X0202 4 2005-09-16 0 0000008177 ATLANTIC AMERICAN CORP AAME 0001196567 ROBINSON HARRIETT J 4370 PEACHTREE ROAD, N.E. ATLANTA GA 30319-3054 1 0 1 1 Trustee under Rule 16a-8 Common Stock 2005-09-16 4 A 0 25000 2.70 A 584403 D Common Stock 6720 D Common Stock 15540 I 401(k) Plan by Spouse Common Stock 2005-09-16 4 A 0 15602 2.60 A 3430104 I By Gulf Capital Services Common Stock 2005-09-19 4 A 0 3000 2.65 A 3433104 I By Gulf Capital Services Common Stock 3953256 I Trustee as C/F Daughter Common Stock 4026992 I Trustee as C/F Daughter Common Stock 2005-09-16 4 A 0 25000 2.643 A 2024122 I By Spouse Option to Buy Cmn Stk 2000 D Mrs. Robinson also has a direct ownership of 6720 shares owned jointly with her grandson. Mr. Robinson also has an indirect ownership interest in 15540 shares held in a 401(k) Plan based on the most recent plan statement. Mrs. Robinson also has an indirect ownership interest in 3433104 shares owned by Gulf Capital Services for which her spouse individually holds a 24% interest in the Partnership, with the remaining partnerships held in equal shares by Trust for the benefit of the reporting person's daughters, with the reporting person as Trustee. Mrs. Robinson also has an indirect ownership interest in 3953256 shares held by self as Trustee for daughter, Robin Robinson, securities held directly by Trust, for which Mrs. Robinson expressly disclaims beneficial ownership of such securities. Mrs. Robinson also has an indirect ownership interest in 4026992 shares held by self as Trustee for daughter, Jill Robinson, securities held directly by Trust, for which Mrs. Robinson expressly disclaims beneficial ownership of such securities. Mrs. Robinson also has an indirect ownership interest in 1997129 shares, of which 777420 shares are held by spouse; 946702 shares are held by Delta Life Ins. Co.; and, 300000 shares are held by Delta Fire & Casualty Ins. Co., all of which Mrs. Robinson expressly disclaims any beneficial ownership of such securities. Mrs. Robinson also has a direct ownership interest in options to acquire 2000 shares of common stock granted under the Company's 1996 Non-Employee Director Stock Option Plan at exercise prices ranging from $1.90 to $2.68. Janie L. Ryan, POA 2005-09-20