CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Revenue:
Insurance premiums, net	$ 172,931	$ 163,327
Net investment income	9,549	8,496
Realized investment gains, net	5,154	9,168
Unrealized losses on equity securities, net	(2,194)	0
Other income	113	123
Total revenue	185,553	181,114
Benefits and expenses:
Insurance benefits and losses incurred	132,650	117,515
Commissions and underwriting expenses	39,042	43,446
Interest expense	2,037	1,723
Other expense	12,795	13,074
Total benefits and expenses	186,524	175,758
Income (loss) before income taxes	(971)	5,356
Income tax expense (benefit)	(267)	828
Net income (loss)	(704)	4,528
Preferred stock dividends	(399)	(399)
Net income (loss) applicable to common shareholders	$ (1,103)	$ 4,129
Earnings (loss) per common share (basic and diluted) (in dollars per share)	$ (0.05)	$ 0.20