XML 66 R52.htm IDEA: XBRL DOCUMENT v3.19.1
Insurance Reserves and Policyholder Funds (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2018
Dec. 31, 2017
Reserves for life, accident and health [Abstract]        
Future policy benefits     $ 90,257 $ 82,435
Amount of insurance in force, net     220,048 240,604
Unearned premiums     24,206 23,449
Losses, claims and loss adjustment expenses $ 65,689 $ 65,689 72,612 65,689
Other policy liabilities     1,973 2,010
Total insurance reserves and policyholder funds     189,048 173,583
Annualized premiums for accident and health insurance policies 116,404 105,422    
Summary of activity in liability for unpaid loss and claim reserves [Roll Forward]        
Balance at January 1 65,689 62,562    
Less: Reinsurance recoverable on unpaid losses (11,968) (10,796)    
Net balance at January 1 53,721 51,766    
Incurred related to [Abstract]        
Current year 128,242 114,099    
Prior years 308 [1] (1,765) [2]    
Total incurred 128,550 112,334    
Paid related to [Abstract]        
Current year 90,981 82,092    
Prior years 33,032 28,287    
Total paid 124,013 110,379    
Net balance at December 31 58,258 53,721    
Plus: Reinsurance recoverable on unpaid losses 14,354 11,968    
Balance at December 31 72,612 65,689    
Reconciliation of total incurred claims to total insurance benefits and losses incurred [Abstract]        
Total incurred losses 128,550 112,334    
Cash surrender value and matured endowments 1,316 1,442    
Benefit reserve changes 2,784 3,739    
Total insurance benefits and losses incurred $ 132,650 $ 117,515    
Ordinary [Member]        
Reserves for life, accident and health [Abstract]        
Future policy benefits     54,599 54,752
Amount of insurance in force, net     218,371 238,534
Mass Market [Member]        
Reserves for life, accident and health [Abstract]        
Future policy benefits     1,364 1,693
Amount of insurance in force, net     1,677 2,070
Individual Annuities [Member]        
Reserves for life, accident and health [Abstract]        
Future policy benefits     39 50
Amount of insurance in force, net     0 0
Life Insurance Segment [Member]        
Reserves for life, accident and health [Abstract]        
Future policy benefits     56,002 56,495
Amount of insurance in force, net     220,048 240,604
Accident and Health Insurance [Member]        
Reserves for life, accident and health [Abstract]        
Future policy benefits     $ 34,255 $ 25,940
Life, Accident and Health Insurance [Member] | Prior to 1977 [Member]        
Future policy benefits [Abstract]        
Policy issue range for future benefits assumptions prior to 1977      
Life, Accident and Health Insurance [Member] | Prior to 1977 [Member] | Minimum [Member]        
Future policy benefits [Abstract]        
Interest rates assumed for future policy benefits 2.50%      
Life, Accident and Health Insurance [Member] | Prior to 1977 [Member] | Maximum [Member]        
Future policy benefits [Abstract]        
Interest rates assumed for future policy benefits 5.50%      
Life, Accident and Health Insurance [Member] | 1977 through 1979 [Member]        
Future policy benefits [Abstract]        
Policy issue range for future benefits assumptions 1977 through 1979      
Life, Accident and Health Insurance [Member] | 1977 through 1979 [Member] | Minimum [Member]        
Future policy benefits [Abstract]        
Interest rates assumed for future policy benefits 5.50%      
Life, Accident and Health Insurance [Member] | 1977 through 1979 [Member] | Maximum [Member]        
Future policy benefits [Abstract]        
Interest rates assumed for future policy benefits 7.00%      
Life, Accident and Health Insurance [Member] | 1980 through 1987 [Member]        
Future policy benefits [Abstract]        
Interest rates assumed for future policy benefits 9.00%      
Policy issue range for future benefits assumptions 1980 through 1987      
Life, Accident and Health Insurance [Member] | 1988 through 2009 [Member]        
Future policy benefits [Abstract]        
Policy issue range for future benefits assumptions 1988 through 2009      
Life, Accident and Health Insurance [Member] | 1988 through 2009 [Member] | Minimum [Member]        
Future policy benefits [Abstract]        
Interest rates assumed for future policy benefits 5.00%      
Life, Accident and Health Insurance [Member] | 1988 through 2009 [Member] | Maximum [Member]        
Future policy benefits [Abstract]        
Interest rates assumed for future policy benefits 7.00%      
Life, Accident and Health Insurance [Member] | 2010 through 2012 [Member]        
Future policy benefits [Abstract]        
Interest rates assumed for future policy benefits 4.00%      
Policy issue range for future benefits assumptions 2010 through 2012      
Life, Accident and Health Insurance [Member] | 2013 through 2018 [Member]        
Future policy benefits [Abstract]        
Policy issue range for future benefits assumptions 2013 through 2018      
Life, Accident and Health Insurance [Member] | 2013 through 2018 [Member] | Minimum [Member]        
Future policy benefits [Abstract]        
Interest rates assumed for future policy benefits 3.50%      
Life, Accident and Health Insurance [Member] | 2013 through 2018 [Member] | Maximum [Member]        
Future policy benefits [Abstract]        
Interest rates assumed for future policy benefits 4.00%      
[1] Prior years' development was primarily the result of unfavorable development in the loss and claim reserves for the Medicare supplement line of business in Bankers Fidelity, somewhat offset by better than expected development on prior years loss and claim reserves for certain lines of business in American Southern.
[2] Prior years' development was primarily the result of better than expected development on prior years loss and claim reserves for certain lines of business in American Southern.