CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Revenue:
Insurance premiums, net	$ 46,913	$ 44,552
Net investment income	2,442	2,556
Unrealized gains (losses) on equity securities, net	767	(114)
Other income	3	3
Total revenue	50,125	46,997
Benefits and expenses:
Insurance benefits and losses incurred	31,913	31,925
Commissions and underwriting expenses	11,680	12,666
Interest expense	774	855
Other expense	4,723	4,057
Total benefits and expenses	49,090	49,503
Income (loss) before income taxes	1,035	(2,506)
Income tax expense (benefit)	233	(508)
Net income (loss)	802	(1,998)
Preferred stock dividends	(99)	(99)
Net income (loss) applicable to common shareholders	$ 703	$ (2,097)
Earnings (loss) per common share (basic) (in dollars per share)	$ 0.03	$ (0.1)
Earnings (loss) per common share (diluted) (in dollars per share)	$ 0.03	$ (0.1)