CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Revenue:
Insurance premiums, net	$ 178,825	$ 185,440
Net investment income	10,058	9,932
Realized investment gains, net	70	30
Unrealized losses on equity securities, net	(2,177)	(7,562)
Other income	17	11
Total revenue	186,793	187,851
Benefits and expenses:
Insurance benefits and losses incurred	122,500	123,456
Commissions and underwriting expenses	46,124	46,713
Interest expense	3,269	1,952
Other expense	15,465	13,634
Total benefits and expenses	187,358	185,755
Income (loss) before income taxes	(565)	2,096
Income tax expense (benefit)	(394)	571
Net income (loss)	(171)	1,525
Preferred stock dividends	(399)	(399)
Net income (loss) applicable to common shareholders	$ (570)	$ 1,126
Earnings (loss) per common share (basic) (in dollars per share)	$ (0.03)	$ 0.06
Earnings (loss) per common share (diluted) (in dollars per share)	$ (0.03)	$ 0.06