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Segment Information
12 Months Ended
Dec. 31, 2014
Segment Information [Abstract]  
Segment Information

Note 13.   Segment Information

The Parent’s primary insurance subsidiaries operate with relative autonomy and each company is evaluated based on its individual performance. American Southern operates in the property and casualty insurance market, while Bankers Fidelity operates in the life and health insurance market. Each segment derives revenue from the collection of premiums, as well as from investment income. Substantially all revenue other than that in the corporate and other segment is from external sources.

2014
American
Southern
Bankers
Fidelity
Corporate
& Other
Adjustments
& Eliminations
Consolidated
Insurance premiums
$
52,654
 
$
100,834
 
$
 
$
 
$
153,488
 
Insurance benefits and losses incurred
 
38,179
 
 
68,016
 
 
 
 
 
 
106,195
 
Expenses deferred
 
(7,845
)
 
(2,305
)
 
 
 
 
 
(10,150
)
Amortization and depreciation expense
 
8,646
 
 
2,457
 
 
507
 
 
 
 
11,610
 
Other expenses
 
13,644
 
 
33,725
 
 
15,601
 
 
(9,208
)
 
53,762
 
Total expenses
 
52,624
 
 
101,893
 
 
16,108
 
 
(9,208
)
 
161,417
 
Underwriting income (loss)
 
30
 
 
(1,059
)
 
 
 
 
 
 
 
 
 
Investment income
 
4,447
 
 
5,507
 
 
2,152
 
 
(1,739
)
 
10,367
 
Other income
 
8
 
 
11
 
 
7,595
 
 
(7,469
)
 
145
 
Operating income (loss)
 
4,485
 
 
4,459
 
 
(6,361
)
 
 
 
2,583
 
Net realized gains
 
527
 
 
694
 
 
350
 
 
 
 
1,571
 
Gain on purchase of debt securities (Note 6)
 
 
 
 
 
750
 
 
 
 
750
 
Income (loss) before income taxes
$
5,012
 
$
5,153
 
$
(5,261
)
$
 
$
4,904
 
Total revenues
$
57,636
 
$
107,046
 
$
10,847
 
$
(9,208
)
$
166,321
 
Intangibles
$
1,350
 
$
1,194
 
$
 
$
 
$
2,544
 
Total assets
$
129,517
 
$
161,729
 
$
139,271
 
$
(113,509
)
$
317,008
 
2013
American
Southern
Bankers
Fidelity
Corporate
& Other
Adjustments
& Eliminations
Consolidated
Insurance premiums
$
45,851
 
$
99,779
 
$
 
$
 
$
145,630
 
Insurance benefits and losses incurred
 
30,197
 
 
70,175
 
 
 
 
 
 
100,372
 
Expenses deferred
 
(7,106
)
 
(3,230
)
 
 
 
 
 
(10,336
)
Amortization and depreciation expense
 
7,440
 
 
2,120
 
 
 
 
 
 
9,560
 
Other expenses
 
15,777
 
 
31,742
 
 
15,076
 
 
(8,028
)
 
54,567
 
Total expenses
 
46,308
 
 
100,807
 
 
15,076
 
 
(8,028
)
 
154,163
 
Underwriting loss
 
(457
)
 
(1,028
)
 
 
 
 
 
 
 
 
 
Investment income
 
4,308
 
 
5,920
 
 
2,338
 
 
(1,757
)
 
10,809
 
Other income
 
12
 
 
40
 
 
6,408
 
 
(6,271
)
 
189
 
Operating income (loss)
 
3,863
 
 
4,932
 
 
(6,330
)
 
 
 
2,465
 
Net realized gains
 
3,767
 
 
4,330
 
 
644
 
 
 
 
8,741
 
Income (loss) before income taxes
$
7,630
 
$
9,262
 
$
(5,686
)
$
 
$
11,206
 
Total revenues
$
53,938
 
$
110,069
 
$
9,390
 
$
(8,028
)
$
165,369
 
Intangibles
$
1,350
 
$
1,194
 
$
 
$
 
$
2,544
 
Total assets
$
126,861
 
$
156,484
 
$
141,304
 
$
(105,268
)
$
319,381