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Insurance Reserves for Losses and Claims (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Insurance Reserves for Losses and Claims [Roll Forward]    
Beginning insurance reserves for losses and claims, gross $ 85,620 $ 79,147
Less: Reinsurance recoverable on unpaid losses (17,690) (17,600)
Beginning insurance reserves for losses and claims, net 67,930 61,547
Incurred related to [Abstract]    
Current accident year 32,542 32,928
Prior accident year development [1] (1,523) [2] 475 [3]
Total incurred 31,019 33,403
Paid related to [Abstract]    
Current accident year 10,629 10,917
Prior accident years 19,966 20,984
Total paid 30,595 31,901
Ending insurance reserves for losses and claims, net 68,354 63,049
Plus: Reinsurance recoverable on unpaid losses 16,881 18,236
Ending insurance reserves for losses and claims, gross 85,235 81,285
Reconciliation of total incurred claims to total insurance benefits and losses incurred [Abstract]    
Total incurred losses 31,019 33,403
Cash surrender value and matured endowments 362 247
Benefit reserve changes (212) (378)
Total insurance benefits and losses incurred $ 31,169 $ 33,272
[1] In establishing property and casualty reserves, the Company initially reserves for losses at the higher end of the reasonable range if no other value within the range is determined to be more probable. Selection of such an initial loss estimate is an attempt by management to give recognition that initial claims information received generally is not conclusive with respect to legal liability, is generally not comprehensive with respect to magnitude of loss and generally, based on historical experience, will develop more adversely as time passes and more information becomes available. Accordingly, the Company generally experiences reserve redundancies when analyzing the development of prior year losses in a current period.
[2] Prior years’ development was primarily the result of favorable development in both the life and health and the property and casualty operations.
[3] Prior years’ development was primarily the result of unfavorable development in the loss and claim reserves for the Medicare supplement line of business in Bankers Fidelity. Partially offsetting the unfavorable development was favorable development in the property and casualty operations.