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Insurance Reserves for Losses and Claims (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Insurance Reserves for Losses and Claims [Roll Forward]        
Beginning insurance reserves for losses and claims, gross     $ 85,620 $ 79,147
Less: Reinsurance recoverable on unpaid losses     (17,690) (17,600)
Beginning insurance reserves for losses and claims, net     67,930 61,547
Incurred related to [Abstract]        
Current accident year     96,897 98,972
Prior accident year development [1]     (3,544) [2] 678 [3]
Total incurred     93,353 99,650
Paid related to [Abstract]        
Current accident year     57,478 59,492
Prior accident years     34,647 33,060
Total paid     92,125 92,552
Ending insurance reserves for losses and claims, net $ 69,158 $ 68,645 69,158 68,645
Plus: Reinsurance recoverable on unpaid losses 17,420 18,528 17,420 18,528
Ending insurance reserves for losses and claims, gross 86,578 87,173 86,578 87,173
Reconciliation of total incurred claims to total insurance benefits and losses incurred [Abstract]        
Total incurred losses     93,353 99,650
Cash surrender value and matured endowments     1,326 1,961
Benefit reserve changes     (127) (1,591)
Total insurance benefits and losses incurred $ 30,630 $ 35,045 $ 94,552 $ 100,020
[1] In establishing property and casualty reserves, the Company initially reserves for losses at the higher end of the reasonable range if no other value within the range is determined to be more probable. Selection of such an initial loss estimate is an attempt by management to give recognition that initial claims information received generally is not conclusive with respect to legal liability, is generally not comprehensive with respect to magnitude of loss and generally, based on historical experience, will develop more adversely as time passes and more information becomes available. Accordingly, the Company generally experiences reserve redundancies when analyzing the development of prior year losses in a current period.
[2] Prior years’ development was primarily the result of favorable development in the property and casualty operations, as well as favorable development in the Medicare supplement line of business in the life and health operations.
[3] Prior years’ development was primarily the result of unfavorable development in the loss and claim reserves for the Medicare supplement line of business in Bankers Fidelity. Partially offsetting the unfavorable development was favorable development in the property and casualty operations.