CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Revenue:
Insurance premiums, net	$ 184,216	$ 183,539
Net investment income	8,528	7,744
Realized investment gains, net	4,903	7,420
Unrealized gains (losses) on equity securities, net	1,894	(3,431)
Other income	13	76
Total revenue	199,554	195,348
Benefits and expenses:
Insurance benefits and losses incurred	131,694	119,876
Commissions and underwriting expenses	47,496	46,811
Interest expense	1,387	1,610
Other expense	13,675	11,548
Total benefits and expenses	194,252	179,845
Income before income taxes	5,302	15,503
Income tax expense	1,021	3,334
Net Income	4,281	12,169
Preferred stock dividends	(399)	(399)
Net Income applicable to common shareholders	$ 3,882	$ 11,770
Earnings per common share (basic) (in dollars per share)	$ 0.19	$ 0.58
Earnings per common share (diluted) (in dollars per share)	$ 0.19	$ 0.56