CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Revenue:
Insurance premiums	$ 150,892	$ 153,488
Investment income	10,085	10,367
Realized investment gains, net	4,857	1,571
Other income	103	895
Total revenue	165,937	166,321
Benefits and expenses:
Insurance benefits and losses incurred	101,364	106,195
Commissions and underwriting expenses	43,235	40,923
Interest expense	1,429	1,607
Other expense	14,201	12,692
Total benefits and expenses	160,229	161,417
Income before income taxes	5,708	4,904
Income tax expense	1,320	474
Net income	4,388	4,430
Preferred stock dividends	(399)	(468)
Net income applicable to common shareholders	$ 3,989	$ 3,962
Earnings per common share (basic and diluted) (in dollars per share)	$ 0.19	$ 0.19