CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Cash flows from operating activities:
Net income	$ 4,528	$ 2,636
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred acquisition costs	10,630	11,884
Acquisition costs deferred	(14,349)	(12,993)
Realized investment gains, net	(9,168)	(2,595)
Compensation expense related to share awards	495	586
Depreciation and amortization	1,438	1,205
Deferred income tax benefit	(1,358)	(2)
Increase in receivables, net	(6,185)	(407)
Increase (decrease) in insurance reserves and policyholder funds	10,904	(666)
Increase in other liabilities	5,665	1,649
Other, net	34	19
Net cash provided by operating activities	2,634	1,316
Cash flows from investing activities:
Proceeds from investments sold	83,992	62,361
Proceeds from investments matured, called or redeemed	10,791	10,874
Investments purchased	(84,552)	(75,071)
Additions to property and equipment	(103)	(396)
Net cash provided by (used in) investing activities	10,128	(2,232)
Cash flows from financing activities:
Payment of dividends on Series D preferred stock	(399)	(399)
Payment of dividends on common stock	(408)	(408)
Proceeds from shares issued under stock plans	32	51
Purchase of shares for treasury	(692)	(698)
Net cash used in financing activities	(1,467)	(1,454)
Net increase (decrease) in cash	11,295	(2,370)
Cash and cash equivalents at beginning of year	13,252	15,622
Cash and cash equivalents at end of year	24,547	13,252
Supplemental cash flow information:
Cash paid for interest	1,705	1,544
Cash paid for income taxes	$ 1,400	$ 675