CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Revenue:
Insurance premiums, net	$ 178,731	$ 178,825
Net investment income	9,791	10,058
Realized investment gains, net	1,210	70
Unrealized losses on equity securities, net	(1,516)	(2,177)
Other income	11	17
Total revenue	188,227	186,793
Benefits and expenses:
Insurance benefits and losses incurred	125,831	122,500
Commissions and underwriting expenses	48,030	46,124
Interest expense	3,419	3,269
Other expense	16,211	15,465
Total benefits and expenses	193,491	187,358
Loss before income taxes	(5,264)	(565)
Income tax benefit	(996)	(394)
Net loss	(4,268)	(171)
Preferred stock dividends	(399)	(399)
Net loss applicable to common shareholders	$ (4,667)	$ (570)
Loss per common share (basic) (in dollars per share)	$ (0.23)	$ (0.03)
Loss per common share (diluted) (in dollars per share)	$ (0.23)	$ (0.03)