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Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2023
Reinsurance [Abstract]  
Effects of Reinsurance on Premiums Written, Premiums Earned and Insurance Benefits and Losses Incurred

The effects of reinsurance on premiums written, premiums earned and insurance benefits and losses incurred were as follows:

   
For the Year Ended December 31, 2023
  
   
American
Southern
    
Bankers
Fidelity
    
Total
  
Direct premiums written
  
$
49,580
    
$
166,093
    
$
215,673
  
Assumed premiums written
    
27,987
      
29
      
28,016
  
Ceded premiums written
    
(5,902
)
    
(55,933
)
    
(61,835
)
Net premiums written
  
$
71,665
    
$
110,189
    
$
181,854
  
                         
Direct premiums earned
  
$
46,349
    
$
166,368
    
$
212,717
  
Assumed premiums earned
    
27,996
      
7
      
28,003
  
Ceded premiums earned
    
(5,902
)
    
(55,993
)
    
(61,895
)
Net premiums earned
  
$
68,443
    
$
110,382
    
$
178,825
  
                         
Provision for benefits and losses incurred
  
$
52,899
    
$
110,995
    
$
163,894
  
Reinsurance loss recoveries
    
(1,884
)
    
(39,510
)
    
(41,394
)
Insurance benefits and losses incurred
  
$
51,015
    
$
71,485
    
$
122,500
  

   
For the Year Ended December 31, 2022
  
   
American
Southern
    
Bankers
Fidelity
    
Total
  
Direct premiums written
  
$
52,404
    
$
176,119
    
$
228,523
  
Assumed premiums written
    
26,814
      
9
      
26,823
  
Ceded premiums written
    
(6,547
)
    
(61,701
)
    
(68,248
)
Net premiums written
  
$
72,671
    
$
114,427
    
$
187,098
  
                         
Direct premiums earned
  
$
51,844
    
$
176,995
    
$
228,839
  
Assumed premiums earned
    
24,978
      
8
      
24,986
  
Ceded premiums earned
    
(6,546
)
    
(61,839
)
    
(68,385
)
Net premiums earned
  
$
70,276
    
$
115,164
    
$
185,440
  
                         
Provision for benefits and losses incurred
  
$
49,568
    
$
124,478
    
$
174,046
  
Reinsurance loss recoveries
    
(2,393
)
    
(48,197
)
    
(50,590
)
Insurance benefits and losses incurred
  
$
47,175
    
$
76,281
    
$
123,456
  
Components of Reinsurance Recoverables

Components of reinsurance receivables at December 31, 2023 and 2022 were as follows:

   
December 31, 2023
  
   
American
Southern
    
Bankers
Fidelity
    
Total
  
Recoverable on unpaid losses, net of allowance
  
$
6,415
    
$
8,263
    
$
14,678
  
Recoverable on unpaid benefits
    
—
      
5,470
      
5,470
  
Recoverable on paid losses
    
—
      
108
      
108
  
Ceded unearned premiums
    
—
      
621
      
621
  
Ceded advanced premiums
    
—
      
226
      
226
  
Total reinsurance receivables
  
$
6,415
    
$
14,688
    
$
21,103
  

    December 31, 2022  
   
American
Southern
    
Bankers
Fidelity
    
Total
  
Recoverable on unpaid losses
  
$
8,265
    
$
9,382
    
$
17,647
  
Recoverable on unpaid benefits
    
—
      
6,788
      
6,788
  
Recoverable on paid losses
    
—
      
618
      
618
  
Ceded unearned premiums
    
—
      
681
      
681
  
Ceded advanced premiums
    
—
      
179
      
179
  
Total reinsurance receivables
  
$
8,265
    
$
17,648
    
$
25,913