CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net Income	$ 4,281	$ 12,169
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred acquisition costs	24,064	19,393
Acquisition costs deferred	(23,151)	(20,143)
Realized investment gains, net	(4,903)	(7,420)
Unrealized (gains) losses on equity securities, net	(1,894)	3,431
Distributions received from equity method investees	290	0
Compensation expense related to share awards	211	437
Depreciation and amortization	1,003	980
Deferred income tax benefit	(1,112)	(2,250)
Decrease in receivables, net	1,545	1,349
Increase (decrease) in insurance reserves and policyholder funds	3,121	(3,230)
(Decrease) increase in accounts payable and accrued expenses	(947)	2,324
Other, net	(1,420)	1,931
Net cash provided by operating activities	1,088	8,971
Cash flows from investing activities:
Proceeds from investments sold	29,184	18,541
Proceeds from investments matured, called or redeemed	11,515	7,117
Investments purchased	(35,292)	(27,489)
Additions to property and equipment	(107)	(233)
Net cash provided by (used in) investing activities	5,300	(2,064)
Cash flows from financing activities:
Payment of dividends on Series D preferred stock	(399)	(399)
Payment of dividends on common stock	(408)	0
Proceeds from shares issued under stock plans	6	9
Treasury stock acquired - net employee share-based compensation	(153)	(91)
Net cash used in financing activities	(954)	(481)
Net (decrease) increase in cash	5,434	6,426
Cash and cash equivalents at beginning of year	19,319	12,893
Cash and cash equivalents at end of year	24,753	19,319
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	1,389	1,665
Cash paid for income taxes	3,202	3,883
Non-cash investing activities:
Receivable from sale of other invested assets	$ 0	$ 12,678