CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net income	$ 1,525	$ 4,281
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred acquisition costs	19,445	24,064
Acquisition costs deferred	(23,028)	(23,151)
Realized investment gains, net	(30)	(4,903)
Unrealized losses (gains) on equity securities, net	7,562	(1,894)
(Earnings) loss from equity method investees	(241)	290
Compensation expense related to share awards	134	211
Depreciation and amortization	890	1,003
Deferred income tax benefit	(1,819)	(1,112)
Decrease in receivables, net	1,076	1,545
Increase in insurance reserves and policyholder funds	854	3,121
Increase (decrease) in accounts payable and accrued expenses	1,008	(947)
Other, net	(923)	(1,420)
Net cash (used in) provided by operating activities	6,453	1,088
Cash flows from investing activities:
Proceeds from investments sold	3,902	29,184
Proceeds from investments matured, called or redeemed	9,806	11,515
Investments purchased	(17,010)	(35,292)
Additions to property and equipment	(126)	(107)
Net cash (used in) provided by investing activities	(3,428)	5,300
Cash flows from financing activities:
Payment of dividends on Series D preferred stock	(399)	(399)
Payment of dividends on common stock	(408)	(408)
Proceeds from shares issued under stock plans	0	6
Treasury stock acquired - net employee share-based compensation	(108)	(153)
Proceeds from revolving credit facility, net	2,000	0
Net cash provided by (used in) financing activities	1,085	(954)
Net increase (decrease) in cash	4,110	5,434
Cash and cash equivalents at beginning of year	24,753	19,319
Cash and cash equivalents at end of year	28,863	24,753
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	1,794	1,389
Cash paid for income taxes	$ 2,764	$ 3,202