CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities:
Net Income (loss)	$ 12,169	$ (386)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Amortization of deferred acquisition costs	19,393	17,288
Acquisition costs deferred	(20,143)	(19,055)
Realized investment gains, net	(7,420)	(1,574)
Unrealized (gains) losses on equity securities, net	3,431	(5,511)
Distributions received from equity method investees	0	379
Compensation expense related to share awards	437	353
Depreciation and amortization	980	996
Deferred income tax benefit	(2,250)	(913)
(Increase) decrease in receivables, net	1,349	(4,709)
Increase (decrease) in insurance reserves and policyholder funds	(3,230)	12,858
Increase in accounts payable and accrued expenses	2,324	3,472
Other, net	1,931	(5,005)
Net cash provided by (used in) operating activities	8,971	(1,807)
Cash flows from investing activities:
Proceeds from investments sold	18,541	120,950
Proceeds from investments matured, called or redeemed	7,117	6,157
Investments purchased	(27,489)	(124,029)
Additions to property and equipment	(233)	(69)
Net cash (used in) provided by investing activities	(2,064)	3,009
Cash flows from financing activities:
Payment of dividends on Series D preferred stock	(399)	(399)
Payment of dividends on common stock	0	(403)
Proceeds from shares issued under stock plans	9	26
Treasury stock acquired - share repurchase authorization	0	(71)
Treasury stock acquired - net employee share-based compensation	(91)	(92)
Net cash used in financing activities	(481)	(939)
Net increase in cash	6,426	263
Cash and cash equivalents at beginning of year	12,893	12,630
Cash and cash equivalents at end of year	19,319	12,893
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	1,665	2,155
Cash paid for income taxes	3,883	1,662
Non-cash investing activities:
Receivable from sale of other invested assets	$ 12,678	$ 0