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Liabilities for Unpaid Losses, Claims and Loss Adjustment Expenses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Liabilities for Unpaid Losses, Claims and Loss Adjustment Expenses [Roll Forward]        
Beginning liabilities for unpaid losses, claims and loss adjustment expenses, gross     $ 81,448 $ 72,612
Less: Reinsurance recoverable on unpaid losses     (18,339) (14,354)
Beginning liabilities for unpaid losses, claims and loss adjustment expenses, net     63,109 58,258
Incurred related to [Abstract]        
Current accident year     91,788 103,017
Prior accident year development [1]     (2,740) [2] (629)
Total incurred     89,048 102,388
Paid related to [Abstract]        
Current accident year     57,676 66,682
Prior accident years     34,435 34,314
Total paid     92,111 100,996
Ending liabilities for unpaid losses, claims and loss adjustment expenses, net $ 60,046 $ 59,650 60,046 59,650
Plus: Reinsurance recoverable on unpaid losses 18,111 16,611 18,111 16,611
Ending liabilities for unpaid losses, claims and loss adjustment expenses, gross 78,157 76,261 78,157 76,261
Reconciliation of total incurred claims to total insurance benefits and losses incurred [Abstract]        
Total incurred losses     89,048 102,388
Cash surrender value and matured endowments     962 1,020
Benefit reserve changes     (132) 769
Total insurance benefits and losses incurred $ 29,219 $ 34,719 $ 89,878 $ 104,177
[1] In establishing property and casualty reserves, the Company initially reserves for losses at the higher end of the reasonable range if no other value within the range is determined to be more probable. Selection of such an initial loss estimate is an attempt by management to give recognition that initial claims information received generally is not conclusive with respect to legal liability, is generally not comprehensive with respect to magnitude of loss and generally, based on historical experience, will develop more adversely as time passes and more information becomes available. Accordingly, the Company generally experiences reserve redundancies when analyzing the development of prior year losses in a current period.
[2] Prior years' development was primarily the result of favorable development in the loss and claim reserves for the Medicare supplement line of business in Bankers Fidelity. Rate increases on existing business and the resultant improvement in rate adequacy was more favorable than expected.