CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Revenue:
Insurance premiums, net	$ 47,081	$ 46,090
Net investment income	2,340	2,113
Realized investment gains (losses), net	(10)	121
Unrealized gains on equity securities, net	2,193	744
Other income	4	7
Total revenue	51,608	49,075
Benefits and expenses:
Insurance benefits and losses incurred	31,169	33,272
Commissions and underwriting expenses	12,836	12,564
Interest expense	354	346
Other expense	3,453	3,440
Total benefits and expenses	47,812	49,622
Income (loss) before income taxes	3,796	(547)
Income tax expense (benefit)	954	(116)
Net Income (loss)	2,842	(431)
Preferred stock dividends	(99)	(99)
Net Income (loss) applicable to common shareholders	$ 2,743	$ (530)
Earnings (loss) per common share (basic) (in dollars per share)	$ 0.13	$ (0.03)
Earnings (loss) per common share (diluted) (in dollars per share)	$ 0.13	$ (0.03)