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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Revenue:    
Insurance premiums $ 153,465 $ 150,892
Investment income 9,884 10,085
Realized investment gains, net 2,595 4,857
Other income 133 103
Total revenue 166,077 165,937
Benefits and expenses:    
Insurance benefits and losses incurred 103,197 101,364
Commissions and underwriting expenses 44,797 43,235
Interest expense 1,562 1,429
Other expense 12,997 14,201
Total benefits and expenses 162,553 160,229
Income before income taxes 3,524 5,708
Income tax expense 888 1,320
Net income 2,636 4,388
Preferred stock dividends (399) (399)
Net income applicable to common shareholders $ 2,237 $ 3,989
Earnings per common share (basic and diluted) (in dollars per share) $ 0.11 $ 0.19