These commitments are to originate loans and unused consumer lines of credit and credit card lines.  Because these obligations are based on current market rates, if funded, the original principal is considered to be a reasonable estimate of fair value.

 

Fair value estimates are made on a specific date, based on relevant market data and information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale the Bank’s entire holdings of a particular financial instrument.  

 

Because no active market exists for a significant portion of the Company's financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, current interest rates and prepayment trends, risk characteristics of various financial instruments, and other factors.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision.  Changes in any of these assumptions used in calculating fair value would also significantly affect the estimates. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments.  For example, the Company has significant assets and liabilities that are not considered financial assets or liabilities including deposit franchise values, loan servicing portfolios, deferred tax liabilities, and premises and equipment.

 

In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. The Company has used management’s best estimate of fair value on the above assumptions.  Thus, the fair values presented may not be the amounts, which could be realized, in an immediate sale or settlement of the instrument.  In addition, any income taxes or other expenses that would be incurred in an actual sale or settlement are not taken into consideration in the fair value presented.
XML 41 R30.htm IDEA: XBRL DOCUMENT v3.24.1
Note 22 - Non-interest Income
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Non-interest Income [Text Block]

NOTE 22 - NON-INTEREST INCOME

 

The following table presents non-interest income for the years indicated. All revenue from contracts with customers within the scope of ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) is recognized in non-interest income, except for gains on the sale of OREO, which are included in non-interest expense when applicable.

 

  

Year Ended December 31,

 
  

2023

  

2022

 

Non-interest income (in thousands):

        

Loss on Sale of Investments, net (1)

 $—  $(2)

Gain on Sale of Loans (1)

  626   1,705 

Service Fees on Deposit Accounts

  1,220   1,071 

Commissions From Insurance Agency (1)

  784   784 

Trust Income

  1,860   1,548 

BOLI Income (1)

  636   608 

ATM and Check Card Fee Income

  3,018   2,816 

Grant Income (1)

  437   171 

Other (1)

  809   911 

Total non-interest income

 $9,390  $9,612 

(1) Not within the scope of ASC 606

 

Revenue Recognition

 

The following is a discussion of key revenues within the scope of the current revenue guidance.

 

In accordance with Topic 606, revenues are recognized when control of promised goods or services is transferred to customers in an amount that reflects the consideration the Bank expects to be entitled to in exchange for those goods or services. To determine revenue recognition for arrangements that an entity determines are within the scope of Topic 606, management performs the following five steps: (i) identify the contract(s) with a customer; (ii) identify the performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the performance obligations in the contract; and (v) recognize revenue when (or as) the performance obligation is satisfied.

 

The five-step model is only applied to contracts when it is probable that the entity will collect the consideration it is entitled to in exchange for the goods or services it transfers to the customer. At contract inception, once the contract is determined to be within the scope of Topic 606, the Bank assesses the goods or services that are promised within each contract and identifies those that contain performance obligations, and assesses whether each promised good or service is distinct. The amount of the transaction price that is allocated to the respective performance obligation is recognized as revenue when (or as) the performance obligation is satisfied.

 

Service Fees on Deposit Accounts

 

The Bank earns fees from its deposit customers for account maintenance, transaction-based and overdraft services.  Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts monthly.  The performance obligation is satisfied and the fees are recognized monthly as the service period is completed. Transaction-based fees on deposits accounts are charged to deposit customers for specific services provided to the customer, such as non-sufficient funds fees, overdraft fees, and wire fees. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer.

 

Trust Income

 

Trust income includes monthly advisory fees that are based on assets under management and certain transaction fees that are assessed and earned monthly, concurrently with the investment management services provided to the customer. The Bank does not charge performance based fees for its trust services and does not currently have any institutional clients, hedge funds or mutual funds.   

 

ATM and Check Card Fee Income

 

Check card fee income represents fees earned when a debit card issued by the Bank is used.  The Bank earns interchange fees from debit cardholder transactions through the Mastercard payment network.  Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the card.  Certain expenses directly associated with the debit card are recorded on a net basis with the fee income.

 

Gains/Losses on OREO Sales

 

Gains/losses on the sale of OREO are included in non-interest expense and are generally recognized when the performance obligation is complete. This is typically at delivery of control over the property to the buyer at the time of each real estate closing.

 
XML 42 R31.htm IDEA: XBRL DOCUMENT v3.24.1
Note 23 - Preferred Stock
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Preferred Stock [Text Block]

NOTE 23 - PREFERRED STOCK

 

On May 24, 2022, the Company entered into a Letter Agreement (“Agreement”) with the U.S. Department of Treasury under the Emergency Capital Investment Program (“ECIP”). Established by the Consolidated Appropriations Act, 2021, the ECIP was created to encourage low- and moderate-income community financial institutions and minority depository institutions to provide loans, grants, and forbearance for small businesses, minority-owned businesses, and consumers, especially low-income and underserved communities, including counties with persistent poverty, that may be disproportionately impacted by the economic effect of the COVID-19 pandemic by providing direct and indirect capital investments in low- and moderate-income community financial institutions.

 

Pursuant to the Agreement, the Company agreed to issue and sell 82,949 shares of Preferred Stock for an aggregate purchase price of $82.9 million in cash. This ECIP investment is treated as tier 1 capital. The Preferred Stock bears no dividend for the first 24 months following the investment date. Thereafter, the dividend rate will be adjusted, not higher than 2%, based on the lending growth criteria listed in the Agreement. After the tenth anniversary of the investment date, the dividend rate will be fixed based on the average annual amount of lending in years two through 10. Dividends will be payable quarterly in arrears on March 15, June 15, September 15, and December 15.

 

The Preferred Stock may be redeemed at the option of the Company on or after the fifth anniversary of issuance (or earlier in the event of loss of regulatory capital treatment), subject to the approval of the appropriate federal banking regulator and in accordance with the federal banking agencies’ regulatory capital regulations. The Preferred Stock is reported on the Consolidated Balance Sheets as Senior Non-Cumulative Perpetual Preferred Stock, Series ECIP.

 
XML 43 R32.htm IDEA: XBRL DOCUMENT v3.24.1
Note 24 - Subsequent Events
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Subsequent Events [Text Block]

NOTE 24 - SUBSEQUENT EVENTS

 

Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.

 

Management has reviewed the events occurring through the date the financial statements were issued and no additional subsequent events occurred requiring accrual or disclosure.

 
XML 44 R33.htm IDEA: XBRL DOCUMENT v3.24.1
Insider Trading Arrangements
 12 Months Ended
Dec. 31, 2023
Insider Trading Arr Line Items  
Material Terms of Trading Arrangement [Text Block]

Item 9B. Other Information

 

(a)      None.

 

(b)      During the quarter ended December 31, 2023, no director or officer (as defined in Rule 16a-1(f) under the Act) of the Company adopted or terminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K.

 
Rule 10b5-1 Arrangement Adopted [Flag] false
Non-Rule 10b5-1 Arrangement Adopted [Flag] false
Rule 10b5-1 Arrangement Terminated [Flag] false
Non-Rule 10b5-1 Arrangement Terminated [Flag] false
XML 45 R34.htm IDEA: XBRL DOCUMENT v3.24.1
Significant Accounting Policies (Policies)
 12 Months Ended
Dec. 31, 2023
Accounting Policies [Abstract]  
Consolidation, Policy [Policy Text Block]

Basis of Consolidation and Nature of Operations

 

The accompanying consolidated financial statements include the accounts of Security Federal Corporation (the “Company”) and its wholly owned subsidiary, Security Federal Bank (the “Bank”) and the Bank’s wholly owned subsidiaries, Security Federal Investments, Inc. ("SFINV"), Security Federal Insurance, Inc. (“SFINS”), and Security Financial Services Corporation (“SFSC”).  SFINV was formed to hold investment securities and allow for better management of the securities portfolio. SFINS is an insurance agency offering auto, business, and home insurance.  Effective April 30, 2022, Collier Jennings Financial Corporation, a wholly owned subsidiary of SFINS, and its subsidiaries, Security Federal Auto Insurance, The Auto Insurance Store Inc., and Security Federal Premium Pay Plans Inc. ("SFPPP") and its wholly owned premium finance subsidiary were dissolved. SFPPP’s ownership interests in four other premium finance subsidiaries were disposed of at an immaterial gain. Additionally, effective April 30, 2022, previously inactive SFSC was dissolved. All significant intercompany transactions and balances have been eliminated in consolidation.

 

The Company also has a wholly owned subsidiary, Security Federal Statutory Trust (the “Trust”), which issued and sold fixed and floating rate capital securities of the Trust.  However, under current accounting guidance, the Trust is not consolidated in the financial statements.  The Bank is primarily engaged in the business of accepting savings and demand deposits and originating mortgage loans and other loans to individuals and small businesses for various personal and commercial purposes.
Cash and Cash Equivalents, Policy [Policy Text Block]

Cash and Cash Equivalents

 

For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks, interest-bearing balances in other banks, and federal funds sold.  Cash equivalents have original maturities of three months or less.
Investment, Policy [Policy Text Block]

Investment Securities

 

Investment securities are classified in one of three categories: HTM, AFS, or trading.  Management determines the appropriate classification of debt securities at the time of purchase. Investment securities are classified as HTM when the Company has the positive intent and ability to hold the securities to maturity. These securities are recorded at cost and adjusted for amortization of premiums and accretion of discounts over a level yield basis. Callable debt securities held at a premium are amortized until the earliest call date. Prepayment assumptions on mortgage-backed securities are anticipated.

 

Management classifies investment securities that are not considered to be HTM as AFS.  This type of investment is stated at fair value with unrealized gains and losses, net of tax, reported in a separate component of shareholders' equity (“accumulated other comprehensive income (loss)”). Gains and losses from sales of AFS investment securities are determined using the specific identification method. The Company had no investment securities classified as trading.
Debt Securities, Available-for-Sale, Allowance for Credit Losses [Policy Text Block]

Allowance for Credit Losses – Available for Sale Securities

 

Management evaluates all AFS investment securities in an unrealized loss position on a quarterly basis, and more frequently when economic or market conditions warrant such evaluation. If the Company has the intent to sell the security or it is more likely than not that the Company will be required to sell the security, the security is written down to fair value and the entire loss is recorded in earnings. If either of the above criteria is not met, the Company evaluates whether the decline in fair value is the result of credit losses or other factors. In making the assessment, the Company may consider various factors including the extent to which fair value is less than amortized cost, performance of any underlying collateral, downgrades in the ratings of the security by a rating agency, the failure of the issuer to make scheduled interest or principal payments and adverse conditions specifically related to the security. If the assessment indicates that a credit loss exists, the present value of cash flows expected to be collected are compared to the amortized cost basis of the security and any excess is recorded as an allowance for credit losses, limited by the amount that the fair value is less than the amortized cost basis. Any amount of unrealized loss that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as provision for (reversal of) credit losses. Losses are charged against the allowance for credit losses when management believes an AFS security is confirmed to be uncollectible or when either of the criteria regarding intent or requirement to sell is met. At December 31, 2023, there was no allowance for credit losses related to the AFS portfolio.  Accrued interest receivable on AFS securities totaled $2.9 million at December 31, 2023 and was excluded from the estimate of credit losses.
Debt Securities, Held-to-Maturity, Allowance for Credit Losses [Policy Text Block]

Allowance for Credit Losses – Held to Maturity Securities

 

Management measures expected credit losses on HTM debt securities on a collective basis by major security type. The estimate of expected credit losses is primarily based on the ratings assigned to the securities by debt rating agencies and the average of the annual historical loss rates associated with those ratings. The Company then multiplies those loss rates, as adjusted for any modifications to reflect current conditions and reasonable and supportable forecasts as considered necessary, by the remaining lives of each individual security to arrive at a lifetime expected loss amount. Additionally, private label collateralized mortgage obligation ("CMO") securities which are not explicitly or implicitly guaranteed by the U.S. government are evaluated utilizing underlying pool data such as historical loss rates, loan-to-value ratios and credit enhancement data.  See "Note 3 - Investments, Held to Maturity" for additional information regarding the major HTM security types. There was no allowance for credit losses on HTM securities at December 31, 2023.  Accrued interest receivable on HTM securities totaled $788,000 at December 31, 2023 and was excluded from the estimate of credit losses.
Financing Receivable, Held-for-Investment [Policy Text Block]

Loans Receivable Held for Investment

 

Loans receivable that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts and deferred fees and costs. Accrued interest receivable related to loans is reported in accrued interest receivable on the consolidated balance sheets. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using methods that approximate a level yield without anticipating prepayments.

 

The accrual of interest is generally discontinued when a loan becomes 90 days past due and is not well collateralized and in the process of collection, or when management believes, after considering economic and business conditions and collection efforts, that the principal or interest will not be collectible in the normal course of business. Past due status is based on contractual terms of the loan. A loan is considered past due when a scheduled payment has not been received 30 days after the contractual due date.

 

All accrued interest is reversed against interest income when a loan is placed on nonaccrual status. Interest received on such loans is accounted for using the cost- recovery method, until qualifying for return to accrual. Under the cost-recovery method, interest income is not recognized until the loan balance is reduced to zero. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current, there is a sustained period of repayment performance, and future payments are reasonably assured.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]

Allowance for Credit Losses on Loans

 

The allowance for credit losses on loans is a valuation account that is deducted from the loans' amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the allowance when management believes the uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Accrued interest receivable is excluded from the estimate of credit losses.  The allowance for credit losses on loans represents management’s estimate of lifetime credit losses inherent in loans as of the balance sheet date. The allowance for credit losses on loans is estimated by management using relevant available information, from both internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts.

 

The Company measures expected credit losses for loans on a pooled basis when similar risk characteristics exist. The Company has identified the following portfolio segments:

 

Real Estate

 

o

 

Construction - Construction loans consist of loans to construct a borrower’s primary or secondary residence or vacant land upon which the owner intends to construct a dwelling at a future date. These loans are typically secured by undeveloped or partially developed land in anticipation of completing construction of a 1-4 family residential property. There is risk these construction and development projects can experience delays and cost overruns exceeding the borrower’s financial ability to complete the project. Such cost overruns can result in foreclosure of partially completed and unmarketable collateral. In addition, construction loans consist of loans to finance land for development of commercial or residential real property and construction of multifamily apartments or other commercial properties. These loans are highly dependent on the supply and demand for commercial real estate as well as the demand for newly constructed residential homes and lots acquired for development. Deterioration in demand could result in decreased collateral values, which could make repayments of outstanding loans difficult for customers.

o

 

Residential Mortgage - Residential mortgages consist of loans to purchase or refinance the borrower’s primary dwelling, second residence or vacation home and are often secured by 1-4 family residential property. Significant and rapid declines in real estate values can result in borrowers having debt levels in excess of the current market value of the collateral.

o

 

Commercial Mortgage - Commercial mortgages can be broadly categorized into owner-occupied and non-owner-occupied loans. Owner-occupied commercial mortgages involve financing for the purchase or refinancing of nonresidential properties that are occupied by the borrowing operating companies. The collateral for these loans typically includes office buildings, warehouses, manufacturing facilities, and other commercial or industrial properties. These loans hinge on the borrowers' ability to achieve business results consistent with the projections made at the loan origination. Although the loans are secured by real property to mitigate risk, there is a possibility that the liquidation of collateral may not fully satisfy the obligation. Non-owner-occupied commercial mortgages are used for purchasing or refinancing investment nonresidential properties. The collateral for these loans encompasses office buildings and complexes, retail facilities, multifamily complexes, land under development, and various other commercial or industrial real estate. The primary risk associated with non-owner-occupied commercial mortgage loans is contingent upon the ability of the income-producing property that collateralizes the loan to generate sufficient cash flow for servicing the debt. Despite being collateralized by real property to mitigate risk, there remains the possibility that the liquidation of collateral will not entirely meet the obligation.

 

Commercial and Agricultural - Commercial and agricultural loans consist of loans or lines of credit to finance accounts receivable, inventory or other general business needs, business credit cards, and lease financing agreements for equipment, vehicles, or other assets. The primary risk associated with commercial and agricultural loans is the ability of borrowers to achieve business results consistent with those projected at origination. Failure to achieve these projections presents risk the borrower will be unable to service the debt consistent with the contractual terms of the loan or lease.

 

Consumer loans

o

Home equity - Home equity loans consist of home equity lines of credit and other lines of credit secured by first or second liens on the borrower’s primary residence. These loans are secured by both senior and junior liens on the residential real estate and are particularly susceptible to declining collateral values.

o

 

Other - Consumer loans consist of loans to finance unsecured home improvements, student loans, automobiles and revolving lines of credit that can be secured or unsecured. The value of the underlying collateral within this class is at risk of potential rapid depreciation which could result in unpaid balances in excess of the collateral.

 

The Company calculates the allowance for credit losses on loans for each pool of loans using a remaining life loss methodology with a two quarter reasonable and supportable forecast period and an immediate reversion period. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses on loans to determine the allowance for credit losses on loans. The Company uses its own internal data to measure historical credit loss experience within the loan pools with similar risk characteristics over an economic cycle. The Company then forecasts the calculated historical loss rates over the calculated remaining life of loans by pool.

 

Additionally, the allowance for credit losses on loans calculation includes subjective adjustments for qualitative risk factors that are likely to cause estimated credit losses to differ from historical experience. These qualitative adjustments may increase or reduce reserve levels and include adjustments for lending management experience and risk tolerance, loan review and audit results, asset quality and portfolio trends, loan portfolio growth, industry concentrations, trends in underlying collateral, external factors and economic conditions not already captured.

 

Loans that do not share risk characteristics are evaluated on an individual basis. When management determines that foreclosure is probable and the borrower is experiencing financial difficulty, the expected credit losses on loans are based on the fair value of collateral at the reporting date adjusted for selling costs as appropriate.

 

Management evaluates the carrying value of the loans periodically and the allowance is adjusted accordingly. While management uses the best information available to make evaluations, future adjustments may be necessary if economic conditions differ substantially from the assumptions used in making these evaluations.  The allowance for credit losses is subject to periodic evaluations by bank regulatory agencies that may require adjustments to be made to the allowance based upon the information that is available at the time of their examination.
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]

Allowance for Credit Losses – Unfunded Commitments

 

Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for off-balance sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The Company records an allowance for credit losses - unfunded commitments unless the commitments to extend credit are unconditionally cancellable, through a charge to provision for unfunded commitments, which is included in the provision for credit losses in the Company’s consolidated income statements. The allowance for credit losses – unfunded commitments is estimated by loan segment at each balance sheet date using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur as well as any third-party guarantees. The allowance for credit losses - unfunded commitments is included in other liabilities on the Company’s consolidated balance sheets.
Financing Receivable, Held-for-Sale [Policy Text Block]

Loans Receivable Held for Sale

 

The Company originates fixed rate residential loans on a servicing released basis in the secondary market. Loans closed but not yet settled with institutional investors are carried in the Company’s loans held for sale portfolio.  These loans are fixed rate residential loans that have been originated in the Company’s name and have closed.  Virtually all these loans have commitments to be purchased by investors and the majority of these loans were locked in by price with the investors on the same day or shortly thereafter that the loan was locked in with the Company’s customers.  Therefore, these loans present little market risk for the Company. The Company usually delivers to, and receives funding from, the investor within 30 days.  Commitments to sell these loans to the investor are considered derivative contracts and are sold to investors on a “best efforts" basis. The Company is not obligated to deliver a loan or pay a penalty if a loan is not delivered to the investor. As a result of the short-term nature of these derivative contracts, the fair value of the mortgage loans held for sale in most cases is the same as the value of the loan amount at its origination.
Loans and Leases Receivable, Real Estate and Other Assets Acquired Through Foreclosure, Policy [Policy Text Block]

Other Real Estate Owned

 

Other real estate owned represents real estate and other assets acquired through foreclosure or repossession and are initially recorded at the estimated fair value less costs to sell. Subsequent improvements are capitalized. Costs of holding real estate, such as property taxes, insurance, general maintenance and interest expense, are expensed as a period cost. Fair values are reviewed regularly and allowances for possible losses are established when the carrying value of the asset owned exceeds the fair value less estimated costs to sell. Fair values are generally determined by reference to an outside appraisal.
Property, Plant and Equipment, Policy [Policy Text Block]

Premises and Equipment

 

Premises and equipment are carried at cost, net of accumulated depreciation.  Depreciation of premises and equipment is amortized on a straight-line method over the estimated useful life of the related asset.  Estimated lives are 7 to 40 years for buildings and improvements and generally 3 to 10 years for furniture, fixtures and equipment.  Maintenance and repairs are charged to current expense.  The cost of major renewals and improvements are capitalized.

 

Land Held for Sale

 

Land held for sale is reported at the lower of the carrying amount and fair value less costs to sell. During the year ended December 31, 2022, the Company recorded a write down on land for sale totaling $433,000 due to a reduction in fair value less costs to sell. No write-downs on land held for sale were recorded during 2023.
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]

Goodwill

 

The Company's goodwill is a result of the excess of the cost over the fair value of net assets resulting from the acquisition of Collier Jennings Financial Corporation in July 2006. Goodwill is reviewed for impairment annually or whenever events or changes in circumstances indicate the carrying amount of an asset may not be recoverable.
Income Tax, Policy [Policy Text Block]

Income Taxes

 

Income tax expense or benefit is recognized for the net change in the deferred tax liability or asset during the year.  That amount together with income taxes currently payable is the total amount of income tax expense or benefit for the year.  Deferred taxes are provided for by the differences in financial reporting bases for assets and liabilities compared with their tax bases. Generally, a current tax liability or asset is established for taxes presently payable or refundable and a deferred tax liability or asset is established for future tax items. A valuation allowance, if applicable, is established for deferred tax assets that may not be realized. Deferred income taxes are provided for differences between the provision for credit losses for financial statement purposes and those allowed for income tax purposes.

 

The Company adopted accounting guidance which prescribes a threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return and also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods and disclosures. There have been no gross amounts of unrecognized tax benefits or interest or penalties related to uncertain tax positions since adoption. There are no unrecognized tax benefits that would, if recognized, affect the effective tax rate. There are no positions for which it is reasonably possible that the total amounts of unrecognized tax benefits will significantly increase or decrease within the next 12 months.
Advertising Cost [Policy Text Block]

Advertising Expense

 

Advertising and public relations costs are generally expensed as incurred.  External costs relating to direct mailing are expensed in the period in which the direct mailings are sent.  Advertising and public relations costs of $980,000 and $988,000 were included in the Company’s results of operations for the years ended December 31, 2023 and 2022, respectively.
Share-Based Payment Arrangement [Policy Text Block]

Stock-Based Compensation

 

The Company accounts for compensation costs under its stock option plans using the fair value method. This method requires the measurement of the cost of employee services received in exchange for an award of equity instruments based upon the fair value of the award on the grant date. The cost of the award is recognized in the income statement over the vesting period of the award.
Earnings Per Share, Policy [Policy Text Block]

Net Income Per Common Share

 

Accounting guidance specifies the computation, presentation and disclosure requirements for earnings per share (“EPS”) for entities with publicly held common stock or potential common stock such as options, warrants, convertible securities or contingent stock agreements if those securities trade in a public market. Basic EPS is computed by dividing net income by the weighted average number of common shares outstanding.  Diluted EPS is similar to the computation of basic EPS except that the denominator is increased to include the number of additional common shares that would have been outstanding if the dilutive common shares had been issued.  The dilutive effect of options outstanding under the Company’s stock option plan is reflected in diluted EPS by application of the treasury stock method.

 

There were no stock options outstanding as of December 31, 2023 and 2022; and therefore, no dilutive options in the calculation of diluted EPS for those periods. The following tables show the Company’s net income per common share for the years indicated.

 

  

Year Ended December 31,

 
  

2023

  

2022

 

(Dollars in thousands, except EPS)

 

Income

  

Shares

  

EPS

  

Income

  

Shares

  

EPS

 

Basic EPS

 $10,190   3,248,149  $3.14  $10,228   3,252,884  $3.14 

 
Use of Estimates, Policy [Policy Text Block]

Use of Estimates

 

The preparation of financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the dates of the financial statements and the reported amounts of income and expenses during the reporting periods.  Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes include:

 

 

•

Determination of the allowance for credit losses and provision for credit losses

 

•

Valuation of real estate acquired in conjunction with foreclosures or in satisfaction of loans

 

•

Income taxes, including tax provisions and realization of deferred tax assets

 

•

Fair value of assets and liabilities
Segment Reporting, Policy [Policy Text Block]

Operating Segments

 

Accounting standards require that information be reported about a company’s operating segments using a “management approach.” Reportable segments are identified in these standards as those revenue producing components for which separate financial information is produced internally and which are subject to evaluation by the chief operating decision maker. While the chief operating decision maker monitors the revenue streams of the various products and services, operations are managed, and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable segment.
Reclassification, Comparability Adjustment [Policy Text Block]

Reclassifications

 

Certain amounts in prior years’ consolidated financial statements have been reclassified to conform to current period classifications. There were no changes to previously reported net income or shareholders' equity.
New Accounting Pronouncements, Policy [Policy Text Block]

Recently Issued or Adopted Accounting Standards

 

The following is a summary of recent authoritative pronouncements that could affect accounting, reporting, and disclosure of financial information by the Company:

 

On January 1, 2023, the Company adopted Accounting Standards Update (“ASU”) 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments Accounting Standards Codification (“ASC”) 326. This standard replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. CECL requires an estimate of credit losses for the remaining estimated life of the financial asset using historical experience, current conditions, and reasonable and supportable forecasts and generally applies to financial assets measured at amortized cost, including loan receivables and HTM debt securities, and some off-balance sheet credit exposures such as unfunded commitments to extend credit. Financial assets measured at amortized cost will be presented at the net amount expected to be collected by using an allowance for credit losses.

 

In addition, CECL made changes to the accounting for AFS debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on AFS debt securities if management does not intend to sell and does not believe that it is more likely than not, they will be required to sell. The Company adopted ASC 326 and all related subsequent amendments thereto effective January 1, 2023 using the modified retrospective approach for all financial assets measured at amortized cost and off-balance sheet credit exposures. The transition adjustment of the adoption of CECL included an increase in the allowance for credit losses on loans of $784,000, which is presented as a reduction to net loans outstanding, and an increase in the allowance for credit losses on unfunded loan commitments of $1.2 million, which is recorded within "Other Liabilities." The Company recorded a net decrease to retained earnings of $1.6 million as of January 1, 2023 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Results for reporting periods beginning after January 1, 2023 are presented under CECL while prior period amounts continue to be reported in accordance with previously applicable accounting standards (“Incurred Loss”).  The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectible interest. The adoption of CECL had an insignificant impact on the Company's HTM and AFS securities portfolios.

 

In January 2023, the Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminated the accounting guidance for troubled debt restructurings (“TDRs”) while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the guidance requires disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The Company adopted the guidance using the modified retrospective method. Upon adoption of this guidance, the Company is no longer required to establish a specific reserve for modifications to borrowers experiencing financial difficulty. Instead, these modifications are included in their respective cohort and a historical loss rate is applied to the current loan balance to arrive at the quantitative baseline portion of the allowance. The difference between the allowance previously determined and the current allowance was not material to the Company’s financial statements.

 

In December 2022, the FASB issued amendments to extend the time preparers can use the reference rate reform relief guidance under ASC Topic 848 from December 31, 2022, to December 31, 2024, to address the fact that all London Interbank Offered Rate ("LIBOR") tenors were not discontinued as of December 31, 2021, and some tenors will be published until June 2023. The amendments are effective immediately for all entities and are applied prospectively. These amendments did not have a material effect on the Company's financial statements.

 

In December 2023, the FASB amended the Income Taxes topic in the Accounting Standards Codification to improve the transparency of income tax disclosures. The amendments are effective for annual periods beginning after December 15, 2024. Early adoption is permitted for annual financial statements that have not yet been issued or made available for issuance. The Company does not expect these amendments to have a material effect on its financial statements. 

 

Other accounting standards that have been issued or proposed by the FASB or other standards-setting authorities are not expected to have a material impact on the Company’s consolidated financial position, results of operations or cash flows.
Concentration Risk, Credit Risk, Policy [Policy Text Block]

Risks and Uncertainties

 

In the normal course of its business, the Company encounters two significant types of risk: economic and regulatory.  There are three main components of economic risk: interest rate risk, credit risk, and market risk.  The Company is subject to interest rate risk to the degree that its interest-bearing liabilities mature or reprice at different speeds, or on different bases, than its interest-earning assets.  Credit risk is the risk of default on the Company’s loan portfolio that results from borrowers’ inability or unwillingness to make contractually required payments.  Market risk reflects changes in the value of collateral underlying loans receivable, the valuation of real estate held by the Company, and the valuation of loans held for sale and securities available for sale.  The Company is subject to the regulations of various government agencies.  These regulations can and do change significantly from period to period.  The Company also undergoes periodic examinations by the bank regulatory agencies, which may subject it to further changes with respect to asset valuations, amounts of required loss allowances, and operating restrictions, resulting from the regulators’ judgments based on information available to them at the time of their examination.
XML 46 R35.htm IDEA: XBRL DOCUMENT v3.24.1
Note 1 - Summary of Significant Accounting Policies (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
  

Year Ended December 31,

 
  

2023

  

2022

 

(Dollars in thousands, except EPS)

 

Income

  

Shares

  

EPS

  

Income

  

Shares

  

EPS

 

Basic EPS

 $10,190   3,248,149  $3.14  $10,228   3,252,884  $3.14 
XML 47 R36.htm IDEA: XBRL DOCUMENT v3.24.1
Note 2 - Investments, Available for Sale (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]
  

December 31, 2023

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair value

 

Student Loan Pools

 $51,022  $72  $(728) $50,366 

Small Business Administration (“SBA”) Bonds

  79,014   416   (2,677)  76,753 

Tax Exempt Municipal Bonds

  21,501   643   (908)  21,236 

Taxable Municipal Bonds

  64,669   —   (11,554)  53,115 

Mortgage-Backed Securities ("MBS")

  368,081   31   (31,942)  336,170 

Total AFS Securities

 $584,287  $1,162  $(47,809) $537,640 
  

December 31, 2022

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair value

 

Student Loan Pools

 $60,855  $12  $(1,709) $59,158 

SBA Bonds

  102,293   584   (3,247)  99,630 

Tax Exempt Municipal Bonds

  22,537   405   (1,632)  21,310 

Taxable Municipal Bonds

  65,250   —   (14,480)  50,770 

MBS

  353,222   30   (33,972)  319,280 

Total AFS Securities

 $604,157  $1,031  $(55,040) $550,148 
Investments Classified by Contractual Maturity Date [Table Text Block]

(Dollars in thousands)

 

Amortized Cost

  

Fair Value

 

Due in one year or less

 $5  $5 

Due after one year to five years

  7,646   7,664 

Due after five to ten years

  73,665   69,452 

Due after ten years or more

  134,890   124,349 

MBS

  368,081   336,170 

Total AFS Securities

 $584,287  $537,640 
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]
  

December 31, 2023

 
  

Less than 12 Months

  

12 Months or More

  

Total

 
  

Fair

  

Unrealized

      

Fair

  

Unrealized

      

Fair

  

Unrealized

 

(Dollars in thousands)

 

Value

  

Losses

  

#

  

Value

  

Losses

  

#

  

Value

  

Losses

 

Student Loan Pools

 $377  $1   1  $43,872  $727   34  $44,249  $728 

SBA Bonds

  2,200   5   4   39,151   2,672   63   41,351   2,677 

Tax Exempt Municipal Bonds

  —   —   —   12,965   908   12   12,965   908 

Taxable Municipal Bonds

  —   —   —   53,115   11,554   59   53,115   11,554 

MBS

  36,069   434   30   292,864   31,508   213   328,933   31,942 
  $38,646  $440   35  $441,967  $47,369   381  $480,613  $47,809 
  

December 31, 2022

  

Less than 12 Months

  

12 Months or More

  

Total

  

Fair

  

Unrealized

      

Fair

  

Unrealized

      

Fair

  

Unrealized

 

(Dollars in thousands)

 

Value

  

Losses

  

#

  

Value

  

Losses

  

#

  

Value

  

Losses

 

Student Loan Pools

 $24,768  $638   16  $30,684  $1,071   23  $55,452  $1,709 

SBA Bonds

  8,404   121   18   45,969   3,126   52   54,373   3,247 

Tax Exempt Municipal Bonds

  8,051   719   9   4,929   913   4   12,980   1,632 

Taxable Municipal Bonds

  14,428   3,197   17   36,342   11,283   43   50,770   14,480 

MBS

  146,016   11,133   145   170,578   22,839   89   316,594   33,972 
  $201,667  $15,808   205  $288,502  $39,232   211  $490,169  $55,040 
XML 48 R37.htm IDEA: XBRL DOCUMENT v3.24.1
Note 3 - Investments, Held to Maturity (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Debt Securities, Held-to-Maturity [Table Text Block]
  

December 31, 2023

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

US Treasury Bonds

 $23,874  $—  $(278) $23,596 

FHLB Bond

  1,000   —   —   1,000 

Student Loan Pools

  16,881   278   —   17,159 

SBA Bonds

  11,305   493   —   11,798 

Taxable Municipal Bonds

  962   —   (28)  934 

MBS

  109,050   96   (5,093)  104,053 

Total HTM Securities

 $163,072  $867  $(5,399) $158,540 
  

December 31, 2022

 

(Dollars in thousands)

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

US Treasury Bonds

 $34,512  $—  $(682) $33,830 

FHLB Bond

  1,000   —   (1)  999 

Student Loan Pools

  16,388   88   (59)  16,417 

SBA Bonds

  3,521   162   —   3,683 

Taxable Municipal Bonds

  952   —   (60)  892 

MBS

  111,065   29   (5,451)  105,643 

Total HTM Securities

 $167,438  $279  $(6,253) $161,464 
Held to Maturity Investments, Maturity Dates and Yields [Table Text Block]
  

Carrying Value

  

Average Book Yield

 

HTM Securities:

        

Due in one year or less

 $11,978   2.94%

Due after one year through five years

  13,858   3.60%

Due after five years through ten years

  6,914   6.90%

Due after ten years

  21,272   7.07%

MBS

  109,050   4.66%

Total HTM Securities

 $163,072   4.85%
Debt Securities, Held to Maturity, Unrealized Loss Position, Fair Value [Table Text Block]
  

December 31, 2023

 
  

Less than 12 Months

  

12 Months or More

  

Total

 
  

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 

(Dollars in thousands)

 

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 

US Treasury Bonds

 $—  $—  $23,596  $278  $23,596  $278 

Taxable Municipal Bonds

  —   —   934   28   934   28 

MBS

  40,732   458   58,731   4,635   99,463   5,093 
  $40,732  $458  $83,261  $4,941  $123,993  $5,399 
  

December 31, 2022

 
  

Less than 12 Months

  

12 Months or More

  

Total

 

(Dollars in thousands)

 

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 
  

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 

US Treasury Bonds

 $33,830  $682  $—  $—  $33,830  $682 

FHLB Bond

  999   1   —   —   999   1 

Student Loan Pools

  6,520   59   —   —   6,520   59 

Taxable Municipal Bonds

  892   60   —   —   892   60 

MBS

  88,351   3,145   9,334   2,306   97,685   5,451 
  $130,592  $3,947  $9,334  $2,306  $139,926  $6,253 
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]

(Dollars in thousands)

 

Amortized Cost

 

Taxable Municipal Bond

    

AA

  962 

Total Taxable Municipal Bond

  962 

Private Label MBS

    

AAA

  9,259 

A

  1,663 

Not Rated

  3,695 

Total Private Label

  14,617 
XML 49 R38.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

December 31,

 
  

2023

  

2022

 

(Dollars in thousands)

 

Balance

  

% of Total Gross Loans

  

Balance

  

% of Total Gross Loans

 

Real Estate Loans:

                

Construction

 $104,508   16.5% $112,794   20.1%

Residential Mortgage

  172,883   27.2%  110,057   19.6%

Commercial

  264,802   41.7%  252,154   44.9%

Commercial and Agricultural Loans

  33,286   5.3%  30,648   5.5%

Consumer Loans:

                

Home Equity Lines of Credit ("HELOC")

  34,497   5.4%  31,737   5.7%

Other Consumer Loans

  24,520   3.9%  23,598   4.2%

Total Loans Held For Investment, Gross

  634,496   100.0%  560,988   100.0%

Less:

                

Allowance For Credit Losses

  12,569       11,178     

Deferred Loan Fees

  365       806     
   12,934       11,984     

Loans Receivable Held For Investment, Net

 $621,562      $549,004     
Financing Receivable Credit Quality Indicators [Table Text Block]
  

December 31, 2023

             
  

Term Loans by Year of Origination

         

(Dollars in thousands)

 

2023

  

2022

  

2021

  

2020

  

2019

  

Prior

  

Revolving

  

Total

 

Real Estate - Construction

                                

Pass

 $31,811  $21,125  $15,431  $1,518  $617  $1,322  $5,089  $76,913 

Caution

  4,073   14,381   1,192   3,148   275   333   150   23,552 

Special Mention

  —   29   —   —   1,072   457   —   1,558 

Substandard

  143   310   333   133   1,474   92   —   2,485 

Total Real Estate - Construction

  36,027   35,845   16,956   4,799   3,438   2,204   5,239   104,508 

Current Period Gross Write-Offs

  —   —   —   —   —   1   —   1 

Real Estate - Mortgage

                                

Pass

  28,352   36,426   12,290   14,164   3,991   22,239   9,708   127,170 

Caution

  15,050   10,397   5,954   1,497   1,546   4,134   149   38,727 

Special Mention

  2,291   158   430   394   —   190   —   3,463 

Substandard

  574   —   618   —   48   2,283   —   3,523 

Total Real Estate - Mortgage

  46,267   46,981   19,292   16,055   5,585   28,846   9,857   172,883 

Current Period Gross Write-Offs

  —   —   —   —   —   —   —   — 

Real Estate - Commercial

                                

Pass

  12,702   48,077   49,377   16,593   17,806   52,848   2,375   199,778 

Caution

  16,951   4,880   4,212   5,197   12,831   8,468   20   52,559 

Special Mention

  213   900   452   408   —   5,485   100   7,558 

Substandard

  —   342   57   —   —   4,508   —   4,907 

Total Real Estate - Commercial

  29,866   54,199   54,098   22,198   30,637   71,309   2,495   264,802 

Current Period Gross Write-Offs

  —   —   —   —   —   —   —   — 

Commercial and Agricultural

                                

Pass

  4,763   5,991   6,672   643   348   2,128   4,205   24,750 

Caution

  3,732   1,131   1,715   67   16   207   816   7,684 

Special Mention

  458   22   100   9   7   90   —   686 

Substandard

  —   —   —   1   —   62   103   166 

Total Commercial and Agricultural

  8,953   7,144   8,487   720   371   2,487   5,124   33,286 

Current Period Gross Write-Offs

  —   —   16   —   —   —   —   16 

Home Equity Lines of Credit

                                

Pass

  —   —   —   —   —   —   27,192   27,192 

Caution

  —   —   —   —   —   —   6,290   6,290 

Special Mention

  —   —   —   —   —   —   401   401 

Substandard

  —   —   —   —   —   —   614   614 

Total Home Equity Lines of Credit

  —   —   —   —   —   —   34,497   34,497 

Current Period Gross Write-Offs

  —   —   —   —   —   —   1   1 

Other Consumer

                                

Pass

  6,543   3,874   1,580   740   190   63   4,922   17,912 

Caution

  2,316   1,975   911   468   137   51   295   6,153 

Special Mention

  77   123   —   —   —   —   6   206 

Substandard

  67   36   73   48   10   6   9   249 

Total Other Consumer

  9,003   6,008   2,564   1,256   337   120   5,232   24,520 

Current Period Gross Write-Offs

  —   23   17   17   —   11   89   157 

Total Loans

 $130,116  $150,177  $101,397  $45,028  $40,368  $104,966  $62,444  $634,496 

Total Current Period Gross Write-Offs

 $-  $23  $33  $17  $-  $12  $90  $175 
  

Pass

  

Caution

  

Special Mention

  

Substandard

  

Total Loans

 

Construction Real Estate

 $91,564  $18,838  $2,014  $378  $112,794 

Residential Real Estate

  84,028   22,373   888   2,768   110,057 

Commercial Real Estate

  196,063   47,821   3,271   4,999   252,154 

Commercial and Agricultural

  25,384   4,593   371   300   30,648 

Consumer HELOC

  25,694   5,018   402   623   31,737 

Other Consumer

  16,515   6,725   179   179   23,598 

Total Loans

 $439,248  $105,368  $7,125  $9,247  $560,988 
Financing Receivable, Past Due [Table Text Block]
  

December 31, 2023

 
  

30-59 Days

  

60-89 Days

  

90 Days or

          

Total Loans

 

(Dollars in thousands)

 

Past Due

  

Past Due

  

More Past Due

  

Total Past Due

  

Current

  

Receivable

 

Construction Real Estate

 $971  $

—

  $643  $1,614  $102,894  $104,508 

Residential Real Estate

  1,103   47   240   1,390   171,493   172,883 

Commercial Real Estate

  500   519   336   1,355   263,447   264,802 

Commercial and Agricultural

  81   1   2   84   33,202   33,286 

Consumer HELOC

  347   64   21   432   34,065   34,497 

Other Consumer

  273   138   46   457   24,063   24,520 

Total

 $3,275  $769  $1,288  $5,332  $629,164  $634,496 
  

December 31, 2022

 
  

30-59 Days

  

60-89 Days

  

90 Days or

          

Total Loans

 

(Dollars in thousands)

 

Past Due

  

Past Due

  

More Past Due

  

Total Past Due

  

Current

  

Receivable

 

Construction Real Estate

 $—  $—  $100  $100  $112,694  $112,794 

Residential Real Estate

  1,557   —   472   2,029   108,028   110,057 

Commercial Real Estate

  2,671   89   354   3,114   249,040   252,154 

Commercial and Agricultural

  6   2   55   63   30,585   30,648 

Consumer HELOC

  199   —   74   273   31,464   31,737 

Other Consumer

  272   79   17   368   23,230   23,598 

Total

 $4,705  $170  $1,072  $5,947  $555,041  $560,988 
Financing Receivable, Nonaccrual [Table Text Block]
  

CECL

  

Incurred Loss

 
  

December 31, 2023

  

December 31, 2022

 
  

Nonaccrual Loans

  

Nonaccrual Loans

  

Total

     

(Dollars in thousands)

  with No Allowance   with an Allowance   Nonaccrual Loans   Nonaccrual Loans 

Construction Real Estate

 $868  $—  $868  $115 

Residential Real Estate

  1,307   —   1,307   1,545 

Commercial Real Estate

  4,125   —   4,125   4,282 

Commercial and Agricultural

  50   —   50   113 

Consumer HELOC

  413   —   413   188 

Other Consumer

  62   —   62   29 

Total Nonaccrual Loans

 $6,825  $—  $6,825  $6,272 
Financing Receivable, Accrued Interest, Writeoff [Table Text Block]
  

For the Year Ended

 

(Dollars in thousands)

 

December 31, 2023

 

Construction Real Estate

 $22 

Residential Real Estate

  7 

Commercial Real Estate

  1 

Commercial and Agricultural

  1 

Consumer HELOC

  — 

Other Consumer

  3 

Total Loans

 $34 
Financing Receivable, Allowance for Credit Loss [Table Text Block]
  

For the Year Ended December 31, 2023

 
  

Real Estate

  

Commercial and

  

Consumer

     

(Dollars in thousands)

 

Construction

  

Residential

  

Commercial

  

Agricultural

  

HELOC

  

Other

  

Total

 

Beginning Balance

 $2,323  $2,124  $4,805  $875  $599  $452  $11,178 

Adjustment to Allowance for Credit Loss on Adoption of ASU 2016-13

  264   462   (341)  112   108   179   784 

Provision for (Reversal of) Credit Losses

  (775)  911   569   (189)  (13)  98   601 

Charge-Offs

  (1)  —   —   (16)  (1)  (157)  (175)

Recoveries

  17   54   19   26   38   27   181 

Ending Balance

 $1,828  $3,551  $5,052  $808  $731  $599  $12,569 
  

For the Year Ended December 31, 2022

 
  

Real Estate

  

Commercial and

  

Consumer

     

(Dollars in thousands)

 

Construction

  

Residential

  

Commercial

  

Agricultural

  

HELOC

  

Other

  

Total

 

Beginning Balance

 $2,401  $1,663  $4,832  $1,242  $518  $431  $11,087 

Provision for (Reversal of) Credit Losses

  (113)  415   (160)  (305)  30   133   — 

Charge-Offs

  —   —   —   (105)  —   (162)  (267)

Recoveries

  35   46   133   43   51   50   358 

Ending Balance

 $2,323  $2,124  $4,805  $875  $599  $452  $11,178 
  

Allowance For Loan Losses

  

Loans Receivable

 

(Dollars in thousands)

 

Individually Evaluated For Impairment

  

Collectively Evaluated For Impairment

  

Total

  

Individually Evaluated For Impairment

  

Collectively Evaluated For Impairment

  

Total

 

Construction Real Estate

 $—  $2,323  $2,323  $115  $112,679  $112,794 

Residential Real Estate

  —   2,124   2,124   1,089   108,968   110,057 

Commercial Real Estate

  —   4,805   4,805   4,282   247,872   252,154 

Commercial and Agricultural

  —   875   875   31   30,617   30,648 

Consumer HELOC

  —   599   599   49   31,688   31,737 

Other Consumer

  —   452   452   —   23,598   23,598 

Total

 $—  $11,178  $11,178  $5,566  $555,422  $560,988 
 

Year Ended December 31, 2023

 

(Dollars in thousands)

 Allowance for Credit Losses - Unfunded Commitments 

Beginning Balance

$— 

Adjustment to allowance for unfunded commitments for adoption of ASU 2016-13

 1,214 

Reversal of provision for unfunded commitments

 (355)

Ending Balance

$859 
Schedule of Amortized Cost Basis of Collateral Dependent Loans [Table Text Block]

(Dollars in thousands)

 

December 31, 2023

 

Construction Real Estate

 $643 

Residential Real Estate

  668 

Commercial Real Estate

  3,567 

Commercial and Agricultural

  — 

Consumer HELOC

  332 

Other Consumer

  — 

Total

 $5,210 
Summary of Impaired Financing Receivables [Table Text Block]
  

December 31, 2022

 
      

Unpaid

      

Average

  

Interest

 
  

Recorded

  

Principal

  

Related

  

Recorded

  

Income

 

Impaired Loans (Dollars in thousands)

 

Investment

  

Balance

  

Allowance

  

Investment

  

Recognized

 

Construction Real Estate

 $115  $115  $—  $117  $— 

Residential Real Estate

  1,089   1,626   —   1,133   — 

Commercial Real Estate

  4,282   4,282   —   4,382   — 

Commercial and Agricultural

  31   926   —   31   — 

Consumer HELOC

  49   49   —   52   — 

Other Consumer

  —   —   —   —   — 

Total

 $5,566  $6,998  $—  $5,715  $— 
XML 50 R39.htm IDEA: XBRL DOCUMENT v3.24.1
Note 5 - Premises and Equipment, Net and Leases (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Property, Plant and Equipment [Table Text Block]
  

December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Land

 $6,179  $6,179 

Buildings and Improvements

  32,416   28,592 

Furniture and Equipment

  11,797   13,848 

Construction in Progress

  413   3,045 

Total Premises and Equipment

  50,805   51,664 

Less: Accumulated Depreciation

  (22,168)  (23,704)

Total Premises and Equipment, Net

 $28,637  $27,960 
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]

Year ended December 31,

 

(Dollars in thousands)

 

2024

 $522 

2025

  475 

2026

  364 

2027

  148 

2028

  10 

Thereafter

  — 

Total undiscounted lease payments

  1,519 

Less: effect of discounting

  77 

Present value of estimated lease payments (lease liability)

 $1,442 
XML 51 R40.htm IDEA: XBRL DOCUMENT v3.24.1
Note 8 - Other Real Estate Owned (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Other Real Estate, Roll Forward [Table Text Block]

(Dollars in thousands)

 

2023

  

2022

 

Balance, beginning of year

 $120  $130 

Additions

  —   — 

Sales

  (105)  — 

Write-downs

  (15)  (10)

Balance, end of year

 $-  $120 
XML 52 R41.htm IDEA: XBRL DOCUMENT v3.24.1
Note 9 - Deposits (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Deposit Liabilities, Type [Table Text Block]
  

December 31,

 

Deposit Type (Dollars in thousands)

  2023   2022 

Checking

 $473,936  $510,984 

Money Market

  401,992   348,833 

Savings

  88,319   108,237 

Certificates of Deposit

  230,750   142,031 

Total Deposits

 $1,194,997  $1,110,085 
Time Deposit Maturities [Table Text Block]
  

December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Within 1 Year

 $198,325  $97,163 

After 1 Year, Within 2 Years

  16,568   31,551 

After 2 Years, Within 3 Years

  9,487   6,465 

After 3 Years, Within 4 Years

  2,636   3,178 

After 4 Years, Within 5 Years

  3,734   3,674 

Total Certificates of Deposits

 $230,750  $142,031 
XML 53 R42.htm IDEA: XBRL DOCUMENT v3.24.1
Note 14 - Income Taxes (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]
  

Year Ended December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Current:

        

Federal

 $2,510  $2,321 

State

  79   444 

Total Current Tax Expense

  2,589   2,765 

Deferred:

        

Federal

  (287)  (59)

State

  (14)  3 

Total Deferred Tax Benefit

  (301)  (56)

Total Income Tax Expense

 $2,288  $2,709 
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]
  

Year Ended December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Tax at Statutory Income Tax Rate

 $2,620  $2,717 

State Tax

  51   353 

Tax Exempt Interest

  (126)  (253)

Tax Credits

  (75)  — 

Life Insurance

  (133)  (128)

Valuation Allowance

  (63)  (4)

Other

  14   24 

Total Income Tax Expense

 $2,288  $2,709 
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]
  

December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Deferred Tax Assets:

        

Deferred Compensation

 $897  $838 

Provision for Credit Losses

  2,722   2,420 

Reserve for Unfunded Commitments

  186   — 

Other Real Estate Owned

  96   10 

Net Fees Deferred for Financial Reporting

  58   66 

Net Operating Losses

  401   464 

Unrealized Loss on AFS Securities

  11,615   13,230 

Tax Credits

  268   — 

Other

  34   41 

Total Gross Deferred Tax Assets

  16,277   17,069 

Less: Valuation Allowance

  (401)  (464)

Total Deferred Tax Assets

  15,876   16,605 
         

Deferred Tax Liabilities:

        

FHLB Stock Basis Over Tax Basis

  72   72 

Depreciation

  946   812 

Prepaid Expenses

  202   169 

Total Deferred Tax Liability

  1,220   1,053 

Net Deferred Tax Asset

 $14,656  $15,552 
XML 54 R43.htm IDEA: XBRL DOCUMENT v3.24.1
Note 15 - Regulatory Matters (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
  

Actual

  

For Capital Adequacy

  

To Be Well Capitalized

 

(Dollars in Thousands)

 

Amount

 

Ratio

  

Amount

 

Ratio

  

Amount

 

Ratio

 

December 31, 2023

                     

Tier 1 Risk-Based Core Capital (To Risk Weighted Assets)

 $150,129  18.2% $49,391  6.0% $65,854  8.0%

Total Risk-Based Capital (To Risk Weighted Assets)

  160,457  19.5%  65,854  8.0%  82,318  10.0%

Common Equity Tier 1 Capital (To Risk Weighted Assets)

  150,129  18.2%  37,043  4.5%  53,506  6.5%

Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets)

  150,129  9.8%  61,076  4.0%  76,345  5.0%

December 31, 2022

                     

Tier 1 Risk-Based Core Capital (To Risk Weighted Assets)

 $141,452  17.8% $47,714  6.0% $63,619  8.0%

Total Risk-Based Capital (To Risk Weighted Assets)

  151,408  19.0%  63,619  8.0%  79,523  10.0%

Common Equity Tier 1 Capital (To Risk Weighted Assets)

  141,452  17.8%  35,785  4.5%  51,690  6.5%

Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets)

  141,452  10.4%  54,372  4.0%  67,965  5.0%
XML 55 R44.htm IDEA: XBRL DOCUMENT v3.24.1
Note 19 - Related Party Transactions (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Related Party Transactions [Table Text Block]
  

Years Ended December 31,

 

(Dollars in thousands)

 

2023

  

2022

 

Balance, Beginning of Period

 $683  $466 

New Loans

  370   252 

Less Loan Payments

  (51)  (35)

Balance, End of Period

 $1,002  $683 
XML 56 R45.htm IDEA: XBRL DOCUMENT v3.24.1
Note 20 - Parent Company Only Condensed Financial Statements (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Condensed Balance Sheet [Table Text Block]
  

December 31,

 

(In Thousands)

 

2023

  

2022

 

Assets:

        

Cash

 $26,842  $28,813 

Investments, HTM

  50,211   60,819 

Investment in Security Federal Statutory Trust

  155   155 

Investment in Security Federal Bank

  116,279   101,871 

Accrued Interest Receivable

  200   190 

Accounts Receivable and Other Assets

  11,163   194 

Total Assets

 $204,850  $192,042 

Liabilities and Shareholders’ Equity:

        

Accounts Payable and Other Liabilities

 $833  $153 

Long-term Debt

  31,655   31,655 

Shareholders’ Equity

  172,362   160,234 

Total Liabilities and Shareholders’ Equity

 $204,850  $192,042 
Condensed Income Statement [Table Text Block]
  

Years Ended December 31,

 

(In Thousands)

 

2023

  

2022

 

Income:

        

Equity in Earnings of Security Federal Bank

 $9,595  $10,668 

Investment Securities Interest Income

  2,574   1,226 

Miscellaneous Income

  -   16 

Total Income

  12,169   11,910 

Expenses:

        

Interest Expense

  1,755   1,732 

Other Expenses

  65   65 

Total Expenses

  1,820   1,797 

Income Before Income Taxes

  10,349   10,113 

Income Tax Expense (Benefit)

  159   (115)

Net Income

 $10,190  $10,228 
Condensed Cash Flow Statement [Table Text Block]
  

Years Ended December 31,

 

(In Thousands)

 

2023

  

2022

 

Operating Activities:

        

Net Income

 $10,190  $10,228 

Adjustments to Reconcile Net Income to Net Cash Used in Operating Activities:

        

Equity in Earnings of Security Federal Bank

  (9,595)  (10,668)

Discount Accretion and Premium Amortization, Net

  (235)  (125)

Increase in Accrued Interest Receivable

  (10)  (190)

(Increase) Decrease in Accounts Receivable and Other Assets

  (10,970)  89 

Increase in Accounts Payable and Other Liabilities

  678   19 

Net Cash Used By Operating Activities

  (9,942)  (647)

Investing Activities:

        

Purchase of HTM Securities

  (2,934)  (62,512)

Proceeds from Principal Paydowns and Maturities of HTM Securities

  13,777   1,818 

Investment in Subsidiary

  (660)  (7,000)

Net Cash Provided (Used) By Investing Activities

  10,183   (67,694)

Financing Activities:

        

Repurchase of Subordinated Debentures

  —   (3,500)

Proceeds from Issuance of Preferred Stock

  —   82,949 

Proceeds from Employee Stock Plan Purchases

  57   — 

Purchase of Treasury Stock

  (582)  — 

Dividends Paid to Shareholders-Common Stock

  (1,687)  (2,472)

Net Cash (Used) Provided By Financing Activities

  (2,212)  76,977 

Net (Decrease) Increase in Cash

  (1,971)  8,636 

Cash at Beginning of Period

  28,813   20,177 

Cash at End of Period

 $26,842  $28,813 
XML 57 R46.htm IDEA: XBRL DOCUMENT v3.24.1
Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Fair Value, Assets Measured on Recurring Basis [Table Text Block]
  

December 31, 2023

  

December 31, 2022

 

(Dollars in thousands)

 

Level 1

  

Level 2

  

Level 3

  

Level 1

  

Level 2

  

Level 3

 

Student Loan Pools

 $—  $50,366  $—  $—  $59,158  $— 

SBA Bonds

  —   76,753   —   —   99,630   — 

Tax Exempt Municipal Bonds

  —   21,236   —   —   21,310   — 

Taxable Municipal Bonds

  —   53,115   —   —   50,770   — 

MBS

  —   336,170   —   —   319,280   — 

Total

 $—  $537,640  $—  $—  $550,148  $— 
Fair Value Measurements, Nonrecurring [Table Text Block]
  

December 31, 2023

Assets (in thousands):

 

Level 1

 

Level 2

 

Level 3

 

Total

Mortgage Loans Held For Sale

 $— $967 $— $967

Land Held For Sale

  —  —  938  938

Collateral Dependent Loans

  —  —  5,210  5,210

Total

 $— $967 $6,148 $7,115
  

December 31, 2022

Assets (in thousands):

 

Level 1

 

Level 2

 

Level 3

 

Total

Mortgage Loans Held For Sale

 $— $913 $— $913

Land Held For Sale

  —  —  1,097  1,097

Collateral Dependent Loans

  —  —  5,566  5,566

OREO

  —  —  120  120

Total

 $— $913 $6,783 $7,696
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
  

Valuation

 

Significant

 

2023

  

2022

 

Level 3 Assets

 

Technique

 

Unobservable Inputs

 

Range

  

Range

 

Land Held for Sale

 

Appraised Value/Comparable Sales

 

Discounts to appraised values for estimated holding or selling costs

  10%  10%

Collateral Dependent Loans

 

Appraised Value

 

Discounts to appraised values or cash flows for estimated holding and/or selling costs or age of appraisal

  10% - 12%   8% - 13% 

OREO

 

Appraised Value/Comparable Sales

 

Discounts to appraised values for estimated holding or selling costs

  N/A   30%
Fair Value, by Balance Sheet Grouping [Table Text Block]
  

December 31, 2023

 
  

Carrying

  

Fair Value

 

(In Thousands)

 

Amount

  

Total

  

Level 1

  

Level 2

  

Level 3

 

Financial Assets:

                    

Cash and Cash Equivalents

 $128,284  $128,284  $128,284  $—  $— 

Certificates of Deposits with Other Banks

  2,350   2,350   —   2,350   — 

Investment Securities

  700,712   696,180   —   696,180   — 

Loans Receivable, Net

  621,562   610,410   —   —   610,410 

FHLB Stock

  922   922   922   —   — 

Financial Liabilities:

                    

Deposits:

                    

Checking, Savings and Money Market Accounts

 $964,247  $964,247  $964,247  $—  $— 

Certificate Accounts

  230,750   229,278   —   229,278   — 

Borrowings from FRB

  119,200   118,926   118,926   —   — 

Other Borrowed Money

  19,180   19,180   19,180   —   — 

Subordinated Debentures

  26,500   23,036   —   23,036   — 

Junior Subordinated Debentures

  5,155   5,155   —   5,155   — 
  

December 31, 2022

 
  

Carrying

  

Fair Value

 

(In Thousands)

 

Amount

  

Total

  

Level 1

  

Level 2

  

Level 3

 

Financial Assets:

                    

Cash and Cash Equivalents

 $28,502  $28,502  $28,502  $—  $— 

Certificates of Deposits with Other Banks

  1,100   1,100   —   1,100   — 

Investment Securities

  717,586   711,612   —   711,612   — 

Loans Receivable, Net

  549,004   528,174   —   —   528,174 

FHLB Stock

  651   651   651   —   — 

Financial Liabilities:

                    

Deposits:

                    

Checking, Savings and Money Market Accounts

 $968,054  $968,054  $968,054  $—  $— 

Certificate Accounts

  142,031   138,382   —   138,382   — 

Borrowings from FRB

  44,080   44,071   44,071   —   — 

Other Borrowed Money

  27,588   27,588   27,588   —   — 

Subordinated Debentures

  26,500   24,435   —   24,435   — 

Junior Subordinated Debentures

  5,155   5,155   —   5,155   — 
XML 58 R47.htm IDEA: XBRL DOCUMENT v3.24.1
Note 22 - Non-interest Income (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Other Nonoperating Income, by Component [Table Text Block]
  

Year Ended December 31,

 
  

2023

  

2022

 

Non-interest income (in thousands):

        

Loss on Sale of Investments, net (1)

 $—  $(2)

Gain on Sale of Loans (1)

  626   1,705 

Service Fees on Deposit Accounts

  1,220   1,071 

Commissions From Insurance Agency (1)

  784   784 

Trust Income

  1,860   1,548 

BOLI Income (1)

  636   608 

ATM and Check Card Fee Income

  3,018   2,816 

Grant Income (1)

  437   171 

Other (1)

  809   911 

Total non-interest income

 $9,390  $9,612 
XML 59 R48.htm IDEA: XBRL DOCUMENT v3.24.1
Note 1 - Summary of Significant Accounting Policies (Details Textual)
 12 Months Ended
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Jan. 01, 2023
USD ($)
Dec. 31, 2021
USD ($)
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss $ 2,900,000      
Debt Securities, Held-to-Maturity, Allowance for Credit Loss 0      
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss 788,000      
Impairment of Long-Lived Assets to be Disposed of 0 $ 433,000    
Advertising Expense $ 980,000 988,000    
Number of Reportable Segments 1      
Financing Receivable, Allowance for Credit Loss $ 12,569,000 11,178,000   $ 11,087,000
Off-Balance-Sheet, Credit Loss, Liability 161,300,000 1,214,000    
Retained Earnings (Accumulated Deficit) $ 111,054,000 104,129,000    
Cumulative Effect, Period of Adoption, Adjustment [Member]        
Financing Receivable, Allowance for Credit Loss   $ 784,000    
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Financing Receivable, Allowance for Credit Loss     $ 784,000  
Off-Balance-Sheet, Credit Loss, Liability     1,200,000  
Retained Earnings (Accumulated Deficit)     $ 1,600,000  
Building and Building Improvements [Member] | Minimum [Member]        
Property, Plant and Equipment, Useful Life (Year) 7 years      
Building and Building Improvements [Member] | Maximum [Member]        
Property, Plant and Equipment, Useful Life (Year) 40 years      
Furniture and Fixtures [Member] | Minimum [Member]        
Property, Plant and Equipment, Useful Life (Year) 3 years      
Furniture and Fixtures [Member] | Maximum [Member]        
Property, Plant and Equipment, Useful Life (Year) 10 years      
Accrued Interest Receivable [Member]        
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss $ 2,900,000      
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss $ 788,000      
XML 60 R49.htm IDEA: XBRL DOCUMENT v3.24.1
Note 1 - Significant Accounting Policies - Reconciliation of Earnings Per Share (Details) - USD ($)
$ / shares in Units, $ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Income $ 10,190 $ 10,228
Weighted Average Shares Outstanding (Basic) (in shares) 3,248,149 3,252,884
Net Income Per Common Share (Basic) (in dollars per share) $ 3.14 $ 3.14
XML 61 R50.htm IDEA: XBRL DOCUMENT v3.24.1
Note 2 - Investments, Available for Sale (Details Textual)
 12 Months Ended
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Debt Securities, Available-for-Sale, Allowance for Credit Loss $ 0  
Debt Securities, Available-for-Sale, Amortized Cost 584,287,000 $ 604,157,000
Debt Securities, Available-for-Sale 537,640,000 550,148,000
Proceeds from Sale of Debt Securities, Available-for-Sale 0 22,375,000
Debt Securities, Available-for-Sale, Realized Gain 0 159,000
Debt Securities, Available-for-Sale, Realized Loss $ 0 161,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions 416  
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss $ 2,900,000  
Asset Pledged as Collateral [Member] | Deposit Accounts, FHLB Advances and Other Borrowings [Member]    
Debt Securities, Available-for-Sale, Amortized Cost 533,700,000 318,000,000
Debt Securities, Available-for-Sale 490,500,000 297,000,000
Mortgage-Backed Securities, Issued by Private Enterprises [Member]    
Debt Securities, Available-for-Sale, Amortized Cost 83,300,000 60,100,000
Debt Securities, Available-for-Sale 76,700,000 53,800,000
Small Business Administration Bonds [Member]    
Debt Securities, Available-for-Sale, Amortized Cost 79,014,000 102,293,000
Debt Securities, Available-for-Sale $ 76,753,000 99,630,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions 67  
Collateralized Mortgage-Backed Securities [Member]    
Debt Securities, Available-for-Sale, Amortized Cost $ 368,081,000 353,222,000
Debt Securities, Available-for-Sale $ 336,170,000 319,280,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions 194  
Commitments on Mortgage Loans [Member]    
Debt Securities, Available-for-Sale, Amortized Cost $ 83,300,000  
Debt Securities, Available-for-Sale $ 76,700,000  
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions 49  
Commitments on Mortgage Loans [Member] | Moody's, Aa1 Rating [Member]    
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions 36  
Tax Exempt Municipal Bonds [Member]    
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions 12  
Taxable Municipal Bonds [Member]    
Debt Securities, Available-for-Sale, Amortized Cost $ 64,669,000 65,250,000
Debt Securities, Available-for-Sale $ 53,115,000 $ 50,770,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions 59  
XML 62 R51.htm IDEA: XBRL DOCUMENT v3.24.1
Note 2 - Investments, Available for Sale - Schedule of Available-for-Sale Securities Reconciliation (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Amortized cost, AFS $ 584,287 $ 604,157
Gross unrealized gains, AFS 1,162 1,031
Gross unrealized losses, AFS (47,809) (55,040)
Available For Sale ("AFS") 537,640 550,148
Collateralized Loan Obligations [Member]    
Amortized cost, AFS 51,022 60,855
Gross unrealized gains, AFS 72 12
Gross unrealized losses, AFS (728) (1,709)
Available For Sale ("AFS") 50,366 59,158
Small Business Administration Bonds [Member]    
Amortized cost, AFS 79,014 102,293
Gross unrealized gains, AFS 416 584
Gross unrealized losses, AFS (2,677) (3,247)
Available For Sale ("AFS") 76,753 99,630
US States and Political Subdivisions Debt Securities [Member]    
Amortized cost, AFS 21,501 22,537
Gross unrealized gains, AFS 643 405
Gross unrealized losses, AFS (908) (1,632)
Available For Sale ("AFS") 21,236 21,310
Taxable Municipal Bonds [Member]    
Amortized cost, AFS 64,669 65,250
Gross unrealized gains, AFS 0 0
Gross unrealized losses, AFS (11,554) (14,480)
Available For Sale ("AFS") 53,115 50,770
Collateralized Mortgage-Backed Securities [Member]    
Amortized cost, AFS 368,081 353,222
Gross unrealized gains, AFS 31 30
Gross unrealized losses, AFS (31,942) (33,972)
Available For Sale ("AFS") $ 336,170 $ 319,280
XML 63 R52.htm IDEA: XBRL DOCUMENT v3.24.1
Note 2 - Investments, Available for Sale - Available for Sale Securities Classified by Contractual Maturity Date (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Due in one year or less $ 5  
Due in one year or less 5  
Due after one year to five years 7,646  
Due after one year to five years 7,664  
Due after five to ten years 73,665  
Due after five to ten years 69,452  
Due after ten years or more 134,890  
Due after ten years or more 124,349  
Amortized cost, AFS 584,287 $ 604,157
Debt Securities, Available-for-Sale 537,640 550,148
Total AFS Securities 584,287 604,157
Collateralized Mortgage-Backed Securities [Member]    
Amortized cost, AFS 368,081 353,222
Debt Securities, Available-for-Sale 336,170 319,280
Total AFS Securities $ 368,081 $ 353,222
XML 64 R53.htm IDEA: XBRL DOCUMENT v3.24.1
Note 2 - Investments, Available for Sale - Schedule of Available for Sale Securities in Unrealized Loss Position (Details)
$ in Thousands
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Fair value, less than 12 months, AFS $ 38,646 $ 201,667
Accumulated loss, less than 12 months, AFS $ 440 $ 15,808
Positions, less than 12 months, AFS 35 205
Fair value, 12 months or more, AFS $ 441,967 $ 288,502
Accumulated loss, 12 months or more, AFS $ 47,369 $ 39,232
Positions, 12 months or more, AFS 381 211
Fair value, unrealized loss position, AFS $ 480,613 $ 490,169
Accumulated loss, total, AFS 47,809 55,040
Collateralized Loan Obligations [Member]    
Fair value, less than 12 months, AFS 377 24,768
Accumulated loss, less than 12 months, AFS $ 1 $ 638
Positions, less than 12 months, AFS 1 16
Fair value, 12 months or more, AFS $ 43,872 $ 30,684
Accumulated loss, 12 months or more, AFS $ 727 $ 1,071
Positions, 12 months or more, AFS 34 23
Fair value, unrealized loss position, AFS $ 44,249 $ 55,452
Accumulated loss, total, AFS 728 1,709
Small Business Administration Bonds [Member]    
Fair value, less than 12 months, AFS 2,200 8,404
Accumulated loss, less than 12 months, AFS $ 5 $ 121
Positions, less than 12 months, AFS 4 18
Fair value, 12 months or more, AFS $ 39,151 $ 45,969
Accumulated loss, 12 months or more, AFS $ 2,672 $ 3,126
Positions, 12 months or more, AFS 63 52
Fair value, unrealized loss position, AFS $ 41,351 $ 54,373
Accumulated loss, total, AFS 2,677 3,247
Tax Exempt Municipal Bonds [Member]    
Fair value, less than 12 months, AFS 0 8,051
Accumulated loss, less than 12 months, AFS $ 0 $ 719
Positions, less than 12 months, AFS 0 9
Fair value, 12 months or more, AFS $ 12,965 $ 4,929
Accumulated loss, 12 months or more, AFS $ 908 $ 913
Positions, 12 months or more, AFS 12 4
Fair value, unrealized loss position, AFS $ 12,965 $ 12,980
Accumulated loss, total, AFS 908 1,632
Taxable Municipal Bonds [Member]    
Fair value, less than 12 months, AFS 0 14,428
Accumulated loss, less than 12 months, AFS $ 0 $ 3,197
Positions, less than 12 months, AFS 0 17
Fair value, 12 months or more, AFS $ 53,115 $ 36,342
Accumulated loss, 12 months or more, AFS $ 11,554 $ 11,283
Positions, 12 months or more, AFS 59 43
Fair value, unrealized loss position, AFS $ 53,115 $ 50,770
Accumulated loss, total, AFS 11,554 14,480
Collateralized Mortgage-Backed Securities [Member]    
Fair value, less than 12 months, AFS 36,069 146,016
Accumulated loss, less than 12 months, AFS $ 434 $ 11,133
Positions, less than 12 months, AFS 30 145
Fair value, 12 months or more, AFS $ 292,864 $ 170,578
Accumulated loss, 12 months or more, AFS $ 31,508 $ 22,839
Positions, 12 months or more, AFS 213 89
Fair value, unrealized loss position, AFS $ 328,933 $ 316,594
Accumulated loss, total, AFS $ 31,942 $ 33,972
XML 65 R54.htm IDEA: XBRL DOCUMENT v3.24.1
Note 3 - Investments, Held to Maturity (Details Textual)
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss $ 163,072,000 $ 167,438,000
Debt Securities, Held-to-Maturity, Fair Value $ 158,540,000 $ 161,464,000
Debt Securities, Held-to-Maturity, Weighted Average Yield 4.85%  
Debt Securities, Held to Maturity, Unrealized Loss Position, Number of Positions 55 54
Debt Securities, Held to Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions 42 6
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss $ 163,072,000 $ 167,438,000
Debt Securities, Held-to-Maturity, Allowance for Credit Loss 0  
Debt Securities, Held-to-Maturity, 90 Days or More Past Due, Still Accruing 0  
Debt Securities, Held-to-Maturity, Nonaccrual 0  
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss 788,000  
Commitments on Mortgage Loans [Member]    
Debt Securities, Held-to-Maturity, Fair Value 14,300,000 16,200,000
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss 14,600,000 16,700,000
Asset Pledged as Collateral [Member] | Deposit Accounts, FHLB Advances and Other Borrowings [Member]    
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss 107,500,000 25,300,000
Debt Securities, Held-to-Maturity, Fair Value $ 103,800,000 $ 24,500,000
XML 66 R55.htm IDEA: XBRL DOCUMENT v3.24.1
Note 3 - Investments, Held to Maturity - Summary of Held to Maturity Securities (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Amortized cost, HTM $ 163,072 $ 167,438
Gross unrealized gains, HTM 867 279
Gross unrealized losses, HTM (5,399) (6,253)
HTM, fair value 158,540 161,464
US Treasury and Government [Member]    
Amortized cost, HTM 23,874 34,512
Gross unrealized gains, HTM 0 0
Gross unrealized losses, HTM (278) (682)
HTM, fair value 23,596 33,830
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member]    
Amortized cost, HTM 1,000 1,000
Gross unrealized gains, HTM 0 0
Gross unrealized losses, HTM 0 (1)
HTM, fair value 1,000 999
Collateralized Loan Obligations [Member]    
Amortized cost, HTM 16,881 16,388
Gross unrealized gains, HTM 278 88
Gross unrealized losses, HTM 0 (59)
HTM, fair value 17,159 16,417
Small Business Administration Bonds [Member]    
Amortized cost, HTM 11,305 3,521
Gross unrealized gains, HTM 493 162
Gross unrealized losses, HTM 0 0
HTM, fair value 11,798 3,683
Taxable Municipal Bonds [Member]    
Amortized cost, HTM 962 952
Gross unrealized gains, HTM 0 0
Gross unrealized losses, HTM (28) (60)
HTM, fair value 934 892
Collateralized Mortgage-Backed Securities [Member]    
Amortized cost, HTM 109,050 111,065
Gross unrealized gains, HTM 96 29
Gross unrealized losses, HTM (5,093) (5,451)
HTM, fair value $ 104,053 $ 105,643
XML 67 R56.htm IDEA: XBRL DOCUMENT v3.24.1
Note 3 - Investments, Held to Maturity - Held to Maturity Maturity and Yields (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Due in one year or less, carrying value $ 11,978  
Due in one year or less, average book yield 2.94%  
Due after one year through five years, carrying value $ 13,858  
Due after one year through five years, average book yield 3.60%  
Due after five years through ten years, carrying value $ 6,914  
Due after five years through ten years, average book yield 6.90%  
Due after ten years, carrying value $ 21,272  
Due after ten years, average book yield 7.07%  
MBS, carrying value $ 109,050  
MBS, average book yield 4.66%  
Total HTM Securities $ 163,072 $ 167,438
Total HTM Securities 4.85%  
XML 68 R57.htm IDEA: XBRL DOCUMENT v3.24.1
Note 3 - Investments, Held to Maturity - Summary of HTM Securities in Unrealized Loss Position (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Fair value, less than 12 months, HTM $ 40,732 $ 130,592
Unrealized losses, less then 12 months, HTM 458 3,947
Fair value, more than 12 months, HTM 83,261 9,334
Unrealized loss, more than 12 months, HTM 4,941 2,306
Fair value, unrealized loss position, HTM 123,993 139,926
Unrealized loss, unrealized loss position, HTM 5,399 6,253
US Treasury and Government [Member]    
Fair value, less than 12 months, HTM 0 33,830
Unrealized losses, less then 12 months, HTM 0 682
Fair value, more than 12 months, HTM 23,596 0
Unrealized loss, more than 12 months, HTM 278 0
Fair value, unrealized loss position, HTM 23,596 33,830
Unrealized loss, unrealized loss position, HTM 278 682
Taxable Municipal Bonds [Member]    
Fair value, less than 12 months, HTM 0 892
Unrealized losses, less then 12 months, HTM 0 60
Fair value, more than 12 months, HTM 934 0
Unrealized loss, more than 12 months, HTM 28 0
Fair value, unrealized loss position, HTM 934 892
Unrealized loss, unrealized loss position, HTM 28 60
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member]    
Fair value, less than 12 months, HTM   999
Unrealized losses, less then 12 months, HTM   1
Fair value, more than 12 months, HTM   0
Unrealized loss, more than 12 months, HTM   0
Fair value, unrealized loss position, HTM   999
Unrealized loss, unrealized loss position, HTM   1
Collateralized Mortgage-Backed Securities [Member]    
Fair value, less than 12 months, HTM 40,732 88,351
Unrealized losses, less then 12 months, HTM 458 3,145
Fair value, more than 12 months, HTM 58,731 9,334
Unrealized loss, more than 12 months, HTM 4,635 2,306
Fair value, unrealized loss position, HTM 99,463 97,685
Unrealized loss, unrealized loss position, HTM $ 5,093 5,451
Collateralized Loan Obligations [Member]    
Fair value, less than 12 months, HTM   6,520
Unrealized losses, less then 12 months, HTM   59
Fair value, more than 12 months, HTM   0
Unrealized loss, more than 12 months, HTM   0
Fair value, unrealized loss position, HTM   6,520
Unrealized loss, unrealized loss position, HTM   $ 59
XML 69 R58.htm IDEA: XBRL DOCUMENT v3.24.1
Note 3 - Investments, Held To Maturity - Schedule of Credit Ratings for Held To Maturity Securities (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss $ 163,072 $ 167,438
Private Label Taxable Municipal Securities [Member]    
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss 962  
Private Label Taxable Municipal Securities [Member] | Moody's, Aa1 Rating [Member]    
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss 962  
Private Label Mortgage Backed Securities [Member] | Moody's, Aaa Rating [Member]    
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss 9,259  
Private Label Mortgage Backed Securities [Member] | Moody's, A1 Rating [Member]    
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss 1,663  
Private Label Mortgage Backed Securities [Member] | Not Rated by Moodys [Member]    
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss 3,695  
Private Label Investments [Member]    
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss $ 14,617  
XML 70 R59.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net (Details Textual)
 12 Months Ended
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Financing Receivable, 90 Days or More Past Due, Still Accruing $ 0 $ 0
Financing Receivable, Nonaccrual $ 6,825,000 $ 6,272,000
Financing Receivable, Number of Loans Modified 2 2
Financing Receivable, Modified, Accumulated $ 342,000 $ 385,000
Financing Receivable, Modified in Period, Amount $ 0 $ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts 0 0
Commercial Portfolio Segment [Member]    
Financing Receivable, Nonaccrual, Review Limit $ 200,000  
Consumer Portfolio Segment [Member]    
Financing Receivable, Nonaccrual, Review Limit 100,000  
Financial Asset, Not Past Due [Member]    
Financing Receivable, Nonaccrual 5,000,000  
Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, Nonaccrual 472,000  
Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, Nonaccrual $ 123,000  
XML 71 R60.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net - Schedule of Loans (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Loans $ 634,496 $ 560,988  
Percentage of total gross loans 100.00% 100.00%  
Held for investment, allowance for credit loss $ 12,569 $ 11,178 $ 11,087
Deferred Loan Fees 365 806  
Financing Receivable, Allowance for Credit Loss and Deferred Loan Fees 12,934 11,984  
Loans Receivable Held For Investment, Net 621,562 549,004  
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]      
Loans $ 104,508 $ 112,794  
Percentage of total gross loans 16.50% 20.10%  
Held for investment, allowance for credit loss $ 1,828 $ 2,323 2,401
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member]      
Loans $ 172,883 $ 110,057  
Percentage of total gross loans 27.20% 19.60%  
Held for investment, allowance for credit loss $ 3,551 $ 2,124 1,663
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]      
Loans $ 264,802 $ 252,154  
Percentage of total gross loans 41.70% 44.90%  
Held for investment, allowance for credit loss $ 5,052 $ 4,805 4,832
Commercial and Agricultural Loans [Member]      
Loans $ 33,286 $ 30,648  
Percentage of total gross loans 5.30% 5.50%  
Held for investment, allowance for credit loss $ 808 $ 875 1,242
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]      
Loans $ 34,497 $ 31,737  
Percentage of total gross loans 5.40% 5.70%  
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]      
Loans $ 24,520 $ 23,598  
Percentage of total gross loans 3.90% 4.20%  
Held for investment, allowance for credit loss $ 599 $ 452 $ 431
XML 72 R61.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Pass $ 130,116  
Pass 150,177  
Pass 101,397  
Pass 45,028  
Pass 40,368  
Pass 104,966  
Pass 62,444  
Pass 634,496 $ 560,988
Current year, writen off 0  
One year before gross write-offs 23  
Two years before gross write-offs 33  
Three years before gross write-offs 17  
Four years before gross write-offs 0  
Prior gross write-offs 12  
Revolving gross write-offs 90  
Total loans gross write-offs 175 267
Loans 634,496 560,988
Pass [Member]    
Pass   439,248
Loans   439,248
Caution [Member]    
Pass   105,368
Loans   105,368
Special Mention [Member]    
Pass   7,125
Loans   7,125
Substandard [Member]    
Pass   9,247
Loans   9,247
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]    
Pass 36,027  
Pass 35,845  
Pass 16,956  
Pass 4,799  
Pass 3,438  
Pass 2,204  
Pass 5,239  
Pass 104,508 112,794
Current year, writen off 0  
One year before gross write-offs 0  
Two years before gross write-offs 0  
Three years before gross write-offs 0  
Four years before gross write-offs 0  
Prior gross write-offs 1  
Revolving gross write-offs 0  
Total loans gross write-offs 1 (0)
Loans 104,508 112,794
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]    
Pass 31,811  
Pass 21,125  
Pass 15,431  
Pass 1,518  
Pass 617  
Pass 1,322  
Pass 5,089  
Pass 76,913 91,564
Loans 76,913 91,564
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Caution [Member]    
Pass 4,073  
Pass 14,381  
Pass 1,192  
Pass 3,148  
Pass 275  
Pass 333  
Pass 150  
Pass 23,552 18,838
Loans 23,552 18,838
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]    
Pass 0  
Pass 29  
Pass 0  
Pass 0  
Pass 1,072  
Pass 457  
Pass 0  
Pass 1,558 2,014
Loans 1,558 2,014
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]    
Pass 143  
Pass 310  
Pass 333  
Pass 133  
Pass 1,474  
Pass 92  
Pass 0  
Pass 2,485 378
Loans 2,485 378
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member]    
Pass 46,267  
Pass 46,981  
Pass 19,292  
Pass 16,055  
Pass 5,585  
Pass 28,846  
Pass 9,857  
Pass 172,883 110,057
Current year, writen off 0  
One year before gross write-offs 0  
Two years before gross write-offs 0  
Three years before gross write-offs 0  
Four years before gross write-offs 0  
Prior gross write-offs 0  
Revolving gross write-offs 0  
Total loans gross write-offs 0 (0)
Loans 172,883 110,057
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Pass [Member]    
Pass 28,352  
Pass 36,426  
Pass 12,290  
Pass 14,164  
Pass 3,991  
Pass 22,239  
Pass 9,708  
Pass 127,170 84,028
Loans 127,170 84,028
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Caution [Member]    
Pass 15,050  
Pass 10,397  
Pass 5,954  
Pass 1,497  
Pass 1,546  
Pass 4,134  
Pass 149  
Pass 38,727 22,373
Loans 38,727 22,373
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Special Mention [Member]    
Pass 2,291  
Pass 158  
Pass 430  
Pass 394  
Pass 0  
Pass 190  
Pass 0  
Pass 3,463 888
Loans 3,463 888
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Substandard [Member]    
Pass 574  
Pass 0  
Pass 618  
Pass 0  
Pass 48  
Pass 2,283  
Pass 0  
Pass 3,523 2,768
Loans 3,523 2,768
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]    
Pass 29,866  
Pass 54,199  
Pass 54,098  
Pass 22,198  
Pass 30,637  
Pass 71,309  
Pass 2,495  
Pass 264,802 252,154
Current year, writen off 0  
One year before gross write-offs 0  
Two years before gross write-offs 0  
Three years before gross write-offs 0  
Four years before gross write-offs 0  
Prior gross write-offs 0  
Revolving gross write-offs 0  
Total loans gross write-offs 0 (0)
Loans 264,802 252,154
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Pass [Member]    
Pass 12,702  
Pass 48,077  
Pass 49,377  
Pass 16,593  
Pass 17,806  
Pass 52,848  
Pass 2,375  
Pass 199,778 196,063
Loans 199,778 196,063
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Caution [Member]    
Pass 16,951  
Pass 4,880  
Pass 4,212  
Pass 5,197  
Pass 12,831  
Pass 8,468  
Pass 20  
Pass 52,559 47,821
Loans 52,559 47,821
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Special Mention [Member]    
Pass 213  
Pass 900  
Pass 452  
Pass 408  
Pass 0  
Pass 5,485  
Pass 100  
Pass 7,558 3,271
Loans 7,558 3,271
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Substandard [Member]    
Pass 0  
Pass 342  
Pass 57  
Pass 0  
Pass 0  
Pass 4,508  
Pass 0  
Pass 4,907 4,999
Loans 4,907 4,999
Commercial and Agricultural Loans [Member]    
Pass 8,953  
Pass 7,144  
Pass 8,487  
Pass 720  
Pass 371  
Pass 2,487  
Pass 5,124  
Pass 33,286 30,648
Current year, writen off 0  
One year before gross write-offs 0  
Two years before gross write-offs 16  
Three years before gross write-offs 0  
Four years before gross write-offs 0  
Prior gross write-offs 0  
Revolving gross write-offs 0  
Total loans gross write-offs 16 105
Loans 33,286 30,648
Commercial and Agricultural Loans [Member] | Pass [Member]    
Pass 4,763  
Pass 5,991  
Pass 6,672  
Pass 643  
Pass 348  
Pass 2,128  
Pass 4,205  
Pass 24,750 25,384
Loans 24,750 25,384
Commercial and Agricultural Loans [Member] | Caution [Member]    
Pass 3,732  
Pass 1,131  
Pass 1,715  
Pass 67  
Pass 16  
Pass 207  
Pass 816  
Pass 7,684 4,593
Loans 7,684 4,593
Commercial and Agricultural Loans [Member] | Special Mention [Member]    
Pass 458  
Pass 22  
Pass 100  
Pass 9  
Pass 7  
Pass 90  
Pass 0  
Pass 686 371
Loans 686 371
Commercial and Agricultural Loans [Member] | Substandard [Member]    
Pass 0  
Pass 0  
Pass 0  
Pass 1  
Pass 0  
Pass 62  
Pass 103  
Pass 166 300
Loans 166 300
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]    
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 34,497  
Pass 34,497 31,737
Current year, writen off 0  
One year before gross write-offs 0  
Two years before gross write-offs 0  
Three years before gross write-offs 0  
Four years before gross write-offs 0  
Prior gross write-offs 0  
Revolving gross write-offs 1  
Total loans gross write-offs 1 (0)
Loans 34,497 31,737
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Pass [Member]    
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 27,192  
Pass 27,192 25,694
Loans 27,192 25,694
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Caution [Member]    
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 6,290  
Pass 6,290 5,018
Loans 6,290 5,018
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Special Mention [Member]    
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 401  
Pass 401 402
Loans 401 402
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Substandard [Member]    
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 614  
Pass 614 623
Loans 614 623
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]    
Pass 9,003  
Pass 6,008  
Pass 2,564  
Pass 1,256  
Pass 337  
Pass 120  
Pass 5,232  
Pass 24,520 23,598
Current year, writen off 0  
One year before gross write-offs 23  
Two years before gross write-offs 17  
Three years before gross write-offs 17  
Four years before gross write-offs 0  
Prior gross write-offs 11  
Revolving gross write-offs 89  
Total loans gross write-offs 157 162
Loans 24,520 23,598
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Pass [Member]    
Pass 6,543  
Pass 3,874  
Pass 1,580  
Pass 740  
Pass 190  
Pass 63  
Pass 4,922  
Pass 17,912 16,515
Loans 17,912 16,515
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Caution [Member]    
Pass 2,316  
Pass 1,975  
Pass 911  
Pass 468  
Pass 137  
Pass 51  
Pass 295  
Pass 6,153 6,725
Loans 6,153 6,725
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Special Mention [Member]    
Pass 77  
Pass 123  
Pass 0  
Pass 0  
Pass 0  
Pass 0  
Pass 6  
Pass 206 179
Loans 206 179
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Substandard [Member]    
Pass 67  
Pass 36  
Pass 73  
Pass 48  
Pass 10  
Pass 6  
Pass 9  
Pass 249 179
Loans $ 249 $ 179
XML 73 R62.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net - Aging of Recorded Investment (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Loans $ 634,496 $ 560,988
Financial Asset, 30 to 59 Days Past Due [Member]    
Loans 3,275 4,705
Financial Asset, 60 to 89 Days Past Due [Member]    
Loans 769 170
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans 1,288 1,072
Financial Asset, Past Due [Member]    
Loans 5,332 5,947
Financial Asset, Not Past Due [Member]    
Loans 629,164 555,041
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]    
Loans 104,508 112,794
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans 971 0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans 0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans 643 100
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member]    
Loans 1,614 100
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]    
Loans 102,894 112,694
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member]    
Loans 172,883 110,057
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans 1,103 1,557
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans 47 0
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans 240 472
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Financial Asset, Past Due [Member]    
Loans 1,390 2,029
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Financial Asset, Not Past Due [Member]    
Loans 171,493 108,028
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]    
Loans 264,802 252,154
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans 500 2,671
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans 519 89
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans 336 354
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Past Due [Member]    
Loans 1,355 3,114
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Not Past Due [Member]    
Loans 263,447 249,040
Commercial and Agricultural Loans [Member]    
Loans 33,286 30,648
Commercial and Agricultural Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans 81 6
Commercial and Agricultural Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans 1 2
Commercial and Agricultural Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans 2 55
Commercial and Agricultural Loans [Member] | Financial Asset, Past Due [Member]    
Loans 84 63
Commercial and Agricultural Loans [Member] | Financial Asset, Not Past Due [Member]    
Loans 33,202 30,585
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]    
Loans 34,497 31,737
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans 347 199
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans 64 0
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans 21 74
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Financial Asset, Past Due [Member]    
Loans 432 273
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Financial Asset, Not Past Due [Member]    
Loans 34,065 31,464
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]    
Loans 24,520 23,598
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Loans 273 272
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Loans 138 79
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Loans 46 17
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Past Due [Member]    
Loans 457 368
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Not Past Due [Member]    
Loans $ 24,063 $ 23,230
XML 74 R63.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net - Loans in Nonaccrual Status (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Nonaccrual with no allowance $ 6,825  
Nonaccrual with an allowance 0  
Nonaccrual 6,825 $ 6,272
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]    
Nonaccrual with no allowance 868  
Nonaccrual with an allowance 0  
Nonaccrual 868 115
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member]    
Nonaccrual with no allowance 1,307  
Nonaccrual with an allowance 0  
Nonaccrual 1,307 1,545
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]    
Nonaccrual with no allowance 4,125  
Nonaccrual with an allowance 0  
Nonaccrual 4,125 4,282
Commercial and Agricultural Loans [Member]    
Nonaccrual with no allowance 50  
Nonaccrual with an allowance 0  
Nonaccrual 50 113
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]    
Nonaccrual with no allowance 413  
Nonaccrual with an allowance 0  
Nonaccrual 413 188
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]    
Nonaccrual with no allowance 62  
Nonaccrual with an allowance 0  
Nonaccrual $ 62 $ 29
XML 75 R64.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net - Accrued Interest Writeoff (Details)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
USD ($)
Accrued Interest, Writeoff $ 34
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]  
Accrued Interest, Writeoff 22
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member]  
Accrued Interest, Writeoff 7
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]  
Accrued Interest, Writeoff 1
Commercial and Agricultural Loans [Member]  
Accrued Interest, Writeoff 1
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]  
Accrued Interest, Writeoff 0
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]  
Accrued Interest, Writeoff $ 3
XML 76 R65.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net - Allowance for Credit Loss (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Balance $ 11,178 $ 11,087
Provision for (Reversal of) Credit Losses 601 0
Charge-Offs (175) (267)
Recoveries 181 358
Balance 12,569 11,178
Individually evaluated for impairment   0
Collectively evaluated for impairment   11,178
Held for investment, allowance for credit loss 12,569 11,178
Individually evaluated for impairment   5,566
Collectively evaluated for impairment   555,422
Loans 634,496 560,988
Beginning Balance 1,214  
Ending Balance 161,300 1,214
Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance 784  
Balance   784
Held for investment, allowance for credit loss   784
Unfunded Loan Commitment [Member]    
Reversal of provision for unfunded commitments (355)  
Ending Balance 859  
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]    
Balance 2,323 2,401
Provision for (Reversal of) Credit Losses (775) (113)
Charge-Offs (1) 0
Recoveries 17 35
Balance 1,828 2,323
Individually evaluated for impairment   0
Collectively evaluated for impairment   2,323
Held for investment, allowance for credit loss 1,828 2,323
Individually evaluated for impairment   115
Collectively evaluated for impairment   112,679
Loans 104,508 112,794
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance 264  
Balance   264
Held for investment, allowance for credit loss   264
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member]    
Balance 2,124 1,663
Provision for (Reversal of) Credit Losses 911 415
Charge-Offs 0 0
Recoveries 54 46
Balance 3,551 2,124
Individually evaluated for impairment   0
Collectively evaluated for impairment   2,124
Held for investment, allowance for credit loss 3,551 2,124
Individually evaluated for impairment   1,089
Collectively evaluated for impairment   108,968
Loans 172,883 110,057
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance 462  
Balance   462
Held for investment, allowance for credit loss   462
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]    
Balance 4,805 4,832
Provision for (Reversal of) Credit Losses 569 (160)
Charge-Offs 0 0
Recoveries 19 133
Balance 5,052 4,805
Individually evaluated for impairment   0
Collectively evaluated for impairment   4,805
Held for investment, allowance for credit loss 5,052 4,805
Individually evaluated for impairment   4,282
Collectively evaluated for impairment   247,872
Loans 264,802 252,154
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance (341)  
Balance   (341)
Held for investment, allowance for credit loss   (341)
Commercial and Agricultural Loans [Member]    
Balance 875 1,242
Provision for (Reversal of) Credit Losses (189) (305)
Charge-Offs (16) (105)
Recoveries 26 43
Balance 808 875
Individually evaluated for impairment   0
Collectively evaluated for impairment   875
Held for investment, allowance for credit loss 808 875
Individually evaluated for impairment   31
Collectively evaluated for impairment   30,617
Loans 33,286 30,648
Commercial and Agricultural Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance 112  
Balance   112
Held for investment, allowance for credit loss   112
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]    
Balance 599 518
Provision for (Reversal of) Credit Losses (13) 30
Charge-Offs (1) 0
Recoveries 38 51
Balance 731 599
Individually evaluated for impairment   0
Collectively evaluated for impairment   599
Held for investment, allowance for credit loss 731 599
Individually evaluated for impairment   49
Collectively evaluated for impairment   31,688
Loans 34,497 31,737
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance 108  
Balance   108
Held for investment, allowance for credit loss   108
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]    
Balance 452 431
Provision for (Reversal of) Credit Losses 98 133
Charge-Offs (157) (162)
Recoveries 27 50
Balance 599 452
Individually evaluated for impairment   0
Collectively evaluated for impairment   452
Held for investment, allowance for credit loss 599 452
Individually evaluated for impairment   0
Collectively evaluated for impairment   23,598
Loans 24,520 23,598
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Balance $ 179  
Balance   179
Held for investment, allowance for credit loss   $ 179
XML 77 R66.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net - Summary of Collateral Dependent Loans (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Loans $ 634,496 $ 560,988
Collateral Pledged [Member]    
Loans 5,210  
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]    
Loans 104,508 112,794
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Collateral Pledged [Member]    
Loans 643  
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member]    
Loans 172,883 110,057
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member] | Collateral Pledged [Member]    
Loans 668  
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]    
Loans 264,802 252,154
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Collateral Pledged [Member]    
Loans 3,567  
Commercial and Agricultural Loans [Member]    
Loans 33,286 30,648
Commercial and Agricultural Loans [Member] | Collateral Pledged [Member]    
Loans 0  
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]    
Loans 34,497 31,737
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Collateral Pledged [Member]    
Loans 332  
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]    
Loans 24,520 $ 23,598
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member] | Collateral Pledged [Member]    
Loans $ 0  
XML 78 R67.htm IDEA: XBRL DOCUMENT v3.24.1
Note 4 - Loans Receivable, Net - Impaired Loans (Details)
$ in Thousands
 12 Months Ended
Dec. 31, 2022
USD ($)
Recorded Investment $ 5,566
Unpaid Principal Balance 6,998
Related Allowance 0
Average Recorded Investment 5,715
Interest Income Recognized 0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]  
Recorded Investment 115
Unpaid Principal Balance 115
Related Allowance 0
Average Recorded Investment 117
Interest Income Recognized 0
Commercial Real Estate Portfolio Segment [Member] | Residential Mortgage [Member]  
Recorded Investment 1,089
Unpaid Principal Balance 1,626
Related Allowance 0
Average Recorded Investment 1,133
Interest Income Recognized 0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]  
Recorded Investment 4,282
Unpaid Principal Balance 4,282
Related Allowance 0
Average Recorded Investment 4,382
Interest Income Recognized 0
Commercial and Agricultural Loans [Member]  
Recorded Investment 31
Unpaid Principal Balance 926
Related Allowance 0
Average Recorded Investment 31
Interest Income Recognized 0
Consumer Portfolio Segment [Member] | Home Equity Line of Credit [Member]  
Recorded Investment 49
Unpaid Principal Balance 49
Related Allowance 0
Average Recorded Investment 52
Interest Income Recognized 0
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]  
Recorded Investment 0
Unpaid Principal Balance 0
Related Allowance 0
Average Recorded Investment 0
Interest Income Recognized $ 0
XML 79 R68.htm IDEA: XBRL DOCUMENT v3.24.1
Note 5 - Premises and Equipment, Net and Leases (Details Textual) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Construction in Progress, Gross $ 413,000  
Depreciation 2,145,000 $ 1,966,000
Gain (Loss) on Disposition of Assets (29,000)  
Operating Lease, Payments 524,000  
Lease, Cost 523,000  
Increase (Decrease) in Operating Lease Liability 462,000  
Operating Lease, Right-of-Use Asset 1,402,000 1,861,000
Operating Lease, Liability $ 1,442,000 $ 1,904,000
Operating Lease, Weighted Average Remaining Lease Term (Year) 3 years 1 month 28 days  
Operating Lease, Weighted Average Discount Rate, Percent 3.20%  
XML 80 R69.htm IDEA: XBRL DOCUMENT v3.24.1
Note 5 - Premises and Equipment, Net and Leases - Schedule of Premises and Equipment, Net (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Total Premises and Equipment $ 50,805 $ 51,664
Less: Accumulated Depreciation (22,168) (23,704)
Total Premises and Equipment, Net 28,637 27,960
Land [Member]    
Total Premises and Equipment 6,179 6,179
Building and Building Improvements [Member]    
Total Premises and Equipment 32,416 28,592
Furniture and Fixtures [Member]    
Total Premises and Equipment 11,797 13,848
Construction in Progress [Member]    
Total Premises and Equipment $ 413 $ 3,045
XML 81 R70.htm IDEA: XBRL DOCUMENT v3.24.1
Note 5 - Premises and Equipment, Net and Leases - Operating Lease Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
2024 $ 522  
2025 475  
2026 364  
2027 148  
2028 10  
Thereafter 0  
Total undiscounted lease payments 1,519  
Less: effect of discounting 77  
Present value of estimated lease payments (lease liability) $ 1,442 $ 1,904
XML 82 R71.htm IDEA: XBRL DOCUMENT v3.24.1
Note 6 - Goodwill (Details Textual) - USD ($)
$ in Millions
Dec. 31, 2023
Dec. 31, 2022
Goodwill $ 1.2 $ 1.2
XML 83 R72.htm IDEA: XBRL DOCUMENT v3.24.1
Note 7 - FHLB Stock (Details Textual) - USD ($)
Dec. 31, 2023
Dec. 31, 2022
Federal Home Loan Bank Stock $ 922,000 $ 651,000
Federal Home Loan Bank of Atlanta [Member]    
Federal Home Loan Bank Stock, Membership Component, Percent of Total Assets 0.07% 0.05%
Federal Home Loan Bank Stock, Transaction Component, Percentage of Outstanding Advances 4.75% 4.25%
Federal Home Loan Bank Stock $ 922,000 $ 651,000
XML 84 R73.htm IDEA: XBRL DOCUMENT v3.24.1
Note 8 - Other Real Estate Owned (Details Textual) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Other Real Estate $ 0 $ 120,000 $ 130,000
Proceeds from Sale of Other Real Estate 107,000 0  
Gains (Losses) on Sales of Other Real Estate $ 2,000 $ (0)  
XML 85 R74.htm IDEA: XBRL DOCUMENT v3.24.1
Note 8 - Other Real Estate Owned - Schedule of Other Real Estate (Details) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Balance $ 120,000 $ 130,000
Additions 0 0
Sales (105,000) 0
Write-downs (15,000) (10,000)
Balance $ 0 $ 120,000
XML 86 R75.htm IDEA: XBRL DOCUMENT v3.24.1
Note 9 - Deposits (Details Textual) - USD ($)
Dec. 31, 2023
Dec. 31, 2022
Noninterest-Bearing Domestic Deposit, Brokered $ 5,000,000 $ 5,000,000
Interest-Bearing Domestic Deposit, Brokered $ 6,500,000 $ 6,000,000
Weighted Average Rate, Interest-Bearing Domestic Deposits, Point in Time 4.54% 0.30%
Deposit Liabilities Reclassified as Loans Receivable $ 57,000 $ 98,000
Cash, FDIC Insured Amount 327,700,000 350,100,000
Time Deposits, at or Above FDIC Insurance Limit $ 50,200,000 $ 30,300,000
XML 87 R76.htm IDEA: XBRL DOCUMENT v3.24.1
Note 9 - Deposits - Deposits Outstanding (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Checking $ 473,936 $ 510,984
Money Market 401,992 348,833
Savings 88,319 108,237
Certificates of Deposit 230,750 142,031
Total Deposits $ 1,194,997 $ 1,110,085
XML 88 R77.htm IDEA: XBRL DOCUMENT v3.24.1
Note 9 - Deposits - Scheduled Maturities of Certificates of Deposit (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Within 1 Year $ 198,325 $ 97,163
After 1 Year, Within 2 Years 16,568 31,551
After 2 Years, Within 3 Years 9,487 6,465
After 3 Years, Within 4 Years 2,636 3,178
After 4 Years, Within 5 Years 3,734 3,674
Total Certificates of Deposits $ 230,750 $ 142,031
XML 89 R78.htm IDEA: XBRL DOCUMENT v3.24.1
Note 10 - FHLB Advances and FRB Borrowings (Details Textual) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds $ 424.4 $ 388.3
Discount Window Borrowing [Member] | Federal Home Loan Bank of Atlanta [Member]    
Debt Instrument, Collateral Amount 381.0 72.6
Derivative Liability, Fair Value of Collateral 350.6 69.2
Debt Instrument, Face Amount $ 119.2 $ 44.1
Long-Term Debt, Weighted Average Interest Rate, over Time 4.60% 4.50%
Federal Reserve Bank Term Funding Program [Member] | Fed Funds Effective Rate Overnight Index Swap Rate [Member]    
Debt Instrument, Basis Spread on Variable Rate 0.10%  
Borrower-In-Custody Program [Member] | Federal Home Loan Bank of Atlanta [Member]    
Debt Instrument, Collateral Amount $ 93.5  
Derivative Liability, Fair Value of Collateral 65.5  
Federal Home Loan Bank Advances [Member]    
Debt Instrument, Collateral Amount 53.6 $ 70.1
Derivative Liability, Fair Value of Collateral $ 44.1 $ 61.1
XML 90 R79.htm IDEA: XBRL DOCUMENT v3.24.1
Note 11 - Other Borrowings (Details Textual) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Other Borrowings $ 19,180 $ 27,588
Short Term Repurchase Agreements [Member]    
Debt Instrument, Interest Rate, Stated Percentage 1.49% 0.75%
Debt Instrument, Face Amount $ 29,500 $ 42,400
Debt Instrument, Collateral Amount 44,700 52,300
Derivative Liability, Fair Value of Collateral $ 42,000 $ 49,800
XML 91 R80.htm IDEA: XBRL DOCUMENT v3.24.1
Note 12 - Junior Subordinated Debentures (Details Textual) - Junior Subordinated Debentures [Member]
$ in Millions
 12 Months Ended
Jun. 30, 2023
Dec. 31, 2023
Dec. 31, 2022
Sep. 21, 2006
USD ($)
Debt Instrument, Face Amount       $ 5.2
Debt Instrument, Basis Spread Adjustment 0.26161      
Debt Instrument, Interest Rate, Effective Percentage   7.35% 6.47%  
Three Month London Interbank Offered Rate [Member]        
Debt Instrument, Basis Spread on Variable Rate 1.70% 1.70% 1.70%  
XML 92 R81.htm IDEA: XBRL DOCUMENT v3.24.1
Note 13 - Subordinated Debentures (Details Textual) - Subordinated Debt [Member] - USD ($)
$ in Millions
 1 Months Ended
Nov. 30, 2019
Dec. 31, 2022
Ten Year Notes Due 2029 [Member]    
Debt Instrument, Face Amount $ 17.5  
Debt Instrument, Interest Rate, Stated Percentage 5.25%  
Debt Instrument, Repurchase Amount   $ 1.0
Long-Term Debt, Gross   16.5
Ten Year Notes Due 2029 [Member] | Three Month London Interbank Offered Rate [Member]    
Debt Instrument, Basis Spread on Variable Rate 3.69%  
Fifteen Year Notes Due 2034 [Member]    
Debt Instrument, Face Amount $ 12.5  
Debt Instrument, Interest Rate, Stated Percentage 5.25%  
Debt Instrument, Repurchase Amount   2.5
Long-Term Debt, Gross   $ 10.0
Fifteen Year Notes Due 2034 [Member] | Three Month London Interbank Offered Rate [Member]    
Debt Instrument, Basis Spread on Variable Rate 3.57%  
XML 93 R82.htm IDEA: XBRL DOCUMENT v3.24.1
Note 14 - Income Taxes (Details Textual) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Amount $ (63,000) $ (4,000)
Operating Loss Carryforwards 10,200,000 $ 11,700,000
Bad Debt Reserve, Tax Purpose of Qualified Lender $ 2,100,000  
XML 94 R83.htm IDEA: XBRL DOCUMENT v3.24.1
Note 14 - Income Taxes - Schedule of Components Of Income Tax Expense (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Federal Current Tax Expense $ 2,510 $ 2,321
State Current Tax Expense 79 444
Total Current Tax Expense 2,589 2,765
Federal Deferred Tax Expense (287) (59)
State Deferred Tax Expense (14) 3
Total Deferred Tax Benefit (301) (56)
Total Income Tax Expense $ 2,288 $ 2,709
XML 95 R84.htm IDEA: XBRL DOCUMENT v3.24.1
Note 14 - Income Taxes - Income Tax Reconciliation (Details) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Tax at Statutory Income Tax Rate $ 2,620,000 $ 2,717,000
State Tax 51,000 353,000
Tax Exempt Interest (126,000) (253,000)
Tax Credits (75,000) 0
Life Insurance (133,000) (128,000)
Valuation Allowance (63,000) (4,000)
Other 14,000 24,000
Total Income Tax Expense $ 2,288,000 $ 2,709,000
XML 96 R85.htm IDEA: XBRL DOCUMENT v3.24.1
Note 14 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Deferred Compensation $ 897 $ 838
Provision for Credit Losses 2,722 2,420
Reserve for Unfunded Commitments 186 0
Other Real Estate Owned 96 10
Net Fees Deferred for Financial Reporting 58 66
Net Operating Losses 401 464
Unrealized Loss on AFS Securities 11,615 13,230
Tax Credits 268 0
Other 34 41
Total Gross Deferred Tax Assets 16,277 17,069
Less: Valuation Allowance (401) (464)
Total Deferred Tax Assets 15,876 16,605
FHLB Stock Basis Over Tax Basis 72 72
Depreciation 946 812
Prepaid Expenses 202 169
Total Deferred Tax Liability 1,220 1,053
Net Deferred Tax Asset $ 14,656 $ 15,552
XML 97 R86.htm IDEA: XBRL DOCUMENT v3.24.1
Note 15 - Regulatory Matters (Details Textual)
Dec. 31, 2023
Banking Regulation, Capital Conservation Buffer, Common Equity Tier 1 Risk-Based Capital, Actual 0.115
XML 98 R87.htm IDEA: XBRL DOCUMENT v3.24.1
Note 15 - Regulatory Matters - Schedule of Regulatory Capital Requirements (Details)
$ in Thousands
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Tier 1 Risk-Based Core Capital (To Risk Weighted Assets) $ 150,129 $ 141,452
Tier 1 Risk-Based Core Capital (To Risk Weighted Assets), Actual Ratio 0.182 0.178
Tier 1 Risk-Based Core Capital (To Risk Weighted Assets), Capital Adequacy $ 49,391 $ 47,714
Tier 1 Risk-Based Core Capital (To Risk Weighted Assets) Capital Adequacy Ratio 0.06 0.06
Tier 1 Risk-Based Core Capital (To Risk Weighted Assets), Well Capitalized $ 65,854 $ 63,619
Tier 1 Risk-Based Core Capital (To Risk Weighted Assets) Well Capitalized Ratio 0.08 0.08
Total Risk-Based Capital (To Risk Weighted Assets) $ 160,457 $ 151,408
Total Risk-Based Capital (To Risk Weighted Assets) Actual Ratio 0.195 0.19
Total Risk-Based Capital (To Risk Weighted Assets), Capital Adequacy $ 65,854 $ 63,619
Total Risk-Based Capital (To Risk Weighted Assets) Capital Adequacy Ratio 0.08 0.08
Total Risk-Based Capital (To Risk Weighted Assets), Well Capitalized $ 82,318 $ 79,523
Total Risk-Based Capital (To Risk Weighted Assets) Well Capitalized Ratio 0.10 0.10
Common Equity Tier 1 Capital (To Risk Weighted Assets) $ 150,129 $ 141,452
Common Equity Tier 1 Capital (To Risk Weighted Assets) Actual Ratio 0.182 0.178
Common Equity Tier 1 Capital (To Risk Weighted Assets), Capital Adequacy $ 37,043 $ 35,785
Common Equity Tier 1 Capital (To Risk Weighted Assets) Capital Adequacy Ratio 0.045 0.045
Common Equity Tier 1 Capital (To Risk Weighted Assets), Well Capitalized $ 53,506 $ 51,690
Common Equity Tier 1 Capital (To Risk Weighted Assets) Well Capitalized Ratio 0.065 0.065
Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) $ 150,129 $ 141,452
Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) Actual Ratio 0.098 0.104
Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets), Capital Adequacy $ 61,076 $ 54,372
Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) Capital Adequacy Ratio 0.04 0.04
Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets), Well Capitalized $ 76,345 $ 67,965
Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) Well Capitalized Ratio 0.05 0.05
XML 99 R88.htm IDEA: XBRL DOCUMENT v3.24.1
Note 16 - Employee Benefit Plans (Details Textual) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Defined Contribution Plan, Employer Discretionary Contribution Amount $ 368,000 $ 357,000
Accrued Bonuses 238,000 501,000
Deferred Compensation Arrangement with Individual, Compensation Expense $ 411,000 $ 490,000
Employee Stock Purchase Plan [Member]    
Share-Based Compensation Arrangement by Share-Based Payment Award, Discount from Market Price, Purchase Date 15.00%  
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription $ 25,000  
Share-Based Compensation Arrangement by Share-Based Payment Award, Maximum Employee Subscription Rate 5.00%  
Share-Based Compensation Arrangement by Share-Based Payment Award, Shares Issued in Period (in shares) 2,319 0
XML 100 R89.htm IDEA: XBRL DOCUMENT v3.24.1
Note 17 - Bank Owned Life Insurance (Details Textual) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Life Insurance, Corporate or Bank Owned, Amount $ 28,000,000 $ 27,300,000
Life Insurance, Corporate or Bank Owned, Change in Value $ 636,000 $ 608,000
XML 101 R90.htm IDEA: XBRL DOCUMENT v3.24.1
Note 18 - Commitments and Contingencies (Details Textual) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Loans and Leases Receivable, Commitments to Purchase or Sell $ 967,000 $ 913,000
Unused lines of Credit [Member]    
Unused Commitments to Extend Credit 157,900,000 173,300,000
Commitments for Letters of Credit [Member]    
Unused Commitments to Extend Credit 3,400,000 4,500,000
Unused Credit Card Loan Commitments [Member]    
Unused Commitments to Extend Credit 11,300,000 10,700,000
Commitments to Extend Credit [Member]    
Unused Commitments to Extend Credit 13,300,000 22,700,000
Commitments on Mortgage Loans [Member]    
Unused Commitments to Extend Credit $ 2,200,000 $ 970,000
XML 102 R91.htm IDEA: XBRL DOCUMENT v3.24.1
Note 19 - Related Party Transactions (Details Textual) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Rent Expense From Leased Office Space [Member]    
Related Party Transaction, Amounts of Transaction $ 110,000 $ 96,500
Employees, Officers, and Directors [Member] | Equity Ownership From Loans [Member]    
Percentage of Equity Represented by Related Party 3.44% 2.10%
Executive Officers and Directors [Member]    
Related Party Deposit Liabilities $ 21,000,000 $ 19,600,000
XML 103 R92.htm IDEA: XBRL DOCUMENT v3.24.1
Note 19 - Related Party Transactions - Schedule of Loan Transactions With Related Parties (Details) - Employees, Officers, and Directors [Member] - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Balance, Beginning of Period $ 683 $ 466
New Loans 370 252
Less Loan Payments (51) (35)
Balance, End of Period $ 1,002 $ 683
XML 104 R93.htm IDEA: XBRL DOCUMENT v3.24.1
Note 20 - Parent Company Only Condensed Financial Statements - Consolidated Balance Sheet Data (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss $ 163,072 $ 167,438  
Accrued Interest Receivable 5,512 4,811  
Total Assets 1,549,671 1,381,366  
Shareholders’ Equity 172,362 160,233 $ 115,523
Total Liabilities and Shareholders' Equity 1,549,671 1,381,366  
Parent Company [Member]      
Cash 26,842 28,813  
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss 50,211 60,819  
Accrued Interest Receivable 200 190  
Accounts Receivable and Other Assets 11,163 194  
Total Assets 204,850 192,042  
Accounts Payable and Other Liabilities 833 153  
Long-term Debt 31,655 31,655  
Shareholders’ Equity 172,362 160,234  
Total Liabilities and Shareholders' Equity 204,850 192,042  
Parent Company [Member] | Security Federal Statutory Trust [Member]      
Consolidated investment 155 155  
Parent Company [Member] | Security Federal Bank [Member]      
Consolidated investment $ 116,279 $ 101,871  
XML 105 R94.htm IDEA: XBRL DOCUMENT v3.24.1
Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Income Data (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Investment Securities Interest Income $ 64,977 $ 42,578
Miscellaneous Income 9,390 9,612
Interest Expense 25,729 5,028
Provision For Income Taxes 2,288 2,709
Net Income 10,190 10,228
Parent Company [Member]    
Equity in Earnings of Security Federal Bank 9,595 10,668
Investment Securities Interest Income 2,574 1,226
Miscellaneous Income 0 16
Total Income 12,169 11,910
Interest Expense 1,755 1,732
Other Expenses 65 65
Total Expenses 1,820 1,797
Income Before Income Taxes 10,349 10,113
Provision For Income Taxes 159 (115)
Net Income $ 10,190 $ 10,228
XML 106 R95.htm IDEA: XBRL DOCUMENT v3.24.1
Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Cash Flow Data (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Net Income $ 10,190 $ 10,228
Discount Accretion and Premium Amortization, Net 3,919 6,498
Increase in Accrued Interest Receivable (701) (1,059)
Net Cash Provided By Operating Activities 8,855 21,872
Purchase of HTM Securities (20,253) (150,633)
Proceeds from Payments and Maturities of HTM Securities 24,762 6,794
Net Cash Used By Investing Activities (58,485) (136,975)
Proceeds from Issuance of Preferred Stock 0 82,949
Proceeds from Employee Stock Purchase Plan 57 0
Purchases of Treasury Stock (582) 0
Dividends to Common Stock Shareholders (1,687) (2,472)
Net Cash Provided By Financing Activities 149,412 115,982
Net Increase in Cash and Cash Equivalents 99,782 879
Cash and Cash Equivalents at Beginning of Year 28,502 27,623
Cash and Cash Equivalents at End of Year 128,284 28,502
Parent Company [Member]    
Net Income 10,190 10,228
Equity in Earnings of Security Federal Bank (9,595) (10,668)
Discount Accretion and Premium Amortization, Net (235) (125)
Increase in Accrued Interest Receivable (10) (190)
(Increase) Decrease in Accounts Receivable and Other Assets (10,970) 89
Increase in Accounts Payable and Other Liabilities 678 19
Net Cash Provided By Operating Activities (9,942) (647)
Purchase of HTM Securities (2,934) (62,512)
Proceeds from Payments and Maturities of HTM Securities 13,777 1,818
Investment in Subsidiary (660) (7,000)
Net Cash Used By Investing Activities 10,183 (67,694)
Repurchase of Subordinated Debentures 0 (3,500)
Proceeds from Issuance of Preferred Stock 0 82,949
Proceeds from Employee Stock Purchase Plan 57 0
Purchases of Treasury Stock (582) 0
Dividends to Common Stock Shareholders (1,687) (2,472)
Net Cash Provided By Financing Activities (2,212) 76,977
Net Increase in Cash and Cash Equivalents (1,971) 8,636
Cash and Cash Equivalents at Beginning of Year 28,813 20,177
Cash and Cash Equivalents at End of Year $ 26,842 $ 28,813
XML 107 R96.htm IDEA: XBRL DOCUMENT v3.24.1
Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Details Textual) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Off-Balance-Sheet, Credit Loss, Liability $ 161,300 $ 1,214
XML 108 R97.htm IDEA: XBRL DOCUMENT v3.24.1
Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements, Recurring Basis (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Available For Sale ("AFS") $ 537,640 $ 550,148
Taxable Municipal Bonds [Member]    
Available For Sale ("AFS") 53,115 50,770
Collateralized Mortgage-Backed Securities [Member]    
Available For Sale ("AFS") 336,170 319,280
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Student Loan Pools [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | SBA Bonds [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Tax Exempt Municipal Bonds [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Taxable Municipal Bonds [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage-Backed Securities [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]    
Available For Sale ("AFS") 537,640 550,148
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Student Loan Pools [Member]    
Available For Sale ("AFS") 50,366 59,158
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | SBA Bonds [Member]    
Available For Sale ("AFS") 76,753 99,630
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Tax Exempt Municipal Bonds [Member]    
Available For Sale ("AFS") 21,236 21,310
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Taxable Municipal Bonds [Member]    
Available For Sale ("AFS") 53,115 50,770
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage-Backed Securities [Member]    
Available For Sale ("AFS") 336,170 319,280
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Student Loan Pools [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | SBA Bonds [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Tax Exempt Municipal Bonds [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Taxable Municipal Bonds [Member]    
Available For Sale ("AFS") 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage-Backed Securities [Member]    
Available For Sale ("AFS") $ 0 $ 0
XML 109 R98.htm IDEA: XBRL DOCUMENT v3.24.1
Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value $ 7,115 $ 7,696
Mortgage Loans Held For Sale [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 967 913
Land Held for Sale [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 938 1,097
Collateral Dependent Loans [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 5,210 5,566
Other Real Estate Owned [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value   120
Fair Value, Inputs, Level 1 [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 0 0
Fair Value, Inputs, Level 1 [Member] | Mortgage Loans Held For Sale [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 0 0
Fair Value, Inputs, Level 1 [Member] | Land Held for Sale [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 0 0
Fair Value, Inputs, Level 1 [Member] | Collateral Dependent Loans [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 0 0
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value   0
Fair Value, Inputs, Level 2 [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 967 913
Fair Value, Inputs, Level 2 [Member] | Mortgage Loans Held For Sale [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 967 913
Fair Value, Inputs, Level 2 [Member] | Land Held for Sale [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 0 0
Fair Value, Inputs, Level 2 [Member] | Collateral Dependent Loans [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 0 0
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value   0
Fair Value, Inputs, Level 3 [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 6,148 6,783
Fair Value, Inputs, Level 3 [Member] | Mortgage Loans Held For Sale [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 0 0
Fair Value, Inputs, Level 3 [Member] | Land Held for Sale [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value 938 1,097
Fair Value, Inputs, Level 3 [Member] | Collateral Dependent Loans [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value $ 5,210 5,566
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member]    
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value   $ 120
XML 110 R99.htm IDEA: XBRL DOCUMENT v3.24.1
Note 21 - Fair Value of Financial Instruments - Level 3 Assets Measured at Fair Value (Details) - Measurement Input, Appraised Value [Member]
Dec. 31, 2023
Dec. 31, 2022
OREO   0.30
Minimum [Member]    
Loans Held for Sale   0.08
Maximum [Member]    
Loans Held for Sale   0.13
Land Held for Sale [Member]    
Loans Held for Sale   0.10
Collateral Dependent Loans [Member] | Minimum [Member]    
Loans Held for Sale 0.10  
Collateral Dependent Loans [Member] | Maximum [Member]    
Loans Held for Sale 0.12  
XML 111 R100.htm IDEA: XBRL DOCUMENT v3.24.1
Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Schedule of Fair Value by Balance Sheet Grouping (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Available For Sale ("AFS") $ 537,640 $ 550,148
Reported Value Measurement [Member]    
Cash and Cash Equivalents 128,284 28,502
Certificates of Deposits with Other Banks 2,350 1,100
Available For Sale ("AFS") 700,712 717,586
Loans Receivable, Net 621,562 549,004
FHLB Stock 922 651
Checking, Savings and Money Market Accounts 964,247 968,054
Certificate Accounts 230,750 142,031
Borrowings from FRB 119,200 44,080
Other Borrowed Money 19,180 27,588
Subordinated Debentures 26,500 26,500
Junior Subordinated Debentures 5,155 5,155
Estimate of Fair Value Measurement [Member]    
Cash and Cash Equivalents 128,284 28,502
Certificates of Deposits with Other Banks 2,350 1,100
Available For Sale ("AFS") 696,180 711,612
Loans Receivable, Net 610,410 528,174
FHLB Stock 922 651
Checking, Savings and Money Market Accounts 964,247 968,054
Certificate Accounts 229,278 138,382
Borrowings from FRB 118,926 44,071
Other Borrowed Money 19,180 27,588
Subordinated Debentures 23,036 24,435
Junior Subordinated Debentures 5,155 5,155
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]    
Cash and Cash Equivalents 128,284 28,502
Certificates of Deposits with Other Banks 0 0
Available For Sale ("AFS") 0 0
Loans Receivable, Net 0 0
FHLB Stock 922 651
Checking, Savings and Money Market Accounts 964,247 968,054
Certificate Accounts 0 0
Borrowings from FRB 118,926 44,071
Other Borrowed Money 19,180 27,588
Subordinated Debentures 0 0
Junior Subordinated Debentures 0 0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]    
Cash and Cash Equivalents 0 0
Certificates of Deposits with Other Banks 2,350 1,100
Available For Sale ("AFS") 696,180 711,612
Loans Receivable, Net 0 0
FHLB Stock 0 0
Checking, Savings and Money Market Accounts 0  
Certificate Accounts 229,278 138,382
Borrowings from FRB 0 0
Other Borrowed Money 0 0
Subordinated Debentures 23,036 24,435
Junior Subordinated Debentures 5,155 5,155
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]    
Cash and Cash Equivalents 0 0
Certificates of Deposits with Other Banks 0 0
Available For Sale ("AFS") 0 0
Loans Receivable, Net 610,410 528,174
FHLB Stock 0 0
Checking, Savings and Money Market Accounts 0  
Certificate Accounts 0 0
Borrowings from FRB 0 0
Other Borrowed Money 0 0
Subordinated Debentures 0 0
Junior Subordinated Debentures $ 0 $ 0
XML 112 R101.htm IDEA: XBRL DOCUMENT v3.24.1
Note 22 - Non-interest Income - Non-interest Income (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Loss on Sales of Investment Securities, Net [1] $ 0 $ (2)
Gain on Sale of Loans [1] 626 1,705
Commissions From Insurance Agency [1] 784 784
Trust Income 1,860 1,548
BOLI Income [1] 636 608
Grant Income 437 171
Other (1) [1] 809 911
Total Non-Interest Income 9,390 9,612
Deposit Account [Member]    
Fees income 1,220 1,071
ATM and Credit Card [Member]    
Fees income $ 3,018 $ 2,816
[1] Not within the scope of ASC 606
XML 113 R102.htm IDEA: XBRL DOCUMENT v3.24.1
Note 23 - Preferred Stock (Details Textual) - USD ($)
$ in Thousands
 12 Months Ended
May 24, 2022
Dec. 31, 2022
Stock Issued During Period, Value, New Issues   $ 82,949
Dividends, Preferred Stock, Cash $ 0  
Preferred Stock [Member]    
Stock Issued During Period, Shares, New Issues (in shares) 82,949 83,000
Stock Issued During Period, Value, New Issues $ 82,900 $ 82,949
EXCEL 114 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx M4$L#!!0 ( +A\=5@'04UB@0 +$ 0 9&]C4')O<',O87!P+GAM M;$V./0L",1!$_\IQO;=!P4)B0-!2L+(/>QLOD&1#LD)^OCG!CVX>;QA&WPIG M*N*I#BV&5(_C(I(/ !47BK9.7:=N')=HI6-Y #OGDK7A.YNJQ<&4GPZ4A!0W_J=0U[R;UEA_6\#MI7E!+ P04 M " "X?'58Q ?^&ULS9+/ M3L,P#(=?!>7>NG\F$%'7"]-.("$Q"<0MI:^ *F&%,WH;O NF%F*I_8E,'Q#DY!;.DQG',QSKEX@XEO#T]OJ1U,],' M5CU2_!6,Y).CM;A,?JT?-KNM:*NB6F5%G57EKKR7]9VL5N^SZP^_J[ =M-F; M?VQ\$6P;^'47[1=02P,$% @ N'QU6)E&UL[5I;<]HX%'[OK]!X9_9M"\8V@;:T$W-I=MNTF83M M3A^%$5B-;'EDD81_OTV23;J;/ 0LZ?O.14?GZ#AY\^XN8NB&B)3R M> +]O6N[!3+ MUES@6QHO(];JM-O=5H1I;*$81V1@?5XL:$#05%%:;U\@M.4?,_@5RU2-9:,! M$U=!)KF(M/+Y;,7\VMX^9<_I.ATR@6XP&U@@?\YOI^1.6HCA5,+$P&IG/U9K MQ]'22(""R7V4!;I)]J/3%0@R#3LZG5C.=GSVQ.V?C,K:=#1M&N#C\7@XMLO2 MBW A(5M>5 TR M6'!VULS2 Y9>*?IUE!K9';O=05SP6.XYB1'^QL4$UFG2&98T1G*=D 4. #?$ MT4Q0?*]!MHK@PI+27)#6SRFU4!H(FLB!]4>"(<7K;YH] M5Z%82=J$^!!&&N*<<^9ST6S[!Z5&T?95O-RCEU@5 9<8WS2J-2S%UGB5P/&M MG#P=$Q+-E L&08:7)"82J3E^34@3_BNEVOZKR2.FJW"$2M"/F(9 M-AIRM1:!MG&IA&!:$L;1>$[2M!'\6:PUDSY@R.S-D77.UI$.$9)>-T(^8LZ+ MD!&_'H8X2IKMHG%8!/V>7L-)P>B"RV;]N'Z&U3-L+([W1]072N0/)J<_Z3(T M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+ M.7\N?<^E[[GT/:'2MSAD6R4)RU3393>* M$IY"&V[I4_5*E=?EK[DHN#Q;Y.FOH70^+,_Y/%_GM,T+,T.WF)&Y M"M-2D&_#^>G%>!KB.=D$N7V85VWGV-'1^^?!4;"C[SR6'<>(\J(A[J&&F,_# M0X=Y>U^89Y7&4#04;6RL)"Q&MV"XU_$L%.!D8"V@!X.O40+R4E5@,5O& RN0 MHGQ,C$7H<.>77%_CT9+CVZ9EM6ZO*7<9;2)2.<)IF!-GJ\K>9;'!51W/55OR ML+YJ/;053L_^6:W(GPP13A8+$DACE!>F2J+S&5.^YRM)Q%4XOT4SMA*7&+SC MYL=Q3E.X$G:V#P(RN;LYJ7IE,6>F\M\M# DL6XA9$N)-7>W5YYNTB42%(JP# 4A M%W+C[^^3:G>,U_HL@6V$5#)DU1?*0XG!/3-R0]A4)?.NVB8+A=OB5,V[&KXF M8$O#>FZ=+2?_VU[4/;07/4;SHYG@'K.' MYA,L0Z1^P7V*BH 1JV*^NJ]/^26<.[1[\8$@F_S6VZ3VW> ,?-2K6J5D*Q$_ M2P=\'Y(&8XQ;]#1?CQ1BK::QK<;:,0QY@%CS#*%F.-^'19H:,]6+K#F-"F]! MU4#E/]O4#6CV#30,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04 M" "X?'58@+638R<' !S+@ & 'AL+W=O_)9M8LG!<>MN-FO9V5VE53],8!*C .,.0YS\ M^U[ -B8:KD$:[X<-8.X!'L\,YXSG>(BI!)VQ7,G7@M&O:PH##J68?0[(?6CUN@R.S87HTN>R,"/V%R0 M. E#*MZO6< W5RVSM3NP\)]7,CW0&5VNZ3-;,OEM/1>PU]FK>'[(HMCG$1'L MZ:HU-C]-[$%:D)WQW6>;^&";I(_RR/E+NC/SKEI&>D64."X)4 M">[COZUH:W_-M/!P>Z<^S1X>'N:1QLSAP0_?DZNKUK!%//9$DT N^.9/MGV@ M7JKG\B#._B>;_-R>W2)N$DL>;HOA#D(_RO_2MRV(@P+;J"BPM@76AP*S6U%@ M;POLN@7=;4$W(Y,_2L9A0B4=70J^(2(]&]32C0QF5@V/[T?I][Z4 C[UH4Z. M)MQ-X&N49!QYY":2OGPGLRAO3^GWTB;?EA/RZ\^_778D7"XMZKA;Z>M_H6*66OTRT]FW_A=A4NGV$236 EE=X^RBZF/M@W7 9J"!@#4 M8V_D,WM7$<25#/@W-(?]P4 %#*UM"DR36 E8;P^L5P?8@CW[,2"#1GA'0Z;" MA>LL;YQOB]G] YG>3&X6XUOB?%W,5>10F:;D-(F5R/7WY/KH$X^ARWI9MYT& M]%E%#*]_HD&L NV@94T):1(K$1KL"0W0)W02(3(^?NQ"9WQ@5*1O +O)V4+ MP]7:;=-JVZ:*&%K8E)@FL1*QX9[8$'W&_9M@BVS.A,\],H7#L8H8KC9]4,%" M:YK"TB16@G6QAW71"%;6OBI1X5I5/@*M:@I+DU@)EFD4_LZHA^O^?:WL?D?J M3:/]684(+VO*2)=:&=*!"3;K01I'40)M:L'67$@E+5Q(BD0YN.-EC6EI4BO3 ML@I:5CU:VW$*&]R/2>TEUH95^'K MS5K&?A:Y7$"[RD+E&5E*Z)Z$"^+P!"(2)"7NJ;OK$;OO* %J-?>ZU,H "WMO MXOY\"_">OI&9!UW5?_+=/)HCK0^7[ W:QK W[!FJ20<'+VY,[Q3.WRRLOXF[ M]2V]L>>!>GRVVR#9K,;72-WF<$G+'I*%[ZX""J^9\2N+$A@(8,1<;5BL&C8= M7*\QT%,$ [-(!B9NYC\"==(]Z,CW?!,I8>)R8_^%J>H+J&#A5O\CMCF/)9CAO_UUY?OB MB*)U,324T1VO:\I-EUJ96Y$>+-ST9WUR+!BMQH0+# WU;+;6T*!+K0RI" T6 M[O1O>3:SL>(1YN..B/2[9ML&,Z>DI34HZ%(KTRJ"@H5[^VU7_,&"H/T2P5A/ MEHS&P,XCLSA.*N#AFG=+F@DI[6$*!+K4RO" %6K1"P#&D0D.LDAH]C=?_$=:IF)_&R MQK!.8?ZMPOQ;M3:\KC&V4YA_NS#_ M-F[59\YT0<:)YTO(26,I(5SGTQY5/W,>T:NDAM*A60@!,(;2LI>3NRQF@HW M\C61T'LC#X8_ M)3^]BXARM5ZFEBXS?!W9EG5A6[W+SFL)V"FR@5UD [M6-I@GCX'OPJC&J=*L MX2J-X6@-#%NU_@'J;M?J#N^&_FGO@C);*(D@RN8W0LE :WF M7Y=:F5)A_NTCBW^VE*H62QTIOPD"GTL)@>'5C\_([:UR3A$7:4SL%,;?+HR_ MC1OV';%T^B=]!RJI'5E/!&D^?/0I#&\\29T<%1S.H4IV6FV_+K6<7>=@E6YJ M3K/5SC%QTY_D\@6[^Z/[%=7C;!UQIS@]7X[]A:;>-B8!>X)2XWP W4+D*YSS M'IEEQ-EAHO?H\'!;3A5R*XI-:R0S> MF:M\*30\S9^'Q2J78E8M6J9#YKK!<"F2;# ZK5Y[R$>GJM1IDLF'G!3ES 1VL7WA,GA?:O# Y%BFJ?$$./YJ MG XVGVD6;C]>>[^N@H=@GD0AQRK]7S+3B[-!-" S.1=EJA_5ZXUL O*-OZE* MB^HO>6ULW0&9EH56RV8Q(%@F6?U?_-TD8FL!^,$7L&8!VWLQ^VEG'XBG#J$N8PCR\?[+V>[ MRX<0X"9*MHF25?YXC[_SHH" /F-QU L]?*%IHL_%2DSEV0"ZI)#YBQR,_O,+ M#=PO6%0'1V-1+(C(9J1Z#E^V0^I:LLAWV;;A#EQO ]>SPY6Y3N;)% JO(&I.+N5*%8F&\M<+ MY;J^DV>Y&%AEFFR41.RSS1 MB<2+RS]D<1W(V4[(P2;DP+I;YR\B2<53*@D,3S*!PB+'@_/KR0"=#4$G[SX/ M P_9(<32=ZD7]>Y1N $<6@'?R'1&OBGR56BS06\ ]^;;U\%OY/A:)#GY4Z2E M-&5W1/W(\3VWZIPC&E#'"SPB--3C5"Z?H K74ZRR>/\J<\BC+%:R(J/T#Z'<&OR'DE1/4RN1-/Z'5BJ)F"&KFLQA!W34%U#$- M^U&W H':%<+Y=)J7(/-N,RVAD/46=!0U1X8S-@X00R^JF+8'<:L1J%TDW*]D M+G22/9,["5J=5*>,$S4_^0Y/:E&'(D>(WW,QY(AA%%B0MQ*!6NEX=&W#]>W>.JBG9I MMX.W:U(U;!_>EI>IE0-'58)KB'?)7,((*Q#%6 SYRRD M M.>U7/JRE5V:GU]^5FKTF:8H>_KJ,6>?K/;X]#'?AM=S*[-Q:5T+_+&-=&F,Q MXQ3!V+6D,?/Z!0#;.C[OPW<6D%W6HD!;08C!1&QY1'G0+Q]92W&,VP5D(IZ2 MM/] QJP,^=/'_0-YVPVV94=F9\?UD1EX794]HIYA9^ 8% 4RLE%;V,'([]^9 MEA"9G1 O5 YK@,H+,L_5DJR'^&.=F,T(?[S 9PE#*!#*&VW6KJGGN9&E6UNZ M9':Z;"XF-K&@2+O,1V,:84 QCO0CR]1K.9+9.?*_9988X5$^J7R69-7UWJ5\ M FXOH111V%VN\ZGO(Z@_-MP%W;(BL[/BSZ#M,AT+?+0:]K#A\@.S#"V'%QX2X;<3H9U_7Z DR-DYT8<*07$TH]8OT#B+2UR M.RTV)ZP/@"*,Q\.0N\C!"K-EC%+>SX^\Y4=NY\>Q6BZ3^F8%#L8*Y!R-T"EF M]X,S!L&HYP".=F/=NF:V4^QD(7*Y4"F,[^+7ZLB@WU"NY0?EVD-YVXVZY5IN MY]J)K.;I'RH[&9?+,A7FDH(\R'PE=0F5"N>HNOY#CB#E PZ3*9D'.2[U0>?*/G#GDMBC,*=T#;&9& MS/[W*'CE=EKM9;$4 MXL TR&9KSKA!!I^A' M9KO9;L4*_^#2?C9+S'>EICQ%,CNYS5?QG'CO MKE:;C&"6G%L8L15'W"Z.0.77@P52K4(PQD._ED1T4\@X=CF-F090HOUBQ&NED_>3TJFJ^[V#H-VO MAON.\IAMWU%^N/4;!?,#D:\B?TZR@J1R#HO=3R'D(J]_&PO=V]R:W-H965T&ULI99=4Z,P%(;_2H;Q M0F>Z!<)GG;8S6F='+W:V8W7W.D):,@;234*K^^LW 41 *K7KA27D/2_/.23D M3/>,/XL$8PE>4IJ)F9%(N;TT31$E.$5BS+8X4S-KQE,DU9!O3+'E&,5%4$I- M:%F^F2*2&?-I<6_)YU.62THRO.1 Y&F*^.LUIFP_,VSC[<8]V212WS#GTRW: MX!66C]LE5R.S=HE)BC-!6 8X7L^,*_MR84,=4"A^$;P7C6N@4WEB[%D/[N*9 M86DB3'$DM052/SN\P)1J)\7QIS(UZF?JP.;UF_OW(GF5S!,2>,'H;Q++9&:$ M!HCQ&N54WK/]+:X2\K1?Q*@H_H-]J0TL T2YD"RM@A5!2K+R%[U4A6@$V.Z! M %@%P&,#G"K *1(MR8JT;I!$\REG>\"U6KGIBZ(V1;3*AF3Z-:XD5[-$Q$A8 M+E 6BZDI%8HV-*/JL=?E8^&!Q][@: P<>P2@!9V>\,7QX; =;JH"U%6 =15@ MX><>\+M]^#$":T0XV"&:X[Y\2@._,-![8S>WO=!SK:FY:W+WR'S;]=U:UN)S M:C[GEYZ).(Z)!)2)WM?A?.2"GC_IT/>H M;#L(^^'=&M[]%'ZI-B;F"@^L)(N>1V"+JCJ#<[6*8D8IX@)LL?JZ)&K%7?3Q MNQ_)+*M;_ %1B]ZKZ;VOT:\THP!7N4P8)W_5A,ZB(!>]Z*6_UZ *X<3MEGY( MU8+W:WC_)/@[(?)AK[M^!WZ?J$3VL$!_,9Q;)^ SXY?]I5_ M"PW", B";@Y]0@^&X8&SRGX_3.W/3],'U4^*G+\"4691T@Z"PP\\$ :.U]VQ M?3K+FCA.!]ML-$6Z(_V!^(9D E"\5H'6.% .O&SRRH%DVZ)/>F)2=5W%9:(: M8\RU0,VO&9-O ]UZU:WV_!]02P,$% @ N'QU6%.G_!,C" ="@ !@ M !X;"]W;W)K"RS%:]2^4&L>:V_N1=-E2K]MEF.Y;KA M:=X-JLHQ"8)H7*5%/9J>=I_=---3L5%E4?.;!LE-5:7-SQDOQ>/9"(^>/_BC M6*Y4^\%X>KI.E_R6JS_7-XU^-]YYR8N*U[(0-6KX_=GH')\L0M(.Z"S^5_!' MN?<:M:'<"?&C?7.9GXV"5A$O>:9:%ZG^]\#GO"Q;3UK'W[W3T>XWVX'[KY^] M7W3!ZV#N4LGGHOQ6Y&IU-DI&*.?WZ:94?XC'3[P/*&S]9:*4W5_TN+6-Z AE M&ZE$U0_6"JJBWOY/G_J)V!N 70-(/X"\'! Y!M!^ 'TY@#D&L'X ZV9F&THW M#XM4I=/31CRBIK76WMH7W61VHW7X1=VN^ZUJ]+>%'J>FUF?R'6:\;.1OFXE;Q[X:/KO?^$H^ \4WI&<#8)ENV"9 MS_OTLTAK"46X'19UP]H\\S"E)"%Q$ 2GXX=]];8A"2,Z,!PH"W?*0J^RK^E3 M>E=RO0H/>C':#8QN>;9I"E5P4/'67;@O)(G9Q%9L&^((L]"I.-HIC@XI?L^? M>+56KQ<=65HB"DBVS<()=0J.=X)CK^!KM>(-I"JVIS*.B"T+L OM2Q<BB)(>& 83)QZR9&-_'JOMW@P%_1B <.0N?<\-GS$7B)-_[NI"]&@MXBF]L1%#-!LV^%6 ML4NRH1SV8^Y%2NDO5U JLS=G&!,@)P.684 \$VS(A_WH^\+5:](?MD%&)V2X MQ+U4P#(.0\_,&N9A/_1N&O%0= V#[E?0O.%YH=!G(:5C)]@D(RP"%-MV+JF& M=MB/.V!:47JOWZ.W!F%SKX4V $C(TC_Q!I(X\;+GBZC?OZ94Q5[8OI4_Q_(V M#-KP%GL!-VW7!.EENDU+WOLLVD:: M;D]===OSL5J7XB?G:,9K?N_HV(C=%NOV'0.]!&@9>,H88HA._,R]SK+-.H43 M_9S86*4X#@&!MB%)/!< -02F?G+J;I(W2A>']1(\"+3).$F '0_:N7,;-0"E M?MCIEKSA66&6_DJ7#(K7'4)UQ?#Q[TVQ;NLC4+V-.L)"2#Y@J'MVMWX#1>J' MXL7BYEW3T%9HH&@;:I9>VX11]S$:-=RC?NZU]P$VI7)M79MF,=2*07:>VH\: MZE$_]1;\3K=9\[3)GS,UO.S >2VC0.$&&9+(?1)-#06IGX+M79BV2>&"3.L M8GY6F6.,"YV1#DEFP#$L20#%D&$R+C*B?[P?NWEG" H8T+ M6A+/61PS?&)^/AF)Z(8WJ.U7VWY\E>I-\6Z6RB+[%;W337HNRC)M)%IK(]E^ M"]Y:[7\LWM^O'S![&0(9^_.I9]NW[K;_SQ'Y[I"2Y=\&XU$UQLEE6:S3M2# M%>K"D' <-N(H80EFDY>A0(:AOFI@C>1L&;5C-_*R^X'JC%N[,%]OYC! H M\0&&@>=(@AEB,S^QS[]>=>U$?QC>56G>/7G48^9C>1L&;]C/_/=U7[TGCWIO M]UC>AH];F.HA]%.3^CK3B@EJN[EBJ&PO=V]R:W-H965T&ULK59M<]HX$/XK&E_F)IDA^ 4P. ?,$')M.G-I,R&Y?E;L!:N5)2H)2/OK M;R4;AX!A[J[]@B5Y=WF>9U?K'6ZD^JIS $->"B[TR,N-65[YODYS**ANRR4( M?#.7JJ &MVKAZZ4"FCFG@OM1$,1^09GPQD-W=J_&0[DRG FX5T2OBH*J[]? MY6;DA=[VX($MX\^LH&2M :"8%43 ?>9/P:II8>V?P M-X.-WED3R^19RJ]V\R$;>8$%!!Q28R-0?*QA"IS;0 CC6Q73J__2.NZNM]'? M.>[(Y9EJF$K^F64F'WD#CV0PIRMN'N3F%BH^/1LOE5R[7[*I; ./I"MM9%$Y M(X*"B?))7RH==AS"^(A#5#E$^P[=(PZ=RJ'CB);('*T;:NAXJ.2&*&N-T>S" M:>.\D0T3-HLSH_ M0S\SGDJA)6<9-9"1F<$'ILAH(N=D*@LLC-QF; WD_"^I M]07Y(%)9 +DD3[,;Q5*U)G-(W=K[VQJW'81 FP=!?[R)NLHJB06WU!EBW!M9U;ITCP#Z9 M'-1>EJOTELENPML]Q=6VG"N]I"F,/ RJ0:W!&__^6Q@'?S0EXA<%>\.^5[/O MG4S+D\"FQ]D/+/M;R3,F%N0]-CU=<@2<]>11$;.SL-N.[EX/3,$ZPF*9U1Z6Y+.T!97BSR 7H)K9/Q[ MD]HEA=Y.WGO]:+\X#HTNNW$0=)JK(Z[UB4_J\P IIUJS.4NI:[B3[ NV(]L= M"'X\2*F2+1B^PGMKN\!KI3@:,BCHD+/02FT,9+A'AI==GM)TFO&F]1XDY-X_R/2Y+ % M]Y)P'^JAU66GUX_[>U#]G0]V 6KAYAA-4KD2IOS0U:?UJ#1Q$\+>^36.4.7$ M\QJFG+_NJ%K8@N0PQY!!NX_ZJ7*F*3=&+MU8\"P-#AENF>,8",H:X/NYE&:[ ML7]0#Y;C?P!02P,$% @ N'QU6+X>D,3# @ JP8 !@ !X;"]W;W)K M>O[ M.LFAH/I:+D'@ETRJ@AKV2(W]L ?QDNZ@!F8E^54X#M6ZMB57R*N6;W3RF R^PA(!#8BP"Q=<*)L"Y!4(:OVM,K[G2 M.K;76_1[IQVUO%(-$\E_LM3D ^_&(REDM.3F6:X?H-;C"":2:_T8N9DW5%#A[&2:Z*L M-:+9A8N-\T8U3-@LSHS"KPS]S' BA9:12)+' WI0KM>RU%2D.O8-LK1W M^4G-:%PQBHXP"B/R)!%:DR\BA?0C@(_R&HW15N,X.HEX!\DUZ827) JBS@%" MD_]WCT[0Z30A[SB\[A&\%X'MQMD[!OQ!\I2)!?F*[::K$ ,&$\M[!DFIF&&@ MR>A^=DGF=',HE-5-?7>3;=C5,.P'0>ROVO+VC:["[N>6V0<9W49&]Z2,9T@X MU9IE6 &N(T?I+ZQ76SX$IPNIQ)!SI\T5#B\QG[8ZON-TJ@KIJ+#J[EZ+\ZZJ M?8NK\+"B7J.H=U+1J)#*L/=*#39 *U$[8JS:^UD[27-%A#\Q], M-<:?J%K8VN20(61P_0F)J6HT5ALCEVZZO$J#L\HM<_R;@+(&^#V3TFPW]H+F M_S3\"U!+ P04 " "X?'58C)B$L@X( #H3 & 'AL+W=O8Y#?:)UR]9_KU8$5*B'^LD M+6YZJ[+3QIO<)?PSPI K8*?X5DY?BU6M4GO#W1[=_+T9!["@DRS MY-]Q5*YN>N,>BLACN$W*K]F+2^H3TBO>,DN*W;_HI=8J/;3<%F6VKH-I!NLX MW?\-?]0?Q"4!:AV@7AJ@U0':I0'#.F!X:8!>!^B7!HSJ@-&E 48=8# !^N1, MP+@.&#,!JGXF8%('3-@ ]=S *8>14YB0X>AO:"\TE->]6+GN5T\ M=4F<5N7AOLSIWIC&E;?3+"VR)(["DD3HOJ1_J/?+ F6/:+H*TR=2H#A%]ZLP M)ZLLB4A>_ -9?VWC\B?JHS_O3?3NC_>HJ';OA-]6V;8(TZBX0G\TMJ\')9^9>BZS[7J;A%7Q0-;C(ZTF5^B.Y'$65;E]BK)-55ZNZ*O_T<^I M2AK]9T'6#R3_+[JC)8;D^>Z,LN7WXPY.$M,W2V*:K=>T_DDS,-\L@V]TOBBV M^<]]#E>'C.APO/J$!)E9;Y;9IRB*J[UA@N["..K3*V4:;N*2;@ORL=\NGV#J MH4]EF<N1E],[71)!9)/-:-GV P;T(GG M./NHQ]E'W7&&9SB?PR1,EP2]HY_;?A)YC\(2F63Y 6GX"JF*BGDSAY!:W5%_ M+#;ADMSTZ"US0?)GTKO]^]_P2/DG;P: A)F0, L29D/"'$B8"PGS]C!]!ZN> MC9YOE>O!\^NZTU9H0WW8%,W:(E7!3HWE6%%>H,B!]/OL6_N 94(CO:D!( MF D)LR!A-B3,@82YD#!/E\YU4L5,JICK4@.V%?VA/IDPLZHO!0524,."HZ,% M1T(+LM]4>$6Q99]%>&PN]-@V+%3+C MYS@B:52@+&VLG/$<)^1U=1PDS(2$69 P&Q+F0,)<2)@WEM[\2A4SJ6(^EKI- MJO#;BKXZ-%3&<3)5PW&3H^,FO[OJHO)\)Z1V]1TDS(2$69 P&Q+F0,)<2)@W MD=_ZMB6<99>VJ+WL IGX A+F0\("(%BC0F#E6"*J/JKN"R_L ^D4EG3;:>V)"SN2_KM]1DQO[,A05N40&D6*,T& MI3F@-!>4YF%YHY)<,I-+YG+)@B/1#79N\^6@0 9JVO'4!(3%74#=OR(2 SO[ M#[0;")1F@=)L4)H#2G-!:1Z6]P3))3.Y9%Y+A/Z32GR.I(]'8X,UH$S6=."I M&PB+VX&:;=3H;ILO5V$A72P54SO;$+13")1F@=)L4)H#2G-!:1Z6]PO))3.. M1!VQ/H3,>P%*\T%I 12M62M.O4U8W-QTIE9PZP-H'Q,HS02E6: T&Y3F@-)< M4)J'Y>U,G%_D_@8G2T)VN$$2K- :38HS0&EN: T#TM;E+YP)"IK27FC$VC:"U": M#TH+H&C-PG'J=L+B=J>+"@>W6( V/X'23%":!4JS06D.*,T%I7E8VKOT12Z9 MR25SW&Y.T@UV]I8W0FJ"PN OJ@IX,C>M T&8H4)H)2K- :38H MS0&EN: T#[=[B%J]&1R--M1'K O;*E4U6!]")K\ I?F@M "*UJP8IR8N?%D7 MUT558B*KGU.YQ)1+++G$EDL8#SA&'$ZRQ M'FC+\%AEOZQ=\&B:KNBM.8F#PUAAFZ<"GLY0M1'[8#EX]7-!U6^ +<+\*4X+ ME)!'&JA\,*C#\_W/:NTWRFRS^P6AAZPLL_7NY8J$$*T MQ6&Q+Q29CG651*\D)^U^^B4IQ;3#(>T Z8O&EH?4?\@A?\.'DV=1_:B7G#?H M9Y&7]6EOV32KXWZ_3I>\2.I/8L5+^53R9ZT)%WB=!$/6+ M)"M[9R?ZV6UU=B+639Z5_+9"];HHDNK7.<_%\VD/]UX>W&6/RT8]Z)^=K))' M/N/-U]5M);_U-[7,LX*7=29*5/'%:6^$CR?A0!70%M\R_EQO?4;*E0,[31E61R#]/?,SS7-4D=?S55=K;O%,5W/[\4ONE=EXZ\Y#4?"SR M[]F\69[VXAZ:\T6RSIL[\?R9=PZ%JKY4Y+7^'SUWMD$/I>NZ$4576"HHLK+] MF_SL&F*K *:. J0K0%X7B!P%:%> OB[ ' 585X#IEFE=T>TP29KD[*02SZA2 MUK(V]4$WIBXMW<]*U>^SII*_9K)<G'CDT$T+4ET?=;7@:/8975[=?)^A MR[N;+^CF]N)N=#^]_AV-QO?3;]/[Z<7L&&JWMEH&5ZO&^W&]2E)^VI,#NN;5 M$^^=_>=?. K^"_G\3I7MM #;M #SU7YV+:>G:9F*@D-NMF4C75;-0D]G.,## M0/X[Z3]MNP 9$A)O&^[("S?R0F\'C>;_E^.H#>M&H#N>BC+-J;*>UHDUK1=[.G'!9 M:9HE>E:^^"GY4H/=VM82;O46P2RT>]6VP\,H9U:E8EXWLE[3B M+4+*N>P[7F3K HT*4379W]J+WU370BX,+&ETJ"/SE0NV7<2&[KB,-R[$7A=T MG&E^2GRC<<7G68.N1%WS&E(;VPW.(ENL;>:0.=S(''IE7B15*0> 1$*)SF^N MIH"V&EM*CB (>07:!N_EQ8- 7>'7=5-EC5K:1+GEW)9*R1I]Y M/DB3G+EK)Z-Y72FI^:+O];92CD.ZF:V*& F!LQRGJ,Q4Y<*^YDB&JTIZUC)#G98-ERE@HY):GCTE#P[1 $(' 00LP! 'X=#9 MW,3 EOAANYV1Z2C>9-97VBN]XW D%D=?Y9^K+'G(]Z@E!JC$S[V#5VF@?!M]<1P" MF1#.,(Q@R8$"-=RY><93 ;9Q(_L78=>0'B ^OW8!DP(H;YN,. F M>];-6['S^?[+/JTVBF7:1D(H=@!3F4%%GG2#&'P3/[X/#IX#7+(I3=@@ I)1 MP#(:#)G3'6IP3OTXWUK'2*2,N63[(DN3IO5APN4:()/N/6?-LD/+>5+^ -VA M *$Q"8$=0L#2Y8BA.-VSCMZ*ILO/5^=HUHCT!Z@3H'@T!-:3H*$[\JEA./4S M_([/>;%ZR:#VJ 5030#4 78NG5L[XOLAO9VNMKL2_AR5VL@]&K H!I(+R#2D M(7/O*E*#9^I?QL)3XF&K&6JO3C$8Q@>O8JD!*MT#5%"W:ZE(;4KB &KI@Q>S MU%"4[J'HRX!3;3HM5C*/TV=.;]LPH#86CT@,;<)!EC*NW!N(U/"3^OFY24;E MFD4GHNVLN#\1I38=C\+7&X.=?, 4TVCH02DU**7QFY+1R^GUZ'I\R-F5%]%O M/KQZI]IV6\&@F1ZXLOXPX>VGCVK6ZB"F%MOJI 'N2!NP,1MB ,6 I>SR@3L, MF6$Q\[/XPQU?=?G$1[0[$73H%96L5&WB.\]"& #AF.UNLW?'=+9E'+@S)&9( MS/PDEEYLL7BV?A#57&W/RZ$UX0_2NW4%CR9F\]82#2"9ZKG9)=M F?FAO-O@ MEW?G6\T-J@7 +-$%+4,ATR#04Y=+MF$T\S-Z$S,ZE=BO&F N'01#"LF&;,,H M]C7WUEGS'D!W,:+SS'LU6M?5+W<:Q&S6RF$'C$_ T*750)F]!06'.$1:, &%+.4* MS+T]Q R1F7]Q"^YO71H:GH9[]J=];ES(YSX';%YB$I.8 1X 9\FO M?=WUP* U]*/UY7@#5&BS4;8:='T#L&31P,VBT# T]#.TNSQTG_R$QV,(';4. M@34*9(@]QRZAP67HWVZ>K5>K7*^ODAS-TB6?K]NEX;7H!N9])1?GB;Z%Z;C: M]*X;S^]5VVY[;-T%\R/9'(-\+>4$E6=_RRE6'0'KL\#=K4^=+.LTP]G![ H3JN&KH7<:&"]>X3P\#0S\ _\)_7HM&;;])1N01 =2I6[>;N;(RB M((+:LK]UB[3@U:.^C5LCO?AI+P-NGFYN_)[K>ZZOGH_Q\00#ST=A=#R6?D&_ M#.0O^O)PW[RZO7K\):D>5??D?"%E!)\&LBFK]C9O^Z41*WV_]4$TC2CTQR5/ M).65@?Q](43S\D6]8'.G^NP?4$L#!!0 ( +A\=5@>02CH%A4 )4Y 8 M >&PO=V]R:W-H965T&ULE5MKFAD\ M&HWNTZ<;X/.M\S=A94RGOJR;-KPX6G7=YNGQ<:A69JW#U&U,BR\+Y]>ZPZ-? M'H>--[KF3NOF>'9R\L/Q6MOVZ.5S?O?!OWSN^JZQK?G@5>C7:^UWKTSCMB^. M3H_2BX]VN>KHQ?'+YQN]-->F^[SYX/%TG$>I[=JTP;I6>;-X<71Y^O35.;7G M!G]8LPW%WXI6,G?NAA[>U2^.3D@@TYBJHQ$T_G=KKDS3T$ 0XZ\XYE&>DCJ6 M?Z?1W_+:L9:Y#N;*-?^V=;=Z<71QI&JST'W3?73;GTUAP<7)/AUGL,&.Y92*6\K7N],OGWFV5I]88 MC?[@I7)O"&=;VI3KSN.K1;_NY6^N,^I4/5;7LBO*+=2U7;9V82O==NJRJES? M=K9=J@^NL94UX?EQAXFI^W$5)WDED\SNF>1TIMZ[MEL%]::M33T>X!@29[%G M2>Q7LP='?&VJJ3H[G:C9R>SL@?'.LAK.>+RS!]005.?46]OJMK*Z4=>=[@S, MKSNX8!GN_/!PY$E/PT97YL417"48?VN.7O[C;Z<_G#Q[0-CS+.SY0Z.__,K^ MJ/_]9+YTZE7CJIO_.R3[@Z,?EOU4?5H9M7 -G)CFLD%I&'^HO-VP=\%L.K18 M.V]4*.33@WRZK>'&&^?Y:9.D[8.IE6VY.R;<:*_%7]&#:0&=6X0S;AI- MMNA!Y@\WLD[FNF9/:C%\7*!"U[8B&%X8SU[3=VZBYGV FX8@:URYM1FZ3-4; M-.;HIBXWWC;J[(2!<3:!6+V_\Y(,,AH(I ]8H29W_G;;(&B$6(@6GSQ"U,A, M^,VP)=N5K5989.@Q*,D>2)L+^R4^+AJG&0^P+495>F,[RV MYM;XB>H12#P"I/=FC#++'H[%EI*[D8Y;UZDK'58\*?_QYJ_>WNJ&_0T!7FUZ M&$>0&0>8JJ@IA-Q"]57JSW^8HG_RU]RB[H&6WJW!&-H;=&70@0$]GAO-VSK7 M#4E)796#I#ZU9*5$/2^PRL :FXK,Y9R,5L[;)>R\@=%U(XUY8PH?2UM(G]\= MMF3 5M7H$ "3@GJN-7&<]X-!YR;A'H_H5KKCP4CAK2/T=5LV;/*0*V]JVZE? M72!%,W"MY(FVNLKY2WF-U@[;VF2 VG4Y=OK^\1PA(:PT3 4AO[ M'RRGP81PO6 ED."S^JO7'GL"@Y\3GHOB.7PM/-2,$?%INZ)@ +QV:UM!V5"S MOP%3QIO:"KIOM?<45D(/.X\"[ M#9",H D;:M>$!C#D>^;"", T;(:5_4,#)PS",YK 0 +%? 'P/0C&W"RD-!7 M36#. 1< @Y>9;[1M#P=;67!Q#PK1B#5YL<,0'&(,2;BUW0H= "%)B.D(:3NR MI362!;MIQ%.HZ3 6+!#CU7\"L(@60#?4:^UJ)BYB;%@,DA9298:^PA2%8.G@ M6G8F1MM^0TB6G,L H#J2FCF(!WA+&PWG-PT; M"9Y\]%GX0+?D?9@W=AF#]M'5^]^/OB]W4P),0IRSNSXP/> 6OSK0/O41[R$ MZ89]@'1>H*,T\D,CQK8BNN^Y-).!N6VB5I@VT)#=2G0?C)%]Z(4D>D4A*T,W MN_]&[Q#Y>3D2@RA,=J0^A"/22N4H#%Z.GLD=A#TC#MD-=B=&%X4L'*P2N]8N M 1"&"0GB7 7)F6RO;;\6NZEMB#23GPS8!]G&PD3'H'F(3%>5[SD^2#PKU>-- MPXZ M3>L.AN&11 D/] W>N^(&:=%<'*+N=^E?E@E$Z"0AXS=^W:C;7U7#U/> MRQ0LV9)H85DEE8&+0,+:>G*MLAVO>\(;DI4B?E8YY!3_D:79/=&(K2V!F/#Q M.L7$S<:[+P)LTX6F8KB?0MPIXH3\P!C(E5#7EV49^3 MZ#8(X ;3JBHES?PHI;A2 28JL_,$?- =\;97U6DB0_%3(C.L/"(MV34\$XT M'):G,BU(2Q6;P+?:U#W#)+-%DI6[_7//Y6/8Q.IB2LQ-R7P%60>X19.Y20%W M< T>=1HQC2OLE?2>XB=O4H ML["41R%'20+&;2#LKMTC*/Q1&26_QC)(TZ)8)A8;YQJ&"M(."QR0N3<:]F## M#2\2V3UF Z>H:%!+\/EICY. M:P"=[Z7$>*K.\>JC"3(@VKU/02P0BZQC"\R]-KX:-4C,CA12?">LN5R"=X X M(-U[1//U^)B4@(R(@BWR NP!=!VZ-)53OU->,=(NV L&8N;2?:L!TR>._J1K MVF9Y+5ZJ1UQA$?F,.)AKW'(GM$@_ZK;NT3CX?[, 26C2<$RT N6G?T9&*9Q) M"B1GQIK5: L* M25#C*?0WNZGZ]\HVIO3F/L39YH* 4M]GB,KI&-:_UC>F2&L0"B-]*;5.:Z1_ MOR7;^-Q25@OQR,AM'&"HU5AVIW$5#!#U>$0&TC85C2<24IC9#N.F!8CNA,=D MUVJX7,/L-HTG90KJQ;-P^9UV7\3#CK3&U&->GZM?, E'T,5F-9A1*FT".:4@ MA!")361UTX(BY98:P 8YZ2ZE+(L#2F'%WM4'XVZY<*%>$BH('W>)7G6$AQ2> M8]Q@XZ)$I-#E5%V3+@_-'R(U)5%I78.9$!+B-RY= 70;?@ M!X%+OUQ?-(WA0H%PA;A'$BOIW$LJ.XDA5= YM>TS5TZTF8.J*DG [UPPE?=4 M<:*-8'+ [[,;AM%'PB+Q>8W-);^J$,,],Q Q54[7&X$4YK<;-H.0SAK(YA%X M:<7-;G!)+31N,(:%MCY&$G8FSFA2_8ER['$0J?0?Y!# M"$IL1:-Y.0/Z8@2@&X&8_F*X\)DK]S%54<07X+Q2[6Z+S(.":AN,9%OQH68[ MB6$O9K]O\XH2'-U:LV5=+T$4?(R,V9>$%I#Z+)E6=">>)%!IQ,(?!BR[)_SR M-L4]-5\JB@."TGOJ+;C$6-'[4A>9FX$"UK85S_649A*SX%RFY1P>ILT)I+:! M$IL/E+F'F)E3'7O#;CYZ;?)KV4GOK5@'B94S7W"$?MU+WEZ3I5(QB\N7KXLG M+AL<'MR&(E,1ET.(H:/PQW2P& %%$>/?LTL0D$7?"&N,.DX5!-;UE/PKMI4R M%"WD1]+*^8G:&>UE7^>]97L4R<8VC!>#FL^HZVG9=8&,T1*;F1"4=)QWC)8W M!4D;&RNEY6#9HQ2*D#!6XZ+5"IASXH:E2:43W\U6-X?$W'>U7ZG)& 'YU2J] M"O2J+*]$KX?!&Y^TF>TXAGH^62BL51U @]>]3_& U*0,!YK] MHL5=;^!:!G M:"\ ^I]!+=-K3GZA520O22KRG9"/=41%R3@*Z8@H478KX"A#<*J?TF3&RU30 MI[/8!MFI5[^8MF5C&"AE>>H'V/^EARW0G95ISKG>23#^1)"5'H!?:3<5G^VU M9F%C=227?E)YCT2%-;1+DP)++A;1.(U-=4$7\5[58T63P>B,2(WV47,BD8ZN! M'P['952+%]]*8:VM\_*)4O QN!_*Y08[3C)R1QA4\M8)4;7H5/>H4"A/QF]> M$LL? VZA(W8_XB*Y,*Z_ND,'AH^I#W6PH&U4#RU+.RG>(.HM"*X;I&G,/@\, M-9H]ZBK6E\4F1X>TM=NDC&[OF#,R5%IRY>V<=H]/[0*7G_E,2RHJD0AV:-1W M9BA,W[U^D P\WVHH1^ R#\F<3]- " W55O=+4/*>ZK[>>Y--&.?XH"G9\-P2HW'1\NZ#02RK&VG7D#$-Y6[B4$&WLXG#;HW7Q MG].9NJP!1IUE5OPF^DWYCF=6/;:RDG#%)R^"HN.H7A(8."/9,I?!(!P=V$H7 M&8* P*7J,^A1PS.5)"AE'4*#\"3;+EY9=A,I@I'#ECVY#XN-+?W[3Q2Z<]7-XU=,SFETK%@< M:N0"Z18,YT5E*UF$W >@*RZ!AH,L_''3#+6JO0@CS(2LP::*E:*37^MC863/ M[+LBHIOUIG$[8V)^8=(QD:@)(4YB@1SB*;W5ON9N4J8KTVDYO.PW,7\:1T". M<])9/B_YJ)D2MS'#&!J.XU/VI8 ,Y MKE=D89<'H"C _^5N0$S8-WT7/7=TD6OLD$GI0P$/-B,Q'%(A5Z7ITFV=-Q_R M=1]I"A'D&)#"B1@X?(^)4B7R1GN@!*"+">+H2\IB2E9<&FDME.=_B/*VX;'C7*E0'JM-Q7;1 M./,L%A&V33RP$&9#MR&0@--M!88V+XDU!BKOK0TRZ5SWW1./Q]RZ'ILUH'$A MLZB2( Z24V%UW'VE:^DB=3MQB=S6\*4HP24!I7+D/I\-[0/:'?P0GUK$\Q0^ M)AP4B1V)D;Z\H]AYQHY='&R &D)4AM6#MS4(#^G+_Q#U?O, :*KO7M-AN8]U M#-<'+ L&&_<*@GV?//=:=$6RWGTS&-_?D1E-3G\Z46>3V?G%Y/3\)[PZFYZ> MRY?9[(*^/)E-+B[.TY?/@5$JI6ERT[&\PHF/]UQOY),AAZ2WBR<$GZ?7TR)X M N[-/N6)Q[K(LC,<_.OR\D/&@PS>194[5["SC$Q 8"_K:!1R*""V(CEH2JG6 M^=KE/5PVE=\++&,/S-!P7[_H2"Q/M)B#>DH3')(I(@*GJ\(20IE4%!=MA0;1 MV3T7?E/ KMCORO,-0:VL*DI^B4E)E2>J+Y^A4*F:3J6XW!+Z0/MEXZ%!>=U6 M0F$NH#Z5>X(_/(-E2]5C?+GW@?JG7 B^O^R:!OXC,W*^R5?4W%*)3>SOS[Z5 M8SLVP*+X?QKU M[8@ W&- \7(Q)KN.QY)E/&:,TU1TCQX1#YN+(YYY:5-SOGR@JCT<='F2=/:9 MS_RB]Q5^QK<;=+6:1F]4'TV^=Y2[<\5R.&H5@N$/&]_E* MU)W3369PHF6Z1$_723^:<487U%6\>9. #7\"YK&_G#A$6_R&"_,#??"FN,8J M9Q2DC[)(EXK)8UGVPS,=1G 1X9V<"D*HRYB'%\YVG6WWT]T?2(3A-S6>1Z/; MW"OGTSDQ-KK%0%5DN[A[-S^G MF,X(NTZEL7B!44#ISE'[W*CAQ%+O'1G"[E9,V.@MWU;'+.9Q[;9\G_? _$0> M"YNLG0GE_:<)KWA/'5]]ILX@2>\&128M@I2=S&30^)"@4%Y-I<9 &=5 ZB0! MOCB_.%1BW7]U/CEX]1?__:6'IJ4B>V"&LV*HTRP' M=,@CYV-B8&\OKU_1>SG0R@,\1O#JXF\8V.K317.:]Z,--X)PG]MX_RY>3Y?L M@8R8\H7>"\NDU'[X%41AUL@!Y?88@>O6*;FS3F6T0S^U.BY^*K-6:!KB?3'Y\<*2\_ I2'SFWXAW=S MUW5NS7^N#'S)4P-\7SADI/&!)LB_Q'SY7U!+ P04 " "X?'58@*^@("P( M C%0 &0 'AL+W=O!V!BG VA2I:YL$L)MF9H!FIF@RLP^+?5!DVA8BBQZ)SF5__7Z'DATW<3SM M8H'%/B0F*?)/1,B_KP>FQ7_OT-3WZ9G@PD&V0J4SB6D./GUGPP5<6"8,:?OSEUBY-!.J"IF>7KRGVQ=S^;WI^(Y16V:OU_ MNNOVQN& BG7K[+(_# N69=W]YO<]#CL'4OG" =4?4-[N3I&W\BQW^>EQ8^^H MX=V0Q@/OJC\-X\J:@W+I&CPM<LF33K)Z07*@Z,+6;M'2QWIJIE\+&,',K:UJ8^M$'91X M9HHAZ4"0DDH?D*>WOFLO3Q_PO25GZ;RL\[HH\XHN7>Z,!V&?PYVX<+\XOC[O MVE5>F),![D=KFELS./WQ51#+]P>,#;?&AH>DG^[$A\J:SLRUHTM3K)O2E69O MR.@?5^;>T:2RQHCTF5\?DGM5CGEC<$%+6R#.%/N:):7 M#9*TN4%1N4FTIKRJ+<5UTQA:-F9:.*MNV$,8K3^6W9&=P MN3#+:]-L4X"&>]:.SFQ5Y8T'R2WLNLWK:?N&QDO;N/)?L.^#;1W]U$ 9_5ZC MCE5^]2?4K_;Y\J?.IG-VR'N"#%E/$00\R6OZ;'']Z#5%@9!*89#POZ-$I?2& MEZ70<4R72SA,DW4+A"%^/,4]+EO7Y+XN'?WX*E5*OK^/^&)A9&4Y() M&804!C$=*1$G"80FL4@B35?Y/7V\-\N5HXMU71;E"LG;G5*!B&1 <0@L,LF& M8$7IF,_X_'AZ( Y%'&?$R@/UGHX""(A"G(NT"(((M[AQ7@#>DX%3(-$ 4Z0B2R4.&XUK$($DE7UD$7AW3G),!)0Z'2!*- !+'' M+4Q$*K,..IV(.)3/ JS^-P&.I4BCB&WUA@8BV=B9B2!*"<'KT0RD$BK3[!ZP M$"KDJ&69B+4\EX#*%,F+IL59=W'0@7XY;)%0D=^(6BC"5'#=*B0@=[F"05-N&=^D,);#X&N%D1ZFCRO/_5(D %"[ M,IZL5 ^^$VEQQ#4,>^#]^ MGL\<]&RW )P9;/<3U##WW/-X^F4BO"*+- :MM W80%G/6[KC-HDTT3N) MZ3,GS.0P.I0Z^GDR_:WONL;?(FI!"MH]#DTQJ.?^1OD(&N9K>^1W)K/%!MX: MP3)7C2V,036:-7;9:1 T]U5V[BLN8.FF?7OWQFS)0J^:Q3]OYHJZ])\!90\/ M.2Z$;?\&@9#UHM>/];S7TAL*11R?W8#"B?F\,7._?/WP5>7!VMPV#_YT9>JY M6S!:#B\A$ ;(RWI:WI;3=9];.Q N +OA==SON[N]/?_FK^0D7H;G_?'%\= MG.[MESKQ_8.X>X1:I$E'CA+2(:_@&N+F\LINZT3CE!)%)23-734@)CV*8@T* M)'0_3PYUT4TO?/H;*)&ANC = G [LY=ZZTN">DK44Z0H>[+0U2(A0:=">(JN MJS(E4M0^S:PL14O7I%4J,JVI)TH *_5%DG&1Z-A^@&*A$1[&09>CUF3BE"& M\!')EE(8 3? )0(5$[9'Z!$)H/8\[$#BH'T@OY(@(T1.9 J_P#GTJ0*FU#&R MEY*%B1<2&4JSA(*$,T CL,@)E4*(WA"RGJ!QD@0AL@2^8D^ 5 A"I% B192D MS 13G5$*+X)81!ERIR-N0$K"$)\6083X8Z_D;%%IBN3RF01B!T-5X+,E U.+ MLPX[IF_C/4U#X-TEW$%S_YY 28)>IA"[?\O\83\[&WHG]\M*@YX2[GGV'0K& M56N1B$6UYCZ"C&2-3!>_YG"/'=JG\)9PVNNJG/H;?UV;F__ZTPVTM\%[)/DVP?R]\CKWS['JG_YI'%1-&L/*6"#*]RL M#2#ES =:3QJ?XTJ"W:_5,#O,3O9] QGM?+A:FF;N/\\QK0)KZKYA;5>W7P#' MW8>OQ^W=Y\.+O)DSWZC,#$?E,(D&U'2?Y+J)LRO_&>S:.F>7?K@P^=0TO '/ M9]:ZS805;+^+GOX;4$L#!!0 ( +A\=5AX\U#K&PO M=V]R:W-H965TW"(%M+9^6^HF 9QT MNUV@Z09-NH?#X3XP$FUS*XL^DD[B^^OO#:783F*G6]R' X)8I(;#X;SA>Z1. M[K7Y:N=2.GI8-*T]'N4:V\,F17BX4PZW/9Z/O3031X[/BL9G/'':.S MDZ68R6OIOBRO#%JCC9=:+61KE6[)R.GI8!*]/4_9WAO\H>2]W7DF7LFMUE^Y M\5M].@@Y(-G(RK$'@9\[>2&;AATAC'_W/@>;*7G@[O.C]_=^[5C+K;#R0C=_ M5[6;GPZ* =5R*E:-^ZSO/\A^/1G[JW1C_7^Z[VSS>$#5RCJ]Z S)L#6_\X)?J1R,XU3(HU\[@K<(X M=_9).TD)_42_M7?2.J3;V8 ^R*8FI^E2N)51;GTR* MZ5*W;F[IE[:6]5,'(P2YB31^C/0\?M7C.UD-*8D"BL,X><5?LEEYXOTEKZS< M\B+?JU:TE1(-73OAI$_!O@5W[M+][GCSO+5+49.#LY^_"'*PY]? M"3;=!)N^YOUL!QU2+;V3MXZN9<7@*+D',/KGC7QP=-[HZNN_]BWFU>GV+^;3 M[S>_H%0^W%R2W4Q-PDALSDH;H$S"D5AHX]1_T*BT=4.ZF">/SZN9Z93&9?4.33<[!_<+#TY9IN\-JNS)K.-7S3$<5)4(Q3//SX0Q%'\<]X.H['!;WI MWF5E3N\_?#SW]A0%81AN+!]_N]YKMZI1%)A6M'2E0084Y4%11,3N-K;C(,I* MNCZ?]!%$49"$&:5ELK6)@G%9T(UX$+>-I,M5JRJUQ*;H1I1YO#$]CCG2,DGI M\OR:HK ,PBR$!1UG00B7;]"7HB^A&^W@@:':%BN6&.5)$(YC/!7YF->>!4E9 M^M5'61%D:?@"I_C_@E.2!ED4/\4I+V(?:0(,D_ @3L<1YPBKV@]14A2$O^., MEXUV&HUW\$$)Q!&ZMSE/@KQ(#J.3[:"3AW!9E'&'#G -\XSBDK.<9I%')POR M]!5TQD&:%%R*X]*O.(BSI$,GCX(T3VGB]FRDP._ IWO]V<[=LW'='%O7;]-E M(^L9DXC%4$#MI$%X.'=0)8T#C%#;I;8*3JM*K[Q0^>R+^@X$SB2 R32"@%!K M X95[+,%EGD4!U#>7<11GP^2IPSC= MG>)EBF*D"&RZE/XDTJR'^_/XLJ?5CBZ$,6LLJ*_6R1VR,Y/ 7W^E?RBF_Z= M@NI@AJ3I5M):"D-(9".M1S@*2M!#/"Q3^INW$U-D>VOJYD:O9G.:(D[?@YI% MN6<%)4.4U^Z8'9/'44ZV?4\>E%%*^;!\.F9K$$=!#"(8#\,Q+';I)!WF.;J^ MP2#IL,C8"H7743QGR/$>L?TY$Q@>TA6/&M>LD8U7BRW"D)S9S,B9[[Y=(X^/ M^DLL+#,-DN#1C6QG;L[UX'!4[8J9U>=.U:L^[IU:GPODZE9B]^A\NJ#0,Q@DJ!<4+;1DG$:5! MGF3@9E!90IUD'3V:'7E#"%,2Q'G$S:!,^3=".*6W[,3JY>;^'@ .)/1[/6*70\M"@LX]'[%Y<0A;UK#\Y$F(6N)U L24CQR=\5%OSA9E4,;\ MU*G=7F;V,%OUP+ R)S/M@!84+H=>$^0#; M;GT%+-RB_A-W5J92U#N/6NA:39FT0&;^MH5+-]_(<;>#=S-9O#VCRJ^4+\"3_[ M]H]7:%2!QHMNQZPY":VF"0QX5=@ VYTEFK55MC_X\O&#SZ'=D?4) W#/,PJX M1Q'O+XP]XC[\B[>?_4Q*DXF_OW72<\"&#:[ZROGH*X!,CJ^7+JV+BD>3\RH>J6?%WB:G1"P_2+EL_@6A(^[[2C'8^K"VDF?G/ MATP^((/N&]NF=_.%^L]T MM]HYO?"/V[V#Q6(_4%59*FZSR&J2);GFU^][D3SKDC3H M!0:0BE#) MLJS6:8/+ZO:JWE0Z7WP:IUFQ<7KEW+O4_7Z9;EM\JS0GRI5;]?K MM-J]U7EY_^K"N>AN?,YN5PUO7+U^N4EO]1?=_+KY5.'JJJ>RR-:ZJ+.R4)5> MOKIXXWSWUF=[:?"?F;ZO1^>*,[DIR]]X\6'QZL+F@'2NYPTII#CTKSHN^2+X_..^@\R=\SE)JWU=9G_(ULTJU<7\85:Z&6ZS9O/Y?V/NIU/ M0'KS,J_E5]V;MEYPH>;;NBG7[RTTGMKZ+DGZ#FN^JDLFE6MWA<+O9@2N,+@^A&Z MW0C?NF=V;&M6I*]4-6I,4\2W/UI4D;#:0U M];$)&W+^<7)4FN_J33K7KRZ@%;6N[O3%Z[_\R0GM[\\,UN\'ZY^C_KH=8W$[ MDDRM_ONK_M:HMWDY_^U_CHWX+,WC(_[YEZ_O@0.#@FJ$@D(WEDH;U:RT6J1D M758LLCG.%BJM=*O-V3]Y6:MEF4/-Z^\4I*;7-[KJ)<-&^]K"M'<^4Y=ET7=5%NC M^<^48_M68,?*"69A;B\+M=K70E\W-"W8MM5OC.+\,0-7,L)?.7[LV3:$)-5 M;VZK; Z3L:UPPXS?\RPW#E4P\]#(M29#KBN]R!IU>?'C^X^_7%\\5YYO^4D$$C[I.5;D\8)#^P52K/:H*A>\ M<6WER6A=SPJ26/DR9<-JT^I'G2\4#*'Z4-SINJ&V6*T40NDP!)?MF8W7@M"V MDCCNKS_J&F-_0V2(&$FE'?1'O(]90!I!F(#%EA/%P,Y25W@N/:L?-!IX8:!B M.V3#Q//9,(G] YMU?)"P8Y!XZ#KHP\59X">6;?O=$/Z^37/R\X.!=0EP?@76 MWZ;%;XHPORV)[EKETEE6P')463T\PR.ZA842+Y7KN[1HT,SX2^.Z;M-J01VF M#MV4%6R KNJ_JO0FDYY!<9/N(,HE6V25=$4-2>?SLEH(S^ZS9J6R!H9+5^MZ MAB%F]:27K)CGVX6NOU]@>X4 M"PQ2);9Z5VYOFN4V%]G ,; )&6)46Z8AO!;;47!$> B0;])B]U>Q'1@SV)'U M(N!4A'N6TM\X2A(Q[%Q18)B$JE,:FYN=FANI_-Y*)>NE8AFVU/I6:%*7=CJM MJ &0PBT,I7'SHA,'YF=VQ")]!2M;#*'C_VJ)_3(B=L)<#?8,/PY_;/PXB?I4 M99C+9WU7YG>LM[ 5 \4E# (O6 M+/VCRAK]XI?ELCZ8T*FC,SJ;CK'W"B(Q-[8\L!!C]5TQ2BX4!VQW0A^C3!)@ MPI4!)E9$M^-&,&QV+R8(UX8@X% \VFE,T2>_< Z^^IRN0R/G8\JQ%8$;^[)B MAQ P1.![8#D<63]N#*0[![]";R*D(!I:AH!5=^X+6^'KAE<#*L@18?6,\$/+ M#2,>$H(MP9!7A@$$'"1 ;670Q\-ZQ\,.#SC@)) B7U$N.>'0@H#BV\8L>,5>'@L-; MT-<8+,>[-JD$07(H."AK8N-5H,>W!P$$HAQPF"HZT*Q>)CXZBPXF;#1@N$KL MZ(26#0$+1!)BIL 9U H'&RX?B'5P8/R!>"&"I;$3*FT2] '._[?LSH5*(C[8 M 2 Z$ T+K1!&*:39$7$Y;DR)V $#FB@8M,U# .32&GJTB9$3J) RAY0B%>,8 M62%BB7U)^0%9(B))5*1&:A4B5CLFG]/&)"0= P\-Y(Y-]$8"/,P*,?W":<8 MLF!T%CEB06DN'-?O8L:G2@33?= &AF?#3)'#4P5+^P?KT!XZP3R52BAFUOR> M\EZ//?JV(_^/$>3)\3B^_!N9GF/:4RFW$7Q[^*/5#FJPGPF(5&$&J4U6'-$= M!;!PD6^+1X'2P;!0'2+$&X,$820!%P3C,)4) A@:/X?9!L *NQ$B#_(.1$6+ MZWH/&.$S&/AG'!]B2?Y(L,A;#J-%2)"W M HGC3?1^PW+?$V; M_O3<.$0:^-H,V')PY=K\OL]X#/8(8N#G$C HHHD?\VJY^"U/<0L_D& M?D$+Q*A-/_B$$.I2>4@,DMQJF<7/9?$"J6FU[8D=R0_K+D'$*XKQ8EJD^:[. MQ"QN2&ZQ[1$G"5B;4.].5)N.97">_0)!UKMT!^-EOXC;4R:Q/ *%XQF?2.;Z MJ?4G"'%'5X9$?]EIXJCJ< Z9$7.XSEP\DW"%65PHZ'1L1(V)/RI0G4(HHA>; M0(/%LID$,MV(F#)X0V!]'*0!0!4@-?4\&FHO8#2'Q("DNJCN7#!"7^%"023@ M0.,N[ICBTP,Y*""4P(=5A>6RPZ#S7GOX=)F@0D>9Y@2.)>GU/%=L9"*9UF D#VS,OS\R!DP,9PPV^U_8K-!@XP'KQ5Q\<$D^ M@F)8/Y?)<2QF[0$KAFXB<6->P.35 3)=5L@ M,=8,;AI!5"%5$;)^HY;,"8: MW1 17A %D)7/?/FH&7,Q#3%>BH8)]LOU[*D9>\9LP)9:220,DR(%49(8TQ7 M7/K.R(B].71&;1F'-2YB8_^IA=DHX"BTR2"T6*>[H\6P>E7>L^0V&,:\JRL] M:-:NWU]_5!^*^;:M><(W'@[S$.&PPE,C?'##\.D$N*6@^',Y*LO*'1CKX<[# M79P!>"P.90"WN7;@FTX#V;/')29>L2 2G(*N+]YJ2'UYA10P/F_3@B&58Q&& MY;,I5GUGB$YY[@ [>_ ,A[H63MTN"#W@#TP48H-@Z@/:.TAD -BO0_54+;*% M0/%A\7M2Y2:?O1TG]ECJ[84GGC]" MXO)@R> @E!4-)$=DH=?4CLWUA$H;V.:&2ED,BBJ!;:^MRY:_4F/6PM_1Z:/D M<=AHS+4]GO5\."'%/9D-(AK1F?#=,-LPV7#VK;[-BH)&JUM08Z#L2=;@2E6! M-C46FQJ+_PV21/(55S17%F?>+/YWVY;UF_*TA,C9-XMR(\-%Q/?FRZ\LD88DT[;EY=,E$C@>A"C=> MHF>N[\ +L4*+.!H))(OI, D.A3SEI0/%CB5Z"0+'%.F%<[$MH;64\PU'V_4N MLUP -@I,)]Q"3(7._B,MMBG V+NC(\G4(X#G_EL"C^47B85#SP!/@CL$>[ZX M<5GU:-= X-OCZ"G < 0#/IP-Y&M3J)Y-H<*=P)B6U!'C0_[P+5X0'Z+DZ1IWQ@H: 4)LC2;KW^D-[5/1C/*RSKFL MTEK-==6DW6JB+;36E,:+G1E5D1:S-[@G3>]VMQ MU6V\N$DR^MN&C#&[%Y;]7HM%MEP*5G8S&=X6757YCHT&@C##A;HC\LW2:C^0 M9K>1OCF!V5XDMB$\%F#*FE'Z0F.F0/A-N6WZ5^OIN'$?05FM$7KI\>V! [E9 M=R_'8*^H2]KHDF$D1WNC6T(+^A*="?S+^X*_\_EVD^'!_#@1\)21XU[CT?KI M\?[ZQ']F2&*]LVAK&6% ADM\UR0K6VU#U:T !HG*]A@I9PJ=M* MY)C.N6:=M= K99;SJ4%!: L/4?$2(@$(I'D_-/9HX"0B)SCQ?"95A:?.XE87 M%%B^.S@-&J9\TT!*"!QAS!C8XI>1VZQ_AJ9)SSLJEG4]RR23HVU#?; MFG7J>M3-ILI8$)QVT[?3OV^SE@7+;55D#?6&9)?9-Y[7EJ"V:"3=D1'UFY8X MF+'W>,(TEUE5BYJ6A)PIM&M3:,^[0GL;UIT$1?]V[^X>0%&Z;9/E@H\2 M4YKOYKG!#SH3:X@9W&D8T'RB#L!#+<]:;,#0?>&0YX<];XNN1[Z^2N\T+,'Q M!'-:J4UAXQK9=#4OP9NI53LP7W]$8L#*U:G,( SC4[D!8J$P.IL?#(M_TY(2 MHH&]#*%KV>7_@>4Z]KD@RH2<\,D6TZK90^7O#+8HHS D$^A+D_HNS;>RWXU) M.US,5K!BK$HNVTMA&TS&8$B(T68Z?30#$>KYX+_SO3UW0\_&])#"M#RPUI#B MHLS+V]V)"OMTLY7LHVHCAH,]4R? \6$\U_<]"V1SU3#)ZS$#3K8R OOC*3ZJ MO#;$6^;("D1;7HN21Y37AOTKC-?,KR/;;UA@2QY>)ACJ$PSTNE]6*5RN'+!> M]X@Z6T>%82+_/4\ 7&]T M=0ZD &4RZM%S3EEW7P#98]0]511Z[)+VX!(,]D(K2:;EQT!V?@QW?BJ1B; $ M"\;+=O"WW<9,]7ZMJ]M:S*-4*F,7_1UR@6)+O[ M?;"/213?F#G7M:@/B-VOM E?5K*R4;K=*%5FTXN6CZDD^'.]L A;SQMR*- M5J(ZLZ^7]FR.(#7GYS,[9B!@K<057?AR6A;=EM]:UDW;]FN=U@@?A2M#4,!T M:]L@N?FGT.XDWNU [CN9B9XADL;KS"%3-5^EQ6U/_0%D#&$S:]8?"E5+E)M* MVCC:%(Q("$F1,'C'/D8U")ITD[9S<)*%(?<:I^J,@UCRJ:?9;J%E*8;_S3TB M9C4I="SDYF%X:YE\LS+>Y5@;5\T>69%O&[\YOMW8/!8V(,R_YP\">^/&#-0P M!EEP>0JHAH)-2Q>99JJZTDW[+5(7>#IB7!6B/L%G,VO-$'O&RNO\'BR(:2_=RNF-*& M"/6W1C/]W$HF:MI-\O ;I&1*MI/<['H"K??*==.0[T,/L"I%R]J,G 7\FHJU M#R;P-WEV:XSMT/%H9.V[8H6:]J.U@7*['Y_A=C;3,VLT$5:/^.R&N@,NY,P& M21/0AIMX/GO0VYS@/:<@Q7K"?565VUO!C5&XH8Q:CTLAL#\WMF>6G=BHL6V;U?%NWA 1.R[)L@ _]+^/@2)3L M40BUABG$#%CSRN%>C5%J/6.W%A;4EC*6_EBECJ_+1KS66E_M_\H M]XWY%G5H;K[H_2FM;NDZ*,7+O!0 +PX !D !X M;"]W;W)K&ULE5=M;^,V#/XK1-8=[@ OL1WGI;TV M0%]R6(&VU[6]#<.P#XK-),+9ED^2DV:_?J3DI$F;9MB71)9%\B'YD+1.ETI_ M-W-$"\]%7IJSUMS:ZJ33,>D<"V':JL*2WDR5+H2E1SWKF$JCR)Q0D7?B,.QW M"B'+UNC4[=WKT:FJ;2Y+O-=@ZJ(0>G6!N5J>M:+6>N-!SN:6-SJCTTK,\!'M MM^I>TU-GHR63!99&JA(T3L]:Y]')1<+GW8'?)2[-UAK8DXE2W_GA.CMKA0P( M:__B?"=?)L+@IA4JR5H/DW:>.%<==($3I:KZ:TD.3NZ4Q:A![_ O<9" M&C0@R@S&/VI94>AM '=$#-ZZ0?+=G'8L&6713MH8N/ &XG<,1#')9B\K$H%Y@:_3AIZ@??CX -MF 30YI']UK MJD=M5P'QWXN[KT]ASY6%\ M>_TX?H3SNRL8__;M^OYV?/=$7!D_N:V;\3F_W:$4OE"J1/H1%NP<(1,US#-9SCRDZZ+2:N'S#-TX2*(^Q,.@=QS#EUJ7TG(<=P,< M1<'@> !1-Q@F0[A4I;&Z]OV%@%!R9A0M TG4A6X0)CUX4I;XM+^XH!<&P[ ' MO2CH]Q.J,$->GJ=I7=2Y"\854O")D$[_QS@.HOX0/M&J&PS"A%:'M/O2/6*/ M^MT!+P;!<3]\ [I:@U93."+@01B&G)V=<+NX5EIR7O(5B:5Y3=4,DR:@SG2Z MK3E5AJ(JC%'L !U=2CNG-EZJA?/'59RJ->"S-)953#15WQQ->]=O?*8!9! 4 M0]U'*%@22X[B=D3],<]=J^?4Q^UPLT'#R[%MA4P9Y$:TQS_'FX PF@K=L,A7 M;;A1')H2,FDJ92C:%*:#.(Y= +-:LT^LMPU/9/I2%94H5S"G0US"POFMHS^QM% U(> 4]N+$(6"?7QOR4-QZ$U>* MM)J5KMH:T'8N#9"D5)GWJ1:CJ)WL<$R4!["_%N X:\;'94<*T^W@3 1U\Y1:G_L0 M2QF2IFTND?^"=/Q_(6T)O(U*#-L<$=09FIS-Q0*)@-0369-OVU2P,[8SU:I@ MX1[_# .84NV Q?+=F%/]T/D111[5DX.C6AR[- M3EK05*:1S 2$*.0X4[^8DD'X\-,PCN+/S; \Y$ 4]*+C9@[C=,H)(*SK\^S4 M8,#3=C?M2..K$'O4?7S%M$\$/PJ2)(9]'X*=K8_X O7,756X39!I_SV_V=W< MAL[])>#EN+]*W0I-=6D(SY1$P_:@UP+MKR?^P:K*70DFRM(%PRWG=*-#S0?H M_531-W'SP 8V=\31OU!+ P04 " "X?'58(E+^2%8" !H!0 &0 'AL M+W=O-:1OP ?'!3:Z)-<<7;&<9_Q[;24-!6:7(N=?'S_E\7G:D'TV%:.&YELJL M6&5M(GW:+\VM]IIT8A2B!J5$:1 MXW;%SN:GZX6/#P'?!'9F3P9?R8;HT2N?BQ6+/2&4F%N/P-WO"<]12@_D:/P: M,-FXI4_<$MSY::.M ^VJ%Y M(90:LATYH7Q3[JUV7N'R;'9#%N$8WL%'HJ(34BXCZV"],\H'B'4/D;P ,4_@ MFI2M#%RJ HM_ 2+'9R25[$BMDX.(%YC/()V_A21.T@-XZ5AD&O#2 T4:L 17 M0G&5"R[AWG*+[G)9,U5P#[>8AO-SS8_C#P?(+D:R MBT/HV:X1<"%,+LFT&N'' SY;6$O*'W].\3V(.,WWYLO#I6O\0X50[G;<<.F. M!X&V\'H^2]Q]D[(?/C_>6$"K\HJKTDG_?H&NN2Z$,2-RZU'CV M_HB![N>Z5RPU899<[6XR@UBYIQ"U#W#^+;FK-BA^@_%QS?X 4$L#!!0 ( M +A\=5C->P\ H ( .8% 9 >&PO=V]R:W-H965TT"4&ZK9!![1=T7;;P[ 'Q69B(;JXDE)W?S]* M=KP,2 /LQ:(H\O <2^2TT69M*T0';U(H.XLJY^KS.+9%A9+9H:Y1T(T24YBR;B*LFGP/9ALJC=.<(4/!NQ&2F9^YRAT,XM&T=;Q MR%>5\XXXF]9LA4_HOM4/AG9QCU)RB[Q""QN^T+2QDS2"8F.=EETR,9!5OY0G9^B44Y[+[K5# M.(5/,+^YS>')Z6(]C1T!^^.XZ$#R%B1]!V24PIU6KK)PK4HL_P6(B5%/*]W2 MRM.#B%=8#&$\&D":I.,#>.->YCC@C0_(M. TS+EBJN!,D%;FD)Z7L_L$MW"3 M_7"^4\YMS0J<1=0*%LTK1MG'#Z.3Y/,!LI.>[.00>C;'$@TQO-$2X58S!3E3 MZ_9RX.%2O$?M6-B*UU!H66M%%S: IN)%!0WQ[$.387)Z%,J3=7P4>&M?EIY2 MJV3[G/PG_4_WO0:E8=_=QCN])]&LPH2Q1):$M&W8>_LA=M'V[M_P=@+>,;/B MRH+ ):4FP]/C"$P[5=J-TW7HY(5V-!>"6=$@1N,#Z'RIZ9EW&U^@'^W9'U!+ M P04 " "X?'58OL1OS?L" ")!@ &0 'AL+W=OU ,>.?#Y1[*[L V=-N] MMKCZW]^T"WOD1%ZZG7;FF^_KM+/]2NF5R1$MO!="FD&06UM>AZ%)TLE"Z8)5,O0U-J9)D/*D281-%E6# N@V'?KSWK85^MK> 2GS68=5$P_3%" MH:I!$ ?;A2E?YM8MA,-^R98X0_NC?-9DA0U*Q@N4ABL)&A>#X#:^'G6=OW?X MR;$R.W-P2N9*K9SQ/1L$D2.$ E/K$!A]WO .A7! 1.//!C-H4KK W?D6_<%K M)RUS9O!.B5>>V7P0] +(<,'6PDY5]0TW>BX<7JJ$\2-4M6^G$T"Z-E85FV!B M4'!9?]G[YAQV GK1%P'))B#QO.M$GN4]LVS8UZH"[;P)S4V\5!]-Y+AT19E9 M3;NN&0R MY21YYA337;-FG^ :KKL?SCV;:U.R% WN'$1-TV-B".2ZYE%PN02W@ YF& M8XB3R(V="&ZSC+OW:N#DJ)?$R4WSG3%!93N-HPLX:Q9?-;=XGJE*NBVW0PXT M-ME09CMYSC>Y2*E&J)@!)7&//NIVL-3*&"BU2A$SXT".X^BJ%451"ZJ"+J7M:<(;=AWX\*=]E"@7OHF:"!U5.I.T:PV??:V;B__ MW.LF_<@T%<^ P 6%1NVKBP!TW?AJPZK2-YNYLM2Z_#2G?P5JYT#["T6/;V.X M!,W?9_@74$L#!!0 ( +A\=5C>=PYE[ , -L( 9 >&PO=V]R:W-H M965TEJ@D(>9%WG'@\]\6QE[$,RG>[;%>S1_[.\4[8(!I>0U-IK+ M!A1N9MYU=+5(K;P3^)/C03];@_5D+>7.;MZ7,R^TA%!@82P"HY\'O$$A+!#1 M^-IC>H-)J_A\?42_=;Z3+VNF\4:*+[PTU=/]LL<^#L\4\O"$0MPKQ(YW9\BQ7#+#YE,E#Z"L M-*'9A7/5:1,YWMBDW!M%MYSTS/RC- @3> M+W$O-C9X&AF#M95#T$(L.(CX! M$<7P03:FTO"N*;'\'B @/@.I^$AJ$9]%7&)Q"4GD0QS&R1F\9' R<7C)&2\,,4G&][G 'E[X.9_OD2N]9@3./&D&C>D!O_O-/T2C\]0S9 M="";GD.?]XF WSE;<\$-)^I+K@LA=4O6X.\5/AI8"%GL_GF-^UGTU[E__+1Z M1T5P+ &@YM6&-25OML ,F JA9#:$G,X*6I7 %/:-S/^E[=IV-ZR?J,L*V3:D M\[1'8!HV4M"-OB+P NLU*I?7HX\K*_5F23),670R)5M-EO4O+O?V$\--A<7. MVM+#)_C U(Y>L#2,_,DDAB3-_3Q)X)X]D)Z&//>3 M: )1F/MQ,H8;5(9OG"?D[&:@$R>A/\Y"B-+8#Y,(5M)0J0QAN8#(CR8I61AW M:Z(0YAFL*#X+UNR@8B5<9)4"R)M"M-0R M5JXX.DG>0^V,O9'U >)'XWS7C)](9GUDHD_3E+ZCL9IG_03]6\K_-@"%T,3O/:D M!<\&3HUJZ\:J!M?ZW>P93H?)?=T-K&_BW=BGSMU2,8' #:F&EV,:E*H;I=W& MR+T;7VMI:!BZ947_/E!9 ;K?2'K=^XTU,/R?F?\'4$L#!!0 ( +A\=5AW MWI=0Q@, *P( 9 >&PO=V]R:W-H965TJ1)1&L>CJ&)3X#JYS ;.WAO\P7%C#L;@F"R4 M>G*37XI)$+N 4&!N'0*CGS7>H! .B,+X9X<9=$6'+27 >0(%+U@A[KS9WN.,S='BY$L9_PZ:U'9X%D#?&JFKG3!%47+:_['F7 MAP.'\_@=AW3GD/JXVX-\E+?,LNE8JPUH9TUH;N"I>F\*CDM7E >K:9>3GYU^ M4Q8AB>%GF-U]R>"Z6#.9HP$F"YC=9Y I38A\XKR'7;68J?O8"!+DW-_C_$X>=)Q M'M]^>_SLE.)UPCJ=T&$&4M&U+L"6V M(&1?"RQ6I"Z_>*.JFLGMIP_G:7)V9:!6VBZ5X K4DAX PPO"<#5:3[<3 (D_V*!5(/5@O4G8):L[.8S-[NI4>L_;)4 M[^T\MA3 <8"2$7*27(1I%P&70*^BL72H8[SH;A8T=#UTFQ>Z"^%)E'0D3NUVI+K8I>A_\-2N)O[AJL+OKA\#6IT7"_TG-WIT;?_L0VA&-/473002K4*]\G73D::=MF MTJUVK?BZ[4![\[:/DR;H1AL0N"37.#P;!J#;WMA.K*I]/UHH2]W-#TOZ.X': M&=#^4M&KO)NX [H_*-/_ %!+ P04 " "X?'58*Q<%GN0" "A!@ &0 M 'AL+W=O.+1$+ QQ\D"(V62L]-A6CA MJ1;2C(/*VN8TBDQ>85=88H&S6LQ >T/YH[3;.HIQ2\ M1FFXDJ!Q-@[.DM/)T/E[AY\C(/8"4*!N74$1J\%GJ,0 M#D0R_JZ80;^D"]PV&@?' 10X8ZVP]VKY#5?Y'#A> MKH3Q3UAVOH,X@+PU5M6K8%)0<]F]V=-J'S8"CC\*2%157C#+LI%6 M2]#.FVANX%/UT22.2WE&466^,XK MRE>L2<=*/V E*5PK:2L#E[+ XC4@(FRO+EVKFZ0[B1>8AS!(]B&-T\$.WJ#/ M=N!Y@QW9&K *KKAD,N=,P(-E%JG*[-:$.]QP.\Y=F%/3L!S' =T(@WJ!0?;Y M4W(8?]TA=MB+'>ZB9V\/!'X_XI.%B5#Y_,\VL3MQV\7>W#Y>NN-_K! F3,ZA M8@7L)2=A2L4FA+\WDBSI47C86[@$Y;5-7[0Q"W186$_)O#XP]TA!201;:<2/ M'-Z;#2UX$A[T"^:J;IC&PIWT6T'5I)T7Q^4]P*-=6,PF-/*EE,U+;FM M@-5*6_Z/D+DRY.HV;<:XA@43+3FI&0D?AD>O=Y52B5\LVW;0NQVDX>!-X$EX MO"LPA7W*P33H>YYX#F%;/48;;:-&7?KFZ':DE;;K(+VU[[]G7=MY<>^:]S73 M)9<&!,XH- Z/#@+074/L)E8UO@E-E:66YH<5_4-0.P?Z/E-T-5<3MT#_5\K^ M U!+ P04 " "X?'58^'(0%_P" "E!@ &0 'AL+W=O:-RB*,H^@X+(54P73L=7=F.M8U%5+AG0%;EZ4P MFQD6>CT)!L%6<2]7.3E%.!U78H4+I!_5G6$I[% R6:*R4BLPN)P$9X/3VXN]^B M7_K8.99$6)SKXI?,*)\$)P%DN!1U0?=Z_17;>(X<7JH+Z[^P;NZ.1@&DM25= MML;,H)2J6<5+FX<=@Y/H'8.X-8@][\:19WDN2$S'1J_!N-N,YC8^5&_-Y*1R M15F0X5/)=C2]T80PB.$3?*N5U 86=:)-)I4@S. <$U14&[3CD-B;LPG3%GG6 M(,?O(#/HM5:46[A0&6;_ X1,L^,:;[G.XH.(YYCV83CH01S%PP-XPR[VH<<; M'HC= FFXY'!5*D4!"^*X^J%K[K6/W]:G9[WP-<+M&WH'MI",.H MJ6./S0QB^^42-WZV9>Z]4<5;BX?&'1F9U-Z7X:1 )38B*1!8=GSFHI+D"HMI M;21)3I6TW%AE70A/1JBLLWFJA2$TQ08DSPO#0\[8OO MXU&6_.6@W!O"9_=J7+SM3.@Y+>^9.>.7VU.IV -:.D"01RWGM4(C=09*$T?- M"W?]YC49@R.7C.%QWYV\T?9V*M;H!H,^['N%X<[H*-&L_(#D!.E:43-%.FTW M@\^:T?-ZO1G@U\*LI+)0X))-H_[GHZ#)TU8@7?E!E&CBL>:W.?]'T+@+?+[4 MW)"MX!QT?Z;I/U!+ P04 " "X?'58P6<;T3P# !G!P &0 'AL+W=O MBGS'ISNCBU#=1QBV58 MTR!)NP_#/M#2V2)"D2IYBN-_OR.E*&GL& ,,BSS>\_ YWO$XW1I[[RI$@L=: M:3>+*J+F/(Y=46$MW,@TJ'EE;6PMB*=V$[O&HB@#J%9QEB0?XEI('TL2J,GPXW<5.0-\7S:B W>(GUOKBW/XH&EE#5J M)XT&B^M9]"D]7XR]?W#X(7'K7HS!1[(RYMY/+LM9E'A!J+ @SR#X\X 7J)0G M8AD_>\YHV-(#7XZ?V+^$V#F6E7!X8=3?LJ1J%IU%4.):M(INS/8/[.,Y]7R% M42[\P[;S';-ST3HR=0]F!;74W5<\]N?P G"6O '(>D 6='<;!95+06(^M68+ MUGLSFQ^$4 .:Q4GMDW)+EE$WN&U7QI92"\(2EKA"3:U%-XV) MM_'.<=%3+CK*[ W*-(.O1E/EX+,NL?R5(&9]@\CL2>0B.\JXQ&($>7H"69+E M1_CR(>@\\.5'@G9 !KYPN+J00L$M<=Q<;'0PX(YN?)C.WYMSUX@"9Q%?#(?V M :/Y^W?IA^3C$;'C0>SX&/O\E[PLC&6XU!L'2^D*91SG"/ZYPT>"A3+%_;^' MY!_=X+#\JV]WGWU=7&JX,@]8K]#RZ:>3D(,)O']WEF7)QS3A:3X>IJ? %OX] M0[(.6"U,W0N] .KZDUG+=J!TW T++=Y33 X(;3M-8 MTUC)B0.^347%7>^>&UFC^*Q]J0'W5/CKH?" OK6\'ST_>7.>AFO M[7E8',&AZQ2_:'XUVDUH\9P6TVKJ^N!@'5Z13UWS?';OGJ"OPFZD=J!PS=!D M]/MI!+9KZ]V$3!-:Z'UM^%CZB=]@>%OG_P%02P,$% M @ N'QU6!Y3UW''!0 60T !D !X;"]W;W)K&ULI5=I;]M&$/TK R5(;4"UQ$.4Y-@"+!]- "RFZ* S6,Y\_;-N:.3I3;?[%Q*1T]%7MK3UMRYQ7&G8].Y+(0] MT@M9XDNF32$<7LVL8Q=&BJE7*O).V.TFG4*HLC4Z\6NW9G2B*Y>K4MX:LE51 M"+,:RUPO3UM!:[UPIV9SQPN=T]Z(\_R0C@Q.C%Z28:E@<8/ MWE2O#7*JY*#<.X.O"GIN]%D[24%,/]/',M6%I ?Q).U)QP&;)3II@S.N<<(7 M<(*0/NG2S2U=EE,Y?0[0 :D-LW#-;!R^BG@ATR.*@C:%W3!Z!2_:6!IYO.@5 M2RTY35>J%&6J1$[W3CB)#'-[#:[AXOUP7"S'=B%2>=I"-5AI'F5K].Y-D'3? MOT(VWI"-7T,?;8-!%\JFN;:5D?3[@WQR-,YU^NV/?8Q?Q=S/^//-PR7'O]G0 M84/YA(JWDI;"$A871EDY)9V1FTO*=(XZ5N4,3\:OK*0PEE0Y52F\.:4)%_HQ M_8;E.A<(D93%1!H?S8,+(-0:4->5%>74'OH@\R6D\\H8A.28KN14&D3I+87M M7M#U]R@,ZJA1?TAQ'-.#=A!I=+R_+AOZ4!H,<>TG/3#()"2F6]"#<-"G0SKH M#7&M$0_@AD.*&LBUBL<*O!;?*:;.BK*&^!2##O%\( M1)L0OSI<]G^$@PT#E?L-C1V#[WA[MC()Z_#T@W[C3/[<"RCJ18UK9+%PT'42 MJ0='!B&[\"#$]T,O<0Y?*V?IH-_#RKLW@S (W].URB2TD/TH60Y1Q/+0'N#V M5>25\+W]C*VL)1(OP)&\@5,,YW88_[=8^2) 7%+0X;0'=6UP8C71DM@'C60. MK\QPHA#7!_<5JV:ERN!\)"(4F)A=E\UTG4V,+:R5@(:G*5=BHG+E%!"!]RPT MVQC\R/*_!O)90I]Y"L?;1'O<2D'2#OM] M"OKM;C*D:VGAZ;W)&M?MA'D>[NL[:[Q>>]!/&#;I]IY+7&\3",WMP_48]8?C M@<;"*DLWC^#L&YA_[8?\=R'1_N%(3V88)S3 X7UKY$*HZ;HN+.<,-ASN8[7> MDUP^W[1$AU8900B1*304 M<_5-@C[,*:G4SO\C2QB:^1BNJ'U^ N42GJ[S7/!&CT@V>80(,('ONT<;$V2) MD9L+D^:"O8^^C.F2<=F9KY!ZH1>UL;UE%Z(CYJLCU*@3'@]!*!&V%]I;J4%E MM?\#[EW:-TMU=L;=0IJ9'^IY5JE*5T^^F]7-[X:S>ES>BM<_.CX),U-HT[G, MH-H]ZF-,-_4@7[\XO?##\T0[C.+^<8[?/M*P +YG&F-E\\(;;'Y-C?X&4$L# M!!0 ( +A\=5@2.S+HAP4 &(- 9 >&PO=V]R:W-H965TT96N)%U"6Q->-+W&2F23.VTSQT^@"1D(B8 M)!0 E*)^?0_ BZ58=CN3OD@$@3V[9\]B 9YNI+K7&>>&OA5YJ<]ZF3&K5X.! M3C)>,-V7*UYB9B%5P0R&:CG0*\59ZHR*?!#Z_FA0,%'V9J?NW4^^)&+#-C7PQFIRNVY+?_MX%UZUO-M0#SGB;$(#']K?LGSW (A MC*\-9J]S:0UWGUOT:\<=7.9,\TN9?Q:IR\(DM7B)S M[7YI4Z\=PV-2:2.+QACC0I3U/_O6Y&''8.(_81 V!J&+NW;DHKQBALU.E=R0 MLJN!9A\<56>-X$1I1;DU"K,"=F;V01I.04PG=,.75E"E/]P$&"*V++VSCNPB?1;SB29^BP*/0#Z-G M\**.;^3PHF?X:C*2KD7)RD2PG&X-,QQU9@X2KN&&A^'LEGFE5RSA9SWL"V$JYR[ASZ1'3Q$C;[)TD&5,H&9YZ MM. (BN7YED2I*[PBS=:(3V/W6"NAT0'F7[ KK0P&:$G#3>URXP">YP*5G=)\ MZ]9=7[V[[-,G1[H=_Z([6#I(35T"._18DL@*SE$0*V6Y)%SW.]%VTU78=8W/'-%89JQNE0IIR+7< M%0J4\I;1ERI=UBHURG3^ 3='ZT<^BY4L[1*/E-#WM''MT49E_4D8*5H@/)C4 MT5W"@I5;6Q[,50IE,D^M0=+,P(G0KLC0(TU6YU(RE=K$_BK77)4V@";+UW49 M8E>X^J7;+6P+.K)SO>\F>\?]6NI]ETX1I&(G"X]J;:]FGW!==17KG+QMG+2, MSP$-RV :CSQZ$?5]+-,@"2&$>= KYVN>(R!#Z(F\F .R[8L'WMB4V@T$"G-[ M\MI"7Z-8NS!>_C0)@_%KO5L[!S>BU0M"5>Z]QF'W1 SX"2T7NQ '9M>QSMM4 MW4FZX/09!W [)_X&S:,KF><,PJ'F[S)9:3C4QW3NRI-N;$4^,SC 7& 4T VJ M[J1.Y*6$B&TX1PC#SB$06Y&8/G<;\9A>H+OY7A!.*9CT0_H9+X93+YH&-((F M=CB*O4D\I(D;WDG7CW?<_*L'' O>,!Y#ZGX,A#VX2>A%P80"WXU0&P7T?P,= MS+:E]!\<[!.(QIX_C&CHO,61%_LC<+&#!O$WU)3"W8N.;(Z.]SR'%GCH1>.P$6/2B>C0=6JP<^\MN%JZ MVSTZINT/]16X>]M]0)S7]^:'Y?77QWNFEKBOH,LN8.KWQW$/!Y>[T=<#(U?N M%CV7!G=R]YCA(X@KNP#S"XF;93.P#KK/JMD_4$L#!!0 ( +A\=5B/_Z#_ M% 4 &P+ 9 >&PO=V]R:W-H965TU*SI LR79>6F3&(@3!\O0I$:3;AB&?:"EL\6%(E62BN-_OSO*ENWE!?M@ M6:3(N^>>>^[(TZ6Q#ZY$]/!4*>W.HM+[^G._[_(2*^%ZID9-7^;&5L+3T"[Z MKK8HBK"I4OTL20[[E9 Z&IV&N:D=G9K&*ZEQ:L$U527L:HS*+,^B--I,?).+ MTO-$?W1:BP7>H?]>3RV-^IV50E:HG30:+,[/HO/T\WC(Z\."WR4NW18=1U#@7#3*?S/+7W$=SP';RXURX0G+=NW!((*\<=Y4Z\V$H)*Z_1=/ M:QYV-APGKVS(UANR@+MU%%!>"B]&I]8LP?)JLL8O(=2PF\!)S4FY\Y:^2MKG M1[?&(Z2'\ M,JEJ9%2*,4>-<>I@JH=UIWY,77MO/UQ;'K<7L%8MI!C=&^]+! M1!=8[!OH$[P.8[;!.,[>M'B)>0\&:0Q9D@W>L#?H8AX$>X,W8G;@#5Q)+70N MA8([+SR2UOR+ ;?FAB^;X[+Y[&J1XUE$=>'0/F(T^O N/4Q.W@ [[, .W[(^ MNC 5%: 3K89U\4J>X*][?/(P5B9_^/NE&-[T\G(,MU_O)VMMW$R_?/US,H'Q MY'9R=7T/TR_GMW=P7R(P/J%74 OK92YKP=Q*@@H5%8:L%0*VB"U7"_DM(#>@ MO96S)@2%FX!FZX!J"HC6/**5>D'M8N:\T)[2I%9 CVZ#HUKQ)3CY!"01K&;D M8B,3?F1[ $OAB+\M?7>>J()I8W/Z@H%%^/CAW7&6)2>3N^DTO*8G/_>"%9YA MYV;I=OR;.?@=%R2I>F//!?,_&J(%+0'WI37-HB1>:K&RAL*@XFC6KEQ M#VPP9@D(/[)XD'X"5PK;LI*;JJ+ 6A(VG!0="7[#:-&$'/-XA8("X9;Q0C9S MCLFR!9*.V4IFWX'[G_:R'EQKCF,8PU'O #+ZM1.'\9YFA'(&)#D+O8$3HFEA M3N]TE,!>:0;]S#D73Y@WX;O"1U3$QESF3.='1A5-NL^\(R)Y?2>,EB!+%Y0? M$^\;#V(I;$$9(H9G@4##A;&MG=#%:K3A<*9=+)@*A6MLF\[<2BI*D@8=XI9P M$C7<0N9=W^-)X^(P:PB?W=8Q*='5F$M"#V;V#X;CT_7V^*GH@"*')$J.36C- M,J0&4B")O@JUKNGCUCN%9BI:606E[RR;K8*)L:& 64"7TI)'0[0QI^SK&2L4 M^@P)KRR@65-(JMJCE_*\7Z&%(9%HXUE$TZYC$"K:<+UU9;_VE$.\VX[<6NJ=7(OX8T MWG-'J6F>8Q^FZ1;[\%/"@YBWJ"VR]M[Z(VP"TF5I7!.6Y/>T4$$MKW; MM0-OZG"?FAE/M[/P6M)U&"TOH.]S0_>+]8 ==!?LT;]02P,$% @ N'QU M6 'F"-2V @ #P8 !D !X;"]W;W)K&UL?57; M;MLP#/T5PAOVU,6.DU[0)0::7K "O:'MMH=A#XI,QT)DR9/D)/W[47+BID.2 M%UNDR,-S+)$>+;69VQ+1P:J2RHZCTKGZ/(XM+[%BMJ=K5+13:%,Q1Z:9Q;8V MR/*05,DX39*3N&)"1=DH^)Y,-M*-DT+ADP';5!4S;Q.4>CF.^M'&\2QFI?.. M.!O5;(8OZ'[43X:LN$/)187*"JW 8#&.+OKGDZ&/#P$_!2[MUAJ\DJG6@=%K@92Y[T ZA?PI? M8<+4'!Z7"G.X$P7"K;*-88KC*'94R(?'? TZ:4'3/:#]%.ZU1+Q"WH-!_PC2)!T'T+./QW$$E]K4 MVA!;T&;[V'Z_XLK!1&H^_[-+P\$JNS4\/+Y>^^LQ>;R[A=KHAFYBPPW(P]$X&@:@BT+0VM("7(G$NJJ9>NO!*QFY]K0/0)F@8'%F@7Q7@ (.C-*"Q",\[:&4#-J51F 0FM0GH//Z5DO MH1Z2,HP#E9/GM#=X]SB@:X;5%$UWU?PCW>=6>M_.KD./MYJT0C,+H\@"UXUR M;;]VWF[:7;1-_A[>CLI[9F;TJ4!B0:E)[_0X M..G]9PN@XM/]6.!DA8EC2Q MT?@ VB\TW?^UX0MT_X#L'U!+ P04 " "X?'58P],S$+0$ @"P &0 M 'AL+W=O M6EH-]BB9+% [:3187,VCJ]'E!OB5O7>0=FDACSR(LOV3P:LD.H,/6, M(.AO@]>H% .1&S\:S&AODA6[[RWZY\"=N"3"X;51_\C,Y_/H(H(,5Z)2_KO9 M_HX-GRGCI4:Y\(1M+3N=1)!6SINB428/"JGK?_'4Q*&C<#%\0R%N%.+@=VTH M>'DCO%C,K-F"96E"XY= -6B3G[QS7B$T06\AVM3%-)3O+T# MH3-::R_U&G4JT\\0GJ#KR!SU(+8BD4W'GA,83@&.$:;G(< MCKOGTI4BQ7E$[>'0;C!:_/S3Z,/PMQ/.3O;.3DZA+TYF!VZD2Y5QE47X]QZ? M/"R521__.T;BI)GC)+[]>?^):^2+!I\C&)M1P.P.4E-91^L5))4C(.=Z06 I M]"/DPL%&6&DJ!S0,G">OR6%2.B22MD0\*"D2J:1G1CX7'@3QT<:''QDGT8=* MU]V\E3X'21@*:]S0WD&WXP2AHG4@-66Y=:;K &U3M)#=L)A)WX?[5E4H9T Z M5R';\ &'F+9R?QBA#Z!^J?2JXDH'14$=\8QQQ=IB7=B0[)[C0W8X?L"QAE7E MN8#88@^(O#(<5DX%,D+(1:=7I';>5C7F-H@P+*?34BY %*:BG%H,=12"W7&W M9FRE>R2<5%49'KC,@;1 FN]%65JSH9 DE:=M.!90?CL;3<_['VE"*A6&/9$Z M&YV/^^.#K==!9]5Q?W*H..E/GS<\T.#!(B&'VN'#CQAZ1,Z5&#XK:A=*A[J! ML]^QU3'U,B>N2AY(FY/ H7&BP%:T-$J&QF8@BQO^%G$JZM(R=1\F0E$J2)&' M?Y\F@E*4.BM4#Q)#W<$R31881@M.;X]*#$SBZ7/-014%.LMVZ*T/R,LIB$%,OBX^$Z%0DE$/8FNL<32-]6N*9SL,NE7,<7MMG0!*JHK0^V]X7!XK/AB:"NM M8[)''2C3/)15,X4ZU96BY7Q3VY"\X/%)"LW<(Z\LC\8=DRB11F0S6^CF50]9 M3FLA'HR5?@<)LEQC@H\)=C*%JS>;I![?<.P+..C<6FATK)_4$L#!!0 ( +A\=5@USI30_ , .L( 9 M>&PO=V]R:W-H965T^YY[HT>KXV] M=P6BATVIM)M$A??5>1R[K,!2N*ZI4-.7I;&E\+2TJ]A5%D4>C$H5ITDRBDLA M=30=A[VYG8Y-[974.+?@ZK(4=CM#9=:3J!?M-V[DJO"\$4_'E5CA+?K?J[FE M5=RBY+)$[:318'$YB2YZY[,!GP\'_I"X=@?OP$H6QMSSXK=\$B5,"!5FGA$$ M_3S@)2K%0$3C^PXS:EVRX>'['OU3T$Y:%L+AI5%_RMP7D^@L@AR7HE;^QJP_ MXT[/D/$RHUQXPKHY.R2/6>V\*7?&M"ZE;G[%9A>' X.SY 6#=&>0!MZ-H\#R M2G@Q'5NS!LNG"8U?@M1@3>2DYJ3<>DM?)=GYZ;7Q"+U?X3W=8_X4(":*+<]TSW.6'D6\ MPJP+_5X'TB3M'\'KM[K[ :]_1+<#;^"3U$)G4BBX]:2?ZLT_*[B!&SP/QZUS M[BJ1X22BWG!H'S":OGW5&R4?CI =M&0'Q]"G+Z<&KJ3+E'&U1?C[#C<>9LID M]_\\I^"HC^<57'^[^\C5<8G64X-#+BUUD[&N [C!K.:. K-I,U3GSE9JVT'FP#40(A^+46:%('W$I#)&D M^#X(H5Y1& \CT86+_0AEN8I$_ABI_R.9 M_3.9+0HZ(G4N,\X4*73,?4E2S-J=PU_A>VALH+;$HU[ #,UQ)K3D I&".5IH<7L/HK$_/P6@$US3-F^SU3Q-(ARE\ MH8R&+6J";6A2.!GVX!V<](?T;)&)UA/,7B=)TAUV6P^41\"R4F:+2 ':AZ4I MP39RC,/QN PES26FG9>^#M5;5=9L)-T*2"71[PX&;X)QVNTE;_YC^/;56=H[ M_<">/8T95U!M%4;EY/$7P.^UI)ZF.G@2RL>8O;!]=T!,(5U+^4X&A":&I34E M"+HVF\E1A;_X&?!66:L.1J"69)MW3802VN5J;A3=5N,X6QM/P"*\%_1M!RP?H^]+0 M:-\MV$'[_V;Z+U!+ P04 " "X?'587DH& !;#P &0 'AL+W=O MM(DP!QFJ(! MFM9HT@W#L ^R1<=<)=$EJ1S[]7M>ZHB2NFDW((YXO,?SGB0/;Y7^:C9"6'97 M%I4Y&FVLW1Y,)F:U$65F]M565-A9*UUF%E-]/3%;+;+<,97%A/M^-"DS68V. M#]W:0A\?JMH6LA(+S4Q=EIF^GXM"W1Z-@E&W\%E>;RPM3(X/M]FUN!3VRW:A M,9OT4G)9BLI(53$MUD>CD^!@/B5Z1_";%+=F,&9DR5*IKS0YSX]&/@$2A5A9 MDI#AM/3.2MU*%R2JK5C(KV*7-K$!8K#F<6" @.9-5JVW>:.,_ MT!9P=J$JNS'L#(+SQP(F@-[CYQW^.7]6XENQVF=AX,$&'CXC+^S]$3IYX3/^ M,,RJ7S:X$3?=+8Y*ZL!LLY4X&J%FC- W8G3\ZD40^6^> 3OMP4Z?DWZ\*SSG M55.IE/)JO3.J;Z59%\_>B5QH[)\JO56ZV1\_L47!EKU]IV>K M);44EAF#/@9=TN)7W0AC*7 8,@NR>59]1?M9&IE+1U[E;AWL@+.%/J-JO1($ M!2NJ) NT(^F40K;X5A-$R*RK7!JKY;*VL$IDNH*IAJVU*GM]^X,BFF<%[!;L MTK5;JE>&_!7E4FB7P^/S"N:HV@"8V7,I3?\X.R&[S $[S6&H^]O[I@,]_C0< B']OI8)M ?^=CRN_:*OCC2J/AL& V<[^?L#EG M!D'D\3AE@1]X21RPD]5*U[#TO+("&6'99]@G;[)E05W&9T'J$XVJ 76X1Y'X M!)?IUE0(]H(H!/V472D+=>TZ;/:G7C+S,0I2[OGPPP>9+64AK43EDJ#+#1)E MHPK@-*]>)#R(W[ S%[2#!^6+[/Z)YJ&8ERP)0U(Q"]D'55V_ACDE@K6T%*@( MWFD_/];%@IA[8<09BMWC86?'KX/=:>M#,CVT)4K7\R9=74[]@4QL.^POYE?# M?= I1KC/NF3>594N]"]9ZLW2&6'SO2A*AOG2"SL[LM.0#5T(MNER UIMSUXI"W,>V( M632COT9LOXB<1:,"?1IWNN8"%2^ZV55V1V2^%TXIQ[W %5NWU>L=ST4EUM+N M(5]2-@Z"&=MC'T5OLW,1I;X;<)[\,(RNP-^A9_[?2'[:"FJ7Z+@G=-]Q,3AX M'LM)_G?==@\Z^%"5"MT0I3'@PCK-'+PO!!LILEO5?TFA<9-!>W!9DT)[[FRB M G6=1#07-U3)0HM2UB4[*96V\A]W('@.TIB'C01.'\#%U10A@?[G>A$4.J;4 M?3JN/7+RD/_G?8J0IS%)2=*GVG^ET41Q@MI^XMSY_4[GDK]2] @CJ:QLY8J M[FD$%CC"-H0"?J?#8%",8^ZEZ$0D '48D*B%5BLA\O;46O0G(6#GZK9JFM0% M3HA6Q/="@]"+XYB**4B>'AH/9^TXBIRO8\_W_;8\G,4 <",IP<=D^QX9O\LN ME[9)"#FQ%Z5D0WOG>6+]9[$=V \ 2N<@M*Z"EL"%:X]AKM/R-VP<>C,'Y[$; MSHVIW4E--R@\$X36KE1Q3>I9$_@27>$QXUFY+=2]$"WM KVMCX=AL[CG'@;I MBI*FAH\:IO$LH&2\QL6D1)&TK#B4$LH,!'H:\Z&; M6^_VWH:;=SF0.+E+C#A"8L=-C75E\;C &KGHRCCXD?]>%$;-6H8KI;B6%96_ M4NAK]ZRC&R8JKGG[]*O]R_&D M>3 ]D#?/SHM, ZEAA5B#U=^/9R.FFZ=<,[%JZYY/2V7Q&'/##5Z_0A,!]M<* M3X9V0@KZ]_3QOU!+ P04 " "X?'58(&!1AUH+ #-( &0 'AL+W=O MURA_U M4@C#GM,DTQ\[2V-6[[M='2U%RO616HD,;^8J3[E!,U]T]2H7/+:3TJ0;]'K# M;LIEUCGY8/L^YRJCGNY6!KJZ)Y\6/&% MF KS9?4Y1ZM;4XEE*C(M5<9R,?_8F?CO3_LTW@[X78JU;CTSDF2FU",UKN*/ MG1XQ)!(1&:+ <7L29R))B!#8^%K2[-1+TL3VIS-R=/YPL3.>YR\R6[!)JHK,:,:SF%URF;/?>5((IN;L4F8\BR1/V%6F35Y .49_ MZ!KP0=2Z4;GFJ5LS.+"F'[ ;E9FE9A=9+.)- ET(4$L15%*AQ_+K1&_O M'BY*NYCXRT; M"V.IX"13S+AA/%6YD7^@$2EM&!R;*,]X@GF"N4!&EHLURFD8@'FM=0I-9LXS M)IZE8:M<8F*F*$AXEICKL;/6JDAB-A.0(Q(('S%#'*2I7&LLA.<5EW8QD_-, MSP5>LD3RF4RD>?$@14414JT@%F:DQ#>/GWAF$/94 ?EX_@AJ1)I&U[1K0D0' MBZH\%GGRXM;B+JS-A%D+D54T5ASHT%*$6PE.B0-AR6)8,2O@=CFB2YY35SDS M4EDLB:0^8I,HHAA ,"T*&5MH1;I:<@WD]0Z@$L&B)/..0F3<7M(C;)G/ A:R M!W S5PDR 9$VRUR ._["KL632#"&K)A;L4#242I6:'TMX)"Q4XQF;XN,Q_]! M;!3QSQ89&]E+!K2%4<98648 W(*IVVC*2H*V24(TAWT).#3*(RP&,"KFW#WX M3B:)"RU3F?"\XH',LLW$#NL>1K(U,A3=9;8J3,DIAQ6K&04./DO$:X;R5N$% MO>5;#/WL(?%&2T?9"+BD83F, 8N"')(7N4.$:0M1]1._+U+ 6 J3V(_+YPL M)TU5!KLL%[3T81DU=D%Y#S>Q6XA,T%)PJERE\(M8)*7]&!$M,_FUJ!8MM%TI M@5F1SXLM2[(&& L=Y7)EJ2.4$$!/]7*I,$L5JT0M"/E"5YZ\7S/P=O(U&W : M.S]"V@,,QCK25 4-WIR.6V_T9MO"*_]],@_.;V#(Y(4$%V2\QF&?";2&?18 MY31((_.8!4?(G+E9(&ZP:X4@P#Z1>DB2*4\<*I5%JUPN$$TIDLEL.Q#O%*8EGFCS:4X0Q0LV07+02$3&6-%2;.58\PMU[H MO!;2J;U-.E9"UUIRORV\&@Y=YB7_#?JE25/XKWX/2ZH(6@(VX#I;)?*[O@%> M[VS4NQ>83G&9F/[O%G [-/0 MEEXF &V- "'>Q6J=5>94YFH;D&I3:-$NN;/Y&^OP"'65EFYG RD0N?.%<)4( MD:'(:-,VZ3E"[20)0Q G!N9@SD;]LECT6F;(5B*7*J;<">=%@S9^NHFDVJ61 M.H'FA+EPF$/7!)C< Z8$ZAGV:+9H;WXC5;:50J"34P/G1'AO=[@G8 MVW,RD[P,L2@#X9KZYYUJH\J3M@I KVN>T9#;S0(ZV9U/S[VA@C.5?.!/[.+9U2(AMT4F72E M[B:AP/>"<+A#"-VAOT'(5A6'J Q"S_<'.U0@Y6C44+DYG=;/83CT_-:[NM\_ M]H)Q:V5EL-H&.N'(&_9[A[##FGZ_#1X,#0:YI@M"X*X)6*VW(R>%O,,C=[LG MSD#?;AC,^X.6X23:5R]<5LFS+=#Q<+33;O)M/67'$L*Q_;V2+7:TY050N;ON MPN[X&);@CJR^=[WG;\;"#W?:WX&%[_6.1^7U3^$Q@(NZJTU+.W2#GOWM Q+UJKQK]Q6Y-YN#MQU M3R4VJ0L>>QC1M6:>6P+T7MO3"7>T1+NK[?*(Z#3!?ZD26QM2E=).GPPV\\9= M7D%XBY5OK$P9DNLEFR,['.(#XG9W>*$-Q,*E8T<3K/B]-^P=M/6&C>U#^,;I M]'^#SFUW0D7S&VL$!S8W5$2=D;STP@I.9S18QY9&QZ[D/A.YL>9B7')$):8T M)7&JS)G;9,YX]@@O>KAI;X:< NYMC4_2>>Q6N)KPT_4ILI6*'DE=CICMF]!1 M".5@XN=4Y;G=TVFW*:3T>GE_6A9X[BT N$$-^<*FQ0S)WVYR8A"=00![].4" MJV&_(8N0=1X8MG4:X6H$=SHM_Q";]5]9A('#1@N[E5\9V9OZ;>]QUOZJP:L* M$[N#IM,',&U+. NYK>I6JP2#[;9[]X1F7]E1'^JV#@G?7F54:5<%ASON+6/+ MH?C9G(.Z2/&^L2#[<-&RH!]A_6/DUOZ!I]ULNFULYQO&5JK>&EO@A8->>:U+ MB(W6_BWZJ(<*P0\8XJ/GM[+^=GN_]0Y1I0R&F.WWO+Z_6TM4_2T3/T9PK7[; MPQLPKQNW?%]+#6R7(GJ$UCR$AB?K"P2TL_D;M\LL3^BT39A]+^B/#CR]BG9# M)@@!$$$;H"P:C1MPM]K;_DF^Z5,IU4.*\L?><3"L[]MR[_5AS"4%;-ZV9Q[R MX&#H#;!P$'J]5FVYU?Q&%!B@!AZ4UR8CMUN[UL/?AK_B4[_FD M/'MM*IEVZX!/^2-O,![B[GM#OS'S[?9^GQKTC[U>K\\&D,$?]7>+HK*_Y5/# M@5___G:?&GN]0?_ TW?ZE-\/8(@^:H"Q%XX;0+;;^WRJW_=Z< 2ZC?SJ]ET. M%9!6QENW/^M0?:\?-@ZPU?S+#K7WA)/.X&/VHS_TCT*62E0U[@!,S>?O-C_O MN*S:/MNIG[2W5FA]?ZPR M4X7+U/O2N#U8T.VE8V6+CE,1<3JNSE1](H;(P&/W<<6=.HNQARK@ MR.)8GM_0J8K\8^,0L,A<)P8M./AP=9T]TD&9D@&])T$BM^I\,9^+R'XCF^_% MBLX":1;Q6-5,^.W[)MEM?6).1;ZP']+IG!26[KXVU[WUM_J)^T3=#']D^3]Z9Z,#P-^U7SO.N\DD7[4&PD@+CCS8D'A<<=G M7!1B"##^JFWV6I6/\<8DXNO&O/\\3?CF=*4WM(W4[[5I6?+SM-Y MF9D5'PX]7,C 85:;.XWFTB?,)2E=F-(O'7TJ<\X?&Q@"6PLP;0">IL]:_,C9 M@,9)G])1.G[&WK@->!SLC9\)V)$W]%F7JLRT*NC:*\\@FG>[ H[F]G:;DS7S MWJU5QD<]+ K']HY[QZ]>))/1AV? [K5@]YZS?KRC)O3'#3]X.BU,=OOG+KS/ M6MR-]]OES2DS:LK$-GKC.D M,A_025%@R=YQ66&0-2O*P J+)>C ;[^LF M[-'HH$^3T81^AX_(*@(G>#5CV_)"?M+'#*X1O@ZV3>54F;LW[^FK<8Z@!M>J M"*[.RSN,#L7O4PD1?)V\H9?TZL4T3=(/>'N=TAOZ G7KSOIJ5.G"T$DZH:2_ M/WI'U\BESI@^,PTG]"96:VT$V5S]%GRE$XOOYXW_0'->()<3>GDYH(0 M,)TM.;NE,V5S@=6,'/='R932_C29T!^-]2H#P$A6QH6C\)Q EY3@F+X4+:KF@57G)E%J8,4/^:9=J0HUPZ<"%*/ M_-[RIJ'/;H9((ZNL1=U:GBTJG4L&!P@':I\9&YJ1<#=FK3,!U(\_<^P%$8>\ MA*Z?%E"&GZKREL!$U&TNXP*Y-3[F]>@MLV5QJ#B79'OT+(+#?<)"*)T*N]); MV5'R4"MSQS:W:N[)12!NT+CN3H]NL9R<1@'65F,OU<5&DM(X"R/$I"I5L?E; M['>_9$ME%^A$B UHU82X$O$N-H,0ZYIMV/7%JYD5>J%"]5 OASAQNBV(,5-$P2$?'?F MW9HS/4?-FVPB5^9.YW%.Y$\))%L*2N&VJ^:8I858\PJ:$7#T.]6);8G[ M7ML8^,_2U<;9I*+# #(9B.R>3:3R<19.0^ >L/X[.''R5'B#Q_(1&_7"Q:.H M=[ ;WV(S, M=@W?91%M2=(72ME@NUASPU)9'_Z?%\;8FTDO@#=) MLMSN@2&<&OC]DDL1+IX)]V0.!+W"A]DF0 G.49?*!7X_UHZ@H.!PN>".CFQM M+4TA&>ZD4M)H3;6(:;E03@R(U[7:A)Q@\Y(#L*C?+MM/66VC0RQ@<(8W9+G1 MV%#H8A.. YVRWJD"@ALDYC%3A? M1]<%I%U74QKW SJK6!OMBI$*\/LN8,SH^RK-L0.VQH,F/S>NF$XP56 MDG;;\5N:#<(APPWE@!*%[_+JTV4X<;CZ4]%^"G):GT7",'%6+V;PL'R\2]?0 MVWKA@,%6%<6F6[DV03^7,:D&FOCS&^RJP1)6>,X%]E(;MJ)PW,-E1F0S6K78 MN:W?-,F=51M\Z0H;9@5MP]6R(,!&8BE#R*#(@':=I8>=6P^6_"+<[00E-HEX M 6I[V^OC2;PU;8?'N^<%"H\,4\%S3!T-]M_UR,;[7&QXLPYWJ)GQT)?PNL05 MF*T,P/>YP;6B;HB#]E)]_ ]02P,$% @ N'QU6*&7<@G2 @ # 8 !D M !X;"]W;W)K&UL?55M<]HP#/XKNNSE$R,OT XZ MR%VAW:V[:\N5;ONPVP>3*,17Q\YLI[3_?K(#&>LH7Q))D1X]DBUELE'ZP92( M%IXJ(JL8)+7&@P354Q_3Q#H3;3( YVACN^+JTSA.FD9FM2 M\PJEX4J"QF(:G,=GLZ'S]P[?.6[,G@RNDI52#TZYRJ=!Y BAP,PZ!$:O1YRC M$ Z(:/S>8@9=2A>X+^_0/_O:J985,SA7X@?/;3D-1@'D6+!&V#NU^8+;>DX< M7J:$\4_8M+Z#*("L,595VV!B4''9OMG3M@][ :/7 I)M0.)YMXD\RPMF63K1 M:@/:>1.:$WRI/IK(<>D.96DU?>449],;91&2 7R !;4#M<8AG/SO"UD>B%)=9T,U8NFC2ZBCO%I<7_BG#-*GA!F(?. M/MR;T KUVN\A YEJI&V'M;-VJ^Z\G?"_[NV>)*IK+@T(+"@TZG\\"4"WNZ=5 MK*K]O*^4I>WAQ9+6-6KG0-\+16.P55R"[@>0_@%02P,$% @ N'QU6"M7 M3"[K @ ^08 !D !X;"]W;W)K&ULE55-4]LP M$/TK.^Y,3Q G3J ,33Q#^)CV &4(;0^='A1[;6NP)2.MD[2_OBO9F#"$M+W8 MDE;[]KV5]3Q=:_-@"T2"354J.PL*HOHT#&U28"7L0->H.))I4PGBJUR'&!]+6^-3P+>Y145JBLU H,9K/@;'0ZG[C]?L,WB6N[-0:G9*GU@YM\ M3F?!T!'"$A-R"()?*SS'LG1 3..QPPSZDBYQ>_R$?N6ULY:EL'BNR^\RI6(6 MG 208B::DN[T^A-V>HX<7J)+ZY^P;O>.N6+26-)5E\SS2JKV+39='[823H9O M)$1=0N1YMX4\RPM!(IX:O0;C=C.:&WBI/IO)2>4.94&&HY+S*+[1A!!-X! 6 MS=+B8X.*X'+%3SL-B0NX;6'2@%2I9B^! B964\O>J(W MC_8B7F R@/'H *)A--Z#-^[ECCW>>(]<"Z3A2BJA$BE*6) @K-X2W,)-=L.Y M&W-J:Y'@+. K8=&L,(C?OQL=#S_N(3OIR4[VH<>O3@1^W..&8%[JY.'G+K9[ M\7:SO?ER?^D^@*UBV!83!I^&V@ 9H:SP5XD;6 @"G22- 9$1I?(0Y)&BM0^'VUL*XE%VR!W"CU:'Y1[TO]/U%5"I34)K@6BAV5%<, M"F'9/%?L9ES("^C:Z$[/M*J,;O+BN0UNL/.XUMB?%PCE2L&NSSSY- MUS+91E'K3/UJ[^MGK9T];V]_"M?"Y)+5E9AQZG#PX2@ TQIM.R%=>W-;:F*K M],."_TUHW :.9YIO?#=Q!?J_7?P'4$L#!!0 ( +A\=5A8>93]J@( ,@' M 9 >&PO=V]R:W-H965T=N&*9[EU"WX\*5F&UVA_ ME9>:++]%27F!TG E0>-JZLW"D_G8^=<.OSFNSZHA .B&C<;S"]-J4+W)UOT<_KVJF6)3-XJL0?GMI\ZHT]2''%*F&O MU/H;;NH9.KQ$"5-_8=WX#BEC4AFKBDTPV067S<@>-SKL!(R#%P*B34!4\VX2 MU2S/F&7Q1*LU:.=-:&Y2EUI'$SDNW:%<6TV[G.)LO"!Y4]1PHUG*908SK9G, MD&2W9N);RN#\_&2#-F_0HA?0P@@NE+2Y@:\RQ?0Y@$_46G[1EM\\ZD0\PZ0' M_? 31$'4[\#KM_7V:[S^V^N%[^0#"XO%WHH;O,%^/'=G3DS)$IQZ="D,Z@?T MXH\?PE'PI8/MH&4[Z$*/+YA%S9F &]2% ;7:=TYP>X./%N9")7=_]U70F6-_ M!9_G/?AIPEFE'1%R@ON*:2(*Z X=Z,BP6)*Y M/;9/(!6$(P8AA,%R^#0,@C%TJ#1L51IVJG15":PAC\)GNLQ255HB='LN6+97 MF6[<%1,&._B-6GZC3AR2[.C]'+NQ7^-XW'(\?I>&[L?CDG53[(9^C>*XI3A^ MMXQOHMD-_R)-?^=U+5!G=0\QD*A*VN:A;5?;-C5K7NGEKZ$2M,T[_@]02P,$% M @ N'QU6'AZV*3N%@ O$8 !D !X;"]W;W)K&ULK5QK2 ).+A M# /,B.;^^CW=#6 P%#626?'ZV: M9O/CPX=^OC)K['UU,?GPY/:,)/.)W:[8^^UO1469U_94^O"N>'YT0 M1:8T\X:6T/CGRKPR94DK@8X_PZ)':4^:F/\=5W_+A\=A9MJ;5W7Y+ULTJ^=' MYT>J, O=ELVG>ONS"0=Z1.O-Z]+S_ZMM&'MRI.:M;^IUF P*UK:2?_6WP(B[ M3)B&"5.F6S9B*E_K1K]XYNJM#>)L1;=RV3A\:S&O>7%IEY5= MV+FN&G4QG]=MU=AJJ3[6I9U;X]5W\:_OGSULL!_->C@/:[^4M:E,5IN@O\!"$)FJGD=J7T\$57YOY6)U.1FIZ,CT=6.\TG?Z4USN]8;U# M)_[WQJ%Z>RA= M%>HWW;3.T'%A8$975_YI:Z^]I:D![WUZ+OXBBLC+F4SL'^SP.77LM>ELK0*E@\'5)A:04+KQ<(X$A;= M-O5(S5H/*?1>SKBJUZ:;,E9O,)@MMKK8.%NJTQ/6^ND(9+7NVD,2R" @H-[C MA#BOOH=L7$)209:#(CF8W9Z8\)/N2K8K.U_AD+[%HD2[)VXN[+?P<5'6FFT* MKL6HN=[8AE2A8UA@(2\[5C_76W-EW$BUL)(.1M\YXK/N;-.RA6*QI*1IQ..J M;@:LRJ-D51X-6Q7M5TPV__'FS]9>Z5)D^'X6YB]NH^!=U::%%'MAC3,D4&Q4 M:"BXN04M\SB?_S#9_&A8THBB-6KAZC7<=?454VT%$8:D'\^,9OF;Z9+825-5 M#9:Z.))O+PC$ M?A^6K'0G.^YTI#,&MGEU#($MK1]*[6&3-P,8_3Q3P>Y%AG M3NY[$W==-VH!$?[NL#& Y9^7VGM@!%,PORHC)U3O.YN0AO@;C$JST@TO!IG% M?P/<^2%QYX?!4[PVLYS^D;JXTK;4L](;VV<\@XI-M]17B )X45[[_5SA%@]"WL8" 07XS5.S%LT1"3#:;/I( 8#K\# M.%[F[F-'&UBV9DQ':;\:T !QJ8*H--A_Q_\"_)GU#,H: > (CZ\_50/"=9Z$ MZ_Q^PO6S*8OCICY^+YJ^^W\1K4$:_KIH$:W$ZTCK#8*U-AK.%L_,MPT\+21F M+LN5LAPDYN?/[Q'AS'IRQH*$J*,,WIDE2#/(6A69!,#L _)B6-/"N&'?5E6 E[VX ?V9B)EJ("-"&08;,*Y MXF'TNKJJ6MCLE45LY1#XE*(I3G3,^QKXBBC?$G!)7QD[*:((PV.K* M%FV'3G9$$K2;;I8L-B8L#*[/=#?')]1KPB9C=5$(L;!-V YW>$47#<-F2A82 M?'+!'D&_FR7?PZRTRP!8CUZ]_W#T?7Z; JZBJSB]KM_C^ZG\DZ3R3P95/D!K M\.@3EL(+24P1RS"OEQ5?@:VZ(P72*+9:PL;#*A41?FTVKOXFIAB*C9BC M5#M+8D>F#A>%91M+9+,=Q>5 %CB:'<=XWY&I +G=;E[!W)*.PW#S#5+$0@QA M&*'Y'A!$$DU>/3E)3IV5^X2\Z/5;X5N#T28WH)=@"Q^K?[Y\>?(>)1PEWT(% M8Q0(I>1#FU^;7+>,8^R2I"0$6\%0"_-$'! V,*M!SR[PE[LJ5!AIO>H5B" M,UL.EVG-E?'!CD2(%1 *#C)$K+>H'D*8'.6BY M#?01IX6QC/,V=5VR'23N,,'>KA&W0-BM_\J'U%@%'V X:%%+ON'S7@@ 7 )] MX0!2/!'Q@$U,3!P! "S9TOSXX!/B%_6&\X:JYG1DXUK)X$_4&1Y],EX6Q+CW M$5-X"EB*, )[KXV;]P;$(((8DGU/^G&Q! P$CFN=?D#[M?@R,D']3&I)D3_N M +SV3=RJ5A\H<]#C+L D%F(@V=Q5@.DK!F/$:[IF>2PF2/>@VR+ 2[$>=5DO M=X)2]8-F6S_H8[$[$Q"))@Z'5(JG5-D? > +A)4<+BW#5@_70]^Q%"P@ K7+ M8OP8Q-58N_5= + O;!@ , R7)MJ9(7*23H@P.TXP&&ODNV84/0CW^D TCTD0 ML3\<0[,I!KYEHTU/4U@@S*!M@=#G[,]2 )'8:#-$3Z;&$:XI=V/UKY4M3:[- MK0^[S<2\2_V,352*_''^M?YJL@@:?CY@LYSK=$;Z;\@O9/6>R:!?^+!8'+\4 M$W)\R76_8()A06JR#?=--MVRWUTBUB\5)=O 4]),&T[=Y;HMVX!^%0%V];@' MSZ)L98-'XN0Y.NK6C5PODX.<=_:@Y'0W1TAQ/4GSTBS>A4MR)+(I7JB,*?JQ M8:H>F,!3UH5.]@FPD6S W$M"': %DL+G:18 I.#O6" IF,UZ.U27Q\M#^/@0+I X1^&'E'3^6 MB^W[!!G*-8(A"W4,+QCD(C]&6Y4(;P/MO6N%G)HJ&1G:G=QHU5E%J#ZV*DL! M0UR1>D,=M;B_NLKRQ5GQH$']N_2_U$6BWB=_F%&P$$ M=C6S@+L'>!0UZ""G0&)G>G'=+!'!TU),QVZG+S1$2 9_O08]G;OAK$I6[Q$= M B?U5YH!-%NG1(08.[:LY [LJJX+L<]$*0W?6H#_>H[(GQ;=4F:0,B:<6K%N MJ%P\F7;6;OI_B>HY[WI7.S>\T\T!/6^2RW^,[@AO<=&(ZT0NPS49!/-00CH8P M4%(7$%@(Y<4<8(IBV,]!_=Y2&JO\:ZYGF$C9-Z?F ]]+.H*88BU'T/$(T8(LNB,H#@0WK)T^EM#)% '$T=66N\Y2:@D).AU=:.L" M*F$;QZ%_3)N3!9YY2=,KNR9C8SKS&ZJ,%-&,(6A>:NN4 1+12H;(%1($[U-)XI>XLJ: M+?-Z"=#I LI*)DX@)K'/D@X%*\>;>,IZ6IBISL7< .7XFL*=FF]S.M>9FU]2+FE353OL4F/1?*M M).0*TBS*JW.5Z'7VB?.!AQ>W/HO2Q18"J5"7U3%1'?R2HFAW3X\ OA=M*1%3 MD(F8&F39&),]"&,E(TX'^8%N\>Q$[8QV(H>SUK+^"&5]G<.#3BQ.:>HDG[IH M'12>;1IL?,,Q=^]X8P0H?>6B?!LBS%[Z@!QJ* P$+1-,P$D+'$V*+OC>;'5Y MB,Q]T_ K#>F[)GZTBH\\/A<0(]?-,^U2!ZS7Z]9%6$%L M4H;QRGXN?QJ2_$.*TW4V3(9[#GX"YF"40?2]JQI=+=FLB"L:J?C]O77HCMMF M3O^?7BWC8\Y902#:,G73D)GRJ3%$;C?*=<98"A4H*25^2);@]&/,;K%KBB5? MZN8J2XME?C%5Q7+PZK5/:6$BI@]]7 M15^ 21%U2A V]=(P1N"$C$T$@;J@P.#O1N\8&H9J25,WO:#+#AXC$BY[O\Z( M#?:+PX\B'#%$=Y)?,;'9I0O?NB:;F8Z)OPAOJB(=GQ _=_FYKB)J((Y$(T\< MJY^B%1Q1)!6,U0TLE(@D^7$^$M,?@%?&(S9K%"JDVJ>^]88.+!_2*33!(JJB M E*>+HZX ^AG06X;DBD8]L!2O=T#KT)!3G*+O1ZTHM[$+-%>%U<((.G(*)A:XF#<(G==S8RA*D_XWV0Z9*>Z9J+)<#?110%KVU@.? D]W]E* MW7W9-T&E\V?,%-5"RN:"4+CN+XZS#SQSC T[06K&67_PC3K09(HL03:JCI5$ M(/B2=\IQ>LQ7"%+')Y%(,1CY-*'"&RGU[]%]F&Q(V]^?G)^,3DY.>!@^G/.' MK>$HJ)\RV<^'B$OC5>JNVS@W??X&X' JZ&%(&KKNG\EP^\\ET)I M@:H+:GD*R=V["L/G^[(]EO#_,O;9LAG;IIFV"X@T?NW@/H['$4EZXF9.)IP4_E>;O8 MB_[F8VIFEZ$@01I]"$V($8%]X_AC+O0&2:8\0!,28KUO8@)#9)TRLM*/2%W" M=<56BC!#WK3FE'0F++EKDE?12V?BJPDQX9UWK#I=&/&%P=+%_!J]*S%7.)>4 M8(EGD@[@9BJI"*2*?L!A6WX[B,QW:$:K6C9>5&<(1R.N^;Q?!B#/EKQVV"O6 M7D,M(+LN6F>6R*)@8A-JX )LJ9>ST@WU6K+[<))(Q$+Y6QD=33J5$O?(XS6W M=8O+ZIQQ1K.PDMP(**=:77_Z2AKNP6&QX+ AKL"8=]'S;T47A&MUY]TPO=W-3D939ZGX\F9?#.=GM,WCZ:C\_.S^,W0*UA=9\ETN+/DBVDP KHV$G-&)P9]JVG^[*A5NZS5Q4%:*02W(_RIL[CI] ^2=#V ME'NH@L90=J!P%Q?^/06-_(I*5AZ(U0"1OS_:2KI56 "SR@![(8PA^.:I9R*L M);6>N,V[+',P"L=C[E/\%LE,K<&E_4^BZ5!X&E=]VX-7AP5HR#9TW073X6K_ M9:@N?HJ">XAGV%IM)RT-K0!Y9U7\QRN9]QTZ.:[_F3 M.FT2VY)2.TZP$)DMX*Y*/5^-@\4(1]>"0)9=&C;K@A)XZDU&L(X-Y-3Y6+6< MS2G:N;Q:N09,3EA+8C4O]K#?$= =DQOJ:8'85UFECI:NP3HT^7#IO,N)Q+Z ME36+C!4%D"*K"%D^%SM>;A^IX/YMZ _J3N?)WZZ3G;K2L"9MI#G(9HPQ1GDH M2'0+]XOPNE8Z?]Y!0>F;T/03:@:ZV10:]BG( MNNWYS8?<,\SH?4=@RV6HZ=,;4T.ZU=6RI\,5YD]F/[G"9W(Q#7:16H;NK&SW MV]"K5Z%-.7H,_ G_":'DR#PHT!W>!>ZPHS/9ZV72/D"7F!<^8D&Q3\L>-AOB M<%?5G@X7C'\SV]Y+\*ZN\/?#V_U;.DN MA^,_J@^5^D57+9&4WM":GDP>J\FI.IT^IO^H&3M%%Q#@-Z]^A?H4)CGT$-MD M (UL'KWVMO]U'T&Y5QQ=T%-^<1B[ MF..BWO*KMGF@Q$_ZYC9.0B(HB3J2P:/D1_ M(X_&D@^E\+^+0*2>=GYV?JC,MO_H;'3P+3O\_R\M."VOWAS8X31;:O)(EAHG M5DBOA3[DHUD>.TM@DQY08X(TKXB O;VX?$G/I0DC+7 ,%-.$U\E9ZN,+J\/% MJVE7=Y_>^GL+I%4A[/AD_==1;&"4#_:_=TL)UE&:!J2?C'QX=*2<_E2(?FGK#/T\RJYNF M7O.?*P.3X&@ OE_4=1,_T ;I!VM>_!=02P,$% @ N'QU6."7F:"4 @ MEP4 !D !X;"]W;W)K&UL?51M;],P$/XKIX#0 M)I7FI=GH1AMI78?8AZ%J&2"$^. ZU\::8P?;6[\O<,WAAM]< =7R5+*9R?<5],H<820(S4. M@=CC!6^1849]2A=X>-^C?_*UVUJ61..MY-]99>II-(Z@PA7IN'F4 MF\^XJ^?"X5')M?_")OA>7D5 .VUDLPNV#!HFPDFVNW$:TIIE+4R&V>*+](@I/ >RM 5D"LHV5JP M%:-$&+BA5';",+&&A>2,,M1P]D26'/7Y)#:6@<.)Z2[;+&3+7LF69O @A:DU MW(D*J_\!8DN]YY_M^<^RDXASI$,8I0/(DFQT F_4O\?(XXU.O(>&4."Q^D)T M?CS:3="U;@G%:61'1*-ZP:AX]R:]3#Z>X);WW/)3Z$5I)[+J.+H>W1$E;%,T M+%!!61.% Y@1S2@04<&<\J()M3D M;F\A30;I50*C09:/!VE^956C89H'2Y:-G>4B&XS'^=YR[-'C@V%I4*W]2M#@ M?_,P-[VVWSHW8=C^N8>5]4#4F@D-'%P@^VMM M-R&PO=V]R:W-H965T@#A9NP+-$-1M]V'8!\6F8R&RY$ET7O;K]Y"2'2^-M7P;]L$221V/=_<\ M=V<>WU?U;;.PUM'#LBB;D\'"N=7[T:B9+NPR:]Y5*UOBR[RJEYG#M+X9-:O: M9K.P:5F,).=FM,SRVJ.Y/!F*P6?B2 MWRR<7QB='J^R&SNQ[MOJJL9LM-4RRY>V;/*JI-K.3P9GXOW8>/D@\#VW]\W. MF+PGUU5UZR>?9B<#[@VRA9TZKR'#Z\Z>VZ+PBF#&GYW.P?9(OW%WO-'^(?@. M7ZZSQIY7Q6_YS"U.!LF 9G:>K0OWI;K_Q7;^1%[?M"J:\*3[3I8/:+IN7+7L M-L."95ZV[^RAB\-K-LAN@PQVMP<%*R\REYT>U]4]U5X:VOP@N!IVP[B\]*!, M7(VO.?:YTU\K9TG2(7TJ[VSC$&[7,#J[R_(BNRXL 7::9!@,O_IY(#34.OB2?^UN_?)NGS;OFU4VM2<#Y$5CZSL[.'W[1AA^U&.; MWMJF^[2?3I"&LS4 J.9/L!P"EL, R\1.UW7N1;X_GOPA[[: M!T?CHIK>_O&2:[V'O^P:HF^7U[;>(D##BZHHLKJAO"2WJ-9-5LZ: SI;5K7+ M_[(S.J\:1Q_KJFGH6XG:4835CZ@9S8_+GS&'.Q^RO*:[K%C#2;>>@9CXDI5T M58'R]!-%@G$I,8C]8QC+A [\,F?*&)HLLZ*@\;J!1U!_-D/NY(VKV]@,W[Y) MI.1'D_%9&(FC QI7,)KBE'&A20M#0\E,'$-I;%@<*?#C@7Y^L,N5H\MUF4_S M559TNZ1@$1=D-&*1# U(F83P10(&&0"+5$MN5,DS$G+Y6#F>=?9CL M[D1P$LUD$F,DF# A;CIF"4_;T*F8&/@+!$>DS=&O9=9L[;]DCH*?:5E:3W MW)MH%7CR/?#D C_(5J6E1YO5A.94^/1&B,+/?\_F#M3=BKB*YNC[88+T M!L&-?QJ](QP$(.ALN9%3$(G(I$Q'Z%IL.?)B)1K1_^K/P-$*H+WVHVS &"W<<^+?Y'I*U/G:EZ$WO],7JI.*0K>1S52N6Q&TK MBDEIOP)D00:_LENH4*8X!T\U*5_#!/D6(\DH-!RFNGG<5[,VE>?Y6TB6@K"^ M^2!P.[-]E6R?HJX!=0TI2I\MM/1F',U+PU/4.)E*EB"=E.^!"0JH(B43EBI% M75M"L)*0=SXN'/4Q#/#-^!"B 2EH4TF(9,*9@8:P[/O2C[WH?\@5E(;8)+[, M*\#CXZ#@9J+;^[B4HI@1?"L"@%=]HVB4AQ&!)H M(2+@#UGNV2*3!.0*3$(;A:%2!+:DZ(LF;6/']]3/T<[E:&GKFW %;&A:K4O7 MWI.VJ]M;YEE[N7H2;Z^HEUE]X__1%':.K?Q=C)Y7M]>^=N*J5;AJ75<.%[

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�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

M,"2*S'MP[WT4;-Y3P?9_L.-'4$L#!!0 ( +A\=5B7BKL

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how.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 116 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 118 FilingSummary.xml IDEA: XBRL DOCUMENT 3.24.1 html 409 507 1 true 95 0 false 6 false false R1.htm 000 - Document - Document And Entity Information Sheet http://securityfederalbank.com/20231231/role/statement-document-and-entity-information Document And Entity Information Cover 1 false false R2.htm 001 - Statement - Consolidated Balance Sheets Sheet http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets Consolidated Balance Sheets Statements 2 false false R3.htm 002 - Statement - Consolidated Balance Sheets (Parentheticals) Sheet http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals Consolidated Balance Sheets (Parentheticals) Statements 3 false false R4.htm 003 - Statement - Consolidated Statements of Income Sheet http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income Consolidated Statements of Income Statements 4 false false R5.htm 004 - Statement - Consolidated Statements of Comprehensive (Loss) Income Sheet http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income Consolidated Statements of Comprehensive (Loss) Income Statements 5 false false R6.htm 005 - Statement - Consolidated Statements of Comprehensive (Loss) Income (Parentheticals) Sheet http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income-parentheticals Consolidated Statements of Comprehensive (Loss) Income (Parentheticals) Statements 6 false false R7.htm 006 - Statement - Consolidated Statements of Changes in Shareholders' Equity Sheet http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity Consolidated Statements of Changes in Shareholders' Equity Statements 7 false false R8.htm 007 - Statement - Consolidated Statements of Cash Flows Sheet http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows Consolidated Statements of Cash Flows Statements 8 false false R9.htm 008 - Disclosure - Note 1 - Summary of Significant Accounting Policies Sheet http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies Note 1 - Summary of Significant Accounting Policies Notes 9 false false R10.htm 009 - Disclosure - Note 2 - Investments, Available for Sale Sheet http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale Note 2 - Investments, Available for Sale Notes 10 false false R11.htm 010 - Disclosure - Note 3 - Investments, Held to Maturity Sheet http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity Note 3 - Investments, Held to Maturity Notes 11 false false R12.htm 011 - Disclosure - Note 4 - Loans Receivable, Net Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net Note 4 - Loans Receivable, Net Notes 12 false false R13.htm 012 - Disclosure - Note 5 - Premises and Equipment, Net and Leases Sheet http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases Note 5 - Premises and Equipment, Net and Leases Notes 13 false false R14.htm 013 - Disclosure - Note 6 - Goodwill Sheet http://securityfederalbank.com/20231231/role/statement-note-6-goodwill Note 6 - Goodwill Notes 14 false false R15.htm 014 - Disclosure - Note 7 - FHLB Stock Sheet http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock Note 7 - FHLB Stock Notes 15 false false R16.htm 015 - Disclosure - Note 8 - Other Real Estate Owned Sheet http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned Note 8 - Other Real Estate Owned Notes 16 false false R17.htm 016 - Disclosure - Note 9 - Deposits Sheet http://securityfederalbank.com/20231231/role/statement-note-9-deposits- Note 9 - Deposits Notes 17 false false R18.htm 017 - Disclosure - Note 10 - FHLB Advances and FRB Borrowings Sheet http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings Note 10 - FHLB Advances and FRB Borrowings Notes 18 false false R19.htm 018 - Disclosure - Note 11 - Other Borrowings Sheet http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings Note 11 - Other Borrowings Notes 19 false false R20.htm 019 - Disclosure - Note 12 - Junior Subordinated Debentures Sheet http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures Note 12 - Junior Subordinated Debentures Notes 20 false false R21.htm 020 - Disclosure - Note 13 - Subordinated Debentures Sheet http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures- Note 13 - Subordinated Debentures Notes 21 false false R22.htm 021 - Disclosure - Note 14 - Income Taxes Sheet http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes Note 14 - Income Taxes Notes 22 false false R23.htm 022 - Disclosure - Note 15 - Regulatory Matters Sheet http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters Note 15 - Regulatory Matters Notes 23 false false R24.htm 023 - Disclosure - Note 16 - Employee Benefit Plans Sheet http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans Note 16 - Employee Benefit Plans Notes 24 false false R25.htm 024 - Disclosure - Note 17 - Bank Owned Life Insurance Sheet http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance Note 17 - Bank Owned Life Insurance Notes 25 false false R26.htm 025 - Disclosure - Note 18 - Commitments and Contingencies Sheet http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies Note 18 - Commitments and Contingencies Notes 26 false false R27.htm 026 - Disclosure - Note 19 - Related Party Transactions Sheet http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions Note 19 - Related Party Transactions Notes 27 false false R28.htm 027 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements Sheet http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements Note 20 - Parent Company Only Condensed Financial Statements Notes 28 false false R29.htm 028 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments Sheet http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments Note 21 - Carrying Amounts and Fair Value of Financial Instruments Notes 29 false false R30.htm 029 - Disclosure - Note 22 - Non-interest Income Sheet http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income Note 22 - Non-interest Income Notes 30 false false R31.htm 030 - Disclosure - Note 23 - Preferred Stock Sheet http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock Note 23 - Preferred Stock Notes 31 false false R32.htm 031 - Disclosure - Note 24 - Subsequent Events Sheet http://securityfederalbank.com/20231231/role/statement-note-24-subsequent-events Note 24 - Subsequent Events Notes 32 false false R33.htm 995445 - Disclosure - Insider Trading Arrangements Sheet http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements Insider Trading Arrangements Notes 33 false false R34.htm 995478 - Disclosure - Significant Accounting Policies (Policies) Sheet http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies Significant Accounting Policies (Policies) Policies http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies 34 false false R35.htm 995479 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables Note 1 - Summary of Significant Accounting Policies (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies 35 false false R36.htm 995480 - Disclosure - Note 2 - Investments, Available for Sale (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables Note 2 - Investments, Available for Sale (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale 36 false false R37.htm 995481 - Disclosure - Note 3 - Investments, Held to Maturity (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables Note 3 - Investments, Held to Maturity (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity 37 false false R38.htm 995482 - Disclosure - Note 4 - Loans Receivable, Net (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables Note 4 - Loans Receivable, Net (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net 38 false false R39.htm 995483 - Disclosure - Note 5 - Premises and Equipment, Net and Leases (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-tables Note 5 - Premises and Equipment, Net and Leases (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases 39 false false R40.htm 995484 - Disclosure - Note 8 - Other Real Estate Owned (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-tables Note 8 - Other Real Estate Owned (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned 40 false false R41.htm 995485 - Disclosure - Note 9 - Deposits (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-9-deposits-tables Note 9 - Deposits (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-9-deposits- 41 false false R42.htm 995486 - Disclosure - Note 14 - Income Taxes (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables Note 14 - Income Taxes (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes 42 false false R43.htm 995487 - Disclosure - Note 15 - Regulatory Matters (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-tables Note 15 - Regulatory Matters (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters 43 false false R44.htm 995488 - Disclosure - Note 19 - Related Party Transactions (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-tables Note 19 - Related Party Transactions (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions 44 false false R45.htm 995489 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-tables Note 20 - Parent Company Only Condensed Financial Statements (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements 45 false false R46.htm 995490 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments 46 false false R47.htm 995491 - Disclosure - Note 22 - Non-interest Income (Tables) Sheet http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-tables Note 22 - Non-interest Income (Tables) Tables http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income 47 false false R48.htm 995492 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual Note 1 - Summary of Significant Accounting Policies (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables 48 false false R49.htm 995493 - Disclosure - Note 1 - Significant Accounting Policies - Reconciliation of Earnings Per Share (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details Note 1 - Significant Accounting Policies - Reconciliation of Earnings Per Share (Details) Details 49 false false R50.htm 995494 - Disclosure - Note 2 - Investments, Available for Sale (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual Note 2 - Investments, Available for Sale (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables 50 false false R51.htm 995495 - Disclosure - Note 2 - Investments, Available for Sale - Schedule of Available-for-Sale Securities Reconciliation (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details Note 2 - Investments, Available for Sale - Schedule of Available-for-Sale Securities Reconciliation (Details) Details 51 false false R52.htm 995496 - Disclosure - Note 2 - Investments, Available for Sale - Available for Sale Securities Classified by Contractual Maturity Date (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details Note 2 - Investments, Available for Sale - Available for Sale Securities Classified by Contractual Maturity Date (Details) Details 52 false false R53.htm 995497 - Disclosure - Note 2 - Investments, Available for Sale - Schedule of Available for Sale Securities in Unrealized Loss Position (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details Note 2 - Investments, Available for Sale - Schedule of Available for Sale Securities in Unrealized Loss Position (Details) Details 53 false false R54.htm 995498 - Disclosure - Note 3 - Investments, Held to Maturity (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual Note 3 - Investments, Held to Maturity (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables 54 false false R55.htm 995499 - Disclosure - Note 3 - Investments, Held to Maturity - Summary of Held to Maturity Securities (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details Note 3 - Investments, Held to Maturity - Summary of Held to Maturity Securities (Details) Details 55 false false R56.htm 995500 - Disclosure - Note 3 - Investments, Held to Maturity - Held to Maturity Maturity and Yields (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details Note 3 - Investments, Held to Maturity - Held to Maturity Maturity and Yields (Details) Details 56 false false R57.htm 995501 - Disclosure - Note 3 - Investments, Held to Maturity - Summary of HTM Securities in Unrealized Loss Position (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details Note 3 - Investments, Held to Maturity - Summary of HTM Securities in Unrealized Loss Position (Details) Details 57 false false R58.htm 995502 - Disclosure - Note 3 - Investments, Held To Maturity - Schedule of Credit Ratings for Held To Maturity Securities (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details Note 3 - Investments, Held To Maturity - Schedule of Credit Ratings for Held To Maturity Securities (Details) Details 58 false false R59.htm 995503 - Disclosure - Note 4 - Loans Receivable, Net (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual Note 4 - Loans Receivable, Net (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables 59 false false R60.htm 995504 - Disclosure - Note 4 - Loans Receivable, Net - Schedule of Loans (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details Note 4 - Loans Receivable, Net - Schedule of Loans (Details) Details 60 false false R61.htm 995505 - Disclosure - Note 4 - Loans Receivable, Net - Credit Quality Indicators (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details Note 4 - Loans Receivable, Net - Credit Quality Indicators (Details) Details 61 false false R62.htm 995506 - Disclosure - Note 4 - Loans Receivable, Net - Aging of Recorded Investment (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details Note 4 - Loans Receivable, Net - Aging of Recorded Investment (Details) Details 62 false false R63.htm 995507 - Disclosure - Note 4 - Loans Receivable, Net - Loans in Nonaccrual Status (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details Note 4 - Loans Receivable, Net - Loans in Nonaccrual Status (Details) Details 63 false false R64.htm 995508 - Disclosure - Note 4 - Loans Receivable, Net - Accrued Interest Writeoff (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details Note 4 - Loans Receivable, Net - Accrued Interest Writeoff (Details) Details 64 false false R65.htm 995509 - Disclosure - Note 4 - Loans Receivable, Net - Allowance for Credit Loss (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details Note 4 - Loans Receivable, Net - Allowance for Credit Loss (Details) Details 65 false false R66.htm 995510 - Disclosure - Note 4 - Loans Receivable, Net - Summary of Collateral Dependent Loans (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details Note 4 - Loans Receivable, Net - Summary of Collateral Dependent Loans (Details) Details 66 false false R67.htm 995511 - Disclosure - Note 4 - Loans Receivable, Net - Impaired Loans (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details Note 4 - Loans Receivable, Net - Impaired Loans (Details) Details 67 false false R68.htm 995512 - Disclosure - Note 5 - Premises and Equipment, Net and Leases (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual Note 5 - Premises and Equipment, Net and Leases (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-tables 68 false false R69.htm 995513 - Disclosure - Note 5 - Premises and Equipment, Net and Leases - Schedule of Premises and Equipment, Net (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details Note 5 - Premises and Equipment, Net and Leases - Schedule of Premises and Equipment, Net (Details) Details 69 false false R70.htm 995514 - Disclosure - Note 5 - Premises and Equipment, Net and Leases - Operating Lease Liabilities (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details Note 5 - Premises and Equipment, Net and Leases - Operating Lease Liabilities (Details) Details 70 false false R71.htm 995515 - Disclosure - Note 6 - Goodwill (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-6-goodwill-details-textual Note 6 - Goodwill (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-6-goodwill 71 false false R72.htm 995516 - Disclosure - Note 7 - FHLB Stock (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual Note 7 - FHLB Stock (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock 72 false false R73.htm 995517 - Disclosure - Note 8 - Other Real Estate Owned (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-details-textual Note 8 - Other Real Estate Owned (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-tables 73 false false R74.htm 995518 - Disclosure - Note 8 - Other Real Estate Owned - Schedule of Other Real Estate (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details Note 8 - Other Real Estate Owned - Schedule of Other Real Estate (Details) Details 74 false false R75.htm 995519 - Disclosure - Note 9 - Deposits (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual Note 9 - Deposits (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-9-deposits-tables 75 false false R76.htm 995520 - Disclosure - Note 9 - Deposits - Deposits Outstanding (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details Note 9 - Deposits - Deposits Outstanding (Details) Details 76 false false R77.htm 995521 - Disclosure - Note 9 - Deposits - Scheduled Maturities of Certificates of Deposit (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details Note 9 - Deposits - Scheduled Maturities of Certificates of Deposit (Details) Details 77 false false R78.htm 995522 - Disclosure - Note 10 - FHLB Advances and FRB Borrowings (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual Note 10 - FHLB Advances and FRB Borrowings (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings 78 false false R79.htm 995523 - Disclosure - Note 11 - Other Borrowings (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual Note 11 - Other Borrowings (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings 79 false false R80.htm 995524 - Disclosure - Note 12 - Junior Subordinated Debentures (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual Note 12 - Junior Subordinated Debentures (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures 80 false false R81.htm 995525 - Disclosure - Note 13 - Subordinated Debentures (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual Note 13 - Subordinated Debentures (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures- 81 false false R82.htm 995526 - Disclosure - Note 14 - Income Taxes (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-details-textual Note 14 - Income Taxes (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables 82 false false R83.htm 995527 - Disclosure - Note 14 - Income Taxes - Schedule of Components Of Income Tax Expense (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details Note 14 - Income Taxes - Schedule of Components Of Income Tax Expense (Details) Details 83 false false R84.htm 995528 - Disclosure - Note 14 - Income Taxes - Income Tax Reconciliation (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details Note 14 - Income Taxes - Income Tax Reconciliation (Details) Details 84 false false R85.htm 995529 - Disclosure - Note 14 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details Note 14 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details) Details 85 false false R86.htm 995530 - Disclosure - Note 15 - Regulatory Matters (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-details-textual Note 15 - Regulatory Matters (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-tables 86 false false R87.htm 995531 - Disclosure - Note 15 - Regulatory Matters - Schedule of Regulatory Capital Requirements (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details Note 15 - Regulatory Matters - Schedule of Regulatory Capital Requirements (Details) Details 87 false false R88.htm 995532 - Disclosure - Note 16 - Employee Benefit Plans (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual Note 16 - Employee Benefit Plans (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans 88 false false R89.htm 995533 - Disclosure - Note 17 - Bank Owned Life Insurance (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance-details-textual Note 17 - Bank Owned Life Insurance (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance 89 false false R90.htm 995534 - Disclosure - Note 18 - Commitments and Contingencies (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual Note 18 - Commitments and Contingencies (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies 90 false false R91.htm 995535 - Disclosure - Note 19 - Related Party Transactions (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual Note 19 - Related Party Transactions (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-tables 91 false false R92.htm 995536 - Disclosure - Note 19 - Related Party Transactions - Schedule of Loan Transactions With Related Parties (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details Note 19 - Related Party Transactions - Schedule of Loan Transactions With Related Parties (Details) Details 92 false false R93.htm 995537 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements - Consolidated Balance Sheet Data (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details Note 20 - Parent Company Only Condensed Financial Statements - Consolidated Balance Sheet Data (Details) Details 93 false false R94.htm 995538 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Income Data (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Income Data (Details) Details 94 false false R95.htm 995539 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Cash Flow Data (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Cash Flow Data (Details) Details 95 false false R96.htm 995540 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-details-textual Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables 96 false false R97.htm 995541 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements, Recurring Basis (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements, Recurring Basis (Details) Details 97 false false R98.htm 995542 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements Nonrecurring Basis (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements Nonrecurring Basis (Details) Details 98 false false R99.htm 995543 - Disclosure - Note 21 - Fair Value of Financial Instruments - Level 3 Assets Measured at Fair Value (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details Note 21 - Fair Value of Financial Instruments - Level 3 Assets Measured at Fair Value (Details) Details 99 false false R100.htm 995544 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Schedule of Fair Value by Balance Sheet Grouping (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Schedule of Fair Value by Balance Sheet Grouping (Details) Details 100 false false R101.htm 995545 - Disclosure - Note 22 - Non-interest Income - Non-interest Income (Details) Sheet http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details Note 22 - Non-interest Income - Non-interest Income (Details) Details 101 false false R102.htm 995546 - Disclosure - Note 23 - Preferred Stock (Details Textual) Sheet http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual Note 23 - Preferred Stock (Details Textual) Details http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock 102 false false All Reports Book All Reports [ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 52 fact(s) appearing in ix:hidden were eligible for transformation: dei:CurrentFiscalYearEndDate, dei:EntityRegistrantName, ecd:NonRule10b51ArrAdoptedFlag, ecd:NonRule10b51ArrTrmntdFlag, ecd:Rule10b51ArrAdoptedFlag, ecd:Rule10b51ArrTrmntdFlag, sfdl:DebtSecuritiesHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions, sfdl:FinancingReceivableNumberOfLoansModified, sfdl:FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts, sfdl:TreasuryStockCommonAndPreferredShares, us-gaap:AccruedBonusesCurrentAndNoncurrent, us-gaap:CommonStockParOrStatedValuePerShare, us-gaap:CommonStockSharesAuthorized, us-gaap:CommonStockSharesIssued, us-gaap:CommonStockSharesOutstanding, us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss, us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions, us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLoss, us-gaap:FinancingReceivableAllowanceForCreditLosses, us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2, us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing, us-gaap:Goodwill, us-gaap:HeldToMaturitySecuritiesFairValue, us-gaap:NoninterestBearingDomesticDepositBrokered, us-gaap:NumberOfReportableSegments, us-gaap:OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossTax, us-gaap:OffBalanceSheetCreditLossLiability, us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal, us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax, us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax, us-gaap:PreferredStockParOrStatedValuePerShare, us-gaap:PreferredStockSharesAuthorized, us-gaap:PreferredStockSharesIssued, us-gaap:PreferredStockSharesOutstanding - sfdl20231231_10k.htm 8, 10, 13, 14, 15, 16, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64 sfdl-20231231.xsd sfdl-20231231_cal.xml sfdl-20231231_def.xml sfdl-20231231_lab.xml sfdl-20231231_pre.xml sfdl20231231_10k.htm http://fasb.org/srt/2023 http://fasb.org/us-gaap/2023 http://xbrl.sec.gov/dei/2023 http://xbrl.sec.gov/ecd/2023 true true JSON 121 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "sfdl20231231_10k.htm": { "nsprefix": "sfdl", "nsuri": "http://securityfederalbank.com/20231231", "dts": { "schema": { "local": [ "sfdl-20231231.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd", "https://xbrl.sec.gov/country/2023/country-2023.xsd", "https://xbrl.sec.gov/currency/2023/currency-2023.xsd", "https://xbrl.sec.gov/dei/2023/dei-2023.xsd", "https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd", "https://xbrl.sec.gov/exch/2023/exch-2023.xsd", "https://xbrl.sec.gov/naics/2023/naics-2023.xsd", "https://xbrl.sec.gov/sic/2023/sic-2023.xsd", "https://xbrl.sec.gov/stpr/2023/stpr-2023.xsd" ] }, "calculationLink": { "local": [ "sfdl-20231231_cal.xml" ] }, "definitionLink": { "local": [ "sfdl-20231231_def.xml" ] }, "labelLink": { "local": [ "sfdl-20231231_lab.xml" ] }, "presentationLink": { "local": [ "sfdl-20231231_pre.xml" ] }, "inline": { "local": [ "sfdl20231231_10k.htm" ] } }, "keyStandard": 456, "keyCustom": 51, "axisStandard": 29, "axisCustom": 0, "memberStandard": 58, "memberCustom": 37, "hidden": { "total": 58, "http://fasb.org/us-gaap/2023": 42, "http://securityfederalbank.com/20231231": 6, "http://xbrl.sec.gov/ecd/2023": 4, "http://xbrl.sec.gov/dei/2023": 6 }, "contextCount": 409, "entityCount": 1, "segmentCount": 95, "elementCount": 741, "unitCount": 6, "baseTaxonomies": { "http://fasb.org/us-gaap/2023": 1903, "http://xbrl.sec.gov/dei/2023": 34, "http://xbrl.sec.gov/ecd/2023": 5, "http://fasb.org/srt/2023": 3 }, "report": { "R1": { "role": "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information", "longName": "000 - Document - Document And Entity Information", "shortName": "Document And Entity Information", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "b", "p", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "b", "p", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R2": { "role": "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "longName": "001 - Statement - Consolidated Balance Sheets", "shortName": "Consolidated Balance Sheets", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "2", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:CashAndCashEquivalentsAtCarryingValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:CashAndCashEquivalentsAtCarryingValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R3": { "role": "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "longName": "002 - Statement - Consolidated Balance Sheets (Parentheticals)", "shortName": "Consolidated Balance Sheets (Parentheticals)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "3", "firstAnchor": null, "uniqueAnchor": null }, "R4": { "role": "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "longName": "003 - Statement - Consolidated Statements of Income", "shortName": "Consolidated Statements of Income", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "4", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R5": { "role": "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income", "longName": "004 - Statement - Consolidated Statements of Comprehensive (Loss) Income", "shortName": "Consolidated Statements of Comprehensive (Loss) Income", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "5", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R6": { "role": "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income-parentheticals", "longName": "005 - Statement - Consolidated Statements of Comprehensive (Loss) Income (Parentheticals)", "shortName": "Consolidated Statements of Comprehensive (Loss) Income (Parentheticals)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "6", "firstAnchor": null, "uniqueAnchor": null }, "R7": { "role": "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "longName": "006 - Statement - Consolidated Statements of Changes in Shareholders' Equity", "shortName": "Consolidated Statements of Changes in Shareholders' Equity", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "7", "firstAnchor": { "contextRef": "i_2021-12-31_StatementEquityComponentsAxis-PreferredStockMember", "name": "us-gaap:SharesOutstanding", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2021-12-31_StatementEquityComponentsAxis-PreferredStockMember", "name": "us-gaap:SharesOutstanding", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R8": { "role": "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "longName": "007 - Statement - Consolidated Statements of Cash Flows", "shortName": "Consolidated Statements of Cash Flows", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "8", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R9": { "role": "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "longName": "008 - Disclosure - Note 1 - Summary of Significant Accounting Policies", "shortName": "Note 1 - Summary of Significant Accounting Policies", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "9", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R10": { "role": "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "longName": "009 - Disclosure - Note 2 - Investments, Available for Sale", "shortName": "Note 2 - Investments, Available for Sale", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "10", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R11": { "role": "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "longName": "010 - Disclosure - Note 3 - Investments, Held to Maturity", "shortName": "Note 3 - Investments, Held to Maturity", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "11", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R12": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "longName": "011 - Disclosure - Note 4 - Loans Receivable, Net", "shortName": "Note 4 - Loans Receivable, Net", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "12", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FinancingReceivablesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FinancingReceivablesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R13": { "role": "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases", "longName": "012 - Disclosure - Note 5 - Premises and Equipment, Net and Leases", "shortName": "Note 5 - Premises and Equipment, Net and Leases", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "13", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R14": { "role": "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill", "longName": "013 - Disclosure - Note 6 - Goodwill", "shortName": "Note 6 - Goodwill", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "14", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:GoodwillDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:GoodwillDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R15": { "role": "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock", "longName": "014 - Disclosure - Note 7 - FHLB Stock", "shortName": "Note 7 - FHLB Stock", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "15", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:FederalHomeLoanBankStockTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:FederalHomeLoanBankStockTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R16": { "role": "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned", "longName": "015 - Disclosure - Note 8 - Other Real Estate Owned", "shortName": "Note 8 - Other Real Estate Owned", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "16", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RealEstateOwnedTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RealEstateOwnedTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R17": { "role": "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-", "longName": "016 - Disclosure - Note 9 - Deposits", "shortName": "Note 9 - Deposits", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "17", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R18": { "role": "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "longName": "017 - Disclosure - Note 10 - FHLB Advances and FRB Borrowings", "shortName": "Note 10 - FHLB Advances and FRB Borrowings", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "18", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R19": { "role": "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings", "longName": "018 - Disclosure - Note 11 - Other Borrowings", "shortName": "Note 11 - Other Borrowings", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "19", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:OtherBorrowingsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:OtherBorrowingsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R20": { "role": "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "longName": "019 - Disclosure - Note 12 - Junior Subordinated Debentures", "shortName": "Note 12 - Junior Subordinated Debentures", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "20", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:JuniorSubordinatedDebenturesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:JuniorSubordinatedDebenturesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R21": { "role": "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "longName": "020 - Disclosure - Note 13 - Subordinated Debentures", "shortName": "Note 13 - Subordinated Debentures", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "21", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SubordinatedBorrowingsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SubordinatedBorrowingsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R22": { "role": "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes", "longName": "021 - Disclosure - Note 14 - Income Taxes", "shortName": "Note 14 - Income Taxes", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "22", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R23": { "role": "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters", "longName": "022 - Disclosure - Note 15 - Regulatory Matters", "shortName": "Note 15 - Regulatory Matters", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "23", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R24": { "role": "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans", "longName": "023 - Disclosure - Note 16 - Employee Benefit Plans", "shortName": "Note 16 - Employee Benefit Plans", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "24", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R25": { "role": "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance", "longName": "024 - Disclosure - Note 17 - Bank Owned Life Insurance", "shortName": "Note 17 - Bank Owned Life Insurance", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "25", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LifeInsuranceCorporateOrBankOwnedTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LifeInsuranceCorporateOrBankOwnedTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R26": { "role": "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "longName": "025 - Disclosure - Note 18 - Commitments and Contingencies", "shortName": "Note 18 - Commitments and Contingencies", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "26", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R27": { "role": "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "longName": "026 - Disclosure - Note 19 - Related Party Transactions", "shortName": "Note 19 - Related Party Transactions", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "27", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R28": { "role": "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements", "longName": "027 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements", "shortName": "Note 20 - Parent Company Only Condensed Financial Statements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Notes", "order": "28", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R29": { "role": "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments", "longName": "028 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments", "shortName": "Note 21 - Carrying Amounts and Fair Value of Financial Instruments", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "29", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R30": { "role": "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income", "longName": "029 - Disclosure - Note 22 - Non-interest Income", "shortName": "Note 22 - Non-interest Income", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "30", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:NoninterestIncomeTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:NoninterestIncomeTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R31": { "role": "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock", "longName": "030 - Disclosure - Note 23 - Preferred Stock", "shortName": "Note 23 - Preferred Stock", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "31", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PreferredStockTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PreferredStockTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R32": { "role": "http://securityfederalbank.com/20231231/role/statement-note-24-subsequent-events", "longName": "031 - Disclosure - Note 24 - Subsequent Events", "shortName": "Note 24 - Subsequent Events", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "32", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SubsequentEventsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SubsequentEventsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R33": { "role": "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements", "longName": "995445 - Disclosure - Insider Trading Arrangements", "shortName": "Insider Trading Arrangements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "33", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "ecd:MtrlTermsOfTrdArrTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "ecd:MtrlTermsOfTrdArrTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R34": { "role": "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies", "longName": "995478 - Disclosure - Significant Accounting Policies (Policies)", "shortName": "Significant Accounting Policies (Policies)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "policies", "menuCat": "Policies", "order": "34", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ConsolidationPolicyTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ConsolidationPolicyTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R35": { "role": "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "longName": "995479 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Tables)", "shortName": "Note 1 - Summary of Significant Accounting Policies (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "35", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:EarningsPerSharePolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:EarningsPerSharePolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R36": { "role": "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables", "longName": "995480 - Disclosure - Note 2 - Investments, Available for Sale (Tables)", "shortName": "Note 2 - Investments, Available for Sale (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "36", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R37": { "role": "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables", "longName": "995481 - Disclosure - Note 3 - Investments, Held to Maturity (Tables)", "shortName": "Note 3 - Investments, Held to Maturity (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "37", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:HeldToMaturitySecuritiesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:HeldToMaturitySecuritiesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R38": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables", "longName": "995482 - Disclosure - Note 4 - Loans Receivable, Net (Tables)", "shortName": "Note 4 - Loans Receivable, Net (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "38", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R39": { "role": "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-tables", "longName": "995483 - Disclosure - Note 5 - Premises and Equipment, Net and Leases (Tables)", "shortName": "Note 5 - Premises and Equipment, Net and Leases (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "39", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R40": { "role": "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-tables", "longName": "995484 - Disclosure - Note 8 - Other Real Estate Owned (Tables)", "shortName": "Note 8 - Other Real Estate Owned (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "40", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OtherRealEstateRollForwardTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RealEstateOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OtherRealEstateRollForwardTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RealEstateOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R41": { "role": "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-tables", "longName": "995485 - Disclosure - Note 9 - Deposits (Tables)", "shortName": "Note 9 - Deposits (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "41", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DepositLiabilitiesTypeTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DepositLiabilitiesTypeTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R42": { "role": "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables", "longName": "995486 - Disclosure - Note 14 - Income Taxes (Tables)", "shortName": "Note 14 - Income Taxes (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "42", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R43": { "role": "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-tables", "longName": "995487 - Disclosure - Note 15 - Regulatory Matters (Tables)", "shortName": "Note 15 - Regulatory Matters (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "43", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R44": { "role": "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-tables", "longName": "995488 - Disclosure - Note 19 - Related Party Transactions (Tables)", "shortName": "Note 19 - Related Party Transactions (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "44", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R45": { "role": "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-tables", "longName": "995489 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements (Tables)", "shortName": "Note 20 - Parent Company Only Condensed Financial Statements (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Tables", "order": "45", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R46": { "role": "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables", "longName": "995490 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Tables)", "shortName": "Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "46", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R47": { "role": "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-tables", "longName": "995491 - Disclosure - Note 22 - Non-interest Income (Tables)", "shortName": "Note 22 - Non-interest Income (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "47", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfOtherNonoperatingIncomeByComponentTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "sfdl:NoninterestIncomeTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfOtherNonoperatingIncomeByComponentTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "sfdl:NoninterestIncomeTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R48": { "role": "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "longName": "995492 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Details Textual)", "shortName": "Note 1 - Summary of Significant Accounting Policies (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "48", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-01-01_AdjustmentsForNewAccountingPronouncementsAxis-AccountingStandardsUpdate201613Member_CumulativeEffectPeriodOfAdoptionAxis-CumulativeEffectPeriodOfAdoptionAdjustmentMember", "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R49": { "role": "http://securityfederalbank.com/20231231/role/statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details", "longName": "995493 - Disclosure - Note 1 - Significant Accounting Policies - Reconciliation of Earnings Per Share (Details)", "shortName": "Note 1 - Significant Accounting Policies - Reconciliation of Earnings Per Share (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "49", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "us-gaap:EarningsPerSharePolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "us-gaap:EarningsPerSharePolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R50": { "role": "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "longName": "995494 - Disclosure - Note 2 - Investments, Available for Sale (Details Textual)", "shortName": "Note 2 - Investments, Available for Sale (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "50", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "p", "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "p", "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R51": { "role": "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "longName": "995495 - Disclosure - Note 2 - Investments, Available for Sale - Schedule of Available-for-Sale Securities Reconciliation (Details)", "shortName": "Note 2 - Investments, Available for Sale - Schedule of Available-for-Sale Securities Reconciliation (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "51", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R52": { "role": "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "longName": "995496 - Disclosure - Note 2 - Investments, Available for Sale - Available for Sale Securities Classified by Contractual Maturity Date (Details)", "shortName": "Note 2 - Investments, Available for Sale - Available for Sale Securities Classified by Contractual Maturity Date (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "52", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R53": { "role": "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "longName": "995497 - Disclosure - Note 2 - Investments, Available for Sale - Schedule of Available for Sale Securities in Unrealized Loss Position (Details)", "shortName": "Note 2 - Investments, Available for Sale - Schedule of Available for Sale Securities in Unrealized Loss Position (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "53", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R54": { "role": "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "longName": "995498 - Disclosure - Note 3 - Investments, Held to Maturity (Details Textual)", "shortName": "Note 3 - Investments, Held to Maturity (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "54", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:HeldToMaturitySecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:HeldToMaturitySecuritiesTextBlock", "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "sfdl:DebtSecuritiesHeldToMaturityUnrealizedLossPositionNumberOfPositions", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R55": { "role": "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "longName": "995499 - Disclosure - Note 3 - Investments, Held to Maturity - Summary of Held to Maturity Securities (Details)", "shortName": "Note 3 - Investments, Held to Maturity - Summary of Held to Maturity Securities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "55", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:HeldToMaturitySecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:HeldToMaturitySecuritiesTextBlock", "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:HeldToMaturitySecuritiesTextBlock", "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R56": { "role": "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details", "longName": "995500 - Disclosure - Note 3 - Investments, Held to Maturity - Held to Maturity Maturity and Yields (Details)", "shortName": "Note 3 - Investments, Held to Maturity - Held to Maturity Maturity and Yields (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "56", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "sfdl:HeldToMaturityInvestmentsMaturityDatesAndYieldsTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "sfdl:HeldToMaturityInvestmentsMaturityDatesAndYieldsTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R57": { "role": "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details", "longName": "995501 - Disclosure - Note 3 - Investments, Held to Maturity - Summary of HTM Securities in Unrealized Loss Position (Details)", "shortName": "Note 3 - Investments, Held to Maturity - Summary of HTM Securities in Unrealized Loss Position (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "57", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "sfdl:DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsFairValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "sfdl:DebtSecuritiesHeldToMaturityUnrealizedLossPositionFairValueTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "sfdl:DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsFairValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "sfdl:DebtSecuritiesHeldToMaturityUnrealizedLossPositionFairValueTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R58": { "role": "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details", "longName": "995502 - Disclosure - Note 3 - Investments, Held To Maturity - Schedule of Credit Ratings for Held To Maturity Securities (Details)", "shortName": "Note 3 - Investments, Held To Maturity - Schedule of Credit Ratings for Held To Maturity Securities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "58", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_FinancialInstrumentAxis-PrivateLabelTaxableMunicipalSecuritiesMember", "name": "us-gaap:DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock", "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R59": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual", "longName": "995503 - Disclosure - Note 4 - Loans Receivable, Net (Details Textual)", "shortName": "Note 4 - Loans Receivable, Net (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "59", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableModificationsRecordedInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R60": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "longName": "995504 - Disclosure - Note 4 - Loans Receivable, Net - Schedule of Loans (Details)", "shortName": "Note 4 - Loans Receivable, Net - Schedule of Loans (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "60", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "sfdl:PercentageOfGrossLoans", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R61": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "longName": "995505 - Disclosure - Note 4 - Loans Receivable, Net - Credit Quality Indicators (Details)", "shortName": "Note 4 - Loans Receivable, Net - Credit Quality Indicators (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "61", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R62": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "longName": "995506 - Disclosure - Note 4 - Loans Receivable, Net - Aging of Recorded Investment (Details)", "shortName": "Note 4 - Loans Receivable, Net - Aging of Recorded Investment (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "62", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_FinancingReceivablesPeriodPastDueAxis-FinancingReceivables30To59DaysPastDueMember", "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R63": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "longName": "995507 - Disclosure - Note 4 - Loans Receivable, Net - Loans in Nonaccrual Status (Details)", "shortName": "Note 4 - Loans Receivable, Net - Loans in Nonaccrual Status (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "63", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableNonaccrualNoAllowance", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableNonaccrualNoAllowance", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R64": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "longName": "995508 - Disclosure - Note 4 - Loans Receivable, Net - Accrued Interest Writeoff (Details)", "shortName": "Note 4 - Loans Receivable, Net - Accrued Interest Writeoff (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "64", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FinancingReceivableAccruedInterestWriteoff", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "sfdl:FinancingReceivableAccruedInterestWriteoffTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FinancingReceivableAccruedInterestWriteoff", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "sfdl:FinancingReceivableAccruedInterestWriteoffTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R65": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "longName": "995509 - Disclosure - Note 4 - Loans Receivable, Net - Allowance for Credit Loss (Details)", "shortName": "Note 4 - Loans Receivable, Net - Allowance for Credit Loss (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "65", "firstAnchor": { "contextRef": "i_2021-12-31", "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "ix:continuation", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ProvisionForLoanLossesExpensed", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R66": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details", "longName": "995510 - Disclosure - Note 4 - Loans Receivable, Net - Summary of Collateral Dependent Loans (Details)", "shortName": "Note 4 - Loans Receivable, Net - Summary of Collateral Dependent Loans (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "66", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_CollateralAxis-CollateralPledgedMember", "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "sfdl:ScheduleOfAmortizedCostBasisOfCollateralDependentLoansTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R67": { "role": "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "longName": "995511 - Disclosure - Note 4 - Loans Receivable, Net - Impaired Loans (Details)", "shortName": "Note 4 - Loans Receivable, Net - Impaired Loans (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "67", "firstAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:ImpairedFinancingReceivableRecordedInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "sfdl:SummaryOfImpairedFinancingReceivablesTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:ImpairedFinancingReceivableRecordedInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "sfdl:SummaryOfImpairedFinancingReceivablesTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R68": { "role": "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual", "longName": "995512 - Disclosure - Note 5 - Premises and Equipment, Net and Leases (Details Textual)", "shortName": "Note 5 - Premises and Equipment, Net and Leases (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "68", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:ConstructionInProgressGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:ConstructionInProgressGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R69": { "role": "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details", "longName": "995513 - Disclosure - Note 5 - Premises and Equipment, Net and Leases - Schedule of Premises and Equipment, Net (Details)", "shortName": "Note 5 - Premises and Equipment, Net and Leases - Schedule of Premises and Equipment, Net (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "69", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:PropertyPlantAndEquipmentTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:PropertyPlantAndEquipmentTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R70": { "role": "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details", "longName": "995514 - Disclosure - Note 5 - Premises and Equipment, Net and Leases - Operating Lease Liabilities (Details)", "shortName": "Note 5 - Premises and Equipment, Net and Leases - Operating Lease Liabilities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "70", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R71": { "role": "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill-details-textual", "longName": "995515 - Disclosure - Note 6 - Goodwill (Details Textual)", "shortName": "Note 6 - Goodwill (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "71", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:Goodwill", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": null }, "R72": { "role": "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual", "longName": "995516 - Disclosure - Note 7 - FHLB Stock (Details Textual)", "shortName": "Note 7 - FHLB Stock (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "72", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FederalHomeLoanBankStock", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis-FederalHomeLoanBankOfAtlantaMember", "name": "sfdl:FederalHomeLoanBankStockMembershipComponentPercentOfTotalAssets", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "4", "ancestors": [ "span", "p", "sfdl:FederalHomeLoanBankStockTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R73": { "role": "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-details-textual", "longName": "995517 - Disclosure - Note 8 - Other Real Estate Owned (Details Textual)", "shortName": "Note 8 - Other Real Estate Owned (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "73", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:OtherRealEstate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": null }, "R74": { "role": "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details", "longName": "995518 - Disclosure - Note 8 - Other Real Estate Owned - Schedule of Other Real Estate (Details)", "shortName": "Note 8 - Other Real Estate Owned - Schedule of Other Real Estate (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "74", "firstAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:OtherRealEstate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:RealEstateOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OtherRealEstateAdditions", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:OtherRealEstateRollForwardTableTextBlock", "us-gaap:RealEstateOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R75": { "role": "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual", "longName": "995519 - Disclosure - Note 9 - Deposits (Details Textual)", "shortName": "Note 9 - Deposits (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "75", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:NoninterestBearingDomesticDepositBrokered", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-6", "ancestors": [ "p", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:NoninterestBearingDomesticDepositBrokered", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-6", "ancestors": [ "p", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R76": { "role": "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details", "longName": "995520 - Disclosure - Note 9 - Deposits - Deposits Outstanding (Details)", "shortName": "Note 9 - Deposits - Deposits Outstanding (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "76", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DemandDepositAccounts", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:DepositLiabilitiesTypeTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DemandDepositAccounts", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:DepositLiabilitiesTypeTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R77": { "role": "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details", "longName": "995521 - Disclosure - Note 9 - Deposits - Scheduled Maturities of Certificates of Deposit (Details)", "shortName": "Note 9 - Deposits - Scheduled Maturities of Certificates of Deposit (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "77", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:TimeDepositMaturitiesYearOne", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:TimeDepositMaturitiesTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:TimeDepositMaturitiesYearOne", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:TimeDepositMaturitiesTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R78": { "role": "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "longName": "995522 - Disclosure - Note 10 - FHLB Advances and FRB Borrowings (Details Textual)", "shortName": "Note 10 - FHLB Advances and FRB Borrowings (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "78", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R79": { "role": "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual", "longName": "995523 - Disclosure - Note 11 - Other Borrowings (Details Textual)", "shortName": "Note 11 - Other Borrowings (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "79", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:OtherBorrowings", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_DebtInstrumentAxis-ShortTermRepurchaseAgreementsMember", "name": "us-gaap:DebtInstrumentInterestRateStatedPercentage", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "4", "ancestors": [ "p", "sfdl:OtherBorrowingsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R80": { "role": "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "longName": "995524 - Disclosure - Note 12 - Junior Subordinated Debentures (Details Textual)", "shortName": "Note 12 - Junior Subordinated Debentures (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "80", "firstAnchor": { "contextRef": "i_2006-09-21_DebtInstrumentAxis-JuniorSubordinatedDebenturesMember", "name": "us-gaap:DebtInstrumentFaceAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "sfdl:JuniorSubordinatedDebenturesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2006-09-21_DebtInstrumentAxis-JuniorSubordinatedDebenturesMember", "name": "us-gaap:DebtInstrumentFaceAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "sfdl:JuniorSubordinatedDebenturesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R81": { "role": "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual", "longName": "995525 - Disclosure - Note 13 - Subordinated Debentures (Details Textual)", "shortName": "Note 13 - Subordinated Debentures (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "81", "firstAnchor": { "contextRef": "i_2019-11-30_DebtInstrumentAxis-TenYearNotesDue2029Member_LongtermDebtTypeAxis-SubordinatedDebtMember", "name": "us-gaap:DebtInstrumentFaceAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:SubordinatedBorrowingsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2019-11-30_DebtInstrumentAxis-TenYearNotesDue2029Member_LongtermDebtTypeAxis-SubordinatedDebtMember", "name": "us-gaap:DebtInstrumentFaceAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:SubordinatedBorrowingsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R82": { "role": "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-details-textual", "longName": "995526 - Disclosure - Note 14 - Income Taxes (Details Textual)", "shortName": "Note 14 - Income Taxes (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "82", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:OperatingLossCarryforwards", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "span", "p", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R83": { "role": "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details", "longName": "995527 - Disclosure - Note 14 - Income Taxes - Schedule of Components Of Income Tax Expense (Details)", "shortName": "Note 14 - Income Taxes - Schedule of Components Of Income Tax Expense (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "83", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CurrentFederalTaxExpenseBenefit", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CurrentFederalTaxExpenseBenefit", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R84": { "role": "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details", "longName": "995528 - Disclosure - Note 14 - Income Taxes - Income Tax Reconciliation (Details)", "shortName": "Note 14 - Income Taxes - Income Tax Reconciliation (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "84", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R85": { "role": "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details", "longName": "995529 - Disclosure - Note 14 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details)", "shortName": "Note 14 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "85", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R86": { "role": "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-details-textual", "longName": "995530 - Disclosure - Note 15 - Regulatory Matters (Details Textual)", "shortName": "Note 15 - Regulatory Matters (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "86", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "p", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "p", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R87": { "role": "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details", "longName": "995531 - Disclosure - Note 15 - Regulatory Matters - Schedule of Regulatory Capital Requirements (Details)", "shortName": "Note 15 - Regulatory Matters - Schedule of Regulatory Capital Requirements (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "87", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:TierOneRiskBasedCapital", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:TierOneRiskBasedCapital", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R88": { "role": "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual", "longName": "995532 - Disclosure - Note 16 - Employee Benefit Plans (Details Textual)", "shortName": "Note 16 - Employee Benefit Plans (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "88", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R89": { "role": "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance-details-textual", "longName": "995533 - Disclosure - Note 17 - Bank Owned Life Insurance (Details Textual)", "shortName": "Note 17 - Bank Owned Life Insurance (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "89", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:LifeInsuranceCorporateOrBankOwnedAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-6", "ancestors": [ "p", "us-gaap:LifeInsuranceCorporateOrBankOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:LifeInsuranceCorporateOrBankOwnedAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-6", "ancestors": [ "p", "us-gaap:LifeInsuranceCorporateOrBankOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R90": { "role": "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual", "longName": "995534 - Disclosure - Note 18 - Commitments and Contingencies (Details Textual)", "shortName": "Note 18 - Commitments and Contingencies (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "90", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R91": { "role": "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual", "longName": "995535 - Disclosure - Note 19 - Related Party Transactions (Details Textual)", "shortName": "Note 19 - Related Party Transactions (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "91", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31_RelatedPartyTransactionAxis-RentExpenseFromLeasedOfficeSpaceMember", "name": "us-gaap:RelatedPartyTransactionAmountsOfTransaction", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31_RelatedPartyTransactionAxis-RentExpenseFromLeasedOfficeSpaceMember", "name": "us-gaap:RelatedPartyTransactionAmountsOfTransaction", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R92": { "role": "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details", "longName": "995536 - Disclosure - Note 19 - Related Party Transactions - Schedule of Loan Transactions With Related Parties (Details)", "shortName": "Note 19 - Related Party Transactions - Schedule of Loan Transactions With Related Parties (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "92", "firstAnchor": { "contextRef": "i_2022-12-31_RelatedPartyTransactionsByRelatedPartyAxis-EmployeesOfficersAndDirectorsMember", "name": "us-gaap:LoansAndLeasesReceivableRelatedParties", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2021-12-31_RelatedPartyTransactionsByRelatedPartyAxis-EmployeesOfficersAndDirectorsMember", "name": "us-gaap:LoansAndLeasesReceivableRelatedParties", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R93": { "role": "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details", "longName": "995537 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements - Consolidated Balance Sheet Data (Details)", "shortName": "Note 20 - Parent Company Only Condensed Financial Statements - Consolidated Balance Sheet Data (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Details", "order": "93", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:HeldToMaturitySecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:HeldToMaturitySecuritiesTextBlock", "sfdl:InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_ConsolidatedEntitiesAxis-ParentCompanyMember", "name": "us-gaap:Cash", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R94": { "role": "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details", "longName": "995538 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Income Data (Details)", "shortName": "Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Income Data (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Details", "order": "94", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:InterestAndDividendIncomeOperating", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31_ConsolidatedEntitiesAxis-ParentCompanyMember", "name": "us-gaap:IncomeLossFromSubsidiariesBeforeTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "srt:ScheduleOfCondensedIncomeStatementTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R95": { "role": "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details", "longName": "995539 - Disclosure - Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Cash Flow Data (Details)", "shortName": "Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Cash Flow Data (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Details", "order": "95", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31_ConsolidatedEntitiesAxis-ParentCompanyMember", "name": "us-gaap:IncomeLossFromEquityMethodInvestments", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "srt:ScheduleOfCondensedCashFlowStatementTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R96": { "role": "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-details-textual", "longName": "995540 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Details Textual)", "shortName": "Note 21 - Carrying Amounts and Fair Value of Financial Instruments (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "96", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:OffBalanceSheetCreditLossLiability", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "span", "p", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": null }, "R97": { "role": "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "longName": "995541 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements, Recurring Basis (Details)", "shortName": "Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements, Recurring Basis (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "97", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_FairValueByFairValueHierarchyLevelAxis-FairValueInputsLevel1Member_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsRecurringMember", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R98": { "role": "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "longName": "995542 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements Nonrecurring Basis (Details)", "shortName": "Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements Nonrecurring Basis (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "98", "firstAnchor": { "contextRef": "i_2023-12-31_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsNonrecurringMember", "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsNonrecurringMember", "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R99": { "role": "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details", "longName": "995543 - Disclosure - Note 21 - Fair Value of Financial Instruments - Level 3 Assets Measured at Fair Value (Details)", "shortName": "Note 21 - Fair Value of Financial Instruments - Level 3 Assets Measured at Fair Value (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "99", "firstAnchor": { "contextRef": "i_2022-12-31_MeasurementInputTypeAxis-MeasurementInputAppraisedValueMember", "name": "us-gaap:OtherRealEstateOwnedMeasurementInput", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "1", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2022-12-31_MeasurementInputTypeAxis-MeasurementInputAppraisedValueMember", "name": "us-gaap:OtherRealEstateOwnedMeasurementInput", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "1", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true, "unique": true } }, "R100": { "role": "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details", "longName": "995544 - Disclosure - Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Schedule of Fair Value by Balance Sheet Grouping (Details)", "shortName": "Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Schedule of Fair Value by Balance Sheet Grouping (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "100", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_FairValueByMeasurementBasisAxis-CarryingReportedAmountFairValueDisclosureMember", "name": "us-gaap:CashAndCashEquivalentsFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R101": { "role": "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details", "longName": "995545 - Disclosure - Note 22 - Non-interest Income - Non-interest Income (Details)", "shortName": "Note 22 - Non-interest Income - Non-interest Income (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "101", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:GainLossOnSaleOfInvestments", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "b", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "sfdl:OtherNoninterestIncome", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfOtherNonoperatingIncomeByComponentTextBlock", "sfdl:NoninterestIncomeTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } }, "R102": { "role": "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual", "longName": "995546 - Disclosure - Note 23 - Preferred Stock (Details Textual)", "shortName": "Note 23 - Preferred Stock (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "102", "firstAnchor": { "contextRef": "d_2022-01-01_2022-12-31", "name": "us-gaap:StockIssuedDuringPeriodValueNewIssues", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2022-05-24_2022-05-24", "name": "us-gaap:DividendsPreferredStockCash", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "p", "us-gaap:PreferredStockTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfdl20231231_10k.htm", "unique": true } } }, "tag": { "us-gaap_AccountingPoliciesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountingPoliciesAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Accounting Policies [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AccountingStandardsUpdate201613Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountingStandardsUpdate201613Member", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update 2016-13 [Member]", "documentation": "Accounting Standards Update 2016-13 Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." } } }, "auth_ref": [ "r384" ] }, "us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Accounts Payable and Other Liabilities", "documentation": "Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations." } } }, "auth_ref": [ "r95" ] }, "sfdl_AccountsReceivableAndOtherAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "AccountsReceivableAndOtherAssets", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Accounts Receivable and Other Assets", "documentation": "Represents the amount of accounts receivable and assets classified as other." } } }, "auth_ref": [] }, "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 9.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments", "negatedLabel": "Discount Accretion and Premium Amortization, Net", "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method." } } }, "auth_ref": [ "r131" ] }, "us-gaap_AccruedBonusesCurrentAndNoncurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccruedBonusesCurrentAndNoncurrent", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_AccruedBonusesCurrentAndNoncurrent", "terseLabel": "Accrued Bonuses", "documentation": "Carrying value as of the balance sheet date of obligations incurred and payable for incentive compensation awarded to employees and directors or earned by them based on the terms of one or more relevant arrangements." } } }, "auth_ref": [ "r96" ] }, "sfdl_AccruedInterestReceivableMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "AccruedInterestReceivableMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Accrued Interest Receivable [Member]", "documentation": "Relating to accrued interest receivable" } } }, "auth_ref": [] }, "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details": { "parentTag": "us-gaap_PropertyPlantAndEquipmentNet", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment", "negatedLabel": "Less: Accumulated Depreciation", "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services." } } }, "auth_ref": [ "r68", "r239", "r702" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Accumulated Other Comprehensive Loss (\"AOCL\")", "documentation": "Amount, after tax, of accumulated increase (decrease) in equity from transaction and other event and circumstance from nonowner source." } } }, "auth_ref": [ "r36", "r37", "r117", "r243", "r698", "r727", "r731" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "AOCI Attributable to Parent [Member]", "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r3", "r22", "r37", "r541", "r544", "r604", "r722", "r723", "r920", "r921", "r922", "r937", "r938", "r939" ] }, "us-gaap_AdditionalPaidInCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapital", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Additional Paid-In Capital (\"APIC\")", "documentation": "Amount of excess of issue price over par or stated value of stock and from other transaction involving stock or stockholder. Includes, but is not limited to, additional paid-in capital (APIC) for common and preferred stock." } } }, "auth_ref": [ "r112", "r852", "r1035" ] }, "us-gaap_AdditionalPaidInCapitalMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapitalMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "Additional Paid-in Capital [Member]", "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders." } } }, "auth_ref": [ "r493", "r494", "r495", "r743", "r937", "r938", "r939", "r1011", "r1039" ] }, "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsForNewAccountingPronouncementsAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update [Axis]", "documentation": "Information by amendment to accounting standards." } } }, "auth_ref": [ "r230", "r231", "r232", "r233", "r234", "r278", "r279", "r280", "r281", "r290", "r338", "r339", "r385", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r433", "r493", "r494", "r495", "r517", "r518", "r519", "r520", "r528", "r529", "r530", "r536", "r537", "r538", "r539", "r540", "r541", "r542", "r543", "r544", "r545", "r546", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r555", "r556", "r557", "r558", "r559", "r568", "r569", "r573", "r574", "r575", "r576", "r584", "r585", "r588", "r589", "r590", "r591", "r600", "r601", "r602", "r603", "r604", "r647", "r648", "r649", "r720", "r721", "r722", "r723", "r724", "r725", "r726", "r727", "r728", "r729", "r730", "r731" ] }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities:" } } }, "auth_ref": [] }, "us-gaap_AdvancesFromFederalHomeLoanBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdvancesFromFederalHomeLoanBanks", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Borrowings from FRB", "documentation": "Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages." } } }, "auth_ref": [ "r183" ] }, "us-gaap_AdvertisingCostsPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdvertisingCostsPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Advertising Cost [Policy Text Block]", "documentation": "Disclosure of accounting policy for advertising cost." } } }, "auth_ref": [ "r200" ] }, "us-gaap_AdvertisingExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdvertisingExpense", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Advertising", "terseLabel": "Advertising Expense", "documentation": "Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line." } } }, "auth_ref": [ "r500" ] }, "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Allowance for Credit Loss [Table Text Block]", "documentation": "Tabular disclosure of allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r55", "r982" ] }, "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AmendmentFlag", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "us-gaap_AssetPledgedAsCollateralMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetPledgedAsCollateralMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "Asset Pledged as Collateral [Member]", "documentation": "Asset pledged as collateral." } } }, "auth_ref": [ "r531", "r749", "r850", "r1024" ] }, "us-gaap_Assets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Assets", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_Assets", "totalLabel": "Total Assets", "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events." } } }, "auth_ref": [ "r154", "r242", "r271", "r301", "r315", "r319", "r380", "r441", "r442", "r443", "r444", "r445", "r446", "r447", "r448", "r449", "r531", "r533", "r572", "r693", "r771", "r852", "r866", "r996", "r997", "r1016" ] }, "us-gaap_AssetsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Assets:" } } }, "auth_ref": [] }, "sfdl_AtmAndCreditCardMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "AtmAndCreditCardMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "ATM and Credit Card [Member]", "documentation": "Represents ATM and credit card." } } }, "auth_ref": [] }, "dei_AuditorFirmId": { "xbrltype": "nonemptySequenceNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AuditorFirmId", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Auditor Firm ID", "documentation": "PCAOB issued Audit Firm Identifier" } } }, "auth_ref": [ "r869", "r870", "r871" ] }, "dei_AuditorLocation": { "xbrltype": "internationalNameItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AuditorLocation", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Auditor Location" } } }, "auth_ref": [ "r869", "r870", "r871" ] }, "dei_AuditorName": { "xbrltype": "internationalNameItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AuditorName", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Auditor Name" } } }, "auth_ref": [ "r869", "r870", "r871" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details" ], "lang": { "en-us": { "role": { "label": "Gross unrealized gains, AFS", "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r346" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "negatedLabel": "Gross unrealized losses, AFS", "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r347" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Total AFS Securities", "label": "Amortized cost, AFS", "terseLabel": "Debt Securities, Available-for-Sale, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r343", "r416", "r691" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details" ], "lang": { "en-us": { "role": { "label": "Due after five to ten years", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r955" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "terseLabel": "Due after five to ten years", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r353", "r676" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details" ], "lang": { "en-us": { "role": { "label": "Due after one year to five years", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r954" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "terseLabel": "Due after one year to five years", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r352", "r675" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details" ], "lang": { "en-us": { "role": { "label": "Due after ten years or more", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r956" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "terseLabel": "Due after ten years or more", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r354", "r677" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details" ], "lang": { "en-us": { "role": { "label": "Due in one year or less", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r953" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "terseLabel": "Due in one year or less", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r351", "r674" ] }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtSecurities", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Investments", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Available For Sale (\"AFS\")", "terseLabel": "Debt Securities, Available-for-Sale", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r344", "r416", "r663", "r949" ] }, "us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BadDebtReserveForTaxPurposesOfQualifiedLender", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender", "terseLabel": "Bad Debt Reserve, Tax Purpose of Qualified Lender", "documentation": "Amount of bad debt reserves for tax purposes of qualified lenders excluded in calculating deferred taxes." } } }, "auth_ref": [ "r1", "r14", "r15", "r502" ] }, "us-gaap_BalanceSheetLocationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BalanceSheetLocationAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Balance Sheet Location [Axis]", "documentation": "Information by location on balance sheet (statement of financial position)." } } }, "auth_ref": [] }, "us-gaap_BalanceSheetLocationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BalanceSheetLocationDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Balance Sheet Location [Domain]", "documentation": "Location in the balance sheet (statement of financial position)." } } }, "auth_ref": [ "r80", "r81" ] }, "us-gaap_BankOwnedLifeInsurance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankOwnedLifeInsurance", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Bank Owned Life Insurance (\"BOLI\")", "documentation": "The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy." } } }, "auth_ref": [ "r1025" ] }, "us-gaap_BankOwnedLifeInsuranceIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankOwnedLifeInsuranceIncome", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 3.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 4.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 11.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "BOLI Income", "negatedLabel": "Earnings on BOLI", "documentation": "Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies." } } }, "auth_ref": [ "r172" ] }, "us-gaap_BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual", "terseLabel": "Banking Regulation, Capital Conservation Buffer, Common Equity Tier 1 Risk-Based Capital, Actual", "documentation": "Capital conservation buffer percentage calculated as Common Equity Tier 1 risk-based capital ratio after deduction of minimum Common Equity Tier 1 risk-based capital ratio as defined by regulatory framework." } } }, "auth_ref": [ "r682" ] }, "us-gaap_BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (To Risk Weighted Assets) Capital Adequacy Ratio", "documentation": "Ratio of minimum Common Equity Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r682", "r686" ] }, "us-gaap_BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (To Risk Weighted Assets) Well Capitalized Ratio", "documentation": "Ratio of minimum Common Equity Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r682" ] }, "sfdl_BorrowerincustodyProgramMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "BorrowerincustodyProgramMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "Borrower-In-Custody Program [Member]", "documentation": "Represents Borrower-In-Custody program." } } }, "auth_ref": [] }, "us-gaap_BuildingAndBuildingImprovementsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BuildingAndBuildingImprovementsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details" ], "lang": { "en-us": { "role": { "label": "Building and Building Improvements [Member]", "documentation": "Facility held for productive use including, but not limited to, office, production, storage and distribution facilities and any addition, improvement, or renovation to the structure, for example, but not limited to, interior masonry, interior flooring, electrical, and plumbing." } } }, "auth_ref": [] }, "us-gaap_Capital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Capital", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Total Risk-Based Capital (To Risk Weighted Assets)", "documentation": "Amount of total capital as defined by regulatory framework." } } }, "auth_ref": [ "r682" ] }, "us-gaap_CapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Total Risk-Based Capital (To Risk Weighted Assets), Capital Adequacy", "documentation": "Amount of minimum total risk-based capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r682", "r686" ] }, "us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredForCapitalAdequacyToRiskWeightedAssets", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Total Risk-Based Capital (To Risk Weighted Assets) Capital Adequacy Ratio", "documentation": "Ratio of minimum total risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r682", "r686" ] }, "us-gaap_CapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Total Risk-Based Capital (To Risk Weighted Assets), Well Capitalized", "documentation": "Amount of minimum total risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r682" ] }, "us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Total Risk-Based Capital (To Risk Weighted Assets) Well Capitalized Ratio", "documentation": "Ratio of minimum total risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r682" ] }, "us-gaap_CapitalToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalToRiskWeightedAssets", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Total Risk-Based Capital (To Risk Weighted Assets) Actual Ratio", "documentation": "Ratio of total risk-based capital to risk-weighted assets as defined by regulatory framework." } } }, "auth_ref": [ "r682" ] }, "us-gaap_CarryingReportedAmountFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CarryingReportedAmountFairValueDisclosureMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Reported Value Measurement [Member]", "documentation": "Measured as reported on the statement of financial position (balance sheet)." } } }, "auth_ref": [ "r84", "r85" ] }, "us-gaap_Cash": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Cash", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Cash", "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Excludes cash and cash equivalents within disposal group and discontinued operation." } } }, "auth_ref": [ "r197", "r695", "r744", "r765", "r852", "r866", "r915" ] }, "us-gaap_CashAndCashEquivalentsAtCarryingValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsAtCarryingValue", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Cash and Cash Equivalents", "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation." } } }, "auth_ref": [ "r45", "r237", "r820" ] }, "us-gaap_CashAndCashEquivalentsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Cash and Cash Equivalents", "label": "us-gaap_CashAndCashEquivalentsFairValueDisclosure", "documentation": "Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [] }, "us-gaap_CashAndCashEquivalentsPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Cash and Cash Equivalents, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value." } } }, "auth_ref": [ "r47" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations", "periodStartLabel": "Cash and Cash Equivalents at Beginning of Year", "periodEndLabel": "Cash and Cash Equivalents at End of Year", "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including, but not limited to, disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r45", "r129", "r269" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "totalLabel": "Net Increase in Cash and Cash Equivalents", "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r2", "r129" ] }, "us-gaap_CashFDICInsuredAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashFDICInsuredAmount", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_CashFDICInsuredAmount", "terseLabel": "Cash, FDIC Insured Amount", "documentation": "The amount of cash deposited in financial institutions as of the balance sheet date that is insured by the Federal Deposit Insurance Corporation." } } }, "auth_ref": [] }, "sfdl_CautionMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "CautionMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "Caution [Member]", "documentation": "Represents caution." } } }, "auth_ref": [] }, "us-gaap_CertificatesOfDepositAtCarryingValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CertificatesOfDepositAtCarryingValue", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Certificates of Deposit with Other Banks", "documentation": "A savings certificate entitling the Entity (that is, bearer) to receive interest at an established maturity date, based upon a fixed interest rate. A certificate of deposit may be issued in any denomination. Certificates of deposit are generally issued by commercial banks and, therefore, insured by the FDIC (up to the prescribed limit). Certificates of deposit generally restrict holders from withdrawing funds on demand without the incurrence of penalties. Generally, only certificates of deposit with original maturities of three months or less qualify as cash equivalents. Original maturity means original maturity to the entity holding the investment. As a related example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months." } } }, "auth_ref": [ "r915" ] }, "sfdl_CertificatesOfDepositsWithOtherBanksFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "CertificatesOfDepositsWithOtherBanksFairValueDisclosure", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Certificates of Deposits with Other Banks", "documentation": "Assets comprising of certificates of deposits with other banks, evaluated for fair value disclosure." } } }, "auth_ref": [] }, "sfdl_CheckingSavingsAndMoneyMarketAccountsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "CheckingSavingsAndMoneyMarketAccountsFairValueDisclosure", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Checking, Savings and Money Market Accounts", "documentation": "Liabilities comprising of checking, savings and money market accounts, evaluated for fair value disclosure." } } }, "auth_ref": [] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CityAreaCode", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "us-gaap_CollateralAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CollateralAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Collateral Held [Axis]", "documentation": "Information by category of collateral or no collateral, from lender's perspective." } } }, "auth_ref": [ "r831" ] }, "sfdl_CollateralDependentLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "CollateralDependentLoansMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Collateral Dependent Loans [Member]", "documentation": "Represents collateral dependent loans." } } }, "auth_ref": [] }, "us-gaap_CollateralDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CollateralDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Collateral Held [Domain]", "documentation": "Category of collateral or no collateral, from lender's perspective." } } }, "auth_ref": [] }, "us-gaap_CollateralPledgedMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CollateralPledgedMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Collateral Pledged [Member]", "documentation": "Pledge of specific property to serve as protection against default." } } }, "auth_ref": [] }, "us-gaap_CollateralizedLoanObligationsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CollateralizedLoanObligationsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Collateralized Loan Obligations [Member]", "documentation": "Securities collateralized by a pool of loans." } } }, "auth_ref": [] }, "sfdl_CommercialAndAgriculturalLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "CommercialAndAgriculturalLoansMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Commercial and Agricultural Loans [Member]", "documentation": "Represents commercial and agricultural loans." } } }, "auth_ref": [] }, "us-gaap_CommercialPortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialPortfolioSegmentMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "Commercial Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables." } } }, "auth_ref": [] }, "us-gaap_CommercialRealEstateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialRealEstateMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Commercial Real Estate [Member]", "documentation": "Property that is solely used for business purposes." } } }, "auth_ref": [ "r826", "r832", "r1003" ] }, "us-gaap_CommercialRealEstatePortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialRealEstatePortfolioSegmentMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Commercial Real Estate Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to commercial real estate." } } }, "auth_ref": [] }, "us-gaap_CommitmentsAndContingencies": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsAndContingencies", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Commitments (Note 18)", "documentation": "Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur." } } }, "auth_ref": [ "r32", "r98", "r694", "r756" ] }, "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsAndContingenciesDisclosureTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies" ], "lang": { "en-us": { "role": { "label": "Commitments and Contingencies Disclosure [Text Block]", "documentation": "The entire disclosure for commitments and contingencies." } } }, "auth_ref": [ "r139", "r434", "r435", "r815", "r992" ] }, "sfdl_CommitmentsForLettersOfCreditMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "CommitmentsForLettersOfCreditMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "Commitments for Letters of Credit [Member]", "documentation": "Relating to commitments for letters of credit." } } }, "auth_ref": [] }, "sfdl_CommitmentsOnMortgageLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "CommitmentsOnMortgageLoansMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "Commitments on Mortgage Loans [Member]", "documentation": "Relating to commitments on mortgage loans." } } }, "auth_ref": [] }, "us-gaap_CommitmentsToExtendCreditMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsToExtendCreditMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "Commitments to Extend Credit [Member]", "documentation": "Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions." } } }, "auth_ref": [] }, "us-gaap_CommonEquityTierOneCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapital", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (To Risk Weighted Assets)", "documentation": "Amount of Common Equity Tier 1 risk-based capital as defined by regulatory framework." } } }, "auth_ref": [ "r682" ] }, "us-gaap_CommonEquityTierOneCapitalRatio": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapitalRatio", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (To Risk Weighted Assets) Actual Ratio", "documentation": "Ratio of Common Equity Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework." } } }, "auth_ref": [ "r682" ] }, "us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (To Risk Weighted Assets), Capital Adequacy", "documentation": "Amount of minimum Common Equity Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r682", "r686" ] }, "us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (To Risk Weighted Assets), Well Capitalized", "documentation": "Amount of minimum Common Equity Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r682" ] }, "us-gaap_CommonStockDividendsPerShareCashPaid": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockDividendsPerShareCashPaid", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Cash Dividend Per Share On Common Stock (in dollars per share)", "documentation": "Aggregate dividends paid during the period for each share of common stock outstanding." } } }, "auth_ref": [ "r141" ] }, "us-gaap_CommonStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "Common Stock [Member]", "documentation": "Stock that is subordinate to all other stock of the issuer." } } }, "auth_ref": [ "r856", "r857", "r858", "r860", "r861", "r862", "r863", "r937", "r938", "r1011", "r1033", "r1039" ] }, "us-gaap_CommonStockParOrStatedValuePerShare": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockParOrStatedValuePerShare", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Common Stock, par value (in dollars per share)", "documentation": "Face amount or stated value per share of common stock." } } }, "auth_ref": [ "r111" ] }, "us-gaap_CommonStockSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesAuthorized", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Common Stock, Shares, authorized (in shares)", "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws." } } }, "auth_ref": [ "r111", "r757" ] }, "us-gaap_CommonStockSharesIssued": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesIssued", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Common Stock, Shares, issued (in shares)", "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury." } } }, "auth_ref": [ "r111" ] }, "us-gaap_CommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesOutstanding", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Common Stock, Shares, outstanding (in shares)", "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation." } } }, "auth_ref": [ "r23", "r111", "r757", "r777", "r1039", "r1040" ] }, "us-gaap_CommonStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockValue", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Common Stock, $0.01 Par Value; 5,000,000 Shares Authorized; 3,456,136 Shares Issued and 3,228,777 Shares Outstanding at December 31, 2023 and 3,453,817 Shares Issued and 3,252,884 Shares Outstanding at December 31, 2022", "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity." } } }, "auth_ref": [ "r111", "r697", "r852" ] }, "us-gaap_CompensationAndEmployeeBenefitPlansTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CompensationAndEmployeeBenefitPlansTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans" ], "lang": { "en-us": { "role": { "label": "Compensation and Employee Benefit Plans [Text Block]", "documentation": "The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans." } } }, "auth_ref": [ "r142", "r144", "r145", "r146" ] }, "us-gaap_ComprehensiveIncomeNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComprehensiveIncomeNetOfTax", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_ComprehensiveIncomeNetOfTax", "totalLabel": "Comprehensive Income (Loss)", "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r38", "r252", "r254", "r260", "r665", "r708" ] }, "us-gaap_ConcentrationRiskCreditRisk": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConcentrationRiskCreditRisk", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Concentration Risk, Credit Risk, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for credit risk." } } }, "auth_ref": [ "r103", "r203" ] }, "us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements" ], "lang": { "en-us": { "role": { "label": "Condensed Financial Information of Parent Company Only Disclosure [Text Block]", "documentation": "The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document." } } }, "auth_ref": [ "r235", "r273", "r878" ] }, "srt_ConsolidatedEntitiesAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ConsolidatedEntitiesAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Consolidated Entities [Axis]", "documentation": "Information by consolidated entity or group of entities." } } }, "auth_ref": [ "r229", "r273", "r531", "r532", "r533", "r534", "r611", "r816", "r911", "r912", "r913", "r995", "r998", "r999" ] }, "srt_ConsolidatedEntitiesDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ConsolidatedEntitiesDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Consolidated Entities [Domain]", "documentation": "Entity or group of entities consolidated into reporting entity." } } }, "auth_ref": [ "r229", "r273", "r531", "r532", "r533", "r534", "r611", "r816", "r911", "r912", "r913", "r995", "r998", "r999" ] }, "us-gaap_ConsolidationPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConsolidationPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Consolidation, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary." } } }, "auth_ref": [ "r79", "r821" ] }, "us-gaap_ConstructionInProgressGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConstructionInProgressGross", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ConstructionInProgressGross", "terseLabel": "Construction in Progress, Gross", "documentation": "Amount of structure or a modification to a structure under construction. Includes recently completed structures or modifications to structures that have not been placed into service." } } }, "auth_ref": [ "r138" ] }, "us-gaap_ConstructionInProgressMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConstructionInProgressMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details" ], "lang": { "en-us": { "role": { "label": "Construction in Progress [Member]", "documentation": "Structure or a modification to a structure under construction. Includes recently completed structures or modifications to structures that have not been placed into service." } } }, "auth_ref": [] }, "us-gaap_ConstructionLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConstructionLoansMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Construction Loans [Member]", "documentation": "A borrowing arrangement which provides the entity constructing a facility (such as a building and a landfill) with funds to effect construction, generally on a draw down, or as needed, basis." } } }, "auth_ref": [ "r867" ] }, "us-gaap_ConsumerPortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConsumerPortfolioSegmentMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Consumer Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables." } } }, "auth_ref": [] }, "us-gaap_ConvertibleDebtFairValueDisclosures": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConvertibleDebtFairValueDisclosures", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ConvertibleDebtFairValueDisclosures", "terseLabel": "Subordinated Debentures", "documentation": "Fair value portion of borrowing which can be exchanged for a specified number of another security at the option of the issuer or the holder, for example, but not limited to, the entity's common stock." } } }, "auth_ref": [] }, "us-gaap_CostsAndExpenses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CostsAndExpenses", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_CostsAndExpenses", "totalLabel": "Total Expenses", "documentation": "Total costs of sales and operating expenses for the period." } } }, "auth_ref": [ "r122" ] }, "srt_CreditRatingMoodysAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CreditRatingMoodysAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Credit Rating, Moody's [Axis]", "documentation": "Information by Moody's rating." } } }, "auth_ref": [ "r833", "r944", "r984", "r1009" ] }, "srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionAdjustmentMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption, Adjustment [Member]", "documentation": "Increase (decrease) to financial statements for cumulative-effect adjustment in period of adoption of amendment to accounting standards." } } }, "auth_ref": [ "r232", "r277", "r284", "r290", "r388", "r394", "r493", "r494", "r495", "r519", "r520", "r539", "r541", "r542", "r544", "r545", "r546", "r551", "r554", "r556", "r557", "r602" ] }, "srt_CumulativeEffectPeriodOfAdoptionAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption [Axis]", "documentation": "Information by cumulative-effect adjustment to financial statements in period of adoption of amendment to accounting standards." } } }, "auth_ref": [ "r232", "r277", "r284", "r290", "r388", "r394", "r493", "r494", "r495", "r519", "r520", "r539", "r541", "r542", "r544", "r545", "r546", "r551", "r554", "r556", "r557", "r602" ] }, "srt_CumulativeEffectPeriodOfAdoptionDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption [Domain]", "documentation": "Cumulative-effect adjustment to financial statements in period of adoption of amendment to accounting standards." } } }, "auth_ref": [ "r232", "r277", "r284", "r290", "r388", "r394", "r493", "r494", "r495", "r519", "r520", "r539", "r541", "r542", "r544", "r545", "r546", "r551", "r554", "r556", "r557", "r602" ] }, "us-gaap_CurrentFederalTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CurrentFederalTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details": { "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details" ], "lang": { "en-us": { "role": { "label": "Federal Current Tax Expense", "documentation": "Amount of current federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current national tax expense (benefit) for non-US (United States of America) jurisdiction." } } }, "auth_ref": [ "r882", "r934", "r1008" ] }, "dei_CurrentFiscalYearEndDate": { "xbrltype": "gMonthDayItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CurrentFiscalYearEndDate", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Current Fiscal Year End Date", "documentation": "End date of current fiscal year in the format --MM-DD." } } }, "auth_ref": [] }, "us-gaap_CurrentIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CurrentIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_CurrentIncomeTaxExpenseBenefit", "totalLabel": "Total Current Tax Expense", "documentation": "Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations." } } }, "auth_ref": [ "r150", "r516", "r524", "r934" ] }, "us-gaap_CurrentStateAndLocalTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CurrentStateAndLocalTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details": { "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details" ], "lang": { "en-us": { "role": { "label": "State Current Tax Expense", "documentation": "Amount of current state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction." } } }, "auth_ref": [ "r882", "r934", "r1008" ] }, "sfdl_DebitCardExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebitCardExpense", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Debit Card Expenses", "documentation": "Amount of debit card expense." } } }, "auth_ref": [] }, "us-gaap_DebtInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Debt Instrument [Axis]", "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities." } } }, "auth_ref": [ "r27", "r106", "r107", "r155", "r157", "r273", "r450", "r451", "r452", "r453", "r454", "r455", "r456", "r457", "r458", "r459", "r460", "r461", "r462", "r463", "r464", "r465", "r587", "r839", "r840", "r841", "r842", "r843", "r932" ] }, "sfdl_DebtInstrumentBasisSpreadAdjustment": { "xbrltype": "pureItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtInstrumentBasisSpreadAdjustment", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "sfdl_DebtInstrumentBasisSpreadAdjustment", "terseLabel": "Debt Instrument, Basis Spread Adjustment", "documentation": "Represents the basis spread adjustment on a debt instrument." } } }, "auth_ref": [] }, "us-gaap_DebtInstrumentBasisSpreadOnVariableRate1": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentBasisSpreadOnVariableRate1", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtInstrumentBasisSpreadOnVariableRate1", "terseLabel": "Debt Instrument, Basis Spread on Variable Rate", "documentation": "Percentage points added to the reference rate to compute the variable rate on the debt instrument." } } }, "auth_ref": [] }, "us-gaap_DebtInstrumentCarryingAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentCarryingAmount", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtInstrumentCarryingAmount", "terseLabel": "Long-Term Debt, Gross", "documentation": "Amount, before unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt." } } }, "auth_ref": [ "r27", "r157", "r467" ] }, "us-gaap_DebtInstrumentCollateralAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentCollateralAmount", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtInstrumentCollateralAmount", "terseLabel": "Debt Instrument, Collateral Amount", "documentation": "Amount of assets pledged to secure a debt instrument." } } }, "auth_ref": [ "r102" ] }, "us-gaap_DebtInstrumentFaceAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentFaceAmount", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtInstrumentFaceAmount", "terseLabel": "Debt Instrument, Face Amount", "documentation": "Face (par) amount of debt instrument at time of issuance." } } }, "auth_ref": [ "r86", "r88", "r450", "r587", "r840", "r841" ] }, "us-gaap_DebtInstrumentInterestRateEffectivePercentage": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentInterestRateEffectivePercentage", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtInstrumentInterestRateEffectivePercentage", "terseLabel": "Debt Instrument, Interest Rate, Effective Percentage", "documentation": "Effective interest rate for the funds borrowed under the debt agreement considering interest compounding and original issue discount or premium." } } }, "auth_ref": [ "r30", "r86", "r469", "r587" ] }, "us-gaap_DebtInstrumentInterestRateStatedPercentage": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentInterestRateStatedPercentage", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtInstrumentInterestRateStatedPercentage", "terseLabel": "Debt Instrument, Interest Rate, Stated Percentage", "documentation": "Contractual interest rate for funds borrowed, under the debt agreement." } } }, "auth_ref": [ "r30", "r451" ] }, "us-gaap_DebtInstrumentNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentNameDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Debt Instrument, Name [Domain]", "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities." } } }, "auth_ref": [ "r31", "r273", "r450", "r451", "r452", "r453", "r454", "r455", "r456", "r457", "r458", "r459", "r460", "r461", "r462", "r463", "r464", "r465", "r587", "r839", "r840", "r841", "r842", "r843", "r932" ] }, "us-gaap_DebtInstrumentRepurchaseAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentRepurchaseAmount", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtInstrumentRepurchaseAmount", "terseLabel": "Debt Instrument, Repurchase Amount", "documentation": "Fair value amount of debt instrument that was repurchased." } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss", "terseLabel": "Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss", "documentation": "Amount, after allowance for credit loss, of accrued interest on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r349", "r416", "r417", "r418" ] }, "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleAllowanceForCreditLoss", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss", "terseLabel": "Debt Securities, Available-for-Sale, Allowance for Credit Loss", "documentation": "Amount of allowance for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r345", "r416", "r426", "r427" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Fair value, 12 months or more, AFS", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r194", "r423", "r837" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Accumulated loss, 12 months or more, AFS", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r194", "r423" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Positions, 12 months or more, AFS", "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r986" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Fair value, less than 12 months, AFS", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r194", "r423", "r837" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Accumulated loss, less than 12 months, AFS", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r194", "r423" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Positions, less than 12 months, AFS", "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without an allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r986" ] }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedGain": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleRealizedGain", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleRealizedGain", "terseLabel": "Debt Securities, Available-for-Sale, Realized Gain", "documentation": "Amount of realized gain on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r374" ] }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleRealizedLoss", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss", "terseLabel": "Debt Securities, Available-for-Sale, Realized Loss", "documentation": "Amount of realized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r374" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Fair value, unrealized loss position, AFS", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss." } } }, "auth_ref": [ "r191", "r420", "r837" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Accumulated loss, total, AFS", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r192", "r421" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]", "documentation": "Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r190", "r837", "r985" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions", "terseLabel": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions", "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r193", "r422" ] }, "sfdl_DebtSecuritiesAvailableforsaleAllowanceForCreditLossesPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesAvailableforsaleAllowanceForCreditLossesPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-Sale, Allowance for Credit Losses [Policy Text Block]", "documentation": "Disclosure of accounting policy for allowance for credit losses in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesHeldToMaturity90DaysOrMorePastDueStillAccruing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturity90DaysOrMorePastDueStillAccruing", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesHeldToMaturity90DaysOrMorePastDueStillAccruing", "terseLabel": "Debt Securities, Held-to-Maturity, 90 Days or More Past Due, Still Accruing", "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity), 90 days or more past due and still accruing." } } }, "auth_ref": [ "r408" ] }, "us-gaap_DebtSecuritiesHeldToMaturityAccruedInterestAfterAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityAccruedInterestAfterAllowanceForCreditLoss", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesHeldToMaturityAccruedInterestAfterAllowanceForCreditLoss", "terseLabel": "Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss", "documentation": "Amount, after allowance for credit loss, of accrued interest on investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r373", "r397", "r411" ] }, "us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityAllowanceForCreditLoss", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLoss", "terseLabel": "Debt Securities, Held-to-Maturity, Allowance for Credit Loss", "documentation": "Amount of allowance for credit loss for debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r357", "r395", "r400", "r404" ] }, "us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Investments", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Held To Maturity (\"HTM\") (Fair Value of $158,540 and $161,464 at December 31, 2023 and December 31, 2022, Respectively)", "terseLabel": "Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss", "documentation": "Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r340", "r358", "r360", "r663" ] }, "us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear10": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear10", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details": { "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "Due after ten years, carrying value", "documentation": "Amount excluding accrued interest, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r364", "r673" ] }, "us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear5Through10": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear5Through10", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details": { "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "Due after five years through ten years, carrying value", "documentation": "Amount excluding accrued interest, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r363", "r672" ] }, "us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details": { "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "Due after one year through five years, carrying value", "documentation": "Amount excluding accrued interest, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r362", "r671" ] }, "us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details": { "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "Due in one year or less, carrying value", "documentation": "Amount excluding accrued interest, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r361", "r670" ] }, "us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityWithoutSingleMaturityDate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityWithoutSingleMaturityDate", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details": { "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "MBS, carrying value", "documentation": "Amount excluding accrued interest, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) without single maturity date and not allocated over maturity grouping." } } }, "auth_ref": [ "r360", "r669" ] }, "sfdl_DebtSecuritiesHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions": { "xbrltype": "integerItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "sfdl_DebtSecuritiesHeldToMaturityContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "terseLabel": "Debt Securities, Held to Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions", "documentation": "Number of investments in debt securities, held to maturity, in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]", "documentation": "Tabular disclosure of credit quality indicator for investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r984" ] }, "us-gaap_DebtSecuritiesHeldToMaturityMaturityAfter10YearsWeightedAverageYield": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityMaturityAfter10YearsWeightedAverageYield", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "Due after ten years, average book yield", "documentation": "Weighted average yield of investment in debt security measured at amortized cost (held-to-maturity) maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r219", "r883" ] }, "us-gaap_DebtSecuritiesHeldToMaturityMaturityAfterFiveThroughTenYearsWeightedAverageYield": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityMaturityAfterFiveThroughTenYearsWeightedAverageYield", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "Due after five years through ten years, average book yield", "documentation": "Weighted average yield of investment in debt security measured at amortized cost (held-to-maturity) maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r218", "r883" ] }, "us-gaap_DebtSecuritiesHeldToMaturityMaturityAfterOneThroughFiveYearsWeightedAverageYield": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityMaturityAfterOneThroughFiveYearsWeightedAverageYield", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "Due after one year through five years, average book yield", "documentation": "Weighted average yield of investment in debt security measured at amortized cost (held-to-maturity) maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r217", "r883" ] }, "us-gaap_DebtSecuritiesHeldToMaturityMaturityWithinOneYearWeightedAverageYield": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityMaturityWithinOneYearWeightedAverageYield", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "Due in one year or less, average book yield", "documentation": "Weighted average yield of investment in debt security measured at amortized cost (held-to-maturity) maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r216", "r883" ] }, "us-gaap_DebtSecuritiesHeldToMaturityNonaccrual": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityNonaccrual", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesHeldToMaturityNonaccrual", "terseLabel": "Debt Securities, Held-to-Maturity, Nonaccrual", "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity) on nonaccrual status." } } }, "auth_ref": [ "r407" ] }, "sfdl_DebtSecuritiesHeldToMaturityUnrealizedLossPositionFairValueTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldToMaturityUnrealizedLossPositionFairValueTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Held to Maturity, Unrealized Loss Position, Fair Value [Table Text Block]", "documentation": "Tabular disclosure of fair value of investment in debt security, held to maturity, in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [] }, "sfdl_DebtSecuritiesHeldToMaturityUnrealizedLossPositionNumberOfPositions": { "xbrltype": "integerItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldToMaturityUnrealizedLossPositionNumberOfPositions", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "sfdl_DebtSecuritiesHeldToMaturityUnrealizedLossPositionNumberOfPositions", "terseLabel": "Debt Securities, Held to Maturity, Unrealized Loss Position, Number of Positions", "documentation": "Number of investments in debt securities, held to maturity, in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesHeldToMaturityWeightedAverageYield": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityWeightedAverageYield", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "Total HTM Securities", "terseLabel": "Debt Securities, Held-to-Maturity, Weighted Average Yield", "documentation": "Weighted average yield of investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r891" ] }, "sfdl_DebtSecuritiesHeldtomaturityAllowanceForCreditLossesPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityAllowanceForCreditLossesPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Held-to-Maturity, Allowance for Credit Losses [Policy Text Block]", "documentation": "Disclosure of accounting policy for allowance for credit losses in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [] }, "sfdl_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Unrealized loss, more than 12 months, HTM", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in continuous loss position for 12 months or longer." } } }, "auth_ref": [] }, "sfdl_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Fair value, more than 12 months, HTM", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), in continuous unrealized loss position for 12 months or longer." } } }, "auth_ref": [] }, "sfdl_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Unrealized losses, less then 12 months, HTM", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in continuous loss position for less than 12 months." } } }, "auth_ref": [] }, "sfdl_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsFairValue", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Fair value, less than 12 months, HTM", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), in continuous unrealized loss position for less than 12 months." } } }, "auth_ref": [] }, "sfdl_DebtSecuritiesHeldtomaturitySecuritiesWithoutSingleMaturityDateWeightedAverageYield": { "xbrltype": "percentItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturitySecuritiesWithoutSingleMaturityDateWeightedAverageYield", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details" ], "lang": { "en-us": { "role": { "label": "MBS, average book yield", "documentation": "Weighted average yield of investment in securities without in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [] }, "sfdl_DebtSecuritiesHeldtomaturityUnrealizedLossPositionAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityUnrealizedLossPositionAccumulatedLoss", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Unrealized loss, unrealized loss position, HTM", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in unrealized loss position." } } }, "auth_ref": [] }, "sfdl_DebtSecuritiesHeldtomaturityUnrealizedLossPositionFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityUnrealizedLossPositionFairValue", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Fair value, unrealized loss position, HTM", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), in unrealized loss position." } } }, "auth_ref": [] }, "us-gaap_DeferredCompensationArrangementWithIndividualCompensationExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredCompensationArrangementWithIndividualCompensationExpense", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredCompensationArrangementWithIndividualCompensationExpense", "terseLabel": "Deferred Compensation Arrangement with Individual, Compensation Expense", "documentation": "The compensation expense recognized during the period pertaining to the deferred compensation arrangement." } } }, "auth_ref": [ "r72", "r143" ] }, "us-gaap_DeferredFederalIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredFederalIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details": { "parentTag": "us-gaap_DeferredIncomeTaxExpenseBenefit", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details" ], "lang": { "en-us": { "role": { "label": "Federal Deferred Tax Expense", "documentation": "Amount of deferred federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred national tax expense (benefit) for non-US (United States of America) jurisdiction." } } }, "auth_ref": [ "r934", "r1007", "r1008" ] }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredIncomeTaxExpenseBenefit", "totalLabel": "Total Deferred Tax Benefit", "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations." } } }, "auth_ref": [ "r10", "r150", "r211", "r523", "r524", "r934" ] }, "us-gaap_DeferredIncomeTaxLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxLiabilities", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredIncomeTaxLiabilities", "totalLabel": "Total Deferred Tax Liability", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences." } } }, "auth_ref": [ "r108", "r109", "r156", "r510" ] }, "us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredStateAndLocalIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details": { "parentTag": "us-gaap_DeferredIncomeTaxExpenseBenefit", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details" ], "lang": { "en-us": { "role": { "label": "State Deferred Tax Expense", "documentation": "Amount of deferred state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction." } } }, "auth_ref": [ "r934", "r1007", "r1008" ] }, "us-gaap_DeferredTaxAssetsGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsGross", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsNet", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxAssetsGross", "totalLabel": "Total Gross Deferred Tax Assets", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards." } } }, "auth_ref": [ "r511" ] }, "us-gaap_DeferredTaxAssetsLiabilitiesNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsLiabilitiesNet", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "totalLabel": "Net Deferred Tax Asset", "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting." } } }, "auth_ref": [ "r1005" ] }, "us-gaap_DeferredTaxAssetsNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsNet", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxAssetsNet", "totalLabel": "Total Deferred Tax Assets", "documentation": "Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards." } } }, "auth_ref": [ "r1005" ] }, "us-gaap_DeferredTaxAssetsOperatingLossCarryforwards": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsOperatingLossCarryforwards", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Net Operating Losses", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards." } } }, "auth_ref": [ "r78", "r1006" ] }, "us-gaap_DeferredTaxAssetsOther": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsOther", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxAssetsOther", "terseLabel": "Other", "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other." } } }, "auth_ref": [ "r78", "r1006" ] }, "sfdl_DeferredTaxAssetsOtherRealEstateOwned": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DeferredTaxAssetsOtherRealEstateOwned", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Other Real Estate Owned", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from other real estate owned." } } }, "auth_ref": [] }, "sfdl_DeferredTaxAssetsReserveForUnfundedCommitments": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DeferredTaxAssetsReserveForUnfundedCommitments", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Reserve for Unfunded Commitments", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from reserve for unfunded commitments." } } }, "auth_ref": [] }, "us-gaap_DeferredTaxAssetsTaxCreditCarryforwards": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsTaxCreditCarryforwards", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Tax Credits", "documentation": "Amount, before allocation of a valuation allowances, of deferred tax assets attributable to deductible tax credit carryforwards including, but not limited to, research, foreign, general business, alternative minimum tax, and other deductible tax credit carryforwards." } } }, "auth_ref": [ "r77", "r78", "r1006" ] }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Deferred Compensation", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from compensation and benefits costs." } } }, "auth_ref": [ "r78", "r1006" ] }, "sfdl_DeferredTaxAssetsTaxDeferredExpenseFinancialReportingFees": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DeferredTaxAssetsTaxDeferredExpenseFinancialReportingFees", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Net Fees Deferred for Financial Reporting", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from financial reporting fees." } } }, "auth_ref": [] }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses", "terseLabel": "Provision for Credit Losses", "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r78", "r1006" ] }, "us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Unrealized Loss on AFS Securities", "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r1006" ] }, "us-gaap_DeferredTaxAssetsValuationAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsValuationAllowance", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsNet", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxAssetsValuationAllowance", "negatedLabel": "Less: Valuation Allowance", "documentation": "Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized." } } }, "auth_ref": [ "r512" ] }, "us-gaap_DeferredTaxLiabilitiesInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxLiabilitiesInvestments", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "FHLB Stock Basis Over Tax Basis", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from investments (excludes investments in subsidiaries and equity method investments)." } } }, "auth_ref": [] }, "us-gaap_DeferredTaxLiabilitiesPrepaidExpenses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxLiabilitiesPrepaidExpenses", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxLiabilitiesPrepaidExpenses", "terseLabel": "Prepaid Expenses", "documentation": "Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses." } } }, "auth_ref": [] }, "us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxLiabilitiesPropertyPlantAndEquipment", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment", "terseLabel": "Depreciation", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment." } } }, "auth_ref": [ "r78", "r1006" ] }, "us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DefinedContributionPlanEmployerDiscretionaryContributionAmount", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount", "terseLabel": "Defined Contribution Plan, Employer Discretionary Contribution Amount", "documentation": "Amount of discretionary contributions made by an employer to a defined contribution plan." } } }, "auth_ref": [] }, "us-gaap_DemandDepositAccounts": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DemandDepositAccounts", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details" ], "lang": { "en-us": { "role": { "label": "Checking", "documentation": "The amount of money in accounts that may bear interest and that the depositor is entitled to withdraw at any time without prior notice." } } }, "auth_ref": [ "r92" ] }, "us-gaap_DepositAccountMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositAccountMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Deposit Account [Member]", "documentation": "Bank account at depository institution allowing money to be withdrawn or deposited by account holder." } } }, "auth_ref": [ "r1002" ] }, "sfdl_DepositAccountsFhlbAdvancesAndOtherBorrowingsMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DepositAccountsFhlbAdvancesAndOtherBorrowingsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "Deposit Accounts, FHLB Advances and Other Borrowings [Member]", "documentation": "Represents deposit accounts, FHLB advances and other borrowings." } } }, "auth_ref": [] }, "us-gaap_DepositLiabilitiesDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositLiabilitiesDisclosuresTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-" ], "lang": { "en-us": { "role": { "label": "Deposit Liabilities Disclosures [Text Block]", "documentation": "The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity." } } }, "auth_ref": [ "r13", "r92", "r227", "r228" ] }, "us-gaap_DepositLiabilitiesReclassifiedAsLoansReceivable1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositLiabilitiesReclassifiedAsLoansReceivable1", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DepositLiabilitiesReclassifiedAsLoansReceivable1", "terseLabel": "Deposit Liabilities Reclassified as Loans Receivable", "documentation": "Amount of deposits held by the entity that have been reclassified as loan balances receivable, for example, but not limited to, overdrafts receivable." } } }, "auth_ref": [ "r16" ] }, "us-gaap_DepositLiabilitiesTypeTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositLiabilitiesTypeTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-tables" ], "lang": { "en-us": { "role": { "label": "Deposit Liabilities, Type [Table Text Block]", "documentation": "Tabular disclosure of type of deposit liability." } } }, "auth_ref": [ "r895", "r896", "r897", "r898", "r899", "r900", "r901", "r902", "r903", "r904", "r905", "r906", "r907", "r908", "r909" ] }, "us-gaap_Deposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Deposits", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 6.0 }, "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details" ], "lang": { "en-us": { "role": { "label": "Deposit Accounts", "totalLabel": "Total Deposits", "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others." } } }, "auth_ref": [ "r92" ] }, "us-gaap_DepositsMoneyMarketDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsMoneyMarketDeposits", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details" ], "lang": { "en-us": { "role": { "label": "Money Market", "documentation": "Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts." } } }, "auth_ref": [ "r92" ] }, "us-gaap_DepositsSavingsDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsSavingsDeposits", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details" ], "lang": { "en-us": { "role": { "label": "Savings", "documentation": "Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs)." } } }, "auth_ref": [ "r92" ] }, "us-gaap_Depreciation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Depreciation", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "Depreciation Expense", "terseLabel": "Depreciation", "documentation": "The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation." } } }, "auth_ref": [ "r10", "r67" ] }, "sfdl_DepreciationAndMaintenanceOfEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DepreciationAndMaintenanceOfEquipment", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Depreciation and Maintenance of Equipment", "documentation": "Represents the amount of depreciation and maintenance on equipment during the period." } } }, "auth_ref": [] }, "us-gaap_DerivativeLiabilityFairValueOfCollateral": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeLiabilityFairValueOfCollateral", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DerivativeLiabilityFairValueOfCollateral", "terseLabel": "Derivative Liability, Fair Value of Collateral", "documentation": "Fair value of securities pledged as collateral against derivative liabilities." } } }, "auth_ref": [ "r245" ] }, "us-gaap_DisclosureTextBlockAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisclosureTextBlockAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans", "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock", "http://securityfederalbank.com/20231231/role/statement-note-24-subsequent-events", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases", "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-" ], "lang": { "en-us": { "role": { "label": "us-gaap_DisclosureTextBlockAbstract", "terseLabel": "Notes to Financial Statements" } } }, "auth_ref": [] }, "sfdl_DiscountWindowBorrowingMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "DiscountWindowBorrowingMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "Discount Window Borrowing [Member]", "documentation": "Relating to discount window borrowing." } } }, "auth_ref": [] }, "us-gaap_DividendsCommonStockCash": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DividendsCommonStockCash", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "us-gaap_DividendsCommonStockCash", "negatedLabel": "Cash Dividends on Common Stock", "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash." } } }, "auth_ref": [ "r141" ] }, "us-gaap_DividendsPreferredStockCash": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DividendsPreferredStockCash", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DividendsPreferredStockCash", "terseLabel": "Dividends, Preferred Stock, Cash", "documentation": "Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash." } } }, "auth_ref": [ "r7", "r141" ] }, "dei_DocumentAnnualReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentAnnualReport", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Annual Report", "documentation": "Boolean flag that is true only for a form used as an annual report." } } }, "auth_ref": [ "r869", "r870", "r871" ] }, "dei_DocumentFinStmtErrorCorrectionFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFinStmtErrorCorrectionFlag", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Financial Statement Error Correction [Flag]", "documentation": "Indicates whether any of the financial statement period in the filing include a restatement due to error correction." } } }, "auth_ref": [ "r869", "r870", "r871", "r873" ] }, "dei_DocumentFiscalPeriodFocus": { "xbrltype": "fiscalPeriodItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFiscalPeriodFocus", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Fiscal Period Focus", "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY." } } }, "auth_ref": [] }, "dei_DocumentFiscalYearFocus": { "xbrltype": "gYearItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFiscalYearFocus", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Fiscal Year Focus", "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006." } } }, "auth_ref": [] }, "dei_DocumentInformationLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentInformationLineItems", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Information [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "dei_DocumentInformationTable": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentInformationTable", "lang": { "en-us": { "role": { "label": "Document Information [Table]", "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package." } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentPeriodEndDate", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_DocumentTransitionReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentTransitionReport", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Transition Report", "documentation": "Boolean flag that is true only for a form used as a transition report." } } }, "auth_ref": [ "r872" ] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentType", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "us-gaap_EarlyRepaymentOfSubordinatedDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarlyRepaymentOfSubordinatedDebt", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_EarlyRepaymentOfSubordinatedDebt", "negatedLabel": "Repurchase of Subordinated Debentures", "documentation": "The cash outflow from the repayment of long-term borrowing where a lender is placed in a lien position behind debt having a higher priority of repayment (senior) in case of liquidation of the entity's assets before its maturity." } } }, "auth_ref": [ "r44" ] }, "us-gaap_EarningsPerShareBasic": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareBasic", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "Net Income Per Common Share (Basic) (in dollars per share)", "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period." } } }, "auth_ref": [ "r261", "r282", "r283", "r284", "r285", "r286", "r291", "r293", "r296", "r297", "r298", "r299", "r557", "r558", "r666", "r709", "r822" ] }, "us-gaap_EarningsPerSharePolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerSharePolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Earnings Per Share, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements." } } }, "auth_ref": [ "r49", "r50" ] }, "sfdl_EffectiveIncomeTaxRateReconciliationDeductionTaxExemptInterest": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "EffectiveIncomeTaxRateReconciliationDeductionTaxExemptInterest", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Tax Exempt Interest", "label": "sfdl_EffectiveIncomeTaxRateReconciliationDeductionTaxExemptInterest", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to deduction for tax exempt interest." } } }, "auth_ref": [] }, "us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP) Name [Axis]", "documentation": "Information by name of employee stock ownership plan." } } }, "auth_ref": [ "r75" ] }, "us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPPlanDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP), Plan [Domain]", "documentation": "Entities identify multiple employee stock ownership plans by unique name." } } }, "auth_ref": [ "r76" ] }, "sfdl_EmployeeStockPurchasePlanMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "EmployeeStockPurchasePlanMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "Employee Stock Purchase Plan [Member]", "documentation": "Relating to the employee stock purchase plan." } } }, "auth_ref": [] }, "sfdl_EmployeesOfficersAndDirectorsMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "EmployeesOfficersAndDirectorsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details" ], "lang": { "en-us": { "role": { "label": "Employees, Officers, and Directors [Member]", "documentation": "Relating to employees, officers, and directors." } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine1", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressCityOrTown", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCentralIndexKey", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r868" ] }, "dei_EntityCommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCommonStockSharesOutstanding", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Common Stock, Shares Outstanding", "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument." } } }, "auth_ref": [] }, "dei_EntityCurrentReportingStatus": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCurrentReportingStatus", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Current Reporting Status", "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [] }, "dei_EntityDomain": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income-parentheticals", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information", "http://securityfederalbank.com/20231231/role/statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-tables", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance", "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-tables", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-tables", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-tables", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-24-subsequent-events", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-tables", "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill", "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-tables", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-tables", "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Entity [Domain]", "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains." } } }, "auth_ref": [] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r868" ] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFileNumber", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_EntityFilerCategory": { "xbrltype": "filerCategoryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFilerCategory", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Filer Category", "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [ "r868" ] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Incorporation, State or Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_EntityInteractiveDataCurrent": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityInteractiveDataCurrent", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Interactive Data Current", "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)." } } }, "auth_ref": [ "r876" ] }, "dei_EntityPublicFloat": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityPublicFloat", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Public Float", "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter." } } }, "auth_ref": [] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityRegistrantName", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r868" ] }, "dei_EntityShellCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityShellCompany", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Shell Company", "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act." } } }, "auth_ref": [ "r868" ] }, "dei_EntitySmallBusiness": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntitySmallBusiness", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Small Business", "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)." } } }, "auth_ref": [ "r868" ] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r868" ] }, "dei_EntityVoluntaryFilers": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityVoluntaryFilers", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Voluntary Filers", "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act." } } }, "auth_ref": [] }, "dei_EntityWellKnownSeasonedIssuer": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityWellKnownSeasonedIssuer", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Well-known Seasoned Issuer", "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A." } } }, "auth_ref": [ "r877" ] }, "us-gaap_EquityComponentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityComponentDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "Equity Component [Domain]", "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc." } } }, "auth_ref": [ "r23", "r232", "r256", "r257", "r258", "r274", "r275", "r276", "r279", "r287", "r289", "r300", "r388", "r394", "r472", "r493", "r494", "r495", "r519", "r520", "r539", "r541", "r542", "r543", "r544", "r546", "r556", "r577", "r578", "r579", "r580", "r581", "r582", "r604", "r722", "r723", "r724", "r743", "r800" ] }, "srt_EquityMethodInvesteeNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "EquityMethodInvesteeNameDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Investment, Name [Domain]", "documentation": "Name of investment including named security. Excludes entity that is consolidated." } } }, "auth_ref": [ "r377", "r378", "r379" ] }, "sfdl_EquityOwnershipFromLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "EquityOwnershipFromLoansMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual" ], "lang": { "en-us": { "role": { "label": "Equity Ownership From Loans [Member]", "documentation": "Relating to equity ownership from loans." } } }, "auth_ref": [] }, "us-gaap_EstimateOfFairValueFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EstimateOfFairValueFairValueDisclosureMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Estimate of Fair Value Measurement [Member]", "documentation": "Measured as an estimate of fair value." } } }, "auth_ref": [ "r458", "r571", "r840", "r841" ] }, "sfdl_ExecutiveOfficersAndDirectorsMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "ExecutiveOfficersAndDirectorsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual" ], "lang": { "en-us": { "role": { "label": "Executive Officers and Directors [Member]", "documentation": "Relating to executive officers and directors." } } }, "auth_ref": [] }, "srt_ExternalCreditRatingMoodysMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ExternalCreditRatingMoodysMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "External Credit Rating, Moody's [Domain]", "documentation": "Credit-ratings as used by Moody's. Contact Moody's for a complete list of ratings and their definitions." } } }, "auth_ref": [] }, "us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value Measurements, Nonrecurring [Table Text Block]", "documentation": "Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3)." } } }, "auth_ref": [ "r24", "r82", "r152" ] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnRecurringBasisTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets Measured on Recurring Basis [Table Text Block]", "documentation": "Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3)." } } }, "auth_ref": [ "r82", "r152" ] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]", "documentation": "Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset." } } }, "auth_ref": [ "r25", "r83" ] }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByBalanceSheetGroupingTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]", "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities." } } }, "auth_ref": [ "r82", "r84" ] }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByFairValueHierarchyLevelAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Fair Value Hierarchy and NAV [Axis]", "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient." } } }, "auth_ref": [ "r458", "r476", "r477", "r478", "r479", "r480", "r481", "r562", "r617", "r618", "r619", "r840", "r841", "r846", "r847", "r848" ] }, "us-gaap_FairValueByMeasurementBasisAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByMeasurementBasisAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Measurement Basis [Axis]", "documentation": "Information by measurement basis." } } }, "auth_ref": [ "r26", "r82", "r458", "r840", "r841" ] }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByMeasurementFrequencyAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Measurement Frequency [Axis]", "documentation": "Information by measurement frequency." } } }, "auth_ref": [ "r561", "r562", "r564", "r565", "r567" ] }, "us-gaap_FairValueDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueDisclosuresTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments" ], "lang": { "en-us": { "role": { "label": "Fair Value Disclosures [Text Block]", "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information." } } }, "auth_ref": [ "r560" ] }, "us-gaap_FairValueInputsLevel1Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel1Member", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 1 [Member]", "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date." } } }, "auth_ref": [ "r458", "r476", "r481", "r562", "r617", "r846", "r847", "r848" ] }, "us-gaap_FairValueInputsLevel2Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel2Member", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 2 [Member]", "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets." } } }, "auth_ref": [ "r458", "r476", "r481", "r562", "r618", "r840", "r841", "r846", "r847", "r848" ] }, "us-gaap_FairValueInputsLevel3Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel3Member", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 3 [Member]", "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r458", "r476", "r477", "r478", "r479", "r480", "r481", "r562", "r619", "r840", "r841", "r846", "r847", "r848" ] }, "us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisObligations": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueLiabilitiesMeasuredOnRecurringBasisObligations", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Other Borrowed Money", "documentation": "Fair value of obligations measured on a recurring basis." } } }, "auth_ref": [ "r82", "r152" ] }, "us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations", "terseLabel": "Junior Subordinated Debentures", "documentation": "Fair value of subordinated debt obligations including, but not limited to, subordinated loan, subordinated bond, subordinated debenture or junior debt." } } }, "auth_ref": [ "r82", "r152" ] }, "us-gaap_FairValueMeasurementFrequencyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementFrequencyDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Measurement Frequency [Domain]", "documentation": "Measurement frequency." } } }, "auth_ref": [] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value", "documentation": "Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r25" ] }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsFairValueHierarchyDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Fair Value Hierarchy and NAV [Domain]", "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value." } } }, "auth_ref": [ "r458", "r476", "r477", "r478", "r479", "r480", "r481", "r617", "r618", "r619", "r840", "r841", "r846", "r847", "r848" ] }, "us-gaap_FairValueMeasurementsNonrecurringMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsNonrecurringMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Nonrecurring [Member]", "documentation": "Infrequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, not frequently measured at fair value." } } }, "auth_ref": [ "r561", "r562", "r564", "r565", "r566", "r567" ] }, "us-gaap_FairValueMeasurementsRecurringMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsRecurringMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Recurring [Member]", "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value." } } }, "auth_ref": [ "r560", "r567" ] }, "us-gaap_FederalDepositInsuranceCorporationPremiumExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalDepositInsuranceCorporationPremiumExpense", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "FDIC Insurance Premiums", "documentation": "Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance." } } }, "auth_ref": [ "r175" ] }, "us-gaap_FederalFundsEffectiveSwapRateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalFundsEffectiveSwapRateMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "Fed Funds Effective Rate Overnight Index Swap Rate [Member]", "documentation": "Fixed rate on U.S. dollar, constant-notional interest rate swap having its variable-rate leg referenced to Federal Funds effective rate with no additional spread over Federal Funds effective rate on that variable-rate leg." } } }, "auth_ref": [ "r1010" ] }, "us-gaap_FederalFundsPurchased": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalFundsPurchased", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Borrowings from Federal Reserve Bank (\"FRB\")", "documentation": "Amount of short term borrowing where a bank borrows, at the federal funds rate, from another bank." } } }, "auth_ref": [ "r93" ] }, "srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Branch [Axis]", "documentation": "Information by branch of Federal Home Loan Bank." } } }, "auth_ref": [ "r1029" ] }, "srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankStateDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "FederalHomeLoanBankAdvancesBranchOfFHLBBankStateDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Branch [Domain]", "documentation": "Twelve regional cooperative banks that U.S. lending institutions use to finance housing and economic development in their communities." } } }, "auth_ref": [] }, "us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesDisclosureTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances, Disclosure [Text Block]", "documentation": "The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances." } } }, "auth_ref": [ "r12", "r94", "r101", "r183" ] }, "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds", "terseLabel": "Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds", "documentation": "Amount of advances or credit lines available from the Federal Home Loan Bank (FHLB)." } } }, "auth_ref": [ "r29", "r159", "r183" ] }, "us-gaap_FederalHomeLoanBankAdvancesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances [Member]", "documentation": "Borrowings from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages. The member institution executes a promissory note, which is generally collateralized by government securities to the Federal Reserve or loans." } } }, "auth_ref": [ "r159" ] }, "us-gaap_FederalHomeLoanBankCertificatesAndObligationsFHLBMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankCertificatesAndObligationsFHLBMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Certificates and Obligations (FHLB) [Member]", "documentation": "Investments in securities issued by or through the member banks of the federal home loan bank (FHLB)." } } }, "auth_ref": [ "r160" ] }, "srt_FederalHomeLoanBankOfAtlantaMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "FederalHomeLoanBankOfAtlantaMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank of Atlanta [Member]", "documentation": "Federal Home Loan Bank (FHLBank) located in Atlanta, Georgia." } } }, "auth_ref": [] }, "us-gaap_FederalHomeLoanBankStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankStock", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank (\"FHLB\") Stock, at Cost", "terseLabel": "Federal Home Loan Bank Stock", "documentation": "Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity)." } } }, "auth_ref": [ "r182" ] }, "sfdl_FederalHomeLoanBankStockMembershipComponentPercentOfTotalAssets": { "xbrltype": "percentItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FederalHomeLoanBankStockMembershipComponentPercentOfTotalAssets", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "sfdl_FederalHomeLoanBankStockMembershipComponentPercentOfTotalAssets", "terseLabel": "Federal Home Loan Bank Stock, Membership Component, Percent of Total Assets", "documentation": "Represents the percentage of total assets required to satisfy a membership component for Federal Home Loan Bank Stock." } } }, "auth_ref": [] }, "sfdl_FederalHomeLoanBankStockTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FederalHomeLoanBankStockTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Stock [Text Block]", "documentation": "The entire disclosure relating to federal home loan bank stock." } } }, "auth_ref": [] }, "sfdl_FederalHomeLoanBankStockTransactionComponentPercentageOfOutstandingAdvances": { "xbrltype": "percentItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FederalHomeLoanBankStockTransactionComponentPercentageOfOutstandingAdvances", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "sfdl_FederalHomeLoanBankStockTransactionComponentPercentageOfOutstandingAdvances", "terseLabel": "Federal Home Loan Bank Stock, Transaction Component, Percentage of Outstanding Advances", "documentation": "Represents the percentage of outstanding advances as part of a transaction component of Federal Home Loan Bank Stock." } } }, "auth_ref": [] }, "sfdl_FederalReserveBankTermFundingProgramMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FederalReserveBankTermFundingProgramMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "Federal Reserve Bank Term Funding Program [Member]", "documentation": "Relating to the Federal Reserve Bank Term Funding Program." } } }, "auth_ref": [] }, "sfdl_FifteenYearNotesDue2034Member": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FifteenYearNotesDue2034Member", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Fifteen Year Notes Due 2034 [Member]", "documentation": "Relating to fifteen year notes due 2034." } } }, "auth_ref": [] }, "us-gaap_FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinanceLoanAndLeaseReceivablesHeldForInvestmentPolicy", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Held-for-Investment [Policy Text Block]", "documentation": "Disclosure of accounting policy for financing receivable classified as held-for-investment." } } }, "auth_ref": [ "r134", "r184", "r185", "r186", "r326", "r329" ] }, "us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinanceLoanAndLeaseReceivablesHeldForSalePolicy", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Held-for-Sale [Policy Text Block]", "documentation": "Disclosure of accounting policy for financing receivables classified as held-for-sale." } } }, "auth_ref": [ "r184", "r186", "r199", "r329" ] }, "us-gaap_FinancialAssetNotPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialAssetNotPastDueMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Not Past Due [Member]", "documentation": "Financial asset not past due." } } }, "auth_ref": [ "r405", "r836" ] }, "us-gaap_FinancialAssetPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialAssetPastDueMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Past Due [Member]", "documentation": "Financial asset past due." } } }, "auth_ref": [ "r405", "r836", "r947" ] }, "us-gaap_FinancialInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Financial Instrument [Axis]", "documentation": "Information by type of financial instrument." } } }, "auth_ref": [ "r342", "r343", "r344", "r345", "r346", "r347", "r348", "r350", "r351", "r352", "r353", "r354", "r355", "r356", "r357", "r358", "r359", "r360", "r361", "r362", "r363", "r364", "r365", "r366", "r367", "r368", "r369", "r370", "r371", "r372", "r398", "r399", "r405", "r406", "r413", "r419", "r424", "r425", "r466", "r471", "r547", "r614", "r615", "r616", "r617", "r618", "r619", "r620", "r621", "r622", "r623", "r624", "r625", "r626", "r627", "r629", "r630", "r631", "r632", "r633", "r634", "r635", "r636", "r637", "r638", "r639", "r640", "r641", "r642", "r643", "r644", "r707", "r837", "r884", "r885", "r886", "r887", "r888", "r889", "r890", "r975", "r976", "r977", "r978" ] }, "us-gaap_FinancingReceivableAccruedInterestWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAccruedInterestWriteoff", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details" ], "lang": { "en-us": { "role": { "label": "Accrued Interest, Writeoff", "documentation": "Amount of writeoff of accrued interest on financing receivable recognized by reversing interest income." } } }, "auth_ref": [ "r412" ] }, "sfdl_FinancingReceivableAccruedInterestWriteoffTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FinancingReceivableAccruedInterestWriteoffTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Accrued Interest, Writeoff [Table Text Block]", "documentation": "Tabular disclosure of accrued interest write-off for financing receivable." } } }, "auth_ref": [] }, "sfdl_FinancingReceivableAfterAllowanceForCreditLossAndHeldForSaleFinancingReceivable": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FinancingReceivableAfterAllowanceForCreditLossAndHeldForSaleFinancingReceivable", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "sfdl_FinancingReceivableAfterAllowanceForCreditLossAndHeldForSaleFinancingReceivable", "totalLabel": "Total Loans Receivable, Net", "documentation": "Amortized cost, after allowance for credit loss, of financing receivable and financing receivable held for sale." } } }, "auth_ref": [] }, "sfdl_FinancingReceivableAllowanceForCreditLossAndDeferredLoanFees": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FinancingReceivableAllowanceForCreditLossAndDeferredLoanFees", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Allowance for Credit Loss and Deferred Loan Fees", "documentation": "Amount of allowance for credit loss and deferred loan fees for financing receivables." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableAllowanceForCreditLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLosses", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details": { "parentTag": "us-gaap_NotesReceivableNet", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Held for investment, allowance for credit loss", "terseLabel": "Financing Receivable, Allowance for Credit Loss", "periodStartLabel": "Balance", "periodEndLabel": "Balance", "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement." } } }, "auth_ref": [ "r17", "r222", "r224", "r226", "r244", "r395", "r400", "r404", "r1026" ] }, "sfdl_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "sfdl_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment", "terseLabel": "Individually evaluated for impairment", "documentation": "Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesRecovery", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "Recoveries", "documentation": "Amount of increase in allowance for credit loss on financing receivable from recovery." } } }, "auth_ref": [ "r20", "r403", "r835" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesWriteOffs", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs", "negatedLabel": "Charge-Offs", "terseLabel": "Total loans gross write-offs", "documentation": "Amount of writeoff of financing receivable, charged against allowance for credit loss." } } }, "auth_ref": [ "r19", "r402", "r415", "r835" ] }, "us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableBeforeAllowanceForCreditLossAndFee", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details": { "parentTag": "us-gaap_NotesReceivableNet", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Loans", "terseLabel": "Pass", "documentation": "Amortized cost, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r414", "r942", "r1027" ] }, "us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableCollectivelyEvaluatedForImpairment", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "Collectively evaluated for impairment", "documentation": "The balance of financing receivables that were collectively evaluated for impairment." } } }, "auth_ref": [ "r327", "r827" ] }, "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Credit Quality Indicators [Table Text Block]", "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics." } } }, "auth_ref": [ "r62", "r984" ] }, "us-gaap_FinancingReceivableDeferredIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableDeferredIncome", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details": { "parentTag": "us-gaap_NotesReceivableNet", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Deferred Loan Fees", "documentation": "Amount of fee received for commitment to originate or purchase financing receivable where likelihood of commitment being exercised is remote, to be recognized as service income." } } }, "auth_ref": [ "r337" ] }, "us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableIndividuallyEvaluatedForImpairment", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "Individually evaluated for impairment", "documentation": "The balance of financing receivables that were individually evaluated for impairment." } } }, "auth_ref": [ "r328", "r827" ] }, "us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsPostModificationRecordedInvestment2", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2", "terseLabel": "Financing Receivable, Modified in Period, Amount", "documentation": "Amortized cost of financing receivable modified during period for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r331", "r826", "r945" ] }, "us-gaap_FinancingReceivableModificationsRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsRecordedInvestment", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableModificationsRecordedInvestment", "terseLabel": "Financing Receivable, Modified, Accumulated", "documentation": "Accumulated amortized cost of financing receivable modified for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r135", "r945", "r946" ] }, "us-gaap_FinancingReceivableNonaccrualNoAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableNonaccrualNoAllowance", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details" ], "lang": { "en-us": { "role": { "label": "Nonaccrual with no allowance", "documentation": "Amortized cost of financing receivable on nonaccrual status with no allowance for credit loss. Excludes net investment in lease." } } }, "auth_ref": [ "r409" ] }, "sfdl_FinancingReceivableNonaccrualReviewLimit": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FinancingReceivableNonaccrualReviewLimit", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "sfdl_FinancingReceivableNonaccrualReviewLimit", "terseLabel": "Financing Receivable, Nonaccrual, Review Limit", "documentation": "Limit of financing receivable on nonaccrual status for review." } } }, "auth_ref": [] }, "sfdl_FinancingReceivableNonaccrualWithAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FinancingReceivableNonaccrualWithAllowance", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details" ], "lang": { "en-us": { "role": { "label": "Nonaccrual with an allowance", "documentation": "Amortized cost of financing receivable on nonaccrual status with an allowance for credit loss. Excludes net investment in lease." } } }, "auth_ref": [] }, "sfdl_FinancingReceivableNumberOfLoansModified": { "xbrltype": "integerItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FinancingReceivableNumberOfLoansModified", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "sfdl_FinancingReceivableNumberOfLoansModified", "terseLabel": "Financing Receivable, Number of Loans Modified", "documentation": "Number of loans modified for debtor experiencing financial difficulty." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear", "terseLabel": "Pass", "documentation": "Amortized cost of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear", "terseLabel": "Pass", "documentation": "Amortized cost of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedInCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear", "terseLabel": "Pass", "documentation": "Amortized cost of financing receivable originated in current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear", "terseLabel": "Pass", "documentation": "Amortized cost of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff", "terseLabel": "Prior gross write-offs", "documentation": "Amount of writeoff of financing receivable originated more than five years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear", "terseLabel": "Pass", "documentation": "Amortized cost of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear", "terseLabel": "Pass", "documentation": "Amortized cost of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivablePortfolioSegmentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePortfolioSegmentAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Portfolio Segment [Axis]", "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses." } } }, "auth_ref": [ "r220", "r221", "r225", "r226", "r398", "r399", "r828", "r884", "r885", "r886", "r887", "r888", "r889", "r890", "r892", "r893", "r894" ] }, "us-gaap_FinancingReceivablePortfolioSegmentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePortfolioSegmentDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Portfolio Segment [Domain]", "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses." } } }, "auth_ref": [ "r220", "r221", "r225", "r226", "r884", "r885", "r886", "r887", "r888", "r889", "r890", "r892", "r893", "r894" ] }, "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "terseLabel": "Financing Receivable, 90 Days or More Past Due, Still Accruing", "documentation": "Amortized cost of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease." } } }, "auth_ref": [ "r209", "r408", "r836" ] }, "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Class of Financing Receivable [Axis]", "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r63", "r65", "r220", "r221", "r225", "r226", "r330", "r331", "r332", "r333", "r335", "r405", "r406", "r413", "r826", "r829", "r830", "r835", "r836", "r884", "r885", "r886", "r887", "r888", "r889", "r890", "r892", "r893", "r894" ] }, "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Class of Financing Receivable [Domain]", "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r220", "r221", "r225", "r226", "r331", "r332", "r333", "r335", "r826", "r884", "r885", "r886", "r887", "r888", "r889", "r890", "r892", "r893", "r894" ] }, "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details" ], "lang": { "en-us": { "role": { "label": "Nonaccrual", "terseLabel": "Financing Receivable, Nonaccrual", "documentation": "Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease." } } }, "auth_ref": [ "r64", "r223", "r224", "r407" ] }, "us-gaap_FinancingReceivableRevolving": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRevolving", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableRevolving", "terseLabel": "Pass", "documentation": "Amortized cost of financing receivable that can be withdrawn, repaid, and redrawn." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableRevolvingWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRevolvingWriteoff", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableRevolvingWriteoff", "terseLabel": "Revolving gross write-offs", "documentation": "Amount of writeoff of financing receivable that can be withdrawn, repaid, and redrawn." } } }, "auth_ref": [ "r415", "r835" ] }, "sfdl_FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts": { "xbrltype": "integerItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "sfdl_FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts", "terseLabel": "Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts", "documentation": "Number of financing receivable contracts modified as troubled debt restructuring within previous 12 months, with subsequent payment default." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff", "terseLabel": "Four years before gross write-offs", "documentation": "Amount of writeoff of financing receivable originated four years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff", "terseLabel": "Three years before gross write-offs", "documentation": "Amount of writeoff of financing receivable originated three years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff", "terseLabel": "Current year, writen off", "documentation": "Amount of writeoff of financing receivable originated in current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff", "terseLabel": "Two years before gross write-offs", "documentation": "Amount of writeoff of financing receivable originated two years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff", "terseLabel": "One year before gross write-offs", "documentation": "Amount of writeoff of financing receivable originated in fiscal year before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r415", "r835" ] }, "us-gaap_FinancingReceivables30To59DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivables30To59DaysPastDueMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "Financial Asset, 30 to 59 Days Past Due [Member]", "documentation": "Financial asset more than 29 days past due but fewer than 60 days past due." } } }, "auth_ref": [ "r836" ] }, "us-gaap_FinancingReceivables60To89DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivables60To89DaysPastDueMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "Financial Asset, 60 to 89 Days Past Due [Member]", "documentation": "Financial asset more than 59 days past due but fewer than 90 days past due." } } }, "auth_ref": [ "r836" ] }, "sfdl_FinancingReceivablesAllowanceForCreditLossesCollectivelyEvaluatedForImpairment": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "FinancingReceivablesAllowanceForCreditLossesCollectivelyEvaluatedForImpairment", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "sfdl_FinancingReceivablesAllowanceForCreditLossesCollectivelyEvaluatedForImpairment", "terseLabel": "Collectively evaluated for impairment", "documentation": "The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Equal to or Greater than 90 Days Past Due [Member]", "documentation": "Financial asset equal to or greater than 90 days past due." } } }, "auth_ref": [ "r836" ] }, "us-gaap_FinancingReceivablesPeriodPastDueAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesPeriodPastDueAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Aging [Axis]", "documentation": "Information by period in which financial asset is past due or not past due." } } }, "auth_ref": [ "r210", "r405", "r836" ] }, "us-gaap_FinancingReceivablesPeriodPastDueDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesPeriodPastDueDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Aging [Domain]", "documentation": "Period in which financial asset is past due or not past due. For past due, element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less than [high end numeric value] [date measure] Past Due [Member] formats." } } }, "auth_ref": [ "r210", "r405", "r836" ] }, "us-gaap_FinancingReceivablesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net" ], "lang": { "en-us": { "role": { "label": "Financing Receivables [Text Block]", "documentation": "The entire disclosure for financing receivable." } } }, "auth_ref": [ "r324", "r332", "r334", "r336", "r826" ] }, "us-gaap_FurnitureAndFixturesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FurnitureAndFixturesMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details" ], "lang": { "en-us": { "role": { "label": "Furniture and Fixtures [Member]", "documentation": "Equipment commonly used in offices and stores that have no permanent connection to the structure of a building or utilities. Examples include, but are not limited to, desks, chairs, tables, and bookcases." } } }, "auth_ref": [] }, "us-gaap_GainLossOnDispositionOfAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnDispositionOfAssets", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 16.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_GainLossOnDispositionOfAssets", "negatedLabel": "Loss on Disposal of Premises and Equipment", "documentation": "Amount of gain (loss) on sale or disposal of property, plant and equipment assets, excluding oil and gas property and timber property." } } }, "auth_ref": [ "r930", "r989", "r990" ] }, "us-gaap_GainLossOnDispositionOfAssets1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnDispositionOfAssets1", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_GainLossOnDispositionOfAssets1", "terseLabel": "Gain (Loss) on Disposition of Assets", "documentation": "Amount of gain (loss) on sale or disposal of assets, including but not limited to property plant and equipment, intangible assets and equity in securities of subsidiaries or equity method investee." } } }, "auth_ref": [ "r930" ] }, "us-gaap_GainLossOnSaleOfInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSaleOfInvestments", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 5.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 6.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 15.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Loss on Sales of Investment Securities, Net", "negatedLabel": "Loss on Sales of Investment Securities", "documentation": "The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities." } } }, "auth_ref": [ "r10" ] }, "us-gaap_GainLossOnSaleOfProperties": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSaleOfProperties", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_GainLossOnSaleOfProperties", "negatedLabel": "Loss on Sale of Land Held For Sale", "documentation": "The difference between the carrying value and the sale price of real estate or properties that were intended to be sold or held for capital appreciation or rental income. This element refers to the gain (loss) included in earnings and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method." } } }, "auth_ref": [ "r930", "r989", "r990" ] }, "us-gaap_GainLossOnSalesOfLoansNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSalesOfLoansNet", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 0.0 }, "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 7.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 14.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Gain on Sale of Loans", "negatedLabel": "Gain on Sales of Loans", "documentation": "The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes." } } }, "auth_ref": [ "r10", "r171" ] }, "us-gaap_GainsLossesOnSalesOfOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainsLossesOnSalesOfOtherRealEstate", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 17.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_GainsLossesOnSalesOfOtherRealEstate", "terseLabel": "Gains (Losses) on Sales of Other Real Estate", "negatedLabel": "Gain on Sale of OREO", "documentation": "The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession." } } }, "auth_ref": [ "r174" ] }, "us-gaap_Goodwill": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Goodwill", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 10.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill-details-textual" ], "lang": { "en-us": { "role": { "label": "Goodwill", "terseLabel": "Goodwill", "documentation": "Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized." } } }, "auth_ref": [ "r240", "r429", "r662", "r838", "r852", "r987", "r988" ] }, "us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GoodwillAndIntangibleAssetsGoodwillPolicy", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for goodwill. This accounting policy also may address how an entity assesses and measures impairment of goodwill, how reporting units are determined, how goodwill is allocated to such units, and how the fair values of the reporting units are determined." } } }, "auth_ref": [ "r428", "r432", "r838" ] }, "us-gaap_GoodwillDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GoodwillDisclosureTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill" ], "lang": { "en-us": { "role": { "label": "Goodwill Disclosure [Text Block]", "documentation": "The entire disclosure for goodwill." } } }, "auth_ref": [ "r428", "r430", "r431", "r838" ] }, "us-gaap_GovernmentAssistanceAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GovernmentAssistanceAmount", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 4.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Grant Income", "documentation": "Amount of government assistance recognized." } } }, "auth_ref": [ "r583" ] }, "sfdl_HeldToMaturityInvestmentsMaturityDatesAndYieldsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "HeldToMaturityInvestmentsMaturityDatesAndYieldsTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables" ], "lang": { "en-us": { "role": { "label": "Held to Maturity Investments, Maturity Dates and Yields [Table Text Block]", "documentation": "Tabular disclosure for held to maturity investments, classified by maturity dates and yields." } } }, "auth_ref": [] }, "us-gaap_HeldToMaturitySecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecurities", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 2.0 }, "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Amortized cost, HTM", "terseLabel": "Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss", "totalLabel": "Total HTM Securities", "documentation": "Amount, before allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r210", "r356", "r405", "r981" ] }, "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Gross unrealized gains, HTM", "documentation": "Amount of accumulated unrecognized gain on investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r188", "r366" ] }, "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss", "negatedLabel": "Gross unrealized losses, HTM", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r189", "r367" ] }, "us-gaap_HeldToMaturitySecuritiesFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesFairValue", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "HTM, fair value", "terseLabel": "Debt Securities, Held-to-Maturity, Fair Value", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r187", "r365", "r663", "r691" ] }, "sfdl_HeldToMaturitySecuritiesFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "HeldToMaturitySecuritiesFairValueDisclosure", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Certificate Accounts", "label": "sfdl_HeldToMaturitySecuritiesFairValueDisclosure", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [] }, "us-gaap_HeldToMaturitySecuritiesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Held-to-Maturity [Table Text Block]", "documentation": "Tabular disclosure of information about investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r957", "r958", "r959", "r960", "r961", "r962", "r963", "r964", "r965", "r966", "r967", "r968", "r969", "r970", "r971", "r972", "r973", "r974" ] }, "us-gaap_HomeEquityLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HomeEquityLoanMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Home Equity Loan [Member]", "documentation": "Loan based on the equity of the borrower's residential property in which the borrower receives the loan amount upfront. Excludes home equity lines of credit." } } }, "auth_ref": [] }, "us-gaap_HomeEquityMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HomeEquityMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Home Equity Line of Credit [Member]", "documentation": "Revolving, open-end loan extended under a line of credit and secured by the borrower's residential property." } } }, "auth_ref": [] }, "dei_IcfrAuditorAttestationFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "IcfrAuditorAttestationFlag", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "ICFR Auditor Attestation Flag" } } }, "auth_ref": [ "r869", "r870", "r871" ] }, "us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableAverageRecordedInvestment", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Average Recorded Investment", "documentation": "Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses." } } }, "auth_ref": [ "r59", "r61" ] }, "us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableInterestIncomeAccrualMethod", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Interest Income Recognized", "documentation": "Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired." } } }, "auth_ref": [ "r60" ] }, "us-gaap_ImpairedFinancingReceivableRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableRecordedInvestment", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Recorded Investment", "documentation": "Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses." } } }, "auth_ref": [ "r56" ] }, "us-gaap_ImpairedFinancingReceivableRelatedAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableRelatedAllowance", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Related Allowance", "documentation": "Amount of allowance for credit losses related to recorded investment." } } }, "auth_ref": [ "r57" ] }, "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableUnpaidPrincipalBalance", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Unpaid Principal Balance", "documentation": "Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses." } } }, "auth_ref": [ "r58" ] }, "us-gaap_ImpairmentOfLongLivedAssetsToBeDisposedOf": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairmentOfLongLivedAssetsToBeDisposedOf", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Write Down of Land Held for Sale", "terseLabel": "Impairment of Long-Lived Assets to be Disposed of", "documentation": "The aggregate amount of write-downs for impairments recognized during the period for long-lived assets held for abandonment, exchange or sale." } } }, "auth_ref": [ "r10", "r137" ] }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "totalLabel": "Income Before Income Taxes", "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest." } } }, "auth_ref": [ "r0", "r119", "r163", "r301", "r314", "r318", "r320", "r667", "r705", "r824" ] }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "totalLabel": "Income Before Income Taxes", "documentation": "Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments." } } }, "auth_ref": [ "r301", "r314", "r318", "r320", "r711", "r824" ] }, "us-gaap_IncomeLossFromEquityMethodInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromEquityMethodInvestments", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncomeLossFromEquityMethodInvestments", "negatedLabel": "Equity in Earnings of Security Federal Bank", "documentation": "Amount of income (loss) for proportionate share of equity method investee's income (loss)." } } }, "auth_ref": [ "r10", "r120", "r161", "r305", "r376", "r704" ] }, "us-gaap_IncomeLossFromSubsidiariesBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromSubsidiariesBeforeTax", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "parentTag": "us-gaap_RevenuesNetOfInterestExpense", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details" ], "lang": { "en-us": { "role": { "label": "Equity in Earnings of Security Federal Bank", "documentation": "Amount before tax of income (loss) of subsidiary attributable to the parent entity." } } }, "auth_ref": [] }, "us-gaap_IncomeStatementAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementAbstract", "lang": { "en-us": { "role": { "label": "Income Statement [Abstract]" } } }, "auth_ref": [] }, "us-gaap_IncomeTaxDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxDisclosureTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes" ], "lang": { "en-us": { "role": { "label": "Income Tax Disclosure [Text Block]", "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information." } } }, "auth_ref": [ "r272", "r501", "r507", "r508", "r514", "r521", "r525", "r526", "r527", "r739" ] }, "us-gaap_IncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details" ], "lang": { "en-us": { "role": { "label": "Provision For Income Taxes", "totalLabel": "Total Income Tax Expense", "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations." } } }, "auth_ref": [ "r196", "r212", "r288", "r289", "r306", "r505", "r522", "r712" ] }, "us-gaap_IncomeTaxPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Income Tax, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements." } } }, "auth_ref": [ "r255", "r503", "r504", "r508", "r509", "r513", "r515", "r736" ] }, "us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details" ], "lang": { "en-us": { "role": { "label": "Valuation Allowance", "terseLabel": "Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Amount", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in the valuation allowance for deferred tax assets." } } }, "auth_ref": [ "r1004" ] }, "us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details" ], "lang": { "en-us": { "role": { "label": "Tax at Statutory Income Tax Rate", "documentation": "The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations." } } }, "auth_ref": [ "r506" ] }, "us-gaap_IncomeTaxReconciliationNondeductibleExpenseLifeInsurance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationNondeductibleExpenseLifeInsurance", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncomeTaxReconciliationNondeductibleExpenseLifeInsurance", "negatedLabel": "Life Insurance", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to nondeductible life insurance expense." } } }, "auth_ref": [ "r1004" ] }, "us-gaap_IncomeTaxReconciliationOtherAdjustments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationOtherAdjustments", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncomeTaxReconciliationOtherAdjustments", "terseLabel": "Other", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments." } } }, "auth_ref": [ "r1004" ] }, "us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationStateAndLocalIncomeTaxes", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details" ], "lang": { "en-us": { "role": { "label": "State Tax", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit)." } } }, "auth_ref": [ "r1004" ] }, "us-gaap_IncomeTaxReconciliationTaxCredits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationTaxCredits", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncomeTaxReconciliationTaxCredits", "negatedLabel": "Tax Credits", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax credits. Including, but not limited to, research credit, foreign tax credit, investment tax credit, and other tax credits." } } }, "auth_ref": [ "r1004" ] }, "us-gaap_IncomeTaxesPaidNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxesPaidNet", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Income Taxes", "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes." } } }, "auth_ref": [ "r48" ] }, "us-gaap_IncreaseDecreaseInAccountsAndOtherReceivables": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInAccountsAndOtherReceivables", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncreaseDecreaseInAccountsAndOtherReceivables", "negatedLabel": "(Increase) Decrease in Accounts Receivable and Other Assets", "documentation": "The increase (decrease) during the reporting period in the amount due from customers for the credit sale of goods and services; includes accounts receivable and other types of receivables." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInAccountsPayableAndAccruedLiabilities", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "Increase in Accounts Payable and Other Liabilities", "documentation": "The increase (decrease) during the reporting period in the amounts payable to vendors for goods and services received and the amount of obligations and expenses incurred but not paid." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInAccruedInterestReceivableNet", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 2.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet", "negatedLabel": "Increase in Accrued Interest Receivable", "documentation": "The increase (decrease) during the reporting period in the amount due from borrowers for interest payments." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInDeposits", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Increase (Decrease) in Deposit Accounts", "documentation": "The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances." } } }, "auth_ref": [ "r46", "r100" ] }, "us-gaap_IncreaseDecreaseInOperatingLeaseLiability": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOperatingLeaseLiability", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncreaseDecreaseInOperatingLeaseLiability", "terseLabel": "Increase (Decrease) in Operating Lease Liability", "documentation": "Amount of increase (decrease) in obligation for operating lease." } } }, "auth_ref": [ "r880", "r929" ] }, "us-gaap_IncreaseDecreaseInOtherOperatingAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOtherOperatingAssets", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncreaseDecreaseInOtherOperatingAssets", "negatedLabel": "Change in Other Assets", "documentation": "Amount of increase (decrease) in operating assets classified as other." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInOtherOperatingLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOtherOperatingLiabilities", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Change in Lease Liabilities and Other Liabilities", "documentation": "Amount of increase (decrease) in operating liabilities classified as other." } } }, "auth_ref": [ "r9" ] }, "us-gaap_InformationTechnologyAndDataProcessing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InformationTechnologyAndDataProcessing", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Data Processing", "documentation": "The amount of expenses incurred in the period for information technology and data processing products and services." } } }, "auth_ref": [ "r124" ] }, "ecd_InsiderTradingArrLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "InsiderTradingArrLineItems", "auth_ref": [ "r874" ] }, "us-gaap_InsuranceCommissionsAndFees": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InsuranceCommissionsAndFees", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Commissions From Insurance Agency", "documentation": "Income from agency and brokerage operations (includes sales of annuities and supplemental contracts); service charges, commissions, and fees from the sale of insurance and related services; and management fees from separate accounts, deferred annuities, and universal life products." } } }, "auth_ref": [ "r170" ] }, "us-gaap_InterestAndDividendIncomeOperating": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeOperating", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": 1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "parentTag": "us-gaap_RevenuesNetOfInterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details" ], "lang": { "en-us": { "role": { "label": "Investment Securities Interest Income", "totalLabel": "Total Interest Income", "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein." } } }, "auth_ref": [ "r166", "r1042" ] }, "us-gaap_InterestAndDividendIncomeOperatingAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeOperatingAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Interest Income:" } } }, "auth_ref": [] }, "us-gaap_InterestAndFeeIncomeLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndFeeIncomeLoansAndLeases", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "verboseLabel": "Loans", "label": "us-gaap_InterestAndFeeIncomeLoansAndLeases", "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases." } } }, "auth_ref": [ "r165" ] }, "us-gaap_InterestBearingDomesticDepositBrokered": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositBrokered", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestBearingDomesticDepositBrokered", "terseLabel": "Interest-Bearing Domestic Deposit, Brokered", "documentation": "Amount of interest-bearing domestic third-party deposits placed by or through the assistance of a deposit broker, also known as brokered deposit liabilities." } } }, "auth_ref": [ "r92" ] }, "us-gaap_InterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpense", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": -1.0, "order": 0.0 }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "parentTag": "us-gaap_CostsAndExpenses", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details" ], "lang": { "en-us": { "role": { "label": "Interest Expense", "totalLabel": "Total Interest Expense", "documentation": "Amount of the cost of borrowed funds accounted for as interest expense." } } }, "auth_ref": [ "r87", "r181", "r259", "r304", "r586", "r785", "r864", "r1036" ] }, "us-gaap_InterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Interest Expense:" } } }, "auth_ref": [] }, "us-gaap_InterestExpenseDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseDeposits", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Deposits", "documentation": "Aggregate amount of interest expense on all deposits." } } }, "auth_ref": [ "r178" ] }, "us-gaap_InterestExpenseJuniorSubordinatedDebentures": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseJuniorSubordinatedDebentures", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "verboseLabel": "Junior Subordinated Debentures", "label": "us-gaap_InterestExpenseJuniorSubordinatedDebentures", "documentation": "Interest expense incurred during the reporting period on junior subordinated debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures." } } }, "auth_ref": [ "r180" ] }, "us-gaap_InterestExpenseShortTermBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseShortTermBorrowings", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "FHLB Advances and Other Borrowings", "documentation": "The aggregate interest expense incurred on short-term borrowings including commercial paper and Federal funds purchased and securities sold under agreements to repurchase." } } }, "auth_ref": [ "r179", "r214", "r215" ] }, "us-gaap_InterestExpenseSubordinatedNotesAndDebentures": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseSubordinatedNotesAndDebentures", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "verboseLabel": "Subordinated Debentures", "label": "us-gaap_InterestExpenseSubordinatedNotesAndDebentures", "documentation": "Interest expense incurred during the reporting period on subordinated notes and debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures." } } }, "auth_ref": [ "r180" ] }, "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "totalLabel": "Net Interest Income after Provision for Credit Losses", "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses." } } }, "auth_ref": [ "r169" ] }, "us-gaap_InterestIncomeExpenseNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeExpenseNet", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestIncomeExpenseNet", "totalLabel": "Net Interest Income", "documentation": "The net amount of operating interest income (expense)." } } }, "auth_ref": [ "r167" ] }, "us-gaap_InterestIncomeSecuritiesTaxExempt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeSecuritiesTaxExempt", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Tax-exempt Investment Securities", "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax." } } }, "auth_ref": [ "r176", "r214", "r215" ] }, "us-gaap_InterestIncomeSecuritiesTaxable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeSecuritiesTaxable", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Taxable Investment Securities", "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax." } } }, "auth_ref": [ "r176", "r214", "r215" ] }, "us-gaap_InterestPaidNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestPaidNet", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Interest", "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount." } } }, "auth_ref": [ "r265", "r267", "r268" ] }, "us-gaap_InterestReceivable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestReceivable", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Accrued Interest Receivable", "documentation": "Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable." } } }, "auth_ref": [ "r918", "r1041" ] }, "us-gaap_InternalCreditAssessmentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InternalCreditAssessmentAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "Internal Credit Assessment [Axis]", "documentation": "Information by entity-defined rating." } } }, "auth_ref": [ "r62", "r535", "r834", "r835", "r984" ] }, "us-gaap_InternalCreditAssessmentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InternalCreditAssessmentDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "Internal Credit Assessment [Domain]", "documentation": "Entity defined credit risk rating." } } }, "auth_ref": [] }, "us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentInFederalHomeLoanBankStockFairValueDisclosure", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "FHLB Stock", "documentation": "Fair value portion of investments in Federal Home Loan Bank (FHLBank) stock." } } }, "auth_ref": [] }, "us-gaap_InvestmentPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Investment, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for investment in financial asset." } } }, "auth_ref": [ "r710", "r732", "r733", "r734", "r735", "r807", "r808" ] }, "us-gaap_Investments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Investments", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 12.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "us-gaap_Investments", "totalLabel": "Total Investments", "documentation": "Sum of the carrying amounts as of the balance sheet date of all investments." } } }, "auth_ref": [ "r690" ] }, "us-gaap_InvestmentsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Investment Securities:" } } }, "auth_ref": [] }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables" ], "lang": { "en-us": { "role": { "label": "Investments Classified by Contractual Maturity Date [Table Text Block]", "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments." } } }, "auth_ref": [] }, "us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures", "terseLabel": "Consolidated investment", "documentation": "Amount of investment in equity method investee and investment in and advance to affiliate." } } }, "auth_ref": [ "r917" ] }, "sfdl_InvestmentsInDebtSecuritiesAvailableForSaleTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "InvestmentsInDebtSecuritiesAvailableForSaleTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale" ], "lang": { "en-us": { "role": { "label": "Investments in Debt Securities, Available for Sale [Text Block]", "documentation": "The entire disclosure for investments in debt securities, available for sale securities." } } }, "auth_ref": [] }, "sfdl_InvestmentsInDebtSecuritiesHeldToMaturityTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "InvestmentsInDebtSecuritiesHeldToMaturityTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity" ], "lang": { "en-us": { "role": { "label": "Investments in Debt Securities, Held to Maturity [Text Block]", "documentation": "The entire disclosure for investments in debt securities, held to maturity securities." } } }, "auth_ref": [] }, "sfdl_JuniorSubordinatedDebenturesMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "JuniorSubordinatedDebenturesMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Junior Subordinated Debentures [Member]", "documentation": "Relating to the Junior Subordinated Debentures." } } }, "auth_ref": [] }, "sfdl_JuniorSubordinatedDebenturesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "JuniorSubordinatedDebenturesTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures" ], "lang": { "en-us": { "role": { "label": "Junior Subordinated Debentures [Text Block]", "documentation": "Represents the entire disclosure regarding junior subordinated debentures." } } }, "auth_ref": [] }, "us-gaap_JuniorSubordinatedNotes": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "JuniorSubordinatedNotes", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Junior Subordinated Debentures", "documentation": "Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments." } } }, "auth_ref": [ "r27", "r157", "r1030" ] }, "us-gaap_LaborAndRelatedExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LaborAndRelatedExpense", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Compensation and Employee Benefits", "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit." } } }, "auth_ref": [ "r923" ] }, "us-gaap_LandAvailableForSale": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LandAvailableForSale", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Land Held for Sale", "documentation": "Amount of investment in land held for sale." } } }, "auth_ref": [] }, "sfdl_LandHeldForSaleMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "LandHeldForSaleMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Land Held for Sale [Member]", "documentation": "Represents land held for sale." } } }, "auth_ref": [] }, "us-gaap_LandMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LandMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details" ], "lang": { "en-us": { "role": { "label": "Land [Member]", "documentation": "Part of earth's surface not covered by water." } } }, "auth_ref": [ "r1002" ] }, "us-gaap_LeaseCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LeaseCost", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_LeaseCost", "terseLabel": "Lease, Cost", "documentation": "Amount of lease cost recognized by lessee for lease contract." } } }, "auth_ref": [ "r595", "r851" ] }, "dei_LegalEntityAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LegalEntityAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income-parentheticals", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information", "http://securityfederalbank.com/20231231/role/statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-tables", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance", "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-tables", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-tables", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-tables", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-24-subsequent-events", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-tables", "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill", "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-tables", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-tables", "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Legal Entity [Axis]", "documentation": "The set of legal entities associated with a report." } } }, "auth_ref": [] }, "us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-tables" ], "lang": { "en-us": { "role": { "label": "Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]", "documentation": "Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position." } } }, "auth_ref": [ "r1014" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDue", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "totalLabel": "Total undiscounted lease payments", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease." } } }, "auth_ref": [ "r599" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive", "terseLabel": "Thereafter", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease due after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r599" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "terseLabel": "2024", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r599" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFive", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive", "terseLabel": "2028", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r599" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFour", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour", "terseLabel": "2027", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r599" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearThree", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree", "terseLabel": "2026", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r599" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearTwo", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo", "terseLabel": "2025", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r599" ] }, "us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityUndiscountedExcessAmount", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Less: effect of discounting", "documentation": "Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease." } } }, "auth_ref": [ "r599" ] }, "us-gaap_Liabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Liabilities", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "us-gaap_Liabilities", "totalLabel": "Total Liabilities", "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future." } } }, "auth_ref": [ "r28", "r271", "r380", "r441", "r442", "r443", "r444", "r445", "r446", "r447", "r448", "r449", "r532", "r533", "r534", "r572", "r755", "r823", "r866", "r996", "r1016", "r1017" ] }, "us-gaap_LiabilitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Liabilities:" } } }, "auth_ref": [] }, "us-gaap_LiabilitiesAndStockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAndStockholdersEquity", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LiabilitiesAndStockholdersEquity", "totalLabel": "Total Liabilities and Shareholders' Equity", "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any." } } }, "auth_ref": [ "r116", "r158", "r700", "r852", "r933", "r979", "r1013" ] }, "us-gaap_LifeInsuranceCorporateOrBankOwnedAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LifeInsuranceCorporateOrBankOwnedAmount", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_LifeInsuranceCorporateOrBankOwnedAmount", "terseLabel": "Life Insurance, Corporate or Bank Owned, Amount", "documentation": "This item represents the amount that could be realized under a life insurance contract or contracts owned by the Entity as of the date of the statement of financial position. Such Entity-owned life insurance policies are commonly known as corporate-owned life insurance (COLI) or bank-owned life insurance (BOLI)." } } }, "auth_ref": [ "r382", "r916" ] }, "us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LifeInsuranceCorporateOrBankOwnedChangeInValue", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue", "terseLabel": "Life Insurance, Corporate or Bank Owned, Change in Value", "documentation": "The change in cash surrender or contract value during the period which adjusted the amount of premiums paid in determining the expense or income recognized under the contract for the period." } } }, "auth_ref": [ "r980" ] }, "us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LifeInsuranceCorporateOrBankOwnedTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance" ], "lang": { "en-us": { "role": { "label": "Life Insurance, Corporate or Bank Owned [Text Block]", "documentation": "The entire disclosure for corporate (COLI) or bank (BOLI) owned life insurance including the amount of cash surrender value that could be received as of the date of the statement of financial position, any restrictions on the company's ability to obtain the value of the life insurance policy on surrender, or any other additional information desired to be disclosed." } } }, "auth_ref": [ "r381", "r383" ] }, "us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableAllowanceForLoanLossesPolicy", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses." } } }, "auth_ref": [ "r66" ] }, "us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableCommitmentsToPurchaseOrSell", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell", "terseLabel": "Loans and Leases Receivable, Commitments to Purchase or Sell", "documentation": "Reflects the carrying amount of loans and leases for which agreements to acquire or dispose exist." } } }, "auth_ref": [ "r104", "r105" ] }, "sfdl_LoansAndLeasesReceivableRealEstateAndOtherAssetsAcquiredThroughForeclosurePolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "LoansAndLeasesReceivableRealEstateAndOtherAssetsAcquiredThroughForeclosurePolicyPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Loans and Leases Receivable, Real Estate and Other Assets Acquired Through Foreclosure, Policy [Policy Text Block]", "documentation": "Disclosure of the company's policy regarding real estate and other assets acquired through foreclosure." } } }, "auth_ref": [] }, "us-gaap_LoansAndLeasesReceivableRelatedParties": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableRelatedParties", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LoansAndLeasesReceivableRelatedParties", "periodStartLabel": "Balance, Beginning of Period", "periodEndLabel": "Balance, End of Period", "documentation": "For an unclassified balance sheet, reflects the carrying amount of unpaid loan amounts due from related parties at the balance sheet date." } } }, "auth_ref": [ "r89", "r99" ] }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesAdditions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableRelatedPartiesAdditions", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details" ], "lang": { "en-us": { "role": { "label": "New Loans", "documentation": "Reflects the amount of new advances made to related parties in the form of loan and lease receivables." } } }, "auth_ref": [ "r89", "r99" ] }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableRelatedPartiesProceeds", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds", "negatedLabel": "Less Loan Payments", "documentation": "Amount of cash inflow from related parties which reduce the amount of loans and leases receivable due from related parties." } } }, "auth_ref": [ "r213", "r924" ] }, "us-gaap_LoansHeldForSaleMeasurementInput": { "xbrltype": "decimalItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansHeldForSaleMeasurementInput", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Loans Held for Sale", "documentation": "Value of input used to measure loan, held for sale." } } }, "auth_ref": [ "r565" ] }, "us-gaap_LoansReceivableFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansReceivableFairValueDisclosure", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Loans Receivable, Net", "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts." } } }, "auth_ref": [ "r54" ] }, "us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansReceivableHeldForSaleNetNotPartOfDisposalGroup", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "sfdl_FinancingReceivableAfterAllowanceForCreditLossAndHeldForSaleFinancingReceivable", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Held For Sale", "documentation": "Amount, after valuation allowance, of financing receivable held for sale and not part of disposal group. Excludes loan covered under loss sharing agreement and loan classified as investment in debt security." } } }, "auth_ref": [ "r325", "r814" ] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LocalPhoneNumber", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "us-gaap_LongTermDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebt", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Long-term Debt", "documentation": "Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation." } } }, "auth_ref": [ "r27", "r157", "r457", "r468", "r840", "r841", "r1030" ] }, "us-gaap_LongTermDebtWeightedAverageInterestRateOverTime": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtWeightedAverageInterestRateOverTime", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_LongTermDebtWeightedAverageInterestRateOverTime", "terseLabel": "Long-Term Debt, Weighted Average Interest Rate, over Time", "documentation": "Weighted average interest rate of long-term debt outstanding calculated over time." } } }, "auth_ref": [] }, "us-gaap_LongtermDebtTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongtermDebtTypeAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Long-Term Debt, Type [Axis]", "documentation": "Information by type of long-term debt." } } }, "auth_ref": [ "r31" ] }, "us-gaap_LongtermDebtTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongtermDebtTypeDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Long-Term Debt, Type [Domain]", "documentation": "Type of long-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer." } } }, "auth_ref": [ "r31", "r69" ] }, "srt_MaximumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MaximumMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Maximum [Member]", "documentation": "Upper limit of the provided range." } } }, "auth_ref": [ "r436", "r437", "r438", "r439", "r483", "r645", "r719", "r746", "r747", "r806", "r809", "r810", "r811", "r812", "r817", "r818", "r826", "r844", "r849", "r855", "r1000", "r1018", "r1019", "r1020", "r1021", "r1022", "r1023" ] }, "us-gaap_MeasurementInputAppraisedValueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputAppraisedValueMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Measurement Input, Appraised Value [Member]", "documentation": "Measurement input using assessed value of property." } } }, "auth_ref": [ "r1012" ] }, "us-gaap_MeasurementInputTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputTypeAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Measurement Input Type [Axis]", "documentation": "Information by type of measurement input used to determine value of asset and liability." } } }, "auth_ref": [ "r563" ] }, "us-gaap_MeasurementInputTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputTypeDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Measurement Input Type [Domain]", "documentation": "Measurement input used to determine value of asset and liability." } } }, "auth_ref": [] }, "srt_MinimumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MinimumMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Minimum [Member]", "documentation": "Lower limit of the provided range." } } }, "auth_ref": [ "r436", "r437", "r438", "r439", "r483", "r645", "r719", "r746", "r747", "r806", "r809", "r810", "r811", "r812", "r817", "r818", "r826", "r844", "r849", "r855", "r1000", "r1018", "r1019", "r1020", "r1021", "r1022", "r1023" ] }, "srt_MoodysA1RatingMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MoodysA1RatingMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Moody's, A1 Rating [Member]", "documentation": "A1 credit rating as defined by the external credit rating agency, Moody's." } } }, "auth_ref": [] }, "srt_MoodysAa1RatingMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MoodysAa1RatingMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Moody's, Aa1 Rating [Member]", "documentation": "Aa1 credit rating as defined by the external credit rating agency, Moody's." } } }, "auth_ref": [] }, "srt_MoodysAaaRatingMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MoodysAaaRatingMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Moody's, Aaa Rating [Member]", "documentation": "Aaa credit rating as defined by the external credit rating agency, Moody's." } } }, "auth_ref": [] }, "us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual" ], "lang": { "en-us": { "role": { "label": "Mortgage-Backed Securities, Issued by Private Enterprises [Member]", "documentation": "Debt securities collateralized by real estate mortgage loans (mortgages), issued by non-governmental sponsored enterprises." } } }, "auth_ref": [ "r951", "r952", "r957", "r962", "r970", "r1003" ] }, "us-gaap_MortgageBackedSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MortgageBackedSecuritiesMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Collateralized Mortgage-Backed Securities [Member]", "documentation": "Securities collateralized by mortgage loans." } } }, "auth_ref": [ "r846", "r847", "r848", "r951", "r952", "r957", "r962", "r970", "r1032" ] }, "sfdl_MortgageLoansHeldForSaleMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "MortgageLoansHeldForSaleMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Mortgage Loans Held For Sale [Member]", "documentation": "Represents mortgage loans held for sale." } } }, "auth_ref": [] }, "ecd_MtrlTermsOfTrdArrTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "MtrlTermsOfTrdArrTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "Material Terms of Trading Arrangement [Text Block]" } } }, "auth_ref": [ "r875" ] }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInFinancingActivities", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 0.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "totalLabel": "Net Cash Provided By Financing Activities", "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit." } } }, "auth_ref": [ "r266" ] }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "CASH FLOWS FROM FINANCING ACTIVITIES:" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInInvestingActivities", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 0.0 }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "totalLabel": "Net Cash Used By Investing Activities", "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets." } } }, "auth_ref": [ "r266" ] }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "CASH FLOWS FROM INVESTING ACTIVITIES:" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivities", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "totalLabel": "Net Cash Provided By Operating Activities", "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities." } } }, "auth_ref": [ "r129", "r130", "r131" ] }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "CASH FLOWS FROM OPERATING ACTIVITIES:" } } }, "auth_ref": [] }, "us-gaap_NetIncomeLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetIncomeLoss", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 0.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 5.0 }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 5.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details" ], "lang": { "en-us": { "role": { "label": "Net Income", "totalLabel": "Net Income", "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent." } } }, "auth_ref": [ "r121", "r131", "r164", "r236", "r250", "r253", "r258", "r271", "r278", "r282", "r283", "r284", "r285", "r288", "r289", "r294", "r301", "r314", "r318", "r320", "r380", "r441", "r442", "r443", "r444", "r445", "r446", "r447", "r448", "r449", "r558", "r572", "r706", "r779", "r798", "r799", "r824", "r864", "r996" ] }, "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetIncomeLossAvailableToCommonStockholdersBasic", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "Income", "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders." } } }, "auth_ref": [ "r262", "r282", "r283", "r284", "r285", "r291", "r292", "r295", "r298", "r301", "r314", "r318", "r320", "r824" ] }, "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "New Accounting Pronouncements, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact." } } }, "auth_ref": [] }, "ecd_NonRule10b51ArrAdoptedFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonRule10b51ArrAdoptedFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_NonRule10b51ArrAdoptedFlag", "terseLabel": "Non-Rule 10b5-1 Arrangement Adopted [Flag]" } } }, "auth_ref": [ "r875" ] }, "ecd_NonRule10b51ArrTrmntdFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonRule10b51ArrTrmntdFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_NonRule10b51ArrTrmntdFlag", "terseLabel": "Non-Rule 10b5-1 Arrangement Terminated [Flag]" } } }, "auth_ref": [ "r875" ] }, "us-gaap_NoncashInvestingAndFinancingItemsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoncashInvestingAndFinancingItemsAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Supplemental Schedule of Non Cash Transactions:" } } }, "auth_ref": [] }, "us-gaap_NoninterestBearingDomesticDepositBrokered": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestBearingDomesticDepositBrokered", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_NoninterestBearingDomesticDepositBrokered", "terseLabel": "Noninterest-Bearing Domestic Deposit, Brokered", "documentation": "Amount of noninterest-bearing domestic third-party deposits placed by or through the assistance of a deposit broker, also known as brokered deposit liabilities." } } }, "auth_ref": [ "r92" ] }, "us-gaap_NoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpense", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_NoninterestExpense", "totalLabel": "Total Non-Interest Expense", "documentation": "Total aggregate amount of all noninterest expense." } } }, "auth_ref": [ "r175" ] }, "us-gaap_NoninterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpenseAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Non-Interest Expense:" } } }, "auth_ref": [] }, "us-gaap_NoninterestIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncome", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 0.0 }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "parentTag": "us-gaap_RevenuesNetOfInterestExpense", "weight": 1.0, "order": 2.0 }, "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Miscellaneous Income", "totalLabel": "Total Non-Interest Income", "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified." } } }, "auth_ref": [ "r172" ] }, "us-gaap_NoninterestIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncomeAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Non-Interest Income:" } } }, "auth_ref": [] }, "sfdl_NoninterestIncomeFromTrust": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "NoninterestIncomeFromTrust", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 2.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Trust Income", "documentation": "Noninterest income from trust." } } }, "auth_ref": [] }, "us-gaap_NoninterestIncomeOtherOperatingIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncomeOtherOperatingIncome", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "verboseLabel": "Other", "label": "us-gaap_NoninterestIncomeOtherOperatingIncome", "documentation": "Amount of revenue earned, classified as other, excluding interest income." } } }, "auth_ref": [ "r118", "r162" ] }, "sfdl_NoninterestIncomeTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "NoninterestIncomeTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income" ], "lang": { "en-us": { "role": { "label": "Non-interest Income [Text Block]", "documentation": "The entire disclosure for non-interest income." } } }, "auth_ref": [] }, "sfdl_NotRatedByMoodysMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "NotRatedByMoodysMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Not Rated by Moodys [Member]", "documentation": "Relating to not rated by Moodys." } } }, "auth_ref": [] }, "sfdl_NoteToFinancialStatementDetailsTextual": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "NoteToFinancialStatementDetailsTextual", "lang": { "en-us": { "role": { "label": "Note To Financial Statement Details Textual" } } }, "auth_ref": [] }, "us-gaap_NotesReceivableNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NotesReceivableNet", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "sfdl_FinancingReceivableAfterAllowanceForCreditLossAndHeldForSaleFinancingReceivable", "weight": 1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Held For Investment (Net of Allowance of $12,569 and $11,178 at December 31, 2023 and December 31, 2022, Respectively)", "totalLabel": "Loans Receivable Held For Investment, Net", "documentation": "Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r325", "r414", "r766" ] }, "us-gaap_NotesReceivableNetAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NotesReceivableNetAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Loans Receivable, Net:" } } }, "auth_ref": [] }, "sfdl_NotesToFinancialStatementsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "NotesToFinancialStatementsAbstract", "lang": { "en-us": { "role": { "label": "Notes To Financial Statements [Abstract]" } } }, "auth_ref": [] }, "us-gaap_NumberOfReportableSegments": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NumberOfReportableSegments", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_NumberOfReportableSegments", "terseLabel": "Number of Reportable Segments", "documentation": "Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements." } } }, "auth_ref": [ "r941" ] }, "us-gaap_OccupancyNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OccupancyNet", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Occupancy", "documentation": "Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense." } } }, "auth_ref": [ "r124", "r173", "r195" ] }, "us-gaap_OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossAfterTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossAfterTax", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossAfterTax", "negatedLabel": "Amortization of Unrealized Gains on AFS Securities Transferred to HTM, Net of Taxes of $2,800 and $2,000 at December 31, 2023 and 2022, Respectively", "documentation": "Amount, after tax, of adjustment from accumulated other comprehensive income (loss) for amortization of gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) from transfer to investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r919", "r948" ] }, "us-gaap_OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossTax", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income-parentheticals" ], "lang": { "en-us": { "role": { "label": "Amortization of Unrealized Losses (Gains) on AFS Securities Transferred to HTM, Tax", "documentation": "Amount of tax expense (benefit) on adjustment from accumulated other comprehensive income (loss) for amortization of gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) from transfer to investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r948" ] }, "us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OffBalanceSheetCreditExposurePolicyPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]", "documentation": "Description of accounting policies and methodologies used to estimate the entity's liability for off-balance sheet credit exposures and related charges for those credit exposures." } } }, "auth_ref": [ "r66", "r410" ] }, "us-gaap_OffBalanceSheetCreditLossLiability": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OffBalanceSheetCreditLossLiability", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_OffBalanceSheetCreditLossLiability", "terseLabel": "Off-Balance-Sheet, Credit Loss, Liability", "periodStartLabel": "Beginning Balance", "periodEndLabel": "Ending Balance", "documentation": "Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging." } } }, "auth_ref": [ "r396", "r440" ] }, "us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "Reversal of provision for unfunded commitments", "documentation": "Amount of expense (reversal of expense) for expected credit loss for off-balance sheet credit exposure. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging." } } }, "auth_ref": [ "r401" ] }, "us-gaap_OperatingLeaseLiability": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseLiability", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Present value of estimated lease payments (lease liability)", "label": "Operating Lease Liabilities", "terseLabel": "Operating Lease, Liability", "documentation": "Present value of lessee's discounted obligation for lease payments from operating lease." } } }, "auth_ref": [ "r593" ] }, "us-gaap_OperatingLeasePayments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeasePayments", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OperatingLeasePayments", "terseLabel": "Operating Lease, Payments", "documentation": "Amount of cash outflow from operating lease, excluding payments to bring another asset to condition and location necessary for its intended use." } } }, "auth_ref": [ "r594", "r596" ] }, "us-gaap_OperatingLeaseRightOfUseAsset": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseRightOfUseAsset", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "Operating Lease Right-of-Use Assets", "terseLabel": "Operating Lease, Right-of-Use Asset", "documentation": "Amount of lessee's right to use underlying asset under operating lease." } } }, "auth_ref": [ "r592" ] }, "us-gaap_OperatingLeaseRightOfUseAssetAmortizationExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseRightOfUseAssetAmortizationExpense", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_OperatingLeaseRightOfUseAssetAmortizationExpense", "negatedLabel": "Amortization of Operating Lease Right-of-Use (\"ROU\") Assets", "documentation": "Amount of periodic reduction over lease term of carrying amount of right-of-use asset from operating lease." } } }, "auth_ref": [ "r930" ] }, "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseWeightedAverageDiscountRatePercent", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent", "terseLabel": "Operating Lease, Weighted Average Discount Rate, Percent", "documentation": "Weighted average discount rate for operating lease calculated at point in time." } } }, "auth_ref": [ "r598", "r851" ] }, "us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseWeightedAverageRemainingLeaseTerm1", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1", "terseLabel": "Operating Lease, Weighted Average Remaining Lease Term (Year)", "documentation": "Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r597", "r851" ] }, "us-gaap_OperatingLossCarryforwards": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLossCarryforwards", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OperatingLossCarryforwards", "terseLabel": "Operating Loss Carryforwards", "documentation": "Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws." } } }, "auth_ref": [ "r77" ] }, "us-gaap_OtherAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherAssets", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 11.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Other Assets", "documentation": "Amount of assets classified as other." } } }, "auth_ref": [ "r153", "r241", "r692", "r866" ] }, "us-gaap_OtherBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherBorrowings", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "Other Borrowings", "terseLabel": "Other Borrowings", "documentation": "The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity." } } }, "auth_ref": [ "r160" ] }, "sfdl_OtherBorrowingsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "OtherBorrowingsTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings" ], "lang": { "en-us": { "role": { "label": "Other Borrowings [Text Block]", "documentation": "Represents the entire disclosure regarding other borrowings." } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Change in Unrealized Gains on AFS Securities, Net of Taxes", "documentation": "Amount, after tax and adjustment, of unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r246", "r247", "r248" ] }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive (Income) Loss, Net of Tax", "totalLabel": "Other Comprehensive Income (Loss)", "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity." } } }, "auth_ref": [ "r8", "r21", "r151", "r251", "r254" ] }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive Income (Loss)" } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "negatedLabel": "Reclassification Adjustment for Losses Included in Net Income, Net of Taxes of $0 and $(1) thousand at December 31, 2023 and 2022, Respectively", "documentation": "Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities." } } }, "auth_ref": [ "r6", "r117", "r249", "r375" ] }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income-parentheticals" ], "lang": { "en-us": { "role": { "label": "Reclassification Adjustment for Losses (Gains) Included in Net Income, Tax", "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities." } } }, "auth_ref": [ "r4" ] }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income" ], "lang": { "en-us": { "role": { "label": "Unrealized Holding Gains (Losses) on AFS Securities, Net of Taxes of $1.6 million and $(14.9) million at December 31, 2023 and 2022, Respectively", "documentation": "Amount, after tax and before adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r246", "r248", "r375" ] }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income-parentheticals" ], "lang": { "en-us": { "role": { "label": "Unrealized Holding Gains (Losses) on Securities AFS, Tax", "documentation": "Amount, before adjustment, of tax expense (benefit) for unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r4", "r247" ] }, "sfdl_OtherConsumerLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "OtherConsumerLoansMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Other Consumer Loans [Member]", "documentation": "Represents other consumer loans." } } }, "auth_ref": [] }, "us-gaap_OtherExpenses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherExpenses", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "parentTag": "us-gaap_CostsAndExpenses", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details" ], "lang": { "en-us": { "role": { "label": "Other Expenses", "documentation": "Amount of expense classified as other." } } }, "auth_ref": [ "r123" ] }, "us-gaap_OtherInterestAndDividendIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherInterestAndDividendIncome", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Other", "documentation": "Amount, after discount, accretion and premium amortization, of interest income and dividend income classified as other." } } }, "auth_ref": [ "r177" ] }, "us-gaap_OtherLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherLiabilities", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Other Liabilities", "documentation": "Amount of liabilities classified as other." } } }, "auth_ref": [ "r97", "r689", "r751", "r752", "r866", "r1034" ] }, "us-gaap_OtherNoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherNoninterestExpense", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherNoninterestExpense", "terseLabel": "Other", "documentation": "Amount of noninterest expense classified as other." } } }, "auth_ref": [ "r175" ] }, "sfdl_OtherNoninterestIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "OtherNoninterestIncome", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Other (1)", "documentation": "Represents the amount of noninterest income classified as other." } } }, "auth_ref": [] }, "us-gaap_OtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherRealEstate", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details" ], "lang": { "en-us": { "role": { "label": "Other Real Estate Owned (\"OREO\")", "terseLabel": "Other Real Estate", "periodStartLabel": "Balance", "periodEndLabel": "Balance", "documentation": "Carrying amount of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This does not include real estate assets taken in settlement of troubled loans through surrender or foreclosure." } } }, "auth_ref": [ "r91" ] }, "us-gaap_OtherRealEstateAdditions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherRealEstateAdditions", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details" ], "lang": { "en-us": { "role": { "label": "Additions", "documentation": "Additions of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure." } } }, "auth_ref": [] }, "us-gaap_OtherRealEstateDisposals": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherRealEstateDisposals", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherRealEstateDisposals", "negatedLabel": "Sales", "documentation": "Disposals of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure." } } }, "auth_ref": [] }, "us-gaap_OtherRealEstateOwnedMeasurementInput": { "xbrltype": "decimalItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherRealEstateOwnedMeasurementInput", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "OREO", "documentation": "Value of input used to measure real estate owned by financial institution by financial institution which is not directly related to its business." } } }, "auth_ref": [ "r565" ] }, "sfdl_OtherRealEstateOwnedMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "OtherRealEstateOwnedMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Other Real Estate Owned [Member]", "documentation": "Represents other real estate owned." } } }, "auth_ref": [] }, "us-gaap_OtherRealEstateRollForwardTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherRealEstateRollForwardTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-tables" ], "lang": { "en-us": { "role": { "label": "Other Real Estate, Roll Forward [Table Text Block]", "documentation": "Tabular disclosure of the change in other real estate on properties owned. Excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure by banks." } } }, "auth_ref": [] }, "us-gaap_OtherRealEstateValuationAdjustments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherRealEstateValuationAdjustments", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherRealEstateValuationAdjustments", "negatedLabel": "Write-downs", "documentation": "Valuation adjustments made to other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure." } } }, "auth_ref": [] }, "srt_ParentCompanyMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ParentCompanyMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Parent Company [Member]", "documentation": "Registrant with controlling financial interest in one or more subsidiaries. Controlling interest in subsidiary includes, but is not limited to, primary beneficiary of variable interest entity (VIE). Controlling interest in subsidiary excludes broker-dealer with controlling financial interest in subsidiary but control is likely to be temporary." } } }, "auth_ref": [ "r273" ] }, "us-gaap_PassMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PassMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "Pass [Member]", "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables." } } }, "auth_ref": [ "r62", "r984" ] }, "us-gaap_PastDueFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PastDueFinancingReceivablesTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Past Due [Table Text Block]", "documentation": "Tabular disclosure of aging analysis for financing receivable." } } }, "auth_ref": [ "r63", "r65", "r836", "r983" ] }, "us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForOriginationAndPurchasesOfLoansHeldForSale", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 12.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale", "negatedLabel": "Origination of Loans Held For Sale", "documentation": "The aggregate amount of cash outflow for loans purchased and created with the intention to resell them in the near future." } } }, "auth_ref": [ "r198" ] }, "us-gaap_PaymentsForRepurchaseOfCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForRepurchaseOfCommonStock", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 3.0 }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsForRepurchaseOfCommonStock", "negatedLabel": "Purchases of Treasury Stock", "documentation": "The cash outflow to reacquire common stock during the period." } } }, "auth_ref": [ "r43" ] }, "us-gaap_PaymentsOfDividendsCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsOfDividendsCommonStock", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 4.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 7.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsOfDividendsCommonStock", "negatedLabel": "Dividends to Common Stock Shareholders", "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity." } } }, "auth_ref": [ "r43" ] }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt", "negatedLabel": "Purchase of AFS Securities", "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r41", "r263", "r341" ] }, "us-gaap_PaymentsToAcquireFederalHomeLoanBankStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireFederalHomeLoanBankStock", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 11.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireFederalHomeLoanBankStock", "negatedLabel": "Purchase of FHLB Stock", "documentation": "Amount of cash outflow to acquire Federal Home Loan Bank (FHLB) stock." } } }, "auth_ref": [ "r926" ] }, "us-gaap_PaymentsToAcquireHeldToMaturitySecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireHeldToMaturitySecurities", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 7.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireHeldToMaturitySecurities", "negatedLabel": "Purchase of HTM Securities", "documentation": "Amount of cash outflow through purchase of long-term held-to-maturity securities." } } }, "auth_ref": [ "r41", "r341" ] }, "us-gaap_PaymentsToAcquireLoansReceivable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireLoansReceivable", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireLoansReceivable", "negatedLabel": "Net Increase in Loans Receivable", "documentation": "The cash outflow for the purchase of loan receivable arising from the financing of goods and services." } } }, "auth_ref": [ "r41" ] }, "us-gaap_PaymentsToAcquireOtherInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireOtherInvestments", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireOtherInvestments", "negatedLabel": "Investment in Subsidiary", "documentation": "Amount of cash outflow to acquire investments classified as other." } } }, "auth_ref": [ "r127" ] }, "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquirePropertyPlantAndEquipment", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 8.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment", "negatedLabel": "Purchase and Improvement of Premises and Equipment", "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets." } } }, "auth_ref": [ "r128" ] }, "sfdl_PercentageOfEquityRepresentedByRelatedParty": { "xbrltype": "percentItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "PercentageOfEquityRepresentedByRelatedParty", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual" ], "lang": { "en-us": { "role": { "label": "sfdl_PercentageOfEquityRepresentedByRelatedParty", "terseLabel": "Percentage of Equity Represented by Related Party", "documentation": "Represents the percentage of equity that is represented by a related party." } } }, "auth_ref": [] }, "sfdl_PercentageOfGrossLoans": { "xbrltype": "percentItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "PercentageOfGrossLoans", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Percentage of total gross loans", "documentation": "Represents the percentage of gross loans." } } }, "auth_ref": [] }, "us-gaap_PledgedStatusAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgedStatusAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledged Status [Axis]", "documentation": "Information by pledged or not pledged status of asset owned by entity." } } }, "auth_ref": [ "r531", "r749", "r850" ] }, "us-gaap_PledgedStatusDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgedStatusDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledged Status [Domain]", "documentation": "Pledged or not pledged status of asset owned by entity." } } }, "auth_ref": [ "r531", "r749", "r850" ] }, "us-gaap_PledgingPurposeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgingPurposeAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledging Purpose [Axis]", "documentation": "Information by pledging purpose of pledged asset owned." } } }, "auth_ref": [ "r628", "r850", "r853", "r879" ] }, "us-gaap_PledgingPurposeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgingPurposeDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledging Purpose [Domain]", "documentation": "Pledging purpose of pledged asset owned." } } }, "auth_ref": [ "r628", "r850", "r853", "r879" ] }, "us-gaap_PolicyTextBlockAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PolicyTextBlockAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "us-gaap_PolicyTextBlockAbstract", "terseLabel": "Accounting Policies" } } }, "auth_ref": [] }, "us-gaap_PortionAtFairValueFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PortionAtFairValueFairValueDisclosureMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details" ], "lang": { "en-us": { "role": { "label": "Portion at Fair Value Measurement [Member]", "documentation": "Measured at fair value for financial reporting purposes." } } }, "auth_ref": [ "r570" ] }, "us-gaap_PreferredStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "Preferred Stock [Member]", "documentation": "Preferred shares may provide a preferential dividend to the dividend on common stock and may take precedence over common stock in the event of a liquidation. Preferred shares typically represent an ownership interest in the company." } } }, "auth_ref": [ "r856", "r857", "r860", "r861", "r862", "r863", "r1033", "r1039" ] }, "us-gaap_PreferredStockParOrStatedValuePerShare": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockParOrStatedValuePerShare", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Preferred Stock, par value (in dollars per share)", "documentation": "Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer." } } }, "auth_ref": [ "r110", "r470" ] }, "us-gaap_PreferredStockSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockSharesAuthorized", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Preferred Stock, Shares Authorized (in shares)", "documentation": "The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws." } } }, "auth_ref": [ "r110", "r757" ] }, "us-gaap_PreferredStockSharesIssued": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockSharesIssued", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Preferred Stock, Shares Issued (in shares)", "documentation": "Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt." } } }, "auth_ref": [ "r110", "r470" ] }, "us-gaap_PreferredStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockSharesOutstanding", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Preferred Stock, Shares Outstanding (in shares)", "documentation": "Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased." } } }, "auth_ref": [ "r110", "r757", "r777", "r1039", "r1040" ] }, "us-gaap_PreferredStockTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock" ], "lang": { "en-us": { "role": { "label": "Preferred Stock [Text Block]", "documentation": "The entire disclosure for terms, amounts, nature of changes, rights and privileges, dividends, and other matters related to preferred stock." } } }, "auth_ref": [ "r140" ] }, "us-gaap_PreferredStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockValue", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Senior Non-Cumulative Perpetual Preferred Stock, Series ECIP, $1,000 Par Value; (82,949 Shares Authorized, Issued and Outstanding at December 31, 2023 and December 31, 2022)", "documentation": "Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity." } } }, "auth_ref": [ "r110", "r696", "r852" ] }, "us-gaap_PriorPeriodReclassificationAdjustmentDescription": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PriorPeriodReclassificationAdjustmentDescription", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Reclassification, Comparability Adjustment [Policy Text Block]", "documentation": "Disclosure of accounting policy for reclassification affecting comparability of financial statement. Excludes amendment to accounting standards, other change in accounting principle, and correction of error." } } }, "auth_ref": [ "r914" ] }, "sfdl_PrivateLabelInvestmentsMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "PrivateLabelInvestmentsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Private Label Investments [Member]", "documentation": "Relating to Private Label Investments." } } }, "auth_ref": [] }, "sfdl_PrivateLabelMortgageBackedSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "PrivateLabelMortgageBackedSecuritiesMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Private Label Mortgage Backed Securities [Member]", "documentation": "Relating to private label mortgage backed securities." } } }, "auth_ref": [] }, "sfdl_PrivateLabelTaxableMunicipalSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "PrivateLabelTaxableMunicipalSecuritiesMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Private Label Taxable Municipal Securities [Member]", "documentation": "Relating to private label taxable municipal securities." } } }, "auth_ref": [] }, "us-gaap_ProceedsFromBankDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromBankDebt", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Proceeds from FRB Borrowings", "documentation": "The cash inflow from bank borrowing during the year." } } }, "auth_ref": [ "r42" ] }, "us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromIssuanceOfPreferredStockAndPreferenceStock", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "Proceeds from Issuance of Preferred Stock", "documentation": "Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation." } } }, "auth_ref": [ "r5" ] }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Proceeds from Payments and Maturities of AFS Securities", "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r263", "r264", "r950" ] }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 2.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "Proceeds from Payments and Maturities of HTM Securities", "documentation": "The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity." } } }, "auth_ref": [ "r40", "r950" ] }, "us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromPaymentsForInInterestBearingDepositsInBanks", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 10.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Investment in Certificates of Deposits with Other Banks", "documentation": "The net cash inflow or outflow in Interest-bearing Deposits by banks in other financial institutions for relatively short periods of time including, for example, certificates of deposits." } } }, "auth_ref": [ "r931", "r1028" ] }, "us-gaap_ProceedsFromRepaymentsOfOtherDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromRepaymentsOfOtherDebt", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "(Repayments) Proceeds from Other Borrowings, Net", "documentation": "Amount of cash inflow (outflow) for debt classified as other." } } }, "auth_ref": [] }, "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual" ], "lang": { "en-us": { "role": { "label": "Proceeds from Sale of AFS Securities", "terseLabel": "Proceeds from Sale of Debt Securities, Available-for-Sale", "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r40", "r263", "r341", "r374" ] }, "us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfFederalHomeLoanBankStock", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Redemption of FHLB Stock", "documentation": "Amount of cash inflow from sale of Federal Home Loan Bank (FHLB) stock." } } }, "auth_ref": [ "r925" ] }, "us-gaap_ProceedsFromSaleOfLoansHeldForSale": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfLoansHeldForSale", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 13.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Proceeds From Sale of Loans Held For Sale", "documentation": "The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization." } } }, "auth_ref": [ "r927", "r928" ] }, "us-gaap_ProceedsFromSaleOfOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfOtherRealEstate", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-details-textual" ], "lang": { "en-us": { "role": { "label": "Proceeds from Sale of OREO", "terseLabel": "Proceeds from Sale of Other Real Estate", "documentation": "The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy." } } }, "auth_ref": [ "r39" ] }, "us-gaap_ProceedsFromSaleOfPropertyHeldForSale": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfPropertyHeldForSale", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Proceeds from Sale of Land Held for Sale", "documentation": "The cash inflow from the sale of formerly productive land held for sale, anything permanently fixed to it, including buildings, structures on it, and so forth." } } }, "auth_ref": [ "r126" ] }, "us-gaap_ProceedsFromStockPlans": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromStockPlans", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 2.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details" ], "lang": { "en-us": { "role": { "label": "Proceeds from Employee Stock Purchase Plan", "documentation": "The cash inflow associated with the amount received from the stock plan during the period." } } }, "auth_ref": [ "r5" ] }, "srt_ProductOrServiceAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ProductOrServiceAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Product and Service [Axis]", "documentation": "Information by product and service, or group of similar products and similar services." } } }, "auth_ref": [ "r321", "r646", "r713", "r714", "r715", "r716", "r717", "r718", "r819", "r845", "r854", "r881", "r993", "r994", "r1001", "r1031" ] }, "srt_ProductsAndServicesDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ProductsAndServicesDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Product and Service [Domain]", "documentation": "Product or service, or a group of similar products or similar services." } } }, "auth_ref": [ "r321", "r646", "r713", "r714", "r715", "r716", "r717", "r718", "r819", "r845", "r854", "r881", "r993", "r994", "r1001", "r1031" ] }, "us-gaap_ProfessionalFees": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProfessionalFees", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Consulting", "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer." } } }, "auth_ref": [ "r864", "r1037", "r1038" ] }, "us-gaap_PropertyPlantAndEquipmentByTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentByTypeAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details" ], "lang": { "en-us": { "role": { "label": "Long-Lived Tangible Asset [Axis]", "documentation": "Information by type of long-lived, physical assets used to produce goods and services and not intended for resale." } } }, "auth_ref": [ "r11" ] }, "us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentDisclosureTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases" ], "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment Disclosure [Text Block]", "documentation": "The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections." } } }, "auth_ref": [ "r136", "r204", "r207", "r208" ] }, "us-gaap_PropertyPlantAndEquipmentGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentGross", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details": { "parentTag": "us-gaap_PropertyPlantAndEquipmentNet", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details" ], "lang": { "en-us": { "role": { "label": "Total Premises and Equipment", "documentation": "Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures." } } }, "auth_ref": [ "r138", "r238", "r703" ] }, "us-gaap_PropertyPlantAndEquipmentNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentNet", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 4.0 }, "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details" ], "lang": { "en-us": { "role": { "label": "Premises and Equipment, Net", "totalLabel": "Total Premises and Equipment, Net", "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures." } } }, "auth_ref": [ "r11", "r678", "r703", "r852" ] }, "us-gaap_PropertyPlantAndEquipmentPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections." } } }, "auth_ref": [ "r11", "r204", "r207", "r701" ] }, "us-gaap_PropertyPlantAndEquipmentTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-tables" ], "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment [Table Text Block]", "documentation": "Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation." } } }, "auth_ref": [ "r11" ] }, "us-gaap_PropertyPlantAndEquipmentTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentTypeDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details" ], "lang": { "en-us": { "role": { "label": "Long-Lived Tangible Asset [Domain]", "documentation": "Listing of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software." } } }, "auth_ref": [ "r138" ] }, "us-gaap_PropertyPlantAndEquipmentUsefulLife": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentUsefulLife", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_PropertyPlantAndEquipmentUsefulLife", "terseLabel": "Property, Plant and Equipment, Useful Life (Year)", "documentation": "Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment." } } }, "auth_ref": [] }, "us-gaap_ProvisionForLoanLeaseAndOtherLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProvisionForLoanLeaseAndOtherLosses", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": -1.0, "order": 1.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 10.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Provision for Credit Losses", "documentation": "Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value." } } }, "auth_ref": [ "r9", "r18", "r168" ] }, "us-gaap_ProvisionForLoanLossesExpensed": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProvisionForLoanLossesExpensed", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ProvisionForLoanLossesExpensed", "terseLabel": "Provision for (Reversal of) Credit Losses", "documentation": "Amount of credit loss expense (reversal of expense) for financing receivable." } } }, "auth_ref": [ "r401", "r664" ] }, "srt_RangeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RangeAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Axis]", "documentation": "Information by statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median." } } }, "auth_ref": [ "r436", "r437", "r438", "r439", "r475", "r483", "r489", "r490", "r491", "r620", "r645", "r719", "r746", "r747", "r806", "r809", "r810", "r811", "r812", "r817", "r818", "r826", "r844", "r849", "r855", "r858", "r991", "r1000", "r1019", "r1020", "r1021", "r1022", "r1023" ] }, "srt_RangeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RangeMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Domain]", "documentation": "Statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median." } } }, "auth_ref": [ "r436", "r437", "r438", "r439", "r475", "r483", "r489", "r490", "r491", "r620", "r645", "r719", "r746", "r747", "r806", "r809", "r810", "r811", "r812", "r817", "r818", "r826", "r844", "r849", "r855", "r858", "r991", "r1000", "r1019", "r1020", "r1021", "r1022", "r1023" ] }, "us-gaap_RealEstateOwnedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RealEstateOwnedTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned" ], "lang": { "en-us": { "role": { "label": "Real Estate Owned [Text Block]", "documentation": "The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned." } } }, "auth_ref": [ "r943" ] }, "us-gaap_RealEstateOwnedValuationAllowanceAmountsApplied": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RealEstateOwnedValuationAllowanceAmountsApplied", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Write-down of OREO", "documentation": "Amount of the valuation allowance for real estate owned that was applied in the period against the carrying amount of real estate owned that was sold, written down or written off." } } }, "auth_ref": [ "r91" ] }, "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters" ], "lang": { "en-us": { "role": { "label": "Regulatory Capital Requirements under Banking Regulations [Text Block]", "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union." } } }, "auth_ref": [ "r679", "r680", "r681", "r683", "r684", "r685", "r687", "r688" ] }, "us-gaap_RelatedPartyDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyDepositLiabilities", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_RelatedPartyDepositLiabilities", "terseLabel": "Related Party Deposit Liabilities", "documentation": "Amount of deposits held by the entity for a related party (entity, shareholder, employee)." } } }, "auth_ref": [ "r935" ] }, "us-gaap_RelatedPartyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details" ], "lang": { "en-us": { "role": { "label": "Related Party, Type [Domain]", "documentation": "Related parties include affiliates; other entities for which investments are accounted for by the equity method by the entity; trusts for benefit of employees; and principal owners, management, and members of immediate families. It also may include other parties with which the entity may control or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests." } } }, "auth_ref": [ "r482", "r608", "r609", "r750", "r751", "r752", "r753", "r754", "r776", "r778", "r805" ] }, "us-gaap_RelatedPartyTransactionAmountsOfTransaction": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionAmountsOfTransaction", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_RelatedPartyTransactionAmountsOfTransaction", "terseLabel": "Related Party Transaction, Amounts of Transaction", "documentation": "Amount of transactions with related party during the financial reporting period." } } }, "auth_ref": [ "r90", "r608" ] }, "us-gaap_RelatedPartyTransactionAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual" ], "lang": { "en-us": { "role": { "label": "Related Party Transaction [Axis]", "documentation": "Information by type of related party transaction." } } }, "auth_ref": [ "r608", "r609", "r1015" ] }, "us-gaap_RelatedPartyTransactionDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual" ], "lang": { "en-us": { "role": { "label": "Related Party Transaction [Domain]", "documentation": "Transaction between related party." } } }, "auth_ref": [] }, "us-gaap_RelatedPartyTransactionsByRelatedPartyAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionsByRelatedPartyAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details" ], "lang": { "en-us": { "role": { "label": "Related Party, Type [Axis]", "documentation": "Information by type of related party. Related parties include, but not limited to, affiliates; other entities for which investments are accounted for by the equity method by the entity; trusts for benefit of employees; and principal owners, management, and members of immediate families. It also may include other parties with which the entity may control or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests." } } }, "auth_ref": [ "r482", "r608", "r609", "r650", "r651", "r652", "r653", "r654", "r655", "r656", "r657", "r658", "r659", "r660", "r661", "r750", "r751", "r752", "r753", "r754", "r776", "r778", "r805", "r1015" ] }, "us-gaap_RelatedPartyTransactionsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionsDisclosureTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions" ], "lang": { "en-us": { "role": { "label": "Related Party Transactions Disclosure [Text Block]", "documentation": "The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates." } } }, "auth_ref": [ "r605", "r606", "r607", "r609", "r610", "r740", "r741", "r742", "r782", "r783", "r784", "r803", "r804" ] }, "sfdl_RentExpenseFromLeasedOfficeSpaceMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "RentExpenseFromLeasedOfficeSpaceMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual" ], "lang": { "en-us": { "role": { "label": "Rent Expense From Leased Office Space [Member]", "documentation": "Relating to rent expense from leased office space." } } }, "auth_ref": [] }, "us-gaap_RepaymentsOfBankDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RepaymentsOfBankDebt", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_RepaymentsOfBankDebt", "negatedLabel": "Repayment of FRB Borrowings", "documentation": "The cash outflow to settle a bank borrowing during the year." } } }, "auth_ref": [ "r44" ] }, "us-gaap_RepaymentsOfSubordinatedDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RepaymentsOfSubordinatedDebt", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_RepaymentsOfSubordinatedDebt", "negatedLabel": "Repurchase of Subordinated Debentures", "documentation": "The cash outflow from the repayment of long-term borrowing where a lender is placed in a lien position behind debt having a higher priority of repayment (senior) in case of liquidation of the entity's assets or underlying collateral." } } }, "auth_ref": [ "r44" ] }, "us-gaap_ResidentialMortgageMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ResidentialMortgageMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Residential Mortgage [Member]", "documentation": "Loan to purchase or refinance residential real estate for example, but not limited to, a home, in which the real estate itself serves as collateral for the loan." } } }, "auth_ref": [ "r835" ] }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsAccumulatedDeficit", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Retained Earnings", "terseLabel": "Retained Earnings (Accumulated Deficit)", "documentation": "Amount of accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r113", "r141", "r699", "r726", "r731", "r738", "r758", "r852" ] }, "us-gaap_RetainedEarningsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "Retained Earnings [Member]", "documentation": "Accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r232", "r274", "r275", "r276", "r279", "r287", "r289", "r388", "r394", "r493", "r494", "r495", "r519", "r520", "r539", "r542", "r543", "r546", "r556", "r722", "r724", "r743", "r1039" ] }, "us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenueFromContractWithCustomerExcludingAssessedTax", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 0.0 }, "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details" ], "lang": { "en-us": { "role": { "label": "Fees income", "documentation": "Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise." } } }, "auth_ref": [ "r302", "r303", "r313", "r316", "r317", "r321", "r322", "r323", "r473", "r474", "r646" ] }, "us-gaap_RevenuesNetOfInterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenuesNetOfInterestExpense", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_RevenuesNetOfInterestExpense", "totalLabel": "Total Income", "documentation": "Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income after deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss)." } } }, "auth_ref": [ "r302", "r303", "r313", "r316", "r317", "r321", "r322", "r323" ] }, "ecd_Rule10b51ArrAdoptedFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "Rule10b51ArrAdoptedFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_Rule10b51ArrAdoptedFlag", "terseLabel": "Rule 10b5-1 Arrangement Adopted [Flag]" } } }, "auth_ref": [ "r875" ] }, "ecd_Rule10b51ArrTrmntdFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "Rule10b51ArrTrmntdFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_Rule10b51ArrTrmntdFlag", "terseLabel": "Rule 10b5-1 Arrangement Terminated [Flag]" } } }, "auth_ref": [ "r875" ] }, "sfdl_SbaBondsMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "SbaBondsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "SBA Bonds [Member]", "documentation": "Represents SBA bonds." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]", "documentation": "Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables." } } }, "auth_ref": [ "r35" ] }, "sfdl_ScheduleOfAmortizedCostBasisOfCollateralDependentLoansTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "ScheduleOfAmortizedCostBasisOfCollateralDependentLoansTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Amortized Cost Basis of Collateral Dependent Loans [Table Text Block]", "documentation": "Tabular disclosure of amortized cost basis of collateral dependent loans." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]", "documentation": "Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]", "documentation": "Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity." } } }, "auth_ref": [ "r682", "r686" ] }, "us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]", "documentation": "Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years." } } }, "auth_ref": [ "r149" ] }, "srt_ScheduleOfCondensedBalanceSheetTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfCondensedBalanceSheetTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-tables" ], "lang": { "en-us": { "role": { "label": "Condensed Balance Sheet [Table Text Block]", "documentation": "Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations." } } }, "auth_ref": [ "r910", "r936" ] }, "srt_ScheduleOfCondensedCashFlowStatementTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfCondensedCashFlowStatementTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-tables" ], "lang": { "en-us": { "role": { "label": "Condensed Cash Flow Statement [Table Text Block]", "documentation": "Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations." } } }, "auth_ref": [ "r910", "r936" ] }, "srt_ScheduleOfCondensedIncomeStatementTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfCondensedIncomeStatementTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-tables" ], "lang": { "en-us": { "role": { "label": "Condensed Income Statement [Table Text Block]", "documentation": "Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations." } } }, "auth_ref": [ "r910", "r936" ] }, "us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Deferred Tax Assets and Liabilities [Table Text Block]", "documentation": "Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets." } } }, "auth_ref": [ "r148" ] }, "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]", "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations." } } }, "auth_ref": [ "r940" ] }, "us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]", "documentation": "Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations." } } }, "auth_ref": [ "r147" ] }, "srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Investment, Name [Axis]", "documentation": "Information by name of investment including named security. Excludes entity that is consolidated." } } }, "auth_ref": [ "r377", "r378", "r379" ] }, "us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Nonaccrual [Table Text Block]", "documentation": "Tabular disclosure of financing receivable on nonaccrual status." } } }, "auth_ref": [ "r63", "r406" ] }, "us-gaap_ScheduleOfOtherNonoperatingIncomeByComponentTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfOtherNonoperatingIncomeByComponentTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Other Nonoperating Income, by Component [Table Text Block]", "documentation": "Tabular disclosure of the detailed components of other nonoperating income. May include methodology, assumptions and amounts for: (a) dividends, (b) interest on securities, (c) profits on securities (net of losses), and (d) miscellaneous other income items." } } }, "auth_ref": [ "r125" ] }, "us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfRelatedPartyTransactionsTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Related Party Transactions [Table Text Block]", "documentation": "Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates." } } }, "auth_ref": [] }, "sfdl_SecurityFederalBankMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "SecurityFederalBankMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Security Federal Bank [Member]", "documentation": "Relating to Security Federal Bank." } } }, "auth_ref": [] }, "sfdl_SecurityFederalStatutoryTrustMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "SecurityFederalStatutoryTrustMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Security Federal Statutory Trust [Member]", "documentation": "Relating to Security Federal Statutory Trust." } } }, "auth_ref": [] }, "us-gaap_SegmentReportingPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SegmentReportingPolicyPolicyTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Segment Reporting, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for segment reporting." } } }, "auth_ref": [ "r307", "r308", "r309", "r310", "r311", "r312", "r322", "r825" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Discount from Market Price, Purchase Date", "documentation": "Discount rate from fair value on purchase date that participants pay for shares." } } }, "auth_ref": [ "r73" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardMaximumEmployeeSubscriptionRate", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Maximum Employee Subscription Rate", "documentation": "The highest percentage of annual salary that an employee is permitted to utilize with respect to the plan." } } }, "auth_ref": [ "r73" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Shares Issued in Period (in shares)", "documentation": "Number of shares issued under share-based payment arrangement." } } }, "auth_ref": [ "r73" ] }, "us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationOptionAndIncentivePlansPolicy", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Share-Based Payment Arrangement [Policy Text Block]", "documentation": "Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost." } } }, "auth_ref": [ "r484", "r485", "r486", "r487", "r488", "r489", "r492", "r496", "r497", "r498", "r499" ] }, "sfdl_SharebasedCompensationArrangementBySharebasedPaymentAwardMaximumEmployeeSubscription": { "xbrltype": "monetaryItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardMaximumEmployeeSubscription", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "sfdl_SharebasedCompensationArrangementBySharebasedPaymentAwardMaximumEmployeeSubscription", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription", "documentation": "Represents the maximum amount of salary an employee can invest in a share-compensation plan." } } }, "auth_ref": [] }, "us-gaap_SharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharesOutstanding", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "us-gaap_SharesOutstanding", "periodStartLabel": "Balance (in shares)", "periodEndLabel": "Balance (in shares)", "documentation": "Number of shares issued which are neither cancelled nor held in the treasury." } } }, "auth_ref": [] }, "sfdl_ShortTermRepurchaseAgreementsMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "ShortTermRepurchaseAgreementsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual" ], "lang": { "en-us": { "role": { "label": "Short Term Repurchase Agreements [Member]", "documentation": "Relating to short-term repurchase agreements." } } }, "auth_ref": [] }, "us-gaap_SignificantAccountingPoliciesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SignificantAccountingPoliciesTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies" ], "lang": { "en-us": { "role": { "label": "Significant Accounting Policies [Text Block]", "documentation": "The entire disclosure for all significant accounting policies of the reporting entity." } } }, "auth_ref": [ "r132", "r270" ] }, "sfdl_SmallBusinessAdministrationBondsMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "SmallBusinessAdministrationBondsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details" ], "lang": { "en-us": { "role": { "label": "Small Business Administration Bonds [Member]", "documentation": "Represents small business administration bonds." } } }, "auth_ref": [] }, "us-gaap_SpecialMentionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SpecialMentionMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "Special Mention [Member]", "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date." } } }, "auth_ref": [ "r62", "r984" ] }, "us-gaap_StatementEquityComponentsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementEquityComponentsAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "Equity Components [Axis]", "documentation": "Information by component of equity." } } }, "auth_ref": [ "r23", "r34", "r232", "r256", "r257", "r258", "r274", "r275", "r276", "r279", "r287", "r289", "r300", "r388", "r394", "r472", "r493", "r494", "r495", "r519", "r520", "r539", "r541", "r542", "r543", "r544", "r546", "r556", "r577", "r578", "r579", "r580", "r581", "r582", "r604", "r722", "r723", "r724", "r743", "r800" ] }, "us-gaap_StatementLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementLineItems", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income-parentheticals", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-tables", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance", "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-tables", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-tables", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-tables", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-24-subsequent-events", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-tables", "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill", "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-tables", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-tables", "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Statement [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r274", "r275", "r276", "r300", "r646", "r732", "r745", "r748", "r750", "r751", "r752", "r753", "r754", "r757", "r760", "r761", "r762", "r763", "r764", "r767", "r768", "r769", "r770", "r772", "r773", "r774", "r775", "r776", "r778", "r780", "r781", "r786", "r787", "r788", "r789", "r790", "r791", "r792", "r793", "r794", "r795", "r796", "r797", "r800", "r859" ] }, "us-gaap_StatementOfCashFlowsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfCashFlowsAbstract", "lang": { "en-us": { "role": { "label": "Statement of Cash Flows [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfFinancialPositionAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfFinancialPositionAbstract", "lang": { "en-us": { "role": { "label": "Statement of Financial Position [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfIncomeAndComprehensiveIncomeAbstract", "lang": { "en-us": { "role": { "label": "Statement of Comprehensive Income [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfStockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfStockholdersEquityAbstract", "lang": { "en-us": { "role": { "label": "Statement of Stockholders' Equity [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementTable", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-loss-income-parentheticals", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-11-other-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-income-tax-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-tables", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans", "http://securityfederalbank.com/20231231/role/statement-note-16-employee-benefit-plans-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance", "http://securityfederalbank.com/20231231/role/statement-note-17-bank-owned-life-insurance-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-tables", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-tables", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-noninterest-income-details", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-tables", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-24-subsequent-events", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-impaired-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-schedule-of-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-tables", "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill", "http://securityfederalbank.com/20231231/role/statement-note-6-goodwill-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock", "http://securityfederalbank.com/20231231/role/statement-note-7-fhlb-stock-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-tables", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-tables", "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Statement [Table]", "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed." } } }, "auth_ref": [ "r274", "r275", "r276", "r300", "r646", "r732", "r745", "r748", "r750", "r751", "r752", "r753", "r754", "r757", "r760", "r761", "r762", "r763", "r764", "r767", "r768", "r769", "r770", "r772", "r773", "r774", "r775", "r776", "r778", "r780", "r781", "r786", "r787", "r788", "r789", "r790", "r791", "r792", "r793", "r794", "r795", "r796", "r797", "r800", "r859" ] }, "us-gaap_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "Employee Stock Purchase Plan Issuance (in shares)", "documentation": "Number of shares of capital stock issued (purchased by employees) in connection with an employee stock ownership plan." } } }, "auth_ref": [ "r23", "r74", "r110", "r111", "r141" ] }, "us-gaap_StockIssuedDuringPeriodSharesNewIssues": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodSharesNewIssues", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "Preferred Stock Issuance (in shares)", "terseLabel": "Stock Issued During Period, Shares, New Issues (in shares)", "documentation": "Number of new stock issued during the period." } } }, "auth_ref": [ "r23", "r110", "r111", "r141", "r737", "r800", "r813" ] }, "us-gaap_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "Employee Stock Purchase Plan Issuance", "documentation": "Aggregate value of stock issued during the period as a result of employee stock ownership plan (ESOP)." } } }, "auth_ref": [ "r23", "r74", "r110", "r111", "r141" ] }, "us-gaap_StockIssuedDuringPeriodValueNewIssues": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodValueNewIssues", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-note-23-preferred-stock-details-textual" ], "lang": { "en-us": { "role": { "label": "Preferred Stock Issuance", "terseLabel": "Stock Issued During Period, Value, New Issues", "documentation": "Equity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering." } } }, "auth_ref": [ "r23", "r110", "r111", "r141", "r743", "r800", "r813", "r865" ] }, "us-gaap_StockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquity", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 0.0 }, "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets", "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details" ], "lang": { "en-us": { "role": { "label": "Shareholders\u2019 Equity", "totalLabel": "Total Shareholders' Equity", "periodStartLabel": "Balance", "periodEndLabel": "Balance", "documentation": "Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest." } } }, "auth_ref": [ "r111", "r114", "r115", "r133", "r759", "r777", "r801", "r802", "r852", "r866", "r933", "r979", "r1013", "r1039" ] }, "us-gaap_StockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquityAbstract", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Shareholders' Equity:" } } }, "auth_ref": [] }, "sfdl_StudentLoanPoolsMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "StudentLoanPoolsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Student Loan Pools [Member]", "documentation": "Represents student loan pools." } } }, "auth_ref": [] }, "us-gaap_SubordinatedBorrowingsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubordinatedBorrowingsDisclosureTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-" ], "lang": { "en-us": { "role": { "label": "Subordinated Borrowings Disclosure [Text Block]", "documentation": "The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC's uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total." } } }, "auth_ref": [ "r183" ] }, "us-gaap_SubordinatedDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubordinatedDebt", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Subordinated Debentures", "documentation": "Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets." } } }, "auth_ref": [ "r27", "r106", "r157", "r1030" ] }, "us-gaap_SubordinatedDebtMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubordinatedDebtMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Subordinated Debt [Member]", "documentation": "This element represents domestic or foreign subordinated debt. Subordinated debt has a lower priority of repayment in liquidation of the entity's assets." } } }, "auth_ref": [] }, "us-gaap_SubsequentEventsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubsequentEventsTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-24-subsequent-events" ], "lang": { "en-us": { "role": { "label": "Subsequent Events [Text Block]", "documentation": "The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business." } } }, "auth_ref": [ "r612", "r613" ] }, "us-gaap_SubstandardMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubstandardMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-credit-quality-indicators-details" ], "lang": { "en-us": { "role": { "label": "Substandard [Member]", "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected." } } }, "auth_ref": [ "r62", "r984" ] }, "sfdl_SummaryOfImpairedFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "SummaryOfImpairedFinancingReceivablesTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables" ], "lang": { "en-us": { "role": { "label": "Summary of Impaired Financing Receivables [Table Text Block]", "documentation": "Tabular disclosure of impaired financing receivables." } } }, "auth_ref": [] }, "us-gaap_TableTextBlock": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "http://securityfederalbank.com/20231231/role/statement-note-14-income-taxes-tables", "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-tables", "http://securityfederalbank.com/20231231/role/statement-note-19-related-party-transactions-tables", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-tables", "http://securityfederalbank.com/20231231/role/statement-note-20-parent-company-only-condensed-financial-statements-tables", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables", "http://securityfederalbank.com/20231231/role/statement-note-22-noninterest-income-tables", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-tables", "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-tables", "http://securityfederalbank.com/20231231/role/statement-note-5-premises-and-equipment-net-and-leases-tables", "http://securityfederalbank.com/20231231/role/statement-note-8-other-real-estate-owned-tables", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-tables" ], "lang": { "en-us": { "role": { "label": "us-gaap_TableTextBlock", "terseLabel": "Notes Tables" } } }, "auth_ref": [] }, "sfdl_TaxExemptMunicipalBondsMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "TaxExemptMunicipalBondsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Tax Exempt Municipal Bonds [Member]", "documentation": "Represents tax exempt municipal bonds." } } }, "auth_ref": [] }, "us-gaap_TaxableMunicipalBondsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TaxableMunicipalBondsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Taxable Municipal Bonds [Member]", "documentation": "Long-term debt securities issued by state, city or local governments or the agencies operated by state, city or local governments that are taxable." } } }, "auth_ref": [] }, "sfdl_TenYearNotesDue2029Member": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "TenYearNotesDue2029Member", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Ten Year Notes Due 2029 [Member]", "documentation": "Relating to the Ten Year Notes due 2029." } } }, "auth_ref": [] }, "sfdl_ThreeMonthLondonInterbankOfferedRateMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "ThreeMonthLondonInterbankOfferedRateMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Three Month London Interbank Offered Rate [Member]", "documentation": "Relating to the three month London Interbank Offered Rate (LIBOR)." } } }, "auth_ref": [] }, "us-gaap_TierOneLeverageCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapital", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets)", "documentation": "Amount of Tier 1 leverage capital as defined by regulatory framework." } } }, "auth_ref": [ "r682" ] }, "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets), Capital Adequacy", "documentation": "Amount of minimum Tier 1 leverage capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r682", "r686" ] }, "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) Capital Adequacy Ratio", "documentation": "Ratio of minimum Tier 1 leverage capital to average assets required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r682", "r686" ] }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets), Well Capitalized", "documentation": "Amount of minimum Tier 1 leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r682" ] }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) Well Capitalized Ratio", "documentation": "Ratio of minimum Tier 1 leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r682" ] }, "us-gaap_TierOneLeverageCapitalToAverageAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalToAverageAssets", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Leverage (Core) Capital (To Adjusted Tangible Assets) Actual Ratio", "documentation": "Ratio of Tier 1 capital to average assets as defined by regulatory framework." } } }, "auth_ref": [ "r682" ] }, "us-gaap_TierOneRiskBasedCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapital", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Risk-Based Core Capital (To Risk Weighted Assets)", "documentation": "Amount of Tier 1 risk-based capital as defined by regulatory framework." } } }, "auth_ref": [ "r682" ] }, "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Risk-Based Core Capital (To Risk Weighted Assets), Capital Adequacy", "documentation": "Amount of minimum Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r682", "r686" ] }, "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Risk-Based Core Capital (To Risk Weighted Assets) Capital Adequacy Ratio", "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r682", "r686" ] }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Risk-Based Core Capital (To Risk Weighted Assets), Well Capitalized", "documentation": "Amount of minimum Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r682" ] }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Risk-Based Core Capital (To Risk Weighted Assets) Well Capitalized Ratio", "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r682" ] }, "us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalToRiskWeightedAssets", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 Risk-Based Core Capital (To Risk Weighted Assets), Actual Ratio", "documentation": "Ratio of Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework." } } }, "auth_ref": [ "r682" ] }, "us-gaap_TimeDepositMaturitiesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesTableTextBlock", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-tables" ], "lang": { "en-us": { "role": { "label": "Time Deposit Maturities [Table Text Block]", "documentation": "Tabular disclosure of time deposit liability maturities." } } }, "auth_ref": [ "r12" ] }, "us-gaap_TimeDepositMaturitiesYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearFive", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details": { "parentTag": "us-gaap_TimeDeposits", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details" ], "lang": { "en-us": { "role": { "label": "After 4 Years, Within 5 Years", "documentation": "Amount of time deposit maturing in fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r12" ] }, "us-gaap_TimeDepositMaturitiesYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearFour", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details": { "parentTag": "us-gaap_TimeDeposits", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details" ], "lang": { "en-us": { "role": { "label": "After 3 Years, Within 4 Years", "documentation": "Amount of time deposit maturing in fourth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r12" ] }, "us-gaap_TimeDepositMaturitiesYearOne": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearOne", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details": { "parentTag": "us-gaap_TimeDeposits", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details" ], "lang": { "en-us": { "role": { "label": "Within 1 Year", "documentation": "Amount of time deposit maturing in next fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r12" ] }, "us-gaap_TimeDepositMaturitiesYearThree": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearThree", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details": { "parentTag": "us-gaap_TimeDeposits", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details" ], "lang": { "en-us": { "role": { "label": "After 2 Years, Within 3 Years", "documentation": "Amount of time deposit maturing in third fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r12" ] }, "us-gaap_TimeDepositMaturitiesYearTwo": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearTwo", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details": { "parentTag": "us-gaap_TimeDeposits", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details" ], "lang": { "en-us": { "role": { "label": "After 1 Year, Within 2 Years", "documentation": "Amount of time deposit maturing in second fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r12" ] }, "us-gaap_TimeDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDeposits", "crdr": "credit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 3.0 }, "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-deposits-outstanding-details", "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details" ], "lang": { "en-us": { "role": { "label": "Certificates of Deposit", "totalLabel": "Total Certificates of Deposits", "documentation": "Amount of time deposit liabilities, including certificates of deposit." } } }, "auth_ref": [ "r13", "r92" ] }, "us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositsAtOrAboveFDICInsuranceLimit", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit", "terseLabel": "Time Deposits, at or Above FDIC Insurance Limit", "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations that meet or exceed the Federal Deposit Insurance Corporation (FDIC) insurance limit." } } }, "auth_ref": [ "r13" ] }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "http://securityfederalbank.com/20231231/role/statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "Financial Instruments [Domain]", "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms." } } }, "auth_ref": [ "r342", "r343", "r344", "r345", "r346", "r347", "r348", "r350", "r351", "r352", "r353", "r354", "r355", "r356", "r357", "r358", "r359", "r360", "r361", "r362", "r363", "r364", "r365", "r366", "r367", "r368", "r369", "r370", "r371", "r372", "r466", "r471", "r547", "r614", "r615", "r616", "r617", "r618", "r619", "r620", "r621", "r622", "r623", "r624", "r625", "r626", "r627", "r629", "r630", "r631", "r632", "r633", "r634", "r635", "r636", "r637", "r638", "r639", "r640", "r641", "r642", "r643", "r644", "r707", "r884", "r885", "r886", "r887", "r888", "r889", "r890", "r975", "r976", "r977", "r978" ] }, "sfdl_TreasuryStockCommonAndPreferredMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "TreasuryStockCommonAndPreferredMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "Treasury Stock, Common and Preferred [Member]", "documentation": "Previously issued common and preferred shares repurchased by the issuing entity and held in treasury." } } }, "auth_ref": [] }, "sfdl_TreasuryStockCommonAndPreferredShares": { "xbrltype": "sharesItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "TreasuryStockCommonAndPreferredShares", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Treasury stock, shares (in shares)", "documentation": "Number of previously issued common and preferred shares repurchased by the issuing entity and held in treasury." } } }, "auth_ref": [] }, "sfdl_TreasuryStockSharesAcquiredCommon": { "xbrltype": "sharesItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "TreasuryStockSharesAcquiredCommon", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "Treasury Stock Purchase (in shares)", "documentation": "Number of common shares that have been repurchased during the period and are being held in treasury." } } }, "auth_ref": [] }, "us-gaap_TreasuryStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TreasuryStockValue", "crdr": "debit", "calculation": { "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "us-gaap_TreasuryStockValue", "negatedLabel": "Treasury Stock, at Cost (227,359 and 200,933 Shares Outstanding at December 31, 2023 and December 31, 2022, Respectively)", "documentation": "The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury." } } }, "auth_ref": [ "r33", "r70", "r71" ] }, "us-gaap_TreasuryStockValueAcquiredCostMethod": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TreasuryStockValueAcquiredCostMethod", "crdr": "debit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-changes-in-shareholders-equity" ], "lang": { "en-us": { "role": { "label": "us-gaap_TreasuryStockValueAcquiredCostMethod", "negatedLabel": "Treasury Stock Purchase", "documentation": "Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method." } } }, "auth_ref": [ "r23", "r70", "r141" ] }, "us-gaap_TypeOfAdoptionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TypeOfAdoptionMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://securityfederalbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update [Domain]", "documentation": "Amendment to accounting standards." } } }, "auth_ref": [ "r230", "r231", "r232", "r233", "r234", "r278", "r279", "r280", "r281", "r290", "r338", "r339", "r385", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r433", "r493", "r494", "r495", "r517", "r518", "r519", "r520", "r528", "r529", "r530", "r536", "r537", "r538", "r539", "r540", "r541", "r542", "r543", "r544", "r545", "r546", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r555", "r556", "r557", "r558", "r559", "r568", "r569", "r573", "r574", "r575", "r576", "r584", "r585", "r588", "r589", "r590", "r591", "r600", "r601", "r602", "r603", "r604", "r647", "r648", "r649", "r720", "r721", "r722", "r723", "r724", "r725", "r726", "r727", "r728", "r729", "r730", "r731" ] }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USStatesAndPoliticalSubdivisionsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details" ], "lang": { "en-us": { "role": { "label": "US States and Political Subdivisions Debt Securities [Member]", "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments." } } }, "auth_ref": [ "r846", "r1032" ] }, "us-gaap_USTreasuryAndGovernmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USTreasuryAndGovernmentMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "http://securityfederalbank.com/20231231/role/statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details" ], "lang": { "en-us": { "role": { "label": "US Treasury and Government [Member]", "documentation": "This category includes investments in debt securities issued by the United States Department of the Treasury, US Government Agencies and US Government-sponsored Enterprises. Such securities may include treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years), debt securities issued by the Government National Mortgage Association (Ginnie Mae) and debt securities issued by the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac)." } } }, "auth_ref": [ "r668", "r846", "r1032" ] }, "us-gaap_UnfundedLoanCommitmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnfundedLoanCommitmentMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-4-loans-receivable-net-allowance-for-credit-loss-details" ], "lang": { "en-us": { "role": { "label": "Unfunded Loan Commitment [Member]", "documentation": "Undisbursed funds of a credit facility in which the borrower may draw upon." } } }, "auth_ref": [] }, "us-gaap_UnusedCommitmentsToExtendCredit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnusedCommitmentsToExtendCredit", "crdr": "credit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_UnusedCommitmentsToExtendCredit", "terseLabel": "Unused Commitments to Extend Credit", "documentation": "Unused amount of commitments to extend credit to customers." } } }, "auth_ref": [] }, "sfdl_UnusedCreditCardLoanCommitmentsMember": { "xbrltype": "domainItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "UnusedCreditCardLoanCommitmentsMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "Unused Credit Card Loan Commitments [Member]", "documentation": "Relating to unused credit card loan commitments." } } }, "auth_ref": [] }, "us-gaap_UnusedLinesOfCreditMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnusedLinesOfCreditMember", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies", "http://securityfederalbank.com/20231231/role/statement-note-18-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "Unused lines of Credit [Member]", "documentation": "The unused portion of a line of credit that is available to the borrower to withdrawn upon." } } }, "auth_ref": [] }, "us-gaap_UseOfEstimates": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UseOfEstimates", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Use of Estimates, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles." } } }, "auth_ref": [ "r51", "r52", "r53", "r201", "r202", "r205", "r206" ] }, "us-gaap_VariableRateAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableRateAxis", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Variable Rate [Axis]", "documentation": "Information by type of variable rate." } } }, "auth_ref": [] }, "us-gaap_VariableRateDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableRateDomain", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings", "http://securityfederalbank.com/20231231/role/statement-note-10-fhlb-advances-and-frb-borrowings-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures", "http://securityfederalbank.com/20231231/role/statement-note-12-junior-subordinated-debentures-details-textual", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-", "http://securityfederalbank.com/20231231/role/statement-note-13-subordinated-debentures-details-textual" ], "lang": { "en-us": { "role": { "label": "Variable Rate [Domain]", "documentation": "Interest rate that fluctuates over time as a result of an underlying benchmark interest rate or index." } } }, "auth_ref": [] }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-consolidated-statements-of-income", "http://securityfederalbank.com/20231231/role/statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "Weighted Average Shares Outstanding (Basic) (in shares)", "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period." } } }, "auth_ref": [ "r291", "r298" ] }, "us-gaap_WeightedAverageRateDomesticDeposit": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageRateDomesticDeposit", "presentation": [ "http://securityfederalbank.com/20231231/role/statement-note-9-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_WeightedAverageRateDomesticDeposit", "terseLabel": "Weighted Average Rate, Interest-Bearing Domestic Deposits, Point in Time", "documentation": "Weighted average interest rate calculated at point in time for domestic deposit liability." } } }, "auth_ref": [] }, "sfdl_statement-statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-1-significant-accounting-policies-reconciliation-of-earnings-per-share-details", "lang": { "en-us": { "role": { "label": "Note 1 - Significant Accounting Policies - Reconciliation of Earnings Per Share (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-1-summary-of-significant-accounting-policies-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-1-summary-of-significant-accounting-policies-tables", "lang": { "en-us": { "role": { "label": "Note 1 - Summary of Significant Accounting Policies" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-14-income-taxes-income-tax-reconciliation-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-14-income-taxes-income-tax-reconciliation-details", "lang": { "en-us": { "role": { "label": "Note 14 - Income Taxes - Income Tax Reconciliation (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-14-income-taxes-schedule-of-components-of-income-tax-expense-details", "lang": { "en-us": { "role": { "label": "Note 14 - Income Taxes - Schedule of Components Of Income Tax Expense (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-14-income-taxes-schedule-of-deferred-tax-assets-and-liabilities-details", "lang": { "en-us": { "role": { "label": "Note 14 - Income Taxes - Schedule of Deferred Tax Assets and Liabilities (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-14-income-taxes-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-14-income-taxes-tables", "lang": { "en-us": { "role": { "label": "Note 14 - Income Taxes" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-15-regulatory-matters-schedule-of-regulatory-capital-requirements-details", "lang": { "en-us": { "role": { "label": "Note 15 - Regulatory Matters - Schedule of Regulatory Capital Requirements (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-15-regulatory-matters-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-15-regulatory-matters-tables", "lang": { "en-us": { "role": { "label": "Note 15 - Regulatory Matters" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-19-related-party-transactions-schedule-of-loan-transactions-with-related-parties-details", "lang": { "en-us": { "role": { "label": "Note 19 - Related Party Transactions - Schedule of Loan Transactions With Related Parties (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-19-related-party-transactions-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-19-related-party-transactions-tables", "lang": { "en-us": { "role": { "label": "Note 19 - Related Party Transactions" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-2-investments-available-for-sale-available-for-sale-securities-classified-by-contractual-maturity-date-details", "lang": { "en-us": { "role": { "label": "Note 2 - Investments, Available for Sale - Available for Sale Securities Classified by Contractual Maturity Date (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-2-investments-available-for-sale-schedule-of-available-for-sale-securities-in-unrealized-loss-position-details", "lang": { "en-us": { "role": { "label": "Note 2 - Investments, Available for Sale - Schedule of Available for Sale Securities in Unrealized Loss Position (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-2-investments-available-for-sale-schedule-of-availableforsale-securities-reconciliation-details", "lang": { "en-us": { "role": { "label": "Note 2 - Investments, Available for Sale - Schedule of Available-for-Sale Securities Reconciliation (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-2-investments-available-for-sale-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-2-investments-available-for-sale-tables", "lang": { "en-us": { "role": { "label": "Note 2 - Investments, Available for Sale" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-cash-flow-data-details", "lang": { "en-us": { "role": { "label": "Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Cash Flow Data (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-20-parent-company-only-condensed-financial-statements-condensed-statements-of-income-data-details", "lang": { "en-us": { "role": { "label": "Note 20 - Parent Company Only Condensed Financial Statements - Condensed Statements of Income Data (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-20-parent-company-only-condensed-financial-statements-consolidated-balance-sheet-data-details", "lang": { "en-us": { "role": { "label": "Note 20 - Parent Company Only Condensed Financial Statements - Consolidated Balance Sheet Data (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-20-parent-company-only-condensed-financial-statements-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-20-parent-company-only-condensed-financial-statements-tables", "lang": { "en-us": { "role": { "label": "Note 20 - Parent Company Only Condensed Financial Statements" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-nonrecurring-basis-details", "lang": { "en-us": { "role": { "label": "Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements Nonrecurring Basis (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-fair-value-measurements-recurring-basis-details", "lang": { "en-us": { "role": { "label": "Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Fair Value Measurements, Recurring Basis (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-schedule-of-fair-value-by-balance-sheet-grouping-details", "lang": { "en-us": { "role": { "label": "Note 21 - Carrying Amounts and Fair Value of Financial Instruments - Schedule of Fair Value by Balance Sheet Grouping (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-21-carrying-amounts-and-fair-value-of-financial-instruments-tables", "lang": { "en-us": { "role": { "label": "Note 21 - Carrying Amounts and Fair Value of Financial Instruments" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-21-fair-value-of-financial-instruments-level-3-assets-measured-at-fair-value-details", "lang": { "en-us": { "role": { "label": "Note 21 - Fair Value of Financial Instruments - Level 3 Assets Measured at Fair Value (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-22-noninterest-income-noninterest-income-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-22-noninterest-income-noninterest-income-details", "lang": { "en-us": { "role": { "label": "Note 22 - Non-interest Income - Non-interest Income (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-22-noninterest-income-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-22-noninterest-income-tables", "lang": { "en-us": { "role": { "label": "Note 22 - Non-interest Income" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-3-investments-held-to-maturity-held-to-maturity-maturity-and-yields-details", "lang": { "en-us": { "role": { "label": "Note 3 - Investments, Held to Maturity - Held to Maturity Maturity and Yields (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-3-investments-held-to-maturity-schedule-of-credit-ratings-for-held-to-maturity-securities-details", "lang": { "en-us": { "role": { "label": "Note 3 - Investments, Held To Maturity - Schedule of Credit Ratings for Held To Maturity Securities (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-3-investments-held-to-maturity-summary-of-held-to-maturity-securities-details", "lang": { "en-us": { "role": { "label": "Note 3 - Investments, Held to Maturity - Summary of Held to Maturity Securities (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-3-investments-held-to-maturity-summary-of-htm-securities-in-unrealized-loss-position-details", "lang": { "en-us": { "role": { "label": "Note 3 - Investments, Held to Maturity - Summary of HTM Securities in Unrealized Loss Position (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-3-investments-held-to-maturity-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-3-investments-held-to-maturity-tables", "lang": { "en-us": { "role": { "label": "Note 3 - Investments, Held to Maturity" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-4-loans-receivable-net-accrued-interest-writeoff-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-4-loans-receivable-net-accrued-interest-writeoff-details", "lang": { "en-us": { "role": { "label": "Note 4 - Loans Receivable, Net - Accrued Interest Writeoff (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-4-loans-receivable-net-aging-of-recorded-investment-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-4-loans-receivable-net-aging-of-recorded-investment-details", "lang": { "en-us": { "role": { "label": "Note 4 - Loans Receivable, Net - Aging of Recorded Investment (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-4-loans-receivable-net-allowance-for-credit-loss-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-4-loans-receivable-net-allowance-for-credit-loss-details", "lang": { "en-us": { "role": { "label": "Note 4 - Loans Receivable, Net - Allowance for Credit Loss (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-4-loans-receivable-net-credit-quality-indicators-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-4-loans-receivable-net-credit-quality-indicators-details", "lang": { "en-us": { "role": { "label": "Note 4 - Loans Receivable, Net - Credit Quality Indicators (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-4-loans-receivable-net-impaired-loans-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-4-loans-receivable-net-impaired-loans-details", "lang": { "en-us": { "role": { "label": "Note 4 - Loans Receivable, Net - Impaired Loans (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-4-loans-receivable-net-loans-in-nonaccrual-status-details", "lang": { "en-us": { "role": { "label": "Note 4 - Loans Receivable, Net - Loans in Nonaccrual Status (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-4-loans-receivable-net-schedule-of-loans-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-4-loans-receivable-net-schedule-of-loans-details", "lang": { "en-us": { "role": { "label": "Note 4 - Loans Receivable, Net - Schedule of Loans (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-4-loans-receivable-net-summary-of-collateral-dependent-loans-details", "lang": { "en-us": { "role": { "label": "Note 4 - Loans Receivable, Net - Summary of Collateral Dependent Loans (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-4-loans-receivable-net-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-4-loans-receivable-net-tables", "lang": { "en-us": { "role": { "label": "Note 4 - Loans Receivable, Net" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-5-premises-and-equipment-net-and-leases-operating-lease-liabilities-details", "lang": { "en-us": { "role": { "label": "Note 5 - Premises and Equipment, Net and Leases - Operating Lease Liabilities (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-5-premises-and-equipment-net-and-leases-schedule-of-premises-and-equipment-net-details", "lang": { "en-us": { "role": { "label": "Note 5 - Premises and Equipment, Net and Leases - Schedule of Premises and Equipment, Net (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-5-premises-and-equipment-net-and-leases-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-5-premises-and-equipment-net-and-leases-tables", "lang": { "en-us": { "role": { "label": "Note 5 - Premises and Equipment, Net and Leases" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-8-other-real-estate-owned-schedule-of-other-real-estate-details", "lang": { "en-us": { "role": { "label": "Note 8 - Other Real Estate Owned - Schedule of Other Real Estate (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-8-other-real-estate-owned-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-8-other-real-estate-owned-tables", "lang": { "en-us": { "role": { "label": "Note 8 - Other Real Estate Owned" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-9-deposits-deposits-outstanding-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-9-deposits-deposits-outstanding-details", "lang": { "en-us": { "role": { "label": "Note 9 - Deposits - Deposits Outstanding (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-9-deposits-scheduled-maturities-of-certificates-of-deposit-details", "lang": { "en-us": { "role": { "label": "Note 9 - Deposits - Scheduled Maturities of Certificates of Deposit (Details)" } } }, "auth_ref": [] }, "sfdl_statement-statement-note-9-deposits-tables": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-note-9-deposits-tables", "lang": { "en-us": { "role": { "label": "Note 9 - Deposits" } } }, "auth_ref": [] }, "sfdl_statement-statement-significant-accounting-policies-policies": { "xbrltype": "stringItemType", "nsuri": "http://securityfederalbank.com/20231231", "localname": "statement-statement-significant-accounting-policies-policies", "lang": { "en-us": { "role": { "label": "Significant Accounting Policies" } } }, "auth_ref": [] } } } }, "std_ref": { "r0": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "25", "Paragraph": "1", "SubTopic": "20", "Topic": "940", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481913/940-20-25-1" }, "r1": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "25", "Paragraph": "1", "Subparagraph": "(a)", "SubTopic": "740", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480306/942-740-25-1" }, "r2": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "SubTopic": "230", "Topic": "830", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481877/830-230-45-1" }, "r3": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r4": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-12" }, "r5": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r6": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-15" }, "r7": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "SubTopic": "405", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481071/942-405-45-2" }, "r8": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-20" }, "r9": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r10": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r11": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "360", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r12": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "470", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481544/470-10-50-1" }, "r13": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "405", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481047/942-405-50-1" }, "r14": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "SubTopic": "740", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481141/942-740-50-1" }, "r15": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "SubTopic": "740", "Topic": "944", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480135/944-740-50-1" }, "r16": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "SubTopic": "405", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481047/942-405-50-1" }, "r17": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(1)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r18": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(2)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r19": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r20": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(4)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r21": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r22": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c),(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r23": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "SubTopic": "10", "Topic": "505", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-2" }, "r24": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "SubTopic": "10", "Topic": "820", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r25": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "SubTopic": "10", "Topic": "820", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r26": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "820", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6A" }, "r27": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(22))", "SubTopic": "10", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r28": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19-26)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r29": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22 (b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r30": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r31": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r32": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.25)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r33": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.29,30)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r34": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.29-31)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r35": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.3,4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r36": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14" }, "r37": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A" }, "r38": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-5" }, "r39": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r40": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r41": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r42": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "14", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r43": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "15", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r44": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r45": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-4" }, "r46": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-8" }, "r47": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-1" }, "r48": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-2" }, "r49": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r50": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-2" }, "r51": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "275", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-4" }, "r52": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "275", "SubTopic": "10", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-8" }, "r53": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "275", "SubTopic": "10", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-9" }, "r54": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-10/tableOfContent" }, "r55": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "11B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r56": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "14A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-14A" }, "r57": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r58": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r59": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r60": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r61": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-17" }, "r62": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "29", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-29" }, "r63": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r64": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r65": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r66": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-9" }, "r67": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "360", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r68": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "360", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r69": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "470", "SubTopic": "10", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481544/470-10-50-5" }, "r70": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "30", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481549/505-30-45-1" }, "r71": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "30", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481520/505-30-50-4" }, "r72": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-1" }, "r73": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r74": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "40", "Section": "25", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480637/718-40-25-10" }, "r75": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "40", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1" }, "r76": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "40", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1" }, "r77": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "740", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-3" }, "r78": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "740", "SubTopic": "10", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-8" }, "r79": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1" }, "r80": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4A" }, "r81": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4B" }, "r82": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "820", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r83": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "820", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-3" }, "r84": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-11" }, "r85": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-12" }, "r86": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-2" }, "r87": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-3" }, "r88": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482949/835-30-55-8" }, "r89": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "850", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r90": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "850", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-3" }, "r91": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.10(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r92": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.12)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r93": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r94": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r95": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.15(1),(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r96": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.15(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r97": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.15)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r98": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.17)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r99": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.7(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r100": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "230", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1" }, "r101": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r102": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r103": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "825", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480981/942-825-50-1" }, "r104": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "825", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480981/942-825-50-1" }, "r105": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "825", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480981/942-825-50-2" }, "r106": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r107": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r108": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(26)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r109": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(26)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r110": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(28))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r111": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(29))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r112": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r113": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r114": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r115": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(31))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r116": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(32))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r117": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11" }, "r118": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-03(1)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-1" }, "r119": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r120": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r121": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r122": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r123": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.4,6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r124": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r125": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r126": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r127": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r128": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r129": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24" }, "r130": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r131": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r132": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "235", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//235/tableOfContent" }, "r133": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 4.E)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480418/310-10-S99-2" }, "r134": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-1" }, "r135": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481746/310-40-50-4" }, "r136": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "360", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//360/tableOfContent" }, "r137": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482130/360-10-45-15" }, "r138": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r139": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "440", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//440/tableOfContent" }, "r140": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//505/tableOfContent" }, "r141": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1" }, "r142": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "710", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//710/tableOfContent" }, "r143": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "710", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "30", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483043/710-10-30-1" }, "r144": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "712", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//712/tableOfContent" }, "r145": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "715", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//715/tableOfContent" }, "r146": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "718", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//718/tableOfContent" }, "r147": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Paragraph": "12", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r148": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Paragraph": "2", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r149": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Paragraph": "9", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r150": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r151": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-19" }, "r152": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r153": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r154": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r155": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r156": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(15)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r157": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(16))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r158": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r159": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r160": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13,16)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r161": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(13)(f))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r162": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r163": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r164": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r165": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r166": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.1-5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r167": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.10)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r168": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.11)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r169": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.12)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r170": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13(c),(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r171": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13(h))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r172": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r173": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r174": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r175": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r176": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r177": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r178": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r179": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r180": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.8)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r181": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.9)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r182": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "325", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481026/942-325-45-1" }, "r183": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "470", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480876/942-470-45-1" }, "r184": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r185": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r186": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-6" }, "r187": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r188": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r189": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r190": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r191": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r192": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r193": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r194": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-7" }, "r195": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "840", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481161/840-30-50-1" }, "r196": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "SubTopic": "20", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482659/740-20-45-2" }, "r197": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "SubTopic": "210", "Topic": "946", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480555/946-210-45-20" }, "r198": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21" }, "r199": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "SubTopic": "20", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-1" }, "r200": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "SubTopic": "35", "Topic": "720", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483406/720-35-50-1" }, "r201": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1" }, "r202": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1" }, "r203": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1" }, "r204": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "SubTopic": "360", "Topic": "958", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-1" }, "r205": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-11" }, "r206": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-12" }, "r207": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "SubTopic": "360", "Topic": "958", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-6" }, "r208": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "SubTopic": "360", "Topic": "958", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-7" }, "r209": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r210": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r211": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r212": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h))", "SubTopic": "10", "Topic": "235", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r213": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7)(e)(1)(i))", "SubTopic": "210", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r214": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(a)", "Publisher": "SEC" }, "r215": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r216": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r217": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r218": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r219": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(a)", "Subparagraph": "(4)", "Publisher": "SEC" }, "r220": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(a)", "Publisher": "SEC" }, "r221": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(b)", "Publisher": "SEC" }, "r222": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r223": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r224": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r225": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(4)", "Publisher": "SEC" }, "r226": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(c)", "Publisher": "SEC" }, "r227": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(e)", "Publisher": "SEC" }, "r228": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Publisher": "SEC" }, "r229": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "12", "Subsection": "28", "Footnote": "4", "Publisher": "SEC" }, "r230": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r231": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r232": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r233": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r234": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r235": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.5-04(Schedule I))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480922/205-10-S99-6" }, "r236": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-7" }, "r237": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r238": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r239": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r240": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r241": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r242": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r243": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r244": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r245": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-12" }, "r246": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r247": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r248": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11" }, "r249": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-17A" }, "r250": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r251": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r252": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r253": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B" }, "r254": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B" }, "r255": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-1" }, "r256": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4" }, "r257": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5" }, "r258": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6" }, "r259": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(210.5-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r260": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(24))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r261": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r262": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SAB Topic 6.B)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-5" }, "r263": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-11" }, "r264": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r265": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-17" }, "r266": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24" }, "r267": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r268": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-2" }, "r269": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-8" }, "r270": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-1" }, "r271": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r272": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r273": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-04(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3" }, "r274": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23" }, "r275": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24" }, "r276": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5" }, "r277": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-6" }, "r278": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r279": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r280": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r281": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r282": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11" }, "r283": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11" }, "r284": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3" }, "r285": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-4" }, "r286": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7" }, "r287": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7" }, "r288": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-8" }, "r289": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-9" }, "r290": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SAB Topic 11.M.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480530/250-10-S99-5" }, "r291": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-10" }, "r292": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-11" }, "r293": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-2" }, "r294": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r295": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r296": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r297": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-7" }, "r298": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r299": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-15" }, "r300": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "272", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483014/272-10-45-1" }, "r301": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r302": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r303": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r304": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r305": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r306": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r307": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r308": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r309": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r310": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r311": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r312": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r313": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r314": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r315": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r316": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r317": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r318": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r319": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r320": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r321": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "40", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-40" }, "r322": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "41", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-41" }, "r323": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-42" }, "r324": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-10/tableOfContent" }, "r325": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-2" }, "r326": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-1" }, "r327": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11C", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11C" }, "r328": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11C", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11C" }, "r329": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-2" }, "r330": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-3" }, "r331": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r332": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r333": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r334": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "44", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-44" }, "r335": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "44", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-44" }, "r336": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-20/tableOfContent" }, "r337": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481598/310-20-45-2" }, "r338": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481925/310-20-65-2" }, "r339": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481925/310-20-65-2" }, "r340": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-1" }, "r341": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11" }, "r342": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r343": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r344": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r345": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r346": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r347": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r348": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r349": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2A" }, "r350": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r351": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r352": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r353": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r354": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r355": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r356": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r357": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r358": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r359": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r360": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r361": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r362": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r363": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r364": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r365": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r366": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r367": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r368": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r369": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r370": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r371": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r372": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r373": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5C", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5C" }, "r374": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r375": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r376": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481664/323-10-45-1" }, "r377": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r378": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r379": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r380": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r381": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "325", "SubTopic": "30", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//325-30/tableOfContent" }, "r382": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "325", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "25", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481612/325-30-25-1" }, "r383": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "325", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481463/325-30-50-1" }, "r384": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-1" }, "r385": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r386": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r387": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r388": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r389": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r390": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r391": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r392": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r393": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r394": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r395": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1" }, "r396": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-2" }, "r397": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-5" }, "r398": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-11" }, "r399": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r400": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r401": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r402": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r403": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r404": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r405": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14" }, "r406": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r407": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r408": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r409": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r410": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-21" }, "r411": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-3A" }, "r412": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-3D" }, "r413": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r414": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r415": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-6" }, "r416": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479130/326-30-45-1" }, "r417": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-3A" }, "r418": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-3B" }, "r419": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r420": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r421": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r422": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r423": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-5" }, "r424": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-7" }, "r425": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-9" }, "r426": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-9" }, "r427": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-9" }, "r428": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//350-20/tableOfContent" }, "r429": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482598/350-20-45-1" }, "r430": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r431": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-2" }, "r432": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-2" }, "r433": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "405", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147477123/405-50-65-1" }, "r434": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "440", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482648/440-10-50-4" }, "r435": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "440", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482648/440-10-50-4" }, "r436": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-4" }, "r437": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9" }, "r438": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r439": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r440": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "460", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482454/460-10-45-1" }, "r441": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r442": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r443": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r444": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r445": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r446": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r447": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r448": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r449": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r450": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r451": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r452": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r453": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r454": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r455": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r456": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r457": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r458": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r459": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r460": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r461": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r462": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r463": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r464": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r465": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r466": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r467": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-4" }, "r468": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-4" }, "r469": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-6" }, "r470": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r471": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r472": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1" }, "r473": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-4" }, "r474": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-5" }, "r475": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r476": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r477": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r478": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(A)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r479": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(B)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r480": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(C)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r481": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r482": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(n)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r483": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5" }, "r484": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//718/tableOfContent" }, "r485": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r486": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r487": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r488": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r489": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r490": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r491": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r492": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(v)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r493": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r494": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r495": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r496": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.C.Q3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r497": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.D.1.Q5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r498": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.D.2.Q6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r499": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.D.3.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r500": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "720", "SubTopic": "35", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483406/720-35-50-1" }, "r501": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//740/tableOfContent" }, "r502": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "25", "Paragraph": "3", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482620/740-10-25-3" }, "r503": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-25" }, "r504": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-28" }, "r505": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-10" }, "r506": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r507": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-14" }, "r508": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "17", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-17" }, "r509": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-19" }, "r510": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r511": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r512": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r513": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-20" }, "r514": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-21" }, "r515": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r516": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r517": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r518": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r519": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r520": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r521": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB TOPIC 6.I.5.Q1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r522": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB TOPIC 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r523": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r524": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r525": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 11.C)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-2" }, "r526": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "270", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482526/740-270-50-1" }, "r527": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482603/740-30-50-2" }, "r528": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r529": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r530": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r531": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r532": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r533": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r534": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r535": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4K", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4K" }, "r536": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r537": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r538": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r539": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r540": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r541": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r542": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r543": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r544": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r545": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r546": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r547": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480237/815-40-50-5" }, "r548": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r549": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r550": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r551": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r552": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r553": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r554": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r555": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r556": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r557": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r558": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r559": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-2" }, "r560": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r561": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r562": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r563": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r564": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r565": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r566": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r567": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6A" }, "r568": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482477/820-10-65-13" }, "r569": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482477/820-10-65-13" }, "r570": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482736/825-10-45-2" }, "r571": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-10" }, "r572": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r573": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r574": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r575": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r576": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r577": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-17" }, "r578": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r579": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r580": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r581": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r582": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481674/830-30-50-1" }, "r583": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "832", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483507/832-10-50-3" }, "r584": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "832", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483482/832-10-65-1" }, "r585": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "832", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483482/832-10-65-1" }, "r586": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483013/835-20-50-1" }, "r587": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482900/835-30-50-1" }, "r588": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r589": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r590": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r591": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r592": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-1" }, "r593": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-1" }, "r594": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-5" }, "r595": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r596": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(g)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r597": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(g)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r598": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(g)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r599": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-6" }, "r600": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r601": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r602": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r603": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r604": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r605": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//850/tableOfContent" }, "r606": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r607": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r608": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r609": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r610": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-6" }, "r611": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481435/852-10-45-14" }, "r612": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "855", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//855/tableOfContent" }, "r613": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "855", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483399/855-10-50-2" }, "r614": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r615": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r616": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r617": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r618": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r619": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r620": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r621": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r622": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r623": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r624": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r625": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r626": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r627": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481444/860-30-45-1" }, "r628": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r629": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-7" }, "r630": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r631": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r632": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r633": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(4)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r634": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r635": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r636": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r637": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r638": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r639": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r640": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r641": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r642": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r643": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r644": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r645": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "910", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482546/910-10-50-6" }, "r646": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "924", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 11.L)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479941/924-10-S99-1" }, "r647": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r648": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r649": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r650": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-15" }, "r651": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-15" }, "r652": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-20" }, "r653": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-20" }, "r654": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-28" }, "r655": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-28" }, "r656": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-33" }, "r657": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-33" }, "r658": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "35A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-35A" }, "r659": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "35A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-35A" }, "r660": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-8" }, "r661": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-8" }, "r662": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r663": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r664": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r665": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(26))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r666": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(27))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r667": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-05(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479557/942-235-S99-1" }, "r668": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-2" }, "r669": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r670": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r671": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r672": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r673": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r674": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r675": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r676": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r677": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r678": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "360", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480842/942-360-50-1" }, "r679": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r680": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r681": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r682": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r683": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r684": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r685": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1A" }, "r686": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1B" }, "r687": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1D" }, "r688": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1F" }, "r689": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r690": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(1)(h))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r691": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r692": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r693": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r694": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r695": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r696": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(21))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r697": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r698": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r699": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r700": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r701": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r702": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r703": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r704": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r705": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r706": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r707": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r708": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r709": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r710": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r711": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r712": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r713": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r714": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r715": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column C))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r716": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column D))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r717": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column E))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r718": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column F))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r719": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-7A" }, "r720": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r721": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r722": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r723": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r724": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r725": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r726": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r727": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r728": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r729": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r730": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r731": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r732": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r733": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r734": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r735": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r736": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(h)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r737": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(i)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r738": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-11" }, "r739": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-13" }, "r740": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-2" }, "r741": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-5" }, "r742": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-6" }, "r743": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4" }, "r744": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480555/946-210-45-21" }, "r745": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480555/946-210-45-4" }, "r746": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r747": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r748": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r749": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r750": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r751": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r752": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r753": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r754": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r755": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r756": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r757": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(16)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r758": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r759": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r760": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r761": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r762": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r763": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r764": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r765": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r766": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(5)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r767": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r768": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r769": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r770": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r771": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r772": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r773": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r774": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r775": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r776": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2" }, "r777": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2" }, "r778": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r779": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-7" }, "r780": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r781": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r782": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r783": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r784": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(g)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r785": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r786": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r787": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r788": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r789": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r790": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r791": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r792": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r793": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r794": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r795": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r796": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r797": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r798": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r799": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(1)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r800": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r801": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r802": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r803": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r804": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r805": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r806": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r807": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "12", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-12" }, "r808": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "19", "Subparagraph": "(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-19" }, "r809": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r810": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r811": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r812": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r813": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2" }, "r814": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "948", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481852/948-310-45-1" }, "r815": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "954", "SubTopic": "440", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480327/954-440-50-1" }, "r816": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "970", "SubTopic": "360", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-28(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479438/970-360-S99-1" }, "r817": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "976", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482856/976-310-50-1" }, "r818": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "978", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482707/978-310-50-1" }, "r819": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "13H", "Subparagraph": "(a)", "SubTopic": "40", "Topic": "944", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-13H" }, "r820": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483467/210-10-45-1" }, "r821": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-4" }, "r822": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "52", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-52" }, "r823": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r824": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "31", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-31" }, "r825": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "47", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482785/280-10-55-47" }, "r826": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481933/310-10-55-12A" }, "r827": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "4", "Subparagraph": "(SAB Topic 6.L(5)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480418/310-10-S99-4" }, "r828": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-10" }, "r829": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-11" }, "r830": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r831": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r832": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r833": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-15" }, "r834": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-15" }, "r835": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "79", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-79" }, "r836": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "80", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-80" }, "r837": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479081/326-30-55-8" }, "r838": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482548/350-20-55-24" }, "r839": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r840": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69B" }, "r841": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69C", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69C" }, "r842": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69E", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69E" }, "r843": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69F" }, "r844": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r845": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "91", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479777/606-10-55-91" }, "r846": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r847": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r848": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480482/715-20-55-17" }, "r849": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480547/715-80-55-8" }, "r850": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r851": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "53", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479589/842-20-55-53" }, "r852": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481372/852-10-55-10" }, "r853": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r854": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479401/944-30-55-2" }, "r855": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "29F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-29F" }, "r856": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r857": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r858": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480493/946-210-55-1" }, "r859": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r860": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r861": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r862": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r863": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r864": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-10" }, "r865": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-11" }, "r866": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-12" }, "r867": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "948", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-29(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479851/948-310-S99-1" }, "r868": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r869": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 10-K", "Number": "249", "Section": "310" }, "r870": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Number": "249", "Section": "220", "Subsection": "f" }, "r871": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Number": "249", "Section": "240", "Subsection": "f" }, "r872": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Section": "13", "Subsection": "a-1" }, "r873": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w" }, "r874": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a" }, "r875": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a", "Paragraph": "1" }, "r876": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-T", "Number": "232", "Section": "405" }, "r877": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Securities Act", "Number": "230", "Section": "405" }, "r878": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-11" }, "r879": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r880": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(g)(1)", "SubTopic": "20", "Topic": "842", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r881": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4H", "SubTopic": "40", "Topic": "944", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-4H" }, "r882": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r883": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Industry Guide", "Number": "3", "Section": "II", "Paragraph": "B", "Publisher": "SEC" }, "r884": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(a)", "Publisher": "SEC" }, "r885": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r886": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r887": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r888": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(i)", "Publisher": "SEC" }, "r889": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(ii)", "Publisher": "SEC" }, "r890": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(iii)", "Publisher": "SEC" }, "r891": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(a)", "Publisher": "SEC" }, "r892": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r893": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r894": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r895": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Publisher": "SEC" }, "r896": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r897": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r898": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r899": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(4)", "Publisher": "SEC" }, "r900": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(5)", "Publisher": "SEC" }, "r901": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(c)", "Publisher": "SEC" }, "r902": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(d)", "Publisher": "SEC" }, "r903": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(e)", "Publisher": "SEC" }, "r904": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r905": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r906": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)", "Publisher": "SEC" }, "r907": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)(ii)", "Publisher": "SEC" }, "r908": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)(iii)", "Publisher": "SEC" }, "r909": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)(iv)", "Publisher": "SEC" }, "r910": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "12", "Subsection": "04", "Paragraph": "(a)", "Publisher": "SEC" }, "r911": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "13", "Subsection": "01", "Paragraph": "(a)", "Subparagraph": "(4)(i)", "Publisher": "SEC" }, "r912": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "13", "Subsection": "01", "Paragraph": "(a)", "Subparagraph": "(4)(iv)", "Publisher": "SEC" }, "r913": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "13", "Subsection": "02", "Paragraph": "(a)", "Subparagraph": "(4)(iv)", "Publisher": "SEC" }, "r914": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "205", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483504/205-10-50-1" }, "r915": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r916": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r917": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r918": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(3)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r919": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A" }, "r920": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4" }, "r921": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5" }, "r922": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6" }, "r923": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(b)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r924": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r925": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r926": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r927": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "16", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-16" }, "r928": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21" }, "r929": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r930": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r931": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-9" }, "r932": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(f))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r933": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r934": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(1)(Note 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r935": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(k)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r936": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-04(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3" }, "r937": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23" }, "r938": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24" }, "r939": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5" }, "r940": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r941": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-18" }, "r942": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-2" }, "r943": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-3" }, "r944": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-29" }, "r945": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-33" }, "r946": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r947": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r948": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "10B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481889/320-10-35-10B" }, "r949": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-1" }, "r950": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11" }, "r951": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r952": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r953": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r954": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r955": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r956": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r957": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r958": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r959": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r960": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r961": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r962": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r963": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r964": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r965": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r966": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r967": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r968": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r969": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r970": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r971": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r972": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r973": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r974": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r975": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r976": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r977": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r978": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r979": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r980": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "325", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481551/325-30-35-2" }, "r981": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1" }, "r982": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r983": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14" }, "r984": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r985": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r986": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r987": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r988": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r989": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482130/360-10-45-5" }, "r990": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-3" }, "r991": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "410", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481931/410-30-50-10" }, "r992": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//450/tableOfContent" }, "r993": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9" }, "r994": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r995": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r996": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r997": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r998": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r999": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r1000": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r1001": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-5" }, "r1002": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "91", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479777/606-10-55-91" }, "r1003": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r1004": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r1005": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r1006": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-6" }, "r1007": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r1008": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r1009": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4K", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4K" }, "r1010": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "25", "Paragraph": "6A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480682/815-20-25-6A" }, "r1011": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r1012": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r1013": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r1014": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-6" }, "r1015": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-3" }, "r1016": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7" }, "r1017": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7" }, "r1018": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1019": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1020": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1021": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1022": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1023": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1024": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r1025": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r1026": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r1027": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r1028": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "230", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1" }, "r1029": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "470", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480876/942-470-45-1" }, "r1030": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(16)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r1031": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479432/944-30-50-2B" }, "r1032": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480109/944-80-50-1" }, "r1033": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4" }, "r1034": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r1035": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r1036": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r1037": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(k)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r1038": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r1039": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r1040": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r1041": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r1042": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "39", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480228/946-830-45-39" } } } ZIP 122 0001437749-24-008852-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001437749-24-008852-xbrl.zip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

;@5)$OD 05@YO#=Y^G;/T>\(I-A_2G$..3MZ>?.@$?Z%'B%H7V1R_;@LL M!''C; (R_7]#>Q0S-##@4-)$[7)HM GY-^H#=Q:G&$1(B<84FA+:+%\%RY ( MN^= S!S5)DJ7H1M AH2.BEC?23;-CRS0A%3AION%,UP74C'J!V -:!+^BZ0Y M34>,*JOS_:09]% 2OX*'66^\JB1N92MH;O!F1,I=6R?_@P*"ZI/NZ>" MOQF\S_.2(PN/93>=Q\^T 673#:G72.AY/,KRS0RL^MC_CGZ[#VDH\)&IDM"M"LF[0JVM27\A16-C'A\6/%8Y07L\+8==37%-!>$(+$+/W<9D,]6&V\$]^(N:Y#&+)F$H*"#X]'E!^=)7P]LU\!,05J5 M7.= 4;90CA$?;%4DL"I_J)@9Y*&%4$H>A=MBN#V,,[HPD%]HI @Y6LJSEJ2@ MUT\J[B <.A,E"V?H?"38#Q(\1Q=\5:+D*&,F+ CDJM9U-Q?VIC.=AFI$J<6N M*4'L;34I99_K1/5IB!A%',[G\Y8^$PBB.&KOYIO[_?V0=- MFDQMSEFV;GBW ;-TG> ,KTR#YK^+F%?9D,%*WM&D=V$7LXQ< WFG=7\L$F,K ME[KH52)IK[YMO#!.]_&U%9&LNBQ!F<>6@3H[6L$%T28'.;VBW>5%.ORBA8(1+J0N\Z&@ZC99\^20VN[H8'@JJ@2.B[TYN)E!A9 M*XN6,FO[UF X)H=Z$:EXI!.U=6CH2JVJ]0IZ.NAT]]C<7,B=//6R]%J"6DYF8H5Q=YGZ('$R"/M>6/@>GO+P8JI0D):K#W80F)Q M5%)U(+L@TP0)".&D/CGTTR210EG:22=3T')3X:R!I)HT;SW(RS=?L=W$SU. 9Y M!;@P')OS# A?(N8>1.?8/#93"YQ+\J;@V] O(W(_(.M0$Q"Z4/9BU"O'8XHH M@!C""+1($@];% 9&/F*7/L484N$#!TRMT7%C9X+=V]\[7H6\=CQDAJ>-:F$U8(%M+VB&#C,6CWEM MY39,TH2>[=G7O"%LGE<2FAF-4"2^:PW/C+8 M@S!.N$1UHVR+;3Z<3$ =DP3R_@V' \3"F<_MH&XC1+/-M+K%.*D4VBOZFK,J7(4&F#%6Q[V2Q=@Q=CH0[*+BV[%\I'9^NC9 M,\Q@.SUN/=4F$>=.59Q0 =HJH3(Y#D,OLX*MRN2QS0EPA1Y!)TSOV8L<'5X4 MI8_6%>NZA#[QUG4#U$1N2,@RO!3=E'/5+6N193A[(VWJ"'^MW6KE*T'> $P4 M 6MR#8!3&?S/N9M53UDW U;1Q!$7Y9Q>;^V">L6IDI4C,E4FC]-T%T"0 \@' M[8>6D!DJ2923+E-IRTUAP50AD(O08\I"#6)9N5C5XF47&&,N_.6.H6.MC.QI0' MJ]!RC,\MO7&"'4+.$%N8D+;Y^J"WCX&!TA"&(8 0M+V!Q&)M(K%JZM-;5N7V)[.;B%:,AZ4]--P*RU37<+ M)3 S=^N%9,I.Y<;224/_P)')R3](?GWC$[4&<1:W),64K.,BV6A3'W(^#-#% MFTQIE ;'>::UA>X)B@54BUN<1.(L8@7='7U$'2QJV!C=@D M@Q%!RJ-)L;W$-;1OOB^MT8B6$6C M7/$. V>1TD6,(J-KHNM#,+='XV"1@60;+ZR+:>#Y3;SBTT!F4I&:?VSA%2_7O9$(J)W#TQ M):%LM*2;0[:%%[9[WJU'@FA<3!S^^DJ2<^0O\_KZ6T9EX&19XR"AHF_D]F5, M:U8.Y7CF&JF']H^OTH%37T@7/)+HN'IUG_*,2?GFX&DX\Y8'DA#"DY'P@=:G?XL:.#NIB(/ MIPAO OX-^IZ/[.?#=/-% M0SME*IGHD$+0#PJL,*]4_C,G%')%=_A+&U 6#A D^;M"-LO@J.G!08R?"DS7 M&B&T,25=*MUR@9 T*KH6EN5>A$2!KZW[80_#Z=JR 8Q^9%""]'MC_J0444^_>_[-[N]HP M M4&H6#>OA$BAJ23G5%AS]20 \H,'_JHR*IY&ATN8ZPP _AAEPROYA6Q?00(?" MG.INABDY]>4 A/,$J'):5/X6LOM!N.:.$2H3J3R0LK0I)KC0JIJ*\P3ACQ M"Y:2I':0_HNDM6+QPEB87H@96LH>1ER"5*3N 4CFXTC7+706!YN"*0E'R"T1 MYIH('=@>8]Y9Y7T(2N:QG)4PEHBJT0BQ_E X T%]1H;EJ_9";$#:O*#A"]&8 MC4%.G>!M:.I#KS8CH!/0N"U$9 1I6% 2<>T+E?A[RL5J%SIDF*GCE]G'&:'R/QJ)/C%I]U6X%BI<+ M"PUOF@_3.>D#%!-E-"O>UK43T1Y1WREC0 [-\^++&.O$$@E:= 12!Q(.&B]0 M ]'U8E%2+4$Q+B*L$\L%@]!7DG/Y@O\R%:5^CQ)_/UT;CGVH4K MC3 PUBPRT1A2?E5\[62AGTO!,:P]I2Z4(_9XZ<=.['EMT013+\.[%63$5S!) MO[("SX3&G>=&U:9A4A:>&=ZV7/ WDY'>)A=1EE)=3S2UH1\[#X[S/!U&Q%Y( MECU5\-M;MO!\8+EZ2R6G$^^"\Q?O5)A$FY[2,@*1\0=C_,"X)43##>?R8SDNX''?3,$A;FD ZT3ZLZ$1B7FA$B08MKVVLL"QV?!JW\ Y*GQ/9 WW.T!TGH,S$D$IC1 MRXVS%0<(IO,>BB=ZRUAV4:UTEC-@A8<*-.@B]Y3SJ@&^P[U=;75Q1%(;& M(IV)N\+5H>3-$'2-<$"1$U0BD2 9*\^S"!@YJ<3U&V.,BF[]4#(8:F$?K4HQ M%1_1[P/E8(9^+E7G^72W=<8N)CV83HG@#2?(R;7>T1S!(4$O*]4FIC VG2$= M&X)6M]7: I77$1$6J3*A7-3I$FE$!1=L_8H1<&C2&XD9N)Y,]&[EJS:+]OG: M>[5V<^S4D&#&0/F!QI:C8[ 1>);W""W\1PF+9Q,5)@FTY(XA,@(+_"B MY@K1N["*V[%B:HE!@(IM V0/@?\E)5=TCRPA>-<,)G]G3@Z^WQ]Y;VP,)<8S MH5=G(J&O$PP22=@F>5[+;U?-#WHFE+WGN_]F,V7M-'F6YB1(3*29AYZSN,XD MG%K_2.GQ1@;03?Z%<%W1TURX*\:I!Q2<4CTS2P]) M83,SQNW]$%YNJ^N[1IPWPK*[ M=*8*08!FHMT9+6%LEY!@2+ADG!&_JZ:RO\Z.@\_'YZ?O/YUKP;W?[?:TX%[7 M1*T$;YU2-B?!@OVUM2.,R]@1YRDDJ!#$+SR;W F%Q2Q-A/B,RK(43G3A8#L* M%[M I9=CU]EA:404Y,KZANT$_TMETQWU)J^$O6"N0KUG[V5T;LN9O!F'^T0G\D0[?3];]?J#/DRG]C!M*8M[DXY& MN^\R9!YX(EPL4+K7WWU^S6[VV3R]Y,SM@M-%53;$FBN#+ W=(DMMKPXO>^B= MNI F]:(* #1($1)&70K"CJ1D&Y>]/4F.F029HI-O6:D.IE]U7O#L,)R&J[/0 M8*)IKR]FXV- 6O><,S*]0-KAYRZ04[?,1)Q0MH-@LE:7#165 M:C3ALH)Y0"#O,LI NL36+>L52LAK+4FX0QI1(C[[3A1< OVG(4Y7H.P)I(_+ M/N.;YQF\,*&T8)^5W(&$Y)V/'ZHI_?J %673?IWI^-%=..B:". MTI*,<=Z4?J^HX-V%LB?%&(19;,6CCZ[BI<-GA>(<=T-"4$U] M0W@^)9CF-;+V#'T=>.K%%CVR5+548$QC?(@VGTA>$;N6ZT'/.<1LA#3.!][8 MH]BL%I+IR@*8S/@+\J6W#2B!_48POL6NS'75# M+_E<@2A>5#*@ZRH^KZ@2_8_ PL,?8PX_8TG?^.K;5N!W^IH3NL0%5J:8P5F7 MB1-S3%D(U_M%.@^GY8J382-,>@\N)5L1V*US$B;;ZL*S>?&Y3?US@ G<:,4V M5T]@,YG)C5P"S#0LL)+1TA%0[:5:G-5Z]5X"$R594>5 M8&<) M.#DU15/Z#:J=><=2U,&'<"?8HP M# 1?R;3QQ?+D*7#@8NIN\M9(PL?Y2C I=X&BU9I::(3NXMF):V,*9,$Y:+GE4[ D$NR#78[(5:H4>GVF^XS$>< MJ[@^GQI'XG@A!=".+UZV2SE7+=H6466&&U47,L#LA5Q<"C-""Z' J%S; ZU] MC?S"5;XXPFI8A;>(P8X39%#D%0A?>. I&?F$I]1*$QICAH.)-$[\A6=RU+RC M"N,B> V8NE"!:]@>A?AFXL/YFEMF"R6(O^S5"W?I$N/4EI^5E:WKF0&5$]3@ M+W*8:B6-"F\65H(O.^!,YJYCY!_TRI'O3^/.Z8* 2W7/-5(0BO28DU$BVH&/ M4D:E@6N.$=^_%0-]L6Q_Y&)-0%VPBM55D/EKV+=UZR#(++7SOV*:N#%3LGU4 MV:.I^&,7,$?^%TIN4EUC@OS#UU[N+S^BUV>2\Z/C$_@2D>&;E&M?1!EC0IH, MR\6QRD(.IQ%P AIS.F#02'NY0H]2QV?,H)5B::T9/9:*J%O>GW-*(1(%DI*( MB Q,W:J5M'(N>]3KT79L0 VS<5+][66P OK\9]^$@"%? M<'%BD)'W/<41+1!] A, ,.H[77VR?=\<:Q9+R[+LLO+/1V>I. )1NWN!:G$8 M#ZKX^:K5S%L6=;VEBYN1I4*%;GG/&CQX40U<*'>WEN=KC1'OX,/O8,#\O'++ M.^+UTZJVDZ!!B:TXG,K"KKV_4<0DZPTWR+:"HK(<-4(909IYX#)!L;"QE[+@ M."1MR[ !5SJ]H [QGR0BW[""""8NI1JQ$2EH44'.?W"!HDD76)4NL-^D"S3I M DVZP*U!NME0A2U4"MD%@ M;OA4 -4,J#/I(P*B)=,@3Q>)AW216J^&N79UP5;WYN\$=;I85:9!^ZW-P4<; M".&>L@''6=.Q7JV5B.NL^BQ\FYD[:XT:5S>,J5^G5(H&I0$%FA)H/$/&:TU! M^[_LRE&T\KJU(TL:2\H:*,$-4U!Y<^TB]-#P&\*GLM)L[**[@N'#/73%:!T1TT<(9F^\#!F)(C+H,TE#FZ= MA9XSE<@6<^6(GKMZI+'R_U?GK&," UZGR0C>S]!EJ=A[*Q;>G!1- M,Q \4JR:NJM6A%\)>"'1BS'/N+0;XZ7PR284G;;G"Y$5(3^!CJ1T60*%"2/1 M#K+T"\/_>7S""4.LM?P2TH?#!)Q NV!'%W^0O[ER,YZSIS;_ \F+Z=B%T5R% M++*F@H/VPJRJ2N*!,?D#KY;2N,$<$A[[FIDXPW]P'68S)9X3LQP3423R)K8\N 7BHV%M+$2:OI>C2JP9K5PZXS5#0 M5C,W)-O6-4?(/YWRS]$K,Z6=436OZNH23JT<,H;HO XWY0I>IY,G>0YUQ**S M' 0,_KWGF \P#G/9W46LI0*TMFZUO376N4XHQ,CRKJQ8;H9!1DHR@C$H@N)Z MCGZ+Z3^4Z%9C9%RR#K*X0=DM#IRXL[37 Q''5)9Z=R,GH+3^3('5 M]@Z"71T@C'/Y&!8@!3$^"O:%#]&03ESB=))R\4K4*(XDYB#KU(FK-L7E>:?^ M)<(>+.=B,<1%> /BB*:,)M>E*>%Q?:]^I9H$+--<5JK&1>7P%6N U2EA3MT' MBYR!>9_I[#+-4EX;_PEF M4B!"K8_<(B%_V"+ENI2FP#>>?W]&4NXD8GFT"(LU5&?#'4M)A[84 M(,&%HA(D2PW; #HJR4&L2T^2I+"1!2V26D"@3ZL!L!A4_!B\%C8PEW1O%M.H M/@,7E!,//+9N.Y>6L"H3"MF(WNU[%&H*[6F!>RF1?&%<"IJOKG)=FH)7XL'+ M-9.K(2JOQ 2IVZMB&_BNAOLC(WC>%7XCME2'+.=6!1P.N1=$+&'(6E,,5J0#?'@Z*! M$Z/.BR=B9W M5ZPQY#WQ4@P88I32.[(LO93*0%7"[ 2VT! *7U4:=!@1(J2[,MA5A77$DM5@ MIZ_&/48,_U,U+[,A'%:UC7=D?1AF6TRPGB6FA=+GKB-]MNC 3*/)%"U@85$? M!&IJ;;C-\>1Z1E7,"E$K M&%%6BAW5U?BIB1G#[_@-#CA0M($@%[GUP]I+XR4;'!<:=<%/!> 13;#THR:/ M<)(IYG5N=VFCS_?V_>AS?$'T8O=A47B?>I!/?ZMJU$@5H?KK B/W M0? JY+M(9VIGX8@MIXYR8Q/XO5P>:UAP1]2OB$YF,0SZ M6WB@2.OF:MF^9Q7#Y?/E,/B:$U4ENW6:.KVY69L.% >: M56; ^+:KT0LY<]148 )GAW$((DO,\#1D BJ%KT'_HI-21 M5T+WY<&UG]=/%1:248US#VA-:ZU11 8T40XVVMBNND83TKD@/\!FW:KPFK ZV5\K[) M.B&%LYS 75N6^:KGM>*/0@-ZQS^5F4$(T=F".I&6;+H4U%C.1]JE6TD4]#FE M9OA+&],PRUIF^4P>AA?LX$C)L0(E=:=%. 5Z4=,;H/YS0/,\HH$F-L' %? M&0ETD.UD,QE)@^%];T&Y!TU0;A.4^UB"D4]%+(3 MILX*!LU(ZGUHG)36^2QZ[U)6CQ4?L)YQ-,1D;HG#>&G/C% WU:G$ PP$&Z5&0AZ!&H0= M+C7Y5!_^Q(XNMZ%#L7=<$!A'42P %^+9:8&N@MK'&V_EGFJP SU$+FXG'ONZ M5\PZ.N%.[JR0.R!-\TGQ#N>?JS;0H)95OR5^D7N9A.CY1C1XL8@ YRIG)<=) M&U>Z&#K&A*&TU*;O3V/+=U@S)&9+!'<@%2(+K;>PEX.<: V=A]Y$_5"5GY<)?(F]"J'@ MK6&CZ_Q=QP#VT.1A G'5$)+$!DEK>.#;&@F5"T!+=B5.$#@MO>8R2^[)=R(6 MWO#P+W>JE9F4> 6-JUPF7,UGVBT^?.1B_!HAFC;FP"0$QFSGS5 M\1%/H3D^LFA89Y;K1NH(D[7;#+I!.>.,B7[OB6=#-4_3WSM46XWN(B)U'7T% MZ@)O&D)MN,MRAH&1#EC4+G^]#!]%2R:_FK .';9(#(@A?M8%E WL9;]$91Q7 MFRJ^6/FN7@YUHGOBLE)B%*&:,/JVM+4E"?K/^L]Q?9;H?&MN6D>:I/3Q,,L6 ML&.7:'-")[M-'I%+!&/2QJCQ ;UW@N/E"X^CAAU;M9-*Q/%%Y-?7I1O0_H6[ M:FL#IGA]02#PJ5A9JQ-4\,@W(YUKV)%D^?E_QT MN-?N=KM;2XI2"=+&A H_LP<>PTB FXTJ$98$0'$Y!<%_L8OY?",WJMP'O',= M=*$?89(IX!D.EB4Q)MY,PV'-4';-4$9X8>DK#8T\%+CQ'/^5W1^&G/^X:A[+ MRI+XZ9R.X8UH3@&&ABL2*%=E#L3Z:1XZ/)52VL3HJFOOL-#C93X*E[;0=WJP M'5@Y9WBT?/"F8\ON=TW2J30\#KSP8^<:I4O+7*\4M$/+%SSC1FJ6B 6EK#1R M*2B[ X5W[38>% =YVCK\' +P$#BLBX^\M[R8LH)I^B7GI,Z101;\Z1<,I/&);9VN=R=S8YT9V@_?\Q#D^ MT>(OY>#=('O#*S7R0)D;_S][;]K.&HP DR&H!5>A:2*%__3UK+H4""%)<(+(F9CP4"51F99X\>9;G M/.>)D)$RT_D3#N@U:BB(^$O:+M'!P[AN1L ^+F XRH>&._U(];6TI9A,D)Y? M"D41R:J]*=@@$9\,8X#(X /C MB_8'XLNRA^II)=$X+!CP]<8X/I TH98D%_):SM0:+ODUY?<>U9Y+1Z#*G-\F<[G>9TRYS^OUD3OW_^J>;!9I_ MO\K\;J!QYDP73IZBKOQKZ_"OD[3\\M<;H@XI;2*5^]0=1OC'R/XQ2*K*1WH1 MF3+7HV?WGMI;V2#Z;LW%PX!&!:X[Z6_C(=$9R5FZ9@^P0J57N>]2AF27-*M$ MC_S:5WQZF@UA)H40;N!O8$9?,%Y4F*07_6:P/X3V6TB"^<&NI8SQG.6U5A(. MX'M(N^+J(]G^H6DR-Z5D$85;1QD"*&>)E9UGAA*EW&T(-!5^77"XGA419ED( MH$\Y7WT+_L8P']32N3@=:^2+Z&G !)(^3SEOML"/@Z)=C9VO/'M!T2_X.#'' M[&CEA%2_ ,^9,%G,==FCA!1&$L(F<*;'MFMY&.X22?;FR(ZTT(J MMN;$=T R H*#!]R'*N/KUI3#$'YQSE1R'[U1R@ZZM[HLKBAW_$AJ2>IW-YFQ M<*NP=@ZFJM,2O"=+5/4^&10Y?#K+)^D K\GADR6JPY5,?_WH'1JE4F^>+/:2 MAG!ZV9$2MX3Y[)$.BM93&%GY;[+$W)ZAH63Q8DN?U%+C(ON*I&BJ G^=]UE(_K25]>#)\!FG88?$G>O!?]:9(O)-0BD6?C MO-^05?D502=FF*=!5C%80_B.CZ,4I2X$K:"/X%H5\\3#3W>EZHI?& MF_N3B9D?V7D7RMLR& MR9O,=(:EF (NX5T%H#?B2OAWC;W6R7R865+*6+[)4AX85C(_(R95MHI518+: M8C']_:$EC'$B',#XQ[/-9Q%& J9H[&9G]M\ETN?+O]MB2#1F2D<8/=FO&A'X MI>KGPYEZU)6-I%R@TH-M5U^WRJ^5%O.15=L+9">=5\WR-!?D(M[,4KF,,NJ 3BY W= +3[ L'85#L MI&\MFK,&@PO8ZS4MSXFIFKC#O-9&6K).DLE;)L^L4FDOJ0WDZ;&=[':R>Q/% M:HFE&!KM%R:3^7A6)P4X(WE!ZA7I9/$I!.)^\SEP;UFI"^'3PACCV% 7")>_'53WTHL#T$EXJ@%4#Z5.T MQ=$+;Y .V(M.O$F*A4#\HEYT7=/($D+SBD]9&ELD(1;V(RVNHZ+-W-'I<- @ M2ZJZX#:/24GUH+:;7 )7RK]KK"HB;O=+,T<-J<5D*&P^GY&K8?+654!PB=!* M,;$(WV#%W )PTKLE;.>5E^EM-="2I/G =V^5L_I=)Q737X^_"MK2RH 5$MW* M@0O48P,5@LH)RS$GOVQ(V&F/["9!56E7W!)4?9+)LVNMT-R9E\"+I;^B/EFR M>Q[4,YXO/Y]KUWNH;3!GWB.H^T^)]TCP-%?6WO(H#<&C:RZ$ABHZ0V-_M!%_ M*Y+33@#<(BU-1I0[F +C>F.ZNK(A MT\EM;XG*)1@_E@8@>!]1OHRA((Q'B5DIBD<@W?7NID)R[5AT3I!I#D.J1#XW MQNNQ9&;& <$_$'8Q(>RJ:&*-XWIC4X(C+<#NH0K+?,0?161J+SJ=$'H&3>YA M6D]([(9^LDX[A=-=@\D\1/K,M^Q%F^!]\T7)1C5[FAC\)%\W@"SY;,K\- =($5+T@I]/H=66/8R]Z4Q-U0-FSS=3!MH#RJ[W6_ MF20PP:H>VCXXA'*BX<_R?!C&&SLT^+JBP5]V:/ .#?[]H,&_-T A6J?OI+CV MT+;0?/S(;8<>;$MR6A^%/J4I3[1'I-,B@WRSL%M*TB_SHN_(!FRBP 4OK!_Z MM'P@E3#NVHF$*7ZS(_);FO8A1R5, H82+2&R'(!D\@LP8-MKX&JSA=0UU,5> MJ+&OMTM>& ([6G! W!@7K0%C*HRP<+M)+/D6QI:4,?R>?]3AA+J8^OW/\[,V M9$+0O]C8'@170Y'*PP:*BXI?F4A7&@\/NQ1.)VZKS?./H#*&7-%Q/:CJ)$"? MCFIB*VJ);M/MJF'[+LW=2>"-%-ZP+FS< )F9_%11I\LZ25I=DE+FQD/"O<%Y M@BVPX-,PTD#2G>0'$)J"PY7<,%TNU4YU=0)WG7EZ!3(V$\()-R[F#>JC, >! MW(L=]F%^V#\QKIL21PAE)@/?O8%,UCA[*I%M;N#M\> IMQ,%^R^H-+H%Z(S: MX4QA>M@5R,2V]K=OQJG!@+00X$G;471(\8E#F5,(.M*("@W:)U%SD@BVY.>Q!#&Y[ M1;%Z8LNDU7JD7G'+Z;ZVZEWTC(4*ME7UK:B:LG^;YF-JJ(ED] 8LX9TKBB*$C+)MD1NB"C@'"R0OJ.AN:$8)EL4QRRT,.DRJ!'$9?@$X&C&#A _C"//1. 25_R1E M5=J^G=04#/NL,D.H4P"V>R)^I\2H/_6_G<_%T@L>^=99V>'J.A4R6JH^]SR1*'CHD5#RVR\-3TS#3X7K'/)77 MF!?[Z;G0 \:6L4,]$3RR/#N.#(V*C9*T<%_!WW"Z9,8%J!::]QU;87?;N\4I M27+/C78J\_L,WL2&23.LK&!LI5+H) QM&1JL,2>#A G],&DU$SP581*Q1PAA M6)(O(5 !K#^B*.8>8,)?+P,[$AB1EJI ^M98,15L3&(.B$3D++=UQPJK(W0D M(6OM,(BV0-:\ D$*\95OC4\7UOLPM31@K^#XGR@LC MY/N*1;'&Y[)9J94H8>2%EK(UM[E/'#)-$S4Q&=!1:PN)M?[X M3=BN_QAA(/ W+P/9/0/WNSIGX', *H[IS_Q+OZ",L;^"FD$"X5&CV :40N:5 MH'LP96J!DE(7B1$VRX;URC,-7O+T=+\$\L*D[=XEGA<:=V?N!>HLDPV9#MQ6 M6RICD5 2![NAF*^EJ49EO0V@MX[,T>Z9]-% M[4S+/W2+29T"*=*;C,U/"+.;XU?O74DX"=;-P!#T_"K19!)*H8A\/V_6O'9] M"O6#M=>)@6!\=#$LYV_^7Z$B/J?7.W%O2 M> 0UW(@^!6?FB%_@G1Q?YJA<2-K[DB#QW_A>Q#;2\BX/R)"Y3D$%CT LYB:< MGMT,2T_E]M9')IP=^\E7:LY$J,'E7I)KR1Y\*7]=J%")F$(4HG]8."%.:G4C M'XU*KGL(=/I5NIIGY;52\=I:8AV94+WJ"S28-A9 PEO9-19C&:6DY#%3?:6_ MBDF L 2Y):CX@<&9#A(:%.1HMXB6.H:GAAPY;+E!XB4K^J-B:XGC"84./Z>- MXO#@!&@IQO(IRN_9KRR8'T^./_X$[@6[ZUV,,+8@ MIK#RG.[8]MFU@GV]XP:'3PM\$*[8A= Z%_V1A- LLELEW?,2RGS,#:BHX2.X MZ!PZ&W%M:'!XI9 ^FS4/F$=SZGI@/_FPU(H1FKLX"'[:2Q4/UN$&084C?LU>.0!BZH]8=M6NF\=Z9 M,\1^&!,47H!0Y>,+JD!N8Z/$$EK)@6.72LZJ87DLMM#41D(8W"XP@A9+O(FZ MI')(#8=3IC@\8K&+GBV2ZTZDG[Q(K\W$#QDUXD&N))NI#4/<^6F/&$T2(<>I ML'DTUCAIJVNJPE8"%.R?::OW.N!@2XP_Z/)M>7JBON'&K,JL2X ;GJ/PW-29 M,B:4]0 +T;E;"F_IXDAD+!E9FP>HP![NC\U0=Y;+_ZTV"_B$0HJ &P??E[*P M/&QD$6N:_8'MP_T*]JMG%I1/^Q\/9^=4IRW[M$@$K_M@D[2JE&:^V*V\D;M! MYA/.@1)NP,;E]< M+TF^[[?GE_>:40537/Q]B_]HUV[RV#^)#F71.FKG7A#6 M0H@8;+$FWNR(Z< N,=+E4/A%=+\6!NN?_4KV!X+OQD;6!V6=.] 0VT3&T%2O M<7=9E]AV.Y4#W:Q@*LP9ZP?76KZ53TNP1F3-G"=C&$G W5/T9@?T!_>2J@,& M RQ>H=;C'O+)JY 2T"U1Y=D:/7Q"J:T.X2.2Z94D=*F"RAP9J;13X+=-L7!U M0*Q<",'!4EIABR$$RZ5X-C(L_%QS+@,>1*6P+"Z'523)#=F3^5SWU7N%8"W0 M8\/H^?;^;N\@DF3*5>8N]N]5Z^T$)AATGP0-/!3%=5L*DEN,564YF<*HH. NK'0NDG3;":]@6\)4;T>.P*- MPMW*K^]NW/,_BY#;H^/P-/T!M2\H01]/B-EB@7*F",3ERA^2@XCH2\U\8IW/T,S0Q7 MI8OH%Q^@J%W@;83!L@]J>1N]LRQ\&SC,M7)17XBV8&CZE=+<@.*QU'"^ZJ/: M"==8Q]+$(31*N'T('V+QDSU$B=@&!3'"*,<$FS([CTH'S*9&DVJGQC1 ;2_#:V*!S7% A,0^)W M:M!"IJ)C2FX>O8K(=",B"LRP]#"2WEW*%%8E9+@U%S)9$08-AZWQ21\C'KQ MCXQ"#W.'&12-: J\\H<8?I/3@%?M!$G0K(Y;:C*FS"E7(&<])OHOX&R@!Q%S M;8Q%M7D4RY9JS1/?_HSV4S^N@0XZ>=3=@_Z2!6*6C\#FP.97,"1VK,U(:"]P+GHV+3:V+0.=-B.3:MC MT^K8M);00J&6J0IA+6^Q/@J\QS$.0)=W6%A $>XYIF=6J1.P>M'B$USXDP/T M+87?_8F&8WJ&!20FW %;7]=JDU/'&/(I] _#2[X\;=M;7&PI96N_KN*(&N:- MT066X?0B3 9@XY4NI.:Y(K92ULZ4Z*S=A576?2QM*AWJU8VNTQ)/.VH'.ZKG MO+6YV]L+L(@L;,U5:CC-6_N]O96Z=#C^#R%';7')/&^08K&@KPEC8N!5_L:4-V3KJ!7SSB-SK/ZY*;+4P858?] MKVU]4;].V7#D%4 '+G2B+X@\&KW(L0TRDQ]KE6$O.K0Q=Z8#3BF^8+Q @1BM M=D/$,IP/-E!JD$I4R9K,T!9B7QH^07SR8-+RK V2-Q_:CK_^NY)[--\*@ /M M!MF/\=>-1GOB>6&1K==:SRH3V)))6@9.(NW%6@#;[ZO\[Q3C&[KZG+)H"?*( M+V/;13"<$SUY"@OYBK/1=6'$$04Y MJ9EY[9$C/*VL)&_&D88TK]9'.,#MCH M$?Z\(((49@"2QC'0V(.ZZ1CN[47O05 P+!.W.&@:5\.K!4S-?@WSU" 2'VN9 MJ :7/*Y$:C/O!9:([ICS4K:"=*].2">L$VN/!N&<8IX1 M@>XELN1F80>/4>M1%))]QT8+(PXK>1J%F%<$.,#\T>.9WL'OT_)?]?!,.E3P MA&%>K%PMY_T%20-M$TQB")*'"RXX'*Y%G4L D*$H!B"Q77-RF$BMP=[/"VUZ MV[S.65Y4%8LGC35JPCJ>P0FNJ$9PRE38U*AW6,I@7W5&^&TL)Z-K**#X!JW[ MQ4A(C75L:WN3MLEQ(0.%'<&;LU$$OPL:7W]^0S_J]^%=/6)GG8,. 9W=% 0_ MFN4,:/RP%W;SE )E-\+)HKE^GA0N3$:CTFFDZ)G;%JY>M)E>*F0L8_X )E,\ MJ OK#LK@U[RCG_&"XP74DB\OZ\QG.\?VY*#8./7"T7/1FQ3ZJPMNC^*^Y_P) M,2$XY>CI&-QXM"00:]!B-G.4U#V0OA]'I AU0\Y@=23K-)S;35:_(VIQYWR7 MJ[+(]W7UK-,U>#2_^A/0#QC.JUT=/I 8AJ]4SLY2!N$(]EXOU(*)H,OW*N 4C?,F\JUY8YE MU=Z2>I4YK8\N&J8&I,."BP"XH.IG,@W8\Q@0G55)Q-)MRI?'+.LI-CIA)W2B M">-T%4S'4S^-\5(W_L=GA_\GF4Q_?OWL)\L+4*!_TQ 2<1 ?0$#P"@L:_("# MCR]S(=BDIF ,9UDR(9Z4-G'B YV6U@U#MZQI1E/;J/G40L#=C9=:8,42[YHI M3(LIF-NZ9+&JEAB"MFL:F0"R5;$8A:V6JER_8+VG9"X,4X:.9GD3&B8R)IVS01%?&KJ_$V5F$X27UXB;_])X M3FC;-$3YRBYUMX$6N]?4X'W!I:Z .P48LB#UGU/ V,;UR*D]*_"DBEQ1X!31]1B8(UXM2B'J"V]H6^ XK?UM2_E!MSH.(ZZ+7I M_&8\ROV6W,[A"OBFV\%(/=_9Z>TT(KQ%M-?;><&_G OBEJQH5A<]O5+\*RY@ MV0H;?/GQF,61%$W,\D,2J^CIM00YGS7;1R5*2FUQZ3'+.5Q M=?F#NGY/$PQ1EK!F \-Q>3VS&*)-V-:3X%ZL.WC-LTS7LL6,\*%DA$\V?Z4I M6S^WGF*<@8N-(&'HL'G_MSX@%OW1T +$JU8VW]^+(]%*Q&0LY(5V%_14AG;\ MA)6FNX1B#P8OR1E=NE+B1_6J)KW 47O1/_46@]VEO7#UW#YL1GK*7HC*5#1+ M&\&1&%EU-A#B16).M$,BMKJ/@Y *\^?'WK3PD_8Z;;;P]OI8%VWG5"*=RI_F MHX],=I$6N3:1]3K*=9?'LLOCK=SK.9K'\SUN+IGA2],*3+B#T=6H2BL&*8*GQG(M%2]D'2!_)2?JMB-P,"*=+H$8Q^GOPG*8;(O$)O M]S4=J)M#R64JY#038G4#/<>@QJ3B&+%U/XS&ZAJ=I8/7YAP4-OF4!IVV<"?8 M5_6PL"NBQT\ERIW"I!R?*1 +)?]&DGJW#,BMD:+87-K]]00&+SF,O227B(=) M)R4O.6VJ+#DC'.!#O*&E#2.7'K<@Y_P6[T2$_FCB/AKZ;-Q0&B\0K<7QIAAP M-RZ2[_A;VA&[)5?G2[SH%NZE-5%P]P4@]^FK7+&QY,(]:TOZRO*6CJ4VFF+Z M[DIGJ ::)T.'6);:9!GV0V5IN)7(6R^WQU" MM QGYNKID$Z[71S7D"?G)BE8 9*D93+F,]PO\B^<94?+>)IF])W+"F<86D N:\ ?'7GP3P@W<*#8.487A(2;KQ3JDG>AE_^A;+XIG8L4@13V MV995UDD^S(^?5?KDLGQ^@JT9PANA5K2>?L1+XZU:W,*#W'+BB=Y@(3TMOBS5 M(+3NG;@57!6YF)/6SW@%W(;N]S[CK@4@8R)_P83OKGXRO)1#TLC%7)$TJ792 M2$?T..*49K@(I]Y-Z/V![ &K*RE!0&ZVSB3^-O;&ZQ>0WI%!WZ&YV]#FZ7"(9ASX/H[D7&2?(5#,A1_ MW<9'I)MP@+PIGQP 7,&H?3/+$83#6/NJR,?;IC8A7-M($KC/5Z#YMH16% IH M@LBZ G,.PHC)Z89P&%,0-B^4:6]JZL3BP%9LM:5E67,4H"7$XT?'_8%H:9R\ M3EK@8+;_$]:$$RQ:7BB"X9IS3(E?&$G)+V?1"(V? M&X8/..BC]CA:L9K5P&4'?XHFY_-X883&X@0Q$=A&_%67M9B.TL]"D'RQ:WEA M(H0ILKF;]!&+Z?5?=>\@26-*B!,(AK(H'@I49$AI5;V(O2<_GK!28IQ) M37 MZ'O 4H[2D_2/QQ;45!-JMQ5_:8M@%Q5&&Q5Q"?YD)+_$.*'XDS;5%S'SVBPJ^M!(CZ2 MD@NK\=5F)D&@8&MS 0KH#1$YDE<<,*6]N_H->09ME^%Z8-5OW?# *]=/N=(G MANB:T_G]NPAYB@;OLU]/,-=QXLC-O+:-@IJU-,8GJ"9MXOZM'46H\[)5'; Y%2@4:!$?V8KU/SCY:6B#WT8]T MLOJP@!&T1(A@(*@1H)C=@KT1S/O;QMV/1#D^MHP8#=3X(7U'U8]S]IO7$%*8 M+EKYF.&--X)!X4Q8((W!1Q; M, "P#TNL]A4H .K>.VXV_:0!55 _> M!DL%)N8L'D\#)K_7V]Y[@;_;Z^UMOL#H$?Q2'C9WSRQ],IL^N"ST]E.TZH;: MCDH[D8@I*HO1]OI@N.#7Z:ZND1Z-RDK8C+'/H1AHI<-I@,P;QHZ!L<2Y43!% M0*U+QTW]178"HE;0V$I+:S*R_=!T!1>=(ZOBW#=D(?AK?;B9I<"!J]#85A%F M'*\: M69=I$@:7&8C8M[L@@K"W-A'FZ <7OYCWU3M(AKK6,T]#GA9;.[P\7*[(MKX> M>*L@+&-)R^KZ)[U1C^<(?7P:I+2P30JY3+$_%@P!H13\Y^&H_!:VXIV(06D$ MEU2S+\2?C=)2JA 1*DUQEKZI+C'M1SY(BF@03,_#F=!W\\X%^8^!.%X:XAAB M1WB:EZE\$K_(CCICT$JM=:32P84KCK 0?%1^F6W(XB_NH!.^&8P:<_]!WHQX MH1$4'8ZQ?9XT.+SJG2E3(OJ \X"5R(1T@JN^)BRYOS&4=FX<-;Z,YQ>; M'(F40DSAFBS9MY56RM9?H7\_=H\LF;Z-/[_1N!P&207&0CU]BKJ1Q'R<3VT" M7=H6\D: WKHPTE\PUOK. RR,_Y70PEX:G>1K\F3[$4? MZ#74*?"F@IJNGEYB"2A.FD*H$Y/09GKS MN=S]PM8UV9-$I>]SIPGU99G'#<6O_0.YD$WC90VJ6%DE5:D6C4&R,:?6B4(W60%H-Z8L%\8EIY0+/">.T4R*8B M,AB7/>>!S'2%3+#>TAF&7AM+Z%AQ29*?C''P9@2_09?14 M%,DAN]V1[.F+)W:_1$+I3Q)PA:#^E1#AT86U@CWE"Q*#"2&G5UI43 M0Z-2:V!-&6D)3$AI+I3-9?GH76GSV;3NTP0W&13-/A>.9N3B\]OS]&3.RF*' MA.Y$.0R5SS46 J+:(_[1[QRCT]LR3(*.TJ]FN%%XM!;X;5L[5O*U1++ _3T6 M&WM_N*P>]0"7VU[[3?L:7\DR(^TA+6!0*5[XT1"3)7!!Y)EDUS)0A>2K* M+QHDR=<>)D["CK@+$\@M S< SD%WW5;UQ"YAUI+V*:M\\ 5QCO![Z>$L\UU4 M12J<7_BT =Q<-:(,#:5L%.'5Y["Z M[?-ZI/D,Z^IY'3GZ6)1&7& 4Q$5UEAK? M)@GKO?E9S!"X\$0O"R#$E.7S2@-BGZ^+ZR^(]%43_%==J'<"C&3KT.>L]2)5 MDYRHM<[ 5!Z<9^F_M<0/<[MP#U-D0RPCC9EQNPVI[,#@'8 T X >@5\X3 +7,QFR-7= ME8)G.BN22/%C(/ZV+LDZX MF,9*B.1^QC-?%M_ _Q^FB&P8T/W])LDR^J=1F*H52XDZ<'%-0-KCO;Y@[L*6 M!QS(7T#%B:1[9("%J.>T8 '0Z?LH!@K4P!:F[F PA(/:G]@:(?=5BN+ VJ!= M2O.WX;X^T>.:*9B\S .47 HH)40.>UZQS:3CEN XND*"2 W)=_"[S4!3%;)L MYE>('.6>!@&5TD*C_BE&,=I 0:U,18'@";>6\#@S6O(0H_F7U)M7]'<(L8AM M8'KH1E5Y(/F10%K3/\+A?+(M*P@IQJ45Q$UI3<_W.;4Q344K8V1"Q[5\Q!C9 MAS<@G[XQ, >; [\1 3Q6()L+HW3I[!_B&5>9\Y@Y)8P'^B:]T&9#@0PK_4.S MA^1#XT'OB2;NX\*4/?4UQR#;8DJ^UC:T?HO<.4WA5CD&540UJB7)+-P;,'OZ M]00S#0;3\9D9I=1.9Y9U]JT%E_,3'?DKM 21I:PNR2 MFX.7I9);O._F $)B35H9)!8CZJU<23K$P\RCOA3N:Z=!?$Y9*F1(<^TIUJ*R M<;;6L YU%C5V!)W3KV<":E&^GUP)FO58\")J+[%2R ,I 'KAM8-0_LX2><(M MCP<5F3AV"Y\UH#"*E0MX# O/(/0Z+)JJXJ!?\&S4Z/#5,K6E7PF!#]*1=)7$ M9U$.-ZF\7.4(E#Q3D)+F)<)B*L_.E-D?T:$7UUPI!HD(=B]=J%QV.!9 U')I:M9FF*&U4=+MAJNF@X82.P'7?=R@83''H@_7B3N3\ZM M_WQN OU,#2R)J14^75#I'%V&)0=%9,.0I4>Q^42R1Q0U:GC)AZQE-S2X>81. M46>>_>]*G3Y)8^/U)+5GKN^*]J"-M2[XI&6M<9.7EUBR1KS<^WEC8'I5I M44!L\K ).!>4*M@S"XP._W#7U7DN24RZ,.VB(*\CJ&3%'S:IL_C&*>LIKFRI M>L+@M320M(1GICI77K(NN? H<[<&P'Z:E[P[K@\L)YAUZ9L,'0[$ZR-Q\>[GG?#,'&5L MP1[*%PGU#(==/].B28]4&@Y]5DJY[Y/QZ_&@^G([6NGX<1D1F]>U/8V#(NV3 MU22X>,K[2S\'R7[]IO2;&WH,X'DN9191=FQK4>9J_B""QL6\!_F\5NOXN$:/"K-+9P;\*Q;F\'& MQ_&!)69W8ENYG7A?\VP">AOB0?0_D+B/V(QL^*9<_HV,>P0:T]'C!?GXL*C M5Z,!6(V1T:2)[0S=MDJKDVB8XRM;]EJIN*=0P65:SIO1="P%\-ZH)@B[>BF_ M07\6M13L$0]<<*U9'L2$@N9V(-QH!8Z"!YN,&5-[SCV*PW(4ZOED>[]X@6BO M0MM*G]:04QD6ECH0F2]?]8PJ8)GDKDQ:5F_%W=VA?&^A*^4SR!8I? M18'[:=T?4^31SFZ4%A,]0;;?-DF!][(L &'O',($P^A%GMB:G_/\$CTMT9>K M@C8"F4('D<>WT(U ;+G!B,R4DB.PJLS[QVMXB1L5V )*[4LWJK#':=>3MQ\_8\NW M./H-?9%3S$N!#7$HU(T \.(,CCYA1)0G%+'.K+/Q]*(#C76E96LN MK2XFQ\7\157VQ04&M>LYX_+Q;#!<>*T'F]^B*"')'T35 OX"\J M01\7X+:7OI=-<5;FRG2,T.P85136C!<-BQ^2VE"._HW2,4:]RRG8W,BL8#/@ M;"&4GG!BX?AGM"7K8F:MUH]H(YD&;+"@;3SV(@0?3'69%U^L5X56OQ([7;6Z MR!X,4R[/.7LU1(^"UDN:D@K^Z:'AB/N@; M#_F<9BKVN,07:6Y=IM&2:5C:VD4#>;F,H1$N6[[C4#50VH%E:N8*ONH=$('T< LY2#/OX@$@L2G4#U7U(&(9S'C!&P M=K9UN\!"R/QW\,)'3R=DY!VR"3;-3KA>VXM9V$2MKWSA#/31&5RN4!V#1K-< M'XT*U(:8RV+'AMTCADP,1/_433([=9FN@YE?2L"P+-,%]NUE13J1!>A[366M M9C+A-8ZIJ22;J04C=Q#_74. 9A@$I'CQV-'&%7=U& N>4IJQQ+Z=LB>0D(37 M*)QO3ZXK1:"0N'8S%Y5".5F/=MLC-?3+,1Q_H>/E>Y)FFNROM2V\Y0^N!KL7 M!2=9$L';5CF%-RKW*.%65]7/%@V1IE^?NK$Y.Z^D9U(3H ?[0)5>6 C!BBQ. MHGHP83]CR)FO-JYZ3Z51\,V,,ZW(LQC'X#',Z"1Q&L-4M%H0ET=F@O*:R>XS'"%**#*RT/& M#W6TY)8AEU1F2S6CR1@T;Z8955ERN>RI\S+A0!+L.X.^:ZUEX,TB\)FI;*MF M->+:7M_%O[W G!*F5'85J(3UTET15-YKM1?/(O&^Y[W&D[GWCU3%MAV-@A&_ MU&&'/:U23,Y;$,K/>-+4*?%$DBR0+\9%A0.&U;Q0XM4YLM4)HR@<'5Z=R06" MA5DMR1RA/NGN.=[UA#A2O9UL+%G7L&V1KV NYE.Y M.)EJL3UQ4#N;X3N@RN9&ZO T6JF?;4FR#2('?6,&@M5J24Y[_2E*!DZ!6U6E MY2BQM[BT4!5H:Y5\;:2IDZ\,]"KM1P8[05 79/[=9H:D$2F[A+(CYQ<*TU0&P!>S)F,[.S,FYT11HW$'C+ M-D\R/L*[T/BCE>/PX8*.=O7YPG>HW0J9KY;TLH=H0P-WQ/?*O=17'JG,'SJ9 M/];5U]PP]:02OHGOJI[R\>A_-L?_G&-?09X9"UOIY\-9PTQW$*P^448C3Q.B M@7K1)VFTXA.Z,ST+?<7+'1-%)!R4RN;VI..*Z@.K.-W5PCA9$ \I4G9HX$9" M]*G9]1_]D$8#+K^ P-_"2I?OM!=A$WOLCXQNI].*;SD/^P3?)T8+O]D.T9E3 M_.\,N\4RK %-+8^&)10I9]^)X@W(>J@E@:N<"DN"B-1(R)W"1TG8QP.PX?29 MMJ21]&4;%*X_1/#3S4C)77+_B7C X8'#1##FRB7H61CW?!Q[BL!M69CV23P9 M2V289[C:GXAZ9? MA;B2YCD MA.'V?6XZS(N* ^FL\BP6I$..;P': ?2Y(XG+;9$FLZZ5J2O=17)ZJ3YN](I M62$;??8.G>H=(4&TAZ^QQ]+)VNN37+4M-?N]^3@_(R0\QOHKCFT-BMQ67Y#T M..(URQ9^07%["G;;_LIN(X-23JJ3IC[6W*B%Z?JDK 6C MHT&O-A= I40Q;@P6R05N7E+.)O"&J+3E:=3R6Q-S2A5OFZ -0ZUN^Y#2!>)E M)I3HCA9/>IOX,AD\LIZ.BAPO_\HO>A'1=S-DA8SK5TE9BRDP&&-]&"[I"4P M+?VA@@HBW22C42N!9,%9R7#G5].T/]H/50_-2P%FQ?9Y=*XH@49.*I?TV/&Y M.%+>HS1@W7K\9&2KZ]S'U"Q=2:P'@P(KF\^*9,CM1USA+1?ER#D_)PY'PVDA MC*B/9]XR/YFKQ>,PU;O"H]UQQ]EUO0VT'RL_%0O_DIB_5$(_T;:63) N=H-: M8?H$!ZMZ\40;]?)@-][KWIXE II\>KI2UN];4-Q2G#'?+M6O8?--*:0G^14ZP;EG8$+X*V8YD=% R.TQ-O#D,AI_ M-MH38VLX ;P7[54909)3TYJBHM'ME%4FQW5J\9M^\!+'S"Q9 NT-P7[EFW!B MA5.;,(L>S;MCTX?Q4] %Q[&!F^LWID5J!6@]@ PINU[I, M)+T7<1W$G*CWP\7C6EA;EM'DX9Q[1R:I]++VB^9!:3H5;UH8ER^<+^YHM#-C MRQG_D[HV8H2RJ2LT-,.N)PD_=1GLUFO#U:,H5<$G:5%W@)7>"NTA4TR\X)TK M"27[KM1& @+57;AGI!'L8T-<<%M/ &XJQ7W;EKZW:S=VG3[K05%UVM(*8?F+ M-.6K47_2J!GVXU#N@9K6GT.6W.D])4C=#J5\$Y3R=H=2[E#*3QBE_(W5XV70 M^6[61_7'K1AC])"+8?0)"7$D:OH9^3O)O7FRA>3S>0R%$!6TG"UY3;R--&%H M%_!II@]L.]$)88_%[1$SJ*Q'@@@E\YE+QC@80S2R5$8W0!G=2*H*%&Z/>K75 MF1)G2$67X]@H9R7G<6#'P+AUU$KL]G#U9 .L&4L3@%HI1/0AKAD3V8$"0Y8H M"XQ^GDZ%W4+;X(W-4 N&+]*BXO *MG:1-K_M:%$V=CU;K$ [R6^4:GO/?4-TMDK111LQ#CI=>NYQ+ MS+M_,5HPCQ$YNYE<3#XTR45>, G2$&D08<@)59KY6)SH,BE@LE7LWDL0WFVS MP08THPJ^(N^I$U-[[J(>XYJ+I=@'7V)PCLH:K$?VRO[#J"K:8%B?&AO-V$%@ M=VJ*&]J2#!!H0=%C2V\.,7J2U]8!UO7WI?H]AD)GQD*8+$9,VCHCM9/&A?E! M_S+Y%(%;_V$1$UY)"WC_897=%,D0*QUE@R*M@714I._/"]S/^.K-=\M"):., M?J H;%$[3 JLV*C.7-?KAD,A[J?_FU'X>@R\J:D&D>\<.<9.PF4[.V[U8^8 I,%!%&@:W.19^T6O []%$ M7]BN$D(Y@9LG5;)YX=%A#[!6V6T=P> <1X7&&]@%JJ5B8+[REB/ MR5;R^$=8RSLV&R(*9.QB+<:)T[<,X7/MWGT>$RJ&\*<^\IN(:V"'V.*\)U+. MPS5=FSM#EM"'WDIK[QFDL\1N\>ZWT!!I%%?IPF'TT>EUPA%ZUYI;:*N _>HK MKKN33_)BEW-*8MX>D'B?RUY6.+2_9K'68&&^N7;%\EQ.S_M%GY>YTF*Z+2B= M^)AR;C_T1I-L:$,*]<+!Z."<62&,;-)1I$D5X7U,E!CF=P(]%OMI+DD(>_>Q M,A/&>"S%8M"'.*.;Y<4+\6+PF(T("EDXV;$'3[],;^W?_S9X5PX*6.B,(.:6 M7,(2=NL=3DX>$ M#PTB>,<./NQ9J$_/W0XK4&WA[9(:5.]Z00@ L0;[5:L:M)EMK0^NLZD"PI; M@!H4I3)?-U%QLP?$_;9A-\D58A>!T4LS6Y&JR3,BZ!X6[-IP^[%9-,P;:8-+ M3M:0_;^H*K-!GCO/G4M:Q/DR7HB'[(8-MAL$#$U]VG2I;9F+^QB\Z1!S7 .X M9\B*ITD.MHQ!U,3I(K7W @?RZ%%!L2Y M&W3^IF6.TTOC.:!\Z^O+SQIS]UB])G&SVM>3)I$ H7-SG/F!.>7H1B5-%=OD ME_=4[&Z$M%1"5:ZOHK9.WF)W>>YT@\2K-0O7I +'?-F)F8X3;2M-E0 M4N?< M/T0XPA7GNW^$O>.@#=_1B(I"!)2D9+U FNX+/^JKU*)*\Z/_BV^JNH MP3"DPN*GBL:<>79!I M);W*K%82JG%.4LKP(8N#Q8!D[Y>^7;3^KW\&^>QF$ -#GM5L:J0)+#LY31R5 M\\@:MXOE-$"/#@U099C*++""RL3Q!.)(,D"+ N2E;#$5YO0AZ6 Q\)JJ6 ZV MKY)=9UYKT<7!;8)+:OU,!*GZNEN)G/GF)!3E;&Y*&I<(PLV^IFOGPU9>#;_R MT._&SA%N454VEK5 )FTKXLRLAQ5B?+E&K&!G/ M"&;&."GL?9MPS 0!*S5MOYCJ0MZG%@A^-Z\5Z1R&!;V6)S86R)S:)(H>A1Q% M) >!WX*]]D(KIWGDU/=M"^EXUCM[_^I6A=K?>0#")BQ!0XXA+?=EO 4-(D]C M<^;[)PTZ _>6=]H&$(NK^SGVV\9:NQ1KY5'%$\>B$.9M"4)6SN)4 6F^V(Q;7E9N+9*QR3_$D MSQ3V]IT8@)Z>_T1 7PQ<>9W#2T*$BV[S0G V="F\E3,NLYA(JL6CO&P&7SS" MFH!5*,P4!-A^)OY<%,MQ5*V4E*%,E^L-[+4?"+_I49=Z!9WP=4< M?G>!U,PN)J8IBW!"7DP%0>L+8DC2]NZAO()8I&*;(L5\B9ATM1+6'E.J!^.7T-$QD7(<>TV:@YM MW)Q08P:B[Y5102M>=;#,ZQ_G"+%=U[LP\6/+G/G "3$WM.+;:D-VUB[J^0CTA@&,X$:UR$ M)]Z=I_-Z@B54R.9%;'J!BQ;P\_E[89=84,4W$ ZBGZ9(9[L0:B2+S$YL $"0 M8CSU@A,:8\&?_P7M,&)M,G1/[MT&[0##BP##.QU@N ,,=X#A6P$,XSWYFY

:B@-3F+[AUMM(KJ#=-"TV0Q95\A:*2?%[2V&8+Y-F=^P) M45#3FG99/>ECGG#D#<,/EF#4ERR_)-0O?":VF16)#:>"E)!D%6:YFG/@BFL+ M2M.F5I(C8KY#AQ/^[-(O7*,^*.JTDF:4\K:6C %Y5*7XG0*_7\!]D^Q7515I MOZY,&82.D:0"D9."2I%^,H8H&?(1=A<$/_VL.I^QO:R=DOD$<""SD6T"T\QP M0XBF20\S2 9*T$.>E5M@9UK&<[TK%4*!J.#A!.X,FB98A+$4]3FFV,%Y1I'W M\$#2; 0-+E6+E)3%]?!1J@W[UF6J,/_L>@9SPE&7XCPIN63>!R9I/VM,C")7 MG%48=BH>W'1$"L%\!8$0ZL.PO?;1>6I&T;'^72B\81K_W8._@9T:_0\2R%E< MD+BM@F'5 ])(HM_"*SBPCO@(&@IVKL/E>3[AX\4H5Y,44C(N-:N1!;6W5TNZ MU(;(,+7@JX7A $1NF#)/"!-=CI.! /KM9!YW8/AMYOQ=5Y'I"3+G ;BJLWDB MD0*@R5+<@*>WY M=F^LD0U' "00&XJ#LK0/?17 -$K(KBGKIV85 XL31X\@_ SR1<;W2JS'DCYJ MI%:A#:'X=NSW!1JK3_1)Y M>5_._Y'H8""%$W+*,J6T-@[UJ5%WF?)R#UT9/;SW"@UY:',NTX']@2Y9856,QP)](L?&ZH,V#?OZU$ MG-UP0;,0I6RD<75J_C6#_DTE1"K^.8FULR7*16 6C]*27! _.V?;0'.@&"45 M:=@N4J3CB@C5F$X3)1\^K*+7<&^2&[IC>:*>;^UN]7:55,D:W7K2J#>\OXI/ M1KK$$B8 *683K&YA3E(\?F$U8HF99FG@S+XSB,14LA2$1,HNTB+/N$V!3213 M$P]*U5"N]$>_(\7VIG2D.#[]/?C]EOS^)S^S,H_C'?.=2@P[1.+LFN(PUH S MR=D"!$\K."D$[CP] _UCN#!$>(2: I/>8B9X6%NEE!FFU"L6EQ[C)%+;1SM& M=4L_RG:_/GXK&_P3;@9WJA!,Y@AU?'E.C$^C0 0;7KA:E(2SJ$)X+QA@22:L MYF6S"HIML-++NV%JZ4GR!E(*;T7O 6REAN>WW)H]4* M%LPHJ6"^B(7.25I8>3W'/7^$ZN'SBFWP 7.UL]-39PX]Z(^E#6);ZE6E4EE, M.VO1*8MZ77@3<_Z#?\PM'A"-']=D=T@+H5R57B()[5'-!XY>Y]R&1U[Q&J,R[^3K05KJ(V0\F>J^/R,>VY MS0W#Y,9?$$Y19HK/*:L";452:-Y&ITSMVY8KJE1<+Q[^<8D ME \>$-P#VZ%9 ZH)W[9,!*M-[+&J(*-NW#:OCV@HT '&MKEVX*C''?KY?&6' MI:4=T*@Y1EGWB:^,Q)\HA^&#+(1IZ>?N7&$JU5$PS?E@;EZ.2"4$K D"&;? M7#*$:125ACZQX=>1 2VDUSA'=\5)*7F[.^A>T@:9:')IV43RX*\M/M(RF;+M M+OQ\'A1$[VVD7:><"EM=?HM$832^,,I^H@,[KKNY;0B6Q-^SELAX^&6L': + M:S+!2AY2UA1-0A(7W4+Y$!;/5:)><8^)B)B)GJOQ+&YS[P>2P3XK-[8>9VY\A?+"0Q?KZU?=#;X6.O'A/%:=3Y,^*4>9R6 M^GKSPO_@KE2']%F$]-GMD#X=TN<)(WW6!4"=1.GP'\^2K?Y??Z".I:98?\$U M,QK]A9<2[L^S"*P=''NK'[D/1?2AR'U(Q X>"_M)'9RV?NM%0J%S#2"3-\0I M#7$D0]PEK>&]KSW2.M_^]73_(N3O*VM0U:TD7RP'1R 'JPM P'09;+K\^/#. MX3(-N.A2M#I5!EVL>%0AA(X(8O)-Z9HU,>^@6K2MS(HVI.*5W@0,;&RVF4:* M.PAU(?9#F1$;I'!Q2[FMEP:V#;8E*,%ERF" 7BH4KUE6Z!XC0PF]C$"QXFB2 M]S'0;VF_LJ ;JZ4CK+GW'B(G+C/_Y5M6J5&+J6LG53:.XB>8+#@?%J 3M[$' M>&D"+"/+&4SCV ZI0LQ(=3!5G2;X*A0)8XXFCUU+"@82:NQ2<0[1(#T3TS8Q M^X=E8*SR7 FZ'"R,@T9ESNY6EE3"#S%'KIDX4W^C23-1N+"2MB^)4,QC]E?J MTOYY?N\1CK3![1LKS% ZUOO2^"^/'E)=E+7I1:?&:+/".7#K6V\C+2(/1[>( MU[=>5; V^RM=RVD4-WRJS;H+*L+U(D35Q3]M'2YH$TBOX*4N?2ZLIZ2FFO3Y M&O3.<;="3D-/^6"QHM"D*EPLJ/>QU1SX24SEX-,PW,FO'E03\Z\J)LCP3NK? M[WD;..7(WL@_GFT^B]"LGZ*(9&?VWW"-#?3?@4-(#LLUKF=U"ROLVZ=F2K_9>O>"E7G]O""=V7 M[+_5%G4LN^V:Z1-7;7'9F*-[*A?6@J)B<;2[(=3/Y3+G%@M^+,#'9I_)207\ MC'+9B>C3%-%C%;@6$76L\>!M2;7UD13'2UUQ2GPM4VSH)SWY/,HA#]A-K4%< MZ3?#XEV7CT(4ONU9U:QZM^:;)111HLUYGE!F -3^>BD::1>O.Q'=])K[5 M(0W4\3B9B3-A*5LI(YU7W(V-.V<20]:%%CTSUHZH9M"@,?K53JZ^:[FZ-UU+ M;B$I6O+-#2>TA,^!?2;.4RC?.?MK/OG#!'S5"KG"*-RKI@%Z8""V!@$K6$9= M,*JM+J="AJ_PX$Y2.TE=05*/Y89BX M@Q_&U ZS$\I.*%<0RG>&> 2Y3#*'J[S)<^%8V3U>!PX9<%G/0JE4$Z"3Q$X2 M5Y!$OTPL"2@P6SCRR+GWKW -:,7B]'@L-NTQ+8KK4^7,7$R]$]A.8%<0V$_< MT)300;5QZ,I6I/Q2SM1&6B8M%NI4BXWO9+23T56\(R0'9;&R\K?LPD9\64(E M@)A#4S9N;>6!;2.,A)ZHI0?E$OQ0T2R(.;GL7$BL;XO5743ITB1?N'V%%ENV M=BGY&?_9B7XG^BNY6QH/5?E=[$ 58GB,M!M*0)?2!M#\#8E]>S<1Q2>0G\2< M]]*\#(&\B=XG*6S322T2:=I[K FT!SE^58+@QNMPO7*,W3+%\$0X"UW.,:8X MCA120.>SDOY1)B-S5E,="3+UH8.NW5>"SHW"$&+;-BD\VS7*Q SN7)/.*[+8 M][5_ZR1+;PA"#:-L5/F&-*.7C+?<(ZD97AD:H?"*% \)1SBC[J4V73)D"?]FXI MUC*,_3:!%*VW=*NN3"],T,?.WK27== CA^O<&G6>05'5]=Z/^M!.I@4BT>@@ M,)F4ZS(1.3)PKIX&$TC8T@1WQD4ALAUSN]&\$[MS- _U\'&1"XVP14%YW,M/EA0HX>618W!TX2QBZ> A-3*V\&>)'F#3TL:Y%DX$]'9:$ET84T6' MKTITSNSB2=W7@IX2/N,Y721ZM;$1Y4^L<"UQI+J(^Y'0J7./X3/%FU"8B]1< M"G_0E. !)3=9:%$%8GW%VBS+GRRJ@IG?>W1IZ.2GF/AU(7 M3/\2]!Q1%C>:U#C),DLS,^.L-/PO433WDS*EQM]C/OOP4ISUSK.@B5S1;,&Y M>)7#,E.)62EDU5Z%V>JJS28SK[A4%KD^6L7O:/-C MR5K%CHF$"_VT=31]?6ZPM0=[E6:8=[^EW6VFED+(2[.TE(*_EU]2>@$)4NN4 MBFGY5(Q)*8+BVMJ6#XX+P!'D:^&QY $V('S)"?(.T;^3A&QR94NA)7$[T@9XO7)\)HXV$K:?3 M@ML^TZND)<](:X _(\H?7MG_K-Y_1$ DI14?!(KKA90 M.,ZEKF'XKV1 3@@[O%LO-_?0ARTQ&'.2)T.1"_M%-U.6L56F12U=A-I"[)RR M[M/W=4?=B<)J]>V=71"FP3F]P2'<*+4)PCWAG'WQI:*%9Q]RV*6]: /4J>'V MT/B@8_#VIVSM?3 \C7?$2O),[U[\'MUC6-B=2_^(Z(UUB#7OL7<+A3L ;Y]D>J@M=)E6AE1'M]@RQN<"@#[?\D[LN=O]XAZP/> MF@-C2.N&U^9.1!^(@@_,WYX[<[=GRXI>ZSZ=&_8)7JL-K@[I6S]$OP LZ!3# M42-J;F5&8-QC$4KJJN:8SL-27X*=Z?$.#N!P[>ET=2#-,Y-_:"5O6-(G M\&DBX&/S!WSWU@]X^^#^*5_] M6>4:U<_>P?Y^0% W7&_I %WO.V7^$/*+COCC)L0?>SIL1_S1$7^L/_%'J[F+ M4Z&IBJ^XPOQN7^.X"^U34E1_O7UK;R[\=X3_#JZH3X$T'X7^#0_G5BSBB5[I.9T(V]%_&GR.T-/C5_N^_=A,RD]?%@DATQ MX=!$;?E2IF9#8[](D"5 C.R/GX^B3Z"X,:B2J3#1F(R_F$WZ M^5C]\],WK]_U/O[64Z>;(H+XI<%YM,V1P-UY2C3*7GQ-T=H?SZ*E@8[M@RW> MF?)\=19B!L";-13[A T MI+A>P4L[8DR*X.$JQ5MZ<.JW>_-K5A?_U\H#J)+.4Z9& M<=H7_K7M"W].F36P4Q#5].\:[A2#1##$OA<0&!(GC$]@R)'H/7)[M?F1/*#D MYB3!0Y"N#T5 \ER4/L7DG5%J1ARVD1&45-#\M%EDW?SL&U#^/DF'#6C*)4%3 MF(Z&B3$3KY.8=+$(ZIHEF.PS_\:+VH@L=K/AG"=?:84P;ZB_8UY*9(:) M]=(G6#SC'GX1['663]*!UWFD%WWP>D-;*ILS;'?+\88D6"***_0-KPXEJQ-, M2(_H%[$+._2-;4F">5Z<$A/08DL/X7LD9*-LLOZ.R1A#6D\\PXX#B!+.,2\_ M912GC8\'O)4:BI7LL])"@H2,I"6;S^C9787MJ;BEI@0NIM@<% (?C=(QUZKH M]XJR+3C\,8O^N\Y,A!FM>8+/),ORFCJI']K6^Z\>-'%Y5.M!JHMD;L.IH_! M^9Y+5/%[8_B\9;XA(W!"I$WFZS05[/I0,]1TUN@/1D^#_XJLMY#*=H)7,35. M<9Q2_$X,@FB9@_#"8\$P-I49QM0F18XPL7P/&2,H"@*QC9PU(O(Q;*XB&3ZG M#.>Z'FD3Q9)1+CH+9V;$K33!U& GTPY EHP^)_ *MF,DV(%M#N)WF])&0T.# MV7T?!<4K,/)?M M4[$WOI7P2 (?<%E2/* ],K8\NG2-* 2]34H-$%%S?EU4"N%-ZY\FPWNP[_*?GWZ.&B4'L")5E4]F M7R-*(-)<-^,(__>GFQ5!7#F/JZ\K\LX_D6U@O=,%I1NW%VYJKUZ!+<1KZQ_/ MMJX.;][&XLS'>-=OJ]H68&[[/N=H]7ZPIO$I>XTGQ@$6X'+\)/43GZBA$=RW MA_;.%USI?0E )$K(7^BK:IKN3?BV.^&[EO =$BN 1E"+,@G=%1 G; ,=@+5 M"=2U!>I] AY!/9G79Y_1M'\/IO+_@EW[F_'UV[H)FE?<1R;, NZR6.K11J2_"8SW!=NJANF+VSM'5V@-'7'[12C-E!:^R]/\ M[->M>/]@]_X6HFT**RW-_6_&';_U\_63A>WM7B<+:S+B VS_P4Z\O7VP9OM_ MO3OOP7WTA[OS/B#0/;ST[*]V-KM;+[SU=K?73,[78RN>X)VWV7NYU\G"6HSX M,'?>YL'^FNU_Y^>M>.?9G(R[\]K3-)VHPYVW%;_:W%PS45^/W7B2U]Y!)POK M,>(#;/_+K7CK.[_VGK"K1YFY[EYKS4?L3+]&PQR+?<.$A'ZNRJ=+DA9;._'+ M[?L\%\W(_PZ6KEQ76=[3'M_3,'_AC0DW&[/ZC@%B MUP"A"NX4T92[74VSCB9K7;E@Q!.-RHJAS>8(HO8; -1F'@>WU$18[@ MYVQP5;GI_:",OWV41@W5_E\G!AFNS#"LFMKO1>X/\X52^]?J]OO_ZJ/^OX>K M7UI>S]?5\BZJY=W_[FMY_4%NJ71WOCPX0.[+B*]>]5[!>[77^3[RJMYKKO"S M6[_,KX((K;A)>@Y.CX_^.'G[^7^C-\>OCT\.WT5''T\^?3PY_/SVXX?H\,/K MZ/2/WT[?OGY[>/+V^/1I+N M=LJCK?HN:L:_I5I\3NG>!/RFUMD\^LV_Y%_^]?[U87B_OXS>O_X_R63Z\V'; M]?[28SF!9]VH*/H.A&)EZ^&N=GT]2L ^H^$Z#-'Y"5(#]>P&9&O/F'KNG$I.J9HRH>))6(5_":.MI7,NKS]Q+8JU9+(A M0WKH%Q%?[= N8\C[]GC@HH?W% ME@I4S>VT'/,VH\J8Y7)LA%D2F1R)H=BR&F#-,=82PLB-66(=9SVEPLX\@_'/ MB#PDF+IH0SB(8_,UE8I'^GK!BZTCP+&MF*226A,SN2I8"4@:/@*%J\QP[G3S MOJ2T*N#]G)V[QMGPUV5G/-=P*^>8J'I)XZNC'FWD*2[P-83;AI)06LO';^+*#DKC/S+[V"+ MM=S!E!I,STAAQ[7DWCMKU?JHYHM'EH"X^+*SG%;!68S>5C+A=EX45!5J:\N5 M]YS>+"1_=6VA<#":,UQC*#Y84RLM6UCH$O:%_.8.PM:] MJ5(3NE>-L3SVG-X.%A=C7"PG"JQ]V M4NL)3ECRS179R+,":XLT\G38D"42_NS(%-M;D-@R=*8]\,*-:;:B[2'2HU'% M0&'^[C$VC,>.[]&J +\;"K59H193C=/ E E54 KM&8B!7M37G!8I%DF/4;J' MI'PN; 'Z_%*2@KQ;=J<')!=%.NE!.@W6W=,F>'L2XS^MJYGF)?(:6.M3>3JF M5!#)$LEDSQ5?)%E93X1F >O133$(MGB4/H" M5$*?\6V,HL0SPHIZNM@WP@&([F<"XI7J'X;X3JB#X^;K>_.(_9?G$?38>9=& MV,)%NEVYF1$7@7M-N Z16Z1TMXTW-MC&_P*G0H@4W%N+S8P,4" JSH0@%TC, MAM+Q9=-3D[(&W8VG2-A8\.]X1MV=C=)BKV>X;$[?O/UPNA9*^X[.$ZXHW'.9 MJ?0V9"(87^N@@U>Q6XD,+Q'>E5$Y18?)(^*F!D7I2'(P8 Q4ET:LOT0*1FT]RY4?H(&INY9<-_!6;P& ]EIC' O$B1IVO2.-&-./@_ERI ML&?,+QG;2FISR,K+QW@+>N$QMSPH]F/R('+U1^/:D$G;GX7#E;&N#5B[8,+R MT:+E'AJ0H&%(GHR]OL>D3+,\VVC,B#4EWV_PQMC0"'NF4"L8/(W^5:T4('#I MRN*N!^W/K7BP1V@\8KSE<$#\:[@:QW"TT!HHU\6OO0-5\2?J2H-NTHKA*G17 M!\AOE]BFQ[\?'GZBCDG#G*UVUZM/&^X974J.E)5P&T^%18N(RG3U$[?ZWE?0 M!3W/2_\Q3&W$+.3DXSHY13=V3%1%,,,"Z?OQGF#Z;S35Z0=]4G29<),*N:"D M,: 8EO93;!T22Q(R]( =@&1A7Y#J"-L3# 9XT:,QPC8J60;T$W$CUYE:[<_9T\O"@&2H=(6 231)V<1O3$A^]./\J3X M#?PFAO32U#M57XG:0/3))/)_C5.:)F7%3=-2NDH\Q\%)A%V2OAFGYL*$RVX\ MVL=!6@SJ"88]R>@A9B?8LXMD7/.>F4!DN+.3>JW2VNE/$53+A9=?*8ZN%5P- M2\JTB=1A2>*N+6QYCU1YX$7FGSQON6QOK(8?R*VR2ECA/HLV-?'8FFO-<4VW MCH7B)M'B^-DZ1V?O:--T-^2(L3%$ 3'2ZFCY#PH#TJT-=+A%-T83V\Z&4$KZ MW5;YD1-D*/,EY%_U\$RX'!=>"5;K\<5D0W(KB<2U[JC* ME;P1MB_D/@XJ5M(VW*CQ!%1K5M/V7"[GC(+6M7CHW?1Q( M03:V MM/L>-E?3C> Z7&%D*%QP3J4-D+87]1Q8#O!:3(#*'T3N/^Q"B*DSG%FL>JT0 M&FK[KH'0:E#4JD'[,>DT11J42071.Z UR5VSE38RU7R,(V* !"]'6%N-8438 MT!B$P."6X_8RB:AP!L;L55BOC:+2N88"\$U;>5'?@U8ZAYV0FW@^: M@]>A7*>9:]P(KR_FF/7YL.FRQT];EZ)G^NC1"-OA.,A@QC:F32-J4S+B:&0! MPXL@';6]B9H[WF%1B\>W8$7 WM0%F3)#HE@N-:0I1TK2@0--&+(45E%CZ'97R5?X&QPW MAG51[!!LF,3O9*L&_PQV,:;&2D5!\J%/\ ,4JJ^-] ND!ITE*2@07LPX6N^# MPLVDPA?B$;PQ"@/'1^-WWN\E5- #P7)OQR8WTZ:6SA1(/+2)N&0!B[@\&YXS M18)R>^'C*R:7JFK7BVSXCJ7*?,4X:2FQ7R*O1MG0NYJ",*)>58DR62W%U9 S M^DRIZ,^RU#>AV*-CIM9%(D1&2.F&:PHUNV3J:='UDVA376V;BX%DCUH[Z+^K MH236[X]U/WU^\!9Z<)/2?4%A"7?0,$KM\O^^ZR1J(3B;>#6[-@E7.TP^RSC? MB#R.S$5;G!4U)0QT!G]D*;?-H,W_#",?@:-;QW>]@L,(SS?ZNWQ MF_3EKV!^"9)]GKIFV=CL_IL(K;M^A.1B# M04""YU&H,Q^-L(4&&&X)=OCAR:'OZ#+Z#G?7>]R-3Y?NY=&B[?#E$W3K@2^> M.WN;O2V1S^V#W@Z_V.1;)=1'O3Z'Y^Y%5S]RN:3&31$<7@'.$)FF<]HJ*U:: MZ-CV7OG+LMW;Y45YN;G9>[G"Y%E%3R/C%!4GDU M')!MFLRPMUHID!,,7?OM@-S*:"L4\H\PW!,F 1SU__/]_=Z.6ZS1HM4-GR:] M5&Y#G+8VO?']_BWR\*NUWA/6$N\:"AE3')4?IV>-31T""7FL'M;V_K%7=+!V9O]Y5W+F]\5I9?8SY:T"(N%X,4>8$(:J+0[SCZY_&[ MCT=Z[REX7N">]/DYZ"'%NR_AXI6^4WC[PKEZ=:N' M9POTY-;MW#:]Z#2%9V!WQGCIL0A,X8:BV.MMLI[8WM_UEN(;WW)[#PSL6[ N MZ(SQ:@WD$]';&B-G=#:V<^YZ7;LQVNPMR,'VM(>NE.2 8S MOEI7.EESIVAGY[9,6'Y*/97=VMGTA/D;O2VY+5KGO[N2J7R]J6^M9,$NG[I< M&%YIF'^[M;W*]NYM&0/8+51/^\YM;,-*]]?C212O8 \VS#VT"HJ4,!U8,O05 MV_.BCO=-)3%K/(6_MQO#,UG5OV)M^&K_)?Y.I.?;-/VKK9U5GG753?9Y-D5H MTIB )=G9!B:.^1TWYMYQ[G[#>\)D4G!I:V,02T+ED-+;.G. 60=;H9K/@JI" M)E/,?Y?Y&+Y89PCAC0Y/WKL1M..M%!3!9W%_M"%G^%RO=*7$]HL$$N*\>NLK MV<*=1,M:-K#DGW90X*CXP(K\9@+J6!E8]#!\$;:J;1FI];GS0FS:)2-2J G< MNJ9O?(L>9!RZD+M^1.):PRR1KJ=M&'_RBZ$P^$3E6;'6_E@K^.5+51(VQK)] ML))27\TE1>(\L/VQ0ZW8*WP"IR0:3G,L4!JLYQGIN7[,T6K(AR1(!OS M[@E>5(K!Q$'X6L-Y$<:]2L<"=X0-SP3B U_<[05!N(Q89#YUBS1O M;.[N;+M8 AB;^[T#R6'=0F0Z%EMSWT."W-S4_-#Z+H5Q!#2;O5WPI/#@P4^O M7I#CX<-3EKR'K;^XXH7\$J*G%C[['-#I$+F[LO^4 =.>X[FJKA!(87KA/9YK,([RSAQ+?_!@D8V'_S[39*,S(KVDWMY>;J M-2X_>AM8+9.1@?Y5[:Y?' 5_1$UDW+3^:1*\>8V[2O]+)[=%T>;!?Z M_:X+_;6ZT!^2.=32H^Z>&LVONFR=='UWTG78DCON9&I.IK8?2*;62UB>WX=D M=%N^3EO^XH&VO-G5[W$:9!I;V3YX<:_[WK PTE]_?(T,"X440N9UB2QL/_WR MM_1>#(RU/8O?Y96.!B.54G?V82=,MR!,_X7.!T4=.H'J!.J;'0Y139T4=5)T MNQ0U7>I[\I];P#HXT^W-W3C:WCF _^SM M_73':8^'\JP;"7?"R__]"031NF&Z8;IANF&Z8;IANF&Z81[%,&MF/^_MD>G\ MJ.WG(Z\F:IG9K&BQ%[>W[%?(V1V,V)8*_J6/27>,NB^;!>*R?1^5*E#N?&(' M^P=73^VN%^B^-^DA1OS%ME%?4TG8[>3@8=[Z^=I)P];67B<(ZS#B ^S]=K?S MG0IX]NO+O9U.$-9AQ ?8^_V]W=[!P^[^B_5UV9Y"RL,GN7LO)'>/WG7[#FST MK7AG\V5GIW>R@+*PWPG"NHSX$#Y:O+?;>6EK,>)#[/Y^M_7K,.(#;/V/8'P^ M[.;_M&Z[\#3V?6NOM[L^&[]F7MG32*190N03Y"4])E[2SB][>%M\-][:WNO, M\4X68':='*S-B \@ +OQ]D&70EF+$1]@][N>QK[O M]-9HW]?,*7L*J;*CL$O-H=>EIO/,UL :W^S,\4X08'8[G1RLRX@/@FCL3/.U M&/$!]OZ!LR7KN0]/8N=_W'_@4]_Y9 ^R[7M[#XU?7&.G["EDRJB_9N=^/;S5 MO;O5V=V=)'1IL;4:\2'\KX-7W=ZOPX@/L/<=2G4M1GR(6L+M!P:LK>=./(F] MW]HZZ*W;R5\S3^PII,>XV2]2@-034SQZEVQE8L=UMM>O\Q+[V_=LUZ\VMW6X M#")IF>;/M1/)NQ?)K0=/^:[)SJ^QK*VET;+R[+?OTYGM%%XGA&VS?U#8V9IL M=2=<=R1<._>9./U^-%PG;W:LKU%D5NSH,)32.]^IN;F;;S\]QQ@ M6)-K\,FY>/OQPANVT'V^_?%"<8Z<( M.SG$TN>M3O6MS32>ALCM[3UHK7VG^#HIQ *3AT6;KSS/CE1W#: 0C:C%85F: MJFLGV W3#=,-TPW3#=,-TPW3#?.]#+-F9O2C3_[9_WO%)O7)\<<.4WQ=+_K! M7=$6/QYG?["]M;U^ZWIMW,GWK]7\8>XPY+(>+]CIB.\GTK:UO;EV:]KIATX_ MK/V(3T0__'B_"N+F$WW4Q$!/1M@V-WO?B;AUJ9_U ZQRZN?QNZ]7BNT.B.TP MK_MCTP*J>_X=@ *7OL!#8%57G%]GNG:FZ]J/^"W';]WZ:J\^\_UXY]4#UF!U M&J/3&-_MB$]38^SNW"<6\J[TQ>,0P)4W[;OP@)?<4NN%?%P\T37V?Q]]SA;& M;2O5C*H\8K_X(2HW.X[6MI;ROUL/ M3+'YHCNFC^$%']>(#W!HX<0^< >/SM%X%"_XN(;IMNN[&N91;M>:.1I/(9]Q.![G METDV,/#I(CHJS#"MHGIX>=#;ZGR0[J!VPW3;]1T/\RBW:\U\D*>0[%C5!^DP5NMCPQ#&ZE6' ML>HT[OJ?I/4<\2&Z&/C.Z;=,-UV?B_&Y?'YJ;> M:6DV-!EI_:_JM/SBWFJI9U7ETU8_1P1N\^ M'GXXC4Z.CX[?_L_A;^^.HW\>OWL=O?EX$KW]\#_'IY_?PZ?CZ,,Q?>7U\9OC MDY-C^/OQ\6ET^.&U?/WMA^C3R<>CX]/3WH(5NI;L^TOQ0V,1?OC9O3"=A<#[ M%.=3ECH\A],EHS0&664,;P?_59=5.II=?]BE1_9H/")*49PD]1=6ZB09Z555$/JC3/8A22CT=1D@VCG'CB\:_U!'[ ;T># MI#)G>9'"2PWK A\J4K&]N;VS="[PH,DT*6#8*O>^M+WT2SU>ZL\P$1-=XG^R M/$*RS6A:Y%-4/3"1I-+GO38#,^G#7'>VXFCYC'07_5D]W]K>C.%O2YZXTG3M MI*,B@46-\A&M#R_-V<+=S>,3S#E)4]4GBBLK8SEP\&=5'P MD?./&[\M?2:.+L_3P;EW/)^_W-LA<01IV=_;[:DTH*0>[!]<(:E7G,91D4] MX+?VODW@HX:*6?!R]/NTK."MX#",\KKP_P@OA+]"TZ7(X92#_*?5.8ARE(!Y MD9P9UCW]9$RG!Y[P?'OK)4[\RO.P=/9QH).JRSRR\\%_7&,Z>R^_;1F[(W@+ MUQO=7"7/WCM%V]N[>HJVM@YZ>]XIVMW:N953=/#J=D\1OTGCT("R=O))_[J& M@![LW/9Q^;;Y[%REOKH#<_<'!K83#+M!"F8'')9Q!%<9F'=V4\$SLK//[:U]"2-[O-8[6]=^O7T'EA MO!GQ/Z\QI:V5MJL[7G=_O,#(3C&.@E(XR8OJ3/?+.UQ;*TG_M0Z77DJ]O=L_ M5TM>Z<9W:' !)C\K34+H??LU&-_M3S[5=;_!'_N-U\P%SV''VL,3Q88JIA%*6WM95Y\X2T-'0WX$UP0L&')8&"F'$&= M)K,)R'@T'9,K?I[B[XJ\0H<9S@ ^(,TJ V>A*C6&4F=#4XQG?/>,QS!TD8R# M<,!;_J"YP$>C7+D!DZ)(LC-#@PZ2+,NKJ&]X7F8(?J&!%9E%YR").-]D\.\Z M+0P^K31^' 2NBKP^.\?H@AF,\[*&#X'1RV&@/F-4XG\;X\7$*CQ_B;0G?FZPF@?<3R5L+V4*W_[BM.,Q# \(#VA9EB<)&4]QC M>(W*"R')1SD$AY^:F03$V8 8#K\E.$37":QJHN*(RAE$&YZ*2YG7931*!E5> ME#%&*L8U)A=X,AG&NC*X&$C(R-ZJ,S.9CG,^3G@>RY@_VS>9&<&[#\9).HG& M*'[PP+,<=&V&'Q8#,C3AJ&/UWDM5),8M$LE!) MB1$\S*=XEQ\.!GF=D<(\A8T;)L6PC/Z8DF+Y$5OL;&_^?'CZ!_VT]?-/8&CT MX$E;^QO@DD=O[,:_I7 2BD09;33 93]^SJ?I(-K9WO_I[]%[\/9!X9&DP0&< M@Z&U/A+D9%SFT9<,[2>XL8^.C][UHL_G<&?0>Z#M!&J^'E<!EHZ-(2S9S])OE"E_%V4L4$:R.EP<[>:$O#Z/@ONKB/X-PBR7R"CW#[>XJJA]> -933B'1+ZWS>PJ>B@U[[ M-W%Y3^OI=$S_1DE_G53),]XN$ ]2I_#V$SCF&__WD1EQ]ZU6WKO[YA*D#-4Z MR$)M\&)-X:Y!N3#PRWP"QQWO79(WWB2RML">2RI[$9&9%YAX67*1GK%) WLW M.(?39K*S\+'C% 37@#C4%1I.*M7BA"\_H4.#]P\>5+D*@W#%13*NC5QF:G'R-1KDQ>"5LAROR+J@^57GX&^,^#5@P#0'S7N99S_ M=PV;CHM?KA>]=N:'!$H;-@C=UG,Y+0V[7N3C"\S)1>?@C<+"G&'X CX,5N>_ MZ.Y(JQE;"" KZ2@%>[?"]Z75)X4\=EX4.&GZ19PI?@3F,);,W3D:S2O>VM]M MKGGIP:&]2DGXZ3IJ/R5\:8.PVS.!2OS2U]8@&6>@=.E$? 5+RV:NP-PB?Q\W MBCX(>^,I?) *<& F&@*P26-K(_;AW^1WX>V)?ZXKM"?Q,>A'X4DO\G%,#HZ5 MSFO=K'RQP15-$A2EX-H/1(]XQY)/@_@Y"602/=OCZ\'/H!L')XI>9P18 2@XL$)(!/'<)B/*\ 7G>9#L$AKU@%6.V+ MM,1=P*]/X7LINH^D8]16*.B3X #F<+QTQT9U0=O"*?QS-(8W\M$(]X=R)/"I M?]7#,[[ZABD(3$$& 9PP^$]>TGXYKP"68>0_!N?7T#?FZ\"8X=56$?BVM%49 M?CH4+'Y54E%V(:Z4A<-L=CWCBD9G&X\MO*'Q-O//$JBAX%_!E2FMFX3Z #B/QAY0>@)/@(PV=.?9)^E%[P-'#.]$ MDBBY%LLV-W,D$B#G !XXS@=XI5C-(&K3CTT\C H=IA?H );E/YY]^OVW_]N. M1YOG6I;?$':0?J4(M>!Y;SZ?V ?ZEA#:H*;X.?(&4;B:_X#ST0:H2@=D"_^$ M0+KHT^\?_GB_=(SEV+[F9?'L5QXKBK9?Z;!_@W$MS,K^[/]X;I%XGPY_/][X M[>3X\/]N'+[Y?'SR=Y#[RV16*CLUFHF9"=[\Y^C<\#)N3[_^'$GEDMXO+45- M"B'Y6]N2__/U2>L>WG!]/W\\>I=F7UI7F'%U@;FKN/Q7/83F#]-R.DY@E=-L M# [-1A].P1<'3(Q^ 0,%')1_//NO*A\\"\3]4I8D1?V)5C5O(WZB^4MK@(>_ MOA6,Z6<*#:(K"W]"Q?S+WY)?E\O%-5?XV77]D"M+!MH.P0TV2<_!Z?'1'R=O M/_]O].;X]?')X;OHZ./)IX\GAY_??OQ $,73/WX[??OZ[>')V^/3I[4T[F;X MH8Q>I^6@+DN]3 [A IV5*=TFSKD]"BZ<$W?A?+07SJI:Q_NIW9>=NRI6+#99 M@*!=3^/[E_ZO;:N[$;U+DWXZ3AF;B'$$L)3,>3X&'5S^$!V#>5?-N.;MR3HN M7 L*]GE>II4/27U^L-M[90-L8,N\[.V_8&QF;^N5!(^_.5]:3VV2=&MKU8=> ME2J5KZ$W8NU5C)ZQ/4X&)CI/&;SC0>^E_X[[V[V]%X&UCWX(^UR&SJBLE.8? M6:Z2Z/G>CHOP$0XE?YD,9@P30J\R<#* M1,L>OM:?69.8#.K!N1E\0?^0G/CD@J*$S6>KE%SNEK=UY M04]YOO4JW/2M@][NBQ"E&D=>LJ-,)NIJ!$9R4E5%VJ\I/H@?.T]'E3H!NH23 M]"O*D_R38C7&T NA%PC;/4O-F#SAH]>^2YMF%T8"IOESZ0YG M0FG$%$XV!5K%F9_[?#J9@%^%+KC*&\B,/15KB=&_;ZWW6Y%_H51:!0.[!:9S M]WS?QVO@H=CW3LNW(;Y_GH-\1S:-6>.Q[K=/C$)N>+C"Z&-4I.67J&\&2C7XR\X;0I71M5L*M&0/,.LLT)5Y,AY@8:4'65/AM"K)P=7 M@AF<]UXPY3-,;:AL@H8<4#R1,SD4%Z580.D^0@40YWDZ,)S_&!HSH=)[!K>T%^B-#@GC)WTW;'JZ(@67#8;[C)[K2M)(6A M &[U-E_0\H97\VU.;XT,GOM*M["A4V=IAME);\U_9'$GF>1@F83+WKQ^>Q31 MQREB-4XG:<60=T83_>3 8SO;+WLO^6T#S;&SMQF" !=O6$,O\,,XHFKGG$SP M;N>+P$;J7>00)STQ\#I#V.\S-7HQ'3&9LEM1XRP;\OMA\4"Z0 )9 M5<&2UW13EP@)JCDPL,A(9.1:6"XA[PA[,,E15]_0=/[[FESGURYU%?=^E&84 M5['^?1A,W&L&'/$7ZIAOOKAN1._:Q;0K,9E&[61&5Y(+S6X'[YD8#+U_MK9WXX."E7>2[7X=O M/"T/HK;7^+0=EOWE> MMK:[ W-'!V9[,]Y_^>K[.3'=#=-V8K[K ])L);XU_1H1RODF'=OOZARM/,GE MV[4?[^SNW]5I6VV*C^4:>TAM?1NJL+E=.[!=P[S&*$]#I![(.5E]@LME?F\S MWMZYLRMFQ4E>5^J?"*_734+--B([%(0ZHF QB95Q31Z55)K2+_E^==#;:43M M;UX[[;%7O7KIQZV_C<+*RZK;8/T4U.= "VHG29H15%K7@3-D,"Q7\TFVK3 T M1U.E5'3$%;B"1498J@/$IAGL2%4+\O4WS2ZIJD6*=TU;WC<_R<9I83;!\+LW A MW_SSW6\(;R:@Q[SSQ.5W1BU[S\>$JSXI7G5;6 MC W61. 4"30T2*=4@"'8$%BZF+/MBMK1+U*>G0^^(0B[+3E9]?)^]55*6&W0CBUY)1F& MYZ__SCG=+;5LV1CCBVSWUB8QOK2Z^]SOS*.4^SZ6M C^<%XF+YDM 5R O&[ M3 $J@1-9$L8B1T-<)F'3B(1/&.J7!\2MU(IE2XSK/O 2!;PF9)VUJV!]%(+,QBNHA9_4HUCE97VM7 M"0Y5,[D+K$K!0A4W4^#_7YVP^V!8',Y5?G8L=O$# M<:,B*6,\^8.7Q+(0&^7(;#2L/$KJ'/BQ8Y9W[K1N;6Q5XL+P= Y&&2O&2K2D MTDRLE#PA]V)GQ8O!/ER,-+-XCQQE")+\'E$C4MH]R&U'3$5D)6\L8EV,XGI, MZ2Z"752 CV,$+(H)"WN.%_+2/]$IRU(3@61\7RG(590 <;KY5F[8Z2HBY4AA MD^/I=WG<053S9[M)YEQDKY=A^'LL6"])]U'00^968NIKJ:HF05;*F5YU&1$V M*P>!9[;:#16X.;![52/3+$J+CCU4UOD 6'9$=!JRX0A8"F:2.ECUR:O)"-%E M69W2?L$%C*VV> YLN=2HS=0=%L\MR6%T>,[$VSPE\,ZJ.2]6?:EDM_3\CWT-N M,$*WAD@_=MD=X!]0>I11X@G6MI)#*S%VZJ]E$Q)J)Y&T(5'63%1?V5YG=G>= MUQPV)3*4YDKB+^QW",]$5;HO\NXR;2_F[+C!6V18-EV+)9P-;VB?P97*@R5V MS-AG\N$YH5&F*HA159!:"&/9BM67*80!O:VZ)/^1J(*IEY?A.3(F2E\ ES&+ M$<2GK,R@O+TX$!VCTO)JZE:C[N*5W>533P)6Q:1R1K;42DMK0*O@37!8VN%^ M, 10,%!JJ!=H%*E-;DS>)$HVYT1[4E37H[2[1[4&_I]HU>W3&U4XNJ]A(;./ M6#)4=2PM&JC_C8%8D,\3Y?93RFSKY1UF;TNL]=E]KK,7I?9;[;,_NYC[D7Q(OF= M-!#R:GZ&Z%L#*,Q4^, MB=E28M>*$BAJ/C$N3G&&3"Q.K6^?\GM\^S' +I9]4;NKO+ 97 M/;_E"LQ,RS2,VV"7*I<'JN5.QRR=]\:A]4X%'GD'#P?8L&S8]WAI_!";N'$# M 4XV&K!W'XQ#._,S_OZ,'^*Z\#,\PV'E'6GK_.=8:D@%9=*3P'_4Q07]Z-W$ M=0U'X3"(F AA8;0?CV)..R!W!?&P%SR;[U/6_Z<]U"+L!(@]&%V3]\JZ0Q3! M^&"7 (O]!7G4'O[L/TM BR.,/U/<1A9+)K[%HX''*N%P>L&L!*??E58@MOT" MLX:,<# JR0,X^BJ3QQI+(''Z13BN#5*(/P9H9U=(JX#)ZZNM4Z2VK;UMJ M3=O+A6PKKF2;-P5S?55N=Q__HB;D'?)QJ+9Q(LB74]&V<(IL(;.KUXN65GG_ MT))_!5@+MYP!:2P4@?NMW< M?#FH!ZR?/*7DWU';J'AK$,OKZEI3."(!)O@'N>#V@ /N(6ROG5A#=B\%B M#=B= ZSDQ1JH.P14SH0U2'<(I,1]-P_10EH5F[8D[CZ>R=!_1Z0%M"DMX/T6 MNOB*L!CWYNXM;+&D7[?6;5*AOG1]41W&6=K:Y28KWMTI7GF_=5<5E66:C6=50*1A4:F;56HMBJZ'R MBLM"\WTSM**]Q)-*[47@'\6S%-M%',CV-CJ0-R_@#RVKJK7BPH&ELC:@;*6S MW (KP"6\N3Z5AO/$^ MSK39+K_N4N/?1-FN-U;@CESCP3V/$&C$"3*2"X!R/LQM04&YIV M,J6V;KM,L=5-K5X38JKJ8#0*+(; M*&+;IMU834*31I$=0!';K-K+CU5HU-@!U*B896L-89/Y-Z11HRBH43.KU>6[ M );)-73X;79+E4]BFLIY.DU%]U59;#'=:T!?G;ZZ+5I,7YV^NN)3COU&AWNSC8=]L#X)OM M\M7455Q;!*Z:62[K'E];!3!-8=L#L$.K4M%%8,4%SMHKPC1PY@6.W;#7#9P] M]L)-5Y!YC9Z,&1HR9BB]<]NE*^]2WC56:2$#*U1ASO;PNAU#!7;(AH1MA$10%1L(*E3%^\5$15JM37867HLW@(V MV4OE>UMI@FV^BUFE6M/^TT)#R&JLS);9>D6D$-!IM'3S\B)"Y["BYXL4"!R6 M6=%]L0L(%;NY&:CL<7QA:I;OIR ,@R?/OU^-&FL,'=>%U57+0UN&\SH0S0H& MX=8AZ%^SK=6IU!I;WH0MM1-[01;UIHRSC13V6YL.;0+Y9M< MNMFC,6-AMW5C#0WOM9394NPX+!1VZ(;PKVM&F-.58JLB'#M%2J37-ZS59)$4 M5&'3B#$G8C3-UHIJ$71:R7:BA%TV&^6B30[0*+%!"ZZYTQ:<1H+YTLV:15+( M-3_8("K8Y4*/#= ANDG[K-/KL6YL!#X\*#9NG1]&Y[\C[]'IXP#;I##HS.\& M [8W4VQWN;,G*')5L])<2VV1;@N\I1AR:)O-%?D%WH BVZ/A[39V6&9M1:D# MFG_L (;89@,KTS1J:-3(J4A91\\,W7%^^U"C:MK5Y6=NKJCC/+R\"]QG^@!> M.[ @?YUKR?TRML]?/J3[I&UF[#AAQ@DK+KN7(7\*/5"<[?>#\H'19?V^B"@G M?T=#IRO_'KO'79QV[GNW-P:EQ?&Q>7%4?OX^/I;^]PXOVQ?W!AG-_#FK7%V<7S^[:1S B_P M]>77CFFTSV^_7'[[_,6X_=(YNZ;O&Y_:Y^V+X\Z-T;[N9'[4_J-SW?[<$:M> M?KN]N6U?G)Q=?"[E7_(\=*@I9,,4\@J_SS93"."W<=O^GZ/.__EV]D?[O'.! M]""(AA.#T3[YU[>;VZ_XT77GO'T+%'![:8@?&IW_Z7R]NC6^?KLX.SZ[ MKZ M='EQH]'M.U'T^\'5YT__SB>?265 O$.Z!;TE"2BSWNGM=;*@ M"NPN0W?D!T-YB*0>=8&'WE$8/*5TE?T(Z=ZX^GSQ[>O,9^2[6J?I'0&"]WM[>7SN^=]S;YB3 M;(:BI0K:*J$6ZGK1L._ +7L^$=Q=/^A^3_FD\9MC/(2L]_O!/^*@>Y!!]R=Q M)9[OQ1ZZPCD8\1OC;R9>\^S;;^,B0OF_)>$3](QC^(A1SUGGXVR\>.4-'^11 M^5LV;>01P0) DG1PTSG^=GUV^Y=QVCD!Z7YN'%]>7UU>MV_/0)4 Z6[S: A7Z)C!,OZHZBR M\P_%=H^T[_>?(BQ!Y3CW? M\;N FHA&+B"I^,XUBT;]F+YR.62A@Q]$\W(=Y55^T&E"5+QX/3.%\X3DR'WJ M.#^=0SHI#_K/*(J]WG-68/UV][$-(AQNVOCD].$B\0CC\2R\SLZ/(?,C_)0 M('[SE\?Z;L3OVXDQ25%,SEJ?C%W73=T^, !JOT^%>@97G.%VA@[O)ZF1@Y[=#(:7ZS\NO=(.+(FWS[3N2$]M.<4,.) MC1/698,[%H),-0V[;%=H&7AAEPS<\_B.C"=8#C8<>H^PWUX8#(P8ON;"_I_3 M+\4/(!7O'X)13)\" 7D![!ZT?&H3[F;7EF<+Q;;I$: 4=D=]_+)Q]PSD_NBY M='/P.X_C%7R?<;3";\23F\7SX]O=((0K&")])]>%OU:NHF1_$DS"%A<[AU_)(#[ CN'GF&R%S1UU8* [@9:^/ MT6#\N<_N@;7 ESQ !1XA#D:A?!9!D.\&/O#3'4:Q$X^BTMJQ^*T>$B%$>IY/ MTCM?HWV=5CAI/[Y@+VXZ4WP-XP[@7'#K_N\'MOVR_KV.))&58*@XQ;A .@7* M1M+Z"XC(Z/A(O2J36^YTQIWKRK1.[+3*^X>=*&*+@H(:M,L#+6I,18!I(=F* MM-WLYL^;SL3[S?MX> (ZFQ,*%2X81:#Q1N]^^]5;P]3>5#+O&7U,6HI[P 7W M$,C2^-?0W47HDL/F5_35:/CN''PG^+.&[@Y!-V7,&JP[!%:5(V\>L(6T/C9M M<8"@1-S,X*7+N@$/*KTWX%I8B$&L#T9*ID<=X6YND[OY_6^_XAH?ERMVMVKV MZEL6FZ?9P>Z<5E]=,1;35Z>O3E_=%BTV[>IT2?.D6G-.8>G59G47N29DLR., M6PW3KJQM",>VU^]L=IR[;3;M-77_VC90;7X41ZU46^?P]I^WJMM:@0BI9M?, M2FL-/7"VC82*!"2 4;VR_*+DK8?1AME#)UJR5KG ,>M M4GHW#)UZJV:VZGKD6='@8M5-"Z>>:K 4"BQVJ;*&[KAO46WWPQM\$?A'\81Z MNY!_>"M[66Y>IMMELV95M,953.@TZGH8&VS MVEI+*W8]4F=+4,(V&_6U--?6&+$E&%$KV6LRT5ZSJZVR%G8*)<#TP "6Y@X: M%>SR\KNI:T380D2HE6I%FL*F@Q+TS]QCD;,E==MEDNWP3 *:=5.IVV:STM3S M;C263,62>LVTRFN9EKS#*++4H2U%P(IJJ;$:MO&V;6V7Y;;#C,,R[6K3K*] M<]L?IK'#Z%%%O6/Y,<;]P8W=$BB54K50H]-TO&TEW54^B6[HYVD+<-UBY4V+ MZ;8#^NKTU6W18OKJ]-45Y^KVV'\]5;W"Y6R],WNC#3JPE-2NZ0X=VP KJVHVK+4U[-@N4&T^E=XN6:M) MJMJ!5/HB$5*C7#%;5E634)&!9)N5L@91T;AU(WQ6#V:)KBE M2O N)491_6G3M.W5-&31R7+;B1,UL[6B%CT:([83(VQJ1::S[#5*B.2,:L6L M6SK/7B,#[+%>7G[O2(T(6X@(Y5)U#5U]=)[]ZVRQN?/L97*%K(7>*KML\U[4 M5KEL5M>5T[IM?&[SX+'+9J.L&X\6%3JEBN[G7DSH-*L-L[8>[ZFFFE<%&EJ6 M;K)4-*B42Y6U1']TH&%VH.%?(]\+0N-FA-:"YSLQ#IE$JKZUSJ-9G7W5=@J5IFBD45*RF;IY?-)A42BMH MI:2[M+]:E]5*[!N=2W6S5M;9QP6%CF566KH!?D&!L[[VBEJ/?:W_KV56UC-% M11/-:Q19LU9=2TMO#977&'TE6_=9+X J>_KE_)/1=A\=O\MX7:3HMAZ$8?!$ MQ9(+S!ZJ;./LH9U*_0'9W6R9EJV;D*W<5]6 M..^"Q8G=9UQC4Z>;8<@<=SL;L;\9]76_XBV_S<+Q]\UG@-G%R0#3N+[CBVW5 M-6I>,9:/6%I!_$97"[Q:)[MU?AB=_XZ\1ZW,[P8#]NM76F^13"M[ MCDRKXI)LT?C+5JHD16JVC!DE+;/2T"7*190(O''D:H((6GO4:D_Q^%&E83;+ MNE5.T1A1I;0>H&AW(?UC-:?IINX$NMD>ZR1CH1 M9[?6&&??ZHPX3-NQBY8XK9U,6W;R_;U&S;+6SK+LV@8&M>;-:@?L"T%Q M[G'5RNGV*:5=X#[3!_#: 2CPU[G:Y"]C3_OE0_HT>EA&EQ2JI- DLWL9 M\J?0 P5"_'Y0/C"ZK-\7!)W\'0V=KOQ[#!W+Y9_'--(R4+]Z!TVN'=-9TZ-F M5/=QI1S]KE.6R*6)9J)%9[Z?7J&B2V=I'(EB##G^^=]1$'\8NV?^ILF!;1H1 M"[U>SB-_@YORY4.Y%?*/,OT/W<86NHWA"_/TC'%&<9#S@+.+V\YUY^;6N+PP M+BXOCMK'Q]??VN?&^67[XL8XNX$W;XVSB^/S;R>=$WB!KR^_=DRC?7[[Y?+; MYR_&[9?.V35]W_C4/F]?''=NC/9U)_.C]A^=Z_;GCECU\MOMS6W[XN3LXG/I ME3BLL6N9V$5QAT4Q9P/[O6W_C]'Y/]_._FB?=RYN =UN $&O.\>7GR_._B^@ M':"BP$\#OWK3_@-0[,;X\TOGPH!WK]K7\#=^U/YTWC$ _'U4>=_.E^O;HWV MS4WG]H;>_;-]8QRWSX^_G;=O 8&_W=#/8/'.Z6GG^/;L#[[^-7R*V'UUWC[N M&*>7U_2=OSKMZQNC?KN&__S1$8M<75[?GEZ>GUT:)]^NY9U<=:[/ M+NEW)V?'>%^E<9S2A+UVPJYL%V$+G+LQ>&NUDS](C)B D=?7EW\2$9]>7WXE M?#N]_D1$>MVY^G9]_*5] WC^^;K300R]60CWUJ,8N=ZCT>T[4?3[P=7G3__. MQ^!)U5J\0UHGO25Q.+/>Z>WU09ZRVF7HP_M@* ^1"*PN\- ["H.G%+6S'R'I M&5>?+[Y]G?F,?#?D-*WVX"-_EF%4;/G87^&Y"=R2U^K+AX16KT"?./ITW6G_ M^ZA]"FP/T+G_Y#Q'TAA!OZ?/,B?_8(BPNV$C;Q!.7:E/&9/^7O'1P:]Y5_[E MY#H7A@O>[^WE\;GG?\^]84YM&6*4)F:KA%:FZT7#O@.W[/F47G#7#[K?4U9E M_.88#R'K_7[PCSCH'F30_4E=[L8=N8@Y&_,;XFXE'.?OVVQB L&ANB?\' M/>,8/@*$BG[[U?DX&R]>><,'N<;6&S9MY!'! D"2='#3.0:I>ON7<=HY 77Y M'%26:Y"X[=LST,V1X]U\^W1S=G(&6@QPRKVZFJ^.[]PSS*[Y)3).O*@[BB(O M\$DI:OM._SGR(D2>4\]W_"Z@)J*1"T@JOG/-HE$_IJ]<@M+EX ?1O%Q'>94? MD)D0%2]>STRY.B$YX<\-[AN?M)VZ'1\!XX&MWSSG+OX WX-$- M&$].9/QDE4NV 3OI(UD%H?%3I615#: G$)V1UP6!.AC )]&#$S+ ^1!CH0^( M5_QPSX12LGY4R7^=__/G@@;CQZ8 BR"E. M"O\)&1AE+IRWU$B.&P=PW)9R?G=$_:&0:O!@XER31-,E(H./8 7\\C#$D6[X M$Q/^!K8E'TAW'/1Z$6SJ[CEY&[\@?A@\>L3U\&KA0^!O1C^((F0TH.L<)2=A M/X;,AP617B=_*)%DN*[5MA(M53[>9*^$%7'B&LAIF%F*/"G M2J-42YZ!Y6/S,A'C]H%E:14H&>X%+AEX #7V@%P\T M"L>P*C45>3-4@@^2U_/LL;YKX-W (P/Z#.4BW5')N/'@5IP01=[$?=Z)_H_] MM/^C>JFM2JDYPL XL%K-++<8 MN^AN$,6210I6%&(GE8@ZJPWGWVUFP_G)#)%MVZ6J MRCYJ=JG.L;Q> S2?(:\GP#,FBZNPTFM^;QNDDH9DS"-6IKL M*E(SPR)+\]SWED-UC.+&+XDTH$09R<@,.V4O)@*]42DU?C:EHN/P4UF-9BX7 MYI^^@A5+8PIQA/]8Q1.$O)FO'P$.*GQ0-5+HT??W(;M'-B0W<>?T<6B+<'=$ M4^7G7MHS9Y/HP;56!3$:657";I;*0G<'OKITW3W++NS:;':QF$*9T>LY6% = MEY@.1[:4DTU3-!3$XG<6C.(H!G4?<2K?5;#PC=QY2$)"$ZK;\Y,@[HS3X7PR M;04(N"&\ST%MEPV#R />0Q<9T "G.\?_GD%W14 !&X1K-"S3+I>!$Q)"SD;Y MV;Z@G^QRQ02@SB7X3 4?J\U2ZS7X./V@+^/HQ!&DP^CV1/A:HJ39-D>J6JU40TTCXS1[@3/O#LK.801../Q4S"TKSDMTLE@62'#)1QNK=K.\ MH!DN:)DD1#!FCDPE S1+N*(XPZQ#IXS#33JY9P[SQ*2;R54G= IE[3SIDN/( MX43BAMXC\P'7F1L,,) 5@[(#6HYP*Z$]A6XBSU79EW0AI:"W6G7^H$EKJ@+" M6A!Z:OW,@*NTF6?CS XN_"X9N"A) M2Y'<&<1H5"WIFZF4*BM!#.Z9J31;)-65E17A->E$=N(X].Y&//T-MD4;T$]'S)[M:1[I; MLK=59?9^D&Z"/^95W.,E,_0B\(^&+,34X'P_?K5BXPE-+N>:P@:I*S:($[^) M==45/]_TI18[1\A K8DP$<@%-E %;0(9$KQJ_4S\B@ >SX =14!%T44?LC\01R-@R#,.X%@%'P$_Z0)(>#OA2->CVOZS&_ M^RQ_Y_3[P1/)L8F='K1 Z#6$)[5E>(.SMAE0*/P M)R[%'IW^""X!D1(^A9U[<8 $+#R._$G_'<%=Q\^FP0;#?O",WT:1+&4C7*6/ MF H+ %SX'W32D#UZ[(GT;'CN8(BZNX>)Z PV!:F-&):&GP&@EZ$@_EYVHCU MQC$FY'EP&1Q,<,B!%\<,!;#OCKI(%LEE\VX>DO7-?BO!BIC\ 2HT87 M<9<*FCUWI/S"W@=D"*:$?$>ZHR1>/X?Z/A@/P1-L.S3Y]7+U,%T+\[6BT=U_ M 'L0@4=PI#!V -N?,4B*!WSIN)QGB!7)6\:3B.!]D)OW@(, #(;KP,4XW1BH M;&R%)Y \\%W4[[N,N=DG)AHP_;XW"F.>:#&6(C7V_63).\R2Z *# M* ;64#+:1@18093GQYQ9@KK.R023G1R>%T74U@^Z\ J4$A\,]"Z1)J5-@?X' M6OS]/4-5 2SVGL/)L.]]1RV]UQ=W$M(FZ.7(YPR&L\Q0Q)(#GST#)(9#(-=> M?X3WQ->749%1'W:!$55R@P#,T(%'G&7"*I@.+3-E2,BZ74",B"&_ L;:C:5* M(_CL/__1M*W&!^"A26YM-Y-;&Z:YM4&26YNQ;<_@BR+!S"37(_SF?@27$@ X M@+)\8MD#!SG;?T? Q(P1,=*!\YTEO^3,DPNM2";3S4))H9VQ'XX4?I&94A3\ MV@L-=#7^9^3>\P 8<75)%!MB>+I*9%J52$57B>@J$5TEHJM$=)7(2JM$WIP3 M'?A'.B*(,,5D@ 9&!N@-5.N=1R.DOLW MC7NT2))T,>00MU_IO]T'UOUN=-&FAK72 H>]1=_/N45P$K,(<3-NT._#=AZ#_FB@9.Y$09^6YZEQ:,8E)^5H_@DM M&/K63[:E$%.RPFL"(]F$R.8;HHE[C*$W+]#^1'30JI4ER[6J,H7-6D'UR3C" M6MF8WFNP5B8_9)-^QH\***JP.35^4+&L1,PHB>JMU4?)K4S)S>N*]Z8<6X0* MP J#+:6>Z=)L+IY-D$FD;D-F#506REIY50YC)I=P?N"#6=9GW#C^@;OV3D[/C%,@'O[M#NJFH*\! M:;7QR^AH@U\/E"P>^(C6BXPG=.NBWZWKQ!RIT5\9A''R="4\Q%T > \D%;% M> 1O/0/;@JL)AN3]%(Y%$9>1>ARB]B//7<#$1>'5'& Z@G3 DCH(1F$,UXTT M+9?W6*3KQ,8ML0Y/F]&FV&2=])22;RI-;0G)4%N'H*Q4)PO,%\HFNWWPQI2> M-+,]KX"&J-.A:$G._2"EWP>AA[X*2B+&DV.89BB#B;@F1BF%6'L*O9@=82(O MMQ>0KA\P21B%*IH1(N2;1;:8F!RK?*M#?4*%=5CSA19^WX/L4/018:71>)698_CL2:34@@SL/F"B,YX3;UQV MNR,X0O=YDJ7PW_U4J5<3D-C(5'(.-:[7@RKC<8BK*8\CKX\)^Q.[#$8A[A/I M5NS2<5UUDWM6\C$3J4Y/SH[A9J)12,'#24%P]YRDE)%'HX;)\P)2Z;=X2K:\ M87[0$R=V>.I)E&%BF;3E:B.Q/6PTQ<9@F1=^!2;)$W9>D\"=7#_&2]%@X,YN M%_*Y"(:*"/A>X1^N2>@0Q#)@\L@)6[%[L+XS4N'Q],#\&0U7 MI(%D['3IYTMV$K9VP7_YP;B9R)UTV\7(@ MFT^J$G@$'C8Y&KID1#C#8>AXL/P^F["7E-.2JX"I7IQJ)75;B+XI544W78W; MHKJX7W*2:RKL1J:P)0Q#BELIP[*\58NPC'V7S1SGH3;C%OLZ% MH.E-K]3(1=5.G*)63?8UL%>D*H]Y A8IWDI\5PYV=:J9=;CBC(68PB/M5C:F \%'/*$+5=TH0%U8ECV3-I\R MB3%U7*D]$TH49A_+NND>9Z %^G>>K'SM"+G?X. MEV2BPL2+JDCC)<:'%9B N'U1\2+">]3A]R'H@SB+?B$?:OQ,-AZ@,CXT&$5J MBG^77YU!F0I4';!I%'KUM!'!EWJ>3P(A7TEZG:(Q.:WDA>DD4^;1UFHTBG;U M\VC7,&X-SH4J\.\']9-#M?C?XM&R2['K@7GX9$=+/Q5EDW'XG-(1\-YQI"^?MSP^@8_ MOSC0V;)7,]&9I*Y5L\R*W5K/P/E57>I> ,NJVF:]9F\$2@45CAOE;-=)9 G# M+9^#P,7.#]O%C):B(*\8\^?>)'(S[).[$EXVWR9V@.7M%$H(?"@N+A12?=PP M8[UU_'L//:6)\WN+6.IF"4.H=&73TBI=,>%C52VSJK6XPC";8\PCUHQ&,YI= M@\_V,)K]T&INL+^>+$?81H:S6Y8!LJ^R6;&;VEK4."$VV3);M7J1<4$K<#G6 M(C7QOO:B[T>?*+M^*WGKBTA; ;1Q@Q%E1V6Q=D,.Z?DWB*RV7@9EI+$.7CMM M'SO ;'<923 .52TW"XT="ON%ETFZ'+S&[+QU)F>^.I,P+W'PM9F XP($X[)Y MXD,^I#E3."R63]V<2VK(Z/"+$L 9Q<&,/;Z4RCRVL1>AV/F?X_-O)YT;X]O% M=:=]?O9_.R?&^>7-3>>&P_?RPCB[^*-S<_NU>[PU&@R0#6?07%_-N!\- U/IC;C/V M!"@9GV1YLOQ)'SL543__G%F%F89+W<"//)>)^J\[++/N]^4Z<$BW9+1GK\); MWV-!=+^?ET"=V3Y5PMUZ.).2-HGCFHYX=;7XOBD_#E$G&_N(CUS)^X3:IP6# M 3:>X"DA8IG#X\ZM]2[=#98K4.V"52Y5?S8-JT%C::Q6"2=DXC+BG4P[+%&> MAVOQ*XMX 81X2'KO8GZS? .+ZP*?CLZG"% ->ZQ>>V;7&T\R7]]PTXF&"XC+ M2:[/!!$0W!2T\R*)62YON^_Y./W!<)2[][$O%^]& S#<^MX GL*K9F!G0X<&MKC>(XY><>&,S+]W[GEW&%ZU@).(1F'WP:$Y M"-0#0_XHZH:,C@ 4=Q?X(YHX,YMBDSN>=5%43&H!3>SJ5.G3(%3A[_DHY?@5 MX/SMT)45U*)\!&\]K!/)@S/XP&B6\K^,6U;\AK!7[/-R M()J81%QRPST,@!<>_7O=@-8EO--*>&OS%M/I$EY=PKN[=:JZA%>7\,Y?PKN* M,:=+, [S+;]S#Y1%%ZT44BN$!@%0H;9E>SM"-;T68,[8.TU.S**)P%2M>\]\ M1MU.DBF,8$PYT8/1H[F*\(T>M@CNCL(0/Z*17N<=!"S MR7^4?"+[DZ.UZH;.D],7:O> L5BV@IKL]2F\,*-0-$I\-@0\>?M&T.VE_J9, M0H^Z#\P=]9G+]XI/X4W\J"^(-[!1OX'D= >H&+S8[@8NF$F!\]XB_QA]1!DEP48AX"X0*:,_.-;+W4N.D#27ESZLD]5TCT\<,V+(B%VRQ'Q( M.9T96]K7E$'V29]%,3)WI8_V59.^V2$I'@V[]TXBE3YE-\Y3B(%_UWJ44J\$0JO[1EB M#FM&OJ:G(PDTP$9WPDL!OP!>/?#DA^A'HQ[[G%5*OUB*T-B]7ZD$Y->"N_[) M&H>$'"MZ?X\^G7A.OK@[7M:9-'LF.DS34H ZHU"(PU$$-D>$?=-%6UN<:2JF MV?9Z1W=.GQH01P^H#3EAZ/C<%LFH)F*N:9=F0B> PV8K:6M<]-OB&GRN:3JK ME21]28QP4!^ A!'T'XD&4?1R)R@#Z*(&P_HI2HG'D^-YT]SN(4SC1'791?:?8B MLS.B)SS@$O?Y3S.#V/&G.*%#3AQ.1! IG@$)&\)%0A^^AU1BJ+LH&=_0+^]. M0!\8U)?.^>4QH*ZD%IQZD@:S.!I)C6* LY+D=*):0^F?N^C<[HQ"S+="YQXX M+O5M=U"WYZ9.*$9[>R*&AQ315XT-C*C5> ])KE>H+2U%Q 8P&DI0R@71+^.C8=3?\BV-[Q;GD??Y;'L/58?^*.++ED0O M[6-U"1YF\=D3; [U<(0XL)7,6;*JFO'@D!_>B^Z0=7(#+CKR_"/16!SOY"=+ MT7@6!E0R5!"'@]]17$$\$\1HB%VI'6$ZP"-;9<-UG@4:X;'4T .B,8^BCCA2 MJ@R:HEGR=CCW'>/?4H%BBIK+AY*G=A)JI>-\+N3]ZKMQ$F=&?4-:B]SR52RX M:,R$BW+L**&Z 5Y,J+HT?3Y1H<1-1 ^P_A%PT4&JF6#PQNEZ-#*>,1&7:4[$ M97AK^[EC,V,M:I<9I)FCU6UOGL 6]L//0![-EYFR?9\%SI]$0WAEPE-'CA^X M8L#[2+2%E].C.(\DL33D,ST2?9=N'5YAX3?>-@NYYH;W0B>(0?@M/%6X$M&QB6I#W%DZ_+_(CQ-.X0,)Y+&KKX/XS M1:='.(PN_,YP#A^+.DX?%]5"81NE,>H>[0.)GTI/ 2@W"C!Z8D+UT M:G2%-1L9A]$()WY$:%JQ+AR.N>(S@Y#UD?DC'.$5/,4/ICP*SM=Z-A/7FYG, MWI(Y+^3]XZ(7UL#8":#^.X[A<-1D/_#9*/2SK(+WHN:2EMB7N +%'D-K'%C0 MB/E=LL=-X;KBQC_._+I/99F<5_$?_DCN$R)+$K4F>M4 Q4P=3NF M4\;$EY/< UJ9-@(&%R8*14(%3:/5(O%$..>4U"&Q8WED,2V-'!VD0.$\-#+S MD=?S40P)-J1.3-S!Y*U1&D2^E:<8IE7A[0I&?7+& GV0ZB5P(O&($)K2%(T' M$'N*B^4.Z)L?S!1WAS\GY0">#38IV;8@ ;B00A%-*1Z*I!>Z%U 5H2C]5G:' M!'QT VZV4*-V4)(D"+-.V93CIC-53+H:Z>!,=X<<%G\EAIB0)=##OMZT'?XK M+OP195)#1#DL@8-[(/%"1T,DRRY.NB*U"9Y)&T(6(_U'=)(2RI6,K8\;&==, MJF@'2E!S"'$53I4?I)A(+\M/-3DX$4@;]D/FB\RH74XK_,S/^36J%:;(5ZH! !%QM'W=VOF420J*"JE.1<.12 M4QEE,L^<@9*!?F9^8)E')C1S1!TN=X"K)P&6=-X7,GQ,H^YY79KB!%]-9NG& M,C@!USH>Z%&WC.9CLV(MP2H18]0:U88R 7#Z8B^.@2"S9-KY4A%#V7ZDC="( M;P%9H$+.T*63U&HUEW#&DA)K3Y"5' 7DF%26B%JD9XOY9DQX,#&SF0]%EE\5L:(S46-" MGC4GF;SF.L]B%M8C/Y_8!3G;K+*PAH=@&<>)0U!@8B>98/,OQQ\A2:&JR15. M>1..[\-%\$%^J'>.>9K&SBJ'_?%+'GJA,%]\X.%@(AB64&B%A7%'-@R_3V$& ML+%@ >EPJ..C[[//'XK>7MHZ?LKO(&9YEZ!$=K.K2B\>!Z)D%,0_Q+7*E9(G M3-[R[%%&+J,L\ 45'15]T)1A:_F12^Z?37Q\ M9#Q$W#K.SN[[J=*T%&Y'D=0*,,"Z?$L.K.0R"RU:55S"O3]SRY!O:39=J089 M'*V/9CS\-^,_58[FD/\#79)D5G'#VF=/O)B.0XA_'6[:=3RPQI7[3]2/3^(A1V?^T3&Z.MQGX_#@T]GQP3LY!5TZC(DC10F. M$2!%\8.T:LGY&C\/N>E%0./7E1X=SD$4G\B0!;#JA6-/1SK:WQC:9;2S,1B.-FD,!:D\]$!9*F"C03^5T*1X(OD)LC M,,1P[G&_P&\ 7*0#Y?,@ /&OL"G0E7E[.)X2)C![5H';@T@U4[(0^^I6Y?9FTE1JFD@;(,H(RE0;!6, )4;D <0+A[F<@&\FFPD\CV8 1:+\+0 MC7$/:S >OJ:$O]3*)Q$EPFK]3/Z^C)@)'A'X'B?A)-2>!I0D/%P!QY'PR$6C M(;IJN Z9C<'Z;I(!39?I!SY-+Q=;DQXU9D8%/SOHDD^FC"3:EZ4KC M 7X9#P'#X[\CGNDD;T@F>5[XKZX MD44!IV(L['$0 O9P:]?#B;016"ED:O;9/?H+_9A<4I(62:TA7!U%*>QHY#!F MSSWY8PB.91/RDYSJ!^,FI9(D?.B[8\ZPV;N6=1' NT/O3EASDQLF$SV*1MPZ M1M_E78S,4-3\9S2%?OP@%1T1LE3BH&B-@XQ(JK!5!4]14+G3YSFMSGZ+63WS M!@[%='D_DX5(_I-W9 ]EB9-LY4:IF=C%ZNA@)96*A[M%_!_0 "/JI)0*:AQB MG-/CERF*RH4SK/_,94%R=(H2\V8%(&"[WR0"_* 7JQ <" M%S =X87.#IY'1$&W9!?HP$:?&29LR5 YOH&QBX"[I8,1[MH+<.P\_H:'4^1Y ME,VK6TVRB(DJX(D_E4M6-4G=Y G%I)\F-@^&W&'AR5,ER5BIYYV(+ON,9%7Q M;>8CXT2.3P:$X/&4?#'JQY3'E,;9N;_>YUT TE".Z D@D5/FEV(> WT1(8(9 MHYBRJ+K^*=L'88DNP%&829^6Z5YMH*H!A0<$FB09UVJ$7@S(CCG89/%-_F7B MDV1:&I>#*2H-'4!EYL"]2-=KXI,C /SP,/X/4/RI6N.QY(Q)Y8^([N31!.S5 MI'_:0[1XV&?/Y(W2C@-3&8Q_C<#@GW2%.[X_\]I49RT*C$GB2>G+F>AM(9U7 MJ;M*T5ZY_X!G:F G(BH00.Z009=6PZR#TL"A;TI.+K:?V JHF38A'1LP_9= M\JW#O8A4#9-_Y4C=;I]2(-'E(<@:MN+(U"JN:0G:R\X25>A6JO7R*V/%#4N. M8*NP3 \"1G#=K-IU231H*W#]3[F9F!Q"LI"".]B0]&M-HD\35;='W&G#,JUF MLE:J,O*2/ZIV46&>^O 3G!./S$&,Q:.X(!W%+_/6=0,645& 4$G9> 0G^07^ MS:- :((HC(B?EZ?4Y*>#\+8@5_!CX^S,-"A+190('8G0"&*H7?[PS8=;!DV( MO+\WTF04HZYN%!WG&Z>-*\PR8C)S_ SSK$/C2BTHFOAMB1YEOXC, K/_9W22/]NM/_^/R.TJ&)R!/\- M%XEO],7?!V"JQK@KDN:-MJ%^F6X]\V7!?^ I0-CB)R6#VGW<97T^M$V7=85[ MX#W7DQ O/A@''V<]A5"C'T14F]"^0W/Y*Z7W4Y?KQ*XI1H>1A9M\YU7WCX52 MQ:FIX%.4[]-KJIJ/A'?)<<%"Q3JG!ZQTH>P.7@R!/@;II*:,OHDF'P-E?=@> M:EI).7G_688#)FI//1_]45A)P&LO^MR);J8V?EKL-)Z!D'C@,YM1PH"I]2&] MT#QLY5.3 IZ[.K$C]F-(Z))9=*Q!(_?3X]>5GA3K".6=1["6?Q?0M;G MK(_05%W3LDHA=[N\?BR;YZC"@K;739.;AD&<5'%2P8"3%!5F*TBS44:%!";+ M6U(0F:<(4\?/R64>1WUT+:1I!0E:BH(@S$BBD)7,> ?;$F1"FOZ>H8Z(_"$' MDQ13.E )NXV^RMQL8S.7745JIL S?XIA,==T,PA9Z2H\@$Z"@9>-TU\&'<_ MRCG.PH$OVNEX,O3*F8_"G+,G3F("("LR8<2B,_?;Y M\:4PQM_M:K-5JJK#2_DUETIDO;2'J2B(73PHZG0?R+L^$87/MCSB3Q)5^U&4 M37RYPT! @$4X/&B5=L_)]LH*T"EUA#*? MH4C1WY2JH'?]B10.\D82FI"4E% MM0SNEHRS.%$\"#DC+QMA0M#C05W&XR%#T>4,/?F8,"$=*')\RG#&4G\>!LJ'$,=8PQ/Q<66@I!;TD^42* M1TF];%+=*F/J!+=,Q%U!3+415R OB2+E\G(DCQ2-I9DOLN,2'J-@?!K?V54Z MO_$&HWX2AR87?M)@*0Z"/L]WN$O3XS,AS@SU M,;P)!W^8Z-BEBC>LIZ;F0-%SA/86*8805'DK>OENZ*/#HI3WHO M2"(2;BG*$,I18%/@/IV8&B[%3T#US[Z#LG' XH? C=[G-7)+I,3%V9D4$B!_ MD^/G"UDA3.5O.W]TDM\ZPE' -P2KJJO19?&K%$?FNO340U,F.^G40H-.I/_3 M@P=\&IZIL219)I[5F^H5S@G_S",A>@BF!E MBSDYGP()U-+*<2,=_B1&A"6_3W[F8@(_]] 8 QS&/.R)F0\2Q4KD'E$P+A18 MS?4CV"CZ*+CEP-5P6HXP(*:>6M1V2CU#6CM/^Q)%@W[@'XGO/*>/DTG#(B5< M9H+Q$B 7!0"_ R<*^-XH: NWIN"A)FJ2MH] ML0B7#>!"8]X=0:@A0YX[)I+9X+2D\B0],R3W2)PKG!TD3>]HDVGW(/_1"P-? M-I;AE.!E4D)YZ1#('R?V4H=&TE5 @8G*0G$+R?%%#A6!7H'Z!$6-D3H+^2;(J5H5&MJ."S _K A=TNHGZ MK@*(T$[X:)G0?,BHF:S0)6]8HIADP2@D0. ;G#O#+.R/V*DD45)^A\^AI3S)-T3FR.ES@GT30Z( M]!./(K^%)+DU-?VEU]67&E129D5&"1Q'U%3F>2,5PMM5/1F]_=Y'U+Y25?:W M7SWNEO<^'N'K1&-4W$Z\]+@7=$=D+ -^9#6XDO$->XV,O:O4L@BM.DIA)9V_ MO)/874"-U"R;UT94>?JM )^0LDF^&KJ.L.S'9RAPN9Q]H,3 K+J2/02OG4_0 MG@O['S0R1VE:XF.:"?*NU)>3IQ[3IBF/C 3G W"V_PU(Y@9=CV0#83-](ZV/ M4.115A#Q7$)NHDH'>CK7):$,S!SAQR#/GFRRPVT)^'PP/24R35#<5=R^I3X6 M224T0=,#;9'W&X@GK8X$6Q+=1BJ!SA!NOLN;V BT<4)G@*I:XG^_R\V5[O4R M/5KFCGJM7M+Q"WEIX*((38,=2SD!26PZFPA3&T^6P3=D4+G\\TO9**^(;<\] M[#'=^!?FX/&2K2]MS##\&J'Y^X'U/:).LQ<48>9=XF" MMVJ,D_2CW)Z*ANMG7"]R)7L[\,PJ()J!-?R5JE U>FGT6CYZV56-7AJ]-/?2 MZ+6-Z+4-W&MQ#6&E^0IE/EL 18ZBE121D 4'!ZR6RU,N6;&$5H>U M+Q#P"O90V"?6?\Z#T$KO'A!TL\!_]W/AP* !KP&_PX"W*AKP&W_B1BB^2(!_ MG1;U>I?HNK6HBM:B"O+$C?#46H%(JQA@T(#7@-]AP+(9UJ+*A9U%0(! M-&?5L"\.)#3L->PU[-<)^UWS2QUNW#'UKG!XOA>4I7T3!7BBAGL1H+ ?<+&Z4UIYTL+P@8-" UX#?8<#KF-[FG[COZ7"[XGT2 MK28RG2XR7;SG?>J\>AH5 DYO7*&5M9TF85T/5H G:L 7 @S[ ?@B">UB0&$_ MX%XHZVSGO%T;;TJE%2C=EJ@@8-" UX#?8<#K3@J;?^+>6TR* @4ODS$T\!K' M6_#7NS=9B:9XB='*..I-'<[,I[N9?/CG,/ 9'\LVP%EM?/BS_&XR5UE,N9*S M;U\8=H[CO+PHG3R(CW%PFE@PBG$4&$TWC8)1V&51=G(T3E^=-V-#MU_5.?0XR(PF8_,INGQL:-$& MD[G>HYRXJ>WUS-[.RL/D>:3NL!# M[R@,GE+#*OL13NTRKCY??/OZ.0XHSCXR)]E&)6&?.RO\-R$[26O MU9MNY?F\X_2?G.9+-IK&_L\\R)_]@/#!^C3;V M4A:&YS_*]#_XW81-*CXZ^#7ORK^<7.?"<,'[O;T\/O?\[[DWC.@P-N)3/+'5 M*K7@7*X7 9W +7M^W_/9T5T_Z'Y/=@(/=(R'D/5^/_A'''0/,NC^)*[$ P[I M83ML#D;\QOB;2>?L[-M+409H_AM2ZC%\A#,Q?_O5^3@;+UYYPP=Y5+[L:,XB M0))T<-,Y_G9]=ON7<=HYZ5RWSXWCR^NKR^OV[=GEA=&^.#%NOGVZ.3LY:U^? M=6[VZVJ^TAQ6G)4*DN;$B[JC*))SX=O*@.!3SP=9ZN&$)BEMZ#O78K Q?.42 MQ(<09W-R'>55?DOZ"5$QI]*7,ZT7*7W#XUIQF'TT>UQK9MX]G/&1D9[B^'(" M9A#*X<'P2-3/0!YS'8./#,X9=M]UAEX,@.L&H[XK)I>:QKWWR'S0BG 1!*LR M8'I\I"EN3,Z3!W4*IX9+;4#H"1//%5/6!YX_BO*_H0Y?A[.ZK$<#PAW^=08* M2S#PNNGW&:@SL50@Q11:,8(<-3$QI?C.Z9/*%STP4$ 106FB,0X85W0P^.#9 M ('TA+-JTQG,IG$WBL4(9#[;'(>U3\QSEY/D<6@9WF[T8/3ZP1/0 (YW!JTQ M5FHBU'E8R-0.!)[$;=&D;PWU?8 PI&3JV'=9#@UHIJ< M:,SU;/ST!^C: QS9[KCPM(@E,V?16+H/'7>$D[*G;.&)"(^FS@,^\.'=(9\4 MCH.(:3YQR;CQ$'&1 20SEF,BO(BFS#-WDH94W,,YQD0YXB N4-@CMZ+PSL(1 M(3 W8]+IQ?BXA$)<4N7AD$ H-*6>26W?9? , M9S0$,AAL&EZ)E?CC?;A.HP?G@CM[AN5*QNDH1&(RL_N)G>^X233]NG0'R1QZ MFH#N1'(X>);J.6&;*D<#0+NC;@S\Z(>IG/[98\@11\!F#3HP%XX8%N[PJ_]\KAR55:@6EUOJ:H>)560)VZ&M#1/W?@3-P/X M(K7-V#4]=>/=$XJ)Z'M"6CJW>/-/W C@MWA:5_'UU(WW\RLFHN\+:6F>NO$G M;@3P18+[KJFIA6A"6TQ5 MF19?5=4-:0OP1.U-+008]@/P&Z[7WVG-=.,Q?\U,=;B_&#\!KS50WC],T MM61FJO-1-__$30!^PPWS][N1U)DONQ2--7Y*2J?C(%OP2G7O9E([3R7"W6! MA<2>_X"M!6)9VSY@\4- S8628FV71=W0N\/JT+L ZZCA$=W CSP7?NF6C(N M2O9#*@/N.CZ6)?,.![Q65U;R)GT%TIY)5&_*:_E#UH=C*77&O) 7?XB-%'P6 MIX?"=@(#["W5[U.Q'/%M]+WO6*(N MGA:-[JA4WG/Z\"8]FZIJTX11NP"-#!ZX'@]^/I=5;P7B]@Z\8W975%T_ZRU]<]JRL?J M_EFZ?Y;NGZ7[9TU>#:@,U/L$L(.*::GU2MHM"R7;)2D7)T[LS,M.-M48:X/M ML1S#0-S-X++])!-B;T1#4-?S;"9\) MP+_]BLM^3*J1UWF+FP)>PL&=$:@W?P=#8,*!GU#N4<2Z1]A "73C]^S'@W?G MX<^N0;\+25$Z@[L>,NI18ER#$A:A/ND:5Z.[/BAD;=[Z!_7E4R\<(%@W>,1/ M7!_\F_3!Z*4S9GB"^*EQ0S\UP"K!LTQO/[O!4Z9H_G?0^_N,+)U7G56A$P(P MF4J]@'>H^HLYH-1W .!N<:_@.!B G?+ 0+=_9&^_@LQRQN%Y$$7OMO)>;A[ M]'X(^L >H[]YJX^W7$MJ(ZD+_R*:B&S7U1P[T3U&8TNMXF=6OQW\V82!.L2T M?:_M>VW?:_M^3^S[.=W.^&(5.H2 QQ3;?\Q\%-8^O6LD[V;L^__WG,6PX -S M*%K4Z?>]( 9 /.(0D_/SJ_\OM1JV6?52Q M#@A\WH_'([O6K-@''ZUJZ[=?,^M_?%<$4!0?W/E:MNJJX@J"5!U ?/%8FVH^ M)>&TG"$M\,<-ZU+,S#AE\&WJZ,_[HJ/G*W%@[=$'KWOR?3#071\IE(I+:I=E*/@6:NZKLRH0T7T0(X>>\BSS7@RW#N0YQ^8-C MOOK!.S%&25[+K'W.,EQ?_C7O'<[[DKO9(T49$YI'YDW9GS_C>1%1^\,^.F! MF&:<#GS$ &_]G796EV;X,YGA\,HWD-VZIB0SCLUR8[ZT;ZG1NKK+7H)1RGX/ MX9BH8<#F^L_\B%@3:)<_Y'V=/K(^O*/15!B?%G*1_S#W ;)I?,_Q0GR"!R % MI1];Q(?X5?AX",^/QI>@Z+L(W^,G N!K W?"Q,)TP@AF.@3IE!'\!KXU%[!H M))B/XZT0QC02S$F%XS $S/"&?0#=/?.1"+#7?[?+AG&:(O'-]Q*'#>VG3;+- M*>TOT^0]I_'6!?O<'(N\?0!$SZ(L K2PA1IPF$'?=T(5?$=4A(\-D?V%?,+;'37M M3_1*>II@%)*UR2*#2FM%N(V3Y)XD6G$F!6)2@4!XP M*+<+1RL"#B27RF_*N'T((O53@0(\9^Z)R0F!KAP,R %'!AGF1]U1*E_(G"CP M"9!I"IYS%XPP7XJ1#)XJG!#O>CA9A*9,"HF$8)5?,9,U1%X9"T,<@83)=+ 1 M/ILH046>V:4B,NI%)GI)X3CP+#@3\^^!NNE#<2H4Y.)40L902IM/(Y/\. SZ M?+!)>H*0K"\@LI+1CG J12QG+0DX/+$)DA*W!8^BV'(R[9(4ECD?1_.)\(A2 MS U'H*A% E:A1XJ8(;^@$?S2(> MOQ>T>*F27[<_PC"-P"PQ.Z;+7#[.AY)4\9Y(&'G1]V@JXDL@Y9'-"T1AJB0[ MO@6D;"[0Q"A/1!_:2@G4? "=\N7D.)B7ZN'0'Q,1RC%B3/>\M[[%'P3X4= M)'.F5&9YEZA.BB*_%Q3SDE*93I=0U)DK">@Y-G@ M\IF*W(K X*=A214JG[95Y>H!$)/K.]S243+C%=T04*@+4@;D%YJU<-R$W1O_ MVT6>':\ &8RGD3_048@*3> >V* MH4()DHST5KP-<7TDHHA&>1XYL$H/WDY8%DAN%+*.BU 6/(4/4.:W=\>$+.1 M'=>X@&4\XH!GM"!3)3?'K,QE8YP+2ODM5)KD/).:.$Y#=- +SB],A>K,RY+& M,Y8)@)J"(D?L-A8/)A;^!(G1"7UZJDV@# V MJ*!'>500CENDF8\E$Z/E\1,/]L.$*>@ "S^TWAGI$$-!:A$NJZHC]'!Q'JZ$ MS>#-M/JA_0Z(_C'H/PK3BXB1%]D J^[W&54:F4A8_^%\Q\2GTCQZ]@,DAWLO M- :Z]>10@FBG@"&I6W'Z2&YD23P;3\ZSJCU(=7^*8'&^,Y_3\--#@&5&5%'$ M),,S43M2]B-XZ90-$2J80K7![T8,Q_/A!$V^F4CN9LH"J/CXJCHW"1QEM.VS M &91?&W+C]#.9BC>$G2+^A[ 9+73_5*M50#4PMCQ;YP.G'/O9.YB*Q&E2@IQ^=20:'5 M++M43Q\K'_= NEUEZ:!(7F. MZ8\\[H!)3E1\)T8;@_7/D ;CN'XK$RQ@P5'L]0$UD$%1;A!S MCPP'#;%[U+@&#MF@1M_KL63/?[:OOR8;YOH=(,@]3QU% RYBDMV>4ZDA\E , M^Q#+\@!T3LAG,@/SQE1%0%/ NRY7 X51R%VU8@@WL#LL\:33Y"Z)>E0 MZ*ODZE8HY4\R;QO]*CU1]I@SM'?LF$)PIC_F3\S_%BWN*<[EY)KA2$%(/-AU M8J>4+9!TC/J1F#D-E\:Z#E:W1N(D!!?F !,6%VFFR^,4:W(812"#NDCDI)YZ M@P&@ =7\,O)!(YL/U$TD5T-I\'0!OILH"7(/7(, ZA$[11&+N_TO7+^'%ODC MCF&F;X,^*^<\9RS\,9>+SS ,AXA!JKW0/X)2$X]39L8+JI."YABT M+A= T!>#Q6EDKH= $8=R7/3A4*4K[H7_G*P WX7+")^S]:D;Y_ISR.!-RIT_ MF8&.KYC;97G^5'6D.*DY,^3+=,N*(XNP#[ESELJ-191$^H]<'(L, ,XXJD!: MS;+9I. 3*N\#L%PYZ1L54:ZPRHBXU%LEHD\\4/6Z406Y6FH.<$ M&3_NRSBW M2@"\X'Z<+B>)B<_.YC:54% C-JE;\Z"64NDNG7]9R4M:?*2J[?R"8"?)<16/ MB>_0M'%<&UD?=]+R&TV\H/1AKX?)6:KY MPV%%PH2HPG4S@XI::=+BI,"D!7 MUXB^8VT_;.F['SSUF7O/^1ASBZ(*;\)8!7H8H%ZB>*LQ7L5]WN-7#J(AGP 2 M_W*L3BV?)P=JU5X,/F^2?_VC5&ZT/*B#GV/A"XV[7YDO^4U5' M100]#( 0X TUK*4?4S48VLDF;V!0*)PU"RA%)U=!>LA'XPE%@]74O**A'Y6DB^8A%M*9IKUEL4A,ZR M7M$H2NA[:5!7\F%5]1S3LF6<.477K)/*3#SHN+0TAC$&/MFZRE1[5Z$/0_:M M4AL["?)2DPHT@6@"63:!8$Z(H YNC@FMA"PQ;(?F=)_'S43/'X[B)%F:&XU9 MDTCIEH:>*X[8V%&-([7&9HW-*\%F8-(B:Y\PTX%_HP^/+$@%F0G;G7Y7)*UJ MM--HMU0M8Y9>09EU"4^(0^&<-<4K3@,/.&!DSFAV%8R M4=-YD-T+W2-,?7U.W?^I-C+F%;M' @K'7%::0#2!O)9 4@\?=?3D'#F;8BMI MB"N_5/A(P2/N.0>\.^GT2;ZPL$F4Z^NN*X=R?M= MZZ&_.F'WP;!Y7D9UC5!=:C.A-[82FMIK9(UMA*KE*:T]TA<;;!WTFL9!K[K- ME30-^G]$QZ#B=0E2FQCE=PR:VN#E%;=:[&XXK^H2M ?7\:K.0"\PB>2_*VL+ ME_S35'AZRMG'NO^\LB7]DGO4TD>*T^VIC71!ZS_.)F>9K M$:^3QYRX/:I81XS_D3'JY0/>-BY0L9Y?1Y_3G =O7 6.@%K][P?UEQ6;^7G) MI/;&(7O$KP&^-OQA$,NCRRN;!O[_W73OP6JZAK&!^JSW?(P,]1B=\9&:G?W; MKVSP4?SK+M]'\LJ;F_>>5#!RE\'&,52*O@;7!]<@B%J)1)9$>]1*@.M]/#P) M^GWLXD(NF6 4@4"-WO&2A*5 :SHUV9J:%))!XWCC5**!_&8@SX2P+2"\USQP M\WRO'46@P;Y?%8?;@55^2V9YT!T584M%6B7G>N8DKCF'O&XK<5%C?;3)Z07. M%WAT^MQYDT-GTZ9(+@S'A1?,&S[YT[35[3GF<"[T1%+)R-]]BD5RU"$ [/&N M56Z5:ZU6K9IUKGL9C_K(]_C;WVY.#H1_?A0=W3O.\#U"H^V[^!\%)NWXV E# M3/OYP^F/T#P$3(1?50X,7H:%+GH0?*/!D1O0Y!X/,.+ $"_ LCRJ''RT[*9I M-ZO24R]W_C&/56@/+-2*VM& M7API:WK>VWHZE467&6O M%"+*)\VEJ_:CX_4I!(=3Y&^ /1J'!^W3FX-W6@=:3 =J+:H#): 2" @4CYW MPN[B]*\%]:!:I6'6JUH3*A FS4"C>GE136B5: 2&;*U6-JUJ4^M#&V;<7UC? M-6X#[ [))[ <'GRY_7KPSC@\=;S0((67^HQE4HMILJ;WX^C!J_WG)'_E[G'012W>S$+ MDY:"P+UXJSGL-+>H%[=>,DC!"X_M*\7T6LMN+"M^-(GO#K%;6 M*IAUP/XE^6TWILGOVR"F#IO2K5%TG_.ND/T+8FYA#[8"R04)N%$NFPUKU=)J MOHO:1CMN5S!T%GHN[!]? GI:#;/6K*]0OBP'-??*/ISJ+^<=BZ_!WO(>T1E@ MP@-C[2_7JVA_^=O=+M)57G"5K:@N\D:>;W,N)8NX6LK4$!C"RPG<[2*(KYPP MONR=>-$PB)S^9T#/X8+2#D2M]I07!Z%F85.>9VHNG6B-V&15M,.\*)Q;224X M!$!31]ND9\N\'O,&>LQMLU9OO=IAWD"'N65:C6;!_.7:(EO(9]#(\Q;.)DO*@ 9%^0O==L"5-2N@WU'U%E86EE43"X-2VO5EEDNYR75%PM#]\K4>M(*+C<*:SA\VKOX@*A&@J*EI5G@&N3:8T^Y':W&XZ8"P838 #.;4\!JP7 8@*@N7AX MD8]1,?$E,/"^7>,YPWY+0I6HV+:OPC'@W5/&IC/AR2$/[_'OC MG#D1,ZX1^8Z"WM$W^(/W?= ,>2&&W%PX%)' A$!"$+GL 3P('(NF<)G5W!IA MS9N+QYN;"X<=5H,YS7KQV?2.Z\OGZ+*G,$-/!XC?Q)47]J@C",8+8!:-V>7F MTFI67$!6O+!K>XGH8IGE5O$]%CNN*%^%;.#14&S@Q-C#9.'V M3%=A (I._'S5!WBV?3!>^: 9ON M1#$.P[M\PFGLAP>7UYU+W19F4:Z\<.2/ (+PX."81ED][P=SC_Z7A<$X4?WS M'TW;LC]H7EP<7)F%* O'_.9$E!:"2_(A%L+1_L0) 01!$@"CT7=&&",UG1OZ0*AS2R<63C.MVR?$+M_"UEJF7W8 M:0%V5E=9UZ^K&9=8_@]LCA@Z7=3:4P.<>OW>W"T8OO.2C&$,T7 M-+&%!]D(:"PNWZQ6U6SE9M/ON<.V((@S#6OJ9?C?XJWSWXHU5MDL-VO:@[OA M[(4@#(,GS[^/C%X8# R9]'O-(A8^LB3E]_J3SF-8A#4CD2T\C$4 XQ1P,KH: MA=T')V+NHO$2=( 5/ZSVS_^.@OC#V(/XFV]'H:4N;K]I]1PK=Q(W7V#>"\\] M61I>50\^5JO QA?I"4"YE[)IM+\:V\R+;\X?2TOM?-+6S95JY MA%4H?KU/^#(+6?+BKO-'MMZ&+#SAK-8L?L+9CBO3_P) 8R^)$3ID/=^)&3:% MOH.OC$*F^?""?#@O:#P7'^;@4*%!S7$7;L5FU?+,5!, ML;CRCNO#FATOE1WGA5'G8L-]V8:&$A+/BS?!K.K&$05"FQDX8RT<[5LV MSK16.E=$:\5S>XE7QHCU=/LE%74@W2X<0"0@*S!>E&#+9K.R=M_'DH"K47$MS6S::^U1=%"0-TK$V&.DH^,3"I^W<>.T/$+(FCA8.@2I(]9 M:33,2GG5PZQT:6'1<706@BX<@%T&@MJV95J5/:LN-+I])X(K^'SZK[^J1R>G MWV"-P5'HWA_%#[ B"]U@P(ZZ?0^X_%'(HF 4=EET=!Q%U^*/HX=XT#_J>SX[ MB]G@Z-%^/$+5"Z^N\()LJF%U' P&'@TLCHQ##!Z!S,M/G5P.5]CH*B\-4$;* MK*7/I '*A3I D5:9YS+K*[S,O5)$9]5_W3PX(7L(^L##HE^H,WW\K O!="&8 M+@1;4;[41> ?'8\&H[X3>X_,N&+AD,4CL 2O0M9C8;<[O M->;\7G7.[]7G_%[SX&/3-EO55O9"9OW'(+X9&>U1_!"$@"JN:9Q%$0XEQ0D? MEZ,XBN$%A@&=V#AA73:X8Z%1L0"_X>+H2^/OVD6O.BE(D=<+YOO"_8P3$B0* M)$I8T$J2V*1#A85$H!G88R\<-UP#]A0K:+CCNC':MH <0AK/)8 K_RV<*JC2>UX[M&9;QP[0P^# MK8<'[:NS8UW;OR ;KBS,AE.8($C.? &014-03=-NZA8L!<*;&4A379@C+Q%I MJAQI*CHW?L/,^39D3C0*G\?F*<[G;JQB[2].FZA)/]W<2GL5!VV" =3"N/7K M38P)1=[$GC%#UD4?;O]9"Y3I N5P)G-8.-E3(M*;%;:JV;+RN!&! AZ"3@8X9WZ7YK%&T06++WNWSH_%U#DC@NN M5VAPF^7:!BID-0-?D($OW*U@#8A541"K6C8;C34'85['YW?<5KAFL>/AI,F. M$_K+[^VE*U^6ES%?7;A/@@2RA+%"Y">LYW6]A6KAT4ED62 8UC[*4M=Q;0,V MST+EA9LXK Z5@=%;]EI%T2IKNW;#/)FCMBLOLW;Y15Z:\IN26 MGO+UYJ%T2/8+1U 4J+=]=WE,0(^KTXC\JG%UB,4+1W56AL5;-LCNU_@N<)_Q M+P=6^&C\/P9P:M=[Y*]RQ/CRZ]7[8N_SBX^&Q>7MYT;X_;2.+Z\N+D\/SMI MWW9.C-.SB_;%\5G[W+BYA3>^=BYN;TH T8_KWO+810%<9#WYU>=/_SX8QZ5R M^><\4A/O$.726P>TW-AZI[?7R8(JP8M]&>+;U]G/B-?7YE&&@K]N?.T:?K3OO?1^W3 MV\[U>\/I/SG/D20Q5)!\ECGY!^.!\6NTP=XPA-KWCS+]#WXWH1&*CPY^S;OR M+R?7N3!<\'YO+X_//?][[@TC.F04O>18K5:I!>=RO6C8=^"6/1][#1S=]8$E M)CN!!SK&0XC,]!_ *P\RZ/\DKL0#?NNA/LG!B-\8?S-1/;-O2PC/&'1B-O MUV>W?QFGG9/.-?"OX\OKJ\OK]NW9Y871OC@Q;KY]NCD[.6M?GP';VZ^K87W6 MQ= _8 =9>I0'<.KYCM\%1.3%EY05<.+$SKSLY"59N621D%AG344\3 H)?FC^ M_N9WB9:(0VK;30R73DT__@YZ?_/0ZX$1>S%N*/T0:5A^*'@.K +$_"KT3BS/ MS1T[HU2DJH1Q>6J<78 6TMGT'G-0AR,X:8-"#/Y^@"XBH''AYQ,;SE=-7B?>L\Z',OGW!"ERI542Z;(B!XFH6THOA-6M!D?#5-3?#^HO M*U/K\)&M3X,':F$#]5G([H%G>_3I](_^8DX8&1U I6Q.[F^_LL%'\2_53_5F MV"WB7TQD#AIFA<-M*6X;7#_=_X_;;4J'\,H7:FD(5,D078\&H30-_B<"?"7E;0+X(4"\H MC]T\7SU#J+(H%OKW^W4QS!U<;;*A5>&V6.35IE[?*VEWSFCLEM#N]*CL>>#X MT4Q274Z@:ID+3^_J,^,IFZIBKH\EH+L\8EJVX/]S!T\E?VW[[BE+DL\!XB4/[S:" M)NR+O0 @/F(_V& 8 M:[&P!K'0**]6+'0(E L2;+VBI<(68=HL-+-6*Q7>A&:UUI0<_\(+A7TQ%"@! M9LLX_Y*"/X6IU7E!CMA+D",$9L4E<.(]>H 'KDRZ6F&D!4PS86\-2RK\BRK[K< M"$R6-R3CVQ7,E M^G1^#)D?Z4P?G>E3N.O;.B5V/4Z:$S8,(B_6'OHE>^CS\BP6U2X%5Y6@6MCN M-!OE&0T1M&N^:"@V"[_R$@,6U>Z6A%]FRYK2D5J[Y O"[4^_G'\RVNZCXW=% MFQU>I?HI",/@*=O>5!/I,N1 7F+%&^7 S4,0QK+YU,G@A-W!9Z-09^XL61XT M\U(JWBH/%,A=!#'UH$H!N'COJ=P$"RT:"HIWLY N+\S_5M&P&J2K5=?A%-8F MQ.)RXE^ )$%H[(:XV+5XT O")R\GXHW"AZ.#B@UOY@*5^HR!"84-#FE$+TC@ MLYD7V'^CM%LVEM,HT"ES0 N+X5MG.&T\#4A@CQ:*11:*>7D2;Q2*BY>_-G(G MK&C9I_%Y/MF7UU;@C;)OT?H,LVSK!)\M,OEF)?A M$$7+3!K@4!(T#/!;U!AKF7:N3T8[ @N*8[,0;)E9 \M ,+"#*@VSECLZ=QN< M?INW<=8B :["X-&+$)L L,9QR%POI@G7"SK\7F68+4JJK[/^EJ\COF$SBRJ' M.1SE!8:PC/2$!#M.@Q#; %$+H+;/YR-S+%G4(*I.&7VR8338!4&U1U91:QFI M$6_ \I[W@[E'_\O"8!S!__F/IFW9'S8A_73#TR4+R1P;R7!Z\+>Q;/&IF<9Z M7(.M929K9-3E-N+%!$0RK 8JRVK>G"W5-Y9?<*CR !)<@-\7$S:RNG^9\(^XBW3=#?OQWU! M-UU&^XK/CD>2^-)' %[V4N@MU99=4ZA@+MZW/2[)C?D:\YR(AS-Q<1FM)A; MQ=E&D1'!">#5P<<\PVB53L0_#C 7%,-FH=U@;B^V)(W+#PT>LRXY0Q M,BA$+P*CW>W2P$4M!I8K!N:;*_'W51BXHVY\&0KXM']XT9& C0#-5YI_.INB MK]DC\T?L- P&.$X==_2G%S\V7=@&@;0OQLAQ,!AX$48L(@-1PCCSHU&( M?5.,]CWSN\]:(BU3(EGEY8RT$#!2H,>'E"T:6&TTUU6+J*7)2J6)55[.,(OU M(-@V2()],4UNP]&V=O3>/$&^P/3?,G\BZKG]]Q>![V62#E!6$\06-B":=6U M;!&&S4*OM\R 6 %Z;7F'DWU1_3]=GI]I?K\2?K^,H/4GQ_]^^>0S]]SKL40A M>]-(EGI%!R"V",EF8=@R0M&KP+#RMG+]?5'SV[=?J2'N\0/K?C>.G=#%8(26 M RN1 _-%H?,]N^UX "8WKZ) ,!7+MULQRY8NE]XB3)V%IO-%L[<136VS:;V] MME+;(2O-AP*U0SN>5B. YHM_OY"G$@#J^9BA"/3H13$JB>T!AAL7'8I56=?$ M-RTY5BPYY@M=KQF_K*V-.N^+$;+"D=G&T''_?_;>M:EQ[-H??O]\"A5):J:K M!.,KV-.3KC*W'DYHS /TI/(J)>QM4$9(CB1#DT__7VOMO:4M699OLB6;G3HG M:<"6]F7=+[^%MH/:SZ8[)PMI%*[7BTA>3\6:B1BB08MKA1\ZM6W!"A:),Z#I MOG2ZSR/Z(A+JFR3ZDL91;0]8HWQ'J"R$W8RNX1WSD/9-4,Q1D.LD^F?*BA53 M_%VSV=U6BE]C9>PJ0>=1\SIU!852,VHY\[B^?H-CI=$P]LO[6Q@-0P_37OMI M&@ZC$G 8Y1NJ6VL:0):U2&-@,OGB9>QX[XP9I\QE(SUFN^@X?KV(X0W7%NBV MGCN\8PY.=EESAD/-;-;UX+P=HK \\BIBG$)QY-4B\JKM+%KV?MEQ.5'\P6 R MMG2/6.'2OHCY"-'EK#$3P:R?9 $*:!%?4;+*HZDB1B(40%-8D+.KV=F/8M[W MAK2UP':?M&0O5K(7,8= N9[UC*QNYFA&+=TK2EHY=-4H OF_&+K"4&U'-P%4 M6\*?L[$/5Q8'<+Y9&*1W"??!&QD7_YW88ZS(TO*_4/G?6 =IGSHUU9L#9UNY MM_XHNK55G6ZSE>ES:XU046++H[1U<.XW2VGD!32ZV@NHMHZX/+\Z4]" ;GWV M8D]>=&2_8(V0E6-?UB.X9$/F6X[ E/ 6_RQYQ,#B]M;SZX[;F3QK-8.%26\ M/*K+:E!?UE_8$M4U,V.0NZ I/HHW\4_?#IEQ[KVY!&>-_L3OS!GB)1/(M589 MQ:J,(I+!5R]CR_;1A$/<8??IVGYE0^RW#(,'[Y2=VP%P-1OV1SLX(*%"0POV M9S)"+D46D3]>FR+G=AUFE2ML\/JT][%6B1'8$TZH4Q"%:X\BDLNWOC=B! MI M.>N 0F;./:ZTEOC(A)5'546DEXNB*CT%H>+"_9P]VB'''A*^H0XK%2SEUTDT MB_#O(P=T6<][KYNMIH:6WB&ZRB&JYCI9YF*)JG&'A2OB M.2'Y9W;M9 O]19P@D.U6:.$D^ %J\DU9[[,VM^'>^M5>5PROSEC"'#W0+&:T M.^=->/@#&SR[0,U/[SUWB%<=W_3*O-S,M-P;I-"3 M]C;*F1:^/>U3:$BA76HPGZ.@BLA_T]TKC>;KE<6VS,[6T7H>H1>1 M MM*LDG4?/110%%$?/+;/1V$9>2.,';1H_B,-(&:<,KE\.KC >K!\ZB51P$JE9 M1*D OQ^</%C]"W@(ULU_+?KT+V$H 8P(7X MGN,06B:7"*M&'!MFZT3/KM@A,LVCT2(*#RI)H]U,E'R=XJJ,'KKUO5<;JU6, M2\_?93VT;T;I'*U61 ]^) F$52IPSU9OA\MLF=:^EB;KA7RM5A']_T73]$DF M&'^5Z5G[6[/P6ED,/SX'I+6"Y-%A::;[:T6DPNP5SM%VK2(* M0.#Z8Q-YU8'C-;->%ASYK-/;"RVWW]2=1]I%5(ZL3=I-(NU&8QLU(H62M7;J MLI1=K.F,6^8;9][+"Y#=_;/E,^/G4RNP!Y^T^JN2@)BC_E8I+X&+IPM/RXH+ MRW=M]RF0?R=RB&1&;6&9<75S>?"E>516>DUKPYTE]CQ*7Z6^I$Q*KS25:T\P MLRG7"IZ-<_O5AM\.23]RQ=AW(T49>H,_M8*LDLR8HR!7J3J9)38X$1 -2"J) M1 C2SJUE#U>5(K6C=M;X'ZTO->VOIB]7*4\IA_!/MC'!7ON6&U>?_V3( &QH M]&"'UA/CVC,P^I,0IUYCV?6N^I@+LV2E>T?V>32_=*5-J33?;IB=SD[[G?#O1V_X MSO\$/UCP3/KAMU^&]BO_5Z8V^RFUZ)\^QXNF-2=TF5!E0I,E%S;.>4OZ9!9X MAT+; X8%4LFW_F9_N;^X,'IG9_UOM[V;?UW=?#5N^@\7]\9#WSCKW]SWKZ_. M>P\7Y\;EU4WOYNRJ=VWOJ/ M@S1UU6I_R^)/\1MB=_J5L'62S[M\N(L>J$H)L2Y#>8FTE=0'/(\.?>\MLJ)2 M?QHPQS%NO]Y\_Y;[CFRS:!:S''P1C&:T&A&!2]I-_%O]YW-D+M[VOEX#7[*._/?SN\P[7/%\'_IGU[;[9^8)(SDD[,EH6]WN41?V-;2#L6/!*=NN M8[OL\-$!;^.S8A5;QK./8O_AJG]C]&[.C?OOI_=7YU>]NRL0 M>Q_K:)C#!N@=(?0?5O#@%$'CTD;(>2!$&E-!_8\&08PL*$[FZ^7?[[\M>';HY%5AZ.=/79,W,#^Y7]6T[J#NT0%Y3XHR'_**0-/ 78>"G" MCHJ(RMMVPIR(C0BC?VF@]7%W\?O%S?W5'Q?&U0W\?,$O[.?K_OW])V/^\@NW MP&+*)C-0Z#^RBY&Y1=-V]',PM@;1SUP,C&R7Y&^V3;*<7D]&-VK4(?X;-U8+ MRY6L$>11S.KBG@);@%-U_WYP/-] VD8YZ/:LD:S;O[V"WOY(OY++29<'>IJA4)?[FB53ZU229X@%ZYY M]ULK!P5'[>=SSW'P?FW7")^]20#J.?C$7;!"+G4V S8T RIZ/6P&?<0S'1Z4WU]/UUUM/+ZBUN%X)VL86Z]"UT M66HJ6JGUMUT(P,2&Z[^W03X5,65+EL\\-I05JC!^QLO]M FC5#_E0SQ%6T#X M\N^NSV K_P-__JMENP'G*Q9\,K#RDPTF8*_:+/A5,YI^RF89;3]4V6PP6X73 M?O<<*@R;YKC>Y;W"=::!#HHWX@@4^(^__H:NM-S%8< &A_:/PV=["*_Z51I1 MQW6P7XZ.?_L%/_O%@$TZZ $->$#KJ"N>\"E^1)B(^AEHU--ST30S MC3L6C!D82J_,>:^X0S7O@:7Y4$4@69#9E+":N-$4DZ"@0"1 I+Z^&Q-=S[<1 M6/LT.@POX(:'!%=ZQMGC1*\,;@I.4=%_BF_:'$G_/H\+@(](DJ MT2%\-(#S@W\=?&D=F[7:C,F!FZ+&3Q_0ZIRM#.\8I3#M$>R*:*\W_,\D"'%2 M)-ZHP54B^GK.!'--MFO$L;I5U6+[X$M-*L4EE.$Q*,-($\J\B%:%&U>%QX7! MR&>(("2P-!'&-(B0<;W^V=6EY^.PX_XH%DOS9-#,&;JQ^)D[3+<:\JN:=0B,(!WB7AG] -75,GNAW]:<-ZQ.BIIS8*ORL"CYBNXDR)P M$/.L;FE WR+C@]$=AK[].*%J[0?OUO*!9%8L+\"0Z-;5U3+GO@N1TSVA\MPX M[$D1@(BET+@2;FV;W>Z,.2TE4_IR4=G]<"UG0T'MKKY;&_*FDIW[<]1?$?'1 M#*FP7MCH2QVGC)6NVW)/=2>4VUZ2=+ZN*R**6CA!QWJL"5;;\8P!+F7#3B04 MF0"9T/@2&E]BE_$EFAI?0N-+:'P)C2]1,7P)8TI9SMUW8H]I%MXE3 G"]'KV M')"DP;\O_CNQP_<(4D+]FR'_MK>($K_W;KX"OUW=&/>_]^XN?N]?PY;N?S(N M_O_OL,.R%S\':Z)H@(G.E%Y?0DI,(4\L8N[$^E1!5-LBKO=J4K"CR+@&GJ&X M!-B2(B16!3=<8TW+K2-JZ6X?&*!#^+_K4U2RD?7%]"%^R-(IRV085@+"N 6Q MQ@LJ!#QZ$O]BI^^MO=NC:]CKQUM!>(1!:_ MM!P:DZLFLMJ)(]3KT"2U-U>I@@15T:* LLT33;,$TVWL!_1!N MEV:UG-)R2LLI3;-:3ND[KYJ6/WXHV-1 OZ0AE.ISB:?X9.$2F=721<.R,#3=U$@3&_L0Z[P/\=_WH14R M!(GAM>[8>>BYV*/2^V$'AU&%*!6M?:-KFC=(>VIB]M(H@SG@@EM+'B]X%X4- MB]_X4DM8V.J0!G\MM\)A8V@OW>--L6)&%S%]4+2RR$Z6XCAQF]5!U:A[68,J M\DCB9&62X'7@FQ#-<^ 1FF:KW=+264OG7>/#.=*YLQ%67$LTS^/$+$@B+9H+ M$LW=E>E!=GO017/BZ+G#2(=O5UPW:O7J"VLM ;V:-[=!R MML=].+JV8S::.<.2JJ1VJN C:)ZK L\U5N>YP6#R,G$0MV462NE6G8*VV:AG M07%K]M/L5UGV:Z[,?K)M42;#M\IKW6.S>9(UADTSFV:VRC);:S:S;8EOZO6V MV6[L%>,L646PX/B)[5015+4\(!Z8^!$+ C(S_7EMUB)9M]T^ZP^I5:I+'WER M_W@A<.K",]' Q?&PAETL!ZGN;6MIH*7!JM)@L?%DQ68^M2CX,*) L^%";%A? M;$K]YK-O.\^:6O?L#M%GC;U;FNC72'9I8M?$OC5B7VS^W7:R3)KP]YWPMQF1 MGD/X6=/=EB;\5?(["U'YO!!US6PT.IK2J_G&BE%Z$6/?/A#1[G+'955S)5D# MOY&23 .S*-[(>+!^Z"Q*18,E6M97BS[R9'U)690-3<"NLJU?7?K0\D/+CU7E M1QEY%RT\*D0<51,>FG$78MQ&53(U'Y"9M7[;'38I.[>CV:/*Q/H10H6Y/;:- M*J6#-L0K"_?GMLUN-PO#H$S&^50Y"O[P*J6T1)+6)56F4JU+BL@[:1TP1P?H MSI[BLU6IX>/&51!,+'=0X3Z?ZF2;&^TM9""R(8GPHWA5;'@^\4&)WL*&O"%' M*H)-TY]6S5UWLMH!M=:KP!LK1OXE)>!F$/\?EC-A:]-^P^RVNCI:OJ1?<++I M5,H&I*"V_7=8"E:(]LM((ZXE JM,^+M) MTR$E(?3"1J<;00+3:KDAS=6Q&E M=?/N,$/9*5#-!.63Y(=G@BKE.35#E$^>'YXA2LMB:NHOGQ8_>M2V642JS@7HJ2'=+MFOO*X+ZRTY&:ZS37 M?3RNJU+^4W.@YL!U.;"2HZYRV^-:I652.\S=9)HU*IJ84O:*^[J363 M 9,5D=C5_)+)+[O<>;KPCJN9\_WM\Z 5D]$G:*%8\WQ8J;G"([LV1K MFT-D]UI"GZQ,%LMWU18DGIMFJ]W2$EI+Z%WCPSD2NK,15MRD>&YFH?IHT5R0 M:.ZN3 _%=/P6)*X;M7KUA;66@%N2@+F1IG9M:R2_0;&H()^9S686\6]31*YW M79\J*<^K<3R[S(:Y7%A?F0O7[6A>F_M:!U_J';/1K)7-=;OC(VB>JX3J:ZS. M= 5V4!>K_FKFR4G9T1NM_S0O+JG_FBNSXLJ]VT5XX_5:RZPW2NI=FP@%S M3IWWH>%_)D&(MA(W@TKL(ZRTD[ N716UC@SZU++J ZZC))K*DU59O6]ERJJ- M==1I0:4%5>7743T!<9+5&5:F@-AJO]G>"@V]CLHS7E8S6)F,MY46,\UP'V0= M%62XK$:P4AENV^UEFOD^R#K*8;[<-LR3K-ZO,KFOS(ZRN).S;K9/.A5DNRUB MS^X-QVT_2IW/<5G]7QOE.,T\&:D6?>0ID9*:R68Y1%@T QS>'P%_WWH^::$P].W'26@].NS! MN[5\>.TN>D#5I0\M/[3\6%5^E-%^IH5'A8BC:L)#,^Y"C-NI2L/:!V1FK=]V MATW*;G'3[%%E8OWH'1.=*C7%;8A5YF!@M&/%E$EIG71:BU29 M2C^\%BFB[TY+?]VH5VBCGO1M#7)NC=N)/WBV@FU#&.Y@UCJ7U=M;R#>S] ;P9'@$CUKLI(;;A\**JJRC@JQ24FHNP2M_6,Z$Q:P2A-]8 M^.P-EV:7N*ACQ_FF>G6OG9--IV"T/-T=.5:5=5203\I(56IANF-$TBTC+5:@ M@)TW4_!X5VFE*NNH8.U]MRJYW'6DW;Q 2Z=10HB"3RQW9@="MC5NYXO5;&BY>Q MX[TSELHB&[>.Y1I703"QW$&%Q^)5ITBDN_7,<:*Q&:^*#<\G/C 1[Y/F43EY MO_2A_IO+_.#9'N/M[F0*1!=-[0P_E)0>GL$-I"SWBQEVLL:TN]UL\(9DY+PL MAA:1U7QCQ7BAC(ROEH_5IHGR$[P?T*[4 FL1XFS6JI+(_3A"3*OSW>&.LE.U MQ7+%O'CAB>:*:KZQ8EQ1I?RKUAL5I-JP??3\(?,/^5OA\,8_C,!S[*'QZ,#R*YM:/;."9^/RHA--BHP2Q4:]*NG$O M1T1> 2S62E,%D165[-+YG\LLM]LND=-V''0V_RZ+"* M9WM_>_QRS@8DY(UF'0X3:/BW7QZ_5#?/6Z;04*XU16),ON M@:!FA_XD#$++Q0;U%45+IYDA5QY+M'IG74 5S-X%9,#6E[0&1?]U;WGQ>%.\ MN,'QW5\Z#;/;RIJ)L$UVW'LQ?;(R:2S?VUN0C&Z:K786_*@6TUI,[S0O=C;" MBYN4TSTYR8RXCUE1EQW>;H(FR3>L=L9(:)*Z)U*NA>B_NIU M8+E6V2RG]9]FN"49KC6;X;;%.R<-LWF-MOT!]1.J[G^/WT>L2!0:BOD#AH@'(=N9_ M%BN6& E?[B\NC-[96?_;;>_F7UOJ/@S0)U["^8YK!Q6](D-"O1*U)\GF7#W?1 U7Y(X[.4%XB:U74!SR/#GWO M+:IB2?UIP!S'N/UZ\_U;[CORB2A- @=?!#<;K5;$+)(/$O]6__DO<]KY> M')[>7?3^<=B[?+BX^]6PG#?K/9 ,C(4J+DOL_+/QS/@Q-L8_/ANBRN"7K"/__?PN\PY7/-^'_MFU[?Z9><)(#HF"FVA;W>Y1%_8UM(.Q M8[UCPY@#ML_AH^/Q8B I,2WCV4?Y_1<0U@<)QKH=?(WXB_HA,"6^^T7ZTL^72QYP@=97+[.HHTL)ECADB0? MW%^OB7<7EQ?G$'\NJL?W?;O^L]7/5OC-[-N7'__?3^ZORJ=W<%8NYC M'0USV #<:Z0.JO!#7]NXM%W+'0 A&I8[-,CU-LZMT%I4G&3IW<0)3.F N?M. M[#'-PEDJ@6^1_WZ1-16L2:/*O8XLTP-1@78A%HK^^]+QWH(#([1#7 8AMHA? M"6D"WP V78IPHZJ_\K:8, ]BH\#H7QIGO?O?C\#O6Z;KT;O[.'JCZL',+=_+9A[M\26E7@: M'+%\X.P(]#YM>$O'5P[<:M49^H:%!B\66*DI;NWK7?G!69F0>7FR>F.!1-E* M;YZ3YVHNAIJ4G_*"J^(W=>T%P6I%&E_J-;/>+:8V8Z5SVA Q?!0JRR.Q+&B@ M1DQBC:V06)-(K-'HK-VR71!Y:3,N2^KWAO^9!"$6LP1&Z!EW#"AG8#O,B-4! M_AY_HOCKK>]A5__0.'TW^F/F6Z'M/AD]N-E7.[19\*NV]?332GW:A[;NZIU9 MC'[.QCY(9XO4Q<6/,7.#73/T%GUP:;;=8M!$W*K+>*:='[$)9= M^6251U-92#S+&G,%T%3=[!YGM5]K4ZY"(MX.!K#Y$,RQ@<^(E+ PX=9G+_;D MQ>B]>+#Q_Q$5F&C1:?%?K/AO%R#^HZM3;ZL_DE<;\,Y&O,_@RGUEPG1?MUNQ M:7;KQ8!N:(U1NL;(FEFRK,8HAPR/S59W5^,%'\6/H ! /<2X!4;9SX;VJ&! M42(6%(VF5AQ+;^0EC;7>LNALRCE*YZ0 I1/=Z:7G7WN6>\VL@ &+4TDCO]I5 M79'6QC%[M(K9OHK)FABSK(I9@^@V/\M4.RJ;U"&R-1*G+I[VKZ^T([*T(Y+; M2][L%J 43BV7YJ\.K^T1NW*#B6^Y ]%.OJ(V.&X6HPU6/;25>KD_,)WE$EDK M*Y.]K!+8!)'52G(AUD%Y_BC>0Q]HTW9Y$L(;&:CW ^-WY@P-K-&^A^O6NJ!8 M7=!:;%#0'%O->B<''RY)N4$, DS\P3/8;4%_1'>)5PD?PHM*P5O4&8RRPTNM(G+>&R.U=M-LUDM2$#I+L:"6 M^&K9+D:7\)Z#2$%HE5"P;U%$QANO"L.]?95+3'D)E93]>=4+VQQ4*QCT;3'PJ5->ZH%CWH(@\=))1^Z,%2DO6 M&FI;:>= UT7DUT7D$6,1^>D5B''1.J%CG#6(N9IW!%GA^O5>O*0DR M%-F,YP:MZD&M6Y.FQ6: *E743.?0VBJY0FV67GIVPM\D_?#AG(CS=W M+1WRD=DTWS%I%Y%5CQF22BG_L)P)KX]Q'.\-ZRE[+[QI:SQV;#9<->JM6\IW MB.SR:*Z(]/H6:(Y JG9407P4-R.I(*XQ+J:+L#:H+HI(N%^]C"W;Q\@E9D+= MIVO[E0UY:.#!.V4\8L"&_5&1[5>55A3:QUTYU=(N(D&_-D7.J^EM9I4&ZHQ+ M-3,N44UO,=I$9UJVF6EI;Z(.X-;WQDCMJ[:AQV$'G66IU.O*R[)LHD)@/IE6 M*C"F4RSK^3Y7[L!'S *<+()X.1,V-*YPT $+0@129?8KSD+2+E"Q1D^QEVBO%RR.RXB+[\5LL,)X%EV3L7+DS]* M3D5%5*.L2H2B30@XQAV2\Z$W.OP./_Q\<-?_?O#)X,ZP5B6%1M..B\C-1]=' MMT>7UQ_!U=&-J7H#E&K7CA\'D,74:R4;RD6D=.?MA3I?B.^7Z?J^$N] M;AXWBO%-UC[-3YI,-T2F>21:1 G )DE4B=BVUO=E=.YFT[F;6 UQ)^;:MAYM MAQHMJ5F&*R?EMSJ5DRL=JI#*.2ZDV&".D%!(8E7/R.RT3W1:ITJOVVA:)]_V M*J0<8=,TJR#>KU^8L/)![C:6P'+,NKBKU3B9Y6HM/ .O6F&ZY0YJL3'9\F.A M-Y[YF0H9PX7N:I[6+*( D@-*4T2VNG[]P!S!+%I'=':BDJS TJSF'KNC9#7 MS!LL@N TY^TJY^6Q71$%'1MGNT;=[)QL&_UAVSQ74=>XY$&[H#;.>O>_&Y?7 M_7_>&Y=W_6_&U_/;.=]@.ZD7B3V-2?S>Y;W&%MM8R==)5NW-JACV#UYO\-^)[;/>JV4[ M6&HC\&#C^SMGCZL6W[2.S5IFMX$N^ZHJ]>637E:-R*KP]9LEO7;7/#[905S* M_3( %T"N'_G>BR%I@M(CWZQ0W+]6)ALN^CK)*K]9!\<^OKM;GXW%K?;V#ALUL]'6T;!=HKM\ MHLLJ;E@[&E8PT=7;-?.X ,27K0?"/J8WDA,(TQIDDPY*5L7$!@-A1:N6EGER M7 Q\L0Z#E1X&R\)TV& 8K&!:/#9/NJT=#8%]%,]$&0)FN\89;G,$&PVYICEG M-"4A,-[L\%ETJYQ:[I];Z%/Y@-&).:Y-IY!TOR(-E/'A5ZZ$VCAE0%#ND[SY M*Y?N>S6@VKB@OPX.3Q9HK0;5WW4=U2FD$J!8JEPEKKL+2NG#>$)*N.SR]^M3 MXS[T!G]J1Z?84%FGD)1_.FIQR8;,MYS?O1>&\V213^GV5K4ANWIL\2X173[% M%9+6WS3%Z5JQRBJ&.[CJE[&$"%M3-6AW9)X[DLO+FTGD%\S,K489[7PZ+K9A MGV,SN?IE:4^[&;NM3;!S744KQDL/-$3QYAR.C>3FZ=;B2UL5E+AE'G>*P4O1 MKD857(V-I.2+H;5VTVRWLMQ:[664BM:570XQK[WRJ@F#'3( MK<]>[(#Q0N0+<(/'^)<=@-*?_[;%(,!*YON%5SDO_-;=2+Y?VIFW#M!?SQU& M%+)J ;/9:9?6QK_,66\F7*:QV2T'YFTKFG._/-%EX( OKVYZ-V<:#KBHIVDXX,TFX7JKK2O@MI7&\/L)QEULUPK9$-R)1_CD MQ-^Y2'KY_)KK2+1J674ER^H'E4W5:UL)FS?6"J6#]*[E3^@2N]P2NSRKI57+ M*F585I&L0I5Y.J1]\*5IMFM9==U;KJS3CL>R!;.7=Z>*IZ%U2+$Z)*OR8AT? M SMSUQE&A=.H"IKS6I#%IPEL=:5(SN\T2Q?_N%;Z43F/Y!):%*[".-[ . M@:$7T#XV.P7X 3KIL"G;7X21"./V 1-.$_]=(TEML%LNGW^+2%8KL*%QG+ _ M.O->7CQW'0BI=J>8C+4&KJV8WU!$WGIUJELKOJD]B:JAA5R\C!WOG3&N18RH MH0[[0C1>R*;T3U%X(:U:T6EP(@.\_%5KI=IE=&GO$F#'!\$':=6+3IK/)\TJ MM'-O"A#DP_@X"?5T%003RQTPT= ]8K[/AAI6?0/)CGH1"7.57>75(:2/N#BZ MMYX[Y+]@\,?"<4HKG0G1_O:J8VY;]2(RY\62Y[RZK(;9;77+3ZKOC$-4MN8Y MM['9SP75$WH&]X2%5W3_;/GLV7.&S-]0ED7#)VRN#;I5+R2/'T79(SI9/T97 M+Q.\M_R&9TWU&^J";M4+*2[8!,DWS-9)5F"Z.N2^VYFH$H%"9+L\@H5;Q ?.!/V>BQ^#9\M]8G=6R"Y& M(S98M32PVS5/"BKWT(7A91=XU(LH\-@)LNV>U5IN=,QV37N%FD-6]@H;M0SVJ.\+>YR8QXUMH$1H7[)4 MC7P!O]]173R7JYM 2T-O\NBP-%O_M2)R9_8*YZCF1CU#]FS>.=V.[*F#;FYT M6N7HYEE7LA?*>;]9)H]?&A_1E*TTJZC*&O[]Z W?^9_@!YPX2S_\]LO0?N7_ MRFIQF*4P%VMKD&L:\Q? FXR!8P5PJK=?3_]QD#ZO6NUO6?0I?D/D3K\2%D/R M>9'OO<6V2*I/PV8XQBW7V^^?\M]1_Y9 MI:__X(L@':/5CJY,WD;BW^H_GR.CZ[;W]>+P].ZB]X_#WN7#Q=VOAN6\6>^! M)".T9ER6V/EGXYGQ8VR,?WPVA*WVEQK]![XW9<:)/QW\DG7DOY_?9=[ABN?[ MT#^[MMT_,T\8R2%AE47;ZG:/NK"O(?"_8\$IVZYCN^SPT?$&?WY6;$O+>/91 M OTE] 8'"5OQ31R)#4+*1N./7R-^(OW+R$Y,_GH!;C#Y]9M&P'Q[E*62'I G MT50\0S%*F0?K2SY=+'G"!YDF\AJ+-K*88(5+DGQP?W'V_>[JX5_&Y<7YQ5WO MVCCKW]WV[WH/5_T;HW=S;MQ_/[V_.K_JW5U=W'^PHV$.0_V'U$'N&T'5B=RF MY9#[P4%.SZW06E2<9$G_Q G\E-K\3W/WG=ACFH6G5$+F6].",GX'O2+!B<)A M4UXD#ENL0W7@.C)!M12=1>,!REOO6?_FOG]]==Y[N("U/<#_?+NX>;@W^I=& M/.$@>YW3NGS-FO18EPMB(EM"J)R_'V#(!OA)%!%&/P=C:Q#]S#EO9+L/8O!] MAAFPG"I-NN4UJE@49*_8/=4*66QE, %L#8[>_?O!\7S#91OAONUPD'#OV8OZ M+A2M(!]M^NOL/UUZO@%RE (V 49O"!%TP%X>0;8VZ^9OO["7+^*_"IT;LD9@ MM[)AN>W2>$/3N$+(&*^J&)WJRR_P\G-OOB%NO@JWOGGI%!%!*]N.KWH"(9^1 M[[_?WEZ3Q0>6ZOG5_=EU__[[W47"^C.N;B[[=]_(@OUU$UQ?[4%*!8]EFGT7 M\D5TP 6];<>&0$G']81'>DI/O-U:((3.)SX6O:#AQ@NE#+#C?M7TKY]6ZM,^ M= 5;WAPW,&=8L&L#>++2+F5E[>8FL)M94"_+3VWC%X4R]H:M6E+::)JU>E95 MJ:Z$W@4ZRR.R+("2Y>>UK4UD+1IV?Z*!LJLN]P?>"S,>K!^[UWA:+9Z<(_NS M@%E6F-@)ET5WM:;X-VO=NI;^.TII>626A>&QPK3.HLBLWM:M*U50 #/]]?O) M>.PPQ*^P'.-^\,R&$U[R<..)#LP'WW(#?G6!=M_UTW;*??\H9MP9=1IBU_1W MUV>PN_^QH?'5LMW #[N7=X;]VPP\:G5G@;M$C2^-OHV;/05 19")41GWLO8 M9\_,#>Q7QO7SM1<$O5?+=K!BX]+S[T%!QY?<&_YG$H0HU^&R^R.XZE6!BLV3 M1HF!@AV=Z5XM,LW%P&H6 ?11+I'&F/JMMMGM9LW^V<+]S@3$6JK26UW'5*G? M(DGJ1$JZA-H^\E"^W%]<&+VSL_ZWV][-OZYNOAHW_8>+>^.A;R0JYRZO;GHW M9U>]:Z6&[@BN;TYY7^$'@_= =\5_G[H<724_JTK^6%?)ZRIY726OJ^1G'LV- M%S(!%9Q9)7\?PB\(/[/J%?)+J0QN@-Q,7N"-@\6<@*1%=0_OMT?@K+IA;S MT1;:[M,M'. #*<'>-BI0^BB9,HUVMWV<;-S8# PG\8H@OP)D]IF TH?S39[ M]#Y=^X@U7PDQ"'::QSO]?@4#$H0[$LEG SYMT=)'GA>Z2"('1FB'?)71;X3@ M@P^#1$$#PLBI ZI3"9!Q:-Q??;VYNKPZZ]T\D GR_>8!#9!;,#K.J'D %_E% MK&9 Y(Y#$T\-.S L,)B#@6^/R?P'68UE.2^>S\AT%G1F6!&A M4?.*S\:>3S^-!=T9DP"8UW;IZV#KCRU^M_1Q^#G .*+Z"GSB"QSW.SYEH$J M420!@D@"'*F,U@/-JB[.1E$DGF:$2E#2>+9>F?'(F&LPQW[A4]YQD?'[X&-' M>WO9%(3XPHUF3M/T^K4ET)EZ?"1YWM-RAUS(DSI.^$M*GBUO_M0*[$"8(/&: MB2IOK'#BDWD2]QRK9[4-P8!]&YX;RZ\.I@\!O;0MOQW M<_K).(\U\4C\1>)Y^#?YR_K)YUD/I^#FU..OW%?&HPSPURMW<&3\?' /CN+,FE5\7=C:X;YK_8 KC5Q6M$C[L_D$Q*BCE9C MO%D!Q3Q@1V NX1P%N!RY=#!=9-2$WFVA<,>/@^ +03""">-:3TR.O,8#4[Z! MT=&;0/4@DN/%[LU8"ON@,XS]&(4=6F-0D]TWBUL$,,Y"MKHC7W;,9HUT\"PDFF0PCZ#B[1A_?_'""0M4 Y3.4-8P2R" M(F+%39D1Z!U ? M,#);_=9A-:^V-PG@9& ]_"'('L0$RBDL;@3@>3]:#NYM*8M@W\2_$,<@( (0 M(E8PFW$R. .=,6 $(,<''UZ0$,KTFU@ OCW;@V>0(\$$'HJ''Z# HEE4]./( M\2RR'8&!F0&V@8T99D4F"2E%CTT(D]^]-_;*?)/["P9\P6=)X_1I E=(K!L] M 25:#A6"0\&9(:$0A2$[UQ1]$.H'7P+4#&<.%V@P]PG$9O04*2R)?08#-J:E M!M8K234\DB%[X?\#;(:B 7_P?/L)Z1,_"_9XB(\TX.@$17/>Y3^#@++=(8Z8 MF,#E\C,'JG"B-S/2'P82#;"6 >9.@*Q*GP2> 4.0-CF>^,CG =&_#)4+._'+ M5BW7++]:F^>+FN<-29MKIT]%"+9\"CF0WGMJD6/OLF0XE RQ3SW (P I M^08FRD">"_V#*7!UTCR//C&<,#[S\1$$$GQ5V@.'C\PBTRU2@B"7N/@0GR2I M+ 3]:((#O%!D)P3=6?KUI$B%C'+ Q@P5Z9TC;L-GGS$N<%_@3\_P>9!B(*+* MESE:SBPI9V+W*5^V=$N6+?$ZE5J7O94K5]F>(9CQE!\ >YE;)CE,ZKF"11?F MY0%81T\>>@R_&K\_?#.QL,A$U@9+'+%%$K+D6^R0#AG(J!>T47B883SV/;"C MR# 4JQU$8<,A>TSN*:0OA7"&^.>Q&+U^9"QT!& PTK!6F7<2I/F,5K&%,1$ M4PR]#YMR5]RW?K0=M(JE%YYRIN'70A"^'T7V8<#2B_ Q\HU0%;"!@1>(1U/% M \9BX-0L-/CL_T4[%RZ:3PR Y8QF/0.6,B.\6XS![V>P Z. M0*4Z5&4Q=8#/^"%TZ"(?$)0C='3'?, 9 MG&4P>1ES=PO6)1W#\0LSVPQVAH[Y^GI1!W1&S!C'!-^(R'[^=Z MR0G_Q 8=S8- CXRH%V@5."WEDH O$KZ/B2>4]\)OR8FA&Q]9-KH##I@,;W;X M##<=U08^46T@$IKCH>=@&BXO"@RM'Z:P4K@$L6 O%.=GZ$2,06KP$%.@3/O\ MB8P&8!D9Z@+JG;Q,'%H(-T(&:G$0FC483?H97_XI%1/[FEH:-W<"L$C([,!B MQAEQ,0QB2%$#=!W(_N-@S 8H8PR,&9B13H,\V^+7U;V,I+2 M1XK&JAL^&W/O2K"$;#()2.W;!5A"P6CH_'H.4E6I7),U;2#'D3)[&(Y%LQOL M_3-@7CN\)MK--9GJM?),)CJB:-6DCOBZ#;YPBOK4ZY^-:*?T&:S?2YA7\1F7 M)]^+'N:8+ &0YY<0^@REJH65#:@I9XLDE)^N*G=1I FC U4[BM?_3BR0M;[S MSC4Y=]0H-SOR0:S"$^%/9," 1>%Z+T"\'L;[_3\96A8N#\D&QIOE^Q@C#2:# M9[E #',:5Z-,TT=8/*!F JQB4JR<=WR!3E'L*., 3P>H]N+Q@Y!79B);<54 -=#S\>_#MD BQQP M" M7ZQW'FV71D44&A0O$=$%^0X@>D$0/+B;7#VZ[YP$8M,1[5H3 XU4JXN"Q!MQ M=L6U\7H/D8=TT!CP+<>DVWP"KP4$(<+9)"% J"SXTYJ"BW M_O#<^,_DU^"E^_%JDA?!Q8I^%345A/1:=YSDRX?Y@F\5SM (8^?_=G'E 98"K#I3\EO'DF- M2S<,1C7F%"RRS\.Y;R6UH*1^'QDX<*^4(R:MI$I3(/&1+=/+0%L35U"73?6; MOM Q"4$9B4B?/5D^20JA-N#S0IJ_J%H$508+X9K#7-&DPC=B7K I\H+X;D9) MP 7,[[R#2?$MGD6N(N6\8U.*K__8H9U*CHN4H_NC>!_ MLRW6J/_B>/'^B_;!E\;1=(N0 ;:90U4X2Y("IP046T@'(+8P #[D7B"I*;#' M,"\]I427]+&V9386[P#-!";>4BIM"P[6[\P9AIZ,LZWF7M47%O&$4"*.8ML]&>)11O85B$?-B8 NK"5 M4N7!9(SZ M5 8&&)BP:%$':@#396AQ4J6),!_!6 "[!@_'L5]Y.(]96$82U34H]^:!1>3C MS9(Q[=@C1CF Z.9HA]R43%567B/0)6B1._@[%O_ MX)-ZF]P'6C1N"ZO"$FETU=%W?HE^>@+O'IB#Q3;T]Z/[(^,) _DN#ZO#*Z0G M.30FH0W+Q"-2W*>QYU$\WN+./1QS)M685"ER&'J'W"2GVCE^?8+,F?N,$HIG M9>!YPA0",<2, VS5R-LLQR[FWSA,EE6FY=H!I[/H4N IW)S PXYM2:I")W9% M#D^P+"=R:0SF6%O=K)&$"W563VN)W5**[8%I'S$U'$)L6JE-A+*JZ>54DP M$I,LT&(*&./6TX0WJ/@B$2]]'@I:6N_>:"1B2R(EB]90(K(&QD\RTB9"S7'$ M4Y2$&=XD#$)8%ZC>*-\KZRF2U0=QP0&O6!TQ'RVZ$1/F++X'@WDY6D6)P/#Z M58J\*7GE?(U$T2>U6%=N(D"50O%Q\3V12\:6!O%(\?6).T8@ZJESP(B;Y<:E MMQBC8TH*?,# L(45#FT?#6+U<[1O4V2:Q:%PZU@-*=JII?%,-,\VR^@PUL#\ MX%(^6'"C"IN6.Q(/4;1D53'@A]7391 M>@-1-"Y]6>QVD='8C- N4!^:-I&CA>01)0:I"T(6HJ<\N/CYV+D!?$CI"!'( MCYD$W1=YC)2W6RP4;ZC!9+$Y?I'PEPFF6&"+]$"*UH M];@@*J.J *M4AF>QIV=*^)-RH%1]JP7EB*)AXH(]+L6$8J0C'$X&7.?^C_D>5W0R-X4KY7]+ M'I8X5Y&-CP4!EU)BL3S.$JC4C9(592$\_)%2;U'LB-*B0IV;0W&2EM8N8D_O5(/HBXK"G7.$RJJQ*MX!@X,7;FL&:LE* MF$9YN"=;0C62;\OCQ]8)9T>Y, 6L9#:B2ZG01TMB'RU]#QM%/]IQ^*/9]+'L M,5<>YV^LPXBUNE@IDC.) M(R-'!M:".&:E1G_Q,VK..!5=:\Z.KFW_A/(2R6#%TG9GQ-ZVN=B43<"Y4N7" MR+Y(ZI8,1LU90XKKU2]/66C91EG$@0]SBJG@;&/GP(@*:*6CP)UE^-L0K>Q0 M#=C3UW[*KL<#CI<%?^03,VE,SZ[U$_$K>JIJP\OJ,(H)9E:(S:P'X_&PR$?G M84GL5)_R(:(RL2/C0BY0.#&8&AIZBYA)2EYTP)A(?S\]8>:/IS6D/Z$ 08C= M'=+NP!-('T_\Y_S H[U<2D5DR18F#O!=^'4&RD%'0!WJ>Z*4=:K& $^)%XS* M3O\HPI$(Q!^@/*#8+OG+'H^\ (U1'GBZ>,!M4- M>EDAU2(>K 9L$5D\=Y\'BD>9T !3'$/\ 80;RIL!I4Q?+8*% M$"J0 MX:H5^>V5.=X8K3',T_H85L"(:/1K1V1YXCP>[^7&3@.'A1*=+SHC,L;FXIL> MYL6FN,G%KU">4TB0/SXLR<>VE0<9F"7Y'M)>$\O@^5[:! _0^MY_0)' [8'X M0:4"5B >_A!,@/+$>")T[%48N5+%$SDZ G2[138B#2]X_%7&*Z[-P-SP<$/6&J2!._#FVJ)-+ M4.PS\#B1XIC1E!CI3Z#5Y;RK4%1D3,8/I14R4AQHDU+J4A0U*%]PV1L=L5@[ MN0?Q+I\IH\J[MS%\/Q =?ZFC.C+.L5/;EAB)F&[GKP!?RQDJEPQJ#JU'-E2N MCK<J%+P(,YG:(]&]@ ?37L'X0CK]652G<0L36Z0,QO4 M<0U:>>VE\KI3J/>;K WF2DS]DRP;SA8+41D-,;T4$ID24&HUJ8/,/*G/]9Y, M :8T'W$.P7)2L1%)0>R75135QA6*@E/./3UK; ]E#RQUSJE2A?-M2HS+$R*X M*615JJ*GFAAZ@.AT 7\3=;DH3<83,:V,"MV@ZI7 MQ1HB(F$-4H,T4@369A4 M&?5B#9G$F')298&(/XO%>$_/<3R6#ED1L$FK#GO08;\4Y40+.U$),?:"0(9> MH\(KQ_[O1.*5BR(P<1<+M?8O$H,=3?+$0[Z3)-Q)L'BO@G^ M?\0A#9%&B:R25*K@8,RDUKEDQUPB41[>3-&;A#,% _\'CT6&ENTD2$VUHY5/ MLNK%)\H8#L6Y&[% ML7I>7(Q%0X=PEL/)@%>&2M)[)J QI= PB(D:Z)+70X;H!N")VA2FE< #= ,! M@9=+SPV5,%KIP=@.$4PY">- DG%A\N=]7Q'BVC)AZ(J#!80"8/9)\(I)!(&*>:/C>3EM)T7 M1/J.-P\D]-NE0%)1GLGEL*HBHWP7[HBO4E7$$;K/A"=X" J"QB!$6 M^7+ 6,)YK%#L>IL\NTX& (.O6$_!>6K)),!>.T;+N2X;\E)F58_:7WY'9UY@ M*7)O1?W-E,A\5O^8DIH*?'SJ+XN%!T:V'PC5"KRX8(C" ;,B2%OJ4Y&/*) Q M';M4UD:):! \-G6L#^&@Z)^)5TS%5V7T4L1#*"0, M9">+5@$A LOQ!2/$:1 M-&M$@$)'#RH3/=@Z"](H8R6)%@O@E $!ZP9SP<&B/!;9KXBS03@2$?7RHB K@X]HH M/]"EYC4]ZHZ2T(+1QB(N%T8TWG? [R^WKH>CBBL HX-W<' R8&9BJ!=B<$F+ MPQDH-O3;PG A:-PM$2.M:#9P.5*P6*R24@$]DX?8X7(2KD%).WM!;5 MMZHK6D! Q8%3V!ZEE7G\$MOF4+6!W\IDYHG7;_#Q*^F-.XPGE9422X4-2:=3 M?87G,#%DCO@1BUWANDG437#WPF\W>0!![(RGZ./:N=#'$A93LK3\]1,8U^&S M*<.3E)+'1@4QY-(4W^.J.A.)-2KLE-=&U9Z1#(C;AY>I^+4<.-V6K("FW#ZL\5^$GF*BG]4*"Z!V/K/5$UY8IJ'%2:J< @_S7N, M%'XB3F0KNHJR0U$I4%25(835/)5+/:_[)'T2G@J_2V[C&T7%&C%K4FJ&-5Y'SM&/D[2*QS:BSA'*ACH;NI M0D6QQAZ!%M(S+W0&0@@X,3A\:8-RJY*M.IHJ9QUHQ27 M>DNRQR:^K=3\'_@WL#K[8;W(('8TT'U>1_A6V61&1_8&PM(;3UT5#?I*JDWAV9FJX$V,@67)S%,]'E3.4A1=9[T_!7$O)ZJ]TZ\YK2<# M!ORC\T8,&(?@G0A64;"R Z M"'E#I@K.G_7^>,"QI$45LDGYC@)O22UMO#T[6?/&PJW M8,)=9,H.8_V+K]:4SYE=$C[;/D\I'7+&B&!T%SBM&125NDJ9&^,Y=H$H/??R M4BAT.PE#H^%@BH.#Z6@X& T'H^%@-!S,?L#!Y-4M+* DRII1O1# ,D["R01_ M:9<\N7HVUC(NN1HHRQO8O.HKR*)$1"BP?V"6D&> X^H>!;0@KE-&0 N*)?'\ MK;"^XUYAWB,D(50P2(V?G>2&M:+ ^3O#4JDP=&3M)OI"=CB))AI@H3ME37P> MX;1C'R%M0XH^!GFO.#)TQCRJ=$%4[G&(<6E8"8JHI=$ISEP'L@TYP_0E?B") MU_]A^P+;40!"QDT8](VD*_88=ZN0ZZ&MH;HZF--#@:6\#> ML3A,9+!%4% ^2G:OXM*'%N\&?X:SHXF4\!@)O:HV<2"N?OSTZ*%3IGW4_YFZ M A\'NY+S&"]9^-2B3-=&PI!-:#SW*?IWQ$O2&7Z!F,EP\@E5\4ID%,(G#2)_ M">/"9N((9%I_02S:Q%[.DA\E5\S& $JXOXPJ\\TRHC"$%47!=X M?.A'XJHL0XR I@"\ !H^D+DD]4@6!#X55?P\."..3\(6<8AT;*UAP)(A!>!C M@-A%GBX>&,_SD9LY,GH!U<;(>9U$@TAWAYC^ DX*XQ&4 (SK,L[$+A(^/R[9[N&5E@I:#35.#O?6X.'[ M5Z2&$M!AC03^!<^);FI*"0%BZN\QZ';H6BC(.& MBH1R.'!\$*L+H4[N)X\!GT:=J&T5QL_8#GE/V)%4.P%'8,"Q%]Q2BS86Q^OC MOC&+&O3 P)J(Y,,[U1RFCGC%+8!""IZ5$/B,]#8OZ>%7S$%1 M@K0^H--62J(RSCV]=&6L@:S#$(UX(T25&_!>'I>@+VRL7!J/?C8VU,.NZJ;I)M]*_CUUH'%@":ZD#UQ^7JF4[*>N<7)-H&HM8_6O+=J)K'= MJ&TQX:52IS".;A<3;ZS!8/(BZG/5RO^$*W&NM@1@RT#V>^Q P4'E_CI8PQB; M/<1(F,@SQ:7!L?B;!&PT<:*R8%ZWQ1=%LC2QFHOH:WR4) UJG$WAB>%T,^GX M]/WA?'/\M_7BEZCT^K^_<=S@>GSW\#1?LR>9%3[!9DG.^TY6O8 ML3>6SE[;]6F-H]_X H[B1&0 M-%/@%['J+/*P+B<^F%A@@L'?+V&]B+ZY:>IHYYQ0<]/4L=B&BR6)XYP-U_-( M8B07:V(DC=::E%<)H?(M96TBFI@M(WP"?!F3WP*"2)B=4T5Y'+-N)$:;PD?9 MF^5D$67*=B8+;:O6V#[I/1%,QU/^& %TVFHJ>*3,V(OBH5A[+5ORI*,QA572PS#+5A\AI2)7*J>*K&FX_H(T/LB\+J M;XE!2)NE*;7X^KPQM>U6YV#:UFW$MFYCD5'!H/XL!$5WP_[HVG.?KG&D%(_! M/'BG[-P.QAA*[X]6G2W;:C8S9\MRNL(Y2^C6\4X5"9B8[[;G#4UNMVL9AY+E M !1[*,UEQB;?3(]-YN1PB.001/20Y( WIE:I#3E]YA D34KF4$J+UA'KD&FU MW-*OGC?$*C.P)*[<$$P0#-IP.I1_RLS[=DOV2^7B]E9!*=F>GP+C26R7@Z$E M$ROIQG&!^9N1/Z'Y&3P>RA\AA4:L='W%5]5792!1)I-[A2"""8G5YPD],\L1>9C$E 7\% MQJ3+40"-@>V#\XV-(;R)'EMA!!)R6ENCI^Z*N&)AZ'"/3([WP$Q#Y:.$6OQ- MJ6&J)WZP?N1&X1JUDJ4=7Z;Q@*'^O95X8I.A]4,ZA\CMC\#_(UL,.8W&>,IZ M 91H7![(JHUHM#0^1U8HDRCAO#],6MTI_].*!@R%WA.C!)(H7Y%K0[Q3[L*" M@!I;[W)L#O59H5&M"!P[=T=R#U/+.%>V(*)S G6!;URT)?#..";Q0^*^@[AA M\]&21F/%[V'^ 4P;U_DHGOJ#"J9FC*IQF$\!E87 MZ'?3STLL09S:XMU\"RN-1,8ONO $F4W=NWKACRQ\8VQ^4P4=44094=\$EAZA M@R&+C;"5A8Y):N.8R%$9<75=+E]PMGCRL>U+SC:#0YBXBL G MH<0%9Y 8LXZY9KG,*.4!QS.!_?HX/#EQE($1V!2@Q.LF%$>^4LJ S%_C["61 MB'A#E"<2,O''<.3\B-J(T52G?V*=$]V71,)=? 'Q/D9D'%.;E5".T9SG*/<> MU?6IBFG.V9)Q'L3 ]!R^.H+[D!,E5+@<%_@L%RR_P1?_ K]_7K;O1UO)Y5O) MO2$!S6'/&Q6GY!O+]9*-966U-(41S*Z]M9G5O9+$S@U"3\#0&8@!A)XK@Y[) MRABU' @8'\V]9)7SA02^X=]6QQD.;1\EW8ME\_E0:G61; #E]46V.FTJ^36) M99E*+TWM-'LS(-MR(]K'C0*"M\I:!(&M&KKN=FHYH6O<9_YNF@7$YXO<32=G M-Q1=3C<$IZO*)1@S#B :BQ;9(.$J!2LD2IK<.L?SS ]G-\QH7,R8:VKG?7&0 MC'W36Q^W-;6K6U-U:ZIN3=6MJ;HUM42_XQ[A]TZQ00[-!+!,R!SHD^=."4N\ M,=#16 L59*4I&XV2?9%[D&=_'M(6#'4/>^N0)&)JQH[WSI@#!1,^&Y Y+7QO15HO(R6 WJ$]LED$LC6>A"*"+C)=5CP1.@J,2UFE3$82 MMX_,+-!F?Q8]P!>W]_2O^N=/_*.P! IR4ZJ.AS^<=U[!->#W(,2HKTPD2/Q% M]HYQ0&:\_XI0/6 M\-0"=5QQ,IEJ._0:\5H)Y2XZEI6;HT%1T0JQJ&8YAU2HQ\#@=C4WCF4%N\HP\3"V3/4>@,H@%\):-L1$+@+&8)2DI/Q4$E,5> MVZ,J[I2M[]0,GMEPXK#^**WZ23Z"7R-$%H4GJB^E^\C'@Z"K M/$;YXSY1#!=_#L;6(/J9.]4CVZ5WI"-%W6@*4Q$@L,1#<%L,J:R&P2U^P(<8 M-OK5:/\M^H7/(SUM#%/%SYL&P/1?S] MW9>1+2(X$CBHN@W/'YYR$\5/C;^85"4 M@^ZB9AKX?Y\^3P_8*F(UR1A?%O9_5@"'6ZZSI5U%_O0O[ "YH,2&*NI% MU*=XS,&F"$ X!RH%Y)F;6CH4I;1X[/1#J9U5EZ')KWCRHS!#H,E/DU\IY ?* M[4/1GB:J31O<"7VZ_P2EA5E%Z"ZA2#7=:;K;$MW%&K1J1+=@?*#6,HU&LU-* MU+>B,8&H+"+S4F7U]M^*8Y-9TF(#KYKFR(,O?YWQ7JRO59F#TH&;70H5-