CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and cash equivalents	$ 11,450	$ 12,630
Investments:
Fixed maturities, available-for-sale, at fair value (amortized cost: $217,291 and $219,924)	223,275	210,386
Equity securities, at fair value (cost: $9,060 and $10,515)	20,455	20,758
Other invested assets (cost: $7,005 and $6,905)	7,380	7,424
Policy loans	2,007	2,085
Real estate	38	38
Investment in unconsolidated trusts	1,238	1,238
Total investments	254,393	241,929
Receivables:
Reinsurance	30,253	26,110
Insurance premiums and other (net of allowance for doubtful accounts: $187 and $207)	23,891	15,223
Deferred income taxes, net	1,537	4,184
Deferred acquisition costs	38,144	37,094
Other assets	9,518	4,560
Intangibles	2,544	2,544
Total assets	371,730	344,274
LIABILITIES AND SHAREHOLDERS' EQUITY
Future policy benefits	92,108	90,257
Unearned premiums	33,947	24,206
Losses and claims	75,155	72,612
Other policy liabilities	1,331	1,973
Total insurance reserves and policyholder funds	202,541	189,048
Other liabilities	22,681	20,116
Junior subordinated debenture obligations, net	33,738	33,738
Total liabilities	258,960	242,902
Commitments and contingencies (Note 10)
Shareholders' equity:
Preferred stock, $1 par, 4,000,000 shares authorized; Series D preferred, 55,000 shares issued and outstanding; $5,500 redemption value	55	55
Common stock, $1 par, 50,000,000 shares authorized; shares issued: 22,400,894; shares outstanding: 20,160,859 and 20,170,360	22,401	22,401
Additional paid-in capital	57,444	57,414
Retained earnings	36,342	37,208
Accumulated other comprehensive income (loss)	4,727	(7,535)
Unearned stock grant compensation	(150)	(186)
Treasury stock, at cost: 2,240,035 and 2,230,534 shares	(8,049)	(7,985)
Total shareholders' equity	112,770	101,372
Total liabilities and shareholders' equity	$ 371,730	$ 344,274